Flats or Houses for Investing? Which is the Best Property Investment to choose? | Saj Hussain

[@TheSajHussain]

Which do you prefer? Leasehold apartments or freehold houses?

[@smile4me844]

As a Rule of thumb, Its Land that Appreciates, while the building depreciates. Well said Saj.

[@TheSajHussain]

👍🏼

[@rollbac]

No ! It’s the value of your money that depreciates.

[@AhmedAli-cx1zl]

I would like to thank you once again for this extremely helpful video, KEEP UP THE HARD WORK SAJ!

[@TheSajHussain]

My pleasure!

[@KhalidKarim72]

I prefer flats but I am biased as I have lived in apartments two thirds of my life. But it is essentially what strategy suits your outcome

[@TheSajHussain]

Absolutely

[@phoenix_268]

Your videos are very informative and easy to understand . Love watching them . I would prefer to be in full control of the entire building. So its houses for me. Lol.

[@ASSAJAJHS]

Thanks for sharing your view on this. I'm in the leasehold industry, so many leaseholders I've dealt with do not understand their lease. Always read the lease before purchasing, and it can be downloaded on the gov website. One more thing: I can hear background, static noise which can easily be removed via editing or an improved audio recorder.

[@TheSajHussain]

Good advice and thank you for letting me know about the static.

[@xtopherokenz8403]

Thanks for such knowledge sharing.

[@TheSajHussain]

My pleasure

[@irefi64]

Many thanks for this, Saj. Really helpful.

[@TheSajHussain]

You are most welcome Ije

[@nikkion2140]

You forgot to discuss the freehold houses in modern developments that come with estate rent charges (fixed and viable) eventhough the roads of that development have been adopted by local authority,

[@TheSajHussain]

Good point

[@lightraysolutions]

Thanks for sharing! :)

[@TheSajHussain]

You're welcome

[@emadbarday5474]

I would love a block of flats 🤩 freehold Best of both 😉.

[@TheSajHussain]

😍

[@chrisdavies6633]

Commercial property personally

[@TheSajHussain]

👍🏼

[@jawadarif5676]

Beside HMO where the best town to find properties that give you a yields of 10%

[@TheSajHussain]

There are lots of pockets of areas where you can generate 10% yield. However, they are often in the least desirable areas. So it all depends on your appetite for risk and how much hassle you can handle. Personally, I prefer HMOs with professional tenants to balance low hassle with good yields.

[@jawadarif5676]

@@TheSajHussain any chance you no of them area , the greater the risk, the greater the reward

[@millz1185]

Hi Saj do you not do any crash course as I would like to get more information on this. If you had 10/15k to invest what would you priorities in doing?

[@TheSajHussain]

Alex, I’ll be running some property training workshops very soon. You can register to get more details here www.sajhussain.com/2021-courses-get-notified-sign-up/

[@millz1185]

Thank you can't wait

[@nikkion2140]

My personal expeirence is to say clear off flats or leasehod properties! Stick to a freehold property.

[@TheSajHussain]

👍🏼

[@johannesstevens1929]

What is you reasons based on? ...

[@nikkion2140]

@@johannesstevens1929 Reasons: ongoing cost of service charges, no control on expenditure (you are at the mercy of freeholder and no say on what to spend..) and the length of lease decreases with time and cladding... I rather use money for service charge (75% amount you still have to maintain house) to pay mortgage for extra cost of buying a freehold house.

[@johannesstevens1929]

Purpose of freeholders

[@nikkion2140]

Leaseholders arefinancially being fleeced by the freeholder!

[@TheSajHussain]

Yes, with some properties.

[@stevo728822]

Cladding is the responsibility of the freeholder. Haha...best of luck with that.

[@TheSajHussain]

and makes the leaseholder pay for it 😢