Hi @pauls1883, That's right. There's no need for API Key. Just switch to Test Mode then in the popup window, you can click Skip this form so you can connect to Stripe in Test Mode. Here's an additional screencast that shows these steps: link.jotform.com/wCpwBabtdb. Reach out to us if you have questions through our Support Contact Form at www.jotform.com/contact/. We'll be happy to help.