All your Economic Questions Answered - Ammar Habib Khan on Default and the Pol Economy -

[@dodiraj1]

Demonetisation happened in India 8th November, 2016 and not 10 yrs ago. And the PM's Jan Dhan Account Scheme for zero balance accounts was launched on 28th August 2014. Approximately 260 million additional bank accounts had been opened when demonetisation was announced.

[@Critic224]

What is your point sir ?

[@dodiraj1]

@@Critic224 The point is clear if you watch the podcast

[@Critic224]

@@dodiraj1 I did. But I guess you didn’t! He said demonize over a period of time ( raat ke 8 baje) And sorry! I don’t buy this argument that people would have taken bad advantage if the government had done it over a period of time because of a government is strong enough to envisage such schemes then it is also strong enough to enforce it! As for taking advantage, I personally know many who got their monies exchanged only because they had the right contacts. PS - Inique ID scheme was launched by previous government and I remember, at that time, opposition (you know who) was against it tooth and nail… but this scheme came in real handy when they came to power! What an irony!

[@dodiraj1]

@@Critic224 I suggest you listen again. As for who was responsible for initiating which scheme, a Pakistani forum is the last place I would take you on

[@sandeep.sharma.]

​@@Critic224 no need to bug others. just watch it again and again until you get the connection between bank accts in 2014 & demonetization in 2016 on one side; and what was said in the podcast on the other side. Jan-Dhan accts laid the ground for digital India, which in turn was accelerated by demonetization and later by Covid. As for people with right contacts who managed to exchange hoarded cash, PM Modi castigated those responsible loud and clear. A whole community of professional 'right contacts' also had their wings clipped somewhat later.

[@rajendrawandhare9114]

Are bhai aapke taxes 7500 billian RS jab aapki curruncy 50% Giri hai.Matlab Ur taxes have reduced 35% in term of doller term! Is anyone is thinking in Pak .Therotical discussion as in this vlog is useless.

[@shreyasjamdade8549]

In India I feel like ages ago the last time I had used ATM. UPI is best

[@krishnaSagar69]

Yeah man, the last time I used cash to buy something was years ago.

[@sid8285]

I have been living without a wallet for some time now. Everything everywhere UPI

[@Countryfirst657]

Cash ki need padti hi nhi kahi ............sab UPI lete h ab ......mujhe khud yaad nhi h jb atm use Kiya tha

[@RajatKumar-lu5pc]

​@@krishnaSagar69 0:09 0:10 0:11 0:12 0:12 0:13 0:13 0:13

[@zenfernandez4589]

bruh i have no cash use for 5 years , every thing became digital after the covid and demonetization . i am happy for modi ji and thanks to ambani's jio revolution everything changed kudos to both of them . only socialist marxist gonna hate them . real people know their value.

[@cherishgp]

1. Your guest failed to point out that Pakistan has not allowed some already opened LCs to be honored, it has not paid several foreign airlines for services already delivered, it has not paid IPPs for electricity already consumed. All these are operational creditors rather than financial creditors. Pakistan has ALREADY defaulted to them since they have NOT agreed to roll the debt over unlike China, Saudis or UAE. So Pakistan HAS defaulted. 2. Kya karenge port leke? Clearly your guest is completely clueless about geopolitics. It is part of their string of pearls strategy to encircle India. The same reason that they took the Hambantota port from Sri Lanka. Their submarines and naval ships will dock there.

[@jaideepsingh564]

10:15 Debt structuring of the Hambantota port was done in a way that it is now on a 99 years lease with the Chinese.... Bhai isko kabza Krna hi kehte h indirectly.....

[@vickyvickz1301]

Bhai ka US ke liye ticket booked hai lagta, he don't care no more

[@hassanabbasbhatti]

Lease expire bo jati hai tumhari 2 generations kay liyay hoga kabza bad mai nhi reh ga

[@manijain844]

@@vickyvickz1301 true😁

[@arjunr5578]

@@hassanabbasbhatti jaise Pakistan is a Chinese colony now ?😂

[@pillalam]

@@vickyvickz1301ol that’s what I felt Aisa baat kar raha Hai Ki default is nothing and we don't need to be worried...Jo ukhaad na Hai ukhaad lo

[@ravindramorey5433]

Now this is called a Pakistani mind set. Asking for IMF loan but comparing Barcelona with karachi. Now this is called confidence. Bravo

[@bharatkapoor4062]

And this is indian mindset making fun of Pakistan everytime to get feel better because china se compare krne ki aukat nhi hai

[@arjunr5578]

😂😂

[@sangramsingh7747]

Bhai the guest is comparing with sri Lanka during default stage. But he probably seems to be in some other world that Pakistanis are highly radicalized, their population is 225 million which is illiterate along with gun culture and bonus is they share border with Afghanistan. He presents a very rosy picture. You rightly said the confidence which Pakistanis have is just amazing.😂

[@World_affairscloud]

😂😂😂😂 seriously itna confidence kaha seate hai ye log

[@lavanya_sanatani]

Yes, well once one of our ministers compared Hyderabad with Tokyo. So, let's not get ahead of ourselves.

[@prabhashjha7796]

I disagree and maybe the speaker living in dillusion. Humbantota port in Sri Lanka has been leased off to China for 99 years. So, technically, it is not being bought, but it has been given to them like forever. Second, they will develop it not for commercial purposes rather for military purposes. So, stop thinking just from your 'economic' perspective.

[@ketandholetar5072]

@the Pakistan experienced. Regarding brand of Pakistan, lots of Pakistani restaurants in UK, Europe, Canada, Australia &. USA does their business as Indian cousin

[@himanv]

And I wish they would stop doing that. Bangladeshis too. Bad product but trading on the goodwill of the Indian name. Totally haram-khor.

[@sangramsingh7747]

A person comes to your home and while you owe him some money 💰 . He eats there he sleeps there until you say that I will lease this home for 99 years and you shift to another floor of that house. Now tell me can the house owner take the decisions in his interest. And this guy tells there is no meaning of default and leasing of humban tota port for 99 years. Kahan se aate hai ye log. 😂

[@gauravipal9518]

Petrol subsidy strategy was explained by your deputy finance minister and it seemed reasonable. 1. Petrol subsidy is linked to the NIC card of eligible people. 2. Each eligible person would be able to buy upto 10 liters of subsidized petrol in a month. But only 2 liters at a time. By capping liters available for subsidy at a time as well as in a month, you will minimize likelihood that person does not sell the petrol in open market since they actually need that much petrol for their own personal use. 3. The argument that a land cruiser owner will get more subsidy than scooter owners is flawed for 2 reasons. Land cruiser owner would not be eligible for subsidy and in any case total liters of subsidized petrol is only 10 liters per month. 4. The argument put forward that demand would expand at a lower price only holds true IF scooters and smaller cars got unlimited subsidized petrol. With subsidized petrol capped at 10 liters per month, the subsidy will not promote demand. If I know this as an Indian woman interested in Pak economy and your expert doesn't, it shows you his level of expertise. When he casually asked what will China do with Pakistsni port, he is clearly unaware of what they did to Sri Lanka's Hambantota port. They want to use it for Chinese navy for encircling India as part of string of pearls strategy. Finally your guest talked about 3 types of loans in the context of default. But there is one more kind of loan repayment which is called operational credit. Money owed by Pakistsn to foreign airlines for service already rendered, to IPPs for electricity already consumed, to exporters whose goods have reached Pak shore but their LCs are not being retired, the Chinese company digging Thar coal who hasn't been paid. Pakistan has already defaulted on operational credit. Your guest may be familiar with financial concepts but he is seriously deficient in operational knowledge needed to qualify as an expert. Very disappointed. Much lower standard than your usual guests.

[@sangramsingh7747]

Very well summarized.👍

[@custommaverick0117]

You clearly dont know how pakistani mind works 😂. The land cruiser owner will use his staff to get that extra petrol needed. Doesn’t matter how many limitations you put this policy will not be beneficial.

[@userre85]

His tone is very patronizing.

[@outfiterscollection8938]

also india’s UPI system was is already operation for cross border payment in 22 countries and will be available all over world in future

[@ketandankhara6138]

Sir we need “lal topi” guy in the podcast as a guest please…that will be our eidi from you..

[@baazinews1027]

Mazaa Aajayega Laal Topi Aaya Toh

[@ashutoshpandeyz4508]

Orya maqbool Jan bhi sahi hai

[@sangramsingh7747]

Dono jihaadi hai kahin podcast me live phaat na jai.😛

[@saptarsi7868]

The original one or the dummy guy?

[@userBilal91]

Yeh lal topi kn ha??

[@1993ankush]

Pakistan invested in China's pet projects in spite of its limited financial resources, with the belief that these projects would generate revenue for the country. However, these projects only benefited China. For instance, the Orange Line in Lahore was built at a cost of $58 million USD per km in 2015, while the Mauritius metro rail also opened in 2019, which was developed by India, and cost $18.5 million USD per km. India provided a line of credit without interest, while China provided a loan with a commercial interest rate. This decision-making process has been biased, particularly given India's status as a perceived rival in Pakistan.

[@raahimkhan6791]

Pakistan deserves this after such a failed mindset

[@IncredibleNeo]

I checked your figures and they seem to be correct..

[@edgecase1047]

China will do what is in it's best interest, they will trap their client states in debt and control them. It is for the states which are receiving these so called favors from China should look into the devilish details. Yes, China built an airport in Sri Lanka, not a single fight takes off/ lands at the airport. But why did Sri Lankans allowed Chinese to fund and build it?

[@sangramsingh7747]

Their elites are corrupt and most Pakistanis don't realize that.

[@pacman7959]

Dude how many countries would want Indian railways infrastructure in their country. Seriously ask yourself that question. Chinese infrastructure can be questionable at times. But Indian infrastructure is just an absolute joke. So money down the sewer. You can't even maintain your own bridges. Temples collapse, almost everyday scores of people dead because of infrastructure failures. Your generic medicine industry is a laughing stock because poor Africans see their kids die when they take them.

[@KanishQQuotes]

Demonetization in India was backed by the fact that there was digital payment infrastructure already in place. Which also happens to be a robust and reliable system

[@cherishgp]

But people were not using UPI at that time.

[@KanishQQuotes]

@@cherishgp yup that came a little later, still stores started accepting cards, that had previously not. C0vid lockdown is when upi and digital payment really took off.

[@Abdul.rehman95]

I am proud to say that the cost of KYC (know your customer) in India has significantly reduced from 700rs to just 3rs in a few years. This means that anyone can easily open multiple bank accounts from the comfort of their home in just five minutes by tapping a few buttons on their smartphone.

[@vedantvijay1]

yes but sill according to librandus modi is destroying india ,

[@a141tho2]

It has become very smooth as well. There used to be a time when even a sim verification would take 3-5 days, or an online address update was hectic.Website was slow and poorly designed. Now everything is like hours wait minimum. Govts performance in e-governance especially on banking & Finance side has been great. If only they can curb down the hate that has become uncontrollable now.

[@krishna-de2jb]

Mai banaya tha😂 . Payments Bank acc toh 5 min ka kaam h bas banana main Bank acc ke jagah

[@richardsking]

Banking is haram❤

[@debamalyadey8904]

​​@@richardsking muslim countries don't do banking???...as per you religion interest is haram...banking is not haram....where do you think the sukuk bond comes from?...it is part of and maintained by banking system....

[@ajeetchhari9298]

Good podcast regards from all India jalebi association🇮🇳🇮🇳🇮🇳

[@mariasabir3821]

An awesome little podcast to listen to on Chaand Raat :D Thanks for another insightful gift Shehzad, and early Eid Mubarak to you and TPE team

[@ThePakistanExperience]

❤

[@ThePakistanExperience]

Eid Mubarak!

[@brado_salim]

Only Pakistani podcast I listen being an Indian, giving us neutral insight into Pakistan lived experiences. Shukriya bhaijaan and Eid Mubarak ❤

[@ThePakistanExperience]

❤

[@induchopra3014]

Tera Bhaijaan?

[@arunsar7893]

Same. Absolutely true.

[@thewayiam30vamshi90]

​@@induchopra3014 yes that is called as Islamic brotherhood concept, they don't have concept of country only ummat and universal brotherhood verse 😅

[@algvp]

@@induchopra3014 Muslims only think their brothers and sisters are only Muslims and non-Muslims are not humans and will be as zimmi or slaves to Muslims. Its teaching of their religion Islam.

[@vsukhani]

The most perfect of the assessment of the situation prevailing in Pakistan is the one provided by Zafar Hilaly ...THE COUNTRY IS MOVING TOWARDS CHAOS AT A HURTLING SPEED. But it seems everyone is sleepwalking into that situation. The rude shock is awaiting them whenever they get out of their sleep...

[@caleb-glennmarcus6887]

Oye Ammareya, inni nafrataan!!? It's like Diogenes and Jaun Elia had a kid who went to business school and watched Muzammil's videos on loop😅😅 Seriously though; one of the best economy-based podcasts ever on here:)

[@ThePakistanExperience]

🙌

[@Noname-ep2lz]

I lost my interest when his knowledge on Sri Lanka port was so little but still watching as it’s shehzad podcast.

[@ThePakistanExperience]

❤

[@neerajsingh5358]

*Very simple introduction of UPI - last time I visited my bank in 2011, and last I withdrawn any cash in 2016* 🙏 *Note - I don't live any metro city* ❤

[@Saral_Lekhi]

Exactly. Going to the moon was not as useful as UPI. I can say no country is as amazing at technology of ease in financial txn as India is. Pakistanis love sounding intellectual but they talk to each other 😂 and confirm to each other...Bhai hum intellectual hai 😂. Anyways I can sing love songs to UPI. I literally am 99.9% cashless. And I don't worry about carrying a wallet. Just my phone...sun 🕶️, car keys, and my Power Bank ❤! Life is good and soooooooo easy. I hated ATM Visits. In past 4 years I may have visited an ATM 4 times only !

[@samar9192]

Sab se ziada maza Ammar bhai ko podcast k end me aya.. Kese chuss le le ke khaanon k naam bata rahay 😂

[@vijaypoola8733]

Until n unless pakistan stops paying interest on loans we can't call it default.

[@swastik1153]

One year ago he was saying pak can't refine russian oil and today he is not an expert on this😂😂😂

[@NewYork0110J]

Pak still wont be able to refine. They may buy refined oil from China or Russia and exchange that oil with China or sell in open market. They will try to sell that oil for some profit to western nation. They will go to russia with begging bowl and may be able to receive some alms and then trade it. Good thought for Pakistanis

[@swastik1153]

@@hassaanawan367 Mashallah brilliant English, now eat🦴

[@manu.ba374]

​@@swastik1153Bark karne ke liye tum loog specialy yahan atay ho par haddy hamein de raho ho😢 Lundians that's not good😠

[@swastik1153]

@@manu.ba374 aate ki line me lago yaha kya kar rahe ho🦴

[@avtarwasson4875]

Don't work hard? Allah will give to Pakistani

[@Mastqalandar827]

I’ve said it before and I’ll say it again. Bohut harami ho 😂 “Sialkot factory …” i know exactly what you’re talking about

[@ThePakistanExperience]

😅😅😅😅😅😅

[@sangramsingh7747]

I agree that there are countries who have defaulted but what's their economy size and what's is their population size. I mean can someone imagine a country without power or petrol with population size of 225 million people. It's not that easy which the guest is talking about. And one more thing is that there is no radicalized society in sri Lanka and Argentina like countries with gun culture and looking into the political crisis there will be chances of implosion. So it is not going to be so easy task.

[@AnkitSingh-up2zr]

This guy has unnecessary attitude. call someone who is humble. Plenty of Economists available.

[@samanthamasters5015]

I remember watching a protest in pak over a QR code on a cold drink bottle, protestors were saying that " symbol" looks less ke Allah and the cold drink company is " Insulting" their religion 😂😂. The uneducated majority sees Allah in everything, everywhere , so that they can protest ,where Allah " should not be"!

[@Critic224]

Such kind of things are also happening in India- I remember, recently, one Mr Tyagi was protesting that Ravan effigy should not be burnt on Dussehra since Ravan was a Brahmin… we have to remember that there is a lot of reactionary mentality in our subcontinent unfortunately.

[@cccc2740]

@@Critic224 1 person vs whole commuinty...you are comparing apples and oranges here....

[@sazescalar]

Indians judging Pakistan over religion is the stupidest thing that I've heard

[@Brick2]

Listening to this guy’s explainer of what UPI is, is the reason Pakistan is in its current sad state. Even the educated and powerful have such shallow knowledge (combined with underlying hint of arrogance).

[@tbag938]

You are being too harsh. Maybe he isn't well-versed in your "UPI" does not mean he is arrogant. Please have a broader mindset before spewing your inner hatred on a public platform. Live and let live.

[@sunnyrajput1912]

This guy is dead wrong, it's much more efficient to use gas as a cooking source directly rather than converting gas into steam and then electricity and then converting that back into heat for cooking. Conversation of energy takes a toll on efficiency.

[@BHUPENDRAMONDAL]

With integration of AADHAR, I had opened a savings account sitting at home in 10 mins, and I could use the account to do transaction via UPI immediately. that's the power of ZAM stack.

[@hasmukhvikani1375]

You are very smart n quite knowledgeable. Might get big missing dots from "The Cold War " podcast i.e timing China, Russia, USA soup 1920 to 1991. Adding some wild equations. 1. Russians defeated Nazis and were the true winners of WWII which left Americans very insecure. 2. PAK was not a great project as US never wanted to push India to Russia n face big asian block in communist camp. 3. Upon total commitment of over ambitious Jinnnah n Brits support US agreed for base camp PAK to monitor communists as over wise Indians Congress was not expected to agree on many things Germany n Japan behaved so got support. PAK could have been like Korea n Singapore of today but your leaders lost their mind n attacked India and wanted to make nukes which drove Americans to nuts. Look at 1950 to 1965-68 n Russia china war, Korean war.

[@ec1014]

You are talking of Modi’s policies; Jan dhan yojna and demonetisation followed by make in I dis and direct benefits transfer.

[@ashutoshpandeyz4508]

Sometime bring Orya Maqbool Jan or Lal topi, they are m y favorite

[@gauravipal9518]

Manmohan Singh gave petrol subsidy. Modi doesn't BUT mass public transport has gone from 5 cities to 20 cities. Number of kilometers of metro has already doubled since 2014 and it is on track to triple in next 3 years.

[@vedantvijay1]

because of modi we are in the same league in digital services as china and usa . fantastic implementation of digital india till now

[@sheraz_says]

1:32:48 This is meme template😂🔥

[@meldyfastenersllp1931]

Please try to have Ammar Habib once more before he leaves for Barcelona. Iam from India and I learn a lot from your Vlogs. UPI system has really been a boon for general public in India.

[@Levi-rr4xc]

India mai 109-110 rs petrol hai aur Pakistan mai 280 and 1INR = 3.46 PKR so Pakistan mai petrol jyada sasta hai 😅

[@shreyasjamdade8549]

Their's doesn't or includes a lower tariff. India has a higher custom & excise duty

[@ThePakistanExperience]

Indian cities have metros and in Pakistan Gov is subsidising petrol for the elite. Insane.

[@user-vc8nv3uo4d]

Hnn to 3.5 rupees kyun h Pakistani rupees equal to 1 indian rupees

[@subratkumarsahu4297]

You should calculate also the average income of an Indian and calculate it in pkr and compare to avg income of your country........

[@shreyasjamdade8549]

@@ThePakistanExperience But isn't subsiding for something like petroleum is beneficial when the currency isn't depreciating drastically?

[@AnujKumar-wj3ju]

UPI cannot be successful in pakistan 🇵🇰 🕌 🐫 since opening a bank account in pakistan is not easy whereas in India 🇮🇳 opening a bank account is as easy as buying groceries.

[@biorig]

Hambantota port has been leased for 100 years, it is as good as taking over. Also the Chinese are now free to park their nuclear submarines and carry out indian ocean operations overcoming any sovereignty protests by Sri Lanka. That is what taking over means for China.

[@ahaanmisra4892]

Dude, do you realise the background that went behind creating an account for each individual in India? This man is talking like its a cakewalk!!!

[@kaushal316]

Good to hear Ammar explaining the benefits of demonitisation. Shahzad seems to have his info on that from silly players in some of the Indian media (read lefty).

[@ThePakistanExperience]

Go through the comments. People are split on demonetization. I don't know about it enough to know which side of the argument I am on.

[@kaushal316]

@@ThePakistanExperience Well now you know. Great show though. Love watching TPE.

[@s9ka972]

@@ThePakistanExperience Demonetisation effect was neutral , I would say It wasn't much beneficial But UPI was surely a game changer

[@sjawadm]

What is the counter argument of the point that the construction industry provides jobs as well as many allied industries are dependent on it.

[@akhilaprashanth8269]

Eid Mubarak Shehzad.🙏 I think covid accelerated UPI in india, no one wanted to touch money physically... Do invite Abrar Hassan (WildLens) on your podcast...please.🙏

[@ThePakistanExperience]

Eid Mubarak!

[@navinbhatia9936]

I am amazed by the mindset of expert, kya fark padta hai yeh Global issue hai.Hum reform nahi karenge. China, Saudi, UAE ko chuna lagaygeh. We will compare NYC , Spain with Karachi without funds

[@outfiterscollection8938]

india mein toh bhai mai aaj tak bank hi nahi gaya mera account bhi ghar baithe baithe ban gaya aur aaj tak kabhi wallet nahi carry kiya 5 saal pehle lia tha abi tk brand new padha hai every payment i do is through UPI(digitally through phone) kudevaale bi ab yahaan par cash nahi lete😂

[@kuldeeps90]

Lived in India till 2015, Delhi precisely (1) Never had a Car because Public transport is Superb especially the Delhi Metro System and Connectivity to Other Metro Systems Such as Rapid Rail Gurugram etc (2) Never visited my ICICI Bank till the last week of my stay in India as each and every service is online and superb.

[@pacman7959]

You serious. What bit of Delhi system are you seeing. It is massively over crowded. Dusty, dirty. Wouldn't trust the banks. You have to go from one office to another. Any sizeable amount is a massive concern because the bank employees will Syphon it off. What are you on about. Please enlighten me.

[@pacman7959]

kzbin.info35egcdabn88?feature=share

[@s9ka972]

@@pacman7959 I think you are not from India .

[@kuldeeps90]

@@pacman7959 okay Mr. Troll.

[@bunnysingh2889]

​@PAC MAN stop your lies i use the metro in delhi A paki comes to do his dirt .

[@aayanmughal]

Really good conversation. Thank you. Thank you also for taking in my questions. This was great education, Shehzad. More power to you.

[@ThePakistanExperience]

❤

[@RRR.MET27]

Now UPI can be connected to credit card. Scan the QR, pay amount and amount will be deducted from the credit card.

[@anujthakkur4161]

Oh how can u guide me please

[@RRR.MET27]

@@anujthakkur4161 u will need rupay credit card

[@Shrimpspiration]

I would celebrate the day 5k notes are removed. I hate them to the core. I will literally spend 5-10 minutes at an ATM because I take out 5k at a time to avoid getting 5k notes. Its boils my blood that when I have to take ghar ka kharcha money.

[@huzaifamadni2274]

Also supreme court did not fix the price. It actually removed the fixed price on samosa

[@azizkakar103]

Sir hamara aik 30 bakroo ka form hai 19 chori hogai ab Police ko kha dond ka do 4 AP ko danga ab batao sir koi hamara kareeb log koi Pagal hogo Jo 10 lac rupee form ma lagai 2 job create karai or at the end of day open nuksaan ho is say behtar ta aik plaate late 2 Saal bad baj data Kam az Kam apna paisa to milta

[@greentrees007]

Totally disagree with the price control on food and vegetable point. If you do your research you will find a huge difference between the price of the product given to the famer and the price at which its sold in mandi after adding transport cost. Basically all the margin is taken over by the middle man where his margin is ridiculously high. Thus bringing in the need for price control.

[@kasrods007]

He has too much attitude, he is telling as if all normal citizens are below him.

[@asishrath437]

U got it wrong Basmati is a Hindi word and seeds are from India.

[@danishirfan9891]

Sir time Mila to government ka ayashiyaan ki BAAT kra hama bhi AchA lga ga 3 4 lakh ki pension lata haan

[@amoljoshi5320]

Bheekh manga Pakistan.

[@dodiraj1]

Your Medical instruments industry has moved to a great extent to Germany. Blanks are manufactured in Sialkot ( basic production processes which require all the dirty work), exported to a Pakistani owned factory in Germany where it is finished and branded and exported all over the world. The German entity makes the major chunk of the profits

[@syedmuhammadfaheem8662]

How do you know so much about Pakistan. We Pakistanis dont know much about indian exports i guess.

[@dodiraj1]

@@syedmuhammadfaheem8662 I am a Procurement Consultant for new Hospital and Hotel projects. Part of my job is to be aware of latest developments in international trade

[@vickyvickz1301]

Isn't operating a sector and not employing your citizen same as taking over, yeah may be china paper mein likke nhi lega, but bhai vo charity nhi karta hai wahan. As a Indian, I could care less except, unstable Pakistan will destabilise South Asia which will affect my growth and definitely humanity basis.

[@Salman23khalid]

Overall, an excellent podcast! I always wondered how I can maintain my interest on a conversation for more than an hour, and here I am

[@mirajesh]

My God. samosa association.. supreme court fixing price..

[@ThePakistanExperience]

Kya hay ye mulk......

[@manishmohapatra8320]

​@@aaradhyaraj2705 Woh kuch zyada hi right hoo jayega 😂

[@vinsin328]

25 years back India also used to be the same. Indian government used to decide price of onions and tomatoes.

[@echosmith5256]

​@@ThePakistanExperience hamara desh bhi yeh sab chu harkatein karta hai. eg annual onion price drama

[@echosmith5256]

​@@aaradhyaraj2705 amana and khalid if you think AIM is too triggering

[@tushars4038]

Pakistani Basmati rice is better than Indian ? U tasted them both or it just usual Pakistani LOGIC of 1 + 1 = 11 ?

[@MB-gi8wh]

Just Pakistani logic😂😂... Inko dekhana hota hai na hum india se behtaar hai😂😂

[@anootoshsarkar686]

Renowned Pakistani CEOs like Hafeez Saeed, Sirajuddin Haqqani and their partners in the ISI are pioneers of the private sector industry of Pakistan and are responsible for providing so much employment in the field of 'Jihaad' 😂😂

[@yjkbuddy]

I still can't believe that in India every business uses UPI... What a change..i love it..

[@teampunk1356]

@@hassaanawan367 have some shame man

[@yjkbuddy]

@@hassaanawan367 is your mother with you or you sold her to Chinese...🤣🤣

[@yjkbuddy]

@@teampunk1356no probs bro i have given him the dose... These beggers have no aukat... They sell their dignity for money.....

[@arjunr5578]

@@hassaanawan367 what a way to celebrate EID

[@mrgyani]

Now UPI will charge fees for transactions above 2000.. 😂

[@muhammadijazulhaq4270]

Shehzad Bhai, Please invite Ammar one more time and have a full podcast about energy sector of Pakistan. It will be so helpful for us in understanding energy sector of Pakistan.

[@WorldPrimeTime]

دی پاکستان ایکسپیرنس ماشا اللہ ۔۔ بلاشبہ آپ کی ادب کی ترویج وترقی میں بہت اہم کردار سمجھا جائے گا۔۔ ہم بھی اردو کتابوں کے تبصرے اور کتاب کلچر کے فروغ میں کام کرتے ہیں، امید ہے ہمارا کام آپ کو پسند آئے گا۔ شکریہ

[@ramdharisinghdinkar1069]

Pakistaniyo ka overconfidence dekh kar maza aata hai

[@edisonbrain]

Waise yeh interviewee thode curt nahin the to the point of dismissive and flaky in his Q&A? I am not sure Treasuries are a place to invest if the rate is 21 percent while inflation is 40 percent - you are eroding capital at a fast rate. And there is no such thing as clean coal? Goggle it up 😂

[@mastermandy9225]

Listened to it on Eid day today. Made my Eid day 1. Thanks to both of you ❤

[@ThePakistanExperience]

❤

[@bharathfsf3686]

The price of electricity/energy matters as it will affect the productivity. With higher price of energy, the price of exports would increase and exports would lose its competitive edge in international markets.

[@jaideepsingh564]

1:10:22 1 Kharab =100 Arab 🤦🏻‍♂️😂😂😂😂

[@GauravKumar-le8rk]

Trillion bola hai bhai 1trillion me 10 kharab hota hai.

[@Shrimpspiration]

Another great video. I have been watching/reading Ammar since he used to post on WHE. His advice got me into buying and investing in shares, and make my money work, rather than sit purchasing a land.

[@ThePakistanExperience]

🙌

[@anujsheth8032]

Kis baat ki itni Akkad hai bhai .? Indian bhi Nahi ho😂😂

[@induchopra3014]

Pakistan has defaulted. Pakistan is just not declaring it.

[@yashkarale7722]

In India we don't need to carry cash.... UPI is best 💯

[@HemanthKumarJadhav]

Russian crude oil lekar bhi kya karoge? Does Pakistan have Refineries to refine High Sulphur Russian Crude oil? In India, Russians helped us setup 6 to 7 refineries which can refine High Sulphur content Russian Crude in mid 70s.

[@NewYork0110J]

They will sell in the open market and use that money to buy other oil.

[@dodiraj1]

The ex Essar Refinery now labelled as Naiyra is Russian owned and is the refinery which is processing the largest amount of Russian crude.

[@HemanthKumarJadhav]

@@dodiraj1 I couldn't find anything about the refineries of Pakistan able to refine Russian crude. If you have any source, please do post it here. I know this because refining Russian crude takes proprietary Russian Heavy Machinery which would take a lot of Captial expenditure and also lot of time to get the workers trained by Specialized Russian technicians.

[@HemanthKumarJadhav]

@@NewYork0110J You know it takes a lot of money in logistics and insurance to get the Russian crude to Pakistan and then selling it without refining it. You really think it is feasible?

[@dodiraj1]

@@HemanthKumarJadhav Pakistan next month is supposedly getting it's first shipment of Russian crude when they will try out whether it can be processed in the 2-3 refineries.

[@khurramsaeed9126]

Valid question demonetisation did not work in india

[@rameezahmed3863]

Demonetization of the 5000 PKR note, that is an interesting idea. All that money would go back to the formal economy.

[@BHUPENDRAMONDAL]

He has a good sense of humour, little dark, little quirky, well intended.

[@antitoxic2302]

Looks like everyone in Pakistan is an expert But no one has any solutions...😂😂😂😂

[@wqr494]

Totally agree about barcelona. love the city and the fact that people walk everywhere.

[@asishrath437]

Military use karega buddhu.

[@shilpa3032]

Demonetization happened in 2016 not in 2013😂

[@umeshnaidu]

Ammar Habbib is wrong in saying that after demonetisation in 2016 in India Cash in circulation has come down ...CIC in 2016 was 12.2% of GDP and in 2023 it has gone up to 12.7% of GDP( source RBI)....yes digital payments in India are gaining ground because of : 1) zero balance bank account 2)extensive internet penetration 3) govt UPI infra 4)Private company mobile payment investments...all these nothing to do with demonetisation...

[@ahsanhabib9820]

Excellent podcast,we need young economists like Ammar to be in the finance & planning mimistry rather than importing İMF & world bank current & former employees .

[@ThePakistanExperience]

🙌

[@k1n9_]

​@@ThePakistanExperience thanks very informative

[@algvp]

copying Indian system is better to you as u r not able to create any thing.

[@baazinews1027]

@@algvp That will not work for them. They are different people ( Religion, Culture ) and their systems ( Military Deep State Control ) are different. Only solution for them can be that their Ashrafiya and Military Leadership gives up some of the control and empowers the lower class.

[@MrMaddss123]

very rare to see logical and learned guest! very well soken! difficult to digest that he is Pakistani

[@Critic224]

Basic Macro-economics is we’ll explained by this guest! I think this is a good watch for Economics students from high school to pre-university level!

[@IROC-ZZZ]

Please dont give false information about returns on treasury bills. Also understand tax plays an important part, if your annual investment in t bills is over 25m you will be taxed under NTR. It can drop your after tax yield to 16%. And on money market funds, this guy Amar is giving wrong info, your entry price , front load % , exit load, sales load and ending nav all play a part, you probably get at max 15-16% with reinvestment. + about Capacity charges, since he is a energy guy he will never comment on the wrong miscalculated aspect of these transactions how on earth can u grow at 6% when these were being launched. and As far as distribution losses and theft is concerned 15% , the same is the case in UK also (10 to 12%) .+ even his comments on GDP consumption is vague, normally 60% is all consumption in a GDP, the rest is investment ( which is where debt needs to go) , govt spending and net exports. Improve ur concepts before giving false info.

[@kaustubhraizada]

Pakistan economy has become unsustainable, reduce population and increase education then in 20 years pakistan will lead to growing economy

[@sazescalar]

Not really

[@kaustubhraizada]

@@sazescalar where will you bring resources to accomodate such population

[@sazescalar]

@@kaustubhraizada Resources isn't really a problem Pakistan has enough resources to maintain a population much bigger than it is now.Need proper management of resources and fair distribution of wealth.Increase security,Ease to do Business and low corruption and awareness in people

[@AnisChandio]

Ammar is always on point and objective.. always look for his insights or views whenever there is a dumb decision announced by the Government. I just wonder why guys like him never make it to the Decision making process or the meetings where such important decisions are taken. Folks like him, Atif Mian and Uzair should be part of such teams and i believe then only things can turn around. Otherwise we are just doomed tbh

[@shishirtamotia3992]

Most important thing is work together. A good leader in Pakistan would make a difference. Every Pakistani talks il of Modi for being “anti -Muslim” without carefully studying what has he done in India? How incorrect and foolish statement is this? Modi’s slogan has been, “ Sab Ka Sath sab Ka Vikas”. Don’t you understand simple Hindi? In 2002, when Gujarat riots took place, 0are you aware what happened? Certainly “no”. A group of “Muslim Gundas planned and locked and burnt two bogies full of Hindu pilgrims coming back from Ayodhya. It is in a country where Hindus are in majority. Imagine what could be the reaction? Riots started in Gujarat. If ten Muslims were killed 4 Hindus were also killed. Anyway had Modi as Chief Minister of the state tried to stop it immediately ? The reaction would have been flaring up the riots throughout the country. He deliberately waited for a day and a half and gave a signal to the Hindus that the government is taking side with Hindus though it was not a fact. In fact Modi should be awarded Nobel prize for peace for that single decision he took as Chief Minister of the state.

[@mehnazfarhan7073]

Loved every bit of the podcast, a complete insight into the economy 👍🏻

[@usamamanzoor3585]

You do brilliant podcasts. However, long duration makes it quite difficult to listen it in one go. Kindly parts main upload kardiya karen 🙏

[@ThePakistanExperience]

We make chapters is hee liye

[@ThePakistanExperience]

🙌

[@fahdimtiaz7523]

Technically a "kharab" is 100 billion not 1000 billion, even TV channels often mix this up. In Urdu it the denominations after 1000 are by 100s so it goes: 100 times thousand = 1 Lakh, 100 times Lakh = 1 crore, 100 times Crore = 1 Arab (billion), 100 times Arab = 1 Kharab

[@Suqrat400]

Very nice, thank you for this info. It always confuses me.

[@IncredibleNeo]

en.wikipedia.org/wiki/Indian_numbering_system?wprov=sfla1

[@aman_chandravanshi]

The irony of the Gas pipeline discussion you guys had is, India offered to make a Gas pipeline from Tajikistan to India via Pakistan. And India offered to bear the expense of the whole pipeline and offered Pakistan to trade Gas via this pipeline. It was a win-win for all countries Pakistan got ready-made infra, India got gas access to central Asia. Tajikstan got 3 new customer (Afg, pak & India) But guess what. Pakistan refused the offer. Now you guys are suffering from gas shortages. but India is paying high price and still importing gas.

[@zakiasultana1459]

Karachi is a semi-arid land and province Sindh is a desert btw

[@zaheeruddinkhalid601]

Great podcast with balanced and well thought out views

[@yetanotheropinion.843]

Both the host and guest are totally clueless about UPI and the apps, runs on UPI. UPI is a public digital infrastructure built by the govt. leveraging aadhar has unique identifier. Apps like phone pe are built on top of UPI.