We Are Working So Hard And Are Barely Making Ends Meet

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[@urdad99]

Wish I had a wife like this when I was in the military, she sounds like a good woman.

[@lilolme69]

Yes she does.

[@MarcusKiner]

I just divorced mine after 7 years, and 9 years in service. She's a good person, but didn't work and would just spend money (mine) like there was no tomorrow.

[@happygenerously6008]

@@MarcusKiner wow that's terrible

[@MarcusKiner]

@@happygenerously6008 I've never been happier! That's when you know something is wrong lol.

[@MarcusKiner]

I'll be honest bro, when it's your first true love, you can get delusional.

[@Simply.KiraMarie]

This one made me cry right along with her. Completely relatable for me, and I don’t even have kids to take care of. Always trying to just keep my head above water.

[@JakariJordan]

I would like to provide a solution to your problem.

[@lesliepomales221]

Yup. Same. Cried along with her... It’s always something and there’s never enough. Well, what can we do? Be thankful for good health and keep trying.

[@nightfangs2910]

Kira Marie unfortunately, you have a lot of company with that one

[@ksrinivas1729]

No worries your future going to be wonderful.

[@jamie49868]

Lots of young guys I work with who have young children, their wives take in a couple of kids during the week. They make anywhere from $500-1000+. Add that to what you save on daycare your self, and you come out way ahead. But even her job at the library netted her $30 a day after daycare expenses...that is 5 x 30 = 150, 150 x 52 = $7,800 a year. When you are making $30,000, that $7800 is a 25% increase, and that is huge.

[@HeavymetalHylian]

My dad used to always tell me "look how much farther you've come than everyone else who never tried." Don't feel like you're not doing a good job just because you're still on the first baby step. It isn't a race.

[@darrenwarren1730]

I hope Stephanie sees the comment. There are a LOT of people who have not completed baby step one and you have. Keep your head up and you will figure this challenge out.

[@LTJuni0r]

Unfortunately, hard work doesn’t equal more money.

[@CorrectCrusader]

That isn't true but okay

[@GovnaBuckingham]

NovaLegion get a job at fedex or ups and let me know how that goes

[@Helthurian]

Working smarter, not working harder equals more money. Doesn't mean you dont work hard, but you have a vision to turn all of those hours into something more lucrative.

[@droptozro]

@@GovnaBuckingham The FedEx near us starts you out at $17-$18/hour and we're not in a major city area(lower cost of living)... so not sure what you're talking about. I'm making $20/hr at a local distribution center and plenty of OT is offered.

[@droptozro]

@Danny Becker If all you want to do is be a basic worker yeah that's right---but I've seen a guy who made plans to be a regional manager in less than 2 years at a place like McDonald's and they'd be fine. You just have to plan ahead whether you work for McDonald's or any other company for that matter(or yourself).

[@jasmines.6325]

when she cried i FELT that

[@benny_7879]

Dave has such a big heart and I applaud him for his compassion and willingness to help others. Thanks for what you do sir.

[@rskar]

Can we appreciate how wise this man is with regards to insights of human nature?

[@TheHoriginal]

👍 Yep true dat

[@DistopiaKosaki]

Not always

[@bryanw4582]

This title should have read: “barely making ends MEAT”

[@GuillermoRodriguez-gu3oq]

Lol

[@BalancingLife360]

Lol

[@Miguel-USMC]

🤣🤣🤣

[@jeremywilliams1677]

meet*

[@bryanw4582]

Tektonik 7.62 - WOOOOOOSH

[@diannhazelton9808]

This is actually the first video, that i personally related to. My husband and I are hard workers but didn't understand enough about finances. We now have short term goals to help is get to long term goals of better Financial Freedom. But when our income was so low and we were struggling it was hard to believe we could do it. Today being said I now have grown children that can help babysit while we are working. My husband and I are currently bury working multiple jobs. to increase income and has some control over our schedules for family time. Glad to hear her say her husband would do anything for her if the work together. They will go far! Blessings to them and their family.

[@enigmathegrayman2953]

This is deeper than a income problem, this is deeper than a debt problem, there is a serious problem with our economic system and the overall cost of everything so high that it is killing everyone just to be able to afford to live below average. THATS UNACCEPTABLE!

[@bigholliday74]

Marcus M. Facts

[@JakariJordan]

It's just an miseducation issue. Out pace inflation, stay out of debt, minimize your taxes by law like President Trump said and invest! It's a money game.

[@glassdude6996]

Absolutely true my friend

[@jamie49868]

What does average mean now days? A newer car, the latest iPhone, 80" tv with satellite, super computer with wifi, Air Jordon's, Nike gear.... Lot's of things that eat your money, that you can live without. Just saying!

[@patrickchester7138]

Not true. There are plenty of jobs that do not require college degrees that pay between 50-100,000 a year. I am a high school drop out with a GED and make 60k a year and in 4-5 years will be making 100-140,000 a year. Do research on potential jobs that you're interested in. College degrees don't always mean more money, there's a nation wide shortage of skilled trade work that don't require experience or degrees. You can make it in this world with some heart, a hard work ethic, and some drive. Just my 2 cents.

[@Cahluvca]

The title to this video applies to so many in our country!

[@Melody_On_Pawz1]

Well she’s not working so unfortunately it would definitely apply to anyone without a job . Yes she has kids but so does everyone else . Yet it requires two income today to get the bills paid

[@riverdaletales8457]

@@Melody_On_Pawz1 no not necessarily one good paying job can support a family

[@Melody_On_Pawz1]

Riverdale tales Depends on the area , how many kids , many things but more times than not , it takes two working in today’s economy.

[@alp.9672]

Pretty much why UBI is in discussion and this comment was a year ago look how bad things are now...

[@Teamshmo]

I have known a lot of people who work super hard and have nothing. That's why people say work smart not hard. However, if you work really hard at working smart is where you will become super rich.

[@skywatcher7838]

Stephanie, after you and your husband talk,sit down with your parents,and just explain things to them. Hopefully they will be understanding, and hire someone that your husband can train before he parts ways with them. It will all work out! Prayers for your family!

[@joeashbubemma]

One thing I've seen over 20 years of being and employer - people have their own ideas of what "hard work" is. Some of my guys threaten to leave and open their own shops in an effort to extort me for more pay,... have at it brother. If you're willing to work as hard as I have, you deserve every penny. Not ONE has created a viable business yet. Hard work = pain and sacrifice, two things most people hate. I don't care how "smart" you work, if you're not willing to suffer in the short run for long-term gains, you'll never succeed.

[@valev5705]

Work like a team... Wife morning shift 5am till 2pm husband 3pm till midnight... Even if wife part time 4 days it will create extra 💰...

[@brightpage1020]

vale v thank you. I appreciate this as practical advice. Thing about cutters is, you’re always on the company schedule and from week to week the shifts might differ greatly. My hubs has been in this and grocery management for many years - just the nature of the beast. I’ve been looking to work from home and create opportunities around that flexible schedule. And there are some and we’ll make it, but...

[@brightpage1020]

What I mean is, some days he opens, others he closes, some days he’s split shift, and others he’s mid shift. We live in a tourist area so the hours are cut back or beefed up depending on the time of year “in season”... it’s a bit of at the mercy of the corporation but we are finding ways to manage and work around that. Writing, walking dogs, washing cars. Every $20 helps...

[@LaDeeDah]

My sister works 4 am to 12 pm her husband works 10 pm to 7 am. It's exhausting for them but they have 4 kids and that's the only thing that works.

[@arthrodea]

My aunt and uncle are nurses - they have managed to work different shifts so that one of them was always home with their daughter (now a teenager).

[@williamwallace1385]

vale v so its not even really your wife you are pretty much single at that point except you cant get laid or live the single life because you are in a relationship uet never see your part er

[@LillyAnnHouston]

Hummm....I’ve worked 3rd shift to avoid daycare, when my husband worked days. It wasn’t easy, but possible How r they starving? He’s a butcher!

[@Melody_On_Pawz1]

Yes me too , I’m not trying to be mean but it’s hard as a mom sacrificing time with your kids so they are taking care off then listen to I’m broke but I have no job and can’t work

[@markporter2642]

I remember feeling exactly the same way. I felt like crying with her because I know that pain. I was in the Guard and making about $40K/yr. at my full time job. I wouldn't say I was struggling but I sure wasn't going anywhere either. Fast forward 10 years: I own my own company, just built my dream home, just bought a commercial property, and have $$$,$$$ sitting in the bank. You can do it too. You just have to have a good plan and then execute that plan.

[@cacsoccer101]

I love how compassionate Dave is. He doesn't sugar coat it though.

[@nw8000]

Thats the kindest I have ever seen Dave

[@5thdimensionliving727]

I really feel for this lady’s plight. Life becomes really unfair when hard work and long hours are not always commensurate with good pay. Something not right there. I hope this family can work through their financial woes and achieve a more stable position as they wholeheartedly deserve it 🙏🙏

[@CapeCodBelle]

Why aren’t her parents paying him more money?!

[@YouTubeUzername]

Why is he working there? He can find another job whenever he wants.

[@AnnYT2]

Living on one income is hard, I'm a sahm but I make things to sell and have a strict budget. Our food budget is only 300 for 5 a month. We are slowly paying off but all we have left is our cars. Me and my husband are both in school, a degree for him means more money at his job and I should be done with my degree by the time our youngest is in school than I will be off to work as well. We have goals and a plan and so far it's going in the right direction.

[@maxcadey9223]

I laughed when she said he was a butcher, becauss thatswhat i am. All laughing aside, you can still make good money as a butcher. If he is working for a mom and pop and is getting around where im making right now (30 plus a year) but without raises or advancement, he should look into working for a new company with a union with better wages. And if hes good and has some good resume and some years under his belt as well as good references, he may be able to get hired as a journeyman somewhere

[@GeneJordan]

Or he could make plans to open his own business as a butcher. Surely his skills would allow him to do so. His wife could run the business. It sounds like she has a level head for that sort of work.

[@DepressionTalks1]

I'm truly rooting for her

[@lisamuchi8764]

I like how Dave Ramsey gets you thinking not just about Finances & Saving Money; but continuing to have goals towards being a high Achiever; without getting A good education & living within your means; you can't hope to increase your income unless you start a Business or get educated; & continue to create personal goals towards success!!!

[@xxLadyPanther30xx]

If he’s National Guard, he should check out temporary assignments or go Active Duty and see what type of bonuses they offer.

[@1p4142136]

He is already in the National Guard. Have him go active duty. Instantly rent, utilities, medical benefits, etc are paid for. Now the as a home-stay military dependent wife go to some training to make yourself profitable the military with either cover all the expenses or help offset a big chunk of the school bills. For example the wife may become a nurse in 3-4 years with help from the military just in time when the 4-year active contract is over.

[@ramsdankha2174]

You can work as hard as you want but at some point you also got to start working smarter learned that from my parents.

[@danktankdragkings7117]

This is where we are at. Please talk about this problem more. We've been Dave Ramsey fans for 4-5 years. Still in step two because it took us 3 years to realize no matter how we cut it we have an income not outgo issue. (Due to medical necessity raising our min requirements).

[@samsondcline]

I read daves book about a year ago and it totally changed my life. Although i dont follow all his lessons, im complete Indebted to him. I was making 33k a year, but now make around 150k a year and id love to share how i did it :)

[@jnroberts3842]

How did you do it?

[@samsondcline]

@@jnroberts3842 watch all my videos i walk you through step for step. Would love your support

[@benvasilinda9729]

I spent 10 years in the military and my wife did all she could to make my time in the service difficult by overspending, especially while I was deployed or out in the field for extended periods of time. This guy has a good wife that actually cares.

[@joshuar2429]

Most emotional and realistic challenge faced...

[@Melody_On_Pawz1]

No she’s not even working, it would be if both they were both working. She can get a job on his days off or work nights .

[@samiragrbovic2964]

I will do everything to live a life where I won't cry because of missing money🙏🙏🙏 Here is Ramsey to help..THANK YOU MILLION TIMES for motivating and awaking me,and hopping many others💗

[@peoplevsradio317]

30 to $40 a day equals $200 a week... 800 to a thousand extra dollars per month. I can't believe Dave just let that go by like that

[@Melody_On_Pawz1]

peoplevsradio317 I agree he was so easy on her because she was crying

[@KCKnowsBest]

Wow, God Bless this couple

[@TWDxKILL3R]

These days I’m making more than double the money I was making 7 years ago, but I work half as hard. There is a difference in making money and working hard, it’s about acquiring a skill and/or education that is in high demand.

[@Melody_On_Pawz1]

TWDxKILL3R She’s not even working though

[@coloradobrad6779]

I am from that area and that is the exact family mentality as portrayed in this vlog. As I was told: "Your sister gets the house because she takes care of me." I am disinherited. So what exactly are the conditions of those parent's love? Just move away already and be free of that situation and the entire midwest.

[@rminitials]

I feel for her and the guy she's with. I hope they make it out of that rut. I know they can

[@davidnarra3056]

This video made me very emotional. Hopefully God bless her family and her husband and everyone.

[@armandoambriz53]

She needs to help out, too. She needs to work night shifts or something. They both need to find a way to make more money. If she really wants to help out, she needs to work. The only way to stretch their income is for her to bring some income in. The guy is already working a lot. He’s in the service and works part-time for this lady’s father. What’s the lady doing? I know she worked at library but that’s a day job. It would come out expensive. I’m a dental assistant and my wife is a medical assistant. We make around 70-80k a year. We have a one-year-old child. She works evenings/nights. She enters at 1PM and I get off at 5PM. Baby is at baby sitters for 3-4 hours. We pay maybe about 200 a month just for dropping her off for a few hours. It’s tough, but they both need to make an effort. No crying or complaining about it. Do something about it! It’s your future, your income, and it’s your financial success!

[@debratandy9725]

I get so tired of people saying, "She needs to work." First of all, she's trying to. But the reality is that with children a woman has to earn quite a bit to be worth it. And just exactly what do you think taking care of a child (children) and a home is, a party? It's work. And if she's feeding them on $25 a week, that's work too. Those of us that adhere to the Bible believe the income responsibility falls mainly on the husband.

[@armandoambriz53]

Debra Tandy well live like a pilgrim then, stay at home with your children, and make macaroni necklaces... and struggle. Or provide to the household and make a killing together. My wife and I work hard, and we will always provide for our little family.

[@tagaway6173]

@@debratandy9725 noone is saying she needs to work forever. But for the time being, and if they want to get a bit better faster, she does need to work. Third shift, or weekends Or having a small daycare, or whatever. Is not that she have to, but if she wants to get better faster, instead of crying, she needs to keep trying and find a job that do work for her.

[@debratandy9725]

Actually, since the library suggests she doesn't have the ability to earn much, she can probably get serious about saving and save more than she can earn. Meals from scratch, make her cleaners, etc.

[@debratandy9725]

​@@armandoambriz53 I don't live like a pilgrim, and my investing in my children's lives by giving them twenty years has paid off for them. And now I'm earning a decent living in my 50s. The have to have two incomes is a farce. Childcare is so expensive that a woman has to earn at least 50-60 thousand a year to get ahead. Unless of course you work opposite shifts to avoid the childcare. But that can destroy a marriage. Who are you to suggest I'm making necklaces if I stay home? I went on field trips, volunteered at both church and school, and basically sacrificed to give my kids what they call a perfect childhood. If you want to worship money go for it, but don't you dare get an attitude with me because I choose to put some things above money. And, by the way, my ex earned enough that we still lived better than most.

[@ErrorPagenotFound-ig1cy]

She already knew how hard he’s working and how stagnant their progress is and the best thing she could do to put their family in a better predicament is to get out there and work

[@tiandao8503]

She's working in a library.

[@ErrorPagenotFound-ig1cy]

Tian Dao get a bigger shovel AKA get a higher paying job.

[@TriEdgeGaming]

Get into IT. Lots of demand. Cheap to learn, and good pay. Get a couple certifications, and by your 2nd or 3rd year youll make at least around 50K yearly. Learn programming and you can make 60 - 70K easily after only a few years of experience. Once he finally gets some experience move to chicago for more and bigger pay oppurtunities. I work in chicago now. Lowest paid IT jobs are 50K yearly. Median is around 70 - 80K.

[@Jakugen0]

Where do you reccomend getting started? I work full time, but want to pursue this in my off-time.

[@TriEdgeGaming]

​@@Jakugen0 part time IT work isnt very common, but it does exist. Some sites you can sign up with to do remote work or maybe geek squad or contract work... But I wouldnt suggest using your extra time to work for more money (unless its a very high amount, but most likely part time work is pretty low pay). Instead use your free time to develop more skills so you can get a higher paid full time job. Programming, storage, and virtualization are probably the highest paying IT fields right now. Oh, and AWS.

[@TriEdgeGaming]

@@Jakugen0 Sorry. Read your question wrong. I'd suggest going to your local community college for cheap classes. Not saying to pursue a degree, but some in person beginner IT classes would be great. I'd say take a couple classes, then pursue self teaching using plural sight, or CBT nuggets or any online course of your choosing. CBT nuggets is probably the best quality site (but super expensive at like 80 bucks a month or something like that), and safari books or plural sight is probably best value.

[@tjwilson1591]

I'm on injured and I've had 2 strokes and live on disability, live in Alaska (not by choice), live in low-income housing, get $19 a month in food stamps, and I have $0 after two weeks. I need to move somewhere where the cost of living is closer to what I have to spend, but HOW?!? There's NO WAY I can "take control of my money!"

[@momofmany9954]

I was a young bride myself and understand what it's like to struggle early on! This won't last forever! My husband and I are now in our early 30s with 4 kids and he makes 6 figures as a Formen in the Trades. Your husband has to either go active duty or look at something else. My husband did 18 months of full time trade school (worked at UPS at night) and then 1 year internship. There are jobs that pay very well that don't require 4-8 years of school or college debt!! I have a friend whose husband is a Pipefitter and makes big bucks owning his own company. With that said, You do not owe your family cheap labor. Mixing money with family very rarely works out and can lead to major resentment/someone being taken advantage of. Lastly don't disregard 30/40 bucks a day! When we were young and broke, I worked part time and this little extra put food on the table and provided my kids with diapers!! 25 bucks a week for food is poverty. You probably aren't eating well either. Sending hugs!💓

[@kimjong-un5562]

Most people cant do those jobs and it takes a toll on ur lungs . But you are right the money is good

[@DelicateJewel]

This is wonderful advice.

[@fahad-m62]

Working hard does not equal more money. Skilling up and increasing your marketable value, while still working hard is the answer.

[@michaelb.8953]

$30,000 a year is what I earned 25 years ago in Lancaster, PA at the time and even then I didn't think that was much of a salary, in this economy they should have absolutely no problem making more money.

[@rosewhite259]

Wages have seriously stagnated, and it's hard for many people in this country to break a 30k income.

[@neilasif8572]

This is why I just hate life at the moment. You work so hard and try to keep the optimism high hoping one day you’ll turn a corner, but it never materialises. Most people aren’t asking for much either, a reasonable job paying a reasonable wage allowing you to have a home you can call your own. Modest dreams but even they are now unattainable.

[@jamie49868]

Most people don't want to give up their iPhones, 80" tv and satellite, or make the small sacrifices that add up to real money, to achieve their dreams. People spend so much money on things they don't really need.

[@juancano1704]

Dave "make more money" Ramsey

[@darlenepaul2934]

But he's right.Some people aren't being foolish spenders but they just aren't making enough to make ends meet.

[@lindenpeters2601]

Not his only solution. Depending on the case, he recommends budgeting, calling to see about lowering billing rates, or cancelling unnecessary subscriptions. What is your solution?

[@JQAsCrustyNightSock]

Well in this case we're talking about a guy who has one of the lowest paying jobs in the country. It won't be that difficult to find a better paying job. Obviously he hasn't been trying and feels obligated to help his father-in-law's business, but really he needs to have his wife's and child's best interest at heart. Find a better job.

[@jamie49868]

What about her? She said her library job only earned her $30 per day after childcare expenses. That is $150 a week, $7,800 per year. If her husband makes 30K, then that is like a 25% increase, and that is huge. Perhaps she could watch another kid or two while she is at home watching hers...that could be an extra $1000 per month. Maybe a part time night job, or weekend gig. How about her pitching in? I agree that he should ditch father in-in-law or at least cut back and find something better. But she should roll up her sleeves and pitch in and earn a little dough-re-mi. When you're that close to the edge, everything she brings in helps tremendously.

[@EugeneAxe]

When my father says that I roll my eyes. Lazy advice.

[@dimsuminab0x]

Common military saying is "work smarter not harder". He's in the guard, theres so many veteran resources the guard offers. There are national guard technician jobs everywhere, they're civilian contracting jobs but you have to be in the guard in order to obtain them, every year there is a step so that's an automatic increase in salary. He can also go the General Schedule (GS) level too or law enforcement career path.

[@jjlritchie]

He should think about going on active duty. The benefits along with the pay is way more than he currently makes. This is assuming he can go on active duty.

[@georgiaharrison6316]

this was the most relatable one for me. i hope i can find something better to do. i've been thinking about what to do for a while and it's so difficult to even think about making the leap from the only thing that is keeping me afloat.but ive been 'thinking about it' for years now and nothings changed. time to make that jump because at this point maybe down is better than where im at right now. at least its different. (I work 100+ hours a week with about 17k usd a year income and have a family to support)

[@MegaTeeruk]

The hardest workers are not always the smartest workers unfortunately. She needs to look into things she can do at home like medical billing or medical coding. Many companies now even allow customer service reps to work remotely. You've just got to really put the work in to put yourself in the right situation. Good things rarely happen by accident.

[@PhillyCYOSports]

Hard work doesn’t equal money. Our society makes me sick.

[@jamie49868]

Maybe not, but I never heard anybody say "that guy over there, he doesn't work very hard. Let's give him a raise". Show up every day on time. Work hard. Learn all you can. Do the jobs that no one wants to. Those are things that you can control, and the things that get you promoted.

[@FortuneSeek3rz]

Entry level jobs are supposed to be just that...entry level. We want people to move on from jobs that require basic skills to those that require specialization and/or technical knowledge. What's wrong with the scenario this caller is putting forward is that her parents are dependent on her husband and she's scared to tell them no. It has nothing to do with the rewards for hard work.

[@Melody_On_Pawz1]

Well there is the fact that she doesn’t have a job

[@Eaglejake]

@@Melody_On_Pawz1 Dave gave her a "Free Pass" for over 8 minutes. They are close to Mom and Dad....why are they not helping out with childcare in this dire situation? What is her job/career plan for the future? What is she doing now to better prepare herself, and make herself more marketable, when the kids go to daycare or when they start school in 5 years? It's the 21st century...you can work from home, get degrees, get certifications, get licensed. Dave: "What are his aspirations to make more money in the future to provide for his family"? SMH.....it's 2019, not 1950.

[@Melody_On_Pawz1]

Jake Yes I agree with you 100 percent , she quit her part time job because she didn’t have much money left after child care . So guess she’s not that desperate. She can also work nights or his days off just like the rest of us parents. She has no goals and no ambition but puts it all on her husband . She knew he didn’t have some great job when they got married. Dave was soft on her because she was upset . And that’s horrible but unless she realizes that she is a big part of the problem nothings going to change. I feel bad her husband has to eat so poorly because she’s not helping

[@mimib___6709]

My husband and I are in the same boat kind of. I can only work so much because of my med school program, and I don't want my husband working himself to death. He wants to go into animal husbandry/pre-vet route and will finish his bachelor's when I graduate. We're comfortable, not big spenders, slowly but surely saving, and can afford a 7$ movie trip every now and then. But we don't have children and will not for a long while. It sounds like she has it way harder than us, and I hope things get better for her husband and

[@jamie49868]

What about her? What does she do and bring in? Guys I work with wives take in a couple of kids during the week. They bring in anywhere form $500-1000 a week...add that to the money you save on childcare, and your up pretty big. Even $30 a day = 150 x 52 = $7,800 a year. When you only bring in $30,000, that 7800 is a 25% increase...which is huge.

[@filesshared9431]

Let’s print more money so we can inflate prices and keep wages the same! - Federal Reserve

[@PInk77W1]

Files Shared “the little man can’t get ahead.”

[@rebeccaweinstein6560]

I'm sorry, I wasn't aware the government set wages. Are we living under a communist regime I wasn't aware of?

[@d_all_in]

Wages aren't determined by the Federal Reserve, idiot

[@lenny7773]

@@d_all_in that's obviously not what he meant, idiot

[@Midnighht]

Husband should switch to active duty military. His pay would go up dramatically.

[@gbear34]

They're real close to making it. And the difference between 38k and 30k in the Midwest is huge

[@Funkydonkeyman5491]

The guy needs to find a way to go active duty. It'll give them a stable income with the potential to get promoted and earn more money. It might give him some direction as well.

[@cynrodgers4318]

Awesome advice Dave! You are amazing! God bless you Sir!

[@johnlove6467]

What is his job in the national guard? Use his military experience to his benefit. If he is in transportation, reach out to the LTL companies. If he’s a mechanic, reach out to shop. Maybe look for on the job training. Looking into the possible VA benefits that assist with his education and vocational rehab. There are options out there.

[@coressh5967]

😭😭 May God give them better jobs in Jesus name, Amen

[@Melody_On_Pawz1]

She just needs any job , she just needs to work

[@ABC1233393]

Erin Elizabeth Cranford she has a job, she said so at 4:05

[@Melody_On_Pawz1]

Beth Michael No she said she “had a job “ apparently not good enough for her , she said after daycare she only brought home 30 to 40 dollars. Guess she’s not that desperate

[@TheFoxwiz]

CC Peace & Love Seriously, how does an imaginary God give them better jobs?

[@annatheawesome1]

I totally feel this couple!

[@Sophesi]

How can a family live on $25.for groceries a week? Find out where the local food bank is and they can help. Both husband and wife need to see a career counselor at local community college and see what programs they have available, and consider going back to school. Get a plan in place, make commitment and start moving in that direction.

[@Melody_On_Pawz1]

Sophie K First thing is she needs a job ASAP

[@Hallowsaw]

I started at a grocer doing sanitation and stocking essentially. Now I am a full time with overtime employee and I make anywhere from 40-45k a year as a butcher... That is awesome money for no formal education or certification. I have learned that not only do you have to work hard you have to educate yourself on new trends, what people are buying, how they are buying to market yourself better. I do not waste my time trying to sell a ham no1 wants in the summer when I can sell a bacon cheeseburger for 20% more than a regular hamburger. If you make it your goal to make the business you work for better profit and quality, it will pay off. BTW butchers typically make 35k a year and i make almost 25% more than that with only 3 years experience. Yes I make 2-5 hours overtime a week but my base pay is still higher than most butchers and I attribute that to me giving 100% into making the business better.

[@justonemori]

She needs to read the Boundaries book. That shop is sinking both hers and the parent's house simultaneously. Bitching about guard duty 30 days a year is a big sign pops can't handle his own business. Husband should do an active duty 4 year contract. They'll instantly make more $, be able to pay off everything and maybe not settle back in the same town in search of better economic opportunity. I know for a fact that in Indy he can make 50% more.

[@debtfreerv6611]

That poor woman. Feeling like you're just treading water, workingworkingworking... it's hard and wears you down. I wish this couple the best and hope they can start getting ahead.

[@Melody_On_Pawz1]

Debt Free RV But she’s not working, she has no job . Unfortunately the vast majority of families have to have two incomes to make it now days , they fall into this category

[@nightfangs2910]

Work smart not hard, hard work long term leads to an early grave and busted body nothing else. He needs to understand the power of gaining skills more tools for the tool box start with a vocational cert. at night auto, welding, something that ups your skills otherwise you'll be stuck

[@Melody_On_Pawz1]

ron sylvia First thing she needs a job

[@topsykretts2264]

Work smarter, not harder.

[@z_felly224]

Tell him to go active duty. More money, health care, dental for the family. Free housing. College paid for, take an MOS that pays well on the civilian side.

[@Dakkaroni]

I agree. She should step up too and join the Military as well.

[@xxLadyPanther30xx]

Facts! He can also research temporary assignments as well. I just got off active duty and in a much better position

[@r4ym1n13]

Yes so many benefits for him to support his family going active duty

[@frankmackii904]

White Chicks 2 is coming out! I'm gonna bust out in tears! Real talk this guy is smart God Bless

[@Loyolil]

I hear lack of ambition on both sides. Nice yo help your parents but as a man you have to put YOUR family first. Not doing what's easy or given to you. Seems like he is taking the easy route oppose to getting out there grinding. Not calling him lazy just saying he isn't working the smartest. Good luck

[@Dakkaroni]

Yeah, he could find a better job. She should step up and find something more suitable too.

[@Melody_On_Pawz1]

Yes she’s broke but has no job and just excuses. The vast majority of parents work because we have no choice

[@carlieburton5096]

@@Melody_On_Pawz1 she said she worked at a library

[@Melody_On_Pawz1]

Carlie Burton No she said she did work , but it didn’t pay enough for her . Just not good enough for her after childcare. Yeah she’s rather feed her kid poorly

[@chasedavidson2855]

Hard work doesn't equal more money. Hard work in the right place is how you make money

[@CalynnAli]

Instead of working and paying for childcare, stay home and take care of your kids and be paid to be childcare for other people! Two birds with one store. My boss is constantly begging her one tenant to do this. It really seems like the ideal side gig for a stay at home mom.

[@user-tb8fh3wl6i]

I would love to hear periodic follow ups from this caller and others

[@AliceDepaul]

I work till I get heat exhaustion (in the summer) and still can’t afford to be on my own.

[@zunaiandre2341]

Ohh no,I feel you.Hang in there😞

[@lui9695]

What are you workingnin?

[@charlottejean8151]

i'm sorry to hear this...i hope all works out well for you

[@AliceDepaul]

@@lui9695 it's mostly dog walking, people underestimate how physically challenging it can be but it's working out better for me than selling insurance...

[@lucianosuarez9563]

"Not always is gonna be this way!!" ... remember that!

[@danielcameron8382]

Too easy. Go active duty.

[@morecringe89]

It is not question to work hard. Work smart is the key. I hope he finds another job that will show her how much really love her

[@Melody_On_Pawz1]

She can get a job too

[@paccarcrap]

I feel this. I live on 1800 a month.

[@tomsassurance]

She makes 30-40 per day after day care. 40x5=200 per week or 800 per month. Isn't that better than $100 per week?

[@NurseHancock]

It's 2019. She needs a job unless he makes plenty of money. Period

[@Melody_On_Pawz1]

Yes honestly I think it’s ridiculous when people cry poverty and don’t work . Yes I know she has kids but so do I and everyone else

[@Eaglejake]

Bingo! Dave gives her the standard female "Free Pass". What is her job/career plan for the future? What is she doing now to better prepare herself, and make herself more marketable, when the kids go to daycare or when they start school in 5 years? It's the 21st century...you can work from home, get degrees, get certifications, get licensed. Dave: "What are his aspirations to make more money in the future to provide for his family"? SMH.....it's 2019, not 1950.

[@maarneen2183]

@@Eaglejake Dave is deeply religious isn't he? (Just started watching him) Probably feels like women should (be able) to stay home.

[@Eaglejake]

Maar Neen I have no idea what someone’s preferred religion has to do with financial advice. Soooo, which “religion” provides the best advice? Catholic? Muslin?

[@maarneen2183]

@@Eaglejake Did you forget what this was about? As a devout christian Dave probably feel that it's the husbands job to provide. So his financial advice barely involved the wife.

[@yera6496]

Her husband should work as a butcher for a wholesale chain like Sam's or Bjs Wholesale or Costco

[@janwhite9381]

Exactly

[@raventhorX]

I call bull, unless you worked Sunday and you count Sunday as the first day of the week you would be working 20 hours a day to be at 60 already. otherwise 15, where did you find the time to go to church or do you only sleep 4 hours a night? (fyi not taking this comment seriously and neither should you) :P

[@NadeemMansouri]

I still dont understand how people dont have enough money at the end of the month. I make 26k after taxes and still have 4 to5 hundred dollars at the end of the month. And i spend almost $400 of food a month for myself.

[@TheToadChild]

Make a change today if you want real change ten years from now. Yup.

[@CherylMacKay11f]

My heart breaks for her. It’s scary

[@Melody_On_Pawz1]

C Kimball Well she needs to get a job ASAP

[@Melody_On_Pawz1]

Madison Daily I can do what ever I want , I’m not begging for sympathy , acting helpless when I have tons of options. Again I can comment when ever I want , if you don’t like it move on

[@franciscomedinav]

There so many source of income in this country. He could work doing Uber on weekends. Every Saturday 12 hours would cash in at least $200. That's $800 month. I don't know, it's just a suggestion. She could sell stuff on ebay..... And so on.

[@proddreamatnight]

My god the middle class mindset is absolute poison

[@Melody_On_Pawz1]

I don’t understand why she thinks she can’t work, every one has kids !

[@michaelwoods4495]

Money isn't important in itself, it just makes important things a lot easier.

[@PsychoSpit]

Get a trade or go active duty .

[@noneofit85]

This woman is loyal to her man. We go together thru thick and thin no matter what.

[@heidegger101]

my respect for Ramsey just went up

[@Insufficient202]

Hard work beats talent, when talent doesn’t work hard.

[@brianjjohnson1977]

Work differant shifts.

[@rayhill5767]

Poverty can be a state of mind

[@thomasmorrison3279]

Do anything other than staying in the butcher job. Become a plumber or skilled trade, join the service full time and get all of the benefits, or go back to school. Also, why is this lady not making didly squat also.

[@MegaTeeruk]

If you are a hard worker go into plumbing, electric, or HVAC. Tons of work and people will pay a lot of money for a hard working, reliable contractor.

[@mikeforcerer8537]

What you think is a lot of and what other people think is a lot of money are 2 different things lol . Maybe a contractor can make something. But a plumber or electrician LOL? work to death get paid starvation wages.