I Only Have $300 To My Name!

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[@awakeking4776]

whenever I get depressed for the stupid little things, I just listen to the Dave Ramsey show, thank you

[@thomasarnoldcoe6527]

Same

[@jmonte5896]

$93K in Alabama. This guy should be living like a king. Something isn't right. He probably signed for the car

[@elliotb92]

j monte the hesitation in his voice makes me think so too

[@adjones87]

Born and raised here, yes, $93k is awesome here! Birmingham is expensive but he can move to Huntsville as an engineer making the same and living decently on $30k.

[@Justforfon]

by spending $92,700 that year

[@collics1]

Lily Belle 87 I think he meant he can LIVE on 30k whilst making 93k.

[@murraylawson9988]

he getting fleeced in the divorce . the usual

[@vanessabayardo9788]

I remember my ex always tried to con me into signing papers for him. He wanted to use my name for an apartment, for the gym, and for a car. He never got a signature for any of those things from me. Sure I lost him, but at least I'm not homeless and in debt because of him. And I maintain my dignity intact.

[@joeskis]

You want a good man in your life now ;)

[@DLM440]

Yes! You say lost him? I say dodged a bullet!!!

[@jeanp.5929]

a well deserved bravo

[@allanhood8402]

No such thing as a good man

[@yarchism]

Your ex was moving narcotics for a living

[@_Dennis2Society215]

It DOESNT matter how much u make. If u have poor money management skills thn this is wat you’ll face EVERY TIME!

[@steadycreeping8508]

Thank you. I needed to see this at 18 yrs old

[@Paperboympr357]

I live only 45 minutes away from Larry ,I will knock some sense into him for all of us 🤦🏻‍♂️

[@DJiMike1]

GodFatherMPR The sooner the better. 🤷🏽‍♂️

[@Same_ol_jee]

GodFatherMPR did you ever get him ? Lol wonder if things changed for this guy

[@adfmo2195]

Lol

[@ascendingneet2263]

Keepingupwithjee I’m wondering too

[@lizcedillo4602]

Yeah. He needs grit.

[@JB-tr2un]

How does someone who makes $93,000/year only have $300?

[@thisyearsgrl88]

They BOTH live beyond their means

[@changomonkey86]

J B h

[@triad6425]

No proper budget and at least for this guy a wife that spends everything, she is even willing to forge his signature to do it.

[@GamerNRetro]

Wife.

[@elwood62]

J B 9 out of 10 people spend every bit of what they make.

[@anne2455]

The most important financial decision that a person will ever make is deciding whom he/she will marry.

[@roxaneadams6723]

Yes.

[@thecobra...1716]

you got that dead right!

[@ChristSaves88]

Anne I agree! And, I’m sure emotional and physical as well..

[@colorfulcodes]

@@lylaaxiom8750 nice one sided statistics. Also read infidelity in men get higher the older they get. That's enough for a divorce and alimony is not the norm statistically. Only when the woman gives up her career to raise the children for a few decades then gets divorced with an expired skillset. KZbin commentors love to bring up that stat. There's another 100 reasons why women divorce more. Men and women are human and equally as likely to be terrible people. Humans are flawed...equally.

[@SynterraSteen]

@Mitchell klein your life sounds sad and miserable. Sorry for you lol

[@MetalMike56]

I'm debt free at 28 with $33k cash in checking/savings hoping to buy a house this year. Thanks Dave!

[@Aku112811]

MetalMike56 how long did it take you?

[@gigi8528]

Congrats

[@jill9606]

AWESOME JOB!!!!! I’m 28 with $21k in the bank. You inspire me!

[@MetalMike56]

About 6 years to pay off $50,000. $32k in student loans and $18k car loan. I paid off the car but finally wised up and sold it, bought a "lesser" car and made $11k on the deal instantly that paid off my student loans. The money piles up quick without any debt! Keep going guys you'll get there! Stay the course

[@GenerousFarmer]

Nice job! I'm 26 in roughly the same boat.. Just some advice.. with interest rates so low.. not worth having it in a savings account.. Your losing 2%+ to inflation every year. I save my $$$ in gold/silver of which I have 30k... Another 10.5k in a 401k and another 7.5k in a roth. Stocks, bonds, real estate are all bubbles.. Metals are not.. The FED printed tons of currency since 2008 and its showing itself in those bubbles.. Next round of QE will be bullish for commodities. Such as Oil, Gold, Silver, and were going to see inflation at the grocery stores. Check it out. Dollar index finished down -10+% for the year of 2017. Its about to get worse.. Protect yourself. Dont let the FED steal your hard work!

[@willelliott5052]

Wait a minute. I doubt that his employer is refusing to pay his legitimate travel expenses. So he maxed out a company expense account credit card by using it for personal expenses? People get fired for habitually doing this even if they pay it back each month.

[@robertd.719]

Fill out the expense report! If you will not they shut down the card and if they do not fire you, you will pay your own way and fill out reimbursment reports

[@yayyareaa2997]

Student Loans are down to 13k...making only 35k but chopping that tree down as much as I can

[@peeledpapayas3712]

I see your comment was 8 months ago. How is your tree-chopping coming along? Well done for focusing on your debt despite a lower than average income. 👍

[@ivarlosna6516]

Get a 2nd job, I've been in that €35k situation because I only got 100 hours a month from my main job at the time. Had no option but to get a 2nd job, you're not saving a whole lot on €35k.

[@roxaneadams6723]

Yasss 🙌 🙌

[@colorfulcodes]

Awesome!

[@sinamen516]

Good for you!

[@georgewashington938]

"I Only Have $300 To My Name!" time to get a better name

[@krilin31]

please, mr. beans and rice was my father

[@jasonjones8450]

He's not telling the whole story.

[@calebniederhofer678]

Jason Jones For sure

[@slopcrusher3482]

He definitely signed for that car and doesn’t want to tell Dave because he knows he’ll get chewed out for it

[@thegoat4461]

💯

[@nickarnold3525]

Yep I've done the same thing over and over in my life and I didn't get out of it until I admitted it accepted responsibility for myself. This guy sounds like me 10 years ago.

[@Moodybootz]

He does Percocet.

[@noctaeucta2994]

I’m always stunned when I see these videos of people who make such a good living and end up in such horrible situations.

[@redcomic619]

Living on $93k in Alabama is like being a millionaire in New York.

[@euenfheiejrj]

I did fine making that in NYC. I don’t get it but I also didn’t have a spouse.

[@brantley2171]

Poor guy. Hope it works out for him.

[@NorseGraphic]

He got married, that's all there is to say. _Maybe_ Dave Ramsey has learned his lesson...

[@alexguy96]

Ed he divorced?

[@DanThemes]

Caller: I'm $100 in debt. Ramsey: Do you have any money saved up? Called: Yes, I have $100 in my wallet. Ramsey: Well, use that to pay your debt. Caller: Thanks, that's actually a good idea. ... some of these callers are not very bright, no offence. You have $100,000 worth of non-essential land and can't think of how to make some money?!

[@thegoathimself5612]

accurate

[@jaythompson3698]

This video was insanely right on time. Not in the same boat exactly but we both in the water.

[@robertruschak7083]

This service engineer is financially illiterate... Choose wisely who you marry Too many simps will marry a woman and will acquire massive bad debt to satisfy the materialistic woman...

[@TippyPuddles]

Ok, I'm fed up with the women slamming. Always the women. Let me tell you, just like Dave says, women nickle and dime, men spend thousands at once on huge trucks and boats = both are fools.

[@matthewcastillo9951]

Yep. I’ve been there. There are times when I only had 15 cents to my name. It’s very difficult saving. And it’s even more difficult not spending..

[@margaritaavila2778]

@@matthewcastillo9951 It's easy to save. Just save it and don't touch it.

[@geebee6010]

Ann you’re triggered

[@lmWeird]

Saw the title and instantly clicked to feel better about my life.

[@buffybanks9853]

🤣🤣🤣🤣

[@reality144th]

This chump, is not telling everything.

[@noodilious1610]

He cosigned the car for her

[@MrDigztheswagking]

Yup

[@icecreamgirlrockyroad3547]

Yup

[@O-N-U-G]

Noodilious I agree with you. He sign for the car

[@bitcoinmaster3634]

He probably told her to sign his name.

[@Doriesep6622]

Yeah, that was fishy. But he can quit making payments. It will revert to her. His credit is shot anyway.

[@bigboner23]

She take my money when I'm in need Yeah, she's a triflin' friend indeed Oh, she's a gold digger Way over town, that digs on me🎶🎼🎵

[@lizw2731]

😂

[@MmM-hj3ym]

Still praying for you Larry let us know how you're doing!!

[@sasasavage5047]

How is it the company's fault that he used the credit card that was supposed to be for work on personal expenses and maxed it out? It sucks that he can't work as a result, but I understand why the company did what they did.

[@Wilma.Flintstone]

Yeah, I didn't understand that part. Sounds like the company card was for work expenses (as it should), but the caller used it for personal ones. No company in their right mind would allow that to continue.

[@shanebernhagen5934]

Exactly! He stole from the company and committed fraud using his company credit card for personal expenses. The company should’ve fired him.

[@heidithaw1072]

@@shanebernhagen5934 That is not what he said. He was using his own cards for travel and they reimbursed. He maxed them out. They will only pay the travel part.

[@sasasavage5047]

@@heidithaw1072 You are right, I think they were his cards. Dave said he and his ex maxed out his credit cards which he was supposed to be using for work expenses. The fact that Dave said he and his ex used them and added 'supposed to be using for work' means he misused the cards and now can't pay them off. That is not the company's fault.

[@robertbell525]

And with maxed out cards he cannot travel for work

[@evanhb49]

He lied. He signed for it.....

[@murraylawson9988]

agreed

[@anitacampbell904]

Yep!

[@icecreamgirlrockyroad3547]

I agree and why lie?

[@sunnydays4966]

Not necessary car sale do some prity shady things on finance that can easily make 10k.

[@sunnydays4966]

Prove it price his name is on it prove he sing post the video.

[@skibum6422]

Been there and done that. Getting divorced was the best financial decision I've ever made in my life.

[@Raetalkss]

I wish this man all the best!

[@danielsjohnson]

Dave: "as far as your insurance company goes, tell them to stick it in their..." *remembers he's on public radio* "...ear" LOL

[@personalitymanager1580]

Thank you for helping people like you do. It is nice to know of good people who are making a positive difference in people's lives.

[@TeKnoVKNG23]

$93,000/yr and only has $300 in the bank....the problem isn't the wife here...I just can't fathom how people who make this amount of money don't at least have something in savings for emergencies, etc.

[@ayo3able]

He said she cleaned him out. Maybe he did have something in there... till she got to it. 😐

[@viperrayne3020]

Honestly im 22 with no more than 40k in debt i paid some off already and im happy that im one of those who arent 22 with 100k i already made plans to not spend anymore learn more saving strategy ima start working for a dealership because am a very good sales man and put in a lot of effort and gonna use the money to pay off all my debt buy my house and car in full no payments considering i make the amount that i want and i spend it correctly but also save it correctly ! So im excited for my year of 2019 and what i hate ehixh i agree is that people make all this money and believe they can spend freelessely and not worry about debt lol

[@wendyyvonne]

There are people who make millions a year and are still broke. Look at all the celebrities who file bankruptcy each year. Being broke is not about how much you make. It's about how much you keep of what you make. If your expenses exceed your income, you're broke. People who seemingly make a lot of money yet are still broke can't get their spending in check.

[@fabulouslifeinchrist1349]

If one spouse is a huge spender and the other one is not, it can lead to all kinds of financial woes. I know someone whose husband went and got a nice car and put her name on it, and she had to pay for it (lease). She did not even sign to get the car and he got it because he likes it. She earns way more than him; but, he has poor money management skills and has gone through every penny she had saved, including retirement money, before marriage. Oh, he also opened a bank account without her name and changed all his passwords to the phone and email and won't tell her what they are ...after spending all she had and he is way older. He is super sneaky and hides things from her and they have a family together. I personally think "financial abuse" should be a crime.

[@uchihajoel3064]

The problem is people just remain broke at higher levels. New job? New salary? Then new car, new clothes, new crib, new trips. You have nicer things and do nicer things and have the same amount of money in the bank as when you were in school making minimum wage.

[@lyric2439]

👏🏽👏🏽👏🏽👏🏽👏🏽Dave went in on the attorney and didn’t hold back on the caller! Tough love!

[@missdesireindependance5194]

That enough income for two families to live on. What a waste.

[@augmenseke6131]

Miss desire Independance it’s enough for two people. Not enough for two families.

[@heyitsablackguy9553]

My mother & step-dad raised us on lower income than that. Trust me, It's way over enough.

[@karenkramer3760]

Yes it is enough if you're not stupid with your money

[@aaronsalentine7876]

Two families your crazy. Its barly for 1 in todays America with everything going up.

[@elitefew8537]

@@aaronsalentine7876 My mom raised us (2kids) on 30k a year, its definitely doable. In Orlando Fl, that's a decent wage

[@tinateews9494]

Good luck Larry, hanging in there. This situation will makes you stronger, so be positive.

[@melissacochran437]

Wait, how did this become his employers fault? Getting reimbursed for travel and other expenses is normal in many jobs.

[@sakurauchiha03]

I agree. probably used for non work related stuff

[@fabulouslifeinchrist1349]

I think wifey used it.

[@KS-cl8br]

Depends on the company but yeah most companies put it on you which is bad.

[@chrisbaker2669]

He makes $90,000 a year how is he in debt and not a millionaire?

[@user-ne7rg6wi3s]

Chris Baker wife.

[@danielroper18]

90k isnt that much honestly

[@jaih475]

He likely worked his way up to 93k.

[@stefanaharris3782]

Chris Baker If I made that much, I would be financially secure! Sounds like he was keeping up with the Jones’s and a spendthrift wife.

[@fastxsam]

90 grand isnt alot of money. And people often spend what they earn so no real savings.

[@my2moneypits]

I swear that guy is making up this whole scenario

[@rambhaktrajputana5651]

I'm from India and regular viewer and follower on Dave's advice,, it's been two years m no longer using any credit cards,,, at age of 32 got a new house and car that too without any debt or mortgage... Thanks for those baby steps of financial planning... Your Subscriber from India🇮🇳

[@ItsEdG]

So his job doesn't want him nor does his wife? Something doesn't add up. Sounds like he may be the problem...

[@mariaguild2024]

EXACTLY!

[@negan4089]

@brian matts never get married

[@mysticaltyger2009]

He's part of the problem, but not the whole problem.

[@thecatnextdoor12]

The wife decided to leave when she noticed he was about to loose the job.

[@skincareceo]

He makes 90k but only has $300 to his name. Makes no sense.

[@BRUH-xz1zp]

I feel sorry for Larry, I hope he made it and he’s living better now.

[@FireKraftStudios]

4:18 "She's committed criminal fraud.. If she signed your name.." "Oh..."

[@AwesomeMan2696]

sounds like he voluntarily wrote his name down, he just didn't want to admit it to Dave

[@CanesFan65]

It's obvious that something isn't right here and that someone isn't being completely upfront with EVERYTHING. You cannot clean up a mess until you are HONEST about the MESS that needs to be cleaned up!

[@Martin12000]

God bless Dave Ramsey. Dude has changed my life

[@ericvondumb2838]

93 g's a year, 220 g's in debt, 15 years on the job, 300 bucks to his name. How's the good life working out for you, buddy?

[@RoastBeefSandwich]

only way his story adds up is to realize he has an undisclosed drug problem

[@DeuPKay]

better than writing youtube comments about him

[@victordasilva5255]

Does anyone else watch this show just to feel good about themselves? I have a little mortgage and just a little bit of money but watching other people worse than me and gives me hope

[@citychap888]

"She has committed criminal fraud" - is there another type of fraud?!

[@cooleobrad]

This guy's gotta be in his mid to late 50s (mentioned he was married 32 years) with an engineering degree making $93K in one of the cheapest states to live in. Divorce and weirdness with the company or not, there is no reason he shouldn't have *at least* $500K to his name by this point. I hope he's able to get it together before retirement, but there is more financially going awry here than what has been talked about.

[@avertitektek2906]

This guy has more money than I do right now.

[@aidancash1]

93k. He should be living the good life. Him and his ex blew through so much money.

[@ReptilWithIpods22]

"have you ever given her power of attorney???" "well, not recently!" what in the world is going on here

[@hollyb6885]

Yeah what’s he mean ‘not recently’ then he wasn’t sure. How would you not know something like that?

[@dawnfelton812]

This dude has been married for 35 years and now they’re getting a divorce?

[@Jhanson-kx6qx]

It happens. My parents divorced after 32 years... As soon as I moved out/graduated from college.

[@mr.speyside5240]

Gambling issue

[@penguin12902]

My parents divorced after 25 years. My little brother died of cancer and they both coped in different ways...one wanted to talk about it all the time, the other couldn't talk about it.

[@hollyb6885]

Penguin1290 I’m so sorry about your brother.

[@nanosarge1]

I feel for this guy. Wastes over 30 years of his life only to come out the other end with substantial debt and no job.

[@tuckersaspy]

hate to generalize, but as a service engineer myself, a LOT of the people in my position that arent fresh out of college are exactly like this. both in the job and out, they try to weasel their way out of any responsibility when anything goes south. there are so many tells that he is lying: the studdering, conflicting facts, the random unnecessary details, the backpedaling when questioned: -he doesnt work for a crazy, horrible company that is punishing him for no reason. he put non-work expenses on a work card and they were nice enough not to fire him if he could pay it back. -his attorney isnt an idiot, his attorney didnt say any of that. he is lying through his teeth and going off of what he's seen on tv. -his wife hasnt been spending all of his paycheck for 32 years without him knowing and committing fraud, he bought stuff he didnt need too, and signed for the car. and now that she is leaving he wants to put it on her. other than trying to start a pitty party in his name, i dont know what he hoped to accomplish by calling.

[@subatomiclaura]

The situation with him the the company card is crazy. How could his wife max it out, when it's most likely in his name. He or his work could press charges for identity fraud. They have the transaction records. If she's been to the makeup store, or he was at the electronic store, the truth will come out.

[@timothygibney159]

If that is the case then why is his employer not paying him until he pays it back? That makes no sense as can't pay it back

[@mysticaltyger2009]

Why do you think older service engineers are like this guy? I'm curious.

[@tuckersaspy]

@Elaine McMurren we install, repair, and upgrade equipment as vendors usually at manufacturing plants or hospitals; anywhere with complex equipment. I personally work at an Intel fab. Intel buys equipment from my company, and they call me to fix it or have other work done. I'm kinda like a mechanic/plumber/electrician that fixes only one brand of equipment for one customer.

[@tuckersaspy]

@Sponge Bob I didn't say "I don't mean to generalize", I said "I hate to generalize". Big difference, the intent WAS to generalize, even if it pains me. There are some hard working older engineers, and some slacker younger engineers, it's not 100% either way- my point is there is a definite skew. There is a sense of entitlement that a lot of the experienced people get, and send the new people to do the tough jobs they don't want to do. The idea being sort of an initiation and that after taking your licks you earn the respect to not have to do anything over time. Young slackers quit or get fired (cuz they don't pick up the slack passed off by the more experienced people who the managers trust), and when talking about field work, the work is usually extremely physical; the hard working older people usually retire early or transfer to a desk job for medical reasons. I have worked for 3 different companies in 5 different cities, and of the thousands of field service engineers I've met, there's a notable curve. New hires are hit or miss (usually miss), but people who are able to make it 2 years or more are generally pretty hard working. Once you get into 5-10 years of experience, the exceptional people start getting promotions and transfer to desk jobs or retire, and the people who are feeling burn out start to just relax into the position and display the traits I outlined earlier. Of the people I've worked with that have worked 15+ years in the field, it is at least 80% like this.

[@bestly802]

He probably signed the new car for her. She might have blackmailed him to do it by saying "If you buy me a car I might stay with you" and he fell for it. Sounds like they are an old couple too and I know when people get older, especially women, they want to buy nice things they never had.

[@sherahbrown1411]

I can't relate to this series, I have $300 and been living in my car, this guy has $300 with property value #100,000

[@mirandataylor6385]

Exactly.

[@mysticaltyger2009]

It's easier than you think. Be careful about the people you hang around and marry.

[@trulyhealthyme911]

it's always sad to hear a marriage lasting for so long and then divorcing.

[@aliciacontreras3425]

Dave you're a blessing!!!

[@---cr8nw]

The ex-wife didn't commit fraud. It's absurd to go to that conclusion based solely on this phone call. The guy signed for the car. Or he's mistaken and his name isn't on the loan, only the title.

[@clubtc05]

"stick it in their....EAR! HAHA

[@diamondnova7598]

clubtc05 *their

[@sakume7969]

I see too many comments below bothering me commenting on "never getting married" or "women cause debt". Putting a stop to that. Marriage is not cause for poverty. Marriage can in fact help you make twice what you made before with double income. You and your spouse have to stay on page, communicate, and know what your budgets are. Looking at each other's needs as a single person viewpoint while married is the issue. Don't want to get married? Fine, don't get married. But don't blame financial issues on marriage, because it isn't marriages' fault. It's the people's.

[@alexfarias5156]

Getting married is not the problem, women are the problem.

[@vp1165]

@@alexfarias5156 sound like the type of man that would blame a woman for you waking up in the morning. Grow a pair and stop victimizing yourself.

[@geebee6010]

Women only want men when they’ve made it, not when they’re still struggling trying to establish something.

[@nomadxtena]

@@vp1165 he sounds like a loser incel.

[@thecatnextdoor12]

Women want men not men-in-progress.

[@Pleaselikemycomment1]

Dang that was me in high school. 300 dollars to my name

[@Isaac-qt4gq]

“You’ve got a lot of problems” oh my god. Hahahahaha

[@christopherkaiser1]

I've noticed the main problem people have is low a IQ with a high paying job.

[@DCamp1271]

The moment of silence after Dave said you have to work somewhere else ... Dude needs a reality check and to stop making excuses and blaming his wife for his issues. It's pathetic.

[@dannydinosaur73]

Poor Larry. I wonder if his brother Daryl and his other brother Daryl had anything to do with this.

[@victorkreitner754]

Maybe Dick can get him a job at some in Vermont inn being a maintenance engineer.

[@MmM-hj3ym]

I'm praying for you Larry,hang in there

[@heathj7794]

I once knew a guy making almost as much as this guy. He slept on an air mattress at his buddy's house after he was cleaned out after the divorce

[@ccpanel]

something is not being said. "i dont know if i gave her POA"? REALLY! somebody is lying. doubt its Dave. lowes at 10,000-really? youve NEVER, EVER, EVER balanced a checkbook or been a man about finance. betting a lottery ticket there wasnt cheating, there was zero communication or personal responsibility. and the company wont let him work? hmmmm... did he embezzle or steal?

[@user-tm4my4jb6d]

Something is off with this guy.

[@TylerCummings6]

ccpanel He's just beaten down by this divorce and it's making it hard for him to defend himself against a very gynocentric court system.

[@christinabernat9681]

GrandLethal16 this very well could be so, sadly.

[@BB02XX]

Something is waaay off with this guy. Can you spell “dumb as a brick” children ????

[@diontaedaughtry974]

Great advice

[@saribrown7156]

My aunt has had this saying ever since i was a kid ”it’s not the big income that makes you rich, it’s about how (little) you spend”, roughly translated. It makes sense and is proved with people like this. He makes very good money, but is in debt. Seems most people don’t know or don’t want to know how much they spend, and want to keep spending and go into debt to do it. It’s crazy how ignorant even smart people seem to be.

[@lutongmybahay1375]

If one spends most of the earnings monthly, there won’t be any money left. I don’t understand how the wife forged the signatures. Unless she asked somebody to pose as the husband

[@nickhuysen4643]

17 with $2500 to my name, not much but im trying to save as much as I can, luckily I still live at home so I dont have to spend a dime, (I made all the money I have myself, did not get it from my parents)

[@rasmusgreen6254]

19 with 26k i had 2000 when i was 17 keep it up and jump on any good opportunities. They say good things come to those who wait bs go get that money and secure your future

[@karenkramer3760]

American and Rasmus, you will be a success in life

[@JustForFun-zg5nz]

I love how all the commercials are for colleges when I watch Dave’s channel

[@EmilyPetersenHomemaking]

Dave, I worked at Nationwide Insurance for three years and it is company policy that they can’t remove a vehicle if the people are going through a divorce. The reason why is because if one spouse is mad at the other spouse they can remove a vehicle and lie and say they sold it or something like that and then if the other spouse crashes it it’s not insured.

[@eppyz]

Amelia Basia but if the car isn't in his name or is fraudulently and he didn't legally sign for it then how is he legally liable for insuring a car that her never bought? That is the question. Wife okey doked him.

[@EmilyPetersenHomemaking]

Jeff Eppenger usually an underwriter would have to approve it if that’s the kind of case... when you call an insurance company the person you’re talking to is usually just a customer service rep so sometimes you have to be nice but firm and say you want to speak to a manager or something like that. People always get mad at the person who answers the phone, and usually they no power and aren’t the ones who make the rules.

[@EmilyPetersenHomemaking]

Jeff Eppenger He would have to wait for the divorce to be finalized and then send in a written statement that he doesn’t own the vehicle in order for it to be removed or for him to cancel the policy.

[@eppyz]

Amelia Basia doesn't sound legal I would think he could sue his wife giving false info. There is much going on here we all don't know so this is all speculation but we all hopefully agree it all sounds wrong.

[@EmilyPetersenHomemaking]

Jeff Eppenger it’s because legally you’re still one entity until a divorce is finalized. He said it’s not final. He definitely needs to sue her absolutely. But I’m just explaining how the insurance company sees it. He should just let the policy cancel by not paying the policy. That’s usually what we advised people to do if the spouse was unwilling to cooperate. Then he could just get a new policy in his own name.

[@pixelgreen5837]

Everybody in here is a walking lie detector. Nice.

[@changomonkey86]

I have 20k to my name and make 50 k a year ... And own a 15 year old truck .. ..

[@grindhouserob]

You're the smartest person who's posted so far! Congrats on your frugalness and future financial freedom!

[@kingtoon22]

how old are you if you don't mind me asking, I have 12k to my name and I am 21

[@changomonkey86]

Dont mind at all . Im 26 years old sad but true .. And Im a HS drop out...

[@kingtoon22]

ok, 20k is my next goal. My first goal was 10k, once I reach 20k I plan on buying a used car with cash.

[@changomonkey86]

alex scott that sounds perfect .. ..

[@raj-cr4nl]

I love how his employer takes the blame for his horrific decisions.

[@user-so1wr2oh1t]

A lot of companies who have traveling employees make their employees buy stuff for work and reimburse them on their next paycheck. My ex had the same issue. It's because employees abuse their company credit cards.

[@spyralspyder]

I have 800 dollars to my name until tomorrow when I will have about 100 to my name. Then later in the week I will have something like 600 to my name

[@rayc3103]

Lol

[@logictroll242]

This guy's stories seems full of lies. Lives in Birmingham, AL (very cheap cost of living) and makes $93,000 yet only has $300? Claims to be an engineer yet the company (who pays him $93,000) isn't willing to pay for his work travel? Works on industrial equipment?...that's more of a mechanic than an engineer. Claims he didn't sign for a car and isn't even livid about the wife committing fraud, and non nonchalant about him having to pay for it. He probably doesn't make anywhere close to $93k, probably doesn't have an engineering degree and is a field repairman, probably signed for that car. If people truly need help they need to drop their ego and tell people their real situation. What a pity for him.

[@JollyRogerTheDodger]

Ever heard of a mechanical engineer? 🤔

[@janewick1082]

"The one thing we know about her is she is not reliable." Boom! Hit the nail on the head with that one!

[@zaxlee01]

As a non American, by watching a few Dave Ramsey's video's i can't believe how these people are in so much dept.

[@sarahburggraf861]

I hv 30 dollars to my name so boo hoo. I aint worried tho. Kids r fed, bills r paid, rent is paid, car note is paid.

[@lizbosen771]

Sarah Burggraf yasssssss!

[@Doriesep6622]

You rock, girl!

[@joanbaczek2575]

Same but one emergency away from homelessness.

[@Topboysointernational69420]

Broke

[@itsjay7237]

No emergency savings? What if you wake up with a flat

[@bluv150]

Sell the motorcycle. Keep a good lawyer. Sell your vehicle. And find a new job. Pay off the debt Larry. You got this

[@switchbladeromance1466]

He sounds like Gill..his lawyer's Linal Hutz😂😂😂😂😊😊

[@thenube23]

This episode cracks me up

[@SGdist00]

“I been married 35 years , AND I KNOW , I ain’t give my wife power of attorney” 😂😂😂😂

[@Sweetness8338]

“Unlimited power of attorney”

[@lady56725]

Gambling or shopping addiction.

[@randy944]

If the husband did not contest her car purchase in his name and made payments he may not be able to get out of it.

[@normastanley5853]

Ask your Lawyer if you can sue this company.. They are trying to get rid of you ...

[@Mary-rf9tv]

Married 32 years and still getting a divorce🤔. That’s truly sad and makes one not to have confidence in marriage.

[@usmc2msu213]

I’d love to see how she bought a car in his name. I’m not buying that. And you can’t blame the insurance company for making him insure a car in his name, regardless of how his name got on the contract.

[@adjones87]

USMC 2MSU I have Alfa in Alabama. I have no clue what policy he is talking about 🙄

[@hfree101907]

Same! I've never even heard of it!

[@fabulouslifeinchrist1349]

You would be shocked to know what people do. I know someone who forged his in-laws name on their mortgage because they had poor credit and needed a cosigner. The in-laws did not file charges because they did not want to end up taking care of their kids.

[@jessicaolson490]

I've never signed paperwork like that that wasn't in front of the financer so I don't even see how it's possible.

[@horacejasperable]

@@fabulouslifeinchrist1349 That's not possible. You need to sign mortgage documents in person. The co-signer has to be there in person and show ID too. Either this person you know is lying to you, or they found look-alikes to impersonate their in laws.

[@Kobi_J4]

Its really amazing how loss of words he was when asked a basic knowledge question, goes to show that the brutal truth behind many marriage is that no matter how much we love each other its a partnership and business should be handle differently than pleasure and if you cant trust your wife/girlfriend/etc. w business, how are you gonna trust them w Love and longevity.

[@drrush3421]

Read between the lines Dave - he did sign for it but doesn’t want to admit it, he changed the subject when you asked

[@MonstaMunch101]

Makes $90k and doesn't know that a motorcycle is a vehicle....

[@karenro3449]

Something is up with this guy, don’t believe everything he says.

[@raj-cr4nl]

Karen Ro he's an idiot

[@minutemansmonitor]

Listen and believe.

[@oliviasuperschnauzer7976]

What to do if your spouse gets cancer

[@lusmas99]

Karen, I agree. Might be an engineer, but doesn't sound like he's made good decisions. I believe he signed for wife's car and is in denial about it.

[@melaniexoxo]

Yes hes suggesting that he didnt sign for that car, but it sounds like he did but didnt really want to say it.

[@chocOneOOne]

I wish I could know what happened with this...it's the cliffhanger that never gets answered because the series was canceled.

[@enricopallazzo3244]

Lawyer Dave bringing the thunder!

[@candeffect]

A college graduate doesn't know how to manage money well. I'm not surprised.

[@jfresh2054]

CauseAndEffect he's over 60

[@colin1818]

I don't believe he ever said he was a college graduate. "Field Service Engineer" doesn't mean he has a degree in Engineering. It's probably just a title.

[@tenint10]

Bitter about not going to college?

[@colin1818]

@@tenint10 - Sounds like

[@shaybroussard8630]

some of these comments are really sad, you guys need to learn how to live on less and live more! Saving money and living below your means in order to have a better financial future is a must regardless of your income level, you never know what is going to happen. Buy used, everything. Stop going out to eat, getting the newest iphones, driving fancy cars, and blowing money on things you truly do not need and you will see a huge difference in your finances.

[@nanspark1870]

My husbands company 'world wide' always made us pay for his travel expenses and they would pay us back 6 months down the road. Or they gave him a credit card to pay for motel , car rental but none of the cards were good! Very expensive to travel for a company that way!

[@truthseeker6370]

When a stay at home mom, I could absolutely buy vehicles based on my husband's income. I didn't fraudulently sign for anything and I never made a major purchase without a mutual decision- but I could absolutely do it.