Should I Buy A House With My Girlfriend?

Law wants to buy a house with his girlfriend and calls Dave to see if that's a good idea or not.
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[@KrystleLaughter]

People are way too trusting. You think you know somebody, until you find out you don't. 👀

[@Ryan_DeWitt]

He sounds pretty young. When you're young, especially if you have a good heart, you sometimes make the mistake of thinking the person has the same heart you have. You learn though as you get older.

[@panpluto13]

So trust somebody else. Got it.

[@marcusarelius]

"You think you know somebody, until you find out you don't".....Will be teaching my kids this

[@loc4725]

Or you think you know someone until you lend them money.

[@LLyrik09]

I thought I knew myself till I found out I didn't 😂

[@StormMonroe]

Who’s raising these people? She’s good enough to enter into a 30 year contract with, but not marriage? It’s like people that have babies and then get engaged, it just doesn’t make sense.

[@mikenelson8377]

Storm Monroe THANK YOU! But, sadly, people have babies all-the-time before getting married or not at all. “Baby’s Daddy” or “Baby’s Mamma” is NOT a proud title to carry. Edit: what those titles mean is you had a hookup without protection and she refused to abort it thinking she was ‘financially set’ and doesn’t have to work.

[@bangladeshirealtor]

Lol have u seen the financial disadvantages of a broken marriage ? Not like we don’t have a high number of them or anything 😂

[@Blue_Newt_01]

Samin Alam did you not listen? With marriage you have the safety of legality of 50% ownership. The unmarried PARTNER may have legal liabilities just waiting to happen. In just one simple example, your girlfriend dies... and then YOU owe inheritance tax in her half, and that is IF no one else inherits her 50%. Yea, good luck with that....

[@bangladeshirealtor]

Blue Newt can you not read ? I didn’t disagree with any of that . I am saying the failure rate in marriage is so high in this country it’s not really much of a safety valve anymore . Sure it’s likely cultural and generational but I live in reality. Your point only applies if the marriage works out , given that half don’t i wouldn’t hold it to a pedestal . Also I never said get into a property with a GF /BF. Each buy one , occupy one and rent out the other . In case something goes bad the other party has a fall back plan .

[@panpluto13]

50% divorce rate give or take. Average duration of dating before engagement is like 8 to 10 months. That doesnt make sense.

[@jasonkraus2831]

Short Answer: No Long Answer: NOOOOOOOOOOOOOO Happened to my brother. Was even engaged and the two of them sold their houses and bought an enormously expensive house together. One day, she said to my brother "Well, this just isn't going to work" and walked away. Listen to Dave. Rent or only one of you buy it but don't put both of you down on the mortgage until you are married.

[@carojames6776]

Here we go AGAIN!!

[@CH-ce5jv]

Been looking around for this exact situation and the advice u just gave, that's my plan!

[@DanielIles]

Living together before marriage and asking a Christian financial advisor? *Yeah that will be a no*

[@jvolstad]

Does that mean you are not a Christian if you live together?

[@jvolstad]

@Sugar&Spice thank God that I am covered by the blood of the lamb. Grace, unmerited favor.

[@Ryan_DeWitt]

Although I feel Dave goes a little bit overboard in the religion department sometimes, I respect it because that is who he is. Just as I am agnostic. That being said, he never refuses to help anyone with financial issues and says anyone, even hard core atheist do his classes and succeed.

[@jill9606]

Daniel Iles - Small Business lol! Good point!! I’ve never thought of that!

[@jill9606]

Sugar&Spice ewwww... that is the most cringeworthy verse I’ve ever read!

[@BigJazz522]

I only clicked this to see how hard Dave was gonna slice this guy. With that title, you just KNOW.

[@CarnivoreStork]

Carla Bennett You always know when they are brand new listeners and they’re about to get spanked.

[@jill9606]

Hahahaha true!

[@RJM1982]

Lol

[@angienew8499]

Same 😂😂😂😂

[@blueowl8928]

Also the fact that the video is only 3 1/2 minutes long 😂

[@ChrisInvests]

Law must not listen to Dave or he would already know the answer 😂

[@Retiredmco]

Or he enjoys getting chewed out on national radio. LoL

[@ChosenDeeDee]

Chris Invests - Personal Finance Videos that’s what I said lol.

[@HawkingRegime13]

Exactly what I was thinking haha, he must not listen to Dave.

[@rdaw21]

Was thinking the same thing😂

[@sson386]

Even without listening to Dave, the idea sounds like a disaster waiting to happen.

[@vze21gwa]

"No! Marriage is the first step." So many people need to listen to this.

[@pormoua3771]

Next Call: "Dave, my girlfriend and I broke up and I'm left with the house mortgage. Help!"

[@matthewbartke4424]

also... "And I can't sell it because she owns half of it!!!"

[@Ryan_DeWitt]

@PoopCoin Patrick She also decided not to pay her part and is willing to let it go into default just because she is that mad at me. So I either start making the whole payment and take her to court to try to get it settled while she lives there with her new boyfriend. If not, I don't pay and the bank forecloses kicks her and her new boyfriend out eventually and sues us both.

[@canonevans1207]

Or she divorced me for a cheerleader now she's taking half of my assets. Other than one's perceived moral and religious standpoints what makes being married to a person less risky during Investments??

[@Ryan_DeWitt]

@@canonevans1207 You're right, it doesn't at all and marriage logically is a very good deal for whoever makes the least $ and a very bad deal for the main money maker. That being said, this is even slightly worse as he isn't even getting any small tax benefits or any of the other very small benefits marriage provides.

[@canonevans1207]

@@Ryan_DeWitt I hear you. It just seems like if you went in on an investment with your girlfriend/business partner the only risk of loss is that investment. If you marry your business partner everything beyond the point of marriage has a risk of loss.

[@espowari]

Unmarried people should not do married people stuff. End of story.

[@jr5.o100]

I did plenty of married stuff when i was not marrired.. Now I'm marrired and nothing has changed.

[@Erica-wz8yv]

Agreed. Don’t do it.

[@keno8070]

Nicks Kicks what debt a small church wedding is super cheap unless you want a limo or tons of decorations

[@corinnemcwilliams3954]

@@jr5.o100 you're lucky it worked out. MOST relationships do not work out. Only a small percentage end in marriage

[@corinnemcwilliams3954]

@Nicks Kicks No, marriage protects both parties. Buy a house with a boyfriend/girlfriend, break up, then what? There is NOTHING you can legally do to make the other party sell. NOTHING you can do to prevent the other party from destroying your property within the home. At least a divorce court can force a separation of assets.

[@Ryan_DeWitt]

Bro, NO! You are basically taking on one of the huge penalties/risk of being married and not getting any of the small benefits. Trust me, no matter how good you think your relationship is, things can change in an instant. I can testify to this and I am sure many other people reading this can as well.

[@swampcrawlerls1267]

I testify to this.

[@BlackNinjaFTW]

I’m literally in a stable relationship with my boyfriend and we plan on getting married in like 3 or 4 years. And I would NEVER buy a house with him until we sign the papers. I can’t believe people buy houses with folks who aren’t their legal wives/husbands. That’s just asking for a disaster

[@erickpacheco9951]

What a back

[@grizzlybear2702]

BlackNinja03 to avoid alimony

[@DMBVR4]

Hey how you doin? Better than I deserve, what's up Should I buy a house w/ gf? No. ~click~

[@ellesam3348]

Matt McLoughlin I loved it 😂

[@catherinep4707]

🤣🤣🤣

[@yodaflyz]

Glad Dave didn't do that & attempted to explain what kind of fires can happen in your life when you do that so Law would understand. I get where Law is coming from because it's hard to think logically when your feeling are involved & your head is in the clouds. I once was about to date someone who said they where interested in me. They seemed fun to be around so I said yes. Then a while later I found out from a co-worker there was another person they where allready with. At 1st I didn't know what to think so I confronted them about it. They said they wished I had never found out about the other person they where with. I was truthful & told them that I didn't know what to think about that. I was really shocked as it was them who approached me about dating. I ended up talking to a trustworthy friend about it because I was feeling a lot of confusing emotions & I knew it was preventing me from thinking rationally. My friend said that it sounded like they where trying to use me as someone on the side & that they where bad for me. It was hard to take in at 1st but as I gave myself time to get my feeling out of the way, the more I realized how right they where. This person was a cheating two timer & because I felt in love I was unable to recognize the clear warning signs. I'm glad I got out before I got even more emotionally involved. This is why it's so important to talk to trustworthy people about big choices. Dave likly saved or at least warned Law from having a lot problems later down the road just as my friend saved me from a lot of pain from being in a bad relationship.

[@WolfGamer2468]

😂😂lol

[@yayyareaa2997]

Who already knew the answer 😂🤦🏼‍♂️

[@rhysherbert8569]

Yep, don’t do it. First hand experience, I bought a house with my ex thinking all was good and then 2 weeks after moving in she decides “we’re on different paths” and it’s all over. Had been together for 3 years, lived together for a year and traveled together as well. Was not a good experience and was easily avoidable, but I was an idiot. Turned into a huge costly legal mess to her and myself. Dave’s 110% right on this one.

[@marktheshark2569]

U had a bad experience but that’s not for everyone. My aunt and uncle bought before they were married. They are doing very well

[@aaronquinn8242]

And if you were married it woulda been much worse

[@akeeperofoddknowledge4956]

"Should I buy a house with my girlfriend?". No! You should buy a house with MONEY !

[@ellesam3348]

So true ! It happened to 2 guys I know. Both of them the girl left and one of this 2 dudes also became a single dad at the same time!

[@mikenelson8377]

Lady Samsara why am I not surprised? That girl was just trying to get stuffed, that she did, and moved on to the next one, literally. Lol

[@ellesam3348]

Trust the_process it’s not just white it’s all colors. In the guys I know 1 is Portuguese and one mixed black/white trust me no colors just men/women relationships.

[@mckeznak]

"All snowflakes end up in a pile, because of the law of gravity" This might be the greatest quote I've ever heard.

[@ajm935]

Why do people always want to shack up before getting married? If you don't like them enough to marry them, then living with them isn't a good idea either.

[@vilenationgaming]

AJ M cause everyone doesn’t believe in such a dated way of living 🤷🏾‍♂️

[@Saiyijon]

Luckily I learned my lesson as a kid. Never enter big financial deals with someone you're not married to. I put my then gf on my phone plan, she took off and racked up a few hundred bucks in charges that I then had to pay for. When I had service suspended, she had her new guy pretend to be me on the phone to turn it back on and racked up a couple hundred more. Lesson learned.

[@ajbluebird7741]

Merman wow!!

[@warwagon]

You know you listen to Dave a lot when you read the title and say out loud "oh sweet jesus"

[@sbdave16]

Warwagon so true

[@memeross240]

😂😂😂

[@frankcastro24]

Law still wants to know the answer to his question.

[@timothysherrange]

Law probably already bought the more expensive property with triple leveraged rental income property he bought with his ex girlfriend.

[@MyNameIsCorey]

I know Right! Soooo is that a no?? 😂🤣

[@fleurelise997]

Guess the Law lost this fight 😂

[@tfh-rw9vb]

Got a good friend going through the nightmare situation of this right now. They bought a house together, broke up a week later and now are stuck in there together. Neither can afford to buy the other one out and since they only put 5% down, can’t clear the mortgage if they sell. Terrible situation.

[@stormichigura]

i havent watched the video yet, but no.

[@samanthalake5011]

Don't need to.

[@Slingsomelead]

It’s always a great idea riiiight up until it’s not!

[@corinnemcwilliams3954]

My husband STILL owns a house with his ex girlfriend from years ago lol. He's not on the mortgage thank god but he did invest a large chunk of money into it so he's not going to sign it over to her without half the equity. She won't ever sell (lives there with her bf she cheated on my husband with) so I guess our kids will inherit half the property after we all die *shrug*. They were engaged at the time and planning a wedding. You never know. He never expected to be in that situation. And yet it happens all the time!! Blows my mind that my husbands friends all seem to the do the same thing, buy a house with their GFs because none of them are ready to get married yet. I want to smack them all.

[@Je.rone_]

*Love is in the air, then Dave walked in burping out real talk after eating a bologna sandwich* 💪🎭

[@juliedurby8333]

Best comment I've ever seen. Well done

[@Je.rone_]

@@juliedurby8333 Thanks💪☺

[@Libra8410]

He did not want to hear that 😂 I agree with Dave, just get married first.

[@woodyglendell7400]

Or don't.

[@archiealsobrookii4755]

True but he needed to hear that.

[@andreyv1]

I agree with Dave's second point. If he wants to live with her he should buy the house and just have her as a roommate

[@mmmmmmmm1942]

Marriage is suuucchhh a mistake lol

[@lovetobe6118]

Also it has proven through extensive studies and research that in the United States, if you lived together before marriage, you are more likely to get divorced than a couple that didn't live together until after marriage. We don't know why, but commitment might be a factor.

[@QuintBlitz]

No. End of video.

[@flavf2494]

I did this a long time ago when I was young and stupid and got burned. Learned my lesson the hard way. Still paying for it today. Wish I knew about Ramsey back then.

[@altratronic]

Well, I do like the story about the girlfriend running off with the pro cheerleader. Can you post a link to THAT call?

[@anthonykence9954]

You don't buy real estate with a girlfriend you nemrod

[@sweet_southern_gal]

I knew someone who bought a house with her boyfriend and it went south. He started not coming home, etc...she was stuck with a house.

[@MyNameIsCorey]

When I saw the title and I looked at the time of the video I was shocked that Dave spent over 3 min on this call 😂🤣

[@huskiefan06]

After watching for a few years, I can pretty much predict what Dave will say for each of these calls 😂

[@MelissaReynoldsLawrence]

Jesse K it’s so much fun 😂

[@senaitarts5772]

Me too haha 😆

[@huskiefan06]

@CJ DUNROVIN Definitely!

[@daladyj707]

I already knew the answer when I read the title of this video. Papa Dave has entered the room!

[@ErkFX]

When you already know how Dave will respond, but you watch just for the giggles 😂 Oh and they’re probably gonna get a house together anyway... 🤦🏻‍♂️

[@Alexanderofthe9th]

>read the title >saw the video length You already know what Ramsey is gonna say

[@LittleHatori]

Caller: "Marriage is the next step..." Dave: "NO marriage is the FIRST step... you dont want to be that guy... u r going to create a problem in ur life, that u did not need to." 🤝🎉👏🔥 HOPE he listens. But, I mean, we all know he wont.

[@QuintBlitz]

Love yourself first. Women are an aftereffect of your own success.

[@MissCandy350]

"SHE ran off with a cheerleader!" lol

[@Shadow2084]

Pretty straight forward answer to that man's question!

[@Retiredmco]

What is wrong with some of these people!!!!! Think it through would you!!! Or don't let the lil head do the thinking for the big head!!!

[@andreyv1]

next caller: "should I carry a balance on a credit card"

[@dannybishop68]

Such great advice Dave . Agree he better not do it before marriage

[@cirer8790]

Dave is 100% correct, you have to be nuts to get yourself into a situation like that. There is a good chance she will wake up morning and decide your not what she want and pull the rip cord!

[@ImpossibleTorture]

Roughly 50% of couples get divorced..common law provides the same legal benefits as marriage.

[@dr.bassmab552]

I definitely knew Dave’s answer from the title of the video 🤣🤣🤣🤣 He is new to Ramsey show .. marriage only No shackups😌 C. none of the above 🤣🤣🤣🤣🤣🤣 I am dying lolz

[@Tyluh608]

Honest to God question, what would be the difference married or not? If one spouse decides to leave the other, the other spouse is stuck what the house. Divorce is a thing, not saying it's right or wrong but there is ways to end a marriage as well. Especially nowadays that little piece of paper is meaning less and less

[@aaronquinn9676]

Dave only wants you to do exactly what he did. He has no real advice. Just live the perfect life like me or youre a moron.

[@agoogleuser1753]

Gets married, buys house. Gets divorced, ends up losing more than just the house. Half of everything regardless of who paid more.

[@aaronquinn9676]

exactly!

[@tothepointreviews9675]

Exactly

[@otamanlvhs]

100% agree with dave here.Just because you think your relationships is going perfect doesn't mean it will be like that always.

[@matthewwilliams9200]

If you really think it was perfect you'd marry or there wouldn't be a conflict in getting married

[@NorthernWindNut]

If they've been "together" for five years and still haven't married that tells me something's wrong. My guess is boyfriend doesn't want to commit or they are under this ridiculous American delusion that you need to spend a year's median pay on a wedding. Marriage license and courthouse appointment cost me less than $200. Oh well. I guess if everyone was like me wedding planners would go out of business.

[@Kevinjohns94]

I like how he mentioned morally. It's true.

[@tfries72]

You buy the house you pay for everything it will be in your name only and she pays you for rent that's how it should go whether its half of the mortgage payment or whatever that's for you guys to decide.

[@j.vosier6786]

Ty J i like that idea

[@ronnelsolis]

Hard pass

[@LittleHatori]

I second.

[@irvgotti94]

We all know this guy is about to go and buy one anyway

[@susieblanco2722]

🤣🤣 I’m to the point where I know what Dave is going to say before he say it 🤣🤣🤣🤣

[@Dannycky96]

Caller: should I buy a house with my girlfriend? Dave: THE LAW OF GRAVITY

[@SoHoDon_718]

Doing a long term plan with someone you not even marry with...... these simps keep the world going round.

[@woodyglendell7400]

Mmmm, tasty lawyer food, yum-yum!!!!

[@j.vosier6786]

SoHo Don exactly, im sick and tired of these simps

[@F1R3EMBLEM]

I think I know why so many people ask this same question. It's too expensive to get married. In the UK and the US it's like £20,000-35,000 effectively burning up the little deposit the couple has saved. The real problem to tackle here is to drive down the cost of the wedding.

[@not6709]

DO NOT, buy a house with a sibling, parent, or girlfriend/boyfriend. It will end badly.

[@marktheshark2569]

Not always. My aunt and uncle bought before they were married, they are doing very well

[@campuslife11]

Dave you left out that when she "leaves you for a cheerleader", she also takes half of your net worth because the family courts always favor the woman.

[@waynekerr2472]

It's more than half! You will spend half paying for lawyers yours and hers they will drag the thing out to because that will get them more money she wont care your paying them then if your luckey you will get half of what's left but not really because you will have to pay alimony or as it should be called allthemoney

[@skibum6422]

Dude shouldn't be even buying a puppy with his gf.

[@Theman2075]

That’s what happens when you fall in love with someone. Sometimes you don’t think rationally.

[@iamanovercomer3253]

Been there Now I will seek counseling with my pastor and assistant pastor... To make sure I'm not going down the same road as before

[@jameswhite4635]

that dude didn't want to hear that and he's going to do it anyway

[@TheSurgeIsHere]

There is no difference at all in buying a house whether you are married or not. All the examples he gave can and have applied to married people. The title of marriage changes little to nothing on how people will behave interpersonally.

[@ImpossibleTorture]

I agree, don't many places also have common law in effect as well?

[@TheSurgeIsHere]

@@ImpossibleTorture exactly. It could vary state by state, but I can't think of an example where it is any different.

[@ImpossibleTorture]

@@TheSurgeIsHere I think Dave's better advice would be to advise prenups...Or actually try answering the question which the caller asked.

[@DreadlocDivaNextDoor]

Dave is looking at the “legal” remedies regarding the house in “divorce” vs “breaking up” with a girlfriend/boyfriend. In divorce, assets are divided LEGALLY.. For example, a judge can FORCE both of you to sell or allow one party to buy the other out during the divorce... If your girlfriend/boyfriend breaks up with you they still OWN the house with you. If she/he stops paying the mortgage you are STUCK either paying the ENTIRE mortgage yourself or letting the bank take it in foreclosure (mess up your credit).... Or your ex could refuse to agree to sell it AND refuse to buy you out.... OR your ex could move other people into the house.... and there is no legal remedy for you...

[@jvyeknom]

Anybody else here because you already know what Dave is going to tell this guy? 👍🏻

[@Ryan_DeWitt]

"You're talking to an old guy who has counseled tens of thousands of people through some of the most bizarre and perverted stories you've ever heard in your life." Dave Ramsey. Classic! That is why I love this channel. I am sure those examples Dave gave were based on actual clients he has dealt with.

[@kack7130]

very easy to understand, i listen to you all the way. You had me at any circumstances.

[@julievock9795]

Very good advise. I've seen it create horrible problems. Don't do it!

[@Tigersfan829]

Don't buy a house with someone unless you can afford it by yourself in case they leave/you break up.

[@aaronquinn9676]

and that is the real answer.

[@rudysalas9138]

I live with my girlfriend in our house, we save and share finances together. - said no one ever

[@jamiekenleyuk]

i live in our house, we save and share finances together. we are 1/4 through baby step 6. we are atheist though, i understand why dave ramseys audiance would be against the idea - alot are very religious.

[@corinnemcwilliams3954]

@@jamiekenleyuk this has nothing to do with religion lol

[@jamiekenleyuk]

@@corinnemcwilliams3954 i thought marriage had everything to do with religion. although everyone els who do not go the marriage rout can always you know write up a contract.

[@corinnemcwilliams3954]

@@jamiekenleyuk marriage has nothing to do with religion in the eyes of the government. we're talking about the legal binding aspect. the government recognizes atheist marriages. what contract are you proposing?? Would a contract get you rights to social security retirement benefits? survivors? In this specific instance, how would the man possibly protect himself by buying a house with a GF? There's nothing legal that can force a future ex gf to sell the house. No one can take a home from anyone - not even in bankruptcy can you lose your home. ONLY in the instance of marriage/divorce can an asset be ordered to be split.

[@jaypence332]

Nothing to do with religion. Buying a house and being girlfriend/boyfriend is a terrible thing. Ask any legal or financial console and they would all agree.

[@InvestingEducation]

Sure but make the ownership stakes clear. Unless u guys r really close, best not to mix up finances completely

[@iPLAYtheSTATION]

I already knew what Dave was going to say right when I looked at the title.

[@mjbankhead9063]

The answer is easy: NO!!!!!

[@ryanturner8577]

You buy a house yourself then make her pay half the rent. That's the only option.

[@FunandBudget]

I bought 2 properties with someone I wasn't married to. One is still my responsibility until this day...the other went into foreclosure because HE refused to sign any paperwork to do anything with it (such as sell it) after we broke up.

[@jaypence332]

You could of got a lawyer and forced a sale.

[@jaypence332]

Dave in one of his older video described a situation similar.

[@BLacknesmonstaz]

Girl asked me in supermarket, should I marry my boyfriend when we argue all the time? I said no, you think you can't do better, your scared to go on dates when you know you're worth it? She was quiet.

[@MichaelJones-rn2pq]

My nephew said, "What's so important about marriage? It's just a piece of paper!" I said, "Then why are you and your girlfriend so scared of 'just a piece of paper'?"

[@elainehewlett]

And would he go into business with someone without a contract? Nope. Marriage is a contract about how you will manage your affairs for the duration of the marriage. What you put on top of it in terms of morals, values, religion, etc is up to you and absolutely irrelevant to the law

[@slkrick3319]

Oh boy.🤦🏽‍♂️🤦🏽‍♂️ My father recently bought a home,(cali and valued at 500k) with a girlfriend who he barely knew a year. My dad is retired and has a decent retirement at 67. His younger gf of 54 makes really good money and they apparently both signed on the deed. My dad put 40k down, but has her paying tje mortgage. Her income is much more than his retirement. Tell me guys, who's more at risk in this situation if she decides to breakup with my dad and what's his best case scenario if it ever comes down to that??? I hated this idea from the beginning..smh🤦🏽‍♂️🤦🏽‍♂️

[@AnonymousBased]

Me when I read the title: You shouldn't be buying a house with someone that you're not married to. Dave: You shouldn't be buying a house with someone you're not married to UNDER ANY CIRCUMSTANCES. VIRGOS THINK EXACTLY THE SAME.

[@F1R3EMBLEM]

OK two ways to sort this. The wedding will burn savings the 2 of them have saved for this house. Have a super cheap wedding aim for £7000-10000 with everything included. Small guest list, cheap venue, who cares. The wedding gifts should close to breakeven. Those men that are scared of their assets in marriage, just get a prenup before the marriage or don't get married unless you find someone who will sign it with you. Anyways then both parties have enough savings to get married and buy a house.

[@RJM1982]

Simple answer. No!

[@Jasperhudierez]

Thank you Dave.

[@austinpatrick2682]

Sure saw that response coming...

[@onofreliscano]

ufff..thanks my friend! great advise!

[@buckybarnes3803]

a very common occurrence. My daughter and her boyfriend bought a house, but now they're engaged and have a new baby. Not everybody does it in the perfect order.

[@grayandgray]

Perhaps, IF there's a wedding date. I know of plenty of young engaged couples. Engaged with no date for years. They have a long list of past "engagements" too.

[@buckybarnes3803]

Ha, yeah, that's for sure! ;)

[@Siferatu]

Ok, change the status to married, still looking at the two houses. Then what's the answer, $430K with no HOA or $360K + HOA? I swear this sounds like a softball filler call.

[@DH-uw3us]

C. None of the above. LOL. This was funny. I am still curious to which would be the better deal, though. I would like more information about this case.

[@LoVe-kl4zl]

Better yet, don't get married. Run

[@Kv-pk2st]

One of the smartest things I've ever heard said. I've seen the proverbial s$$$ hit the fan with two of my friends. One of them won't even talk to me cuz I warned them they're too embarrassed to admit I was right

[@jacksonperez2382]

Great point Dave!

[@Martinez350]

Unfortunately people have affairs and get divorced as well. I’ve known people to get married and then divorce within a year. Now you own a house with your ex wife and have to buy her out or sale the house. What difference does it make? One of them should by the house and live as roommates if they’re not ready

[@iamanovercomer3253]

If they are not ready - then they keep courting until they are sure . Statistics show that if you live with someone before you married, your chances for divorce for are higher If " you" are having an affair then there's no communication in the marriage.

[@ISILENTNINJAI]

0:16 you can see the demeanor change instantly. 🤣

[@cee2615]

Absolutely agree with you - good advice

[@mikenelson8377]

No. You’re not married.

[@cristianmunoz3740]

I got an uncle who got married and bought a house, got cheated on, lost half his stuff in the divorce including the house and now has to pay alimony. 5 years later, his cheating ex wife still lives in that house. So I suppose in a way, he’s still paying for the house he no longer lives in. I hardly ever see anyone in these videos talking about how common divorce is and how unfair the court systems are towards men. It makes perfect sense why some people would rather not get married these days. Dave almost makes it seem like once you get married, you’re suddenly in the clear. Believe me I wish that were the case.

[@gardenofe12]

The caller wasn’t expecting that answer from Dave !!! 😂😂 If this guy’s been listening to DR he would know that he never recommends buying a house with someone you’re not married too !!

[@TheSinisterMinister666]

C.. NONE OF THE ABOVE. Definitely! I almost made that mistake!

[@lozza10001]

I listen to Dave’s advice more than my parents advice 😂

[@RavansFan-u5j]

I listen to neither

[@xrlben]

Loool I already knew the answer that’s so funny 😂😂😂, I love Dave Ramsey

[@garronl.7989]

I agree with Dave in this case. I doubt the caller will listen to his advice though.

[@Lotus3six9]

NO! PERIOD!!!!!