Chelsea On Working For Rich People, Beauty Spending, And Family Money Drama

Chelsea answers audience questions about how much her skincare costs, her advice on helping low-income parents plan for retirement, reading negative comments online, her experience working at a country club, and more.
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[@PrettyGuardian]

"I don't aspire to things that will keep me on the hamster wheel of consumption." Too long to put on a coffee mug but definitely words I live by.

[@desireetrevino9858]

I felt this one 🤌🏼

[@EldeGaming]

Would be quite ironic to put that on a coffee mug too 🤣

[@chrisdavis1754]

Maybe "Jump off the hamster wheel of consumption"? Resonates with me now that I am actively downsizing.

[@troywalkertheprogressivean8433]

I like to condense it down to "phuk you"

[@mrrd4444]

"Talent is second to reliability" as someone who's not the BEST or FASTEST animator in my studio but certainly the one who picks up overtime whenever needed, and with a storied career in animation of 7 years and counting... yeah

[@ElsieEastmanMusic]

I hire at my job and LET ME TELL U THIS IS THE TRUEST THING IVE HEARD ALL WEEK. I would so much rather have an employee who is slightly less perfect but always on time and present

[@Snowshowslow]

As someone who most things come easily to, except for structure and dealing with tedium, I also agree. It's really hard for me to be reliable, but it's SO important.

[@hazelmeldrum5860]

As a middle level employee ,but reliable after several years , my employer ran a course where we discussed our skills .to say I was surprised at what I did but took for granted was an eye opener.it really boosted the moral of all of us.

[@phaiag1727]

I actually started following this channel when she acknowledged her husband's support (having her on the insurance and that kind of thing). I used to beat myself up a lot because I felt like I was "falling behind" my peers in so many areas. I felt like I was failing personally because I didn't have the nice apartment, fat savings account, etc. that they did. The truth is that even though they worked hard and are smart, they were also not alone. They were building those things with a partner, meaning there were two incomes and of course lots of emotional support as well. But they often compared themselves to me as if everything was exactly the same. It was so incredibly cathartic to hear another successful woman say "ACTUALLY I did have help from my partner."

[@ManUntdForever]

Exactly. I’m glad Chelsea is always very honest. None of the millennials I know live alone - they either live with a romantic partner or with their parents.

[@jasminequezada3083]

I love the discussion of the intergenerational burdens of having to support other family members. Very relevant for first-gen families like mine. Thank you for tackling these tough issues!

[@turtlescanfly7]

And it’s so compounded when your parents are divorced. I’m second gen but my siblings and I talk about who will let mom vs dad live with them since neither seem to have a proper retirement and aren’t changing their habits. It’s also so culturally engrained that you must care for your parents. My dad says “it would be a privilege for me to care for my mother in her old age” but what if you’re not medically qualified? Who takes care of her when you’re at work?

[@jasminequezada3083]

@@turtlescanfly7 I 100 percent agree! I have had this discussion with my parents several times: you are more than welcome to live with me when you can no longer live on your own, but I will be hiring a nurse to handle your medical needs. It makes zero sense for children to opt out of their prime earning years to care for their dependent parents. My spouse and I both come from non-European backgrounds (he's Southeast Asian, and I am Latina), and I have witnessed some *contentious* group threads on this topic.

[@8rainbowcaterpillar]

Resources around this would be great

[@soapygirl83]

I have lived through this and it's hard to watch a family member continue to make poor financial decisions and then expect a bailout.

[@Martina_E]

Right?!

[@immortally87]

It's nice to see a financial guru acknowledge that being a 2 income household is such a huge privilege. It get glossed over lot in this space.

[@Pomagranite167]

I'm honestly super happy single and prefer to cintinue being single for a while but I've been considering dating someone just bc I wanna be a homeowner and its way easier to do on 2 incomes instead of 1, and I'm also suffering a shoulder injury which really limits my independence atm, and i can barely even work. Obviously, I don't intent to act on that bc that is obviously not a good reason to enter a relationship lol but this injury and the current housing market has really opened my eyes to the fact that for a system that touts hyper-individualism and disilusions us all to think we cam do anything by ourselves, its actually really fucking hard to succeed on your own and has once again proved that no man is an island.

[@inthevault9603]

I’m a one income household. And I can’t even phantom how nice it must be to be a two income family. But the upside is that no one else has control over my money (anymore bc before my S.O. I was with basically never worked 🤬).

[@TheperfectfrenchwithDylane]

If you really can’t find someone to speak to when you learn a language, talk to yourself out loud. It’s not ideal but connecting your brain and your mouth is important to practice. I had nobody to speak English with for a long time when I started and it definitely helped :)

[@marcelcicirko]

Qqq

[@nightembergrl]

Also recording you're out loud practice can help get the accent and pronunciation right.

[@alexisreve1]

Reading articles written by/for native speakers of your target language out loud can be helpful, too. This ensures that your speech sounds more natural, especially if you're not at a high enough level to use proper syntax and grammar consistently

[@nerdaccount]

THANK you for pointing out that there is no shame when living in poverty to get help from the government. AMEN!

[@Will_of_D_ssert]

It's hard because in Asian culture (for me specifically, it's Filipino culture) taking care of parents in their older years is the standard--there's usually this unspoken rule that you bring dishonor and disrespect on your family if you don't toss everything aside--your ambitions, dreams, ideal place of living, hobbies, etc--to take care of aging parents. Also in a lot of asian households and parents really put this pressure on their children (luckily not mine)...my parents have been pretty good about making sure this burden doesn't fall on me, but a LOT...and i mean a LOOOT of our family members constantly bombard me with criticisms that I'm not living together with my mom (I'm married, we tried that for a while when my dad passed away and a lot of things went downhill but it wasn't very good for a couple, and now my mom lives a few houses away from my husband and I, which is a better compromise and more optimal for both parties than living under the same roof)...but every single conversation I have with family friends always entails them making me feel guilty for not sacrificing my entire life to take care of my mom. Literally it's like, "oh you're not suffering taking care of your parents? Let's make you suffer by reminding you of it every day" Look...yes, I will do my best to visit, spend time with my mom, or help out where I can in a way that doesn't burden me financially/mentally, but it really breaks my heart to know a lot of people personally who have had to uproot their ENTIRE lives because of this responsibility placed on them at a young age, whose parents are always guilt tripping them by saying "we took care of you, now it's your turn...you better do that now" :( there’s also a running “ joke” in these households that goes “why save up for retirement or open up a 401k or Roth IRA when you can have children to take care of you later?” 🤦🏻‍♀️ And you’ve probably heard of Asian parents making sure their kids go for high-earning careers such as being doctors, nurses, etc-yes this may sometimes be pushed onto their kids as concern for their kids’ wellbeing, but a majority of this is also so the parents can live off of them later on 🥺 I have a friend who wanted to pursue acting, but her extended family would say stuff like “don’t do that, you’re not gonna make enough to support your parents when they’re old.” Plus these people who go through this obligation have children of their own. It does help though that the parents will take care of the grandchildren, but just the guilt/shame associated with this is just really detrimental to one's mental health :(

[@genericplantlife]

I am also Filipino and also raised by parents who went against the grain and worked hard to never put pressure on us to financially support them in the future. I agree that there are far too many parents and family members in our culture who just EXPECT children to physically and financially support their aging parents. Like it's a personal failing not to do so. To the point where some parents have children just so they have someone to take care of them when they get old. I'm sorry that your family members are like that. Children caring for and supporting their parents in old age is a loving gesture, but it should not be a requirement. THEY are the ones who chose to have children. My parents never asked me and my siblings to pay for any of their financial needs, but we do anyway because we want to (and are able to).

[@BubblyViolin11]

I’m Japanese, and I was in a similar situation. My particular case was a bit different since my mom got sick, but the filial piety is strong in many Asian cultures. It’s also hard because many parts of the diaspora are in western countries that don’t help us support our own parents so the weight falls ALL onto our shoulders. We’re put in a position where we really do have to choose between our culture or our mental/financial/emotional health. It’s a hard place to be and even more difficult to navigate.

[@happythoughts4977]

That sounds really hard. If this helps, guilt comes from obligation. When other people decide what you are "supposed to do", that creates an obligation for you. If you can't or don't want to accept that obligation, you may feel guilty because your family/friends pressure you. It's hard to enforce boundaries and decide what is and is not your responsibility.

[@lavellelee5734]

Damn.....just damn my guy. Feels 😞

[@aishwaryanarayanan4778]

As a 31 year old Indian woman currently settled in Canada away from her old and ailing Indian parents (also supporting them financially and feeling like it is my absolute obligation/duty to do so while I crumble under intense debt and loans), this hits home hard.

[@lanaharper9798]

Sooo I’ve started seeing some angry “Chelsea did an ableism” comments, and … Okay. I’ve been a pianist for a long time, and I’ve been on all sides of exchanges like this. I also have a lot of traits in common with autism and ADHD (but can’t get in anywhere for a screening lol). I do not honestly believe it’s fair to call TFD “ableist” for having deadlines or not wanting to work with people who just vanish without a word. Like, I have every sympathy for a neurodiverse musician who needs an accompanist, for example, but I can’t learn an hour’s worth of music three days before your concert. People don’t have deadlines for projects just for the heck of it - if someone needs something finished by a certain date, sometimes they just need it done. Especially if we’re talking about situations where people agreed to do a project and didn’t, or act rude and entitled during the process, and then asked to be paid anyway, I don’t think it’s “ableist” to not wanna work with those people again. Just a thought.

[@Snowshowslow]

Yup. I am not naturally blessed with reliability, and it makes things harder for me and the people working with me. It's unfortunate, but it's an actual issue, even if there isn't much I can do about the fact that it takes me a lot of effort to act reliably. It's not wrong to acknowledge some traits are more difficult to work with than others. Dismissing others just because they have or lack a certain trait is of course a different matter. Also, reliability is very important to a lot of people on the spectrum as well.

[@Hasna256]

I've seen IRL how sometimes some people accuse others of 'ableism' because they just want to continue with their feelings of entitlement unchecked. And in my experience this leads to emotional abuse and unhealthy work environments.

[@strayiggytv]

This. It's on the nuerodivergent person to know their limits and to make their limits known. While resell stuff and am always reliable in that regard I'm also an artist and I KNOW that I am not reliable enough to take commissions with my artwork. I have to be content with just selling the things I make in my own time because it wouldn't be fair to take money for something I cannot gurentee I'll be able to provide in a reasonable amount of time.

[@thatbberg]

It would probably be easier to overlook if there weren't "Chelsea did an ableism" moments in almost every video, sometimes multiple times in one video. It's an ongoing pattern for the TFD brand at this point.

[@gretchenlynn89]

As someone with ADHD who was diagnosed as an adult (the psychiatrist literally said, "how have you gone this long without being diagnosed?") and who has been a department head, anyone saying that wanting reliability is ableist is incorrect. Reliability *is* something that I struggle with, especially on the more boring and mundane parts of a job. That's why I have accommodations and, when I'm in a position to do so, tell people how it's best to work with me. 9 times out of 10 if I say, "Hey, it's much easier to get a quick reply if you give me a call," people give me a call, which makes my inbox more manageable. Then that helps save my executive function for when I really need it and appropriate accommodations just aren't possible. And sometimes I do get it wrong, but I try my very best to own it and make it right. And I bet if, when approaching TFD for collaboration, the person was like, "By the way, I have X disability and this is what might come up, and here's how we can work with it," that's something they would accommodate (because legally they have to).

[@AyH25]

Wow thanks for saying that professionalism is undervalued. I feel overlooked as someone who is very professional and reliable , yet somehow “boring” for not having jazzy skills . But when I realize how many people in the professional world straight up suck, then I feel a little better about myself. Unfortunately professionalism isn’t often rewarded financially

[@Mrslovett007]

People need to stop having kids as a retirement plan..and yes there are people who think this way. You find this out when people find out you don't want to have children and one of their rebuttals is "who is going to take care of you when you're old"? It makes me want to face palm. As if kids only need help up to age 18...What if the kid needs help into their 30s or beyond? Not such a great retirement plan is it?

[@Pomagranite167]

Theres also the stark reality that your child is an individual and may want nothing to do with you when they are older. Some ppl are shit parents who deserve it. Some tried their best but their child just has no interest in caring for their parents. Theres also the possibility that your child may pass before you. What then? Or your child has a disability that forces them to rely on you forever rather than the other way around. Not saying any of these are particularly bad situations. But it does show that ppl dont think too critically about the future of their children, just their own. A mother/daughter relationship is like any other. Just because you love that person, doesnt mean they love you back. Just because you appreciate their existence, they might not appreciate yours. Then theres the very obvious, if you never show love or appreciation to them, dont expect them to give it back. Your kids are just ppl.

[@Mrslovett007]

@@Pomagranite167 absolutely agree 💯

[@bellaluna9572]

absolutely

[@strayiggytv]

It also becomes apparent when the child is born with disabilities or severe medical problems. The people who try to 'cure" their child's autism with torturous nonsense like bleach are often parents who cannot handle that their child is never going to be able to be the "perfect" ideal they had in their minds. That's effed up in a major way.

[@MariposaRedimida]

Agree! And to add to this, your children may even choose to move to a different country one day. I often wonder how or if I'll be able to care for my parents and will that force me to move back to my home country. Both my brother and I left, so one of us has to be there for them. I see my mom taking care of her mom, and wonder how the scenario will pan out for us 10 years.

[@norkyd8671]

I loved the answer about financially helping parents, very honest answer. I also loved the answer about the professional career advise, too many people think talent is enough and it isn’t. Great q&a!

[@lilyhomma6965]

Seeing a dermatologist is absolutely worth it, and the upfront costs of copays and treatments are ultimately going to be less than what you spend buying whatever centella or snail mucin serum is being gushed over by the skinfluencer community (saying this as a James Welsh fan, full transparency). As Chelsea said, it’s the skin on your face, and it’s worth investing in. I dealt with pretty bad acne throughout high school and college that a) took a huge toll on my self-esteem for many years, and b) cleaned out my wallet, because I was so determined to fix it on my own. I saw a derm occasionally throughout that period - a male doctor who never failed to condescend to me, mansplain, and tell me that things weren’t as bad as I imagined - and nothing changed. Finally, I decided that I was tired of dealing with this, committed to regular visits rather than sporadic check-ins, changed to a different (female) derm who actually took hormonal acne into account, went on Accutane, got great results, and now only use moisturizer and my prescription tretinoin (retinol). One of the best decisions I’ve ever made.

[@kendallstark4302]

I love this!!! I started going to a dermatologist and got on prescription tretinoin at 0.025%. Best decision ever. I also have tried lots of Korean skincare, especially hydrating toners, and the only thing any of them ever did was clog my pores. Western drugstore staples and prescription tret for the win!

[@poisonedchalice]

Ditto! Finally being prescribed Roaccutane changed my life! I dread to think how much I spent on my skin before then 😫 Tret ftw! x

[@GamingMan01]

My acne was extremely, extremely gnarly from the ages of like 12-15. Nothing worked to attenuate it until I finally went on accutane, which, for all intents and purposes basically 'cured' my acne. I know it gets a bad rap because of all the potential side effects, and as I understand it the drug isn't even really prescribed anymore because of that, but at least for me I can confidently say that accutane was a miracle drug. I cannot even fathom how much worse my acne may have gotten if I had not been prescribed accutane.

[@justingerald]

The organization etc stuff is why it took me a long time to realize I had ADHD - I just thought I was "bad" at a lot of things despite being booksmart (or whatever). Now that i know that, it's been a whole lot easier to compensate/support the things that don't quite come so easily for me and my talent has a much higher chance to shine. (But to be clear, I never miss deadlines and am rarely late etc, just things like smaller mistakes.)

[@JustinThorntonArt]

Yep… we tend to end up in creative fields too. I feel like with talent many people will give you a pass on the inconsistency that comes from ADHD. Not at tfd. But it is true once you know you have you can take steps to manage it.

[@fishstick7104]

Yes!!! Organizing is so hard! I would love a TFC with Jessica from "How to ADHD"! She has so many helpful tips and tricks with managing ADHD, and some really awesome transparency about the daily struggles!

[@justingerald]

@@fishstick7104 Oh that would be great.

[@melissamybubbles6139]

How did you get to the point where you were consistent despite ADHD?

[@EayuProuxm]

Altos really don't get enough love from the culture. If you have an interview with Khadija Mbowe, you two should totally do an outro of both of you singing

[@SamarkandChan]

I think paying for a class in a new hobby might be worth it over buying things for it when you don't know if you'll want to get into it. 😊 Having a skilled person teach you at a higher skill level than what you're at will probably also set you up better for continuing.

[@Patmorgan235Us]

This is a great idea. you can do it with a friend and make it an experience, you don't have buy a bunch of stuff you won't use, and you get help getting over the initial learning curve.

[@pisceanbeauty2503]

I would love to hear more stories from hiring hell! It would be good for the listeners to hear from someone who hires people some of the basic mistakes people make when applying and interviewing for positions.

[@virtuousbelle9024]

I work in HR and one time I reached out to a candidate to schedule an interview. I guess i took a while to reply back to his response, so he sent me three emails saying something like: “i guess you found someone better” “no wonder you’re hiring” “remove my application I don’t want this job anymore”. I was like omg 😳 then a month later he emails me again and goes “i guess your silence tells me everything i need to know. I don’t want to work there anyway”. Like dude, you were never going to get an interview anyway lol i was shocked. Please do not harass the recruiter! Lol

[@pisceanbeauty2503]

@@virtuousbelle9024 😭😭😭

[@thefinancialdiet]

Highly recommend checking out this video! kzbin.info/www/bejne/eXuYaXWtlr2de7c&

[@jampsonn1826]

Yessss to tailoring! I found an amazing tailor down the street from me who is a small, woman-owned business and she has fixed/tailored so many clothes for me that I bought secondhand. I even got my bf to go there to repair a few of his clothes that were still usable. We've spent some $ there but I found it to be super worth it and I also love supporting a small business rather than buying new stuff from fast fashion companies

[@thefinancialdiet]

It is almost ALWAYS worth the money!

[@wateraardappel]

Who else sees Chelsea as a big sister telling us stories and giving us lectures? I love it how she gives me a chill feeling and that i could just listen to her at work. Also, ive been on tfd since the beginning and love how accomplished she is right now, that is some motivation for us!

[@rachelwilliams4477]

Tips for not spending too much on hobbies upfront: spend on the best low-tier version of a hobby. Don’t buy the cheapest thing cause they are terrible quality specifically made to capture naive new hobbyists. Find the best version on the low tier of a hobby. For example, instead of buying a cheap pair of skis for $ 400 rent better quality skis for $75. Thus you won’t miss out on good function while trying out skiing and you won’t be stuck with skis if it doesn’t work out. Don’t buy your own skis until you’ve rented skis at least 3 times. Yes it’s more money it you decide to keep skiing but it will probably save you tons of money if you decide to drop the hobby. Buy one thing at a time! Don’t rent skis then immediately buy skis. You need time to evaluate if you even like skiing in general. Remember if you don’t like skiing in general, you’re not suddenly going to like it with pro-level skis. In fact you’re probably not talented enough to see benefit from the high-tier product anyway! Sorry for long rant, and the prices might not be accurate cause I don’t ski but I have lots of other hobbies. I’m thinking of taking up skiing and this is the exact strategy I was using.

[@iluvzurara2]

regarding the clothes, while of course we all know the deal with fast fashion, im not convinced that companies that sell clothes with a higher price tag are arent exactly doing the same things that say old navy is doing (and mind you the quality of old navy products is going up if i must admit, especially their leggings). a "promise" or "commitment" on a pretty IG graphic doesnt exactly mean shit and theres no way to really find out if these companies are doing what they promise theyre doing. very few actually do.

[@DrewLSsix]

As a gym holiest with a decent setup in the garage my advice has been to invest in you before investing in equipment. A treadmill makes a decent coat rack and a gym membership fee can be ignored within the greater budget. Start with the simple things you can do with little more than an appropriate pair of shoes and clothes that don't actively get in the way. Raise your general activity, look at your food situation, start with the body weight stuff you were taught in highschool. It takes a couple weeks at least to establish a habit and fitness requires establishing several habits over time. I get being interested is something particular, I like barbells and plates and don't particularly like push-ups and running, bit any decent training effort involves dealing with things you don't love along side those things you really like. Discipline and consistency matters more than motivation and inspiration. The former can be made daily attributes while the latter come and go with little control.

[@soapygirl83]

I think the best work out routine is the one you do consistently.

[@mayvel1537]

Agree! I also find it helps to notice how great you feel after working out too :)

[@faeriesmak]

To the party who asked about supporting low income elderly parents I have a suggestion. I know that this is not traditional or necessarily something that everyone wants to do. When my disabled Father passed away and my Mother, who was then broke due to a lifetime of my Fathers medical bills, couldn’t support herself she moved in with us. Multi generational household. We have 5 people here ranging from 73 to 15 now. It has helped us save as she pays the electric and gas bill, and has allowed her to get out of medical debt and save as well since she is not paying rent.

[@ananyagirish9982]

for the hobbies question- I'm into fiber arts and am picking up different ones pretty often and it can get expensive. Something that's helped me keep all of the expenses well within my discretionary budget is buying supplies secondhand. Hit up estate sales, thrift stores, community groups, and ask people who already do the hobby/ might have started it at some point. Most seasoned crafters are looking to get rid of their beginners tools once they invest in a better set, so ask them! I got a full set of crochet hooks and tapestry needles for like $10 because I asked a friend for advice on what kind of tools I could use to start and they were trying to sell their old stuff. Also, once you're confident that this is a great hobby and you're ready to invest more money in it, you can always ask people for gift cards/ specific hobby related stuff as presents

[@Prugh]

Heck yeah - the way I phrase it to my team when asked about career progression is that "the best ability is reliability"

[@AgentPedestrian]

I've started doing my thing for clothing consumption by learning how to mend, repair and darn I'd rather look a little strange with a visible mend than get another clothing item

[@flightlessphoenix77]

'Talent is second to reliability' so true! I have to work so hard to make up for my inability to be organised (I have dyspraxia and executive function challenges). People I work with have to like me as a colleague, because however hard I try, a few times a year I'll drop the ball completely and do something really dumb (like totally forget a meeting). I do overcompensate for my difficulties with lots of organisational strategies but sometimes it just all flops and I have to apologise.

[@misa5941]

Good on you for having strategies. I’m a very organised person most of the time but I still drop the ball. Recovery and fixing what was missed is key.

[@TESZMillan]

Survey done!👍🏼 This episode is so fun.

[@bunhosa703]

So many important topics were covered, but also got to know Chelsea better (had no idea that she was in plays)! Great video!

[@tiffanymayville3924]

Also here to talk more about the crossover of cosmetic procedures and their medical need. I'm in my 30s and going through the process of straightening my teeth (via invisalign) for the first time. Parents could not afford healthcare as a child so having to deal with it now. And it's quite the thing. Not only the weird embarrassment of having missing teeth (extraction to make room for movement) as a working professional, but also how much more it costs as an adult than going through this process than it would have cost during childhood (woot adult orthodontics not being common for insurance but child ortho is!). But also balancing how I feel about the process. There is of course a cosmetic piece to it and it will help with confidence in how I look. Hence why it's not covered usually. BUT there's also a huge health component - fixing my teeth will help minimize damage caused to my lips and mouth, prevent gum issues later due to their current alignment, and will alleviate some of my jaw pain. So in some ways I need it. So a lot of bitter excitement about it and having to shell out thousands of dollars for it now whereas if my parents could have dealt with it it would have been a fraction of the cost.

[@thefinancialdiet]

Tiffany Ferguson did a really good video on "good teeth" as a luxury item, def check that out if you haven't

[@ageofechochambers9469]

@@thefinancialdiet your the reason why rich ppl hire minorities, unlike you they dont starts vlogs spilling all the tea . Snitch Sarcasm Fyi I am a minority

[@MichiruEll]

I struggle with reliability due to extreme anxiety. It sucks and I need to get myself a therapist

[@TanaChiarantano]

This is great! I'd really love to see you do an episode with an interior design person, maybe Nick Lewis?

[@juanra85]

I'm really glad I found your channel. It's refreshing to listen to someone who is clear, honest, and relatable, especially on such important topics. I have ADHD and that comes with certain challenges when it comes to finances. So having this entry point feels really relieving. Do you have any videos or articles on spending, ADHD, and neurodivergent relationship with money?

[@architecturaldream1]

Needed this. Thank you.

[@JoanAntoinetteAdija]

I absolutely love this Q&A

[@micheleharris9617]

"Talent is secondary to reliability." You said it, girl! I have been trying to find a way to express that to my team for forever. I'm going to use that on my one-on-ones with everyone this week. Thanks! 🙂👍

[@ichnetanel]

This entire video is just pure gold. Great content.

[@xpicklepie]

Yes! Those yacht club & nanny stories are great. Do more!

[@HeideCannon]

Look for a class in the hobby before investing. I really want to do stained glass but I know I'll never make more than 2-3 projects. I can't justify buying the tools, glass, dedicating home space to the hobby. The class lets me try it out for a reasonable amount. Let's off the "steam" of wanting and buying alllll the things.

[@saltycrunch]

I really enjoyed this video. I selfishly want it to be a weekly thing.

[@kafisher5286]

This advice has been very helpful. Thankyou.

[@SA-nt9kl]

Thank you so much for this video

[@Andrea-xe6kg]

Thank you so much for your honesty regarding dermatology and especially the masseter Botox. I was also cursed with problem skin and jaw clenching and have definitely been tossing around the idea of masseter Botox. This was extremely helpful!

[@WanderThisWay]

I didn't know you were from Annapolis! I'm from Northern Virginia. Did you ever get any Navy guys at the Yacht Club? Was it any different dealing with them and their families around town vs. the wealthy families? I can totally relate to understanding just how much generational wealth plays into the success of kids who otherwise would not have their lives turn out so well. I grew up thinking I was "poor" when in fact my family was very well off, but lived in a county surrounded by the 1%. It was such an eye opener realizing just how wealthy those families were.

[@lizzabbott]

Have so much fun seeing Sutton Foster tonight ! I love The Winter Garden ! I’d love to see that, but Company won me over !! Traveling back to New York in May to see it! But I’m proud that I accept that I cannot see every single show, & I’m super grateful for the ones I HAVE seen! Planning to see the original Aaron Burr in Concert this Friday tho ! So stoked b/c I’ve still yet to see Hamilton. I thoroughly enjoyed this Q & A ! You are a fascinating, brilliant and inspiring person, Chelsea! Didn’t know you were a theatre buff. So cool ! ( me, too!). Keep up the great work! Liz in Buffalo

[@branman450]

Could you talk more about the laser treatment you got for acne scarring? Currently considering different treatments

[@kendallstark4302]

That question about speaking less this season on TFC is great, and I appreciate how you let your guests talk at length. True, having a podcast means you probably enjoy talking, but this is essentially an interview. I really enjoy Mayim Bialik's podcast, but she could definitely stand to talk less on hers.

[@123lindsayt]

Excellent advice and honest insights - THANKS!

[@reneecailloux2573]

I completely agree. The 1st qualities that I look for in people to work with are serious and reliable 🙂

[@Sky-Child]

Lol "except for episodes like this where you can't stop me"

[@paillette2010]

I never heard this before, very enjoyable!

[@Cobropta]

Filled out the survey!!

[@rondotexe]

Thanks for sharing Chelsea ♥

[@Hasna256]

I like that TFD sticks to a sober look at all things crypto, and I'm afraid you are right about the huge risks for the economies worldwide if or when a disaster happens like a big crash. 2008 took a great toll that lasted years on everyone who was already financially vulnerable. Hope we can avoid something similar.

[@LiamRappaport]

Real storytellers are great! I always loved listening to short bits from Kathryn Tucker Windham on NPR!

[@anjalilakra15]

taking care of parents during their old age depends on cultural norms a lot. In India, if you don't take care of your old parents , then it is considered very evil.

[@manyagaver1946]

Have you ever thought about joining a community choir? There are a lot in NYC. For example, the Hunter College choirs have community members as well as students singing and it’s super fun. Plus, not a 30 hour a week commitment.

[@Martina_E]

I enjoyed this discussion!

[@agnieshkachoinska]

Thank you for your opinion on supporting parents

[@anitagray5962]

So early, love you Chelsea!

[@larag1764]

Another great video. Thanks Chelsea and Team.

[@shellyreyeses]

link to the person who was mentioned that can help with financial planning when you have to support family in the future?

[@jescampbell8990]

I wish you would have spoken more to the question of Canadian specific content and advice. I realize we’re probably not your largest audience, but we are your closest neighbours and we also really enjoy your show. If you could speak to us specifically regarding some of the issues we deal with up here once in a while, we would really appreciate it. I haven’t come across anyone like you who’s doing what you do up here, so you’ve got a very large potential audience up here if you wanted to grow north. (I did enjoy you having the plain bagel on a few weeks ago, which included some Canadian references, but I really enjoy the female perspective you give to your show, so having you speak to our specific issues once in a while would be great) 😊

[@kate.cousteils]

Agreed!

[@TheHost345]

Wow.. kudos to you Chelsea and the whole tfd team you guys work soo hard

[@sonjabutler250]

Agree that you shouldn't put yourself in a precarious situation supporting parent, but also think that the single family home (v. multi-generational living) is am American experiment that served to grow the economy exponentially while also creating challenges for our strained middle class. Sometimes there are exchanges that happen that are mutually beneficial, the best of which (ideally) are emotional support and connection, but which can also include cooking, shared expenses, child care, etc. As a parent, I can tell you that one naturally wants to give their child everything and put your own needs second. It is almost an instinct. And it is expensive at times.

[@laexploradoraaaXD]

I've seen people state that you should apply and also contact the hiring manager but I always thought that was too much.

[@emmahochhalter5129]

PLEASE interview Jessica DeFino (the no buy list) on the cult of skincare and how it relates to white supremacy and extractive capitalism. I need this interview. Thx. Xoxo 💖

[@madalinewoodard2252]

Thank you for this Q & A! Do you have a video about figuring out how much you need to retire? I don’t know if I’m saving enough.

[@PrettyTranslatorSarahMoon]

Ha! I'm actually a soprano, but I can sing alto, so I too would often be stuck droning on the low "ahhh" 😂

[@lauramorris4632]

Thank you. Just, thank you. Really appreciate your honest opinion, especially about crypto. It is everywhere and so confusing! Just sticking to the basics and going to avoid the noise.

[@averyedwards4781]

I googled my city’s population to complete that survey for you, Chelsea. 😂😂

[@KiraBKADestroyerOfWorlds]

How did that woman even qualify for a mortgage for DOUBLE her original amount???

[@guhreenskittles]

I think she budgeted for the original amount but could qualify for double

[@vanessabogaert2104]

Shout out to a fellow former Marylander! I grew up in Bowie, MD.

[@devonwood6158]

Fun video to listen to! I can say in Seattle, sticking to a budget for buying a home is difficult. $800k SHOULD get you a decent home anywhere in this country. She’s competing with cash offers, even for not-so-great homes. I’m not surprised she had to dramatically increase her budget for a nice home. I’ll never own a home in Seattle so I have to make comments from the side😅

[@TshepoMohasoane]

I would also recommend people see an aesthetician for professional treatments such as facials, chemical peels, microneedling etc. They can definitely help.

[@ColletteAlyson]

I missed the Q&A opportunity and was wondering Chelsea, did you start taking your finances seriously and have your stuff together prior to meeting your husband? I think if your money is straight or your attitudes towards money is straight, you attract other good things in life, like balanced and healthy relationships... just trying to see if that's correct?

[@MariposaRedimida]

If you didn't talk about skin issues, I would have never known! You always look flawless. On another note, I want to bring up phrases like "What is wrong with people!". I would be mindful of that type of expression because it sounds judgmental. I agree with the judgements though because the person who had not even applied for the job and messaged people on social media instead of following the steps was definitely disqualifying themselves. I guess I am personally trying and learning to be less judgmental of people, which can be hard when you offer advice, because there are usually gonna be bad choices and good/smart choices, so we Need to have judgement. I guess the important difference is judging the choices as opposed to judging the person. Our focus is the end result: did it take them where they want to go? When we question what is wrong with people, we are focusing on the person and placing a moral judgement which tends to push people away and close them off to suggestions. It's disempowering. Your channel has been empowering in so many ways!

[@waywardwillard]

As a fellow alto, I really felt that last question-there aren’t that many parts for us!

[@dominiquetheeasyminimalist]

This was fun!

[@TheMuirite]

EARLY Survey after i watch

[@TheImperfectReader]

Blues Clues reference...thank you.

[@nessnness]

We got a loan that was really low so we could both start working parttime once we became parents. But I fell sick and now we cant afford our cheap house anymore. So it's not always people living beyond their means. I mean, we are switching houses because of it. But it's not always poor decisions.

[@alexpaul9678]

Oh my gooodddd I feel you so hard as a fellow alto in theatre lol it’s rough out there

[@kiterafrey]

Same. When doing acquisitions I’d get DMs asking me to do them a favor and publish their book. No info on their book. Total strangers. When my employer clearly listed how to send a submission query.

[@jjnewbold]

Love your haircut!

[@LaurenAnne6]

I so relate to your story with money. My pitfalls lasted from age 18 to age 28, which, for me, perfectly aligned with my drug and alcohol abuse/addiction. Now, I'm 36, finishing up a Masters degree in Physics with a savings account in the thousands, an investment portfolio, and a pretty good credit score. I had a medical emergency a few years back that I had to pay with my credit card, so my credit utilization is high, but I'm on track to pay it off by May of 2023.

[@samr3468]

10:38 the book "Make Time" talks about this more and is phenomenal

[@chiaramitchell9726]

Chelsea can you tell us specifically the laser treatment you receive for your rosacea/skin ailments. There are so many technologies and I am trying to make a decision for my sensitive rosacea prone skin.. thanks!

[@adelinaj878]

Can you post the lists of the podcasts you listed in Qs 35-40? I could use more ideas of decent content :-)

[@samanthaneill3096]

Chelsea saying “Aussie” was a cringe I had never expected. Such a charming Q&A, thank you for sharing so much with your community! 🖤

[@courtneynappi6796]

Took it! 💜

[@welpppppppppppppp]

person looking for better clothing: look for local brands to you… in most major cities there are often small designers who make things to last and will do repairs/adjustments. plus being independent they often make REALLY cool stuff that will be much more iconic than basics (though those are cool too)

[@GloballyGorgeous715]

buying tickets Community Musical theater is my favorite thing to spend money on. I've never forgotten the experience

[@Evermorereads]

Watching this video and realizing that I need to get to the dentist/dermatologist ASAP. My jaw clenching has been torturous because of my anxiety and I’ve started teeth grinding. I don’t think they do maester Botox in my country though.

[@andreapoulieva6717]

Chelsea, girl, I just love what you do and who you are. #ChelseaForPresident ✌

[@msznmszn]

Oh, did people really complain that you used to talk to much in the interviews? For me your talking was often way more interesting than what the other person had to say ;)

[@sanriochica333]

For some reason on the Survey drop down menus weren't populating on mobile/android.

[@ankitakar4916]

Your new haircut is very chic :)

[@cherrybearylemondrop]

I wish I could give multiple thumbs up 👍👍👍

[@heejs6100]

(Psssst.... Chelsea, the drop-down menu for Numbers 35 and 41 on the final page of the survey doesn't show any options)