Therapist Explains: How to Fix Your Money Issues

[@neodro4831]

One of the best interviews on this channel! She is brilliant 👏🏼

[@gusleonard9397]

Damien and T are the duo KZbin didn’t know it needed.

[@whatnextincomo]

I've ordered Vicky's book. She strikes me as a good therapist.

[@reppinTV]

What a great episode. Really felt like I was just sat in the corner of the therapists office watching Damien and T have a therapy session. Would like to see more of this

[@jamiefarrell4425]

Wow! As much as I love your more educational content, and have learnt a great deal, this is hands down my favourite of all your videos and my favourite guest. I lost count of the number of times Vicky made a comment and I could immediately relate it to myself or someone close to me. I will definitely be buying her book!

[@dm_psych_]

More psychology based content please, I'm biased of course but these are always the most interesting episodes to me, I find most other financial content ends up the same talking points over and over so this feels fresh 💪

[@PaulL914]

I've watched this all the way through, twice, and can confirm it's another fantastic installment!

[@Dr.JubairsFinance]

Cheeky, twice in under 20 mins?

[@SK-vg3mw]

@@Dr.JubairsFinanceLol 🤦🏻

[@rossmacintosh5652]

@@Dr.JubairsFinance Some people use KZbin's 2x playback speed. 😎

[@gfjonze]

@@rossmacintosh5652 Which would be achievable if the episode were 20 mins long 😉

[@awatson6773]

Thank you so much for this. I had financial anorexia when I moved to uni, had plenty of money but struggled with the concept of buying food. I thought it was only me but it's good to put a name to it

[@jamielumpkin6469]

Years ago I would only spend on what was essential, because that’s all I could afford to do. The other half asked me recently “is there anything you WANT” (basically asking what I want for birthday/Christmas) and I couldn’t think of anything… we’ve been financially ok for years and I still struggle with the idea of wanting something that wasn’t essential, or buying yourself ‘a little treat’, or somethings a ‘big treat’, but will happily spend money on other people without much thought. Was an interesting insight that I never really considered until recently. Great video as always, keep up the good work!

[@user-Tortured-soul]

I avoid spending on myself.But I have no problem giving money to my family. I was disowned by my mother because I dared to leave my abusive husband. I ended up homeless a single mother with no support around me. When I got back on my feet I vowed that I would never allow myself to need anyone ever again. I began saving with a vengeance. I am financially secure, but nobody would know,I refuse to buy just for the sake of buying. When I do buy myself something I always feel guilty. Thank you what you are saying makes sense to me.There was no love when I was growing up,just judgement.

[@Abdul_Rahman86]

Do not let them see a single penny! Poverty is highly contagious. Giving to people like that will inevitably lead you to poverty.

[@身赤-w3w]

You had no support yet you give them money? Girl stop. Never let them see a penny ever again.

[@Abdul_Rahman86]

This hit me way too hard! I am obsessed with investing 70% of my monthly pay cheque. I’m over compensating because I was such an alcoholic back in uni and my early 20s. Spending ridiculous amounts on clubbing and the pub and take aways. It’s time to reevaluate

[@PeterHitchmanYT]

I love the fact that Vicky did her research before coming on and watched the podcast.

[@rossmacintosh5652]

Okay so here's some unsolicited, unprofessional, psychoanalysis of Damo's relationship with money. He said his understanding of the father he didn't know, is that he was obsessed with money. Damo's lifelong, self-proclaimed, obsession with money might derive from a deep desire to be connected to the father he didn't know - to be like him. At the same time Damo might well realize that sharing an obsession with an absent father is a poor substitution for a true fatherly relationship. As a person who also checks my investment account balances daily, I probably should be turning my analysis more inward. I don't have many ideas about why my own relationship with money is the way it is. This video did give me things to think about.

[@MakingMoneyPodcast]

Thank you for this and for giving me some stuff to think about. I suspect on many levels you are spot on Damo

[@ianlloyd5600]

This is brilliant and hit home with me on so many levels

[@MakingMoneyPodcast]

Glad you enjoyed it! Thank you for watching

[@SirLallington]

Vicky's got a great voice 🤩👌

[@MakingMoneyPodcast]

So calming!

[@cantbendknee]

@@MakingMoneyPodcast Can you tell us where she's from?

[@kw8757]

@@cantbendknee It she's seems she doesn't want people to know, I found this from a piece in the Guardian on line. "It won’t surprise you to learn that the process often involves looking back to childhood. Here, Reynal’s own story is illuminating. She is cagey about revealing certain personal details, in case that affects the way clients relate to her in her practice. (When I ask about her accent, she declines to say where it’s from, explaining that clients’ assumptions about her background can often be revealing.)

[@cantbendknee]

@@kw8757 I respect that.

[@connieferme]

Vicky Reynal is a brilliant therapist. Her book on Financial Therapy is compelling-a must-read for anyone seeking financial peace and personal growth.

[@nickaskham3055]

Thank you guys, another quality pod cast! I recognised that I am obsessed with checking my finances. I have always been a saver and investor since childhood. Saving my money from cutting the grass, car washing, boat cleaning and paper round, putting it in my money box that seperated coins in to columns. When the coins reached £20 my mum took me to the bank to deposit it in my Barclays Super Saver and then TESSA. I even got the full student loan just so I could put it in a high interest account and pocket the difference to the repayment loan percentage rate. Every descission in my life I have considered the cost / benefit reward. Dont get me wrong. I backpacked the world for a year and havent held back on other travel so totally enjoyed myself too! Now I have retirement in sight as I'm 50 but I think I have issues with spending money. Both on myself and others. I get anxiety if I make a big purchase for weeks or months after. I am super frugal and still a super saver. Although i feel it gives me joy to save Im not completely sure whether the balance has tipped. I think its very easy to develop an unhealthy obsession with anything, including money.

[@Marenqo]

I enjoy listening to her. She comes across as a good listener

[@whatnextincomo]

This is a brilliant conversation!

[@leoprinceUK]

Great episode, love Damos honesty. I hate the obsessive checking of accounts and spreedsheets myself too

[@petercorral19]

Brilliant job with this conversation guys. I'm pursuing professional development in psychology and through watching your content I've learned a lot about personal finances and how important my psychology of money is, so I'm really really interested in the overlap between personal psychology and personal finance. Love this conversation because it's so important to understand how our psychology of money is affecting so many aspects of our lives and choices. Thank you so much!

[@JohnBeeblebrox]

"For Men in a state of freedom had thatch for their shelter, while slavery dwells beneath marble and gold" (Seneca)

[@cantbendknee]

Great guest.

[@mariGentle]

Entertaining, informative and fascinating ❤🎉

[@ceciliabrown3301]

Excellent episode 👍 Have been binge watching you guys today and learned so much. You really helped me and others a lot. 😊 Looking forward to more interesting and educational episodes. ❤️

[@MakingMoneyPodcast]

Our pleasure!

[@EmmaCruises]

I'm just like Damien, but with less money (ha ha). I feel the presssureeeeeee! 😂😂😂

[@DamienTalksMoney]

How many cruises do you go on a year Emma? 👀🤣

[@dawnwalton9]

Excellent episode.

[@badkeiser]

I'm getting her book.

[@Grey_Area570]

Thank you for one of the most interesting aspects of how we see ourselves, based on our experiences and the impacts it can have when we look with an introspective view, on perhaps an incorrect bias. Its also interesting to hear what I would phrase as a bit of Maslow going on with the interaction with financial security

[@clarenceishmael9615]

This lady's really making some things resonate with me! 😳 Boy I need help! 🤦🏽‍♂️

[@ScottDaly-y1u]

Another great episode! I found that spending money on experiences, days out and trips to incredible places with my son helped me to reframe my relationship with money and made me feel less guilty about spending it because I’m helping him have an amazing time and what can be bad about that?

[@badkeiser]

I love this angle. ❤

[@salochinthims]

Really interesting and useful content as always. Love the dynamics of your Podcasts and the interactions with your guests. I think Vicky is from northern Spain, my guess would be Basque Country ;)

[@TomRyanElliott]

Another great video. With regards to money issues...if gaining more than £50,000 each year (tax free), what would be the best way to invest? I maybe soon offered £600k+ tax free due to disabilities but am unsure what to do with it. Thinking max Stocks and Shares, Pension, Help to Buy, NS&I just because it's tax free and maybe buy to lets before next year. Mmmmm

[@MUNRO13]

She is, mesmerising.

[@LJSheffRBLX]

Making Money Podcast, awesome video bro

[@DeputyChiefWhip]

I was going to email you about this. I'm constantly worried that I'm in my late 40s and have only just started with a pension, investing etc. I also have problems spending. I think I'm going to over spend and get in to debt and over control it.

[@ATA12354]

I feel like I learn so much from this podcast. It’s just a shame one of the hosts still doesn’t seem to learn anything.

[@laurindamota5791]

I am like Damien. Emotionally, spending money makes me feel vulnerable physically and emotionally. Physical and emotional vulnerability scares me. Hence, I am scared when I spend money.

[@christopherray9583]

Great video! Would love to hear your views on 'the great taking' book

[@chrisballUKtoNZ]

woooooowwwww shes beautiful ey!!! didnt hear ANYTHING she said for the whole hour, just starred into her eyes and dreamed of our life together - we'd have a sausage dog called Oscar and we would live in oxfordshire and have a holiday home in southern italy. we would be so happy.

[@DSonBlue]

Damo. Maybe hearing other people’s stories would help. It did for me (we share a similar psychosis I’m afraid!). I know my story will probably help you put things I to perspective.

[@nvc.]

I think people have their minds altered by what society has pushed on us. You get a degree and you work your entire life 40 hours a week minimum, spend money with any rules, and you die. I believe the more people understand that there are other ways to go about your life, the better we deal with money because money begins to have diferent types of meanings like having the room to find a job that is meaningful or, start your own business, or just retire early if that's what will bring you fulfilment etc.

[@SK-vg3mw]

Thanks for the great episode! We definitely need to break this stupid “taboo” of talking about the money, when most of the people are struggling to earn even to cover the basic things! It’s very similar to nutrition, in UK there is an obesity crisis but we just don’t talk about it and pretend it’s not happening or even “normal”, instead of properly educating people and nurturing good eating habits from early age. Making money is not that hard if you understand how it works (actually never been easier than today), just like it’s not that hard to be fit and healthy if you understand how to maintain the healthy lifestyle.

[@fredatlas4396]

Please do explain, how can we make money easily. I think trying to stay healthy in today's world isn't easy, Iespecially when the supermarkets are full of unhealthy ultra processed food and GP's are still telling us to eat low fat foods, like skimmed milk, low fat cheese etc etc

[@SK-vg3mw]

@@fredatlas4396 It doesn’t take much to maintain healthy diet and exercise regularly even on a low budget. I used to be competing athlete training full time and working part time in my early 20s. I didn’t say making money is easy, but easier than ever. If you are living in a developed country, you have free (or nearly free) access to banking system, mobile connection, internet, and therefore free education in almost any field. It gives you more advantage than anyone could imagine even 15-20 years ago. Today average teenager have better technology and access to more resources than richest people just couple decades ago. All it takes is to go on the internet and educate yourself how to use those.

[@SK-vg3mw]

@@fredatlas4396 It doesn’t take much to maintain healthy diet and exercise regularly even on a low budget. I used to be competing athlete training full time and working part time in my early 20s. I didn’t say making money is easy, but easier than ever. If you are living in a developed country, you have free (or nearly free) access to banking system, mobile connection, internet, and therefore free education in almost any field. It gives you more advantage than anyone could imagine even 15-20 years ago. Today average teenager have better technology and access to more resources than richest people just couple decades ago. All it takes is to go on the internet and educate yourself how to use those

[@SK-vg3mw]

@@fredatlas4396 It doesn’t take much to maintain healthy diet and exercise regularly even on a low budget. I used to be competing athlete training full time and working part time. I didn’t say making money is easy, but definitely easier than ever. If you are living in a developed country, you have free (or nearly free) access to banking system, mobile connection, internet, and therefore free education in almost any field. It gives you more advantage than anyone could imagine even 15-20 years ago. Today average teenager have better technology and access to more resources than richest people just couple decades ago. All it takes is to go on the internet and educate yourself how to use those.

[@Do-Hoon]

If you are signed up to the newsletter, please remember to check your spam folder in case the newsletter went into spam. Marking it as not spam/junk will help them out a lot. 😁

[@whatnextincomo]

Okay, I say Vicky's from somewhere in Ireland! Or Holland, possibly?

[@kw8757]

Probably France, of Norman ancestry, thats what a quick search of her surname suggests anyway. I could be wrong, but it seems she's cagey about people knowing where she's originally from. Found this from the Guardian; It won’t surprise you to learn that the process often involves looking back to childhood. Here, Reynal’s own story is illuminating. She is cagey about revealing certain personal details, in case that affects the way clients relate to her in her practice. (When I ask about her accent, she declines to say where it’s from, explaining that clients’ assumptions about her background can often be revealing.)

[@splottcardiff3993]

Really good episode.. enjoy the human behaviour psychology of money, but personally prefer the more practical side of your episodes…. I think Belgian 🤷‍♂️

[@chrisanstis]

I find it hard to spend money on a course

[@balalaika852]

Pleasantly surprised to see a psychotherapist criticise BDSM and acknowledging how damaging the practice is. Often it seems like the entire profession just pedals the party line that whatever people agree to is good, especially if someone's getting off.

[@Sara-wf1cu]

I really like the podcast, but I have to say that some of T’s comments sound a bit sexist: “I bought this robot so my missus doesn't have to vaccum” (?) I have watched other episodes where he does similar remarks…

[@BaileyMxX]

So what? His partner does the cleaning in their relationship. Hows that sexist?😂 Feminists trying to find fault in anything even when it's not there 🙄🙄

[@bl3iv3s]

Life is about balance. Easy to say but not to do.

[@christiansoldier1118]

Irish German?

[@sarahfellows3074]

😆😆😆😆 charging your mum interest as a child. Thats funny. I eonder if it is an epigenetic thing if your Dad was like that. I feel like i have traits from my parents that have been passed down genetically l, cant explain why.

[@DamienTalksMoney]

I didn’t really know my father so the similarities surely must have some genetic grounding

[@sarahfellows3074]

@@DamienTalksMoney yeah I definitely think so because how else are those similarities explained 😊

[@SirLallington]

First 😂

[@MartinLockhart]

This is made up twaddle, but I like your take on it