Top 🔟 - Unbelievable Calls on The Dave Ramsey Show (vol. 1)

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[@TheRamseyShow]

Get life-changing financial advice anytime, anywhere. Subscribe today: kzbin.info

[@laryleidys]

G

[@Santamonicadrainco]

Stay the bleep away from credit cards!!

[@MonSaj01]

uhujh

[@nnekaoa9234]

Fdu means what?

[@FaridaSultanaIchoosesuccess]

@@Santamonicadrainco NO ! LEARN ABOUT MONEY AND USE CREDIT CARDS ...RESPONSIBLY

[@HelpfulHarry]

STOP ASKING DAVE HOW HE'S DOING...."HE'S BETTER THAN HE DESERVES" OK? LOL

[@sebastiaojeronimo7029]

That line is incredible

[@godisawesomestudios9583]

Right, lol

[@riverdaletales8457]

😂😂😂😂

[@EarlyBirdCraft]

🤣🤣🤣

[@fransayswhat9813]

I think people just wna hear that. It’s pretty iconic.

[@betterthanemril988]

At 14 I was $3.75 in debt from school lunch 😭😂😂

[@jenniferhinson7417]

I was the kid selling candy in middle school

[@thedragonhouse4991]

The school mafia is calling.......

[@ethnow1562]

Let keep it that way ......kids needs to be kids

[@ryancalhoun2910]

What was your household income?

[@ddw-ge1ss]

@@ryancalhoun2910 5c found near the playground

[@milopenalozaosorio3992]

“Adults don’t do sleepovers with people they’re not marry to” I mean, the fact that he has to explain this 😂

[@drew2364]

It’s called camping… with friends

[@Erix7810]

@@drew2364 go ahead and tell your wife that you’re going camping with your high school flame… LOL

[@shiruba2004]

Yeah... I never go on hot springs trips... ski trips... camping.. staying at a friend's house when I visit another city... oh wait.. of course I do.

[@kumari6004]

Its difficult for the lady... she probably only knows him and cannot imagine life without him... hope she makes the right decision in her life. Be strong divorce him and start afresh.. there's better things in life than having a lying partner living with you.

[@lindashepard4621]

My ex did not understand this concept.

[@nino8151]

"Borrow your way into dreams, turn them into nightmares." That one stung!

[@josegonza1ez]

I felt that one i was doing that for a while but it was shows like this one that just made me think man im rlly setting myself up to work till i die. I had managed not to take on much student debt at all im talking less than 10k total but i was living like my credit cards would never need to be paid. Biggest thing is you do all this “cool” shit think your living the life and your miserable never been happier than i am now w my pup and relatively frugal lifestyle. And its weird because the only aspect of my life i really splurge on now is on whatever i get my dog i dont just buy fancy stuff i worked at an animal hospital and just buy what i learned was best. I would do stuff i had no business doing before things some ppl dream of just swiping my card and never felt anything but when i buy my dog a new toy its the best feeling ever and knowing im not fucking myself over is always nice!

[@nationalnotes]

When I was 14 I was worried about my acne

[@itsSonia92]

lol

[@roselineasante614]

🤣🤣🤣

[@wendyvelazquez8940]

Lololol

[@MarksTournaments]

Angie Parker that’s too far

[@CatholicLore]

💀💀💀

[@jesusmendez2006]

When i was 14 i used to close the fridge door to see how the light turned off 🤦🏻‍♂️

[@daroldharold6665]

Jesus Mendez very original

[@jesusmendez2006]

@@daroldharold6665 super

[@2KCamaroZ28SS]

When I was 14 I made prank calls too.

[@melanieovalles5254]

LOL😆

[@frankrodriguezit]

😹😹😹😹

[@janineinsabella8746]

I damn near choked when that dude said his father left him 50 million. Sir, would you like to adopt me? 😂

[@HardcoreYTAddict]

21:53 “where are the-- where’s the dad?” 😂😂😂 Dave knew what it was but wanted to be polite

[@deutschelehrer69]

America has a promiscuity problem

[@mitchellgrand3724]

Dave is so smart!!! Imagine being his kid and stealing a 🍪 from the cookie jar when your 10. Lol he would know all about it in a heart beat

[@hankhillsurethra]

@@deutschelehrer69more like this girl has a birth control problem. The problem is she’s not using it

[@Rhanafortin]

@@mitchellgrand3724?

[@gyp.]

Could be the dad who owes, and coached his kid to take the debt on. He did sound smart and business minded but at 14 I had no clue wtf I was spending. If my dad was a scumbag he could have told me I owe this money.......and?

[@Jo-ke6pj]

“I am 14” Dave : 👁👄👁

[@xoxo-pp7ru]

👁️👅👁️ 😳😳😳

[@RainbowManification]

@@xoxo-pp7ru I'm Chris Hansen, have a seat

[@xoxo-pp7ru]

@@RainbowManification okay daddy 😲😳

[@RainbowManification]

@@xoxo-pp7ru good boi

[@mlmlsmith2505]

Memelord McMeme 🤣🤣🤣🤣

[@dalchc]

I love how everyone says they're "doing great" when they start out the call

[@lovethemflowers]

Yeah, "I'm doing great". Then you find out they've got 35 credit cards or are $300,000 in debt. And you call that "doing great" ?? I guess their definition of "doing great" is "above ground".

[@williamsmith3331]

Daniel Cushman lol

[@TheEmpressMouse]

In America, it's just a standard response to a greeting. No one expects anyone to say anything other than "great" or "fine" unless they are hurt or someone died or whatever. This drives Europeans nuts.

[@13THPR0PH37]

Or then they say "I inherited 50 million dollars!"

[@lisamarieva3514]

Truth is no one wants to hear the truth and everyone knows it. Therefore, the standard "fine" response. Lol it is the "polite" response to a question no one wants answered. I like Dave's response "Better than I deserve" hahaha.

[@townsendliving9750]

"my husband is sleeping over at his exs house" "Sell his car"

[@charlescarmichael1124]

Give him a bobbit

[@Bumblebee-jl3ur]

Dave wanted to tell kathy she's stupid but caught himself😭😂🤣🤣🤣🤣

[@NailsxShy]

😂😂😂

[@muhammadbaki1124]

OMG I just noticed the moment he almost said it. 🤣🤣🤣🤣🤣

[@AnalyticalMenace]

I mean....he wouldn't be wrong.

[@DNB7227]

Just like he started to ask that granddad where are the dads of the grandkids, instead he caught himself and said, "dad"

[@DNB7227]

🤣🤣🤣

[@jonathanrodriguez4666]

People keep talking about the 14 year old...but he has a 16 year old brother who loaned him 20k?!?

[@MrKsackel12345]

Lololololoo so funny

[@MrKsackel12345]

I was thinking same thing

[@blessedwifeandmama]

Ikr

[@alysha11226]

Rich kid problems 😂

[@niecyh2313]

Omg I’m rolling

[@purgatrio409]

14 years old. - Started a business - Focused on paying off debt - Watches things like Dave Ramsey It's natural for someone to mess up the first time. But he's incredibly young and his mind is in the right place. I'm telling you, that kid is going somewhere.

[@LaDeeDah]

I agree.

[@liammiguela.4260]

True.

[@briggstondade4986]

Alex did you forget the other 18.5k.?

[@christianaalagbe6380]

Kudos to your parents! What a brilliant 14 and 16 year-olds!!

[@JasonBuckman]

Especially since he made this mistake so young and now he knows from experience at souch a young age. He is definitely ahead.

[@penitent2401]

14 year old has vintage car he can't even drive, $15k in bank and $21k debt. I'm guessing his family is millionaire and his dad considers this as early lessons and training. Dad can probably step in and clears it up with his spare change in an instant if he wanted.

[@noone7777777]

well it's internal debt anyway, basically their familiy is a scaled down version of Japan.

[@monkey39128]

@@noone7777777 We have that in the UK. Most of our debt is in the bonds that go into people's pensions. Not sure if that's good or bad. 🤔 It can work well with family if everyone trusts each other. I always tell my siblings to just borrow from me if they need money to avoid interest. Never lent 20k though. 😂

[@prestonshobe]

The way Dave bluntly talks to his callers is hilarious. 🤣Its so entertaining to listen to these episodes while sitting at work lol.

[@ST-ue5fb]

That's what so many people need - to be told the truth bluntly. No sugarcoating.

[@prestonshobe]

​@@ST-ue5fb I grew up with a dad that was very blunt with the truth so I appreciate it. People are getting softer though as time progresses and can't handle it anymore. Everyone has "their" truths and its not socially acceptable to challenge that with a universal truth. Many are in for rude awakenings.

[@chuckmitchell7454]

My man was 14 making boss moves 😆😆😆😆, the bar was raised after that call

[@medici__]

Right😭🤣🤣

[@empressofaquaria]

And he will be able to do it again with more caution! Boss moves!

[@InnaVitamina777]

Yezzur lol

[@mattatm3227]

They are better than corporations! Would buy engines from them!

[@HilgemanGroup]

I agree Chuck! That kid is going places!

[@angel-md8ge]

“I’m going to my ex girlfriend’s house for a sleepover” “Alright, I’ll have the divorce papers ready on the table when you come back”

[@pamelagiacca5953]

yeah, it's incredible how some people are willing to lower their worth to cling on a partner. I mean he's cheating on you, he's not respecting you, it's painful but accept the reality and move on

[@thebigmann81]

Or some call it a night cap among other things

[@bethanyb4478]

H: "I'm going for a sleepover!" W:"You can go if you want, but if you do, don't come back." Then change the locks while he's gone.

[@ellesam3348]

😹😹😹😹

[@twincherry4958]

@@pamelagiacca5953 These things are real! There are people that are not normal.

[@BrandonFox-cd7me]

I’m just now watching this video but I actually teared up when Dave says, “it’s because she’s sick buddy” @ 33:20. What a REAL answer from a stranger to someone in need, like he’s one of the caller’s best friends. It just speaks volumes of Dave’s character. Love this freaking dude.

[@MackDaddy95]

that guy greg is the biggest moron! that call was hard to listen to lol

[@jonathanmellis1599]

This is the relationship my parents had. My dad was a practicing ER physician for 30+ years, and he never directly addressed my mom’s irresponsible financial spending

[@countrymusicandcher8593]

Seriously when he said "OH Bipolar?" You could see that literal lightbulb. Also why TF has he not AT ALL mentioned this insane behaviour to her therapist?! Not for this like dude this is PART OF THE THING HES SEEING THEM FOR. Easier said than done my ass if she's had the come to jesus moment and still get really angry that's further a part of HER MENTAL ILLNESS.

[@genecoppedge5972]

The daughter stealing $80 thousand dollars from her parents just broke my heart, wow. Dave is correct she needs to be fired and out of the building immediately.

[@peterjg001]

“Hi Dave I’m calling to ask your opinion on....” Dave: RICE AND BEANS, NO VACATION, LIVE LIKE A DOG!!!!!!!

[@kathurtado13]

😂😂😂😂😂

[@Thr3_dot]

😂😂😂😂😂😂

[@Candaicelovesjesus]

Don’t forget... SELL YOUR CAR TOO and drive a $2000 car 🤩

[@phettywappharmaceuticalsll8842]

@@Candaicelovesjesus what makes you think my car is worth 2k?

[@abrahamthomas215]

😂😭funniest comment by far!!!!

[@tocc]

i'm new here but I'm in awe. He's like a cross between Dr Phil and Judge Judy with an extra helping of brutal honesty

[@samanthapeters2972]

tocc , I'm not American, and not in debt. But I enjoy hearing his advice. It prevents me from making mistakes. Sometimes when I listen to him he also reminds me of Dr PHIL too.

[@verolly31]

tocc And some KFC colonel

[@justme.53]

Yupp.. I'm subscribing:)

[@benmollitor3776]

That's what I said too. Lol

[@abeclark524]

@@samanthapeters2972 Dave Ramsey's advice transcends national boundaries. Most of it is what your sensible grandmother might have told you. There might be 1 or 2 America specific pieces of advice, but people all over the world can get something from him.

[@BradleyMaurice226]

Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

[@EdwinBoettcher]

Sincerely it's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money.

[@BillJones-zg1cg]

Very true, people downplay advisors role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license advisors. Thankfully, I came across someone of practical knowledge, and decades of experience, my stagnant reserve of $325K has yielded nearly $1m after subsequent investments so far.

[@kurttSchuster]

Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us

[@BradleyMaurice226]

BECKY Lou GORDON , is my advisor with fidelity, she is a fee only. Matter of fact you consult with her for free, she has her clients best interest at heart. I have been working with her since I turned 47. She is a busy woman but she can offer you guidance if you get her attention.

[@kurttSchuster]

Thanks so much I was able to find her page and I already leave her a message.

[@nicodimus2222]

24 years old with 6 kids? What a hot mess. It's genuinely sad.

[@ludo_]

And then theres me at 30 thinking I will never be able to afford 1 kid 😂😂😂

[@stellabella5269]

Maybe she had Sixtuples! 🤣🤣🤣

[@PlantKingBoy]

06:58 - "Quit trying to borrow your way through all of your dreams, you'll turn them into nightmares"

[@vannessafanning3200]

Gold.

[@prissylovejoy702]

PlantKingBoy that was great! I may post that on my profile!.

[@artemtsarevskiy2785]

Wish my dad would listen to that kind of stuff.

[@steelberg23]

“I’ve always done entrepreneurial things..” 😂 Bruh, since when, age 12??

[@dr.aasiyahghazi9168]

For reals...🤣🤣

[@nicholas6081]

“Always” as in since he started walking a few years ago

[@jenniferhoyt2154]

😂

[@katnunez9104]

I managed and did inventory for a salon at 12 so not that far fetched

[@steelberg23]

@@katnunez9104 I did too.

[@olivercross3684]

Dave calling a womens husband weak and her daughter a rat was top class. This guy doesn't miss.

[@melissawerkheiser3394]

#3. I was her. Packed up my son, my things, got an apartment & filed for divorce. I am worth more & my son deserves better. That was just over 11 years ago.

[@shri2947]

You were in a job when you moved out? How you survived

[@toucansam3]

I had a bunch of vintage cars at 14. They all had "Matchbox" and "Hot Wheels" stamped on the bottom.

[@carlanfoltz8536]

😂

[@dosesofdee3708]

😂😂😂😂

[@irocitZ]

If they were stamped "made in the USA" on the bottom those would be some valuable vintage cars. If they say anything else, just go ahead and junk them.

[@chloelincoln9095]

😭😭

[@ryancalhoun2910]

Sell the Hot Wheels

[@jcampbell50130]

When I was 14, having $20 was awesome

[@elpoderdelamente7050]

I never even have 20 when I was 14 lol

[@7u7Marina]

😂 my dad used to send me $20/year 💔

[@n.w.414]

So thrilled there were no children for the woman whose husband was cheating on her. And hope she find strength to stand strong.

[@Lightrunnerr]

But still, she has no children and past maternal age which will be a lonely rest of her life.

[@DNB7227]

I would start with getting MY grandkids out of foster care. They're innocent and deserve to be loved genuinely provided they're not getting loved in the system. 🤣🤣🤣

[@robroberts1473]

when the kid told dave he was 14 the look Dave's face was hilarious. lol

[@diannebrogan112]

indecent proposal

[@Mmolesy]

rob roberts 😱😱😱😱😱😱😱😱😱😱 "Where is your father?? I want to box his ears!!!" 😂😂😂😂😂

[@ivyhays6006]

rob roberts what if the father actually a multi millionaire and 21K is just a cheap cost (for him) to teach his kid a lesson about being entrepreneur. 😂😂😂

[@francofitness9994]

I think Dave got trolled

[@anonmous5916]

That was a BS call. Nobody at that age can get any kind of financing

[@youalex1983]

“Hi Dave, I’ve just inherited 50M in cash...” “RICE AND BEANS!”

[@TheHoriginal]

😂 😆 😂

[@deborahblessed8541]

Beans and rice 🤣🤣🤣

[@chenshilongsun1581]

Sell your car, get a $2000 beat up car and deliver pizza!

[@jimmyjetski3409]

Give 5M to a chuRch and you will get more back.

[@NasciParaAdorar7]

😂😂😂😂😂😂

[@Dog_in_tree]

"She's spending like She's freakin in congress." That's good 😂

[@flashbarry296]

“You ready to endure some pain?” 😭 😭 took me out!

[@jasonellsworth4046]

"yeah im 300,000 in debt and I'd like to take 400,000 more debt buying rental properties. Don't worry, I'm a handyman!"

[@regularity2556]

🤣🤣🤣🤣🤣🤣

[@abrahamthomas215]

😂😭

[@marginalized945]

Don't underestimate people with seemingly menial or low skill jobs. I know a self proclaimed "handyman" that earns more per day than your average attorney.

[@louib716]

@@marginalized945 that went over your head. He wasn't denigrating handymen. He was saying being you cant justify being in debt and then going to buy rental properties by saying you are going to do the repairs yourself.

[@rickroth2188]

Yeah, it's possible he could by the properties and make it happen and have a good life. but if it crashes, it will burn bad. Debt is no good

[@jada_m]

He is the judge Judy of common sense and finance😂 I love it

[@chevybrown3931]

Jada White omg love this comment 😂

[@scottthompson4193]

Your right until he talks about his religion, for such a logical man, it amazes me he is indoctrinated in religion.

[@petmomful2260]

@@scottthompson4193 I was just thinking the same thing.

[@lifewitholga_]

@@scottthompson4193 That's because people can be smart, wise and spiritual all at once. I like Science, Finance, Technology and love Jesus Christ..

[@scottthompson4193]

@@lifewitholga_ So you just disregard the scientific facts that interfere with your love of christ?

[@rebelduck9077]

Amazes me how many parents are enablers. My parents cut me off in my 20s after my second “emergency” and I have been learning how to fall on my face since then. Life is hard and it’s my life and choices. My parents know this well and I love them for that.

[@Monae6890]

That poor woman is completely delusional about her situation….. She’s probably denying the obvious to protect her heart. I hope her husbands mistress dumped him after she divorced him

[@imnotftw]

This kid could be a millionaire. He needs some guidance but the fact he's looking for it at that age is remarkable. At 14 I didn't know what debt was.

[@famicomnintendo]

He could be a billionaire. I wish they do a follow up and offer him some tutoring or a shcolarship, anything to shelter this young, ambitious man from it's deadweight relatives.

[@bouggyman180]

dude has rich parents and called dave ramsey because they show it to us at school. this kids just a brat😂.

[@danapohl444]

@@bouggyman180 all this.

[@TheLynLyn57]

@@bouggyman180 You just made all of this up. Speak positivity onto people. You don't know this person.

[@photoniccannon2117]

This kid is way smarter than I was at 14. That's a lot of debt, but it's less than my student loans and I'm managing to pay those off. This kid is going places if he keeps this drive.

[@pheenobarbidoll2016]

Hi, my husband is sleeping at his ex girlfriends house, my question is : should I sell the house and use it for my bail or keep it for my prison commissary?

[@duallylicensed145]

Taylor Maiden, 🤣 💯🥴✌️

[@ijeomaemenanjo1758]

Taylor Maiden like for real!!😂

[@crystalagha8498]

best comment lolllllllll

[@mysocalledknife07]

🤣🤣🤣

[@cloo7525]

marriage sucks

[@cigsandcoffee9435]

I only recently discovered this guy at 35, and can say we have something in common: we both don't like credit cards! Looking at my financial situation currently, after marriage and welcoming our first born, our financial situation isn't too bad, but so glad I discovered him now to be better prepped for my family's future. Only regret is not learning about Dave sooner lol

[@aviolet3981]

I’ve had one credit card for nearly 40 years. I think there have been 2 months ever when I didn’t pay it off completely. I find it easier to pay for things on credit but I keep my balance zero. They don’t have to be a bad thing at all.

[@martinomg]

"love her enough, love her well" that one touched me deeply 🙌

[@Kymv8382]

"Hi Dave, me and my wife are $300,000 in debt and we're just wondering if we should purchase more things" LOL

[@violettray2679]

Purchase more expensive things by borrowing more money.

[@Kistilan]

You can do anything! Thing is, he should just get on the REPAYE program and get it forgiven mostly in 20 years while dumping money into real estate that is dirt cheap and performs with his handyman skills. Even if it's $370K in 20 years, 20% forgiven on a 1099 tax form is only about $70K in IRS taxation. Then get that on payment plan and have another $40K ready to pay the bulk. Make that $40K through a couple rehab, flips, and rentals. Oh yeah, and probably have made another $40-$80K over the previous 10 years before that 10 year save, and oh yeah, have the equity of several properties.

[@tylerparker3024]

Absolutely, buy it all

[@tylerparker3024]

Jake fockler any debt is considered a liability. Until that investment is making you money it is not considered an asset

[@eternalresolute8960]

Well technically if you rent out a house, make cash flow and sell it after it's paid off and has appreciated, then they can technically pay off 300k in debt....so....

[@bodhitree33]

Caller: I'm 20k in debt Dave: How old are you? Caller: I'm 19 weeks prenatal. Dave: ....

[@tommycastro9424]

sell your car

[@lazyburrito8085]

Tommy Castro lol

[@zhernandez8287]

Deliver pizza or do Uber ✌🏼

[@mariaantwan7479]

What’s your household income?

[@raqui174]

Sell your stem cells

[@Kiwiwanderer]

Love this guy! The parent/father most of us needed. No nonsense. Ruthlessly honest. Are we sure he’s American…? There’s no fluffy to him.

[@katemiller7874]

He’s from the south.

[@danmoen755]

Thank you Dave for telling Lynn she's smart smart deserves encouragement. The world easily puts others down lifting up is mostly another story good job Dave and Lynn.

[@DrWeird-ek8ds]

"spending like you're in freakin' congress" classic

[@twincherry4958]

She cries...he loves her; really loves her!

[@YZ450f24]

Dave, I just inherited 500 million dollars. Well I haven't received it yet but one of my long-lost relatives left it for me and all I have to do is pay a release fee to some guy overseas in Africa.

[@Whydoyoureadme]

I will give you the money for the paperwork, but you need to sign over your house to me because, well you will be rich so you can easily pay it back later!

[@frausmandrake9757]

I've got a statue you might like to buy, it's only a thousand bucks.

[@bobhoffman5581]

Nigeria... lol

[@dusse3581]

Cap

[@donnyreiss1180]

what r u waiting for

[@jenneyryan]

I am addicted to Dave Ramseys brilliant advice and knowledge of money managing. He is helping people manage their lives responsibly. Thanks Dave! ❤

[@conductingintomfoolery9163]

Finance major, he’s a joke in this field lmao

[@arienfox]

But He has the last laugh😂​@@conductingintomfoolery9163

[@jamiecrutchfield9868]

Yet here you are, jokes on you​@@conductingintomfoolery9163

[@vickicade8380]

I don’t think Kathy is stupid, I think she’s very insecure and in denial to some degree. I think she knows in her heart of hearts what he’s doing. So sad.

[@pescecanella4742]

She knows, she just wants to believe him, because she is a good person (thinks what she would do and assumes others are the same) and does not want to face divorce. My mom also believes to this day her first husband went to a class reunion for a whole weekend, where only the old flame ended up showing up. They got a divorce due to other reasons.

[@violettippet5246]

Agreed. She is in denial. She is is having some doubts because she can't believe that someone she trusts would betray her like that but she knows logically that what he is telling her is not making sense. I don't think she is stupid either. I think she is totally in denial. She knows her world is going to be turned upside down, and she is just hoping and praying that her husband is actually having sleepovers but she knows. I feel for her. I think she called Dave Ramsey because she needed to hear confirmation, about what she knew and she knew he would tell it like it is. SHe is being gaslight big time.

[@vaska1999]

To some degree?! 😅

[@JD082096]

Dave Ramsey is the Gordon Ramsey of personal finance.

[@user-kx7do4fh2j]

@David Moore i mean some of them steal their waiters tips and store fresh and frozen meat closely together. They kinda deserve to be yelled at.

[@caseyford7195]

Um yeah but he puts it a little more softly.

[@virtuousjewel4904]

😭😭😭

[@davidmervish2738]

The logician underrated comment

[@lilgspirit]

long lost brothers

[@Cryolyptic]

They're not doing anything, they're just having "Sleep overs" That poor woman

[@jackiebaucom9513]

Mavloc I’m in orlando and it’s almost 2020 and I’m wondering what happened to Kathy

[@PInk77W1]

Jackie Landrau sleep overs are innocent. LoL.

[@percyastronautstatus.8780]

She is SOOOOOO naive. .. how were she RAISED and WHO raised her?? Dave ALMOST called her stupid.....he caught himself....

[@fng9651]

were just having pillow fights!

[@kendraplayzrobloxgamer8413]

Having his cake and eating it too. Sort of thing!! He doesn’t want a divorce and sounds to me that she is so naive that she is actually allowing him to act that way. I wouldn’t let him go out that door without having him pack his bags and belongings to take with him.

[@kaleopodcasts3370]

Dave: “Hello how are you today” Guy in $300k debt: “I’m doing great” Narrator: “But in fact, he wasn’t doing great”

[@ilsevdg1194]

Doing great!!!!!! is a typical American thing, haha (your loving neighbour from Belgium)

[@Fuente_Musica]

"husband is having sleepovers at ex-girlfriend's house" hahahahaha

[@brandydejesus1675]

That husband sleepover story... My God. He has been emotionally manipulating and abusing her for a loooooooong time for this to fly. Bless her

[@deek64dk]

@Wiliam Forsythe 😂😂😂 Really dude?😵 Even AFTER 18yrs huh?😏

[@BettyCollins88]

She's partially with him bc she's the breadwinner and she'd lose 50% through the divorce. He understands this so he thinks he can get away with it.

[@410cultivar]

Lol no. Some people are just naive

[@JcruzFit]

@@BettyCollins88 an unfortunate truth for the divorce process

[@communityorganizer5645]

@@deek64dk I'm enjoying the trolling. William trolled Brandy. The comment he gave her only makes sense if Brandy had said she is thinking of sleeping over at her ex's, which is inaccurate on multiple levels amd 180 degrees wrong at that. Then you tell William he is being ridiculous to not being open to sleepovers with his ex, even though hes married, especially somce its neen 10ish years. This is like the telephone game

[@VenomFusionz]

Im 14 and in debt Ramsey: sell your car

[@kimmyymmik]

🤣

[@XboxKilledTangoGameworks]

Selling the car is always the answer! I just sold mine & will be debt free come Christmas 2021!!😁

[@Nicole-sv9hg]

These comments have me rollin

[@Potatostarch300]

“Just sell you house and live off rice and beans”

[@flamefusion8963]

I mean what he gonna do with it

[@LioraLand1]

Dave, I listened to you starting in 1995 on AM radio in pittsburgh driving to work in my volkswagon bus- AM is the only thing it picked up. It’s so, so good to hear you again these many years later. You haven’t changed a bit!

[@Mark24Diesel]

Love Mr Ramseys show. He is so wise beyond this time. Grateful for you Sir!

[@sweetgirl4u247]

My heart dropped when the lady said "it's up to him." No sweety. Just no.

[@dinarachel7]

Exactly 👋🏼👋🏼👋🏼

[@debbieanderson6740]

She needs to get in touch with reality

[@SuperHowyalikemenow]

So freakin sad.

[@emmbee7]

Me too...me too

[@NasciParaAdorar7]

Yeah!

[@fortwayne5487]

"About" 6 kids. "About."

[@Meanmom8080]

Fort Wayne Exactly what I was thinking.

[@TheEmpressMouse]

Oh God, you really made me chuckle. That was funny. It reminded me of people with too many cats who say similar things.

[@TheElizondo256]

About..thats exactly what I thought. My guess is that he doesnt know since he has not been apart of her life (this is my guess as to why she is so rebellious)

[@cafeta]

lol

[@craigslistoceanside8677]

Tragic.

[@denisejudd5832]

This is the first time I have seen your show Dave, but I love it!!! You are 100% spot on with all of your answers

[@Goncalo000]

Its kinda easy to tell others what to do... its harder when you afection and emotions on the line but yeah he knows what to say for the better of thoose who call

[@user-ol4pn3mm6r]

The Dave Ramsey show is truly a God sent.I love to listen to this show.😊

[@WyattWinters]

“You’re parents left you 50 million dollars...what did they do?” “They died”

[@curtangle134]

Ikr🤣

[@Picca65]

Sad enough to loose a parent.

[@kiturselassie813]

@@curtangle134 talk about bieng born on the right side of the fence

[@donaldomartinez5773]

😂

[@andra80100]

@@curtangle134 and a few other places that are available in this region have

[@dcjohnson2490]

'Where are the-where's the dad?" He KNEW them kids all had different dad's; he was trying to be nice LOL.

[@mjbarbaraconstantestremera5509]

DC Johnson 😂😂😂 so true

[@marcelle215]

@@MuscleboundKage not necessarily and that comment was completely unnecessary

[@adamclark9253]

MuscleboundKage, you are full of stupid aren’t you?

[@leilanidru7506]

MuscleboundKage 😒🖕🏾

[@dillonh321]

@@MuscleboundKage I could say the same thing about your cousins.

[@SelfRighteous101]

In reference to story #3, I recognize myself in this woman's situation. She mentions that she put her husband through school, that she manages the budget and it sounds like she's been the responsible one throughout this relationship. It has been a major investment. You can hear that she's all sorts of turned around trying to make sense of her situation. The reason it doesn't make sense, isn't because it doesn't actually make sense. It's because you're trying to reconcile that fact that this other person is not concerned about you like you are them. I'll say that again for anyone in a similar situation that needs to hear it. They DON'T care about you. You are a comfort and a convenience, not a person they love. Your relationships is/was a one-way street. At this point, the hardest thing to do is going to be letting go of the sunken cost; which is a fallacy. Cut your losses, because people like this do not change. They certainly cannot change when the situation that allows them to continue does not change. Let them go or kick them out. Save yourself. Your future self will thank you, I promise.

[@CR38ion]

“Comfortable” is a funny concept, I started telling people I was comfortable when I made 50k, and by that I meant I can pay my bills and still afford a drink after work. Then I learned what “comfortable” really means and realized it’s just a phrase for rich people to lie and say we’re in the same level.

[@WASTE0802]

@Ma Och Comfortable is a euphemism for rich. Like, so comfortable I could not work for a long time. Not the 50-60k comfortable of paying all your bills and having some spare change to enjoy an over priced dinner and drink with a loved one.

[@operationfreestylez938]

He enjoys telling people they can no longer go to restaurants lool

[@Bnhuskins]

Operation Freestylez I bet he never had rice and beans 😂

[@ronaldbangtidy7941]

Nick Huskins when he says rice and beans he just means cook at home instead of going out and stop buying insanely expensive food.

[@Bnhuskins]

ronald bangtidy lol thanks for the clarification I had no idea 🙄

[@2KCamaroZ28SS]

Sell the car

[@pollyheyy]

That’s like my favorite part! 🙃

[@brocourtney]

I've been listening and following Dave for 6 years and I just realized his logo is a D and a R in one. 🤯🤦🏾‍♂️

[@phatcrayonz]

Courtney I had to go look. Dang you’re right. Crazy.

[@mlmlsmith2505]

Aww wow

[@buildyourmoxie]

OMG! Haha I never noticed

[@Cecibug1]

I had no idea lol

[@kendraplayzrobloxgamer8413]

Courtney Thank you because I’ve never noticed either!! Lol.

[@glennodell4003]

It is so liberating when Dave is willing to recognize clinical depression, I hope for the day it is recognized as any other illness , thank you

[@danielx40]

Dave: “How old are you?” The man on the phone: “I’m 14.” ……

[@FeonaLeeJones]

This is the Jerry Springer version of money and finance LOL 😂

[@prissylovejoy702]

Feona Lee Jones Hardly. That was an insult actually. I hope you didn’t mean it. 😔

[@carlcoffin4394]

Actually, it is. Why seek revenge.

[@alysha11226]

Dave Ramsey looks like his head is about to explode 🤣🤣

[@carerforever2118]

I was just thinking that.

[@rengon9611]

Yes ! 😂👏🏽

[@kellyprice2582]

Why is the dad worried about his daughters debt when he has six grandkids in Foster care

[@riverdaletales8457]

😂😂😂 stupid people think stupid things .

[@ryanhumor]

💯💯💯💯

[@sunnymade678]

I'm guessing he coddled that girl all her life, and all 6 gone, she doesn't care about anyone but her self. Very Sad.

[@Dunedien]

To be fair, Dave Ramsey is a FINANCIAL expert. He probably focused on the finances because that's what you talk to a financial expert about. The whole situation is wild.

[@darakristi]

Elaine McMurren Could also be mental disorders (bipolar/manic depression) or drug addiction.

[@Undercoverbrotherfromanother]

Thank you for helping America get out of debt!!

[@yinkafalana9688]

The third call blew me away!! Adult Sleepover with his ex, omg!

[@sarahsunshine78]

I think that when people “look up their old flame” on Facebook, they aren’t actually looking for that person; they’re looking to reclaim their youth.

[@GreyGirl999]

🤯

[@mrfred1000]

ROFL reclaiming your youth is a term used for "My self esteem is gone and I feel bad about superficial nonsense" If you're old you're old. I know one day I will be if I live that long and I don't care at all. it is what it is. "Mid life crisis" and all that sound ridiculous.

[@BeautyMommysUnite]

No, I totally agree Sarah. I'm turning 30 this year and am struggling, but I think it's mostly because my life is unfulfilling. Working on it though.

[@mrs.shanieekennedy2728]

Its like these people went into debt for our entertainment.

[@racpatrice]

😅😅😆

[@Am-Not-Jarvis]

They went into debt for your learning experience

[@lifewitholga_]

Omgee what a great comment 🤣😂😅 I do have to say also for our educational purposes.

[@waynekerr2472]

Entertainment is why I watch he says some good stuff but mostly it's common sense

[@shaquillewhitehorse9053]

😆

[@tjsurname119]

Dear Dave, I accidentally found your channel. I have been debt averse my whole life, and worked 18 hour days and my Husband and I have created a Beautiful Home. I have never heard so much good advice and good sense for financial advise in my entire life. It is entirely opposite of our credit card juggling friends who drive the latest cars. I am so grateful we have found your channel. You speak so much good sense. Thank you for sharing your good sense and expertise with the World. You now have new listeners in Australia. GOD Bless you and Thankyou so very much !

[@apila1070]

I'm so happy that I found Dave, I'm getting new books from him!

[@aquaskysm3972]

“You don’t need a vintage car when you’re 14 anyway. Not a lot you can do with it. It’s probably older than you.” 😂😂😂

[@dgman0313]

That vintage car better not be a 92 tercel with a bad gasket. It better be something with fins or a v8.

[@skincareceo]

He also isn't old enough to drive it. Works on cars but can't drive them. Lol.

[@2KCamaroZ28SS]

Well it's a BS call lol

[@toribond5218]

@@dgman0313 😂😂😂😂

[@chikifree]

you know you are a Dave fan when you remember all of these calls.

[@KH9th]

LuisEspinozaMusic FACT

[@maytediaz5245]

LuisEspinozaMusic Totally! I remembered each and everyone of them, still had fun listening to them again.

[@madad0406]

Hahaha yes!!

[@joshmagelitz5122]

LuisEspinozaMusic. bdjxhfci like

[@nfldshorty21]

LuisEspinozaMusic me

[@annedodgson8677]

Love seeing Ramsey with his mouth on the floor…lol…call #2, Dave hands in praying form… call # 3… holding his head…God Bless you Dave…

[@kalamazoomark4189]

I listened to him on the radio forever but seeing his expressions is way more entertaining.

[@almaalma3871]

What I see out those calls that Dave really cares. ❤

[@Fusion97K]

"I just inherited 50 million dollars".. wow man you've got a huge problem ..

[@insideoutsideupsidedown2218]

More like a nightmare

[@flamefusion8963]

He should be talking to a financial planner to figure out his investment and diversification strategy, not David.

[@HonestOK2930]

It'd be cool if we got follow-up calls from these people to see what they did with Dave's advice.

[@Cuyt24]

Jared S they probably all ignored his advice and did the opposite of his suggestion. Unfortunately. People who get themselves into bad situations will usually do it again.

[@parkerschmitt1594]

That's the Millionaire Theme Hour :D That's why this show is amazing.

[@calebniederhofer678]

That’s actually a great idea

[@meganheying4085]

Either the Millionaire hour or, at the very least, hopefully the Debt-Free Scream hour

[@rubypickles1836]

I would love this too

[@johnstoutley7421]

Dave, I used to listen to you on the radio in my car very regularly when I was working, and I found your advice so appropriate. That was over 25 years, ago. I love your vlogs that I'm now watching, and I appreciate all you do to help people like you are doing. I thank God that He got us into a position in life that we now have a debt free existence and are living off pensions, and still able to save and go on very wonderful vacations. Credit cards are the devil's tool. Unfortunately, people do want more than they can afford. I find student loans so unfortunate that kids today have to go into debt just to get an education. Thank you for all you do for people. I hope you keep up the good work. I don't know how you handle all the terrible decisions people make. God bless you!!!!

[@GoldFX64]

Man I remember when my dad would play this in the car and it would be so boring for me then. Now it's helpful!

[@nopenope2184]

Dave: "You're so sweet, darlin you're so sweet" Translation: "Holy Moley.. You are so dumb"

[@Micheal93k]

9:06 he almost said, "you're stupid!". lol

[@prissylovejoy702]

nope nope I think he said the husband thinks she’s dumb.

[@thedavidjscott_]

@@prissylovejoy702 He did, but you can tell he wanted to call her stupid haha.

[@Santamonicadrainco]

Awww, bless your heart. She’s shacking up.

[@Admiralcharlie]

Reminds me of Katy perry on how I met your mother. “Oh, Honey.”

[@jimq2]

Dave Ramsey is so brutally honest 😂😂

[@plubin123]

love it

[@anncorsaro224]

Dave, you are a voice crying in the wilderness! ✝️🙏❤️

[@anaperalta8835]

This Man is so wise 🙌 thanks for all your advises!

[@fox15000]

Wow, my life feels really put together right now....

[@popcultureodyssey4459]

I know! I feel kind of bad feeling strangely comforted.

[@ElaineLoyd]

So, your girlfriend isn't having sleepovers.

[@Buenanueva1]

Same, watching these is like juicy gossip out in the public

[@BlakeC341]

@KASHMAER underrated comment and I couldn't agree more. Zero interest in dating women of my generation.

[@ryanm7263]

I just finished paying my $27,000 student loan. What a tremendous load off my mind. I can't imagine the incredible strain some of these poor folks are under.

[@writingonthewall3326]

Congratulations.

[@bamafencer12]

Congrats!! Some people thinks it’s normal to have debt.

[@mountainmangaming263]

Yeah imagine 300k

[@HmongCutiie]

Congratulations!!!

[@vwalker58]

Good for you!👍

[@kathigratton2286]

My brother steals from family.. but yet calls me the golden child. 😂

[@Shanshu72]

What a blessing that 14 year old could learn such a valuable lesson at his age. I pray he learns from it because WOW his potential is huge.

[@Thepippinator2]

When I was 18 I got a credit card because I needed the money at the time. Within a month, I maxed it out at 700 dollars and the statement got sent to my dads house since I hadn’t changed the address. He called me up and chewed me out so much, telling me to immediately go get some scissors and chop the card up and send him a picture of it. He told me NEVER get another credit card or get into debt or he would cut me off. 7 years later. Best advice/scolding he gave me.

[@kailit9984]

Ernesto R maxing it out 700 in a week he def was not ready to have a credit card yet

[@FuddlyDud]

@Michael Macaluso Great thing he had you do! You did get a credit card though, right? You kinda need good credit...

[@V.E.R.O.]

Nothing wrong with a credit card as long as you use it wisely and pay it off in full at the end of the month.

[@MrClassicmetal]

🤣🤣🤣 The responses were _very_ predictable indeed! There's always a bunch of people who assure you that credit cards are awesome "if used properly", that they pay it all off at the end of the month, that it's great for credit points, bla bla bla.... 😁 Dave Ramsey and Chris Hogan have both mentioned that 98% of CC users rack up some kind of debt. But apparently the entire 2% that is disciplined just happens to be in these comments sections!🤣🤣🤣

[@AJ-dv7hq]

Mr ClassicMetal The people watching Dave Ramsey are, at the very least, wanting to take an active role in their finances. That’s going to skew the population you see here. Credit cards are a responsibility. If you’re disciplined, you can handle it. Its not a novel idea.

[@newlife286]

24 yo with 6 kids from DIFFERENT men??? I dont think handling money is her problem. ..

[@OmegaCentauri2012]

Exactly my thought on that situation.

[@ksno2492]

Lol. Sounds like she's letting her problems compound... I know all about that unfortunately

[@lindsaysimplyliving803]

condoms are free at planned parenthood.

[@m.streicher8286]

*musical tone* abortion is the solution!

[@m.streicher8286]

Also condoms but whatever

[@evanrogers1825]

Dave: “hey, how are you?” Caller: “I’m great!…. Also, I’m 1 million dollars in debt…. From student loans…for a doctorate in gender studies… and a masters in afro-dance theory.”