The Top Three Reasons You Must Have Life Insurance

[@atulchikodikar1551]

Very well said Mr Tom Hegna. Very informative and inspiring. Thank you so much.

[@ericklarman7049]

I agree with Tom's strategy on tax diversification - contribute to your 401(k) up until the company match and then switch over to a tax efficient strategy.

[@Drfine22]

Thank you so much Mr. Tom Hegna.

[@MedicareInsurancetmcmanamon]

Tom, thanks so much... good clear easy to understand info... I have shared it on my social media sites as well.

[@donaldroberts4207]

EXCELLENT VIDEO, Thank you Sir !

[@darriusharris3020]

You make so much sense!

[@indalecioalcaraz7263]

VERY IMPORTANT INFORMATION ...I WILL BE TAKING MY CALIFORNIA STATE LICENSE EXAM THIS MONTH TO HELP AND EDUCATE MANY PEOPLE

[@PHPAgency]

Very interesting.

[@kamdangelo]

Can someone explained how the last part works?

[@detoxlady6777]

Very true, very cute. Could we please get 10 million views of this?

[@beauknowz]

Was taught life insurance is to replace loss.

[@franklehane8843]

Roth IRA is good. Problem: Annual limits to contributions, income discriminatory and exposure to risk (what the money is invested in). The very people who'd love Roth and benefit most can't get 'em.

[@BigRed2]

Frank Lehane Putting $18k in ROTH 401k every year, going to be loaded when i hit 59 1/2

[@mrjavan]

Big Red no homie...you're not putting $18k per year in a Roth...the limit is $5500...and if you make over $126,000 per year (I believe that's still the number), you can't use a Roth

[@BigRed2]

javan miller Het “Homie” did you read my comment ? I have a ROTH 401k, why don’t you do a half a second of research lol

[@andrewmitchell7592]

Do you believe in the ROTH IRA? His seems to be a mixture of the investment.

[@danielleon5074]

That’s where properly designed permanent life insurance comes in to play to act as an accumulation vehicle with no annual contribution limits or age limiting access requirements.

[@johnmorris7029]

Never heard of the 401 (h)? The only tax triple play in the code!

[@govols2214]

3:49 the HSA!

[@ALIALI-nu5eu]

ok