I'm In $500,000 Of Debt!

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The Ramsey Show Highlights

The Ramsey Show Highlights

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@LittleMopeHead
@LittleMopeHead 11 ай бұрын
This lady is the prime example of going to college and getting degrees without knowing what she really wants to do and the market out there.
@user-mv9tt4st9k
@user-mv9tt4st9k 11 ай бұрын
Each new degree is a new student loan and a possible deferral of payments on the current loan(s) with the hope of the next degree equalling a higher salary payoff.
@jameywallace5133
@jameywallace5133 11 ай бұрын
Just looks good on a resume but it’s sometimes bittersweet
@bbslabaugh
@bbslabaugh 11 ай бұрын
​@@user-mv9tt4st9kI've said it before and I'll say it again -- go to Work as an Apprentice. Get paid to learn. Invest on a Monthly basis in a Mutual Fund. You'll do good!
@TheseEndlessNights
@TheseEndlessNights 11 ай бұрын
Sounds like she does that for everything in her life. Does things without thinking about them beforehand.
@nowaytoisop8776
@nowaytoisop8776 11 ай бұрын
I'm paying out of pocket and am in school at the moment. Still figuring out what I want to do with the degree. It's not that I have no clue on the industry, it's just where I want to specialize that I need to figure out.
@richthepup
@richthepup 11 ай бұрын
Dave’s face when she said she worked for a non-profit after going massively into debt 😂 felt
@nicholeknight1893
@nicholeknight1893 11 ай бұрын
Dave's face when she said she has three degrees 🤣
@rayofsunshan
@rayofsunshan 11 ай бұрын
Depending on the job title, nonprofits pay more than some government sector jobs and she may have wanted to work towards PSLF (which is advisable for borrowing well over $100K while barely breaking into it income wise). Still definitely an understandable reaction when actively sitting on a law degree. Edit: That’s exactly what she said so my apologies for beating a dead horse. Her problem is she’s not looking deep enough into the job market to leverage her education and experience properly. Potential employers might be seeing right through that.
@yep3172
@yep3172 11 ай бұрын
I didn't go to college. Work as a manager, no debt, house owned and a good retirement going before 40.
@Jedi12789
@Jedi12789 11 ай бұрын
You don’t always have to go to college to be successful. The drive and want to have a lot to do with it.
@drn13355
@drn13355 3 ай бұрын
There are a lot of lawyers who are successful. There are a lot of people who didn't go to college who are flat broke also. It is decisions we make.
@veronica.baker1
@veronica.baker1 10 ай бұрын
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
@james.atkins88
@james.atkins88 10 ай бұрын
For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.
@hunter-bourke21
@hunter-bourke21 10 ай бұрын
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $875k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@rebecca_burns14
@rebecca_burns14 10 ай бұрын
@@hunter-bourke21 Interesting. I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
@hunter-bourke21
@hunter-bourke21 10 ай бұрын
Research and choose someone with a plan for consistent portfolio growth; "Camille Alicia Garcia" has done well with my investments, and I believe she has the qualifications and expertise to help you meet your goals.
@Kim.beneteau
@Kim.beneteau 10 ай бұрын
Camille. Has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
@MrBrewman95
@MrBrewman95 11 ай бұрын
People thought paying off their loans with zero percent was not worth doing. Now that the Fed raised interest rates it is common to have them be 7%. When I graduated in 2017, most of my loans were like 2.5% and I got them all paid in May 2020 and never looked back.
@anndeecosita3586
@anndeecosita3586 9 ай бұрын
I bought a car a year ago at 4.2 percent interest. You can get lower rates if you play your cards right. I had a zero for 60 months car loan in the past and was in no hurry to pay it off.
@i.k5143
@i.k5143 14 күн бұрын
Congrats dude, W
@TM_Stone
@TM_Stone 11 ай бұрын
Just proves people with a degree(s) are not always smart regarding life choices and this is coming from someone who has a masters degree.
@orphancharmander1168
@orphancharmander1168 11 ай бұрын
I can relate, im on wellfare 👀🇩🇰
@formula112967
@formula112967 11 ай бұрын
i don't even have a degree (lifetime mechanic) and I carry over no credit card debt, no car loans, and the only debt I have is my mortgage that I make 4 principal payments a month on. I know people with degrees that are working at Starbucks and can't even afford rent, much less a mortgage.
@wobbled5609
@wobbled5609 11 ай бұрын
@Annoye MANY stupid peoples get degrees. You can be educated and stupid.
@Project-Masculinity
@Project-Masculinity 11 ай бұрын
How dare you all my PhD in Unicorn 🦄 Studies Trumps everything (please give me a bailout 🙃)
@summerforever6736
@summerforever6736 11 ай бұрын
They r stupid
@Tashas_Travels
@Tashas_Travels 11 ай бұрын
4:24 😂😂😂😂😂 Just collecting degrees like a thermometer 😂😂
@ruthirwin8222
@ruthirwin8222 7 ай бұрын
Brilliant
@moniquedavis3583
@moniquedavis3583 2 ай бұрын
😂😂😂
@KENTUCKYUSA1
@KENTUCKYUSA1 11 ай бұрын
After listening to this woman, I think hubby is smart to step aside and let her fall. H seems to be to blame for all her disasters. He is not motivated, not educated, blah, blah. But he is not $500,000 in the hole.
@IrishFrank22
@IrishFrank22 11 ай бұрын
Husband needs to walk now while she has debt so he will financially come out ok.
@lindsayclark4009
@lindsayclark4009 11 ай бұрын
It’s a false assumption that all attorneys make 6+ figures. It’s a small percentage that does especially “out the gate.”
@drn13355
@drn13355 3 ай бұрын
He didn't say "all attorneys". What he says she will have to do white job that pays the most. Whether she likes it or not.
@arielleyasmine
@arielleyasmine 11 ай бұрын
As someone who has a law degree and is in compliance she can certainly make more with her experience and degree. Maybe even leverage her IT degree with her law degree and go into cybersecurity or privacy compliance. Hope it works out for her
@SkyThoughtss
@SkyThoughtss 10 ай бұрын
Yup GRC can make 150-200k and have a life out of work. Little boring and hard to get into though, but with her degrees its a good start.
@robertt9825
@robertt9825 10 ай бұрын
Yeah, those two degree's together could set her up for some amazing careers. It's very specialized work but it pays big money with the right places. There aren't many people with both legal and IT knowledge
@lagarde2011
@lagarde2011 11 ай бұрын
She doesn't have to work as a lawyer to use her law degree to make good money. Large companies hire lawyers in high-level HR jobs to deal with problem employees, contract negotiation, staff training programs, and similar positions. Her degree in conflict management would be helpful in that regard.
@jacqueline8566
@jacqueline8566 11 ай бұрын
And Business Development / Transactions
@annorahharris5927
@annorahharris5927 11 ай бұрын
Yea, but the pay rate for those jobs is about the 80k she’s making now. 80k is actually very standard money for a fairly recent law school grad in many parts of the country. I’m an attorney and I’d say that was about median for my graduating class. Those of us making the money Dave is talking about graduated very top of our class and work in “big law”.
@SweetEssie
@SweetEssie 10 ай бұрын
I would think that conflict management classes came with the law degree.
@ctawresey
@ctawresey 11 ай бұрын
There are all other kinds of law that you can practice. I hated litigation more than I hated my $450k in student loans. Switched to transactional law and just finished paying off all my loans.
@CreativeProductions-
@CreativeProductions- 6 ай бұрын
What do u do
@CreativeProductions-
@CreativeProductions- 6 ай бұрын
450k is doctor numbers
@ctawresey
@ctawresey 6 ай бұрын
@@CreativeProductions- I'm a lawyer.
@danishhussain8046
@danishhussain8046 11 ай бұрын
You are a degree hoarder but not a good employee. What is the benefit of having 3 degrees? I am just an electrical engineer with 10 years experience. I make $110+ working hybrid. You could have just any one of your degree and could make atleast 1.5 times your salary.
@reese85
@reese85 11 ай бұрын
Is that a good salary with 10 yrs experience?
@danishhussain8046
@danishhussain8046 11 ай бұрын
@@reese85 I work for Utility sector which is recession free. 401k matching is 150% upto 8% deduction. My market value is more (around $130k+) and I am underpaid, I will switch soon. Moreover, the Utility sector doesn't pay like one could get in industry but somehow job security keeps your mind in peace.
@frankcb11
@frankcb11 11 ай бұрын
@@reese85yes 100% if they live under their means. Congratulations to him/her for making that much and having great benefits
@chrislink73
@chrislink73 11 ай бұрын
I have to say, the show really leveled up their audio game. The sm7b's and in-ears sound 100x better than those old headset mics. My ears are happy.
@stewbugz5213
@stewbugz5213 9 ай бұрын
I hated working in the medical field at first. I cried all the way to work some days! I also had 3 babies at home! I took overtime and worked until I paid everything off, and I learned how to enjoy what I was doing! She has got to thicken that skin and get out of debt! Wish I could have been an attorney…
@williamedward3198
@williamedward3198 11 ай бұрын
Basically, as always, the advice is “double your income” and all your problems quickly melt away.
@alinatamashevich3354
@alinatamashevich3354 11 ай бұрын
Code word for "Don't be lazy"
@NTUser1
@NTUser1 11 ай бұрын
This girl needs to be a cybersecurity compliance manager/auditor. She'd make 200-250k easy
@GackFinder
@GackFinder 7 ай бұрын
NO! We don't need more incompetent people in the IT business. It's already full of incompetent people.
@DDDD-of3hv
@DDDD-of3hv 5 ай бұрын
sure... you keep telling that to yourself... reminds me in the late 90s when people attended 3 week IT courses and were demanding 100k+ salaries for installing memory chips and connecting network printers lol
@Swimfit998
@Swimfit998 11 ай бұрын
I got a feeling there will be a 4th degree.
@LittleMopeHead
@LittleMopeHead 11 ай бұрын
🤣
@MrOfficer235
@MrOfficer235 11 ай бұрын
Facts
@FortuneSeek3rz
@FortuneSeek3rz 11 ай бұрын
She should go to med school.
@Nick-gk6hj
@Nick-gk6hj 10 ай бұрын
PhD in Management Informational Legal Theory so she can call herself Dr.
@DDDD-of3hv
@DDDD-of3hv 5 ай бұрын
phuckeket why not, i mean 3 worked out so well for her
@linonator
@linonator 11 ай бұрын
Does anyone else get the feeling that she doesn’t respect her husband due to his income? “he only makes…” Idk if it’s because she has multiple degrees and own the house but that just stood out to me.
@Theman2075
@Theman2075 11 ай бұрын
Because if a man does not make more than his woman, she loses respect for him. Most women do this.
@Thurgor_Supreme
@Thurgor_Supreme 11 ай бұрын
She put herself into a mortgage worth of debt and only makes $35k more than him, and she has the nerve to talk down?
@asoldierstwocentsrawuncut9611
@asoldierstwocentsrawuncut9611 11 ай бұрын
Facts
@drtij_dzienz
@drtij_dzienz 11 ай бұрын
From watching lots and lots of Kevin Samuels I think a guy needs to make 50% more than his wife to be appreciated as an earner.
@shachede6828
@shachede6828 11 ай бұрын
If she didn’t respect him she will divorce him. He is only making 59 that’s facts. This woman has a history for settling for less, less salary, less from life, less from her husband.
@leemp337
@leemp337 11 ай бұрын
kids, don't go work non profit after college until you pay off your debt and have your finances in order. Help yourself before you help others. Wealthy people don't start philanthropy until later in life after they made their wealth.
@JayLawson
@JayLawson 11 ай бұрын
I'm sure he loves the fact that his wife said "He only makes 50K"
@jimroscovius
@jimroscovius 11 ай бұрын
My daughter makes that much and has no debt. This guy is lazy.
@xsgtxbigboy1655
@xsgtxbigboy1655 11 ай бұрын
@@jimroscoviusthe guy is lazy but the girl is just fine? Id rather make 50 no debt than 80 and 300k debt y’all need to stop slamming the guy just cause they don’t have a pu$$y
@jimroscovius
@jimroscovius 11 ай бұрын
@xsgtxbigboy1655 I said in another comment that they were both at fault. He's lazy and she's a whiner. They BOTH need to work a LOT more.
@drtij_dzienz
@drtij_dzienz 11 ай бұрын
Kevin Samuels said she should find an average guy making $50k, boom here he is
@camxdidxthat
@camxdidxthat 11 ай бұрын
@@jimroscoviusshe’s a winner?
@Martz7
@Martz7 11 ай бұрын
I love watching this show with no Debt on my shoulders.😎
@yr2180
@yr2180 9 ай бұрын
me too
@jhonilocran6077
@jhonilocran6077 11 ай бұрын
I know ADAs who make less than 100k. Being a lawyer doesn’t guarantee tons of money if youre not sure what you want to do with it
@user-mv9tt4st9k
@user-mv9tt4st9k 11 ай бұрын
I wonder if she continued getting degrees as a way to defer her student loan payments? I have a couple of acquaintances who did that, incurring more student loan debt thinking the next degree will make them more money. 🙄
@anndeecosita3586
@anndeecosita3586 9 ай бұрын
I know someone who went to grad school because she couldn’t afford to pay her undergraduate loans. She went on to become a university professor so hopefully it worked out for her financially in the end.
@ethxo6734
@ethxo6734 11 ай бұрын
Too many people prefer to be comfortable in debt rather uncomfortable in a job that pays well. Difficult jobs command higher salaries.
@ChangYu-wi4ez
@ChangYu-wi4ez 17 күн бұрын
Difficult jobs should pay a lot more but usually pay just a little bit more than a comfortable job.
@Ojisan642
@Ojisan642 11 ай бұрын
“He can’t make more money because he doesn’t have the education.” THE POOPER SCOOPER GUY MAKES SIX FIGURES! I don’t think that requires a PhD.
@reese85
@reese85 11 ай бұрын
He owns his own business but he can make more cuz I make more than both of them as a garbage man
@MAXXEDOUTTRANSPORTATION
@MAXXEDOUTTRANSPORTATION 11 ай бұрын
I make 150,000 no degree just a cdl
@lot2196
@lot2196 11 ай бұрын
I make ,$87k with no degree. Wife makes, $42k as s secretary. Our home and vehicles are paid off. Kids grown. Sorry, just felt like bragging a little.
@reese85
@reese85 11 ай бұрын
@@MAXXEDOUTTRANSPORTATION class A otr?
@MAXXEDOUTTRANSPORTATION
@MAXXEDOUTTRANSPORTATION 11 ай бұрын
@@reese85 class a regional hazmat tanker
@SavingsMinusDebt
@SavingsMinusDebt 11 ай бұрын
Dave is letting Jade know ... this is his show 😂 Dave let Jade get some mic time please.
@BetterNBetter
@BetterNBetter 10 ай бұрын
Right lol he needs to work on not talking over people. We get it’s your show but respect others in the same way you want to be respected.
@edmart3815
@edmart3815 11 ай бұрын
You can’t say the husband isn’t motivated without telling this woman the same. You have a law degree but you do t want to litigate? At what point in law school did you not understand litigation is part of being a lawyer? This woman reeks of unmotivated. She want’s everything easy.
@gatorgatorgirl295
@gatorgatorgirl295 11 ай бұрын
There are contract attorneys. Litigation is not part of being a lawyer all the time
@slimdude2011
@slimdude2011 11 ай бұрын
What husband? In her situation she doesn't have a husband because, they're not living like a married couple, when their finances and everything else are individually separated, and not financially supporting each other. That's not a marriage! You can do bad by yourself.
@arienfox
@arienfox 11 ай бұрын
​@@slimdude2011Right 👍
@chriswilson433
@chriswilson433 11 ай бұрын
AI is going to kill contract attorneys in the next three years; count on it.
@GregTorseth-c5w
@GregTorseth-c5w 11 ай бұрын
Most people with law degrees do not litigate. That's a fact!
@kensmart1976
@kensmart1976 11 ай бұрын
How do people get married but handle finances like their single? This is insane.
@johnlanier3616
@johnlanier3616 11 ай бұрын
Any man would be a complete fool to pay off 300k of her horrible decisions.
@artrayus3
@artrayus3 11 ай бұрын
@@johnlanier3616 Then by your logic he shouldn't have gotten married. He took on her debt when he married her whether he likes it or not.
@johnlanier3616
@johnlanier3616 11 ай бұрын
@@artrayus3 Exactly
@nodrogytsirk
@nodrogytsirk 11 ай бұрын
Recently retired Canadian teacher…make a great pension and benefits with money in the bank. I have repeatedly encouraged all my students to look at the trades as a career option. Seeing the insane debt of American students is horrifying!
@deeplansandbudgets
@deeplansandbudgets 11 ай бұрын
I am sorry to say this and be so blunt but anyone smart enough to have three degrees had to have known that amassing all of this debt was not a good idea. It is now time to start paying the piper. This can no longer be about what you want, but what you have to do to pay this debt. We need to stop giving out this amount of loans to students. There is no reason that a person with no ability to pay needs to be given loans for a third degree.
@cutehumor
@cutehumor 11 ай бұрын
Collecting degrees like a thermometer!! Savage Dave comment
@AlexKaehler-qc8kd
@AlexKaehler-qc8kd 11 ай бұрын
What’s an IT degree? Comp Science, or a two year network admin AAS? Either way, neither is worth much on its own. Certifications and work experience is what matters in IT.
@diggernash1
@diggernash1 11 ай бұрын
Make money first, then go be charitable. He told her to go to work, but she went back to school instead. Good for him putting his foot down.
@RobTzu
@RobTzu 11 ай бұрын
I wouldn't hire her to fix a speeding ticket.
@rsimmons1980
@rsimmons1980 11 ай бұрын
Dave is always acting like lawyers should be making $200,000. I am a lawyer and I know plenty of lawyers who don't make near that. Only big law or medium law firms or some in-house positions pay that. And to get in-house, you generally need law firm experience.
@princetonscholar5723
@princetonscholar5723 11 ай бұрын
She should have been doing “summer associate” working interviews while in law school and graduated to a big, downtown corporate firm. Anything less, is a waste of time.
@rsimmons1980
@rsimmons1980 11 ай бұрын
@@princetonscholar5723 GIrl, they don't just hand out those big law jobs.
@princetonscholar5723
@princetonscholar5723 11 ай бұрын
@@rsimmons1980 Never said they did: Study, Excel, Compete 📚
@shachede6828
@shachede6828 11 ай бұрын
I also know plenty where are making above 200k. How much you make in law depends on you. Some lawyers want thier time and sanity won’t trade it for money. Other don’t care and only focus on money
@rsimmons1980
@rsimmons1980 11 ай бұрын
@@shachede6828 And then you know that those people are the minority.
@Brys4n
@Brys4n 11 ай бұрын
4:22 Dave just dropped the hardest bar in history🔥🔥🔥🔥😂
@DG-mk7kd
@DG-mk7kd 11 ай бұрын
You lose the choice of doing what you want when you borrow the money Yes work is grinding and depressing, but it is also grinding and depressing to not get a loan paid back (I own a tiny little bit of bank stock, I pay taxes, and I have cash; so if the loan is not paid back I am injured one way or another)
@nealp885
@nealp885 11 ай бұрын
I don't think most people with law degrees make 6 figures right out of the gate.
@alinatamashevich3354
@alinatamashevich3354 11 ай бұрын
Probably, but in 3 years, with drive...easy!
@garfieldGG
@garfieldGG 11 ай бұрын
I feel this woman on so many levels. I can’t litigate either. And if you can’t, then suddenly that law degree is worth so much less than you paid for it.
@semosancus5506
@semosancus5506 11 ай бұрын
Shouldn't law schools filter people who don't show litigation potential? It's awful expensive to not be able to use it.
@rsimmons1980
@rsimmons1980 11 ай бұрын
I'm stuck in litigation too. But luckily I am doing more writing as my employer realized that is my strength. Going to Court is horrible.
@rayisnumbaone
@rayisnumbaone 11 ай бұрын
There are definitely a ton of transactional jobs out there. I went from doing family law litigation into intake. A lot less stress but also $30K pay cut. I also paid off my student loans with a sense of urgency though.
@garfieldGG
@garfieldGG 11 ай бұрын
@@semosancus5506 it’s hard to know at the time.
@garfieldGG
@garfieldGG 11 ай бұрын
@@rayisnumbaone “a ton” is a massive stretch. Hell there aren’t even many compliance jobs like this lady that called in has. And it seems like everything requires you to have litigation experience Lol
@Thurgor_Supreme
@Thurgor_Supreme 11 ай бұрын
There goes Dave, simpin again. The dude only makes $35k less than her and he didn't have to bury himself under a mountain of debt to get there
@9StickNate
@9StickNate 11 ай бұрын
They want him to assume stepdad to her Student loans. They don’t seem to mind that the house is in her name though.
@Rob-fn1kp
@Rob-fn1kp 11 ай бұрын
Always
@Sid00077
@Sid00077 11 ай бұрын
She can make a lot more with her degree, but she said she doesn't like to do the work that pays her almost double her current salary.
@franciscunningham1939
@franciscunningham1939 2 ай бұрын
Dave always goes hard on the guy not matter the scenario
@jeanmethelus6595
@jeanmethelus6595 11 ай бұрын
It is sad to see Dave always interrump Jade :( and She's very talented
@3str3lla18
@3str3lla18 11 ай бұрын
Did not notice until you pointed out, but it happened several time in this video.
@MichaelCarrPilot
@MichaelCarrPilot 11 ай бұрын
He’s consistently talking over his co hosts. Wonder why we see such turnover.
@CroisMoi
@CroisMoi 10 ай бұрын
I think Dave is the star. I would not call in to talk to the others.
@moniquejames2517
@moniquejames2517 10 ай бұрын
Look into the personal injury field (car wrecks, slip and falls, etc.) Preferably, a firm where they feed you cases vs you having to advertise and do the leg work. Let them call you an ambulance chaser. Your bills will be paid. You have a goal. Try to stay on the pre-suit side. Majority cases settle prior to trial. May have to do depos and mediations, but PI is lucrative. May take a year with no experience to get the caseload moving, but worth it over time.
@wittenberg5
@wittenberg5 11 ай бұрын
It's a myth that all attorney's make 200K plus. If you don't go to a top 25 law school you will struggle because there is an over supply of attorneys. The high paying jobs are prestigious law firms that have their pick of the best graduates.
@drtij_dzienz
@drtij_dzienz 11 ай бұрын
Yeah legal aid needs good lawyers but doesn’t pay the big bucks
@robertmalone1487
@robertmalone1487 11 ай бұрын
So true. Also sounds like she went to law school later in life. Large law firms are not going to hire a middle aged student unless they have a special skill set or was a top student. There are exceptions of course.
@fahlou2019
@fahlou2019 11 ай бұрын
that's not a myth. Depending on where you live a Paralegal can make over $150k. I make more than that as a Contracts Manager.
@kaiung7542
@kaiung7542 11 ай бұрын
@@fahlou2019 But the COL is higher in those areas too. Definitely not worth it to get into massive debt for a law degree barely paying 100k
@fahlou2019
@fahlou2019 11 ай бұрын
You don't have to get into debt for any degree.I didn't. The issue is that the caller seems to be confused about what she wants and just collects degrees with no goal in mind. She can make a lot of money if she stops running around without a purpose@@kaiung7542
@summerforever6736
@summerforever6736 11 ай бұрын
So the husband pays rent to her??
@pompeiyous2138
@pompeiyous2138 11 ай бұрын
You got an IT degree only to realize you don't want to do IT. Then you got a law degree to realize you don't want to fight in court, probably because you're not good at defending your clients. You would have been better just working at Walmart straight out of High School
@DoctorSmartyPants
@DoctorSmartyPants 11 ай бұрын
And then she took courses in conflict management, which "didn't help", to help her with her issues with litigation.
@mimi11011
@mimi11011 11 ай бұрын
As an attorney that left litigation after 3 years, its not always because you weren't a good attorney, over 50% of lawyers dislike practicing because it's draining dealing with other people's issues everyday especially in family law. You become their therapist and it's also a personality issue if you're not argumentative and you come to realise you don't enjoy arguing in court everyday. A good pay is what keeps most lawyers practicing, not enjoyment of law.
@DebtFreeDad
@DebtFreeDad 11 ай бұрын
I made 40k my first 3 years after law school, but i doubled that, and three years later, i doubled it again. And i work in government....she needs to put more effort in her search. And stop being scared to litigate lol. Id never hire an attorney who is scared of the court room. Lol
@alinatamashevich3354
@alinatamashevich3354 11 ай бұрын
Bingo! You are hired in my world . I hire attorneys that are not afraid to come across a table. Meek need not apply.
@chookchack
@chookchack 11 ай бұрын
This is crazy. Maximum degree with relatively minimum income. I have an IT friend who makes triple her income working with the state or county.
@workinonit9562
@workinonit9562 11 ай бұрын
This proves that people with all this education are not very smart. At what point would you not ask yourself what the heck am I doing????
@untouchable360x
@untouchable360x 11 ай бұрын
She has more degrees than a thermometer.
@katinafrancis7643
@katinafrancis7643 22 күн бұрын
I don't understand spending all that money for college and have nothing.
@Thesussysuscat
@Thesussysuscat 11 ай бұрын
He only makes 50k she said
@DewTime
@DewTime 11 ай бұрын
Why get a law degree if you don’t want to do the type of jobs that pay a high salary? That makes literally NO sense unless you already had a trust fund set up. To be honest I think she “hated” litigation because she didn’t have the competency for it. Passing a test is different from working the actual job.
@nadiaaguiar386
@nadiaaguiar386 10 ай бұрын
You said it! Exactly what i was thinking... she prob doesnt like it cuz shes not as good at it. Bt then she should hv thought abt alternative paths
@shansmith7100
@shansmith7100 11 ай бұрын
Dave said “shut up”, silence! I look down at phone! 😂
@cannedham3774
@cannedham3774 11 ай бұрын
Never felt more proud of my GED... 🤣🤣 Great episode!
@berniceacquah1495
@berniceacquah1495 11 ай бұрын
Smart husband to not join finances with her. Although I would never even marry someone with this much debt.
@jarviswilliams2465
@jarviswilliams2465 11 ай бұрын
Stop 🛑 the nonsense 3 degrees one is a law degree while another is CIS and you're not making bank 'i don't like litigation' ...... why'd you go to law school?
@carolsmith2699
@carolsmith2699 11 ай бұрын
It's absolutely true the old saying....someone can have book sense but no common sense.
@FlansyLinny
@FlansyLinny 11 ай бұрын
How the hell did she get a loan for a house with that much student debt. I have no student debt and I make 50k and I can’t get approved for a house.
@northharriscollege
@northharriscollege 11 ай бұрын
Why don’t she just be an attorney for a tech company?
@shameekasimon
@shameekasimon 11 ай бұрын
Sounds like a good plan.
@gooserich3970
@gooserich3970 11 ай бұрын
Problem solved!
@markg999
@markg999 11 ай бұрын
Proably cause she isn't good enough lawyer.
@trent797
@trent797 11 ай бұрын
Not happening unless she went to Stanford or some other top law school AND has experience.
@rsimmons1980
@rsimmons1980 11 ай бұрын
@@trent797 If she gains more compliance experience she could have a chance. Could move over to the big banks.
@johnlanier3616
@johnlanier3616 11 ай бұрын
I have absolutely no sympathy for people with student loan debt. You have a brain and you chose not to use it. It's on you. On top of that most of you bring children into the world when your in debt.
@3Betanzos
@3Betanzos 11 ай бұрын
You’re
@taraanthony6326
@taraanthony6326 11 ай бұрын
You don’t need a degree to make 6 figures
@keniasloan523
@keniasloan523 11 ай бұрын
Well what do I need to do to make it?
@TheSoulCrisis
@TheSoulCrisis 11 ай бұрын
@@keniasloan523A business, multiple side hustles, investments over time, or go into a trade or industry where you can pick up skills marketable outside of traditional education.
@LittleMopeHead
@LittleMopeHead 11 ай бұрын
@@keniasloan523 deliver pizzas
@victoriaa7081
@victoriaa7081 11 ай бұрын
Trades, in demand corporate certifications and work you way up from a decent to a decent salary
@alinatamashevich3354
@alinatamashevich3354 11 ай бұрын
@@keniasloan523 Pooper scooper! Lawn service, HVAC. Window cleaning, bottom line HUSTLE your arse off
@markburnham7512
@markburnham7512 9 ай бұрын
The lesson is this: Striving in an educational environment requires zero courage, striving in a business environment require major courage.
@VS-fo9py
@VS-fo9py 11 ай бұрын
I would love to hear a follow up on this story in six months to a year. But unfortunately I don’t think she will listen to any of the recommendations. She is not scared enough of that huge mountain of student loan debt, but she sure was proud that she didn’t have car debt. That’s some scary mentality. I listened a second time and at 5:17, she mentions working for a non profit for ten years so that the loan is forgiven. Wow! She really wants the easy ways out. Just make more money and pay the loans off yourself, it’s your debt, you chose to get these expensive degrees, stop expecting to work minimal and expect to get a handout. Geeze.
@wufflerdance9481
@wufflerdance9481 11 ай бұрын
i love all this except the whole double your income...this is not usually even possible:(
@willelliott5052
@willelliott5052 11 ай бұрын
So he lives in her house, enjoys her greater income, lacks ambition, apparently has some legal judgement against him for $30k, and does not want to help in any of her debt. I will say it again, that a woman's choice in a husband is likely the most critical financial decision that she will make. Litigating attorneys are basically professional liars and deceivers, so I respect her aversion to that.
@Dell7788
@Dell7788 11 ай бұрын
I bet he didn't have a say so in getting those degrees. So why should he pay?
@dr_pinna543
@dr_pinna543 11 ай бұрын
​@@Dell7788they married each other for better or for worse.
@Dell7788
@Dell7788 11 ай бұрын
@@dr_pinna543 and I'm sure he couldn't stop her from being wose
@Thesussysuscat
@Thesussysuscat 11 ай бұрын
The same goes for a man marrying a women lol
@fightsportspace7327
@fightsportspace7327 11 ай бұрын
@@dr_pinna543So if they married each other for better or for worse are you okay with the original comment saying “he’s living in her house, enjoying her income?”
@herbertscott9575
@herbertscott9575 11 ай бұрын
Law, like medicine is one of those gigs that sounds and looks good when you're on the outside. If you borrow 300k, you need to embrace all the suck, work 16 hour days, hustle, study, research for promotions, raises, bonuses, become a recognizable/active leader, master you job, field, craft....until your credit report reads Student Loans.......$0.00. Credit Cards.......$0.00 Auto Loans......$0.00 ECT. ECT. I've seen people do it with basic 30-60k jobs. It's nothing less of a tragedy and irresponsible to be in debt 300k, with a law degree and CHOOSING not to be the best performing lawyer in your area.
@CynthiaIvers
@CynthiaIvers 11 ай бұрын
She needs to buck up and do whatever kind of law makes the most money for five years and then she can have the luxury of being choosy. She wants the easy road. Easy road ain't gonna cut it with her mountain of debt.
@blackbutterfly233ify
@blackbutterfly233ify 6 ай бұрын
That thermometer line could've been in a rap song 😂
@floyddaye9068
@floyddaye9068 11 ай бұрын
Don’t you just love how they are trying to emasculate her husband Jess off of her version of events😂 SYSBM
@drtij_dzienz
@drtij_dzienz 11 ай бұрын
Ramsey culture
@fightsportspace7327
@fightsportspace7327 11 ай бұрын
“Boy child”
@shachede6828
@shachede6828 11 ай бұрын
He makes 50k he is already below average. He earn 50k he is in debt he has a child. And he doesn’t even pay the mortgage of his home. If that’s not emasculating I don’t what is. I’m also In debt and I know I’m messing up. I am stupid enough to not get humbled by my situation
@webfreakz
@webfreakz 11 ай бұрын
She needs to be a project or migration manager in IT
@lynmulnix8475
@lynmulnix8475 11 ай бұрын
Can't wait for the Jade Warshaw show to start!!
@НиколинаЈ
@НиколинаЈ 11 ай бұрын
collecting degrees like a thermometer 🤣
@harpldlewis7764
@harpldlewis7764 11 ай бұрын
With a Law Degree already, maybe she could do some additional studies in the are of taxation and become a Tax Attorney.
@JordanJiujitsu
@JordanJiujitsu 11 ай бұрын
More studies??!?!? What got her in this mess?
@harpldlewis7764
@harpldlewis7764 11 ай бұрын
A Diploma in Taxation would be all that is required, not another Degree. This would cost no where near what she has already spent.@@JordanJiujitsu
@neisci
@neisci 11 ай бұрын
She's a professional student. She needs to make ALL those degrees count for something and maybe later, after paying all debt she could consider going back to school. Which she doesn't need.
@vickie_hearne
@vickie_hearne 2 ай бұрын
Hello. Public loans at 6 and 7 percent..??? .mine was 8. Ridiculous...student loans are bank subsidies...
@williamgeist7364
@williamgeist7364 9 ай бұрын
Every time I watch the DRS on TV I never see Dave on the show.Why
@nailatiylluf
@nailatiylluf 11 ай бұрын
Why are we passing over the obvious? Sure her husband might be a lazy jerk but he also might have gotten tired after her second degree and said “if you get a third degree this is on you”.
@jimroscovius
@jimroscovius 11 ай бұрын
Doesn't matter what he said. They are married. Work it out together or get divorced.
@isorozco511
@isorozco511 11 ай бұрын
Perfect example of degrees being a piece of paper when you still lack wisdom.
@joncovington7512
@joncovington7512 11 ай бұрын
This is strange....they need to change!
@Joseph-en7gx
@Joseph-en7gx 11 ай бұрын
She open box of chocolates and ate them all in one sitting. She listened to the college business system of this country. Only the college professors make money doing nothing
@Jack-kj1zu
@Jack-kj1zu 11 ай бұрын
This couple will probably be divorced in the future if I had to guess and she will be in debt for probably 20+ years.
@adkii07
@adkii07 10 ай бұрын
Collecting degrees like a thermometer… 😂😂😂
@johnlanier3616
@johnlanier3616 11 ай бұрын
I would not be motivated either to help her pay off her debt.
@Nick-gk6hj
@Nick-gk6hj 10 ай бұрын
So DeVry Institute is selling law degrees now?
@Irisbluered
@Irisbluered 11 ай бұрын
With the debt, there is no way to save for retirement and either their child steps in or they die on the Walmart floor. I personally hope their child does not help
@rineleff2009
@rineleff2009 11 ай бұрын
The majority of Americans find it difficult to retire comfortably due to the weakening economy. To answer the question of whether you would pay down your mortgage as you get closer to retirement or spread your assets out for income flow so you can keep your lifestyle, consider the fact that some people have absolutely no money saved for retirement.
@AmandaKatherineLeff-j9f
@AmandaKatherineLeff-j9f 11 ай бұрын
The answer to this issue, like most investing related ones, varies. My best recommendation is to take advice management into consideration.
@KarenLynnOlsen
@KarenLynnOlsen 11 ай бұрын
The importance of advisors cannot be contested, only disregarded. When my portfolio, which was wortharound $300k at the time of the covid outbreak, took a little hit in the early 2020s, reportedly as a result of the pandemic crash, I immediately sought advice from a financial expertto prevent panic- selling. As of right now, only because I properly delegated my excesses, has my account produced enormous fat dividends and leverages on seven figures.
@rineleff2009
@rineleff2009 11 ай бұрын
Interesting, if you don't mind me asking cause truly i'm truly interested in gaining knowledge on this, can you share more info?
@KarenLynnOlsen
@KarenLynnOlsen 11 ай бұрын
Well My advisor is ‘Camille Anne Hector ’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
@maxwelltroy2375
@maxwelltroy2375 11 ай бұрын
Wow I know Camille. Her platform maintains a unique perspective and is very transparent with their investors. Regardless of whether or not she outperforms i will always stay invested as her methods alone with keeping investors in touch with their strategies and outlooks are something that so few managers are capable of and they should follow suit
@andrewbreiter-wu
@andrewbreiter-wu 11 ай бұрын
She needed to hear this
@welfareleech1525
@welfareleech1525 10 ай бұрын
Her husband is smart
@lindaparks4486
@lindaparks4486 11 ай бұрын
Dave is mad and Jade is trying to buffer. I'm mad listening
@rsimmons1980
@rsimmons1980 11 ай бұрын
None of these personalities are really good. Dave caries the show. They need to bring back Chris.
@TheSoulCrisis
@TheSoulCrisis 11 ай бұрын
@@rsimmons1980Ya crazy Jade is fire! 😂🎉
@rsimmons1980
@rsimmons1980 11 ай бұрын
@TheSoulCrisis nah, I feel like she parrots the same stuff. Combine your finances, pay off the debt from the smallest to highest. Did you notice here she thought the caller had not taken the bar and wasn't a lawyer when the caller had already said she was a lawyer and working as a contract attorney.
@amireallythatgrumpy6508
@amireallythatgrumpy6508 11 ай бұрын
They sound exactly like Dave did in the 1990s. He had the fire, the passion but not the detailed knowledge. It takes 30 years of experience to get to where Dave is today.@@rsimmons1980
@bigdaddygoon828
@bigdaddygoon828 11 ай бұрын
And watch after she divorced him she's going to say he didn't want to level up to help her pay for her bad decisions
@treasurethetime2463
@treasurethetime2463 11 ай бұрын
You can see this poor guy now trying to talk her out of getting all these stupid degrees. Of course she knew better and she had the attitude and she didn't listen and told him to shut up and sit down. And now he's supposed to ride in and save the day by working like a dog but guess what?
@mikestravelshow
@mikestravelshow 11 ай бұрын
Beans and rice 🍚 for life
@leannladd3216
@leannladd3216 11 ай бұрын
At this point she shouldn't worry to much about half million in debt. If she's healthy she's wealthy. Your health is your wealth.
@laneyluneva
@laneyluneva 11 ай бұрын
She has more student loan debt than mortgage debt! Mind blowing
@moonaj89
@moonaj89 7 ай бұрын
I love how his answer most of the time is to just go out and double your income 😅
@DewTime
@DewTime 11 ай бұрын
He said collecting degrees like thermometers 🤣🤣
@airthrowDBT
@airthrowDBT Ай бұрын
The pay gap, demonstrated: she COULD be making tons more money but chooses not to because she "hated" litigating. A much higher % of men than women would bite the bullet and litigate and meditate in their Porche afterwards.
@owusuphilipable
@owusuphilipable 11 ай бұрын
She sounds entitlement 😂, I don’t like litigation
@XennialGuy
@XennialGuy 11 ай бұрын
They are a Susie Orman family.
@alannabiev5782
@alannabiev5782 11 ай бұрын
Run, Forrest, run! ( this message to her husband )
@randydietmeyer5883
@randydietmeyer5883 11 ай бұрын
It really really bothers me when Dave makes an assumption about someones spouse or parents or immediate family based on a couple of sentences. Her "dumb butt" husband IS making 50k or more a year. How in holy hell does he have the right to put him down for having a full time job? And not THAT much debt either!
@adamduarte895
@adamduarte895 8 ай бұрын
He made dumb financial decisions too and doesn’t wanna join forces with his wife 🤦🏻‍♂️
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