I Told Her Not to, but She Did It Anyway

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The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

Пікірлер: 482
@CatWhiskering
@CatWhiskering 6 ай бұрын
I can hear my mom saying from beyond the grave: "Congratulations, you just learned a very important lesson and it only cost you $9,000."
@johndone8045
@johndone8045 6 ай бұрын
0 chance shes paying
@sportagus3
@sportagus3 6 ай бұрын
Its going to cost more than that. She ruined her credit right out of the gate, and nobody is going to rent to her.
@shannonobrien9922
@shannonobrien9922 5 ай бұрын
Stupid tax!!!!!
@annemarie3811
@annemarie3811 6 ай бұрын
IAAL (am a lawyer) She needs to see if the landlord actually kept it empty that long. They have a duty to mitigate and they can’t double dip. If they actually kept it empty, it’s a messy argument to say they didn’t mitigate and probably not worth it for a non-lawyer over $9k. If someone else moved in, she would owe the amount of her lease minus whatever they charged the new tenant over that period of time. Write a VERY SIMPLE letter to the collection agency asking for an affidavit that the apartment remained empty over the entire course of the lease. That may very well end it but it’s a solid step one. Sure, she owes the money but it doesn’t make sense to say she owes being screwed over by an unethical landlord not following the law and trying to double dip.
@garfieldGG
@garfieldGG 6 ай бұрын
This. ☝️
@whosaidthat9265
@whosaidthat9265 6 ай бұрын
$9k for a 12 month lease? Of course we don’t have the whole story but I don’t think her rent was $750 per month in Minnesota. I did a quick Google and the cheapest rent is around $1200 so I’m making an educated guess they did mitigate. Also, unfortunately for her, they probably had to wait for the courts to allow them to rent it out post eviction because of tenant laws and she legally had a lease. A real mess
@amireallythatgrumpy6508
@amireallythatgrumpy6508 6 ай бұрын
Only true in backwards hellholes like the USA
@takethecurseOFFwashingmachine
@takethecurseOFFwashingmachine 6 ай бұрын
Was it really necessary to turn I am a lawyer into an acronym???? I feel like these days everything gets turned into an acronym, and I’m fighting back by saying/typing the full phrase.
@MathiasJarlson
@MathiasJarlson 6 ай бұрын
@@takethecurseOFFwashingmachineit’s a goofy Reddit thing
@ghjong001
@ghjong001 6 ай бұрын
Who the heck approved a lease to an 18 year old full-time student with no co-signer and (probably) minimal income?
@brookiegremlin6660
@brookiegremlin6660 6 ай бұрын
I got my own apartment in when I was 18--this was in the 90s. And my parents got their first apartment right after they got married, both 19.
@johndone8045
@johndone8045 6 ай бұрын
She shouldnt be renting anything needs a contract to begin with
@PoyTroy
@PoyTroy 6 ай бұрын
They didn’t. I can assure you she was gonna move in with her “boyfriend “ it didn’t work and her name was left to pay to tab
@floridastate7577
@floridastate7577 6 ай бұрын
Probably the same type of people that sell you cars that they know you can't afford
@NoOne2023_NoOne
@NoOne2023_NoOne 6 ай бұрын
Someone who was kicked out by their parents
@MrsJohanna33
@MrsJohanna33 6 ай бұрын
When I was in my early twenties, I actually did the same thing. I agreed to rent a studio apartment, moved some junk in but never actually moved in. About three days into the lease, I informed the landlord I wasn't going to stay. She kept my deposit and obviously, I was furious because that was my "big girl hard earned money", but now as an actual seasoned adult, I understand that's how the world works.
@eliocosmos
@eliocosmos 25 күн бұрын
Haha that's crazy. Why did you end up not moving in? And was it month-to-month? Assuming it was because otherwise you would have been on the hook for more money.
@joyt458
@joyt458 6 ай бұрын
Landlord should’ve required a co-signer. Shes still wrong though. She needs to get a job and pay her debt. Welcome to adulthood.
@dcg590
@dcg590 6 ай бұрын
Why? She’s 18
@ScottishJazzman
@ScottishJazzman 6 ай бұрын
@@dcg590Risk management. I’d want 3 years proof of income as assurance. I’m not getting that from an 18 year old.
@hayleylenort
@hayleylenort 6 ай бұрын
Why? She’s an adult, signed the lease, she should’ve known it was legally binding if she read it. It’s her problem!
@MrJones-xc8vn
@MrJones-xc8vn 6 ай бұрын
Welcome to the Tuition of Stupid University. She graduated with the highest of marks. She learned what becoming eighteen means, how to identify and start listening to experience advice, the seriousness of signing contracts and that a bill will eventually come due! You've graduated, now GET TO WORK!
@wbgookin
@wbgookin 6 ай бұрын
I imagine this won't be popular on Dave's channel, but I think there's a way to help without just flat-out paying it...assuming the kid is willing to listen and learn. When I went to college American Express gave me a card and I got a bit out of control and ended up behind on payments to the card AND on my rent. My parents sat me down and we had a long discussion about finances, credit cards, interest, etc. I guess I showed some promise because they agreed to loan me the money I needed to get even with everyone at 0% interest. I had to show them my bills every month until I got it all paid back so they knew I wasn't spending frivolously. I was fortunate to be able to learn the lesson without long-lasting financial consequences, and I've been debt free (except mortgages) since. (side note: I'm aware that this was a major privilege I have that most people don't, and my parents made sure I was well aware of that as well)
@Ja50nkAt
@Ja50nkAt 6 ай бұрын
9k not that much to a millionaire, to an 18yo, an impossible sum to pay back 😂😂
@anndeecosita3586
@anndeecosita3586 5 ай бұрын
Exactly
@taniagarrison6216
@taniagarrison6216 5 ай бұрын
Exactly. Shr can do odd jobs like Ramsey said but its not like an adult well established that can knock it out in a year or less unless she really hustles and is smarter than she has been
@tate6809
@tate6809 6 ай бұрын
I love how Dave respects Jade enough to let her talk when she wants to make a point, the two have a great dynamic. Same with him and Dr. John. Some of the other co-hosts just seem like awkward sidekicks who lack confidence or actual knowledge on what they're talking about, so he just interrupts and talks right over them.
@lynnroberts76
@lynnroberts76 6 ай бұрын
Up until Jade started, George Kamel answered the best, information wise.
@NoOne2023_NoOne
@NoOne2023_NoOne 6 ай бұрын
This is all assumptions terrible take, as far as we know her parents kicked her out and she hadn't gotten accepted into college
@mikeshaw4610
@mikeshaw4610 6 ай бұрын
"Some of the other co-hosts just seem like awkward sidekicks who lack confidence" Agree and most of those will not be co-hosts long.
@garfieldGG
@garfieldGG 6 ай бұрын
This is bad advice. Talk to a lawyer first. Landlords are supposed to try and get another tenant if she doesn’t move in.
@ofuanoyakhire372
@ofuanoyakhire372 6 ай бұрын
She signed a lease, doesn’t matter
@garfieldGG
@garfieldGG 6 ай бұрын
@@ofuanoyakhire372 it does matter, it’s called “mitigation of damages”. Edit: mistyped, meant mitigation
@krogman101
@krogman101 6 ай бұрын
You're correct!
@lorijharman-runyan6433
@lorijharman-runyan6433 6 ай бұрын
​​@@garfieldGG"mitigation of damages" You are correct.
@garfieldGG
@garfieldGG 6 ай бұрын
@@krogman101 I know I am. I’m both a lawyer and someone who signed a lease and didn’t move in back in college LOL
@curiouscat3384
@curiouscat3384 6 ай бұрын
Where was she living? With a BOYFRIEND ???/??? Where were her parents when she wasn't living in that apartment? Either she was living at home and didn't tell them she signed a lease and changed her mind, or she is living with someone else. If she's living with parents then she could definitely pay it off. when I was 18 I started paying $100 a month room and board to parents while I was in college. taught me responsibility without breaking the bank.
@dustinquinton
@dustinquinton 6 ай бұрын
$9,000.00 is a lot to an 18 year old. I do agree, I would tell her to handle it on her own.
@johndone8045
@johndone8045 6 ай бұрын
I will tell her dont pay it, ignore it and there nothing they can do because she has nothing
@dustinquinton
@dustinquinton 6 ай бұрын
@@johndone8045 it will definitely go to collection and screw up her credit score.
@SRTBOAT
@SRTBOAT 6 ай бұрын
$9,000 is a lot to me and i'm 26.
@dustinquinton
@dustinquinton 6 ай бұрын
@@SRTBOAT I’m 55 and it’s a lot to me also.
@Dontrolling
@Dontrolling 6 ай бұрын
For a vacant apartment at that…
@MisteRRYouTuby
@MisteRRYouTuby 6 ай бұрын
She chose this; she fixes it. Also, once she gets a job, she gets in touch with the landlord to have her pay garnished to cover the debt plus late fees and Court filings fees (that’s the ‘interest’). Congrats on your first LOAN, baby girl! Good luck!
@MrTmenzo
@MrTmenzo 6 ай бұрын
"I'm 18 I can do what I want!!!" ...... "Mommy and Daddy the mean apartment place is trying to charge me 9k even though I never moved in!" 😂
@VermontRed
@VermontRed 6 ай бұрын
"... a degree in left-handed puppetry" Love it!
@kennedyjefferson
@kennedyjefferson 6 ай бұрын
I love this combination of Dave and Jade
@chanson8508
@chanson8508 6 ай бұрын
They are so fun!
@Alex1234496
@Alex1234496 6 ай бұрын
Go get a job at McDonalds girl.😂
@mikezerker6925
@mikezerker6925 6 ай бұрын
The government needs to be run by Dave Ramsey
@ldtriton
@ldtriton 6 ай бұрын
Love Jade to death but I'm 100% Dave on this one. 😂
@carlschleg5822
@carlschleg5822 6 ай бұрын
Over 18, YOU ARE FREE TO DO BUT CONSEQUENCES ARE THERE
@blackbutterfly233ify
@blackbutterfly233ify 6 ай бұрын
This is why I don't believe 18 is considered an adult. most 18 year olds are still kids, especially in their minds
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Well... today this 18 year old learned 😂😂😂 She's in college away from home....she's old enough to adult
@bufficliff8978
@bufficliff8978 5 ай бұрын
Because people USED to be adults at 18.
@veramae4098
@veramae4098 6 ай бұрын
Was she under 18 when she signed? I'm 71, and "things" started getting away from me some years ago. I hired a person, now paying $22 / hr., to come in once a week for 5 hrs. day to pay my bills, make and keep track of medical appointments, sort thru my email, do dishes, whatever I need. (Originally it was less pay, but she's earned pay raises.) She could create this job, ad in the paper "Personal Assistant available".
@cw5948
@cw5948 6 ай бұрын
Refreshing to have a host that doesn’t just affirm Dave’s opinions.
@PoyTroy
@PoyTroy 6 ай бұрын
Right. This girl is annoying. Trying to prove her point. Dave is right here
@lionessrising
@lionessrising 6 ай бұрын
@@PoyTroyshut up. You are mad at her because she isn’t a sheep that just goes along with Dave’s version.
@PoyTroy
@PoyTroy 6 ай бұрын
@@lionessrising 😂. If she had something valid to say then I’d be ok. But she doesn’t. She’s just going against what Dave is saying just todo it
@lionessrising
@lionessrising 6 ай бұрын
@@PoyTroy ok babydoll 🤦🏽‍♀️🤭😂
@PoyTroy
@PoyTroy 6 ай бұрын
@@lionessrising babydoll 😂
@bernadette573
@bernadette573 6 ай бұрын
I had a friend who did that, or something similar; she left a rental after two months, her roommate couldn't pay the rent alone so also left. I think they assumed the rental owner would just find new tenants. Young and dumb. Never thought twice about it. A year later, she gets the bill and had to pay back rent and fine on top of it. She got stuck with the entire amount because they could not locate her roommate but found her.
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 6 ай бұрын
If the roommates name was on the contract or whatever as well, then your friend should not have been stuck with the entire bill. She probably could have also gone to small claims or something to make a case, that she had moved out, not even living there. If she had some possible proof.
@anndeecosita3586
@anndeecosita3586 5 ай бұрын
@@XFizzlepop-Berrytwist With those kinds of contacts a lot of times they have the option to sue one or more people then it’s up to the person ordered to pay the judgment to sue the other person.
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 5 ай бұрын
@@anndeecosita3586 That doesnt seem fair at all? It might depend on the judge you get, but could a judge order the person to place a proper case against the roommate?
@eliocosmos
@eliocosmos 25 күн бұрын
@@XFizzlepop-Berrytwist I learned this from watching The People's Court for the last 387 years: Usually in situations like this, the law says the roommates are all "jointly and severally liable" meaning two or more parties are jointly responsible for a debt or obligation, but each party is also individually liable for the entire amount. Hence why the bill went to one and not the other (because she was the one they found). I don't think any judge would order one roommate to sue the other for their half of the bill. It would be up to the person that is out the money to do that.
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 25 күн бұрын
@@eliocosmos Yeah the laws we have are pretty messed up. But I was talking about the judge ordering the landlord to sue the roommate that didnt pay instead of the one who already had.
@kellyparker3792
@kellyparker3792 6 ай бұрын
I love Dave & Jade together!!!
@brookiegremlin6660
@brookiegremlin6660 6 ай бұрын
9k for a year's rent?!? Well at least she got a good deal. Where do these people live--Mayberry?
@brookiegremlin6660
@brookiegremlin6660 6 ай бұрын
this is literally 750/month!!!!
@Consultant22
@Consultant22 6 ай бұрын
The entire $9K may not be enforceable if the landlord was able to find another tenant. It's at least something to look into. I wish this show would give this kind of advice instead of defaulting to the worst case scenario.
@dcg590
@dcg590 6 ай бұрын
Nope. Why does the landlord always have to be sacrificed? Is he not running a business? How would like it if you were owed 9k and people said-nah, don’t pay it. She needs to pay in full. Period
@Consultant22
@Consultant22 6 ай бұрын
@@dcg590 It's not a matter of ethics or harming the landlord, its the law in most states. If the landlord is able to find a tenant to fill a property, you cant double charge rent. It's just sound advice.
@mattesser5027
@mattesser5027 6 ай бұрын
@@Consultant22 Well stated sir. I am a landlord in IL and the law/burden is on the Landlord to 'ATTEMPT' to find another tenant after certain absent periods are met. Now perhaps the landlord was unsuccessful in doing this and it's kind of easy to claim an 'attempt' was made. But from the renter's POV they could, to your point, look into this.
@mahaksadas3980
@mahaksadas3980 6 ай бұрын
No. Contract for specific period of time is bound. It is not landlord duty to stop the contract. Nor he has duty to find replacement. You sing rent for one year fixed period, there is no way out, unless both parties agree to make make new agreement. This why so many people waste so much money, they sign something and then think that it is duty of someone else to fix it out.
@Consultant22
@Consultant22 6 ай бұрын
@@mahaksadas3980 Ok good luck collecting in any renter friendly jurisdiction
@GMAMEC
@GMAMEC 6 ай бұрын
She really needs to work this debt off. Same thing happened to my nephew. His parents made him work off the debt. He caught buses to work, walked, and found miscellaneous jobs. He's now successful and makes more money than his parents.
@bettysmith4527
@bettysmith4527 6 ай бұрын
Tell her to get herself a full time job or two and she can pay for it!! We learn best when we feel the pain of our mistakes!
@anndeecosita3586
@anndeecosita3586 5 ай бұрын
She will have to quit college to have two full time jobs.
@joanneb3524
@joanneb3524 6 ай бұрын
I'm being the devil's advocate here, but, what are the chances she knew EXACTLY what she was doing the whole time and is gaslighting her parents into paying this unpaid rent. There are a LOT of posts and videos that encourage new college students to rent a whole house or a multi-bedroom apartment for the sole purpose of subletting rooms to other people. Some have made a lot of money doing that. I think it's possible this might explain the "mystery" in all this. And she's just pocketed the money she collected in rents. If that's what she's done, she needed a couple more brain cells to realize she still needed to pay the rent. But, my guess is she became bedazzled by all the money she collected and common sense went out the window. If she did this....and spent all the money, of course she's not going to reveal that she was double dog stupid about it. That would explain why she didn't occupy it herself, and never brought it up before she got into a tight pickle. Just my guess here.
@annemarie3811
@annemarie3811 6 ай бұрын
I don’t think so. If people were living there, the landlord wouldn’t just sit tight for a year without being paid. A month or two in, they’d file an eviction suit, get them out, and then daughter would be receiving notices about them trying to collect a judgment. Not just a letter from a collection agency. They let the bill stack up, probably while they moved someone else in anyway, but either way they just hung out letting it stack up to the max they could. If they’d sent her a bill trying to collect a month or two in, she might’ve looked up her rights about getting out of the lease.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
​@@annemarie3811maybe they did. The parents are only going by what their daughter said. She could have had an airbnb going and it didn't pan out...
@sarat9567
@sarat9567 5 ай бұрын
I appreciate Jade’s perspective here. I had no guidance in a most ways growing up and had to learn the real world the hard way. It’s hard to comprehend and embody something you’ve never even witnessed.
@markbernier8434
@markbernier8434 6 ай бұрын
Before paying I'd go knock on the door of the unit she rented and ask who is living there and for how long. Not unheard of for the landlord to rent it twice. Once for real and her on paper. Might be fraud, might be bureaucracy, as she never moved in or got keys., It could nullify the whole thing. She is still stupid, but shouldn't be victimized on top.
@settergroomer
@settergroomer 6 ай бұрын
I know David doesn’t respect the industry but people go to school to groom dogs and make six figure incomes…. People can’t just go get a dog grooming job. They’re using sharp cutting objects on moving targets, it’s not an unskilled trade 🤣 might as well suggest people become horse farriers or shear sheep to make extra income.
@annemarie3811
@annemarie3811 6 ай бұрын
Right?! I do live in a big city, so I know it’s not always this high, but a monthly full groom for my small dog with complex coat- $130 PLUS tip. God help anyone with a complex coat large dog (Like a Labradoodle) Those are $200 plus tip.
@franziskani
@franziskani 6 ай бұрын
I follow Girls with dogs - I agree a skilled profession, that needs dedication, experience - and love for the animals. And sometimes tact what you can tell the owners about their darlings.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
He was just throwing jobs out there... what he was saying, "Cash is cash" What type of schooling do you need to pick up dog poop?
@metoon3092
@metoon3092 6 ай бұрын
Another freeloading adult child signing _anything_ that comes their way; then crying when responsibility comes knockin" 1st step *GET A JOB*
@percivalgooglyeyes6178
@percivalgooglyeyes6178 6 ай бұрын
I assure you the apartment complex was not out $9k. The 2nd month they didn't receive rent they likely re-leased the unit. I've had rentals properties for over 35 years and tenants break leases all the time. I'm lucky if a judge awards me 1 months rent. Leases just lock in the landlord, not the tenants.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Not if they handed her the keys. They have to go through the eviction process. If they rented it and that girl showed up with a uhaul.... it wouldn't be a pretty site.
@rentalproperties8598
@rentalproperties8598 6 ай бұрын
@@kimberlymartin459 Wouldn't matter if she got the keys or not. If she didn't take possession and didn't pay, there wouldn't need to be an eviction. It would be a contracts case, and she would have to take the apartment to court and prove they breached the contract.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
@@rentalproperties8598 she signed the contract, she gotten the keys, she owes the money....
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
@@rentalproperties8598 she taken possession when she was handed the keys.
@anndeecosita3586
@anndeecosita3586 5 ай бұрын
@@rentalproperties8598 Every time I have rented an apartment I had to immediately pay deposit and first month’s rent even before I got the keys. I would think once someone pays rent you have to go through an eviction process.
@flaredraco2268
@flaredraco2268 5 ай бұрын
Genuinely terrible advice all around here, there's some insane level of need for this cast to make sure "these young kids learn their lessons". Learning your lesson doesn't involve being taken advantage of as essentially a child, by somebody who thinks they can get away with it. 1 - How was the place leased to her without a cosigner, as an 18 year old with assumedly no credit or income? (already shady from the landlord) 2 - This whole situation would have been laughed at by a judge in civil court. No surprise it was sold to a collection company to handle it. There is a "duty to mitigate" when it comes to tenant situations. A landlord cannot just say "well the units been empty for 12 months, she isn't paying rent, I'll just hunt her down at the end of the term". The landlord is OBLIGATED to take reasonable steps to resolve the issue if a tenant defaults on their lease. So, did the landlord 1 - Ever try to evict the tenant due to missed payments? (And then discover the unit is vacant?) 2 - Exercise sincere efforts to try to re-let the property after the discovered vacancy? Super easy to prove both of these points, and if the landlord doesn't have both then he has no case here for the majority of that money.
@Old_Toby
@Old_Toby 6 ай бұрын
9k$ isn't a lot of money to an 18 year old! Really, says an old rich man.
@r3b512
@r3b512 6 ай бұрын
That's what I am thinking too. $9k is a lot of money for a lot of people including myself. Secondly, He is making a lot of assumptions about this young lady from a small snippet of information from a message. Jade is not doing so bad. I like her approach a lot better.
@ykook7000
@ykook7000 6 ай бұрын
Yeah well l worked and had $10k in savings as an 18 yr old so depends on what values you were brought up with doesn't it
@r3b512
@r3b512 6 ай бұрын
@ykook7000 Good for you. Not everyone has those opportunities, but glad to hear you did 👍
@Old_Toby
@Old_Toby 6 ай бұрын
@ykook7000 what does that have to do with my statement? Are you implying that when you were 18, 10 grand was just a drop in the bucket? I'm an adult, and 10 grand is a lot of money to me.
@Old_Toby
@Old_Toby 6 ай бұрын
@JoLynnDrake-mc6bb what does that have to do with my statement? Irrelevant. I was challenging the fact that Dave implied that 9 grand is not a lot of money to a person who is 18 years old. He said that.
@starrystarrynight6281
@starrystarrynight6281 6 ай бұрын
She needs to pay it. I did this same stupid thing with my daughter and my son. Son is dead and daughter spent 8 months in jail. Bailing them out teaches them nothing, except they have no responsibility to anything or anybody.
@jacqueline8566
@jacqueline8566 6 ай бұрын
😮
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 6 ай бұрын
@@MooMoo69556 I dont like this saying, sure parenting is part of it, but people are influenced by more than parenting. Also their kid has passed and that is your response? You are rather heartless and cold.
@adamseidel9780
@adamseidel9780 6 ай бұрын
I wonder if this was related to the failed student housing complexes at the university of MN. Several brand new student apartments were set to open for the start of school but then weren’t done, wouldn’t let students move in, but tried to make the leasors pay rent on time anyway before they were even permitted to move in. A lot of political and legal action occurred around it, she may not end up liable for a cent of it if it’s that.
@bobsummers6647
@bobsummers6647 6 ай бұрын
How many months are they asking for? I know the rent wasn’t $9,000/month. Landlord is under an obligation to mitigate the damages. So after 1-2 months of no rent, eviction should’ve been filed. A helpful fact would be if she paid for the first month rent . If not, I would contend there was no contract.
@anndeecosita3586
@anndeecosita3586 5 ай бұрын
In my rental agreements I have always had to pay first month or per diem remainder of the month when I paid the deposit.
@jmira7100
@jmira7100 6 ай бұрын
$9000 is ALOT for anyone. Dave is out of touch in this instance. Even the girl was like that’s a lot of money. Most people can’t afford a $1000 emergency. 9k is a boatload of money
@ajfrederick9584
@ajfrederick9584 6 ай бұрын
If she had bills i would agree but if she is living with her parents she can grind the 9k if she only made 200 a day on uber she could do it in 9 weeks monday-friday
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
She didn't do the math when she signed the lease? What part was too much...her having to pay? It would have been the same if she paid monthly.
@ganymedehedgehog371
@ganymedehedgehog371 5 ай бұрын
Nowadays when fast food is $15+/hr? 9k is manageable to pay off especially since she has no expenses.
@pamelaburleson2063
@pamelaburleson2063 6 ай бұрын
This is a case of out of sight, out of mind. She honestly thought no one would hold her accountable.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Yup!!! She thought since I never moved in, it will be okay. I'm pretty sure if she would have went back to the owner... they would have let her break the lease. Their thoughts will be, "We just dodged a bullet...BIG TIME!!!"
@flygirl2447
@flygirl2447 6 ай бұрын
There are lots of 18 year olds out there today who are going to learn things the hard way. They want what they want when they want it. That’ll be $9k, please. Welcome to adulting.
@didine256
@didine256 5 ай бұрын
No host can match Dave's quality responses 👌 Dave is unmatchable 🎉😊
@rachelcarper9297
@rachelcarper9297 6 ай бұрын
I agree that it sounds like the parents told her not to move in so she didn't. I'm wondering if she had already signed the lease when she told them.
@darekgwozdz
@darekgwozdz 6 ай бұрын
She may not be responsible for the full $9K unless the landlord can prove they made every possible attempt to mitigate their loss of rental income by finding a new tenant.
@mahaksadas3980
@mahaksadas3980 6 ай бұрын
No. If you sing contract for specific period of time, you must pay. It is not duty of landlord to be finding anyone else. Max the rentee could search to replace her but even in such the landlord may not accept, of course it is better to accept, but contract is contract. If one sign something and then try to find way how not to fulfill ?
@Angel3es
@Angel3es 6 ай бұрын
Finally, dave is back. I can start watching again
@FaithandPurpose828
@FaithandPurpose828 6 ай бұрын
Jade = No accountability.
@jeffreysock
@jeffreysock 6 ай бұрын
In most states, a landlord can only collect the portion from when it was vacant, and they have to try and rerent it. At least in my state of Rhode Island.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Well... it was definitely vacant 😂😂😂
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Wait... they can't collect while they were living there not paying rent? I think you have something backwards.😂
@J_pearce01
@J_pearce01 5 ай бұрын
I also used my left over loans to fund my life in college. Had 60k in student loans. I’ll be done with them this summer though
@donnafontaine2799
@donnafontaine2799 5 ай бұрын
Wow that's great good for you!
@rbraxton00
@rbraxton00 6 ай бұрын
Jade is trying to be nice like Rachel. Dave is like whatever. We all had stupid, she can do it. We all did. Hopefully, she learns from this.
@bethoconnor170
@bethoconnor170 6 ай бұрын
I'm curious how an 18yr old was granted a lease without a credit check?? That should have been explained to her by her parents and a big red flag to the landlord. .
@piekaboo
@piekaboo 6 ай бұрын
It potentially speaks to the caliber of the apartment. Straight out of college I lived overseas for nine years. When I moved back, I had no rental history in the US, and hadn't really established my credit. I was still able to rent an apartment we called "the mold hole" where I lived for a year until I could rent something better.
@NomadOverNormal
@NomadOverNormal 6 ай бұрын
Cohost is so right. That’s exactly what happened. I knew kids in college that thought their $300 credit card limit was $300 in free money that they never had to return. I swear to god. Kids don’t know better, this is common.
@FaithandPurpose828
@FaithandPurpose828 6 ай бұрын
Hmmm...maybe financial management and budgeting is a class which should be mandatory in High School. (Class# 201-10th and 301-11th grades)
@NomadOverNormal
@NomadOverNormal 6 ай бұрын
We had it in our school! The issue is kids don't care. It's a tough balance. @@FaithandPurpose828
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 6 ай бұрын
@@FaithandPurpose828 Or parents can also educate kids about finances. Though… sadly some parents arent fit for it… who get into spending every penny they have as well.
@Shaladash
@Shaladash 5 ай бұрын
I think that’s the point - that thought it was free money. That’s not an act of rebellion that just ignorance. Not saying one of not responsible but it shows a difference mindset.
@EricMoore790
@EricMoore790 6 ай бұрын
If Dave called my baby doll I would be over the moon!
@catherinep2034
@catherinep2034 6 ай бұрын
Guessing she was planning on moving in with a friend, & the friend backed out.
@jimmymcgill6778
@jimmymcgill6778 6 ай бұрын
Dave is assume a lot. He always go to the name calling? I would hate to be his son.
@christinebutler7630
@christinebutler7630 6 ай бұрын
Daughter dearest leaves school for a year and works to pay this.off. she can return to school later.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Damn right!!
@jeffdarleneriel5628
@jeffdarleneriel5628 6 ай бұрын
Dave is the ultimate helicopter Dad. Paid for his kid’s college, put them all on payroll and ghost wrote their “best sellers”. Where would Rachel be without Dave.
@amireallythatgrumpy6508
@amireallythatgrumpy6508 6 ай бұрын
In a better position than you ever will
@mikeshaw4610
@mikeshaw4610 6 ай бұрын
I don’t buy that she did not realize she was locked in after signing the contract.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
She knew what she did. She just assumed it all will handle itself
@marioharris0680
@marioharris0680 6 ай бұрын
Get a job and pay it. 😮😮
@scottsanders2474
@scottsanders2474 6 ай бұрын
Is this some of that "girl math" I keep hearing about? I didn't move in so I don't have to pay.
@debbieholoquist2059
@debbieholoquist2059 6 ай бұрын
Dave's right. But of course. If her parents just bail her out, they will be doing it again and again.
@kathylutz5461
@kathylutz5461 6 ай бұрын
She needs to learn the lesson. You cannot sign your way through life and not be responsible. She has to learn responsibility. She should get a job and make whatever payments she has to pay back the $9,000 end of story.
@Neddie2k
@Neddie2k 6 ай бұрын
Am definitely paying the loan if I said don’t do it. Don’t do it means don’t do it.
@pookysboutique
@pookysboutique 6 ай бұрын
If the apartment was re-rented. Which the landlord is required to do (mitigation of damages) then she would owe for the amount of time the apartment was empty. Landlord can’t collect double rent.
@RupertMDoc
@RupertMDoc 6 ай бұрын
It was a 12 month lease, and there aren't many places left in America that one can rent for less than $1,000 a month. My guess is the $9,000 is for about 3 months of rent until new tenants moved in plus costs.
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 6 ай бұрын
@@RupertMDoc 3k a month seems rather high? 2k a month sounds rather high but depends where it was, as some rents are 2k a month.
@macklonrobinson8269
@macklonrobinson8269 6 ай бұрын
Jade: She’s currently going to college Me: Not for Long I’d say…
@Curious-Lass
@Curious-Lass 6 ай бұрын
Great advice Dave!!! He always has the best advice!! She needs to experience the pain enough to learn a lesson!
@NoOne2023_NoOne
@NoOne2023_NoOne 6 ай бұрын
No it's all assumptions
@jordanporter327
@jordanporter327 6 ай бұрын
Yes. Kid needs to pay it, but $9k is not "nothing".
@00177454419
@00177454419 6 ай бұрын
I'd need more details. Why didn't she move in ? Was the place not ready ? it doesn't sound right that she got 9K behind before they evicted her and re-rented the place. Something doesn't sound right.
@Lon1001
@Lon1001 6 ай бұрын
Depending how the tenancy agreement was written, and depending on the state or city, if she was not paying her rent by the due date and the landlord didn't make any efforts to rectify the delinquency they might not be able to enforce the full value of the contract - a landlord has a duty to mitigate their losses, and if they ended up renting it out to someone else in the interim this claim would be mostly rejected by the justice system. She simply needs to read the tenancy laws where she lives and be ready to respond if the landlord takes legal action.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Yes they can
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
Only law the landlord has to abide by is the 3 day pay or quit and file at the court house. Landlord can do that when they want to .most of the time the tenants be pulling our legs about payments so it can go for a minute until you just say, "F" it!!!
@drn13355
@drn13355 6 ай бұрын
"No assets and no income". Well..there is the issue. She needs to learn if she signs contracts there are consequences. She needs to go make 9 grand.
@benr918
@benr918 6 ай бұрын
This is none of their business. Has nothing to do with them, move on.
@diceportz7107
@diceportz7107 6 ай бұрын
I am disappointed in Jade. I don't agree that she didn't think she owed the money. I think she was too much of a coward to move out. My daughter came to me all defiant about moving in with her boyfriend. I told her, "You are 18, I can't stop you. BUT have you considered how you 2 are paying the bills? Rent utilities, insurance? Because once you move out of my house and into your own, I am no longer responsible for you or your expenses." That put an end to talk of moving out.
@keeziegopaul9353
@keeziegopaul9353 6 ай бұрын
She is talking about her 18 yr old self.
@LaRonda7
@LaRonda7 6 ай бұрын
Why are you disappointed in Jade? Not at any point did she say the daughter wasn’t responsible for paying the money back.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
​@@LaRonda7so many words Jade did... One excuse after the other... even when she was talking about her $2k car she purchased.
@voidfroze
@voidfroze 5 ай бұрын
Disappointed in jade because she suggested an very real alternate possibility? She, Dave, and you have never met this girl. You cannot know for sure what her motivations were. Dave made a LOT of assumptions and Jade challenged those assumptions, which is called critical thinking. Besides, it’s better + more interesting for them to give advice for both sides of the problem in order to help more people who may face either situation.
@herbertscott9575
@herbertscott9575 6 ай бұрын
Rookie mistake. I have younger cousins who learned this same lesson. Gen Z hates the idea of working and living in the same place for prolonged periods, they want to move or travel on a whim. You can do that but it will cost you thousands to break leases.
@face2much
@face2much 6 ай бұрын
Signing a lease is void if you never take possession. I'm a RE broker and been a landlord for 8 years. Perhaps in other states the law is different (I'm in Georgia). But if you dont take possession the lease is irrelevant.
@mahaksadas3980
@mahaksadas3980 6 ай бұрын
If it is stated in agreement, "rentee accepted the subject of rent and begins the use of it at the due of sing of this document" than it is accepted taken possesion
@face2much
@face2much 6 ай бұрын
@@mahaksadas3980 Thats incorrect.
@face2much
@face2much 6 ай бұрын
Furthermore you can't bill someone, in any field, for services not rendered. That is the law in any business and frankly common sense.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
If she signed, paid and was handed keys... that's an acceptance all day long
@flaredraco2268
@flaredraco2268 5 ай бұрын
Besides "duty to mitigate" that's also another great point. Typically the deposit consummates possession (sometimes deposit + first months). If she never paid for anything at all, then a judge would very likely rule the lease as invalid.
@kbere4142
@kbere4142 5 ай бұрын
When I was 18, I toured luxury apartments that cost something like $2000 per month. I was convinced I could live there because I made $2300 per month. Fortunately I didn’t sign a lease and I made much better financial decisions, but 18 year olds are dumb as rocks. This is especially the case if parents won’t teach them finances OR if the parents actually don’t want them to leave. Mine would have moved heaven and earth to prevent me from ever moving out and refused to teach me these things. Rebellious is a total possibility here. I’m just saying, there could be more going on.
@debbie12346
@debbie12346 Ай бұрын
Im surprised with Jade haha i dont know why she got so soft. Shes 18. You want to play stupid games, you win stupid prizes. Period.
@sharonbowers9929
@sharonbowers9929 6 ай бұрын
They re-rented the apartment. A court will force her to pay for their loss.
@anayzaveri2869
@anayzaveri2869 6 ай бұрын
Wait wait how did she even sign this lease. Any reputable leasing agency would never let her sign it without a co signer. I’m so confused
@dougholdem2898
@dougholdem2898 4 ай бұрын
The one way as a parent I would be willing to do is contact the landlord and see if the apartment was vacant all 12 months. If the landlord rented it out 4 months into the year, his or her damages are 4 months rent at $750 per or $3000. That is the landlords loss, not $9000. I would then offer the landlord $2000 to settle. Highly unlikely the apt was vacant for the full year.
@JonishaRios
@JonishaRios 6 ай бұрын
what if she signed it first then asked them and they told her not to do it, so she didn't move it and now she's in trouble. What if it was the other way around? Its unsolved mysteries.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
She still on the hook
@americansupertramp
@americansupertramp 6 ай бұрын
Not sure the landlord can collect a full years rent. Seems the landlord didnt attempt or evict when not getting rent.
@Steve-eb8jc
@Steve-eb8jc 6 ай бұрын
Have seen this situation where it’s a group of kids like 6 or 8 and one pays the whole monthly rent and collects from the rest
@mahaksadas3980
@mahaksadas3980 6 ай бұрын
If one has set specific period, it does not matter. One signs year contract, there is no question of eviction, why, you got money for whole year plus due not payment
@americansupertramp
@americansupertramp 6 ай бұрын
@@mahaksadas3980 All I know is no one life's in my units without paying me every month on time.
@americansupertramp
@americansupertramp 6 ай бұрын
@@JoLynnDrake-mc6bb TDS much?
@flaredraco2268
@flaredraco2268 5 ай бұрын
@@mahaksadas3980 That is literally not how leases work in the slightest.
@zenlife321
@zenlife321 6 ай бұрын
So in a year ..she never heard about how she owed rent every month and didn’t pay?
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
I'm sure she was ignoring it... but doesn't matter she still owed
@christinao8877
@christinao8877 6 ай бұрын
Is Uber safe for young women?
@blessedfromtx.1910
@blessedfromtx.1910 6 ай бұрын
Uber hardly safe for anyone nowadays.
@samanthalee6156
@samanthalee6156 6 ай бұрын
I did Uber eats as a college student around 2018-2019. I generally felt safe. Sometimes, I would bring someone to ride along with me if it was later in the evening. I also worked another job that had me out driving at 3:30 in the morning, so my own comfort level might be different.
@bufficliff8978
@bufficliff8978 5 ай бұрын
The fact that she never moved in makes me think Jade is right. She signed a lease, told her parents she was going to move out, and when they objected she didn't and THOUGHT that if she didn't move it it would nullify the contract OR she told her parents what she was going to do, they said no, she signed the lease, and then decided to listen to her parents and thought that since she'd never move it it would nullify the contract. If she was being a twat on purpose it doesn't make sense that she'd sign the lease and then NEVER move in?
@hadenanderson563
@hadenanderson563 4 ай бұрын
Wonder if she got a new car for staying at home? I'm a hard-ass, but I am wondering if she should get a pass on this (If the parents were the reason she didn't move in).
@USMC6976
@USMC6976 2 ай бұрын
She needs to stop college and start working. But I would make sure the apartment complex didn't rent that out to anyone during her lease time and is trying to double-dip on her. Find out whose name the utilities were in during that period.
@bernicezappala7958
@bernicezappala7958 4 ай бұрын
I’m with Dave! The fact they want to “help” her now is telling. Helicopter…!
@pompommania
@pompommania 5 ай бұрын
Try and find out if and when someone else moved in. When this happens, landlord have to make a reasonable effort to find another tenant. If someone else moved in, landlord cannot double charge rent.
@alittlepieceofearth
@alittlepieceofearth 6 ай бұрын
I'm wondering where this girl was living. But, yes, she is not going to learn anything if she doesn't have to clean up the mess herself.
@RebelMontana
@RebelMontana 6 ай бұрын
Idk how can you sign a lease with no income or work history. Parents shouldn’t help her cause she made that decision.
@DebbieTwigg
@DebbieTwigg 6 ай бұрын
Was she secretly living with a boyfriend that she knew you would object to?
@BrandonPitt
@BrandonPitt 6 ай бұрын
So if the daughter didn't move in and didn't pay the rent, who was paying for where she was ACTUALLY living?
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
I'm assuming she never moved out her parents house and also never told her parents she agreed to a lease. They found out when the itemized bill showed up.
@karil6461
@karil6461 5 ай бұрын
In my neck of the woods it would take her working full time, 4 months to pay this off if she had no bills.
@andybungert
@andybungert 6 ай бұрын
She never moved in because she's living with a BF/GF and her parents don't know.
@ryancraig4811
@ryancraig4811 6 ай бұрын
Still can’t make hardly any legal transactions in cryptocurrencies other than to buy or sell crypto.
@ShalomDove
@ShalomDove 6 ай бұрын
That is quite the expensive stupid tax… i hope she learns well from it. We all pay our share of stupid tax in life.
@luthiify
@luthiify 6 ай бұрын
It's the parents responsibility to teach their kids things like "signing a lease a legally binding agreement that you have to pay X amount for Y months, regardless if you live there." No one magically knows this. Dave can call her whatever names that he wants, but this a parenting failure.
@GreenBeats11
@GreenBeats11 6 ай бұрын
Actually I did know this "magically", probably around the age of 12 because my eyes were open and I wasn't a freaking brain dead idiot.
@kimberlymartin459
@kimberlymartin459 6 ай бұрын
The parents told her not to do it😂😂 Don't touch the iron. it's hot... You probably didn't understand hot... but now you do😂😂😂
@ganymedehedgehog371
@ganymedehedgehog371 5 ай бұрын
Why are you giving the kid the “benefit of the doubt” that makes the assumption that they’re brain dead for not knowing what a lease is?
@ES-7766
@ES-7766 6 ай бұрын
Don’t help her with this. Let her learn the facts of being an adult. In the end, she will learn how to navigate through life.
@ryant2568
@ryant2568 6 ай бұрын
She needs to learn a lesson, she committed to paying them.
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