Are You Tired Of Being a Slave to Debt? - Dave Ramsey Rant

[@KyleEvans09]

$856 dollars away from being debt free! Almost there! 33k in 18 months. Making around 60-70k a year.

[@2011rosiegirl]

Great job! We'll probably be watching your debt free scream soon! :)

[@MzBabsie]

FANTASTIC!!

[@Crusader143d]

house paid off?

[@ricy802]

Good stuff Kyle!

[@LLRaven]

Congratulations keep it up!

[@johnseelman839]

Completely debt free this month, house and everything! Baby Step 7 feels good.

[@SonyaPope]

John Seelman congratulations! We are on BS6 and are looking forward to getting our mortgage paid off

[@Elena-er7zp]

Congrats!!!

[@ernestineblackie369]

Well done .consistency and determination for next step awesome

[@stefaha5203]

How awesome! Congrats

[@nevets19681969]

John Seelman Makes me happy to hear all these testimonies! Now I’ve got to jump on the bandwagon to being Debt Free!

[@MiguelRPD]

From $5,500 in credit card debt down to $1,700 left almost there ! Update: March 18, 2024 Debt free for years ! Not a lot of savings but I can handle several emergencies now Update: April 2 2024 I bought my first motorcycle in cash!

[@dontundra2259]

Miguel Angel Medina Rise good job buddy you should be at $0 by now

[@MiguelRPD]

@@dontundra2259 Nope. Lost a week of work because of cellulitis in my toe and I couldnt walk and had to wait for it to heal. In total I've lost $1,300+ in lost wages and medical costs. Life happens man. I expect to be debt free in January or February.

[@dontundra2259]

Miguel Angel Medina Rise keep at hope all turns out well, I’m sure it will

[@bartvanriel6767]

Is it down to $0 by now?

[@johnvarso3739]

Should be $0 now

[@lisak7380]

My parents always lived with no debt. They were the weirdos but I was blessed to grow up with that mentality.

[@enricmm85]

Internet high five, bro! You're like me. I've never had debt.

[@lincmerc1581]

I've had debt. Never will again. Ironic that most thought I was better off 20 years ago. Appearances are deceiving and those who worship appearances, are easily deceived.

[@workingshlub8861]

my parents took turns buying new car every 5 years...found out later it was always paid in cash and had no debt...my first job my dad taught me the ways of saving.....best lesson i ever had.

[@chloev8907]

so your parents own a house ?

[@workingshlub8861]

@@chloev8907 yup

[@vickieclark5931]

If this rant doesn't make you mad about your debt, nothing will. Love his rants!

[@freeagent9753]

Vickie Clark i love it man

[@NtathuAllen]

Yes, very sombre

[@georgesotiriou7051]

What is debt anyway?

[@wilchambers1401]

@@georgesotiriou7051 car house credit card

[@highlyfavored2434]

It made me embarrassed.

[@stevenbeardsworth8389]

$1,995 away from conquering over $100k of student loan debt 😅. Two years of extreme budgeting and buckling down on unnecessary expenses. Never borrowing money again, with the exception of a REASONABLE mortgage.

[@LilannB]

Wow very impressive. Congratulations on your achievement.

[@KnockoutInvesting]

No mortgage. Just rent

[@samuelfreeman4928]

Amazing

[@mentalhealingwithelaine]

Whoot whoot 🎉

[@shahaadya8]

how did you pay $100k in 2 years? Can you share your budget? I am in that situation

[@TheToadChild]

It makes me sick to think of all the money I have wasted in interest payments. Thank you for sharing your thoughts Dave.

[@24gwmcpher]

Trust me, I've been there. When it's all gone, the feeling is beautiful

[@lionessnala2000]

Sometimes i hate myself for being so stupid and making stupid decisions...

[@tinateews9494]

Five Cents Matter I totally agree with you. Interest on cars, mortgage. It's outrageous how much we wasted.

[@QueenStylin]

Wish I knew about him years ago. But doubt I would have listened. Glad I can follow now.

[@CourtneyyMorriss]

@@lionessnala2000 same!

[@freeagent9753]

Boss asks you “where you going”? .. “I don’t have any payments” 😂 I can’t wait for that day

[@sl66ggehrubt]

that laugh.

[@abdiasbatista8770]

😂

[@percyastronautstatus.8780]

Hey ...let me see u in my office ....

[@sixtosanta9862]

Jesus that most feel good to say 🙌🏻🔥🔥

[@alisagraham6513]

My I know that's a good feeling.

[@caedesroller1917]

I started at 35K in debt. Making 25K. Murphy has hit me many times. I am finally on my last cc and I have paid it down over 2k in 7 months. I now owe 4451.00. It has been hard. I have learned a lot along the way. I AM NEVER DOING THIS AGAIN!!!!!!!

[@lesliek7776]

CAEDES ROLLER did you do anything to increase your income during this time or focus more on reducing expenses?

[@tinateews9494]

CAEDES ROLLER Happy for you

[@chihulagirl5284]

Congratulations! Hard work pays off!

[@Ans0087]

$2150 away from being debt free.

[@Cahluvca]

Nice!!!

[@stefaha5203]

Awesome! You got this

[@yokatswanhowzit2897]

Awesome. I really envy you 😁

[@PInk77W1]

I’m $2113. So close

[@brandondriver1377]

$2,875 from the Finish line ...

[@cliffordtomlin2393]

"Everybody else is getting rich...and you're helping them!" SOBERING😔😔😔

[@mkite715]

I listen to this one about once a month just to stay motivated. Debt free since April 2019 thanks to Dave. Paid off 40k in 14 months. I’ll never go back!!!

[@lordcathankavanah4700]

Michael Kite Lord Cathan: This is a great thing i have never seen before my Uncle introduced me to a great man, guruhackz; a hacker, ghost hacker. He make $5000 in my credit card account without collecting no money from me till his work is done to my account and I’m so glad about this ❤ 😍 it is great pleasure with love sharing his contact with you people if you need help too. Contact Guruhackz : [phone]

[@alisagraham6513]

Yeah, Dave's video's help keep me motivated.

[@bryntheexplorer1426]

I'm 21 and no credit card debt!! Save almost 60percent of my income every month. You motivate me so much Dave!! Thank you!!

[@bradcoddington1679]

Keep up the good work Bryan Casa. Keep saving like that and you will never need to know what a mortgage or credit card is or to even have to worry about having a credit score for that matter.

[@KnockoutInvesting]

You need to move out of your parents house

[@rthelionheart]

Wait until your future ex-wife has a saying in the matter😂

[@wildestcowboy2668]

65

[@Reptanimalposts]

Dont tell the internet. Youll be a target.

[@AutoMotoCha9L]

Dave your class should be requirement in school system.

[@Crusader143d]

I don't think the establishment agrees

[@HowDo-YouDo]

I teach Dave's methods to my middle schoolers (math and computer class).

[@steffiphill]

Keith - Establishment, no. Educators- yes. The establishment cares for the test score. The educator wants the child to think...

[@RizzlyricistGaming]

Common Core? Oh boy.

[@jeffreyblunt2233]

Obtaining at least basic financial skills/wisdom is a critical life skill, yet one which schools tend to completely ignore. Every school should ensure that every child learns at least the basics. That's far more important than yet another dry reading of some classic play or novel.

[@robioavion]

" Would you work at the job you work at if you didn't have any payments?" That statement literally gave me goosebumps because I am working so hard at a job I do not like to pay off debt...consumer debt. I can't live like this any longer! I have $10,000 left to pay and i am so grateful I came across Dave Ramsey and his team!

[@grayslim6194]

J. Boadi happy for you, you got this, punch that debt in the face and then some, let’s do this

[@69jonyboi69]

I was in your same position and I'm almost done. You can do it think about the end game you got this! Debt free is coming so soon for you!

[@jimmyb269]

I'm just starting mine at 10k seems a long way off but I just paid half of one card off and feels good

[@kaohsiung99]

You will get it done, J. Boadi

[@lionessnala2000]

Thats exactly me...i hate my job but i have no choice because of my stupidity....

[@vals.2721]

This man changed the way I manage my money. I wish I knew about him when I was making BIG bucks and wasting it all buying STUPID things! Luckily it's never too late to change.

[@strawberrycheesecake7912]

Indeed it's never too late

[@thepianochannel5167]

Dave, you changed our story from having $120k in debt to $200k net worth in 6 years.

[@luciogutierrezjr2452]

Amazing!

[@TheWaldocrazy]

Props to you for having enough courage to turn your life around. I'm working on it too, I'm now debt free.

[@KnockoutInvesting]

My networth is $500,000 at 26

[@thepianochannel5167]

@@KnockoutInvesting WOW! Great work!

[@mentalhealingwithelaine]

Omg congrats. Keep up the great job. You are creating generational wealth

[@janebillings836]

$14,000 credit card debt paid off. Have $400 more dollars coming in per month without those payments and it feels great. Thank you Mr Ramsey!

[@Musicienne-DAB1995]

It is so motivating to see the cash pile up as debt after debt disappears.

[@SoCalFreelance]

There are two ways to conquer and enslave a nation. One is by the sword. The other is by debt - John Adams (1735-1826)

[@insideoutsideupsidedown2218]

SoCalFreelance John Adams was smart in so many ways.

[@PInk77W1]

“The only peace u will find is at the tip of a sword.” St. Joan of Arc

[@travisli-rufus1949]

Starbucks and Walmart enslaved so many people, the owner call them, they are my associates. Nice big name.

[@freetime1734]

The world bank

[@peartfaldo]

AND get them to think the govt is the answer...welfare...food stamps...etc....

[@fsufan]

47 years old and I am debt free, I own my home. And i have 7 figures in the bank. Financial freedom and peace of mind

[@markwhittaker6866]

Absolutely fantastic. Continue to enjoy.

[@swerboski]

👏🏻Well done

[@cesarvargas7736]

Sick!!!!

[@kaybrown9608]

You are my hero😁

[@Lionheart_He-Man]

Amazing, glad to hear! 🤗

[@naomiking2442]

11 months mortgage free and loving life! Thanks Dave :-)

[@jamesvillegas877]

You payed off your house?

[@mohammadwasilliterate8037]

Yup, I bought my wife a new car cash and building our 4th house cash, debt free 5yrs loving it

[@swerboski]

Great job

[@csimpsonjtd]

Needed to hear this at this exact moment. To God be the glory!

[@breannakelly-watt7968]

Only a car payment left. 12k left, started with 65k!

[@sohyangworld1544]

Are you done?

[@Helthurian]

For those non religious folks out there (like myself), Dave is still a great dude to listen too. Don't ever let that deter you. =)

[@nelly5000]

I agree!!!! I'm so secular and I love HIM!!!!

[@dov111]

Agreed!

[@happygirl7258]

God loves you!

[@happygirl7258]

Greyfort no matter what, God will always love you

[@happygirl7258]

Greyfort Don't worry, you will. We all will someday, whether or not we believe. I'm not here to fuss at you, just hoping you'll give Him a chance. 💕

[@bobdadruma]

I currently fit that bill. I have no debt and I am driving a 2017 Hyundai Tucson that is paid for in full. I buy whatever I want and I pay cash for it.

[@Pandorash8]

I am also in no debt and drive a 2016 Tuscon. Winning!

[@stephanielitz5102]

Amen!!!! No more slavery!

[@jasonrobbind231]

Finally 100% debt free cars credit cards mortgage etc etc since May 12th 2018 best feeling in my life 45 years old with a hundred and twenty thousand a year job life is good

[@rudysalas9138]

That is seriously goals. Making great income and debt free? The world is yours for the taking, congrats!

[@lionessnala2000]

Congratulations

[@jasmines.6325]

what do u do?

[@enigmathegrayman2953]

Everyone should aspire to be debt free......if you don’t believe me listen to some of the callers that Dave Ramsey talks to that owe anywhere from $10,000 to almost a million. You can hear the stress and desperation in their voice.

[@bradcoddington1679]

My wife and I owe between two mortgages 310k But one is an income creating property so our goal is to have them both paid off with in 7 to 10 years. And yes it can create much stress but now that we are on a system of a debit snowball it helps to lesson the stress knowing that we are deleting our debit on an increasingly faster and faster pace. We cant wait until we can scream the debit free scream.

[@IvanLuketina]

My wife and I just paid off my truck and her car, over $30,000 for both of them. Never again will we get a loan to purchase a vehicle. We love your videos Dave, thank you for the motivation you give us and all the rest of the viewer comments!

[@grayslim6194]

Capitol One and I are cutting ties today. I’m divorcing you FOREVER 😀😃😄😆

[@kzamora2548]

I left CO yesterday, but I'm still sleeping with its twin sister lol

[@hurt1704]

Is she receiving alimony? 😃

[@frankonolfi1966]

Thats my bank and credit card. They brainwashed me to use the credit card for everything just to get travel points

[@980616]

Me too 1 year ago. I feel great.

[@davidrapant6398]

I have a Cap one 360 checking account and savings account. No fees I’ve had them for over ten years. I’m sure they have overdraft fees but I’ve never done that. Plenty of atms to use for free. Also have a couple of their credit cards but not for much longer. 😃

[@brycehedstrom374]

Thank you, Dave! 6 years ago we had no future: no savings, credit card debt, owed a whole lot on our house... and we were 55 stupid years old. We turned the corn when we went to FPU. Chopped up our credit cards on the 2nd class and we have been on a monthly zero-based budget ever since. We have taken the class 3 times now and hope to facilitate it after we have our house paid off. Our future looks brighter now.

[@Musicienne-DAB1995]

🎉🎉👌👍🔥🙏

[@edgarafundi3507]

So much truth in these 9 and a half minutes.

[@abrahammoreno245]

Currently in baby step #2. Total debt except my mortgage is $11,436.05, I’m in my second month of this second step and my debt has gone down to $7,297.74 Thank you Dave. I’ll keep you posted once I’m done with step #2

[@nightfangs2910]

Employers hate when you walk into an interview, and your kind but you have zero debt, and they know they don't have a barrel over your head, and it pisses them off they know your not like most, desperate to get the job

[@Crusader143d]

That's why employers want fresh college kids. lots of debt and will work for peanuts. self teach, college is a scam and every employer is a gate keeper of that secret

[@Cahluvca]

Indeed, although I have a mortgage...my income producing investments easily can pay that and more. Its called financial freedom..still working on independence

[@lukewilliams6607]

As an employer, I in no way check or care about the debt situation my interviewees are in. 😂 What I care about is competence and work ethic, the ability to perform autonomous of others, and a great attitude. I keep people because I treat them like people.

[@randomdude2287]

Needed to hear this!!

[@jculver1674]

On a payment plan to pay off our house in less than a year and a half, at which point I'll be debt-free at age 40! Cannot wait to get there!

[@michaelkramer9457]

This is his best rant ever.. Every one in America needs to listen to this... Dave changed my life

[@24gwmcpher]

I recently start watching Dave's videos and started following him. I paid off a credit card last year then cancelled it and I was contemplating if I should go into my bank account to pay off all my student loan debt but wanted to just let minimum payment payout because I wanted to have money in my bank account still. After watching Dave's videos and starting to realize that I was being STUPID because by letting the interest grow I am pretty much doubling my student load payments. I decided to pay off everything and even though I am starting to build my money from scratch again I am glad to say that as of yesterday, I AM NO LONGER IN DEBT AND DEBT FREE. One goal accomplished now it's time to build wealth freely and without any stupid debts.

[@Musicienne-DAB1995]

🎉🎉🎂👍👌🔥

[@gingin4920]

Its Saturday morning here in Australia, nothing more motivating than waking up to a Dave Rant!!

[@nisey088]

Can't wait till I get to NO MORTGAGE!! That is the reason why you have to work in the first place. That dang mortgage payment... It will be gone soon!

[@JakariJordan]

Congrats on knocking it out quick. Now it's time to invest and become a multi billionaire!

[@Aznmf]

then theres property taxes. so no its not gone.

[@lovekindness5637]

Property taxes and home insurance never go anywhere mama 👍🏾

[@peartfaldo]

dumb statement. taxes aren't debt and not close to what a mortgage payment is. plus they pay for your neighborhood...police....fire...emergency squad.....INTEREST is the worst payment out there.

[@peartfaldo]

You don't have to have insurance if you don't owe a mortgage.

[@digitalbrand5510]

Dave is describing my life; I’ve been following him for 25 years when I lived in Nashville and beyond. Yes, the grass at my paid for home does feel great! Debt-free is awesome for my marriage and a real stress reducer.

[@Musicienne-DAB1995]

I really wonder how many divorces were triggered in part by debt and overspending.

[@JulieLerch5]

You’re the best Mr. Dave Ramsey. You have changed my way of thinking. Thank you! 😊❤️

[@markosimunic]

Great talk Dave! I’m from Croatia, salaries are sooo low that I can only pay the bills and food but I’ll try to follow your rules all the time!

[@Musicienne-DAB1995]

Yep, when salaries are low, you definitely need to avoid debt.

[@cc-iq2bs]

Dave makes perfect, perfect, perfect sense, Fianance keeps you a slave , No i,m not gonna be in the keep net, no way. I've gone total sacrifice , stop spending, no buying. Totally committed to be free , TOTALLY

[@Rokka340]

I still watch this rant till this day. I can still feel the nostalgia as this rant got me out of debt. Thank you uncle Dave

[@turtleanton6539]

😊😊😊🎉

[@willsommervil6141]

Wish I learn this when I was 18. Thank God I'm not in debt no more. I have no credit card or any kind the loan. Now I spent what I got.

[@stevenhoag69]

I watch this every payday before I go into work just to keep me on track. I'm about 9 months out from being debt free. The wait is excruciating! I just want it over with.

[@trentcdrums]

I listen to this multiple times a week and thank God I'm debt free.

[@edwardjh05]

1:53 Dave is on a mission. He's a disciple, and he's right. He's preaching, and he's absolutely right. The "Vehicle" is Ramsey Solutions. God bless Dave Ramsey.... 🙏. He's absolutely right, and his mission awesome. (and I'm Jewish). LISTEN. DO.

[@itsvicious6116]

Started at 40k a yr in a bad relationship. It ended and now 17 months later I am at 89k a year with multiple incomes. I am engaged now and she has no debt. I am 20k away from debt free. Its amazing.

[@cc-iq2bs]

I'm on my way , been cleaning my decks, to be debt free, and by the grace of all things holy , I'm gonna be free 💪💪💪💪

[@azteca6695]

I had a former coworker tell me years ago. .. "if you don't owe, than you don't have nothing (meaning car and house etc) that has stuck with me. And I know now, it's not true.

[@arturopalos2739]

If you owe, is not yours, that means you don't have nothing.

[@user-nm6yl9yr9x]

Love Dave Ramsey! I’m so glad I discovered him at my age. 21 and on Baby Step 3.

[@BlueBoxGirl1837]

This may be an old clip but it is still so powerful!!!!

[@kckuc310]

Been debt free for awhile now and it’s a great feeling every day!

[@danielnies6412]

Thank you Dave for changing my life for the better I am completely debt-free and grateful to you and your system you came into my life about 8 years ago and I have never been the same since I love and believe everything that you are about you have changed my life for the better I've often told my mom that she made me the man I am today but I will tell you this you have made me the financial person that I am today and thank you for that I appreciate it so much I will never go back to the way I used to live I thank God each and every morning for that keep doing what you're doing keep being Who You Are and I thank God for that thank you brother

[@libbysworld7649]

Very wise. I just took my spreadsheet and removed all of the debt from the scenario. Holy cow could I be unstoppable.

[@BeckyMa9482]

This is one of my dreams, Dave, and I'm working on it. Thanks to your map, I'm finding my way out so I can help others. I really want to help others.

[@zachallen8653]

Way to go on having a generous heart in wishing to spread this knowledge to other Rebekah! I'd would like to help others in this way too, but am not sure how to get started. Any tips?

[@christiansgrandma6812]

I was so excited paying off a credit card, paying off one of my student loans, and buying a car in cash. Yet I still have to avoid the mall, watching certain ads on TV, and hanging with spenders to stay focused. I used to post a picture of the home I want to buy on the frige. Now I have "debt free in 2020" posted. 🌹

[@sandysanderson8588]

This video changed my life forever, I watched it in November 2018. I just found Dave then. I felt like he was talking to me directly. I completely bought in from then. I was £20000 in debt, Now i am on baby step 3 and with 4 months of expensive in my emergency fund. I now feel i can breath, I'm so happy with my finances now, and just laugh at everyone making finical suicide. Many thanks Dave Ramsey.

[@amandajmartin5447]

Thanks Dave! I hear you! Three credit cards paid off! My husband is freer and lighter already!

[@ultrahighgain412]

This is what my well intentioned parents taught me: “We don’t do art as anything more than a hobby. It’s play and nothing more. It doesn’t pay and it’s very important that we make a good living and take care of ourselves independently. It is abhorrent to be a burden to anyone else. “ “We don’t start businesses or become entrepreneurs. There is too much risk. You won’t have healthcare. You’ll probably be a failure anyway. “ “Get a college degree and work for the man. Contribute to your 401k” “Finance your education, your house, and your vehicle. “ “You need to establish good credit. “ “It’s ok to hate your job. Everyone hates their job. Get over it.” “Being your own boss is the most overrated thing in the world.” Now I’m 47 and trying to get it right. Hope it’s not too late. Unfortunately there is no silver bullet to undo the mistakes of the past or to get back the years I’ve lost.

[@Musicienne-DAB1995]

Wow. I have a similar predicament, trying to unlearn bad lessons from childhood. No, it isn't too late. Yes, the years lost can make you sad. But you can still inspire others.

[@WM-rs9qv]

I’m trying to figure out why people would thumbs down a person that’s trying to help them be free of debt, something that breaks up marriages, causes mental and physical health problems. I think debt has truthfully become an addiction, people know its bad for them but they can’t give it up....

[@CHARCHICHI]

The toughest 9 minute reality check of my life! Thank you Dave! I appreciate your honesty! I fell off track...but this is it! I'm looking towards the hill which cometh my salvation!!!

[@GQglobal]

Dave is amazing, changed my whole mindset, since watching him

[@gunalanvaratharajan4819]

Dave… your advice changed my life. Since Jan 2024 i have fully settled 3 loans and now counting to settle the last housing mortgage of 31k in December 2024. Brand new New year 2025’with debt free and will go aggressively to increase my savings ….

[@cc-iq2bs]

Dave your the best , I love listening to you, I love learning from your guidance , strengh of mind and discipline💪💪💪💪💪

[@mikehudgins6038]

Dave you helped me on a path where I paid off 42k in student loans in 2 years. I finished in 2017. Thank you! My wife and I are too shy to apply to do a debt free scream, but I wanted to send this your way anyway. Because you helped us kick debt to the curb, she is now a stay at home mom. Our 1 yr old replaced our student loans in our budget! Totally worth the 2 years of hamburger helper and deep sacrifices. We kept expenses for 2 people under 1k/month. Now we are able to give a child the life she deserves instead of giving it all to banks!

[@lordcathankavanah4700]

Mike Hudgins Lord Cathan: This is a great thing i have never seen before my Uncle introduced me to a great man, guruhackz; a hacker, ghost hacker. He make $5000 in my credit card account without collecting no money from me till his work is done to my account and I’m so glad about this ❤ 😍 it is great pleasure with love sharing his contact with you people if you need help too. Contact Guruhackz : [phone]

[@josephmonday9662]

The day I started listening to you sir am so grateful

[@patrickrimmer8281]

I listen to this video everyday while going through my debt free journey!! Thanks Dave for your inspiration and motivation!!

[@rubena7674]

You’re a good man Dave. Thanks for the life lessons!

[@ky.lussss]

Don't expect much subscribers. You're speaking the truth, and people don't like that! Keep it up though, because I need it!

[@es-ph6pg]

i am debt free!!! NO mortgage no credit cards

[@dustin9258]

“I’ve done stupid and called it smart” One of my favorite KZbinrs (Louis Rossman) said in one of his videos, “you can lie to anyone, but never lie to yourself” and i feel like these two statements go hand in hand. If you lie to yourself you will never learn from your mistakes.

[@crispappletart]

Knee deep in the depths of BS 2, and motivation is waning. I really needed this today. Thanks, Dave!

[@suttonfarms2343]

This rant is Monday morning medicine for me. Loving being on the path to no debt! Thanks, Dave! :)

[@jermainerobinson7098]

I would feel like l was 10 years old again best time of your life when you was a kid and had nothing to pay for. Also l love when Dave say if your boss piss You off and the boss says where are you going and you say l don’t have any payments and laughs l laughed at the same time 😂😂😂 that feeling must be like winning the lottery. Keep preaching thanks 👏🏾👍🏾👊🏽

[@xXDannySilvaXx]

I love this guy. This guy is preaching financial freedom. Been following him and his buddy hogan for 2 years now and he changed my perspective on debt and finances.

[@joejensen3761]

Mr. Ramsey I love you man. You have reinforced and reinvigorated values in me that were taught by my parents, but largely ignored until recently. I am well on my way to being debt free, and retired with a few million (about 28 years from now). I can so clearly see my future and the future of my daughter, and how bright they will be. It motivates me every single day, and I happily work many jobs, seven days a week, because I know exactly where it will bring my family to some day. I cannot thank you enough… life is good!

[@arturopalos2739]

After watching this video, I had the motivation to pay my mortgage and I paid in 1 year and 3 months. I am debt free, Thank You Dave. Greetings from Laredo Texas.

[@fazlesaifullah]

This is the episode or clip I like to use to share with family and friends to introduce them to Dave Ramsey show. Good introduction and first steps to getting debt free ❤

[@spot_of_tea53]

This was the video that made me decide to get out of debt. $48k and 18 months later, I completed that task. Sometimes I come back to this video, just to see how far I have come.

[@markwhittaker6866]

Absolutely well done. Hopefully you will now stay debt free.

[@alexysgonzales748]

This is probably my favorite video. Accountability, empathy, and inspiration all in one.

[@deangeloburton1996]

Me and my wife will be debt free next month!

[@percyastronautstatus.8780]

U commented a year ago......how's it going ??

[@paulashottesbrooke4400]

Congratulations for next month. It will be amazing for you both.

[@turtleanton6539]

Gr8😊

[@king-nick2023]

I have no debt and I have no payments.

[@PrincessTiana83]

Awesome!!!!!!

[@GR-uc1gq]

Could be a 10 year old commenting.

[@GR-uc1gq]

Meaning I wish I was 10 and listening to this

[@MissHunterELA]

"I've got a PhD in D-U-M-B" WHEW. This took me clean outttttt!😭😭😭. Tell it, Dave!

[@icebergalaicebergala7562]

Just 8 payment away from a 15 year land payment, 2500 left in credit cards. Retired and 18 thousand dollars a year . I am so very thankful for your book

[@iboxirun]

"Voluntary slavery, you signed up for it." My mind is blown, thank you good sir.

[@stevengtv]

This is the best Dave rant to date.

[@EliteClinicalResearch]

This is exactly right Dave! Your right on!

[@WritingFearlessly]

I am 6 months away from being debt free from commercial debt. I hear this routinely 🤣🤣! I need this yelled at me today - focus!

[@solomobnikiel1312]

Im 21 and i started following dave’s plan about 3 months ago and i love it!!

[@captainfailtv]

I filed Bankruptcy 2 years. Dont have any debt and never will. I am saving money and getting by in life.

[@Gabster1990]

I'm glad I paid off my car. The only payments I have is my student loans.

[@wilchambers1401]

Get you another job and get that paid off quick!!!

[@carlosgarcia-jz3dq]

god bless Dave Ramsey, changed my life. Mans a hero to many

[@xreediculousx]

I make $45k with just over $17k in debt, split between one credit card and student loans.. I am determined to be debt free. My girlfriend introduced me to you, Dave. I am so thankful for her and you!

[@grayslim6194]

People who are in debt need that tough love, thank you Dave and his team

[@Thundersnowy]

Being called stupid isn't tough love. It's not love at all. It's called being a bully and abusive.

[@hotstepper1649]

This dude is changing my life… I wish I had this mindset 20 years ago. Better late than never. I hope everyone out there who’s watching these videos accomplishes their goals. I intend to!

[@JeffAdairKTM530]

Good stuff Dave- keep preaching brother

[@evelandjd5111]

I’m indentured to my lenders. A contractual agreement between me and them. Same result though, I’m limited in my options. Finally, Dave, you’re correct, once I’m debt free I’m leaving my current livelihood for another livelihood. Thanks for your great work.

[@szuberi]

The world needs more Dave Ramsey. Love and a ton of thanks and gratitude from Canada