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Dave, I Feel Guilty About What I Sell For A Living

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The Ramsey Show Highlights

2 жыл бұрын

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Пікірлер: 257
@tfh-rw9vb
@tfh-rw9vb 2 жыл бұрын
“Dave, I sell drugs for a living” Dave: “and what’s your household income?”
@Mr.Rogers91
@Mr.Rogers91 2 жыл бұрын
As a salesman myself. If you feel guilty about the product that's a horrible way to live.
@jimmyboyjr4027
@jimmyboyjr4027 2 жыл бұрын
That’s why I quit my sales job after a couple months.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
@@jimmyboyjr4027👆👆thanks for watching you can send a message
@jimroscovius
@jimroscovius 2 жыл бұрын
Agreed - I worked retail and loved it. I also worked for Phillip Morris. Great job and great perks, until random people started yelling at me.
@charlesg7926
@charlesg7926 2 жыл бұрын
As a business owner myself, he’s violating a noncompete agreement by building a business on the side while he’s working for his employer. And he’s definitely not giving his job his 100% full attention. I didn’t build my business until after I quit my other job
@Mr.Rogers91
@Mr.Rogers91 2 жыл бұрын
@Charles G I agree with you. I didn't finish the video, but is his business similar to the current one ?
@oluwatobilobaodebo6992
@oluwatobilobaodebo6992 2 жыл бұрын
I just paid off my student loans ($7500)! I graduate in May!
@rustykatt3870
@rustykatt3870 2 жыл бұрын
Congrats!! 😀
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@The.AI.Finance
@The.AI.Finance 2 жыл бұрын
Woo-hoo! Way to go!
@chrischreative2245
@chrischreative2245 2 жыл бұрын
Awesome
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
@@chrischreative2245 HeLpLiNe 💬📞☝️.
@Sundevil4242
@Sundevil4242 2 жыл бұрын
At least he isn’t selling timeshares
@reneel2441
@reneel2441 2 жыл бұрын
Selling a product you believe in makes the day easier ✨️
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️.
@jeanlaubenthal698
@jeanlaubenthal698 2 жыл бұрын
Out of integrity actions will go against your health and wellbeing.
@AtotheZ7
@AtotheZ7 2 жыл бұрын
Thank you Dave for not interrupting Ken. His advice was great and this episode was much better because all people spoke when it was their turn.
@MsMaxinejoy
@MsMaxinejoy 2 жыл бұрын
Even Dave can learn and change.❤
@FortuneSeek3rz
@FortuneSeek3rz 2 жыл бұрын
LOL
@emilsisorganizandote2688
@emilsisorganizandote2688 2 жыл бұрын
Hahaha
@raphymartinez
@raphymartinez 2 жыл бұрын
But the show would be infinitely better if Ken wasn’t on it. So there’s that
@donnafontaine2799
@donnafontaine2799 2 жыл бұрын
Yes let Ken have a chance to add his opinion,.let.him speak thanks Dave!
@AllynHin
@AllynHin 2 жыл бұрын
No! That conversation with Rachel about the guy that wanted to buy a new car wasn't what Dave described here. The guy wasn't hot for a new car. His dilemma was that he needed a car and for what he needed, the USED model was more expensive to buy than the new one. He was looking at the math of it. He was paying cash and he could get a NEW car for $22k, but the used model was $25k so why should he buy used when new was less money. Rachel agreed with the caller, Dave stuck to his preprogrammed script of never buying new car when you're broke. The caller wasn't broke. He was paying cash and he was strictly looking at which car he could get for the least amount of money.
@j.hepner740
@j.hepner740 2 жыл бұрын
💯
@jjukjkjiok7782
@jjukjkjiok7782 10 ай бұрын
Was it the same car? How is that possible
@AllynHin
@AllynHin 10 ай бұрын
@@jjukjkjiok7782 ​ Because during COVID, manufacturing facilities were largely shut down or production was greatly reduced. This negatively affected the availability of new vehicles and prices in the used car market skyrocketed. There was a period that you could, literally, get a new vehicle for less money than a used one. If you were lucky enough to find the new vehicle you wanted at a dealer, of course.
@djpuplex
@djpuplex 2 жыл бұрын
I knew someone who sold a extended warranty on lightbulbs at staples.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@darrinwright6758
@darrinwright6758 2 жыл бұрын
Lol
@Mr.Mister1974
@Mr.Mister1974 2 жыл бұрын
They Sears tried to sale my brother an extended warranty on Craftsman tools which had lifetime warranty.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
@@Mr.Mister1974 👆👆thanks for watching you can send a message
@valerietromble581
@valerietromble581 2 жыл бұрын
Walmart will sell you a extended warranty on a 20 dollar purchase
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@eileenwatt8283
@eileenwatt8283 2 жыл бұрын
True. Consumers have to learn to say "no"
@musicpro7278
@musicpro7278 2 жыл бұрын
@@eileenwatt8283 I do say no
@Native722
@Native722 2 жыл бұрын
Even on a video game
@sblijheid
@sblijheid 2 жыл бұрын
A guy in Best Buy asked me if I wanted warranty on a $7 mouse!
@Gio-ue8ps
@Gio-ue8ps 5 ай бұрын
I never buy warranties
@BrandonMinguez
@BrandonMinguez 2 жыл бұрын
Enjoying your job is one of the things that changes it from a job to a career.
@walkercig
@walkercig 2 жыл бұрын
Thanks for allowing Ken to talk Dave!
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕.
@topcheese2889
@topcheese2889 2 жыл бұрын
I was asked if I wanted an extended warranty on a clearance mouse pad
@jeffshadow2407
@jeffshadow2407 2 жыл бұрын
I lease my solar panel system from Tesla. The invertor failed after four years and my lease contract covered all repairs. Saved $1,150 right there. My monthly electricity bill averages 97 cents.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕.
@takeitback-financial2808
@takeitback-financial2808 2 жыл бұрын
Had a one on one with a solar company. Markup on the labor is insane. If you are able to be a little hands on. You can knock 75% of the cost off of these to make them more efficient because they are taking that tax break to mark up labor. Obviously depends on the area you are in.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@barryisa7353
@barryisa7353 2 жыл бұрын
You are 100% right
@achavez78
@achavez78 2 жыл бұрын
You are 100% correct. If you have the know-how this can save you big money.
@michoacan55
@michoacan55 2 жыл бұрын
i told the solar panel salesman that its cloudy too much in houston to make it worth it but he tried to play the environment card on me
@takeitback-financial2808
@takeitback-financial2808 2 жыл бұрын
@@michoacan55 A good one should be able to go off of weather patterns in your area to determine estimates. The thing is that they can lay everything out for you. Panels, location, everything. Then you look up the exact panels they think are perfect and realize you can buy them yourself for half the cost. Wasn’t trying to do that, but it ended that way when researching.
@thelogicaldanger
@thelogicaldanger 2 жыл бұрын
Went to a car dealer yesterday, they had zero, yes zero, new cars in stock. This is why people are paying so much for a new car, way more buyers than cars available.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@DiscoFang
@DiscoFang 2 жыл бұрын
You gotta love how Dave muted the caller before he had a chance to reply to Dave whether he was right or not about the sales model. Dave interrupted him with his own expectation because he knew how to answer that, passed it on to Ken then muted the caller while Ken was talking. Classic Dave relying on what he knows to fill the airtime and narrative not necessarily on the call.
@a.h.2667
@a.h.2667 2 жыл бұрын
Some of us are not jumping for joy at the idea of buying a new car. If public transportation was better in my area I would never buy a car.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@David-wo9un
@David-wo9un 2 жыл бұрын
Dave and Ken are a great duo for financial questions.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@justinbowman2126
@justinbowman2126 2 жыл бұрын
Only when Dave lets Ken speak
@MsMaxinejoy
@MsMaxinejoy 2 жыл бұрын
@@justinbowman2126 Dave is doing better. Give him grace.
@jphickory522
@jphickory522 2 жыл бұрын
They should have let him explain the sale technique. That is what your listeners want to hear.
@barebones5884
@barebones5884 2 жыл бұрын
Lol they shut him down quick
@robloxvids2233
@robloxvids2233 2 жыл бұрын
It's more important that Dave informs everyone how smart he is.
@jordyjustine
@jordyjustine 2 жыл бұрын
Probably partly why they appear to be slowly fazing him out. He's become too dogmatic.
@ShaneRM878
@ShaneRM878 2 жыл бұрын
Yeah that was lame
@DiscoFang
@DiscoFang 2 жыл бұрын
Dave muted him at 2:44
@CajunWolffe
@CajunWolffe 2 жыл бұрын
If you save for something sooner than later, you realize you didn't really want it that bad, then you look at the money you saved, and it becomes a habit. 😎
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
It is called saving addiction.
@jeremyscott6404
@jeremyscott6404 2 жыл бұрын
I rarely comment on videos, but I would have enjoyed hearing his pitch for selling the solar panels. Just to understand what I'm going to see today. Although I do appreciate the tangent towards the end, and how you all highlighted some of these companies play on the consumers to make bad financial decisions.
@DiscoFang
@DiscoFang 2 жыл бұрын
Dave muted the call after answering for him. I too was waiting for this particular tactic he has such a problem with.
@captainsewerrat
@captainsewerrat 2 жыл бұрын
lol. "You're not doing anything wrong." Yes he is. If he convinced people to buy something they shouldn't you are in fact doing something wrong. Maybe not legally, but morally and ethically, yes. It's like a liquor store clerk selling a bottle of cheap whiskey to an alcoholic. Is it illegal as long he's over 21? No, of course not. Would most people agree it's wrong? Yes. Is it the ethical thing for the clerk to not sell him that bottle? Most people would say yes. Should he not sell it to the guy? Well that's up to the Clerk whether he values his morals or his job more.
@jrwntctv8091
@jrwntctv8091 2 жыл бұрын
If it's a product that's actually proven to help people and make their lives better instead of ruining them there is no moral issue. The fact that he feels guilty about it suggest the product does not make lives better.
@Jmsadv
@Jmsadv 2 жыл бұрын
@@jrwntctv8091 The caller was talking about the ethics of customers using debt to purchase the panels.
@jrwntctv8091
@jrwntctv8091 2 жыл бұрын
@@Jmsadv And?
@DiscoFang
@DiscoFang 2 жыл бұрын
To be real, we never got a chance to hear what the caller had a problem with or was actually doing. Dave interrupted and answered to him, then muted the call while Ken was talking. So we don't actually know how bad or inflated the sales tactics were.
@mikehurt3290
@mikehurt3290 2 жыл бұрын
In the sales scenario as long as you tell them everything and don't hide anything its ultimately the customer decision to do, you didn't held a gun to their head so it's their choice
@BrianErwin
@BrianErwin 4 ай бұрын
"debt is evil. never take loans. don't trust banks" "keep selling loans, nothing wrong with it" 😂
@mayorrodgers7446
@mayorrodgers7446 2 ай бұрын
Makes as much sense as, “guns are evenly. Never own a gun. Don’t tryst gun makers.”
@repboy1
@repboy1 2 жыл бұрын
I tend to end up in sales but can only sell something I absolutely believe is a great product
@The.AI.Finance
@The.AI.Finance 2 жыл бұрын
The good thing with sales is that if you're good at it, there will always be a job for you somewhere
@iamaverick9036
@iamaverick9036 2 жыл бұрын
Very true sales people will never be out of a job
@mikehurt3290
@mikehurt3290 2 жыл бұрын
Another good thing about sales if you're with a good company the harder you work the more money you make, for some reason not a lot of jobs fields are like that
@The.AI.Finance
@The.AI.Finance 2 жыл бұрын
@@mikehurt3290 I agree 100%. My company has no commission caps so basically my raise is effective whenever I am.
@yolandarose2765
@yolandarose2765 Жыл бұрын
Lmbooo the selling warranty on a number 2 pencil 😂😂
@danmiser9974
@danmiser9974 2 жыл бұрын
Yeah, I'm a contractor and have lost many projects because I won't deal with financing companies. But we're doing just fine working for folks who have money.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕.
@AJohnson0325
@AJohnson0325 2 жыл бұрын
If you’re a skilled and honest contractor, I would try to link up and network with some real estate investors in your area. Some of the projects like what Ben Mallah does are huge like renovating hotels. I’ve also been listening to bigger pockets on youtube and they all say you need to build a team…property management and general contractor etc. Most real estate investors want a property to fix up so it’s worth more.
@Madlyn55
@Madlyn55 4 ай бұрын
investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>
@Annis-co7vu
@Annis-co7vu 4 ай бұрын
I understand your concerns, my friend. I recommend exploring passive index fund investing and expanding your knowledge in this area. Personally, I experienced both successes and challenges when initially seeking a reliable passive income......,
@AudraZapoticky55
@AudraZapoticky55 4 ай бұрын
how do I get in touch with this consultant that assist??>>>>
@Annis-co7vu
@Annis-co7vu 4 ай бұрын
STEPHANIE KOPP MEEKS, that's whom i work with look her
@AudraZapoticky55
@AudraZapoticky55 4 ай бұрын
Thanks for these recommendations.....,,,
@blairkinsman3477
@blairkinsman3477 2 жыл бұрын
Gotta like it when Dave refers to the CURRENT technology of solar panels 😅 3:35
@jackh1032
@jackh1032 2 жыл бұрын
Consumers hold all the cards but they seem oblivious to the power they hold. In the 70's & 80's consumers boycotted products and companies where prices were out of control. I haven't heard of any boycotts in a long time.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@oldgeezer2780
@oldgeezer2780 2 жыл бұрын
I don't remember this at all, and I was an adult in the 70s and 80s. Maybe I was too frugal (or too broke) to pay for anything I didn't need to stay alive (food, rent, electricity). At the time, the landline phone company had a special discounted rate if the customer made less than a certain number of phone calls per month - I think it was $5 a month. - and you had a black desk ,rotary dial phone. Renting a princess phone or a colored one cost extra.
@carterhalo255
@carterhalo255 2 жыл бұрын
Best Buy makes most of their money in selling positions on their show room floor. I knew a guy who moved phone cases, and if they were in the correct spot the company would’ve been giving Best Buy more than double what all the phone cases on the shelf were worth.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@jceggbert5
@jceggbert5 2 жыл бұрын
I'm looking for a car for my wife and 2018s with 50k miles are the same price as brand new of the same car, and the brand new one has way more features. I'm going new with a warranty.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@randomkid7390
@randomkid7390 2 жыл бұрын
If your against financing, sales is not for you.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@takeitback-financial2808
@takeitback-financial2808 2 жыл бұрын
Think about all these solar companies that pop up overnight. That should tell you everything about how easy it is do and how overpriced they can be.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@cameronspeed9052
@cameronspeed9052 Жыл бұрын
I’m so glad I didn’t make this call.. was about to today. Thank you Florida guy!
@dylankmorgan
@dylankmorgan 2 жыл бұрын
I had to leave a life insurance sales internship in college before its completion because I just couldn't bring myself to sell it to people.
@Kaodusanya
@Kaodusanya 2 жыл бұрын
Wow they straight up didn't let him talk at all.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@gillfranz25
@gillfranz25 2 жыл бұрын
Macy's does the same thing..I used to work there and hated that.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@marymccann6110
@marymccann6110 8 ай бұрын
I am listening to this while I work, and the minute Dave said underwear my eyes flew out of my head.
@OrioleBeagle
@OrioleBeagle 2 жыл бұрын
A lot of people don't realize that the solar panel loan has to be paid in full when they sell the house. It can effect their ability to put a down payment on their next house if they don't have enough equity in the house after the loan is paid at the settlement table.
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
I would not feel guilty about it. The way to turn it into a good thing, just tell all the customers to pay off the loan faster. Give them tips on how to pay it off faster.
@TheMechanicj
@TheMechanicj 2 жыл бұрын
Yeah the extended warranty on my Subaru was 4800$ and it only extended it from 60k to 100k Mile what a joke
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️.
@jcherestal
@jcherestal 5 ай бұрын
Did you pay for that??
@TheMechanicj
@TheMechanicj 5 ай бұрын
Oh no thats a joke
@TheMechanicj
@TheMechanicj 5 ай бұрын
Oh no thats a joke
@TheMechanicj
@TheMechanicj 5 ай бұрын
Oh no thats a joke
@nicklight7818
@nicklight7818 2 жыл бұрын
“ Hey man we’re gonna make it” lost is laughing
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
👆👆thanks for watching you can send a message.
@joseph10704
@joseph10704 2 жыл бұрын
Work at your job no matter what job it may be minimal wage u name it but wait and save your money. Theres a few things in life that are extremely important thats is your health and with that comes being out of debt. And then being able to pay as much down for that future home u always wanted. And being able to take care of the family u have. But saving and investing in bright things will always help u long term.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@TS6815
@TS6815 2 жыл бұрын
Best Buy makes a bigger margin on HDMI cables and phone chargers than they do on PlayStations or TVs
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@TS6815
@TS6815 2 жыл бұрын
^^this guy above me is fake, by the way.
@stevenporter863
@stevenporter863 2 жыл бұрын
Best Buy is just a financing company that sells electronics.
@vanesslifeygo
@vanesslifeygo 2 жыл бұрын
My old building management wouldn't let me install a panel someone was willing to do for me for free. Come on.
@briankowald6465
@briankowald6465 2 жыл бұрын
"what can I do to put you in a set of solar panels today"?
@jontolar6838
@jontolar6838 2 жыл бұрын
I wonder if I could buy Dave’s program for invoice and not “sticker”.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@jimroscovius
@jimroscovius 2 жыл бұрын
Sure - you can do the free trial, and he gives a lot of them away. He also does sales a lot!!
@garrett21
@garrett21 2 жыл бұрын
That’s sales in general. No need to feel guilty
@HisLove4You
@HisLove4You 2 жыл бұрын
Dear caller: If your gut is telling you something is wrong - whatever it is - that's your conscience speaking. Listen to Him in all things, and He will provide ❤🙏 P.S. I'm in sales, and I totally understand and agree! Striving to live the Faith! (Ultimately Dave is right as usual, guided by his faith and intellect - but re: VS - they are diabolical in many ways!)
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@darrelllee2107
@darrelllee2107 2 жыл бұрын
Even though the math is solid and your payment will be covered in what you save if you finance (that, in my opinion, makes solar panels a bit more tricky because it is true that they do pay for themselves even if you finance them), you have to remember that they do not add value to your home. It's like a pool or a hot tub. You may spend $50K on them but if you finance them and you move before they are paid off, you can't take them with you and you are responsible for eating the cost of the rest of it. If you are in your forever home, by all means, get panels and pay for them upfront.
@burritogod59
@burritogod59 2 жыл бұрын
My advice to the caller: get a job in B2B sales. I wonder what Dave thinks about it, but I feel it is completely different offering financing options to a business as opposed to a consumer. Businesses leverage debt all the time and it usually doesn't ruin them like it can to a consumer.
@onebridge7231
@onebridge7231 2 жыл бұрын
Financing is not Evil. I get Dave’s teachings and I have cleared 100% of my debt and now have a larger Emergency Fund thanks to his teachings. Selling financing is okay as long as the salesman understands the product and the fine print. Communicates any negatives and positives together with the customer, then let the customer choose. Just let them know the downside risk in an open non-pressured way. Most financial sales people don’t understand the product they sell or the harm it may cause by not informing the customer.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@ykciR
@ykciR 2 жыл бұрын
Sales people don’t talk about negatives. That would hurt there sales. And it’s not even about the negative of the products they sale it’s about talking about the negative of getting it finance. And sales people definitely won’t talk about that. They would never sell anything.
@Michael-vf2mw
@Michael-vf2mw 2 жыл бұрын
Are sales jobs where the salesperson isn't pressured to make the company money by hooking customers on financing actually that common?
@johnSmith-uz8nl
@johnSmith-uz8nl 2 жыл бұрын
most people who buy solar panels finance it... saying, sell it but just don't finance it means you can not make a living.
@ronharmsen8466
@ronharmsen8466 2 жыл бұрын
I respectfully disagree...."Not ethically wrong".......hmmm....how many of his customers are senior citizens, in Florida, that can be more easily pressured to get loans for solar panels that they really can't afford just "to add value to their homes"?......🤨
@BlueDauntless
@BlueDauntless Ай бұрын
We are pretty pissed about our solar panel salesman. He lied about the tax credit so our payments are higher. The entire process was a nightmare.
@susanmarie2231
@susanmarie2231 2 жыл бұрын
I love Best Buy. I pay cash. I want to see a local, live human being if I have any issues because I am not a tech geek.
@michelemchale628
@michelemchale628 2 жыл бұрын
What do you do if your transmission goes and you have to get a new vehicle?
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@tammygarrett8427
@tammygarrett8427 2 жыл бұрын
my husband got solar for our home but I found out they have a 20 year commitment. i was upset
@barebones5884
@barebones5884 2 жыл бұрын
Ramsey shut him down real quick because he has endorsed several solar companies….
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@K4R3N
@K4R3N Жыл бұрын
Yeah I feel this way about everyone in liquor & cannabis industries. Legalized drug dealers. Profiting off others bad health.
@JohnnyB.
@JohnnyB. 2 жыл бұрын
Taking about cars toward the end, I feel most bad for people that get into accidents right now and are forced to buy a car for WAY over MSRP/used cost. If you can, drive safe and wait it out!!!
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@donalddesnoo5303
@donalddesnoo5303 2 жыл бұрын
My utilities stocks pay my electric bill .what they don't pay is the Sattlite bill which is twice the electric 🤗
@jeffmorse5599
@jeffmorse5599 2 жыл бұрын
Debt for capital improvement is not bad. Profits make the world go round it's nopt a bad word.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@maxferguson6890
@maxferguson6890 2 жыл бұрын
I disagree whole heartedly, never compromise yourself or your values.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@josephliptak3183
@josephliptak3183 2 жыл бұрын
How do you make money then?? It's not going to appear like manna!!
@maxferguson6890
@maxferguson6890 2 жыл бұрын
@@josephliptak3183 I’ve made plenty of money. What good is money if your not happy with what your see in the mirror. It’s a viscous spiral, everything you feel in life is internal within the confines of your mind. Just in my opinion integrity is foundational, that is it. If I pay a price to do what is right then so be it.
@deadcell1
@deadcell1 2 жыл бұрын
@@maxferguson6890 There are a lot of working poor people who absolutely hate what they do for a living but they don't have a choice. When you are at the point in your life when you have to choose between buying food or paying your electric bill morality goes on the door. You do what you have to in order to survive, money gives people options they wouldn't have if they are poor.
@jakefergus4802
@jakefergus4802 2 жыл бұрын
Solar Is awesome. There’s literally no reason why someone shouldn’t go solar..
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@jimbragu
@jimbragu 2 жыл бұрын
not everyone lives in an ideal climate for solar
@johnSmith-uz8nl
@johnSmith-uz8nl 2 жыл бұрын
why you should not get solar.... Cost and where you live are two reasons why.
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
Why do they have to have a brand new car? So that they KNOW there is nothing that will break down for years. I would buy and finance a new car if I had to. Buying used and paying for it, KNOWING there is probably something that is going to need fixing is just risking your life.
@Viva_La_Vargas
@Viva_La_Vargas 2 жыл бұрын
I still agree with Rachel
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️.
@mayorrodgers7446
@mayorrodgers7446 2 ай бұрын
Personally, as a solar sales guy I sell a solar loan and have ZERO problem with it. I’m more of a fiscal conservative than an environmentalist so I like it for the numbers.
@rightsaidmatt2632
@rightsaidmatt2632 2 жыл бұрын
Big wiff by Ken. Ethics is all personal and relative to someone's values. If something is unethical to YOU then that's all that matters.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@morrisbutrafili987
@morrisbutrafili987 2 жыл бұрын
Check out TFL cars posts about dealerships charging over sticker.
@BlueDauntless
@BlueDauntless Ай бұрын
I love Ken’s response.
@stevenporter863
@stevenporter863 2 жыл бұрын
You are selling financing to adults that can make their own decisions. Your job is not to protect everyone from themselves, your job is to take care of your family and yourself.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@truckingmoney485
@truckingmoney485 2 жыл бұрын
Mark Conner couldn’t have said it better myself
@zachpendley1354
@zachpendley1354 2 жыл бұрын
I always get Best buy on the extended warranty. I always get it and just return the item. I then get a free upgrade. Haha
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@altenberg-greifenstein
@altenberg-greifenstein 2 жыл бұрын
Someone is proud of his bad morals
@mdg3234
@mdg3234 2 жыл бұрын
Any resources pointing to the right direction on becoming an ethical pro-customer salesperson?
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@betitos11
@betitos11 2 жыл бұрын
You can sell lots and lots of things without financing😁 yeah here in the U.S. go sell gum... maybe 🤣
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@johnSmith-uz8nl
@johnSmith-uz8nl 2 жыл бұрын
It's a hard sell. But there is a benefit and I don't know how low the interest rate is. Ramsey does not endorse financing but they still endorse the company that offers it... SMH.
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
Pay cash is the message.
@johnSmith-uz8nl
@johnSmith-uz8nl 2 жыл бұрын
@@alinatamashevich3354 most people don't have cash to pay for solar panels. And when you get them and your loan... your monthly bills are usually cheaper on day one. So if you can save money on day one, why would you not?
@georgewagner7787
@georgewagner7787 2 жыл бұрын
100k should get a house not a car
@kornykory
@kornykory 2 жыл бұрын
My wife had to buy a van because we're having another kid in a few months. We put down a down payment and we had to wait a few months before it came in. There was no haggling or anyting. It was kind of nice actually
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@ccron889_
@ccron889_ 2 жыл бұрын
Sell the cars. Beans and rice, rice and beans
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕.
@altenberg-greifenstein
@altenberg-greifenstein 2 жыл бұрын
Rice only, beans are too expensive now
@whatevergoesforme5129
@whatevergoesforme5129 2 жыл бұрын
What if something is unethical? Can he leave even though he can't pay his bills? However, for me when you encourage people to go into debt, there is something immoral in it even though what is the standard it is fine to sell this idea of financing to customers. The reality is there is a lot of accepted unethical marketing ploy so we can't say just because it is acceptable now, it is not unethical or immoral. And not everything legal is right. Abortion is legal now.
@chrisstafford8496
@chrisstafford8496 2 жыл бұрын
Ken, Its immoral but its ok to keep doing it until you get another job. You only have to be moral when there is no cost to your career
@bklova26
@bklova26 2 жыл бұрын
For the first time ever I felt that Dave didn’t want to let the caller explain himself or his situation… that was fishy Dave.. What are we hiding here?
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@johnSmith-uz8nl
@johnSmith-uz8nl 2 жыл бұрын
Were hiding... finance the solar panels and each month for the next 20 years you will save maybe $25 and after the 20 years you will make a lot more money cause you know own these panels.
@codyrobinson22
@codyrobinson22 2 жыл бұрын
Get to the point man. Ask the question. Nobody wants to hear the whole story.
@raphymartinez
@raphymartinez 2 жыл бұрын
For real though. I would pay for a subscription to this show that didn’t include Ken Coleman. His reactions and responses to most people are condescending (not in this particular clip) where Dave is never that way no matter how dumb the caller’s situation is. Btw Ken, legal ≠ ethical. “You’re not breaking the law, therefore this is not an ethical thing”
@ccpanel
@ccpanel 2 жыл бұрын
Solar CIty
@willyjoerockhead
@willyjoerockhead 2 жыл бұрын
But why not just go with the financing???? They make it very easy for you!!! (Joke)
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞🖕
@su-mu
@su-mu 5 ай бұрын
8:39
@jordanharirchi4604
@jordanharirchi4604 2 жыл бұрын
I mean, Ramsey sells his stamp of approval on financial advisors, so you’re good.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@Daffodils2Daisies
@Daffodils2Daisies 2 жыл бұрын
I felt this way when I was in real estate. My broker said you “don’t live in the price of the house, you live in the monthly payment, so what’s another $50k over 30 years” and I just couldn’t disagree more lol
@HM-vj5ll
@HM-vj5ll 2 жыл бұрын
Sell ice cream 🍦
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@randy944
@randy944 2 жыл бұрын
Sounds like they prey on the elderly.
@sdguy67
@sdguy67 4 ай бұрын
There is no ethical issue. But if you don't like it, go get a different job.
@Rashaadthegr8
@Rashaadthegr8 2 жыл бұрын
I have up a car over a year ago and better than ever.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@theforeignerinamerica1817
@theforeignerinamerica1817 2 жыл бұрын
Asking Dave for moral advice??? I don’t think so lol
@johndone8045
@johndone8045 2 жыл бұрын
Who cares u are selling the panel ot selling the loan The buyers should do the math
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️ .
@johnSmith-uz8nl
@johnSmith-uz8nl 2 жыл бұрын
yes, I like your style... if you can rip someone off, DO IT!!!!
@jeffl1879
@jeffl1879 2 жыл бұрын
Why doesn’t Dave let the caller speak his mind and make his comments. Very arrogant and dismissive,disrespectful of the guest.
@viawhatsapp2525
@viawhatsapp2525 2 жыл бұрын
HeLpLiNe 💬📞☝️
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
It is the Ramsey show, not the Jeff show.
@johnmirbach2338
@johnmirbach2338 2 жыл бұрын
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