Dave Ramsey Asks Graham Stephan If He Has A Life!

[@GrahamStephan]

Thank you so much for the opportunity, hospitality and having me on, really enjoyed meeting the entire team - happy to come back any time!

[@arianbehnami1050]

You seem like people with very different philosophies which makes this an unusual crossover but definitely interesting. This is from someone who has watched both for years

[@mollyg4980]

Yayyy love this!

[@TheRamseyShow]

Glad to have you! We enjoyed hanging out with you and Jack.

[@hennessyblack5891]

Thanks for helping Dave out Graham

[@Alexander-mk9kg]

Go Graham! Awesome you made it on the show! Love you and Dave Ramsey both!

[@nickalton]

It’s good to see Dave collaborating with someone who doesn’t exactly follow his principles but has been immensely successful.

[@dcgo44r]

He doesn't preach Dave's principles, but he did applied some of his wisdom as he started, he said it at the beginning of the interview. But you are correct! At least they aren't fighting, LOL !

[@travisminneapolis]

Now it's time for the other Millennial Money podcast hosts to get on the DR show, or have Dave on their Channel.

[@FiveSevenWoodworking]

Yea, I was a little surprised to see them bring Graham on, but I also understand why they didn't really dig into how Graham invests. Graham may be risk adverse, but he's not Dave Ramsey Risk Adverse, Graham is willing to go into debt for investment properties and violates many of the core principals that Dave sets out. Not saying that as a negative towards Graham, he just doesn't have the same principals when it comes to investing.

[@chocolateangel8743]

@Nicholas Jones Given that people come from different backgrounds, situations and have differing life goals, I don't think it's logical for everyone to follow the same path.

[@CarlitoswayDR]

Well kinda follows Dave’s. Both frugal and millionaires lol

[@markjohn3461]

the collab of the year

[@Chosenlaur]

Yes

[@fliejflajgagv]

Absolutely!! I love Stephen Graham

[@maiaheiss2991]

Yes that was cool ♥️

[@jamesmelwani6000]

Been waiting for so long for this collab.

[@barrettl2473]

Boomers of all ages will rejoice

[@michaelb.8953]

This is about the fastest I've ever clicked on a Dave Ramsey video with Graham Stephan as a host. I never would have thought in a million years Dave would ever bring himself to do this.

[@marybetheby5184]

Why?

[@Luther_Luffeigh]

I’m quite impressed too

[@alextemus]

@@marybetheby5184 Because Graham's claim is that he makes most of his roughly $8 million/year at 32 by leveraging debt and Dave has preached against debt for decades. Two high profile, but starkly different philosophies.

[@TioJan01]

@@alextemus he doesn’t claim that to be fair. He claims to use debt as a tool to increase net worth but most of his income now comes from KZbin which is un leveraged. He just doesn’t share the same views on debt as Dave.

[@TechMDYoutube]

Right!

[@iceverything2000]

Wow I thought Dave would never have Graham on! ! The two guys who changed my financial life around!! Excellent!!

[@BrandonMinguez]

Best collaboration of 2022 right here. Dave and Graham agree on some things but are vastly different on others and yet they can still come together to give us this awesome moment!

[@exploringapis4495]

Graham named his cat after Dave Remsy

[@davidchester429]

Seeing Dave's body language when he is with someone successful who disagrees with him is priceless

[@ramonegraham7644]

I've dreamed of this for so long! I respect Graham and Dave immensely! Love the collaboration!

[@Chosenlaur]

The whole financial internet Just BROKE! We love you Graham! Yes! 🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾

[@veehzi5663]

George has cemented himself as one of the best cohost personalities on this show. Rachel always has a good dynamic and we all miss Chris hogans amazing voice, but George’s level headed nature and youth is a great compliment to the older, dogmatic, sometimes crazy, Dave. Lol love this show!

[@genxx2724]

George seems older than he is. He’s mature and isn’t useless like a lot of his age cohort.

[@jonathannerz1696]

Finally! The crossover we’ve all been waiting for!

[@juju10683]

The Multiverse

[@adriansilva9915]

@@juju10683 😂😂😂 someone needs to make a Marvel style poster with Dave and Graham

[@allongtin1243]

This makes my soul warm to see Dave inviting Graham on to his show. I pray that Dave can share his eternal hope with Graham and that Graham can understand that his gifts are for even a bigger purpose than just building his own wealth. I've recommended several Gen y and Gen x'ers to tune into Graham's show and think some of his shows should be included in all high school educational curriculums. Blessings to you both and thank you for sharing your gifts and talents with the world.

[@alittlepieceofearth]

I enjoy watching Graham. He seems like a likeable guy (even if he is okay with debt). I know he's a fan of Dave (his pet's name is Ramsey for crying out loud.) It brings me joy to see these guys together.

[@dylandelong7203]

Isn’t his cats name Ramsey because he thinks he’s a p***y?

[@RebekahSF]

SUCH JOY!!! :D

[@TheRamseyShow]

Graham is great guy. Someone's opinion of debt doesn't make them a bad person or unlikeable 🙂

[@Tunechi65]

@@TheRamseyShow tell Ramsey to retire already and let the younger folks take over. Also, it's obvious Rachel things differently from him but her dad has a stronghold on her and she can't speak for herself. We need more modern thoughts instead of ancient people giving outdated thoughts. Adapt or watch the channel die out. Thanks!

[@deecee2174]

@@Tunechi65 they ain't gonna tell sh** hahahahhaha

[@Realtorofnewyork]

I literally cannot stop smiling, two of my favorite finance and real estate KZbinrs collaborating!!!!

[@missireason8998]

Charles: Just real estate. Finance had nothing to do with their wealth. They may use finance to sustain and grow their wealth, but real estate was how they accumulated it. Absolutely nothing to do with the baby steps.

[@TioJan01]

@@missireason8998 finance had everything to do with it. The vast majority of Graham’s income comes from his KZbin business, not real estate. I’m confident a good portion if not most of Dave’s comes from his Ramsey Solutions business as well and finance has everything to do with… everything money related.

[@Mosima_01]

I am down here in South Africa 🇿🇦 and super excited to see these two collaborate, they have their differences and similarities but I learn a lot from the both of them.

[@stateofmoney3009]

@@missireason8998 actually Graham made a majority of his money from KZbin. Real estate was just the tool he used to start his KZbin channel

[@jillgott6567]

This shoulda, coulda been longer and I would have watched and hung on to every word. This kid is humble, hardworking and has a lot to say

[@bcrawfordiv]

All other things considered, living below your means is the single most effective way to financial freedom and security. Dave and Graham are spot on with this.

[@epic6696]

Yes totally agreed.. no matter what your income level that stands true!

[@soccergirl5367]

I agree

[@ZMC345]

not really unless ur investing the money you arent using into something that can make you more money

[@bcrawfordiv]

@@ZMC345 True. But if you don’t live below your means there is no extra money to invest.

[@ZMC345]

@@bcrawfordiv while yeah thats why i said unless your investing it

[@chinwemaduka2430]

Great kid there. Very determined and focused. Keep advancing in wisdom and wealth Graham.🙏

[@bc3102]

He’s in his 30s lol

[@dondatrader5609]

@@bc3102 lol

[@jellybellyfun3288]

Graham is one in a million. He's only 32, yet chooses to live like he's 62. Much respect.

[@mark5338]

Not really this guy is too cheap. He refused to heat up his pool at his party because it would cost 100$. Thats crazy, imagine being a multimillionare and doing that.

[@fateacat7182]

@@mark5338 bro he would never be a millionaire if he did not do stuff like that you sound very ignorant.

[@GG-tf1tc]

@@fateacat7182 plenty of millionaires who heat their pool please stop. He is cheap and that’s okay.

[@jeffsteyn7174]

@@fateacat7182 🤣 you believe that bs that millionairs are rich because they save? Who do you think is buying those expensive cars, houses or flying private?

[@mark5338]

@@fateacat7182 I am a millionaire and I do what I when it comes to fun with friends and I pay all the bills. There is no point in having money if you refuse to spend the bare minimum to have fun.

[@FlorinPop]

Graham been waiting for this collab for ages! Congrats buddy 👏 We’re super happy for you!

[@promise7407]

👏🏾 👏🏾👏🏾

[@Mynameisjoof]

This is awesome. Graham was probably so nervous about this! He looks up to Dave so much!

[@rezur3kt698]

You can tell Graham is genuine with how comfortable he is in an interview style format

[@jonathanstraiton4601]

Even though they disagree on some things, I think it's really cool that Dave brought him on the show

[@chadberles2056]

Epic Team up!!! Glad we can come together and help us all for a better life.

[@ashleydemers3543]

OMG. MY TWO FAVORITES! Awesome interview, thank you Dave!

[@NathansNostalgia]

I’m really looking forward to this collab! Both of you have been extremely influential in my life.

[@mfreddy22]

Graham has the unique talent to speak with excitement and charisma about normally boring topics. One underrated reason for his success.

[@jack7240]

Finally Graham is on the show. These are my two favorite financial personalities of all time.

[@jlcworld91]

Graham is the man. I've been listening to him and Dave for a while. It has done very well for me.

[@blove4735]

I got so happy to see Graham with the man of the hour Dave Ramsey and George! My favorite finance people

[@TheAnthonybellomo]

This is how the Ramsey Show needs to pick future Personalities. They need to recruit people who can build their own audience and are already popular on social media.

[@datcatsavedme7071]

That Ken Coleman show’s amount of views is awful for the production quality. He also hates unions but when you read the comment section everyone disagrees with him.

[@Jajaky]

If they can build their own audience, they’d branch out and do their own thing. Then they get all the money

[@datcatsavedme7071]

@@Jajaky they have their own KZbin videos but it doesn’t get views

[@rasheemthebestfirstone3274]

Why would they join him then

[@pierrefrancois7396]

The crossover we've all been waiting for!

[@colin1818]

Now we need to get Dave to collab with "The Money Guy" show. They're even already in Nashville!

[@calebwert1057]

@@colin1818 agreed

[@MrNGTfan123]

These are the two men that changed my finance journey the most, respect to them both.

[@mirabella2154]

"Jack, your co-host says your cheap" 🤣🤣🤣

[@9.sugarandspice]

Love Graham. Started my financial journey at 18 and he was the first source of knowledge I found. As someone who didn't come from a home with financial literacy he's thought me a lot. My next move is to increase my avenues of passive income. Realize more and more there's only so many jobs i can logically and physically work at one time. Need to look for stuff that doesn't require my labour.

[@Spenczar1]

Graham and Dave on the same video?! So neat that they both started in the same industry at the same time. Different strategies, but proof that this country still lets people get up and get at it!

[@kp-ms9tz]

Love that Graham went onto Dave Ramsey. I have watched both of them for years and learned alot from both of them.

[@jasminmesa1811]

Dave is a spender and Graham a saver both are great at managing money. Happy to see them working together

[@64018]

Such a smart guy and inspiring! Not everyone can be like Graham but can learn something from him

[@jamaul67]

No waaaay, my boy Graham on the Ramsey show. That's so awesome

[@jeffsloane8628]

Two guys I have a lot of respect for... So glad to see you two sharing time and a desk on KZbin.

[@KayleeBee7]

The duo we've all been waiting for! I am loving life right now, my goodness.

[@alishamichelle166]

Graham has made to the Dave Ramsey show! I could cry! Congrats! He wanted this so much! Full circle moment! Love this!

[@Taikun787]

I’m happy Dave allowed this to happen. The YT finance community is better for it.

[@neilmettheworld]

DR is smart to listen to George to bring Graham on the show. Allows them to reach a broader audience and remain relevant. Only so many people are listening on the AM radio.

[@Robinsight]

Awesome collaboration , lol this is the fastest I’ve ever clicked on a video . Dave and Graham are one of the few of my favorites KZbinrs . They both present different perspectives on finance and agree on some things , diversify your knowledge

[@pitbull7885]

I have been waiting so long for Dave to bring Graham on his show!!!!

[@BFordLancer]

The collab we have been waiting for! 🔥

[@godfrey_kayanja]

Before I even watch the entire video, I just couldn’t to say this is one of those collaborations every one has been waiting for…!

[@TheGeckoIsKing]

I’m really excited to see Graham on Dave’s show! I’ve been a big fan of both of you guys for the past few years and it’s nice to see you guys together! I’d love to see more!

[@becm1395]

Love seeing you guys together!!!

[@michaelkwon1274]

Been listening to the both of these guys for a while. It’s cool to see Graham meet one of his financial heroes.

[@mfbikle]

Oh my gosh, I’ve been hoping for this collab video!!

[@trtcommunity9248]

Graham sporting that Zenith watch. That's both a classy and sporty one at the same time. Nice choice.

[@mscosnelmar04]

Two of my favorite KZbinrs! 🙌

[@masonhardy8632]

LOVE Graham! SO happy to wake up to see you guys collaborating!

[@96ej]

I've been waiting on this one for years 😀 I have so much respect and admiration for both of you this is awesome

[@Rmcbeatz.]

Wow Graham! My two favorite together

[@Uchihawallstreet]

“Bought you some coffee on my way here because I knew you were struggling.” The type of people we need in our life that knows our struggles lol 😅😅😅

[@nataliemcdaniel1659]

OMG it’s like I’ve been waiting my whole life for this collab!!

[@MartinNeduEgwuagu]

About time!! I see more collabs to come in the future. I’ve followed both Graham and Dr for a while now and love both different personalities and way of serving others. Powerful gents!

[@withherfamily9531]

Nice! I remember watching one of Graham's video and at the end responded he like to be invited to ramsey studio..this is the day! What a great group of people in the same room!

[@APennyPinchersGuide]

We’ve been waiting for this collab for years!

[@calebwert1057]

😎

[@WolfTau]

Starting listening to Graham recently and I’m glad you brought him on.

[@AmberMeGumi]

Old school meets new school. Love it.

[@BrendanEvan]

Dream come true for Graham, so awesome to see

[@mrburtenshaw8610]

This has been been Graham's dream for a long time

[@56rosewood]

I love Dave Ramsey and I love Graham Stephan. So good to see them together sharing such great information.

[@BoostAndRedline]

My guy Graham making it big, a dream come true!

[@johannegoutier5675]

Graham is an absolute beast ! A lot of respect his way .

[@kevindao1103]

While they disagree on certain sides when it comes to debt, it's so appreciated to see Graham make it this far.

[@bridgetamato6182]

I look forward to more collabs. You remind me if my dad Mr. Ramsey smart and classy;) Thank you 🙏 for advice on how to build financial wealth

[@BoldFollower]

Love Graham and Dave. Great to see them together

[@mylifethaidiy7045]

Dave and Graham! Two of my favorite people.

[@DrBeauHightower]

Graham is the man!

[@KaranSaroya7]

cheapest dude on youtube lolss

[@rustyshackleford6637]

He obtains ass at a high rate of efficiency

[@Lebron612]

no hes not hes a fkn cheapass, not a way to live life

[@Dynomo20]

I heard about Dave Ramsey from watching Graham Stephan. So thanks guys from your wisdom & teachings❣️ Life changing 🙏

[@MagicalFishy]

We've all been waiting for this day to come. Huge W

[@TexasGirl1633]

Love this!!! Have kind of been “off” of Dave Ramsey lately…but loved this one because I follow Graham!

[@jeffs.3348]

So fun to watch this episode! Dave, thank you for bringing a younger generation to your show as always to keep the education balanced. I love this show!

[@jessicainiguez2687]

I’m so happy knowing how happy this make Graham. He is such a good example for everyone!

[@katarinashackley2717]

Not sure if he would ever move to TN but Graham would make a great full time Ramsey personality

[@Lucas259]

Hey Katarina,how are you doing?

[@llcross04]

I don’t think that would work. Graham is unmarried and likely living a life of sin. Dave is too judgmental

[@gqfs1023]

Wow, I'm glad tgis happened. And hearing Graham's brief background reminded me of many of the people I've witnessed to have a "Mind to Work".... These type of people are amazing and inspiring.. Because they just don't make no sense. Positively speaking.

[@seanrankin9429]

Never been more excited for a video!

[@andrewcraft4021]

Been waiting for this day forever! Love the collaboration of minds!

[@rayh3899]

OMG this is the crossover I've wanted for so long!

[@mellymel216]

Graham motivated me taught me everything I know I love you bro w/ all my heart ❤️, been watching you since high school and gave me the courage to become a great landlord

[@RuslanKD]

Wow wasn’t expecting this cross over. Dave have a lot if a great foundation but him having graham on is very cool. I think graham is a bit more savvy to the modern economic climate.

[@Jason4Star]

Thank you Dave Ramsey & company for having Graham Stephan on. I've been watching his KZbin for a while and all similar thoughts, similar ideals ..... and similar outcomes.

[@RageElixir]

This is amazing 🙌🏼

[@brentjtalbert]

so cool to see graham on this show; i have watched both channels for years. i think graham having such great manners goes a long way and is likely why he was invited on. Fantastic collaboration and im looking forward to seeing dave and george on graham’s channel with hopefully a longer interview!

[@ReubenPig]

I wish they would have talked about their differences in terms of investing (debt vs no debt). That would have been interesting.

[@beckypetersen2680]

It sounds like they may have recorded something for later.

[@hirshreich4146]

You gotta love Graham's story, he is the embodiment of self-made success. And it's risk averse not risk adverse..

[@healthyindulgence923]

It’s nice to listen to Graham talk without disruptions every 30 secs. I unsubscribed him long, long time ago when there were thousands ad inserted in his video, making it impossible to enjoy any of his content

[@trollwayy5981]

I had to get youtube premium because of youtube in general with all the ads

[@noecazares2144]

I mute the sound bar when ads come up.

[@josiahmarzano7069]

Wow this is wonderful, love seeing the honor for one another. Such a great video

[@Winston0Boogie]

He makes me feel better about the hours I work. I'm doing 72-80 hrs a week as a registered nurse and buy a ton of stocks. My ex used to tell me I should spend my money because I don't know if I'll be dead the next day.

[@Damon-qt3fw]

You can't take it with you. What's the point of having millions if you don't live just a little? I'm not saying spend like P Diddy, but a little vacation/splurge every now and then doesn't hurt.

[@mirabella2154]

72 hours and more a week means your working yourself into the grave. It's a "No" from me.

[@milkcowx]

I'm right there with you but in the tech field. Don't listen to the haters. Have a goal in mind and hustle and get after it, I'm working on dropping the amount of hours I work as soon as I get enough rental properties to make up for the loss. The You 10 years from now will thank the YOU of today for putting in the work.

[@melanieb2132]

It's great to save money.. but at a certain point you need to be very generous and also spend some to enjoy life. Sounds like you are approaching your money from a scarcity perspective. That's ok if it's actually scarce, but if you have enough to enjoy something or give something and you don't feel it at all, you need to do so.

[@Winston0Boogie]

@@mirabella2154 72 hours and I have my weekends off to do what I want so that's not a digging myself to an early grave.

[@blessed7fold]

I can relate to Graham when he said all he wants to do is work. I'm the same way. I enjoy what I do and dedicate myself to it.

[@CrimsonGuard262]

Literally been waiting for this for years

[@damioncurrier290]

Glad you got to do the collab, graham! great video

[@ZigZagPower]

Been waiting for years for this collab 🔥

[@chillinwithCP59FIT]

Good move to have @Grahamstephan on. Great interactions and advice. I thought I knew Graham, but know him better now.

[@Beyond_That0]

Wow! Been watching Graham since 2018 and Dave since 2019 never thought this was going to happen! Amazing