My 9 Sources of Income at Age 32

[@nischa]

➡ Join the waitlist for my new community: nischa.me/waitlist-nic

[@muskanpanghal8302]

Hi can u plzz make a vdo for itnl students who r doing part tym (like how to save up , how to manage their funds n where should they invest coz idk if students r allowed to inv in propreries or not)

[@muskanpanghal8302]

Plzz plzzz (btw I'm livin in aus rn)

[@TheSelfImprovementPill]

Here's my analysis: 1- The best niche of content creation on KZbin is how to make money, passive incomes and financial literacy 2- The best Title format is : How much I earn in XXX amount of time doing this or that/ How I made XXX amount of dollar doing this or that 3- The best Technique of Content Creation is StoryTelling 4- The Best Thumbnail format is putting your pretty face with a prominent expression and add a number to it (like : from 0 to 1M) or whatever the title's about. Thank me later

[@bikesbeersbeats]

you are the grift whisperer!

[@CharliniAlmeida]

Nischa you are inspiring! 🙏 Fellow ex-banking girl in London here and love your content! We definitely need more financial literacy and transparency in the world. Keep sharing and being you 🙌🙌🙌 Sending hugs x

[@Tonyrobs2]

THANKS. Just what I needed to watch. My wife and I are administrators of our farming business and our own properties, as well as small pensions. I am almost 56, my Wife is 52. We have started saving for retirement from the farm and maybe live off rental income, I would really appreciate it if you would do a video on how to earn passive income online and retire comfortably let's say 1 million bucks.

[@SeanTalkoff]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

[@viviancarolgioao]

That is logical. I have a six-figure diversified stock portfolio and have been using a financial market specialist for the past two years. However, this year I want to diversify even more.

[@PASCALDAB]

@@viviancarolgioao Using one's services this year is one of my objectives. I saw a few on LinkedIn, but I didn't receive a response. Could you suggest the person you collaborate with?

[@viviancarolgioao]

My CFA ’’ Sharon Ann Meny, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@PASCALDAB]

@@viviancarolgioao Thank you for sharing, I must say she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled

[@Colbe-lx7fb]

Good video, It’s important to avoid chasing short-term gains at the cost of long-term growth

[@SergioRomano-nj8eb]

The market can be unpredictable, and you really need to spread your risk across different sectors. Now, I’m working on making my portfolio more stable.

[@Larry1-pl2wq]

I used to be in the same boat. My portfolio wasn’t growing the way I’d hoped, but after connecting with a CFA like Joseph Nick Cahill, my investments have become way more balanced. He really helped me navigate some of the common pitfalls-like concentrating too much in one area and letting my emotions control my choices. With his guidance, I’m on track to build more stable, long-term wealth

[@Sanchyfab]

Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon

[@camela8445Mar]

We need to come across good infos like this

[@Liamphotos]

Tell me about it!!! We need to come across good infos like this. I see a lot of recommendations in comments, but Joseph Nick Cahill is the only one i can ever trust

[@everceen]

My company paid a consultant to provide retirement classes when I was 24 and just started saving for retirement. The class was called "The Kids Table" and basically their advice was go with a target retirement fund that aligned with your 65th birthday. That was 20 years ago. It is the only thing I've ever invested in. How else can I grow my finance?

[@Charlesman_T]

target date funds made me a multimillionaire but i also watched them drop 40% in a very short time and take a long time to recover. my best suggestion is that you seek the guidance of a financial specialist to avoid mistakes

[@marlene_orja]

When it comes to personal finance, following the steps of a well experienced FA did the trick for me in barely 5 years. Helped turn my capital into a whooping 6 figure yearly returns. If you want to keep it very safe, then Vanguard TDF may be for you.

[@delectable09-r5q]

this is superb! could you please share details of your fa? i've lost the confidence investing by myself

[@marlene_orja]

Karen Lynne Chess is the licensed FA I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@justamanwithbeliefs]

I find this very informative, curiously inputted Karen Lynne Chess on the web and at once spotted her consulting page, she seems highly professional from her resumé ...

[@flcMorsalin]

Wow, this is so inspiring! 🙌 I love how you’ve built multiple income streams and turned your 9-to-5 into financial freedom in just 2 years. Your journey is a real motivation for anyone looking to take control of their finances. Thanks for sharing your tips and strategies!

[@nischa]

Thank you!!

[@AVJassassin]

I like the way you get straight to the point in your videos. Very well structured, concise and easy to digest content.

[@AwakenWealth999]

I love how you transitioned from a single 9-to-5 job to creating nine diverse income streams at just 32.

[@JefferyDuns]

My aunt passed and I inherited some of her portfolio and cash savings, I’m 28 with about 400k cash in savings and as usual everybody’s preaching invest, so what stocks are a good long term buy, only major purchase I intend to make is buying a home in 5years from my returns

[@Ji-Min-j7b]

Lucky you, I’d buy a lot of tech stocks and Dividend portfolios with that. Don’t come to KZbin looking for KZbin advise, instead contact a fiduciary for proper guidance.

[@RobbieNixon-d1w]

Same, I just use KZbin for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own.

[@PhilipDunk]

Who is this person guiding you and how can i reach he/she?

[@RobbieNixon-d1w]

I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Sophie Lynn Carrabus"I've worked with her for some time and highly recommend her. Check if she meets your criteria.

[@PhilipDunk]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@karthikarvindcs]

For majority only feasible options: Dividends and rental income. Rest of them are all tied "influencer" part of her.

[@hkatsonga]

And the “active income” although being an influencer is A LOT of work. It’s far harder than a 9 to 5 desk job so unless you’re earning a 6 figure income with it, like she does, it shouldn’t be seen as the easier way.

[@tatianastarcic]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

[@LUCIASMITH-d1z]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@richardhudson1243]

I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

[@winifred-k9e]

Please how can i find the lady you mentioned?

[@richardhudson1243]

Thank you for saving me backward and forward hours of researching the markets, I just copied and pasted Melissa Terri Swayne on my browser, and her site appeared top search, no nonsense at all. She looks impeccable.

[@JacobsErick-u8r]

Thank you for saving me backward and forward hours of researching the markets, I just copied and pasted Melissa Terri Swayne on my browser, and her site appeared top search, no nonsense at all. She looks impeccable.

[@shazav9776]

Hi Nischa would you be able to please do a video on investing in commercial properties. Thank you . Great and inspiring video !

[@shoboyjr]

Seconded. It'll be great to have ideas or resources to learn more about investing in commercial properties, please.

[@lmor7110]

Thank you for your transparency - it really helps to get a realistic picture of the process involved in a well-rounded income stream.

[@andypadova]

The best approach to achieving financial success is through steady investments, I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@ThePatrioticAmerican4L]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market

[@cesarmurph]

Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.

[@thomasbetts01]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.

[@iamlaurenmoe]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

[@thomasbetts01]

I appreciate you saving me hours of time. I simply copied and pasted Sharon Ann Meny's website into my browser, and it came up in the top search results with no bullshit at all. She looks flawless.

[@Joirychelle]

Really loved this! Would LOVE an update video to this when you’re ready and it feels like it time, Thanks Nischa!🎉🎉🎉🎉 Congrats on creating all of these multiple streams of income!

[@jarkkoriihimäkimusic]

I love your clear and honest way to break down these subjects, thank you again! A side note hooray for the Moomin mug😌💎🇫🇮

[@hawk__]

Just loved how transparent you tried your best to be. Keep being you Nischa! Cheers ❤

[@darrenbetts2987]

I love your videos. You’re straight, open and honest. Thank you.

[@CompaqP920]

I like how dense it is. Not a single word is unnecessary.

[@ABCDEF-br6it]

Do you know what dense means?

[@CompaqP920]

@ABCDEF-br6it i have looked it up now. I go with this: closely compacted in substance.

[@CompaqP920]

@ABCDEF-br6it I go with "closely compacted in substance". Or pure valuable content.

[@brain_station_videos]

This is incredibly inspiring Nischa! I've started exploring additional income opportunities myself. Thank you for sharing your journey! ❤🙏

[@KingPrime]

Very inspiring to hear the changes and additional streams in such a short amount of time. Thanks for aiding me into getting locked in this area.

[@Will54rol]

Thanks Nischa, i’ve made some big mistakes early on-investing too aggressively and taking on way too much risk. In hindsight, I wish I had more balance in my strategy. It’s important to avoid chasing short-term gains at the cost of long-term growth

[@KevinCollins-kg5hl]

I am 22 years old, lost my dad about half a year ago and I am going to receive $550k+ soon. Would it be smart to grow my money in stocks for a few years while I am in college and then invest in rental properties afterwards, or should I go for real estate investing first?

[@ric-morris7763]

Sorry to hear about your loss. You're taking a wise step by thinking ahead. Considering your age and college plans, I strongly recommend consulting a seasoned expert. They'll help you create a tailored investment strategy, navigate taxes, manage risk, and make informed decisions suited to your situation.

[@donhug-q8k]

thats right! Working with a financial expert was instrumental in setting me up for life. After 32 years as a teacher, earning over $100,000 annually, I retired with a $1.6 million stock portfolio. Supplementing my income with strategic stock investments and alternative investments, such as real estate or dividends, helped me achieve my early retirement goal. Diversification and expert guidance are essential for long-term financial success.

[@JoshawnWilliams-s7b]

​ @donhug Who are you working with please? can i get a recommendation. I will be retiring in 3 years and I might need some management on my uch larger portfolio. Don't want to take chances

[@donhug-q8k]

My financial expert is Glen Howard Chester, experienced advanced man and consults for mainly brokerages hence is independent and can be a fiduciary to you. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@JoshawnWilliams-s7b]

I looked up his full name online and found his page. I emailed and made an appointment to speak with him; thank you

[@Barbwire710]

I’m trying to get out of my 9-5 asap.

[@jhoncena1111]

Same, but I need a few years to implement these strategies.

[@lyracian]

I think we all would like to do that given the chance!

[@davidbrooks8809]

There's nothing wrong with a 9 to 5:00 job

[@jhoncena1111]

@@davidbrooks8809 They're good for learning how a business runs from employee to management, and for leveraging active income. But the second I get financial freedom, I am going the self-employed route.

[@ph549]

Love the content nischa. Though it is good to hear all this, can you pls share what it is takes to get there ? E.g how many hours you have to work each day , what kind of challenges you face. No pain no gain. What are those pain areas ? Pls explain.

[@nischa]

This is a good video idea - thanks!

[@jungleboy1]

@@nischa seems like a lot, guess i need to start somewhere and not overcomit to all 9. Feels like you'll go crazy with all the management.

[@DeclanHiggins-YoutubeChannel]

Public speaking for free is a great way to get started and open doors, thanks for this tip Nisha had not thought of this particular one.

[@MuzzamilHussain]

So honest and open info. Really liked the way you are structuring your content and originality in it . Keep it up.

[@BenjaminHardingx]

Hey Nischa, thanks for such an informative video! I've been looking at different types of income streams I can try whilst being a duty manager and KZbinr. I really resonated with the part where you said your accounting job keeps you sharp in the field 🙌🏾 Cheers, legend :)

[@lyracian]

My income is mostly #2 Dividends and #5 Active Income with a little bit of #8 Affiliate links. Working on #1 KZbin (from a different account) and #3 Community. Gained about $60 of donations from that this year.

[@ItsWvlfy]

Thank you for the transparency. I left a like and comment to show appreciation for that!

[@emeraldrhyme5634]

I loved the video. Top-class education as always.

[@jamiemaguire8576]

Congratulations on your channel growth and income streams. Your editing and content are top notch!

[@kawsarhussain7432]

9!?!???? I remember when you started youtube crazy growth. Love to see it 👏🏽🔥

[@aconscioustimemarcdesvaux]

Great info and sharing. Such an interesting time to be alive and navigate this current landscape with such pivotal and dynamic changes.

[@elenatsvetkova1233]

Thank you for being upfront. It helps one set realistic expectations when starting a side business.

[@vanteotrinh5148]

[@Paulmurphy-v7h]

Please how ?

[@Paulmurphy-v7h]

Am a born Christian and sometimes I feel so down 😭 of myself because of low finance but I still believe God😞

[@vanteotrinh5148]

It's Maria Angelina Alexander doing she's changed my life. A BROKER- like her is what you need.

[@vanteotrinh5148]

$356K monthly is something you should feel differently about....

[@tandatngo7504]

Lovely! I enjoyed it like I enjoy a $100k monthly around the turn!!!

[@bennjeri1886]

Ma'am Nischa you have impacted lot's of financial literacy in me.I can confidently kick start my investment. Mych love from Nairobi Kenya

[@MrJumzy]

smashed it i have 7 streams of income !

[@bimerev]

You are only lucky that youtube skyrocket your channel to the moon

[@ShingekinoJP]

This is an amazing Video Nischa! Thank you for making this!

[@Broadswords]

To provide some balance….this equates to a lot of personal time, and ongoing, and you can’t buy time; you’ll realise as you get older around you that life is valuable & short so don’t waste it being sucked in by IT and chasing making more money a priority in your ‘doing years’. Good point made on not relying on one revenue stream but for the majority out there with a heavy mortgage and day to day costs, perhaps with a family, there is little time to think further or have anything spare to invest; most of these suggestions apply to an extremely small amount of fortunate people. Folks living their lives and being happy is key to a long happy life rather than having lots of money (having been in IT 30 years and retiring wealthy with one revenue stream) but each to their own. Stage 1: Invest in yourself, evaluate present situation versus where you want to be and only buy what you REALLY need along the way.

[@JanetsList]

I believe you are well intentioned with your post - but we live in a different world where any form of success requires multiple income streams AND job security is far from guaranteed. Plus wages & salaries have really stagnated. With respect - the world is very different for millennials & gen z vs retiring boomers. Thanks!

[@JosephGodwill9h]

"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."

[@SebastianNoah5e]

Great analogy! Climbing toward retirement takes effort, but the financial freedom at the top is worth it.

[@JamesOliverr7s]

Great insight! I'd love to meet a financial adviser who can help me climb the financial ladder effectively.

[@MatthewAidan4ns]

Great point, With my adviser’s help, I’ve climbed the financial ladder, making informed decisions that support my retirement goals.

[@JamesOliverr7s]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@MatthewAidan4ns]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@ChristopherJeffreynx8]

"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."

[@JulianBenjamin3d]

Great analogy! Climbing toward retirement takes effort, but the financial freedom at the top is worth it.

[@SofiaJames9H]

Great point, With my adviser’s help, I’ve climbed the financial ladder, making informed decisions that support my retirement goals.

[@JosephEricx2y]

Great insight! I'd love to meet a financial adviser who can help me climb the financial ladder effectively.

[@SofiaJames9H]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@JosephEricx2y]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@chadrob]

This is really brave and your genuine intentions are evident! Thank you!

[@dboynette]

Yes more details please, also you mention tax advice that saved you £40,000. Structuring income streams for tax mitigation would be super interesting. Thanks for all your vids.

[@joshmiller6292]

Like these videos as loads of information. Can you make another one of these videos in 6 months please nischa thanks.

[@tayenraymond78]

XAI34L is still extremely undervalued

[@Dryzark]

I watched the entire video and Nischa never mentioned a single cryptocurrency. Keep your dodgy pyramid schemes to yourself, thanks.

[@BLKROOM]

Great work. I'm guessing your 9-5 is the foundation that created all the other streams to be possible.

[@Lucy-rn2kk]

Very cool that you are so transparent with the income from KZbin. Can you also breakdown the income from Skillshare?

[@cleaneatingwithclaudiaepic4895]

Thank you for openly sharing. Your video shows me I am on track with my dream becoming reality.

[@horses2572]

Hi Nischa, thank you for this video it was very informative. Can you elaborate on how you would go about pre-selling an online course, before deciding to create the full course?

[@seantormey3531]

Thank you for sharing your methods in building your income streams.

[@mikeyc6171]

I am very much in the category where you lose your one income stream and you are in big trouble very quickly especially if the job market is difficult as it is now. Also barrier to entry going up, with wages going down. It would be nice to see percentages that make up the entire income e.g. is 50% from consulting and the other 50% broken down by equally or another 40% for youtube etc...

[@Doglover71_]

Assets that can make one successful in life

[@Doglover71_]

I. Forex 2.Stocks 3.Shares 0:02

[@infour44]

Great content, as usual. This should be compulsive viewing in schools etc. I couldn’t find VYM as an available option in UK. VHYG is though. Also if you’re UK based use your ISA allowance. Then your dividends will be tax free. too. Good job Nischa!

[@SamKay-x9b]

Thank you so much Nischa for another incredible and inspirational video

[@imranochannel7339]

Nicha, you're amazing 👏 Love your content very beneficial ❤

[@tagbon]

Thanks Nischa, it was interesting to hear about how you earn money and the details about adsense. Some things to think about for sure 🤔

[@VivaLaFamous]

Nischa The 🐐

[@Joelifts_stuff]

Great video I’d really be interested in your take on saving for a first house as a young working professional in the UK also trying to develop good money habits and build wealth

[@RobertRedford77]

I really appreciate your honesty Nischa. ❤ Thank you.

[@alexandraparri]

Hey Nischa, thank you for another great video. If you don't mind me asking, do you work as a contractor for your accountancy role, say 2-3 days per week? Or is something more permanent?

[@graceb.wacuka2770]

I love this!!Yes, more updates please

[@gs_chana]

Brilliant video! Thanks Nishca

[@YumMum_HunBun]

Brilliant, thank you Nischa!

[@INGnative77]

Thank you for sharing, it’s really useful information! Like others in the comments, I would love to hear more about REITS and commercial investment. I’m in California so it might be completely different from what you’re describing or not. 😊

[@rogerlaisiuwakk]

Appreciate your transparency

[@spaceskipster4412]

Very interesting and factual, thank you. 👌🏼

[@mickaelmarine7959]

really inspiring, thanks for sharing! :)

[@jaspercarruthers1484]

Amazing video Nischa very insightful thank you ❤

[@Speny]

Thank you for the transparency!

[@screensheems]

Thank you so much for sharing your expertise 😊

[@nolonwaboyisaka6648]

please share as often as possible

[@13ankur]

LOVE you NISCHA!!!!❤

[@abhishek190893]

Thanks! I was already doing quite a few. I wonder if affiliate marketing is worth it ? ETFs.. I am a lot into that!

[@aleciariddick7719]

Hey Nischa, what do you think of Fundrise for real estate investing? I want to invest in real estate but I don't want the headache of dealing with tenants.

[@BILLY-O-1982]

Are REITS worth it, or are they too expensive? Also how does one get into commercial property?

[@user-ns5yn8ux2u]

Good question

[@geoffyin]

Thanks for VHYG! I’ve been looking for a dividend ETF based in the UK for ages!

[@manuthakrar-jh7yu]

Very well explained video. Very inspiring I have been showing interest to join for Black Friday but so far not received any link. Chandri

[@ikeekwukoma3226]

So helpful thank you Nischa

[@LoveThatSceneChannel]

inspiring or depressing!? 🧠 my brain is still deciding

[@modestbukowski]

Curious what your overall net worth is at this stage? Keep up the good work

[@joshuajmchale]

Fantastic video! Thank you 👏😄

[@Call_Centre_Conversations]

Hi this like button if you want Nischa to go through her shopify store setup.

[@prasadramasamy904]

The fact that nobody beachass bots spamming every self-help videos.

[@jjeeff248]

Hi Nischa, next year I'm starting a full time role but I'll be getting paid monthly which will be a first for me. Do you have any tips for how I should structure a budget/ manage my money each month?

[@4notwithouthope]

Bought 15k of VYM and 15k of VOO. I’m still a minnow in an ocean.

[@rupamagdy805]

Hey! The tax advice one is interesting. Do you provide it only for Uk/US? Or other countries as well?

[@nilshah6521]

Hello Nischa. Best video Thanks you God bless 🙌 you

[@HannahLydia134]

As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns

[@Dubin144]

Best thing is to carry out extensive research and be on top of current events. Know how current events can alter share prices and apply logic over your emotions. This is what worked for me. Best of luck

[@asim9738]

There is nothing wrong with having a 9-5 job. This toxic culture of encouraging people to be depressed of having a 9-5 job needs to stop! I have my own business, but sometimes I miss working 9-5. The grass is not always greener on the other side.

[@neneamoji858]

Hi Nischa, could you pls make a video on how to use Trading212 to invest in ETFs, including REIT ETFs. Thanks

[@donatalumnitzer1952]

That was great! Thank you!

[@tevii3514]

Thanks, love this ❣️

[@MrStan0630]

You were blessed with excellent facial features. Regarding dividends, it’s helpful to know that the stock price will be reduced by the amount of the dividend.

[@officialisaacbilbao]

Great video!

[@immiandsaffi]

Hi Nicha. Can you tell me what keyboard you are using? Thanks

[@marcbirkholtz8006]

The 80/20 rule I'm sure would apply

[@marcbos3475]

Thanks, interesting and very inspiring.

[@Teapot88]

Love these❤