Why Infinite Banking is the Key to Financial Freedom (Do THIS with Your Money)

[@DeepDivineJourney]

Not only do you have the tools to differentiate what agent is actually helping you. You also have the clarity yourself to maximize every detail for your personal needs. Amazing video! Hands down. 🙏🏼🙌🤝.

[@TheChrisNaugle]

Your words mean so much, thank you friend. keep hanging with us!

[@DeepDivineJourney]

Absolutely 🙏🙌🤝, your work is pure. Thank you. God bless you.

[@osricharris9625]

6 minutes in and he's explained the infinite banking concept clearly and more descriptively than the other 50 videos I've seen. Thank you!

[@azimel6997]

Real talk bro

[@jacksonlane]

Yes. THANK YOU FOR CLARITY

[@aishastephenson5582]

Facts!!!!! This is the clearest explanation I’ve heard in the last 100 videos

[@DeepDivineJourney]

1000% agree with you. Not only do you have the tools to differentiate what agent is actually helping you. You also have the clarity yourself to maximize every detail for your personal needs. Amazing video! Hands down. 🙏🏼🙌🤝.

[@adamclio2189]

Quality content, videos like this and insight from an expert goes a long way.

[@finntomkins6825]

Couldn't agree more, their insight really helps, that's why I am now being coached by one, Edwin Earl.

[@ethangavin5348]

@@finntomkins6825 hello Finn, can you link me to one? i have seen some of the benefits and i would also like some assistance.

[@finntomkins6825]

INVESTWITHEARL

[@finntomkins6825]

on telegram

[@GreenLea24]

Great video! Best explanation I have heard. My only question is with the example you provided 10K a year going into a policy. Would that 10K go into the policy as a dump or can you pay it monthly? And if you pay it monthly, are you still able to borrow 10K let's say within 30 days?

[@spencerturkal5375]

So glad you made this video Chris. Probably just going to send it straight to my clients instead of taking the time during our meetings to explain it. I hope this video helps everyone also better discern who has their best interests in mind and who doesn’t!

[@growing367]

0:45 4:15 commission 6:15 mec 7 payroll 7:15 10:30 HECV 13:15 90/10 15:30 reduced paid up additions

[@heystarship9856]

Best explanation/analysis I’ve seen on this topic. Subbed.

[@nbgvfcmnbh6226]

the joy you have doing this and meeting people is amazing and yet you stay so humble and pay everyone a lot respect

[@jimcrowley1709]

The best and concise explanation I've ever heard on this subject. I have a specially designed policy and I'm looking to do another one. I've never taken any loans but this gives me confidence that I'm doing a good thing with my money.

[@waydeelliott5986]

Wow this is soooooo great. You did an amazing job breaking this down. Thank you

[@monicajohnson639]

Lost my notes - but was so impressed by you - took the notes again - and making sure they don't get lost because I am printing them now instead of waiting until later - thank again - you are the greatest.

[@303Estates]

Finally... someone who explained this infinite banking so I could understand it!! Great Job Chris!!

[@TheChrisNaugle]

Glad it was helpful!

[@thecrazypoet]

I almost never subscribe from a single video. Your explanation is incredible. You show true mastery over your realm of knowledge. Thank you.

[@monicajohnson639]

So far I have had at least 4 different versions of explaining the benefits of Infinite and yours is the best

[@TheChrisNaugle]

That means so much !! thank you!

[@Novaknet]

This is the best most honest and straightforward and understandable breakdown of IBC & why it matters that I've ever found! Instant subscriber here! Thank you 🙏🏽

[@ThomasPellicer]

Im so happy I found your channel today, this is absolutely the best video I have seen explaining IBC, I can't wait to learn more and then put it into action! THANK YOU!

[@JudyChilds-fu4em]

Thank you for taking the time, it matters ❣️✌️

[@TheChrisNaugle]

You are so welcome

[@matthewbolton1383]

It's a real shame that here in the UK, after doing hours and hours of research, I simply CANNOT find ANY 'dividend paying Whole Life policies' with a UK firm. All the UK firms say that, you CANNOT cash in your whole life policy early, and you also CANNOT borrow against yourself, hence we here in the uk SADLY CANNOT be our own bank.........I wish I was an american citizen.

[@zestyafrican8256]

Thanks a lot for the very detailed layout and simple explanation of the cash flow.

[@mesquitetejas8328]

I have no idea how this video started playing. I am just glad it did. I'm not to bright,but Im getting the jest of things. And , What I don't know I'm gonna research. Thank you dude, I'm subbing too.

[@TheNtnbear]

Glad he referenced the spread in regards to the difference in interest paid back.

[@TheChadWork2001]

Please explain more about the segregated account

[@ClaudioAmici]

This is the most well explained IBC presentation I have watched so far on this subject. Thank you so much Chris

[@GregStokes-p7l]

This is amazing !! All over this !!

[@BWiseTV]

So so i need to pay for the $10,000 premium up front first year to get the cash value? Or is it $10k divided by 12 months?

[@1angrykoala]

Very interesting. Do the insurance companies know that people do this? Is it frowned upon?

[@keenynkeshawnstylez4707]

One of the best breakdowns I’ve heard so far!!!✅🔥🔥🔥💰💰💰👍🏽💵💵💵

[@Lavonwoods]

The transparency down to the commissions sold me! I need several of these policies asap!

[@spencerturkal5375]

Add me on linkedin and we can chat about how to get you policy set up properly like in the video! www.linkedin.com/in/spencer-turkal-1607ab206

[@Lou-wizzeye]

Thank you for an articulately explained video . Helped me clarify , the machine and process of byob! Great Stuff !

[@IkanDakai]

This is so detailed. Thank you.

[@MrBernfred]

Best video on IBC. I learned a lot.

[@TheChrisNaugle]

thanks so much

[@grimmwood_ai]

do you have any videos about a dump in?? i would like to see how a policy work for something like that.

[@jonathanpcorrente]

your videos are fire!!! Thanks for explaining them so well.

[@TheChrisNaugle]

I appreciate that!

[@primefetus]

Chris, when you take money out, how is that debt structured? What are the payback terms back to the policy?

[@alvestor]

Great demonstration Chris. Thanks for sharing your knowledge on the topic. much appreciated!

[@tierramere]

Chris, Youbarebabreally good prof to explain numbers a someone like me that info not have any idea of equations. Is very clear! Am in Montreal and I am with infinity bank here I start months ago. My husband is American. Do you think that is worth that he has an account infinity bank here or better in USA . Thanks Yessika

[@sean13]

Chris, did you mean to write “ 15” on the 60/40 plan, first column bottom left? You’ve written 20 and that confused me until I figured it must be a typo. The other plans are all 5,10,15. Thanks. I love these videos!

[@chrisnaugle8397]

sorry that must be a typo

[@Jbarztheholyone]

Totally understood..Super awesome and ty so much!!! 😁🤑🤑🤑

[@Uncle_B_-Rad]

Loving this content...Thanks Chris!!🤟

[@ValWestover-f7y]

I am 72 in good health . Is the death insurance going to make this not work for me

[@donyemonroe4577]

Nicely done

[@iwasblindbutnowicansee676]

This was a great video.. thanks for the knowledge

[@TheChrisNaugle]

Glad it was helpful!

[@jasondurant6581]

This was a very eloquently conveyed video. I am curious as to why a “PROPERLY” structured IUL wouldn’t yield similar results? I’m not sure of the reasoning between IUL which people like D. McKnight or a C. Ray and others prefer vs WL embraced by N. Nash, S. Parisi (of IBC Global fame) or C. Guilliams.

[@cmusa9677]

Great video. Beginning around 37:00 when discussing borrowing from your policy. Yes, it may not "disappear" as in taking $10,000 out of a bank but 4-8% on $10,000 is a great deal. Especially, if that person does not pay the money back before dying. Also, you mentioned a 6% return because of the combination and the fixed percentage in the contract; not wholly dependent on the fixed percentage. Those dividends in a life insurance policy are not actually dividends. It's more of a refund. I enjoyed the video.

[@natikyusifov7582]

I love you. I didn't see any show explaining it better. Awesome!!!! Thank YOU. I wish you to be in Canada that I can meet you in person.

[@matthewfreeland5957]

Best video I have seen ! Thanks so much for speaking a language we can understand! ❤

[@vincentvong8055]

Where can I buy insurance like that Which company? How do I start looking into these life insurance?

[@batk0427]

I'm liking what I'm hearing.👏🏾👏🏾👏🏾 Subscribing.

[@KG-wh8yv]

Hi Chris, 1. Is it true that you NEVER have to pay back a policy loan (if you never deplete the cash value) because the loan and the loan interest will just be deducted from the death benefit payout to your beneficiaries ? 2. The Guaranteed Interest is written in the contractual obligations ? 3. Is this still advantageous if you will be retiring in only 9 years ?

[@harryrobot851]

Thank you so much for this video but in these uncertain times it is more important than ever to have a solid understanding of how to manage your finances, invest wisely and navigate economic downturns. But my primary concern is how to grow my reserve of $240k which has been sitting duck since forever with zero to no gains, sure I'm all in on the long term game, but with my savings are lying waste to inflation and my portfolio losing gains everyday, I need a remedy.

[@TravisJames-e4f]

Hey, have you heard about Elon Musk’s new robot project and the airdrop staking opportunity?

[@harryrobot851]

“No, I haven’t! What’s it all about?”

[@wandemiles]

Elon is launching this airdrop staking for crypto mining, and it’s connected to his latest robot project. It’s a huge opportunity because not only is it making crypto more accessible, but it’s also tied to Tesla products. Basically, this will ease product purchases and availability, especially with the way everything’s integrated with the crypto mining.”

[@harryrobot851]

That sounds interesting, but is it legit? Have you gotten involved

[@wandemiles]

Absolutely! I got involved through MRS PATRICIA STRAIN She’s a crypto expert and stock manager at Tesla. She’s been guiding me through this process, and honestly, she’s the reason I jumped in. Her knowledge about how to stake and where to invest made a huge difference.”

[@demo2791]

I do enjoy your content, I really do, but can you start putting together some short, factual packed, no loose jargon videos. It’s hard for my kids to stay focused, and I think it’s important for them to learn this. Much love

[@dalec6592]

Hi Parick, wow thank you for sharing content to your kids. Will let Chris know, we appreciate your suggestions 🤩

[@TheChrisNaugle]

Noted! let me know if you like this shorter video kzbin.info/www/bejne/a2bEhGOHhdWlfJY

[@cottagehouse3817]

Whats best company to use

[@dennyoviedo4102]

Nice teacher, good info .

[@dempseydoodles]

Just started to follow you. Loved the educational content. And you broke it all down simple and clear. I do have a question I’m hoping that you can answer. I have a residential multifamily property. I collect rents on 3 apartments, and I live in one (owner occupied). Is it possible for me to use the Infinite Banking System to “funnel/direct” my money into, and pull out to make my monthly mortgage payment? Because I feel that despite me not paying my mortgage and my resident are, that this would be silly and foolish to not take advantage of especially since, theoretically, this would be 100% me using other peoples money to fuel and grow my Infinite Banking System 🤷🏽‍♂️

[@herimagallanes9585]

What if I gave term insurance already with AAFM

[@DUANEYAISER]

Chris, I'm subscribed to several awesome people in the IBC community, but your explanation here is one of the best I've seen! It's wonderfully clear every step of the way and with great production polish. You get my sub AND the bell, sir.

[@chrisnaugle8397]

Thanks Duane

[@jodi2462]

Not all term insurance policies go up every year. There are level term policies that stay the same monthly cost for whatever term you purchase it for. There are 10,15 and 20 level term policies that you can purchase.

[@dollarz4Dave]

Like the concept of the HECV, but am being advised that at my age, a very healthy 63, that the cost of insurance is too high for the whole thing to work for me?

[@romanlacap9182]

Wish I watched this dude 10 years ago. Dropping 💎💎💎

[@andrewthompson6422]

What are some specific policies company/policy that should be considered? You mentioned only about 10 policies actually work for IBC.

[@michaelcooper8217]

I've watched 5 of these videos (and will keep watching more) and I find them very informative. I am left with the same unanswered question. What's the mechanism for repayment of a loan. I'm carefully listening to see how he repayment happens. It "sounds" like the money you're "Paying yourself" as the loan repayment is going into the plan to collect interest. If that's happening what portion if any is repaying the loan from the insurance company utilizing the cash value? If the loan isn't getting paid back and I am just putting the loan payment actually back into the policy, what happens to the interest liability of the loan I took out? I'm not trying to do anything other than get crystal clear on this, because the rest Chris has been outstanding at making clear. Is there a video that covers the path of "Taking a loan up to cash value" and "repayment of that loan and how the interest impacts me"?

[@michaelcooper8217]

I found a video that answered my question. Now, how much of the of a $10,000 yearly premium of a 60/40 policy is the guaranteed interest calculated on?

[@brunogirardp.a.realestateb5494]

Thank you, I am on my way.

[@AK27AK]

Any thoughts on the risk of failure/bankruptcy of insurance policy providers guaranteeing the compounded interest and dividends?

[@josecedillo8111]

Great content , how can I open or become my own bank.?

[@johnkesinger2191]

I’m ready to do it. How do I get it started ?

[@Ingram_enterprise]

Is it a certain time period to pay that loan back?

[@303Estates]

great job explaining the IBC "process". I have watched a lot of videos , and yours was the most clear and made sense! Question... I own a lot of apartment rentals. Let's say I want to sell a building and put the proceeds into your IBC system/process/product. How can I do this without paying capital gains on the sale of the apartment building?

[@TheChrisNaugle]

Thanks, I appreciate the feedback! I’m not a CPA so what I’m about to say would need to be done under the advice of tax accountants and real estate attorneys. The plan would be to sell the apartment into a properly structured trust. The trust could sell the asset with proceeds being allocated to the corpus of the trust. The trust could then purchase the policy.

[@EdpFromOhio]

Hey Sven. Rather than sell a property and have to worry about the taxes and the capital gains etc... Why not just take out a tax-free loan on the property and invest the money into its key personnel as a life insurance policy being you? If I'm correct, the loan is tax-free, the investment into your policy through your company or LLC structure is also a tax deduction and write-off. Then the cash value in your policy is loanable to you and therefore also not taxable as a loan.

[@DHillier-w9k]

I'm putting the pieces together and am very interested. However, I'm almost 76 years old. Can I even get this type of life insurance? Should , or have I "missed the boat"?

[@TheChrisNaugle]

One strategy to consider would be to have you be the owner of a policy on another person who is an insurable interest (family, business partner)

[@metaphysicalministries6863]

Question can the top two be used to design a IUL if looking for retirement?

[@MXX24MXX24-xm7lj]

what's the maximum I can put in at once . I knew about IBC for 8 yrs and never had it explained better .

[@multimeter2859]

Does it matter whether you go direct recognition vs. non direct recognition?

[@meigenbouman5211]

Chris, do you have videos on dump in?

[@TheChrisNaugle]

This is the most recent design video. kzbin.info/www/bejne/pJTUo3iZg5yrrNU

[@JimButler1234567890]

I have a couple of questions that I want to ask him, and they are these: What happens when the cash value of the whole-life policy, exceeds the death benefit? Can you borrow a value beyond that of the death benefit, up to the cash value? Can the death benefit be increased to match the cash value? What happens when the insured dies? Does the cash value come out and go to the beneficiary? Can the policy with all of it's cash value be willed to your revocable living trust? If the objective of infinite banking is to truly be infinite, then there needs to be a mechanism to pass the policy to the heirs of the insured, or to at least liquidate the policy for all it's cash value, and set up new policies fle the heirs, or somwthing. What to do?

[@TheChrisNaugle]

The cash value will not exceed the death benefit. When the policy endows at age 121, the cash value and death benefit will be equal. The policy beneficary can be your trust. When the insured dies, the death benefit - loans gets paid to your beneficiary and they can create more policies,

[@phoebefan1955]

Most valuable video watched on KZbin!

[@clintonsjacobs]

What happens to the account when the policy holder passes? Does the beneficiary get any of it or only the death benefit?

[@shawn19922007]

what would be a good policy for people to try and pay debt off right away.

[@TheChrisNaugle]

Send my team an email at [e-mail] and we can take a look and get you connected with a specialist that can assist in your specific situation!

[@dalyallday2057]

When your paying back the loan is all 100% going straight back to the insurance company separately or is the money combining with your monthly premium payments and accelerate your cash value because then your dumping more money into your account?

[@dalyallday2057]

In other words if I have the money to make a big purchase on something(home improvements, vacation, ext), is it better for me to take a loan out instead of buying it in cash on the spot?

[@bigdummy3091]

What company would this example have worked for? You said there was one of ten that charged only 4%

[@sandralima3171]

What type of medical exams do we need?

[@luxclassylifestyleandfashi3582]

i love this thank you so mush

[@XRPeakyBlindAR]

Is this a market derived derivative interest witching these policies Or is it a call option ?

[@yourmovebro8650]

Great content!

[@stevecorrie7907]

Please clarify for me, if one dies before the term expires does the person get the cash value in addition to the death benefit?

[@stetsonsmith2810]

What are the insurance companies that have the most IBC friendly policies?

[@TheChrisNaugle]

Lafayette Life, One America, and others we work with 5 carriers. Here’s where you can book your call with the [BYOB] Money Mentor Team: go.oncehub.com/TMM-Coaching looking forward to connecting more with you!

[@kenositlhokwane]

The best video ever

[@aaronc6819]

Thanks for breaking this down Chris

[@TheChrisNaugle]

You bet!

[@LuisMorales-ev4zs]

💯🔥 Great video!

[@brettweltz8135]

OK silly question here have you ever had customers when they signed up for a infinite banking system with you have you ever had them want to take out a new policy every time the building interest runs out and the term of the policy? My other question is once the policy has got its full term can you just take what’s in the policy and recycle it into a new policy?

[@alanscott8067]

Awesome 👏 😎. Now I can have my cake and eat it too😋.

[@davidljanvrinjr.5653]

I am lost on the 60/40 10th year $10,000 payment and being able to take out $13,119. Is that number out of $100,301? So not 31.19% it would be 3.1% and take 10 years to do it?

[@kennethstill3340]

Thanks and how can I get in touch ? If I wanted to set this up

[@edwardmerry]

Hi Chris, Thanks for another amazing video. I have 60K out on a loan to a fix-n-flipper. I borrowed it at 6% from my Heloc. I receive 15% from the borrower. I'll be getting that 60K back in 3 months. What would be the best strategy to start a policy? Should i plan to deposit the whole thing (still as a loan from my Heloc) Or would you recommend depositing 10,000 per year and making 15% on the remainder as a private money loan? I'm thinking If I deposit the 60K I could borrow 50K in a month and loan that out? Then maybe I make 6% from the insurance and 15% from the private loan?

[@TheChrisNaugle]

Reach out to my guy [e-mail] and he can help strategize on the best option for you. I like what you have working so far!

[@thuizar]

If you qualify for whole life insurance initially, do you have to again qualify again for the term insurance?

[@TheChrisNaugle]

You are approved once then the policy is a contract for the remainder of your life as long as your premiums are paid. You will not need to be approved again for that specific policy,

[@thuizar]

Thank you@@TheChrisNaugle - this is great. I have a consultation with your team next week. Can't wait to get started.

[@diegovinueza5341]

what insurance providers has the HECV policy?

[@TheChrisNaugle]

All of the companies we work with have high early cash value policies.

[@brendascally116]

Curious about the death benefit in the 90/10; does the 351K include the 250K term?

[@ellynnthorstens7877]

I watched this video and then had my "Getting started call" I told him I wanted a 90/10 and he is trying to steer me toward a 70/30. He's saying the 90 wont compound as quickly as the 70. Can someone advise my why he'd give me the opposite advise of Chris? I also wasnt crazy about the monthly handling fees or the historical dividends of the company he was steering me towards.

[@FinancialMaintenance]

Hopefully a simple question. Say I use that 10k to pay off cards and I use it like a line of credit in a velocity banking setup to pay down debts. After 4 months I have paid back my 10k loan from myself. Is that cash value opened back up within the first year or do I have to wait to until the start of year 2 to re-access the cash value again?

[@FinancialMaintenance]

Would it be more advantageous to start a second policy instead?

[@TheChrisNaugle]

Yes every time you pay your policy loan back, it's waiting in the wings ready to RE-deploy again ... over and over... infinitely So long as you have cash value, you can use it for anything. Here’s where you can book your call with the [BYOB] Money Mentor Team: go.oncehub.com/TMM-Coaching looking forward to connecting more with you!

[@mrcrooms6493]

I haven't heard you say what company to do these methods through !!!!!

[@TheChrisNaugle]

We can help! Watch the 90-minute training on how to get your own policy. It's a prerequisite to an initial phone call with a Money Mentor moneyschoolrei.com/masterclass-broadcast-chris 
When you’ve made it through the video -HERE'S WHERE YOU CAN BOOK A CALL WITH OUR TEAM: go.oncehub.com/TMM-Coaching

[@vaughnthomas2016]

What is the cut off age to be able to get a policy

[@andresethridge8995]

GREAT JOB 💯💯💯💯