The Stupidest Thing People Have Done With Money

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The Ramsey Show Highlights

3 ай бұрын

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Пікірлер: 393
@shaneaguilar2209
@shaneaguilar2209 3 ай бұрын
She was scared to damage the purse….. but sold it for $3000 less
@therationalistparty9742
@therationalistparty9742 3 ай бұрын
And now wants to buy it back for $200 more than she sold it for but now is somehow less worried about the same purse. 🤦‍♂️
@markg999
@markg999 3 ай бұрын
🤦
@LadyCaroline123
@LadyCaroline123 3 ай бұрын
Yes, she should have saved it as it might become a collector’s item?
@j12348006
@j12348006 3 ай бұрын
Makes no sense 🤦🏾‍♂️
@shanellepearse
@shanellepearse 3 ай бұрын
The fact that she said she was thinking about buying it again for $500 - lesson not learned hahaha
@jalenmalone7808
@jalenmalone7808 3 ай бұрын
Designer bags don’t go down that much in value, she got ripped off from someone on face book marketplace 😂
@rafaelcardenas515
@rafaelcardenas515 2 ай бұрын
4 sure!
@mbt9700
@mbt9700 2 ай бұрын
Plus, depending on the bag, they can sometimes retail for higher after purchase if its hard to get or now no longer available feom the designer.
@ShalomDove
@ShalomDove 3 ай бұрын
Everyone wants to be a homesteader, until they remember why society at large stopped doing that over 150 years ago.
@mycupoverflows7811
@mycupoverflows7811 3 ай бұрын
Can confirm. We have 2 acres and sheep and chickens. We have never grown enough vegetables or fruit to live off of. We spent every evening this week butchering and packaging one of our sheep. It's bloody, tiring and dirty. There is chicken poop all over our front porch because the chickens like cat food. Our homegrown eggs cost more in time and feed than buying the expensive ones from the store, and people expect us to hand them out free by the dozen. Been here 10 years and the concrete jungle with a grocery store across the street sounds so heavenly lol. I would just miss my privacy 😂
@diggernash1
@diggernash1 3 ай бұрын
​@mycupoverflows7811 2 acres is not enough for that. I grew up helping farm a 5 acre vegetable garden; with mules and later ponies. It was work every day; about 4 hours in the garden and 2 hours with the animals. Then an unknown number of hours fixing stuff. Sometimes it was zero and we went fishing(for fish to eat the evening) and sometimes my grandad was still working on something after dark. He was also a commercial chicken farmer, so that equipment was a lot of that time. He took one vacation in the 10 years that I remember the chicken farming. His brother watched the farm when we went to Washington DC. Other than that he was only gone from home for one night at a time. My first memory of farm life was laughing and chasing chickens who were flopping after having their heads chopped off. I was around 3 or 4 years old and distinctly remember blood on my arms and face and my great grandmother laughing(which I later learned rarely happened after her husband died). I feel so lucky to have grown up with this perspective. I'm getting ready to go back to the farm, but I have no illusions as to what that means...lol
@mycupoverflows7811
@mycupoverflows7811 3 ай бұрын
@diggernash1 honestly we are living here and doing this for pur 6 homeschooled children to grow up like this. Bare feet in the pasture, chasing chickens, watching kittens get born, incubating chick and duck eggs and raising/selling the birds, etc. It has been an experience, both good and bad. My husband works a full time job making 6 figures so our version of "homesteading " is definitely a side hobby.
@diggernash1
@diggernash1 3 ай бұрын
@@mycupoverflows7811 Y'all have it figured out. I wouldn't change a minute of my time on the farm. It was hard, rewarding work that taught responsibility from the time I could walk. Having animals that were my responsibility to feed and then slaughter to feed family members taught me that you could care for animals and complete their purpose without guilt. Running in the woods, bringing squirrels home for supper alone at 8 years old made me feel like I was contributing. My grandmother always took them with a smile after I skinned them. It was life and then I got sidetracked with a profession; now I'm ready to just go home and get as far away from civilization as possible for my last 30 years or so.
@anndeecosita3586
@anndeecosita3586 3 ай бұрын
I wouldn’t say people stopped that long ago. I have older cousins in their 60s who grew up not going to supermarkets. The family produced all of their own food or bought from neighboring farms. Also hunting, fishing. My cousin told me “slavery was rough”. I said you guys weren’t slaves. He said “felt like it”.
@Nicolllld
@Nicolllld 3 ай бұрын
My car started stinking . Like dead animal smell. I couldn’t see to find the smell I looked all over! (So I thought). Everything I read online said it was probably my cabin air filter. So I went to have it replaced for about $180. I cleaned my car probably 3 times. Well the smell was still there. For at least 2 weeks. it was so bad every time I got into the car I would gag. Well I went to Sam’s club for some things, I popped my trunk and the smell hit me. It was my son’s lunch box …. With Two half eaten green moldy hard boiled eggs 😅 I felt so stupid.
@kaitlinjohn3625
@kaitlinjohn3625 3 ай бұрын
I could be wrong but last I checked an in cabin air filter is usually accessed through the glove compartment and costs like $20, just for the next time 😂 I can relate though - I lost a raspberry in my car and still to this day I haven't found it's remains
@Nicolllld
@Nicolllld 3 ай бұрын
@@kaitlinjohn3625 yea I probably I should have did it on my own to save money. But I have a bmw so it’s much more expensive.
@Nicolllld
@Nicolllld 3 ай бұрын
@@kaitlinjohn3625 actually it was $112 I just checked lol 😆
@letsgotomarsman
@letsgotomarsman 3 ай бұрын
Ok?
@Nicolllld
@Nicolllld 3 ай бұрын
@@letsgotomarsman okay??? Okay okay !!! Okay
@jenniferelkins
@jenniferelkins 3 ай бұрын
The most memorable stupid tax I've ever paid wasn't even the highest dollar amount. As a freshman in college looking for work, I answered an ad in the newspaper selling study materials for the test to become a mail carrier. The ad said how much you could make at that job, and sounded pretty reasonable (just pay shipping!). When I called them, shipping turned out to be $100. And do you know what my response was? Not, "this seems fishy." No. I said, "Wow, that must be a really big book!" It wasn't. And I found out later that I could get the book at the post office, for FREE.
@zybard01
@zybard01 3 ай бұрын
i fell for same scam. $60 paid or whatever for a $15 book to study to be a mail carrier. As if you can do that for only 10-12hrs a week... cause its a full time Career, not some part time job for college kids that they aim it toward
@ashd2821
@ashd2821 3 ай бұрын
2012, my fiancee and I went on a shopping spree for Christmas and bought a use Nintendo Wii and 300$ of other things. We were left with 5$ in our account. We had to live off grilled cheese for a week but we made it through and shortly after got on to Dave. We're now baby step 7 in a paid off house
@LadyCaroline123
@LadyCaroline123 3 ай бұрын
The dollar sign comes before the number. The cent sign comes after.
@Shawn-ho6de
@Shawn-ho6de 3 ай бұрын
I think you are missing the point about the original post. Who cares if she has a typo; She just paid off her house! Congrats! That is just my two cents. Lol
@LadyCaroline123
@LadyCaroline123 3 ай бұрын
@@Shawn-ho6de I ignored her point. I’m correcting her. It’s not a typo. People think they can make up their own grammatical rules.
@Shawn-ho6de
@Shawn-ho6de 3 ай бұрын
@@LadyCaroline123 when I make a mistake I always say......"8th grade was the best four years of my life"..... lol :) I can't wait to pay off my house.
@LadyCaroline123
@LadyCaroline123 3 ай бұрын
@@Shawn-ho6de I hope you can pay it off soon. We paid our house off in seven years long before we ever heard of Mr. Ramsey.
@claytonmarkin7863
@claytonmarkin7863 3 ай бұрын
I bought a motorcycle within 24hrs of getting my endorsement. Guy didn’t have the title, told me he would use my money to pay the bike off and send me the title… never happened. Three years later I had to take him to small claims court and am garnishing his wages to get my money back. Getting $5k back at like $300 a month is BRUTAL.
@zybard01
@zybard01 3 ай бұрын
I had a similar issue where i wanted to sue the crap out of someone who has nothing. But I would spend $3-6k on a civil suit, win maybe $10-100k (probably less cause she is poor and judge would consider that), and then get a big $100/mo for next 10-20yrs in garnished wages.
@mewtwomotherfuka
@mewtwomotherfuka 3 ай бұрын
You got lucky. If they don't have the title it could have been a stolen bike.
@F22C1
@F22C1 3 ай бұрын
I'm sure you're now well aware, but NEVER buy anything without a title.
@MikeNaeem
@MikeNaeem 3 ай бұрын
happened to me as well, paid 2,500 no title. I was young. Found out I could register in Vermont and transfer the plates to IL, got a title and was all set. It was a 250cc so it didn't require an officer inspection to see if it was stolen.
@blackspiderman1887
@blackspiderman1887 18 күн бұрын
George that Botox joke was hilarious😂😂😂😂😂😂.
@DrMuffins354
@DrMuffins354 3 ай бұрын
Family member withdrew their entire 401k to invest in Korean crypto. They were then told they had to pay taxes on the gains up front so they got a Heloc to pay the taxes. Never heard from the “investors” again. Their money is gone.
@jasonrodgers9063
@jasonrodgers9063 3 ай бұрын
Now THAT may well be the pinnacle of "Mount Stupid"!
@Patsworldbaby
@Patsworldbaby 3 ай бұрын
That’s terrible but damm cmon 🤦🏻‍♂️
@eileenwatt8283
@eileenwatt8283 3 ай бұрын
Wow! That's greed. It took them years to save that and they just gave it away plus they didn't subtract the taxes.
@johntracy72
@johntracy72 3 ай бұрын
They got scammed big time.
@BigTex45
@BigTex45 3 ай бұрын
That mall store flamed her on that purse deal, or she way over paid for it. No way a designer bag in decent condition depreciates that much in value.
@LearningFast
@LearningFast 3 ай бұрын
I spent over $3,000 on about 10 pairs of the latest Nike running shoes thinking it would help me get in shape and lose some weight. I lost 30 lbs, ran a 3:19:22 Marathon at 48 years old, and actually qualified for and ran the Boston Marathon last year. Most people would say I am nuts for spending that much on running shoes but those same people have no idea the level of effort it takes to qualify for the Boston Marathon.
@Skyesoceaneyes
@Skyesoceaneyes 3 ай бұрын
I really like this twist. Great job!! ❤
@iSkateFast
@iSkateFast 3 ай бұрын
As a marathon runner, it takes a big level of effort to qualify for Boston, but it doesn’t take $3000 in Nike shoes
@LearningFast
@LearningFast 3 ай бұрын
@@iSkateFast it takes motivation and people find that motivation in different ways. I started reviewing shoes on my KZbin channel and that turned into a hobby. Experimenting with the shoes kept me motivated to run every day and eventually got me to the level I wanted to be at. $3,000 worth of shoes won’t automatically make you a great runner but it certainly can help motivate you to run more if you are passionate about it.
@aorg9793
@aorg9793 3 ай бұрын
You could have done all that with three pairs of ASICS costing you $300.
@LearningFast
@LearningFast 3 ай бұрын
@@aorg9793 nope.
@eileen21
@eileen21 3 ай бұрын
My husband and I make a lot of money and his thing is designer loafers my thing is nothing. I still shop for clothes at Walmart. I only some designer things become my husband gifted them to me. Otherwise I could care less. But when you work hard and debts are paid you should be able to treat yourself if you wish.
@14elvira14
@14elvira14 3 ай бұрын
I love George and Jade 😅😂
@reniedavisson8532
@reniedavisson8532 3 ай бұрын
I am so glad there are people willing to share their stories. While my friends have the bigger houses, new kitchens, nicer cars and designer handbags, shoes and all kinds of beauty treatments, I have my monthly statements to look at and appreciate that we have made an effort to avoid keeping up!
@Iamdiggity22
@Iamdiggity22 3 ай бұрын
Went on a shopping spree for my bf of 2 week cause it was his birthday the next week and he said he didn’t have any good clothes to wear. Spent $1k on brand name clothes and shoes. Two days later after his birthday found out he was cheating on me. Money wasted but a good lesson learned. 😂
@kimberlymartin459
@kimberlymartin459 18 күн бұрын
Well... the lesson only costed $1000. Could have been more money and many years in. Pat yourself on the back, hold your head up high and keep it moving. Don't feel bitter... the next guy will be much better. Next boyfriends birthday just take him out for a birthday dinner and suggest he does the same. No need going in debt for birthdays. ❤
@aweisen1
@aweisen1 3 ай бұрын
12:16 It was the Supreme Court, not Biden. 16:38 50k in cybersecurity… no way, that guy is tier 1/2 help desk.
@amireallythatgrumpy6508
@amireallythatgrumpy6508 3 ай бұрын
Biden didn't actually want to forgive student loans - he just wanted to make it look like he did. So he deliberately only filled out part of the paperwork to make sure it would never go through
@random-nz7dy
@random-nz7dy 3 ай бұрын
Well, making the promise to do something that you can't legally do doesn't absolve you of having made the promise and not following through on it. I don't care what the justification is for why something doesn't happen. Making a promise means you are guaranteeing it will happen. Any politician left right or sensor should absolutely be held accountable for things they guarantee to happen that don't happen. Not excuse because of whatever. So if you couldn't have guaranteed delivery on it, then you shouldn't have promised it. We all know it was a vote buying tactic, plain and simple.
@DoctorSmartyPants
@DoctorSmartyPants 3 ай бұрын
Also, George at 15:57, a parent plus loan is not a loan that the parent has cosigned. The parent is the signer, period.
@aweisen1
@aweisen1 3 ай бұрын
@@random-nz7dy the Biden administration is continuing to forgive loans. I just had one forgiven a few weeks ago. It seems like they are trying to make those promises real to me.
@rayquancaldwell2548
@rayquancaldwell2548 3 ай бұрын
@@random-nz7dyY’all say all of this but turn a blind eye to all the ppl in congress who got 100 of thousands if not millions forgiven but then get upset or call it illegal because he wanted to forgive 10-20k of student loans like let’s get real 😆 it’s not like he was trying to forgive 100k and they only got it through to the supreme court on a technicality nothing about the bill was illegal.
@DJHesterman
@DJHesterman 3 ай бұрын
The new Hummer is definitely electric.
@ewxlt
@ewxlt 3 ай бұрын
Not at $35k they aren’t. 😅
@IrishMexican
@IrishMexican 3 ай бұрын
$100,000
@DanDryfhout
@DanDryfhout 3 ай бұрын
Laughed at that. Yeah they’re definitely 100% electric vehicles.
@MysterioTGN
@MysterioTGN 3 ай бұрын
@@ewxltWhat?
@cameron1737
@cameron1737 3 ай бұрын
$100+ easy, even the most basic trim is base $90k. There's a guy in the "rich" neighborhood around the corner from me that drives one. Like Dave says, I don't see nice cars anymore, I just see payments. Not trying to be judgemental, but I just don't see someone in Indiana having the CASH to buy one of the new hummers outright
@1776concernedcitizen
@1776concernedcitizen 3 ай бұрын
Listening to this lady talk about her Prada purse reminded me that the Bible says where your treasure is, there your heart is also. What we make our priority, takes our attention and makes us it's servant. Money, TV, a car or any other possession can take our priority off of Christ
@fionasmom6254
@fionasmom6254 3 ай бұрын
the homestead story was hilarious! For those who think they want to do that, the best bet is to have a few chickens (for eggs only) and grow a few vegetables.
@schuylergeery-zink1923
@schuylergeery-zink1923 2 ай бұрын
Yah and mostly you can do that on your property and where. It’s called casual or suburban homesteading. Wayyy lower barrier of entry. And hedge against inflation and depression while being very relaxing and natural exercise.
@somedayDefect
@somedayDefect 3 ай бұрын
I realized years ago that sometimes the pursuit is a greater thrill than actually owning the item. A good consumer anymore I am not...
@Eric_Bassett
@Eric_Bassett 3 ай бұрын
And Jade.. the new hummers are fully electric.
@Scott-pn3np
@Scott-pn3np 3 ай бұрын
And very inefficient
@davidb8777
@davidb8777 10 күн бұрын
What exactly do you mean by inefficient question? I know just a little about electric vehicles so I would appreciate your input.
@Attention80
@Attention80 3 ай бұрын
My stupid tax was keeping my first house one month after buying my second. Because of that, I didn't have money for the down payment so I put nothing down and signed up for 25 years mortgage... I still pay that price right now. The equity I made with the first house, I put towards renovations in my second house and a new motorcycle. Found the Ramsey show after all that.
@anndeecosita3586
@anndeecosita3586 3 ай бұрын
Sometimes following a passion causes you to pay a stupid tax. I’m also a musician/songwriter. I used to pay these companies who claimed to be song pluggers with lots of connections to pitch your music to artists. They charged per song and per pitch. A lot of artists and labels don’t accept unsolicited music submissions so it’s so hard to get your work heard without connections. I spent a couple of hundred bucks before I said enough. It’s a racket.
@willelliott5052
@willelliott5052 3 ай бұрын
My wife thinks that these designer bags are well made. I argue that they last because most women baby them such as this lady did. I certainly hold this same argument for my Swiss watches, which are mechanical crap.
@anndeecosita3586
@anndeecosita3586 3 ай бұрын
I somewhat agree with your wife. I buy Coach, Michael Kors, Kate Spade designer bags that are originally in the $300 to $500 but I wait until they go on sale at the outlet stores and don’t pay as much. They hold up much better than when I used to buy $80 handbags. I’m rough on purses. Six months after purchase the $80 zippers would jam. Fabric would crack. My other purses are good for at least two years. Now $3,000 on a handbag is not me.
@OopThereItIs77777
@OopThereItIs77777 3 ай бұрын
I mean, they are. I buy and sell luxury; the bags are extremely well made. My designer shoes are also made with Italian leather and handmade; that’s what we’re paying for. Quality made pieces.
@tamaradebose
@tamaradebose 2 ай бұрын
I used to believe designer handbags were a waste…until someone gifted me one. They are definitely well made and last a lot longer.
@annahopp
@annahopp 3 ай бұрын
If Ramsey ever writes a book "Stupid Tax", I could contribute a few chapters. 🙂 Or how about "Groundhog Day - Stupid Tax Edition" - stupid decisions that slapped me back to baby step 2 several times.
@LearningFast
@LearningFast 3 ай бұрын
New Hummer EVs are most certainly Electric and they sell for more than $120k typically.
@KatrinVB89
@KatrinVB89 3 ай бұрын
Homesteading dude is funny. We started our backyard garden (we don’t buy any veggies/herb during summer time and i can(jar)a lot) and bought chickens (only 6, max allowed here). And it was the greatest thing we’ve ever done. I am a big city girl, my husband never used a saw in his life, but we are smashing it now. We also have our full time jobs. Planning to buy a new house with 3-5 acres to increase our “farming situation”. Yes, it takes time, yea initial set up requires some money investments, but it is 100% rewarding and worth it.
@davinasquirrel7672
@davinasquirrel7672 29 күн бұрын
Yes, the initial set up is far more than expected, but worth it. I love my chickens, and my vege garden. I too want more space to grow more, maybe a few more chickens.
@crystalstump8537
@crystalstump8537 3 ай бұрын
Homesteader wannabes kill me. I live on a small farm and I don't have chickens because I don't want foxes and I don't want more snakes. Farm life means no vacations.
@anndeecosita3586
@anndeecosita3586 3 ай бұрын
Some of my relatives have cattle, pigs and other animals on their farms. I just visit then go home. I’m too lazy although technically farming is part of my roots. 😂
@OopThereItIs77777
@OopThereItIs77777 3 ай бұрын
It definitely does not. My granddad was wealthy and they always took a vacation; 4th gen farmers.
@alcohollicense
@alcohollicense 3 ай бұрын
@@OopThereItIs77777 I should have been clear, we CHOOSE no vacations at the same time anyway because we do not want to have someone else care for our farm animals.
@c7042
@c7042 3 ай бұрын
When you buy expensive toys, you get expensive repair bills in your future. I know. I once owned and flew my own airplane 45 years ago. $🔥$🔥$🔥$🔥$🔥Then sudden clarity happened! Talked to my electrican son last night about my 15 year old twin grand daughters who are straight A students. No way are they going to college to be indoctrinated by activists. One is going into the Electrican's Union apprentice program which school my son teaches at nights. The other can go to a trade school of her choice but no college period. Colleges are no longer a gateways to success but are financial cliffs these days. The stupid ends with me!
@schuylergeery-zink1923
@schuylergeery-zink1923 2 ай бұрын
Well I was raised a lefty and went to uni and law school and became libertarian bc of it sooo. I don’t regret my education one bit. Without my understanding of the constitution I wouldn’t be where I am today. And seriously can’t make up the BS people do to each other that end up as court cases. Life is more complicated than black and white, indoctrination or etc.
@blackspiderman1887
@blackspiderman1887 18 күн бұрын
This is the reason I am for separate bank accounts in case your spouse impulsively buys something stupid. And I can't even imagine buying sneakers over $200 even if I was rich.
@dilaranur-iu8vn
@dilaranur-iu8vn 2 ай бұрын
My parents bought a non existent house for 15 million turkish liras, they got scammed. 15 million turkish liras= 462k us dollars. We are not even super rich smh.
@RedFive03
@RedFive03 2 ай бұрын
We did $70K cash out refi for IVF at 3.75% fixed. We were able to claim some of it on our taxes as medical costs. Some may call it stupid, but that boy is my world.
@raygonzalez5108
@raygonzalez5108 3 ай бұрын
There are many ways to get a Computer Science degree pretty cheap, and if you're making 50k, you're being bamboozled. Everyone i know in IT started at least 70k with nothing more special than an associates or bachelors, maybe a certificate.
@schuylergeery-zink1923
@schuylergeery-zink1923 2 ай бұрын
IT you only need certs, not degrees. Cyber security should pay quite a bit depending on what level… but much more than help desk. My husband makes $55k plus overtime for IT help desk in the Midwest. Even process improvement can make 80k… cyber security can make 6 figures. Security + is a cert… most of IT is cert based not education based really. There’s no need to go to school for it.
@lataushaallen8773
@lataushaallen8773 3 ай бұрын
Omg my husband is the gear and technology/ music production person. And I’m the kitchen appliance person. 😂😂😂
@cannednolan8194
@cannednolan8194 3 ай бұрын
Selling it for $300, says that’s all it was worth to her.
@rose_6400
@rose_6400 3 ай бұрын
My stupid tax was being talked into buying crypto currency, lost $15k, didn’t bankrupt me but still sucks.
@jasonrodgers9063
@jasonrodgers9063 3 ай бұрын
Yup, that was a doosie.
@joem1950
@joem1950 3 ай бұрын
What coin? U are up now if u held 😂 unless it was a trash coin.
@mikeyblaze
@mikeyblaze 3 ай бұрын
I put in 3k and took out 5k from crypto recently. U gotta know what ur doing.
@theeverfartingelephant8189
@theeverfartingelephant8189 3 ай бұрын
I bought bitcoin at 16,000 and its around 69,000. I bought solana at 10 and 15, its 190. Crypto is fine. Theres no stupid tax. Your just a dumba**
@johncocksmith2693
@johncocksmith2693 3 ай бұрын
“I’ll go dump $15k into something that I have no idea what it is!”. Brilliant.
@OopThereItIs77777
@OopThereItIs77777 3 ай бұрын
I am a reseller and the is us why you have to know what you have and know your buyer. A year old Prada is at least worth 70% what you paid. YIKES
@DanM-mi8oo
@DanM-mi8oo 3 ай бұрын
Me and two buddies went to see Black Label Society at a little club downtown Denver. Parking around the venue was quite limited and rather than pay the 8 bucks to park in a neighboring business’s parking lot, I parked my car at the Wendy’s a block away and went to the show. Came out a few hours later to find my car was gone. Had to get a cab to go down to some dingy tow company lot at 1 in the morning and pay $300 for my car. After 8am the next day, the price would’ve jumped to $500. Stupid tax of $300, plus cab fare, plus my wasted time when here I could’ve gotten by for only 8 dollars had I not been so stupid and cheap. Most expensive metal concert for me ever.
@Themoomabides
@Themoomabides 3 ай бұрын
Stupid tax: My job demanded I get a personal credit card to pay for required trips. I explained I don’t use cards. They insisted or they’d find someone who would. They paid me back, with receipts. But now I had this card and I overspent it by $500. I had a $3000 limit, and I used it to buy tickets to Disneyland and sports and dates. That was 2018. I finally paid it off in 2021, after the card was deactivated by the bank. My next job wanted the same thing, and I told them no and they got me a company credit card. And I never used it. Because there wasn’t a need.
@Enginshim
@Enginshim 3 ай бұрын
I spent $975 on wrestle mania tickets when in college.
@Themoomabides
@Themoomabides 3 ай бұрын
@@Enginshimwell, that might be worth it lol
@GMAMEC
@GMAMEC 3 ай бұрын
Good for you. We learn from our experiences. Your first employer was wrong.
@siva47931
@siva47931 3 ай бұрын
That sounds like you have a problem. Not the cards or company's fault. Im a chef and if the restaurant gave me a knife and I stab someone I'm not going to blame the restaurant or the knife.
@Enginshim
@Enginshim 3 ай бұрын
@@Themoomabides it was at the time. Amazing night!
@vilmamaritz8265
@vilmamaritz8265 Ай бұрын
I bought an elephant hide briefcase when my office was in the house across from my bedroom. A captain of industry said he never bought consumer goods on credit. I was so ashamed of making this purchase on credit, I returned the briefcase immediately. The shop person was not happy. Thanks go to the billionaire captain of industry who taught me a lesson.
@MyNameIsCorey
@MyNameIsCorey 3 ай бұрын
So she originally paid 3800 sold it for 380 and is thinking about getting another for 500🤔 sounds like homegirl hasn't learned her lesson salute to her ex husband😂
@shantellerobb5896
@shantellerobb5896 Күн бұрын
Lately, I bought a dish rack that goes over the sink. It’s too big, so my mom uses it as a shelf for her crafting stuff. Yes it was 60$ cash, yes my mom paid me for it, but I was so mad at myself.
@darrenjackson1981
@darrenjackson1981 3 ай бұрын
Moral of the story is don't buy dumb
@KingLouOG
@KingLouOG 3 ай бұрын
Don’t buy stuff you can’t afford! I’m also guilty that of buying sneakers but that’s my only bad expense. I don’t care about cars or fancy jewelry.
@untouchable360x
@untouchable360x 3 ай бұрын
Hookahs and blow for me. It was stupid but hella fun.
@NotKimiRaikkonen
@NotKimiRaikkonen 3 ай бұрын
Been there. 19-21, all I did was paid my rent, and partied. At least I got it out of my system then.
@Chet_24
@Chet_24 3 ай бұрын
Dumbest thing i ever did with money was cut a check to the IRS. Should have just skipped out on it and told them to "come get some"
@Eagleknight815
@Eagleknight815 3 ай бұрын
Always a pleasure learning from others hardships. Best way to learn hard lessons
@kimberlymartin459
@kimberlymartin459 18 күн бұрын
A wise man learns from his own mistakes, an wiser man learns the mistakes from others😂
@rachelmaddowswife8713
@rachelmaddowswife8713 2 ай бұрын
Re: paypal scam, that exact thing almost happened to me. I was selling a laptop on eBay and a buyer offered $100 more than I was asking. I got a fake email with the eBay logo saying that the buyer had paid me, and I would see the money in my account after shipping. So I went and made a shipping label, shared it with the buyer, and still no money in my account. I called eBay to ask about their email, and they're like, we never sent that email, that's not our policy at all. 😱 I ended up selling to a friend for far less than market value, I was just too scared to deal with strangers after that.
@icantthinkofascreenname3064
@icantthinkofascreenname3064 3 күн бұрын
I’ve paid my share of stupid tax, worst of which is my house purchased from family assuming my dad’s advice that it was a great deal was solid and didn’t bother getting a full inspection done prior to purchase. My dad still believes it was an excellent deal, but I’ll only be able to sell and make any kind of profit, much less reimburse the cost of materials spent on repairs, much less pay for the time spent doing the repairs to make it worth selling. Take it from me, a good inspector is worth their weight in gold -ESPECIALLY when purchasing from family, no matter how honest the family is. Their ignorance about the extent of work needing done is just as painful financially as intentional deceit. 😅
@jkay07
@jkay07 3 ай бұрын
This is such a great segment. Relatable.
@chenanigans
@chenanigans 3 ай бұрын
There was a documentary called Big Little farm or Little Big farm. Something like that. And it showed the reality of homesteading. Very eye opening. Solving one challenge after another. For sometimes minimal to no reward.
@diggernash1
@diggernash1 3 ай бұрын
When you buy something like that, it is best to give it some patina immediately to get beyond that fear. My first new truck was driven through the woods and mudholes in the first 2 weeks. Nothing to worry about after that...
@letsgotomarsman
@letsgotomarsman 3 ай бұрын
She wants a hummer but doesn’t know they are electric? Lmao
@jenniturtleburger3708
@jenniturtleburger3708 3 ай бұрын
For me it is custom knives. I love them and they usually hold their value and even increase in value.
@reniedavisson8532
@reniedavisson8532 3 ай бұрын
I have 4 nice knives. I was able to get rid of every gadget I purchased over 25 years! The knives are high quality and we just sharpen them and they're as good as new.
@BrianErwin
@BrianErwin 3 ай бұрын
yep, i have a bunch of expensive shoes just sitting in boxes cos i don't want to mess them up. on the plus side, they're all appreciating in value
@maximusdecimusmeridius5438
@maximusdecimusmeridius5438 3 ай бұрын
The new hummer is electric what she talking bout 😂
@T-CainesZR1
@T-CainesZR1 3 ай бұрын
She's just not knowledgeable on the subject
@siva47931
@siva47931 3 ай бұрын
​@@T-CainesZR1or on any subject, all fluff no substance
@EricMoore790
@EricMoore790 3 ай бұрын
My wife's yoga instructor had a $500 down payment to use his in house yoga mat with a head rest...
@CanadaHasFallen
@CanadaHasFallen 3 ай бұрын
Again, but this time in ENGLISH?
@shaneaguilar2209
@shaneaguilar2209 3 ай бұрын
Did your wife’s boyfriend okay this?
@crashtestdummy1972
@crashtestdummy1972 3 ай бұрын
You mean your wife paid him to be in his bed?
@j12348006
@j12348006 3 ай бұрын
Oh buddy…
@luminous6969
@luminous6969 3 ай бұрын
In yoga, a head rest is called a yoga block haha.
@letsgotomarsman
@letsgotomarsman 3 ай бұрын
My stupid tax was going to a motorcycle dealership to buy a used bike for $2k I had cash. Sales guy talked me into buying a floor model Harley Davidson, no money down 2% interest so I thought was a good deal. Got it repossessed less then 6 months later as I lost my job
@GMAMEC
@GMAMEC 3 ай бұрын
Our stupid tax - A boat. My advice, never buy a boat. I would advise renting a boat. However, if you can afford to buy a boat, buy a used boat and calculate the expenses (maintenance , storage, trailer, a vehicle that's strong enough to haul the boat, fees etc.) .
@maryfields1382
@maryfields1382 3 ай бұрын
I've heard Dave say the best day in a man's life is the day he buys a boat. Then, the best day in a man's life is the day he sells that boat.
@GMAMEC
@GMAMEC 3 ай бұрын
@@maryfields1382 Thanks for sharing that. I didn't want to shatter someone's dreams, but it really was our worse purchase.
@JasonBlaha66
@JasonBlaha66 3 ай бұрын
Afraid to damage expensive purse but sells it for a $3500 loss... Wouldnt it have been better to just enjoy the expensive purse and if it gets damaged a little its ok? Atleast you still have the purse with a few water drop stains on it
@milkman_GFYM
@milkman_GFYM 3 ай бұрын
My stupid tax was buying a $9000 sports car with 138k miles right when I turned 18, motor and clutch blew in less than a month, dealership wouldn't take it back so I just parked it and let them impound it.. 7 years later getting garnished $21k for that mistake.
@tonysully1
@tonysully1 3 ай бұрын
Common mistake is first investing money into a hobby instead of time then money after you know you like it and what is worth spending money on.
@schuylergeery-zink1923
@schuylergeery-zink1923 2 ай бұрын
Yes! Get good with what you got first and then you know what to look for in good products going forward. Music is a big one… I’ve been playing music for my whole life and banjo for over a decade. So I know what I like, dislike, and am looking for in sound and quality when buying another banjo and sound equipment for the stage.
@timbaze5207
@timbaze5207 3 ай бұрын
I got a loan from a bank in the US thought I was never coming back to the us and never was going to pay it back moved to another country fell in love and long story short we decided to live in Kansas rather than Colombia and now I’m laying back 25k instead the 10k I got
@LadyCaroline123
@LadyCaroline123 3 ай бұрын
Somewhere over the rainbow…
@semosancus5506
@semosancus5506 3 ай бұрын
That's not a stupid tax that is immorality. You intended to defraud them.
@timbaze5207
@timbaze5207 3 ай бұрын
@@semosancus5506 how is that any different than billionaires filing bankruptcy to get kind forgiven and it’s way more than 10k . There are always people trying to cheat the system the entire system is theft income tax are not legal it’s theft
@anndeecosita3586
@anndeecosita3586 3 ай бұрын
So basically you planned to defraud the bank, and the scam didn’t work out.
@timbaze5207
@timbaze5207 3 ай бұрын
Again how is that any different than a millionaire doing the same when they never intend to pay back the loans they get from the government for building real estate in certain zones and they can just declare bankruptcy
@nukedogger86
@nukedogger86 3 ай бұрын
My best stupid tax: spring 2019 I thought it'd be a good idea to buy a mid cost "beater" car to save miles on my nicer car. Paid $4500 out the door cash for a '06 Impala with 115k on it. Immediately started having issues. I sunk a good grand into, and it could've taken another two grand to bring it back to good with all the leaks and cooling issues, electrical issues, transmission issues. Couldn't sell it after two weeks by private party, for 3k, so I traded it in with the nicer car I had to get a new nice car. I got $1750 for it. Lesson learned. Those three months my bank account was going backwards, after that pos was gone it was like magic, I had money again.
@blackspiderman1887
@blackspiderman1887 18 күн бұрын
My "stupid tax" was i paid $300 for a Nintendo switch so I can play the latest Pokemon shield game. Not only did the game suck but I end up losing my Nintendo switch a few months later at my job. I can't find it. But it's okay because I spent some more stupid tax on the PS5. At least the game don't suck
@pdxmusl1510
@pdxmusl1510 3 ай бұрын
Theres only a couple of things i can think of. I purchased a camera lens that was pretty expensive. Then a couple months later i found a really good deal on a way better lens and bought that one as well. Rendering the previously new $500 lens usless. I have a personal policy that if i don't use it in a year, i get rid of it. I sell it or dump it. It makes me really think about my purchases. Because throwing away an expensive item is painful. Ive had to make a few exceptions to this rule. I like working on houses so i have a lot if tools for that. And i don't use all of them every year because some of them are specialized. But i modified the rule to include a "how likely am i to ever use this again" clause. But only for tools.
@suen5006
@suen5006 3 ай бұрын
Some majors take more than 4 years at local colleges because of limits on enrollment in popular classes and majors, regardless of how well you plan. I wouldn't hold that against the student.
@engrpiman
@engrpiman 3 ай бұрын
My wife has a $8,500 diamond ring that lives on the night stand. She inherited it so no stupid tax per say.
@laundrygoddess4
@laundrygoddess4 3 ай бұрын
Why on earth doesn't she wear it?
@alexpietsch7997
@alexpietsch7997 3 ай бұрын
In college i was accruing 11k a year in Salliemae while spending over 500 a month on dating apps. I had met my wife 4 years before and it still took me 6 years to grow up before we started dating.
@clericstorm2009
@clericstorm2009 3 ай бұрын
I'm struggling with the fact I can purchase a new nice car with no problem, but then I'd be freaking out all the time about dents, scratches, hail, etc. I'd never drive it. So still just driving a beater lol
@sasukesuite1
@sasukesuite1 3 ай бұрын
I bought my Model 3 Long Range for $62k in 2022 during the car bubble and it’s probably worth about $25k now, but it’s put a smile on my face every day I’ve driven it. The $800 car payment is only 8% of my take home pay as well, so it’s not really a financial burden for me.
@bskinny9009
@bskinny9009 3 ай бұрын
Still dumb
@sayraportillo5580
@sayraportillo5580 3 ай бұрын
The first woman had no business buying an expensive purse, she has 0 idea how to sell a purse as well. Someone lowballed her ah and she took it lol. Shouldve kept the bag lady.
@Patsworldbaby
@Patsworldbaby 3 ай бұрын
Maybe the purse was never worth 3,800 but actually just a couple hundred. She probably got ripped off.
@konrad6995
@konrad6995 3 ай бұрын
Thank you for uploading! Please check your comments for scammers!
@steelcastle5616
@steelcastle5616 3 ай бұрын
Got married...had kids... Been broke ever since!
@Bamapride1985
@Bamapride1985 3 ай бұрын
Wait til the divorce, that is when you are very broke 😂
@Cardinal15
@Cardinal15 3 ай бұрын
🤣🤣🤣
@sprint7412
@sprint7412 3 ай бұрын
I started college in 2015 and got a bachelor's over 3 years ago, but even then I took my time and felt I should have finished a year sooner. I can't imagine still being a student and not having a degree. I can understand if he was going to be a doctor or getting a master's degree but it's clear college isn't for him.
@frederickmooney2581
@frederickmooney2581 2 ай бұрын
Back seat of my Q7 is covered in boogers and candy 😂
@TheSupervillain316
@TheSupervillain316 2 ай бұрын
Stupid tax was my only new vehicle, 2006 Chevy Colorado. I got a good rate, bought an unsold last year model and know it wasn't overpriced. But the truck was a piece of crap. Last straw was at 70k and just under 5 yrs old the engine went. There was the regular warranty plus a hidden one on the engine and i dropped it off at the dealer, showed up 3 weeks later to a surprise $2000 bill which I had to pay or they'd hold my truck. Traded it for a 3 year old Toyota Tacoma with under 7k miles and got 0.9 financing. Still driving that truck 11 yrs later and trying to get another 11 yrs from it. Its a 2 wheel drive regular cab so not a luxury thing.
@doctorposting
@doctorposting 3 ай бұрын
thats so funny cause i was 99% sure i would buy a gopro but i was like ok lets see where my next vaca will be if i even use it. and then covid hit and i havent done anything adventurous in years. so happy i didnt buy 🤣🤣🤣
@AlphaAchilles
@AlphaAchilles 2 ай бұрын
I feel the same way about my guitar I just bought a Taylor 915 ce builders edition and I’m scared to death I’m going to scratch it.
@schuylergeery-zink1923
@schuylergeery-zink1923 2 ай бұрын
My dad has an old rosewood Martin and he’s played it for decades. At one of our shows, a comedian scratched it with their shoe accidentally as it was sitting on stage. We call things like that well loved. It’s better to use it and enjoy it. That’s life! Does it suck? Yah. But it’s better than letting it collect dust at home. Instead that guitar has filled the world with beautiful music. It’s probs worth close to $3,000 at this point, those guitars appreciate in value pretty well.
@Zelfal
@Zelfal 3 ай бұрын
Something stupid i did was buy a prebuilt alienware ryzen for $5k for my husband when his previous $1,200 one that burned out only to end up having to custom build him a tower a year later when it burned out(we didnt have warrenty on it). Never will i buy another prebuilt computer its vastly cheaper to frankenbuild with new and old parts to get a decent pc tower.
@annetawney2408
@annetawney2408 3 ай бұрын
When I was first married, our mortgage was $500/mo. It KILLS me that we didn't find Dave earloer. We could've been dumping so much money on it. Now we've moved into a bigger house with a bigger mortgage and we also have kids so the extra payments are not as easy as they would've been at the old house. Not the worst stupid tax but it really eats at me.
@rbraxton00
@rbraxton00 3 ай бұрын
Yeah, I know how it is to pay off things and then have someone want to get you back in debt. Before I knew Dave, I pay off debt all the time, but my ex would want to get something new to replace whatever that was. Just ridiculous. Thankfully. I don’t have to worry about that now. 😅
@matthewmeredith297
@matthewmeredith297 3 ай бұрын
Good to know I'm not the only one with a sneaker addiction lol
@karimelmoutawakil7295
@karimelmoutawakil7295 3 ай бұрын
My tax was I invested 85k in 2 companies that went to bankruptcy and the stock went to zero.
@emoney1231
@emoney1231 3 ай бұрын
The new Hummer is an EV, Jade. Just FYI
@clonewarsstudio5609
@clonewarsstudio5609 3 ай бұрын
Hunting is expensive too
@kathigratton2286
@kathigratton2286 3 ай бұрын
The kids isn’t going to school!! 🤣
@zybard01
@zybard01 3 ай бұрын
i have to wonder if she over paid. Like bought at a fancy shop with extra markup But high end purses, a cheap new one starts around $500
@charlesyoung9980
@charlesyoung9980 3 ай бұрын
The stupidest thing everybody does with money is pay taxes!!
@towel-ie7554
@towel-ie7554 3 ай бұрын
I don't know about that - I kind of like the police, fire, streets, infrastructure, defense, parks, etc.
@Tubeyou2343hhsg
@Tubeyou2343hhsg 3 ай бұрын
@@towel-ie7554lol
@Tubeyou2343hhsg
@Tubeyou2343hhsg 3 ай бұрын
Civilized people Now a days
@JoyceElFer
@JoyceElFer 3 ай бұрын
​@towel-ie7554 funny, I like that too. Let me guess: they are paid with tax money? Who would have thought! 😅
@Themoomabides
@Themoomabides 3 ай бұрын
Sounds like we have our tax fraud stupid tax here 😂
@SummaGirl1347
@SummaGirl1347 2 ай бұрын
Oh, the perpetual student. When I was busting my butt in college, my mom would grudgingly give me a $20 every couple of months. I think many mothers are literally in love with their sons and use money to keep them little boys.
@countrymusicandcher8593
@countrymusicandcher8593 3 ай бұрын
I bought a $160 kettle. No regrets though, I use that noisy thing every day. However, since I have no cash now the $160 toaster from the same range has to wait. Especially since I'm considering the $400 bigger version of the toaster (probably not I live in a 1rok)
@countrymusicandcher8593
@countrymusicandcher8593 3 ай бұрын
PS the kettle is white and it took me a month to stop cleaning it obsessively from food spills
@bclayton430
@bclayton430 3 ай бұрын
Sell the kettle
@countrymusicandcher8593
@countrymusicandcher8593 3 ай бұрын
@@bclayton430 🤣 It's brand name if i keed the money i will
@xix967_5
@xix967_5 3 ай бұрын
Eggs are getting expensive again and will go up over time, protect the chickens from coyotes. Not a horrible idea for chickens if you want fresh eggs and want to know their raised well and not raised badly. You would save money long term, just would take some time to get ROI.
@lynnettep9517
@lynnettep9517 14 күн бұрын
What are they saying about the price of eggs being down? Not where I am, eggs are still $6 dozen.
@Rashaadthegr8
@Rashaadthegr8 3 ай бұрын
They do have a EV hummer
@cashway0420
@cashway0420 22 күн бұрын
I bought a gold plated George Forman grill for $9000
@kingkat8080
@kingkat8080 3 ай бұрын
11:36 The Supreme Court stopped Biden from giving loan forgiveness. The purse story is just crazy but I got one bought a near $300.00 pair of exotic skin cowboy boots a few years ago. Thinking I was going to wear them out on the weekend and to other places. They were some sweet looking boots but... on the weekends I am usually always home, doing a home project , relaxing, washing the car, and go grocery shopping. Plus I was afraid I would mess em up. I ended up eEbaying them and got a chunk of my money, I still have 3 pairs but they are all just plain black leather.
@amireallythatgrumpy6508
@amireallythatgrumpy6508 3 ай бұрын
Biden never intended to give forgiveness - he just wanted to look like he did.
@TM_Stone
@TM_Stone 3 ай бұрын
1st dumb decision: working in downtown Dallas 2nd dumb decision: buying overpriced bag 3rd dumb decision: selling it for 90% off 4th dumb decision: pretty much everything out of her mouth
@Paracorder
@Paracorder 3 ай бұрын
2021 I refinanced to drop 1% interest (2.99 rate now) and keep the 30yr loan. We’ll be done with the mortgage in 3 years. $10,000 stupid tax
@chriscap147
@chriscap147 3 ай бұрын
At the end of the day... nobody's gonna remember your 'bag' Especially men.
@joe59788
@joe59788 Ай бұрын
2:30 she for sure gave him a dear John after spending 3k on a purse...
@Z28L98
@Z28L98 3 ай бұрын
The new Hummer is all electric
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