They Are LYING To You (USCCA CEO Confronts Deceptive Claims)

[@USCCAOfficial]

UPDATE: Tim Schmidt spoke to Mr. Colie and learned Mr. Colie chose the Loudoun County public defender that was assigned to him because he liked him and he thought he could help him. As a USCCA member, you get to choose the lawyer that you want. Mr. Colie's attorney, the Loudoun County public defender, is a seasoned attorney and at his recommendation Mr. Colie is now using an appeals attorney being paid for by Mr. Colie’s USCCA Membership benefits.

[@MolonLabe_1776]

@@yasha451 sooooo you need them to prove that to you, but you never saw any proof to back the allegations by their competitors? Seems logical……they’re probably better off without you as a member or teaching their curriculum anyway.

[@CRB_98]

Why was he in jail for 8 months? His coverage would’ve included help with bail.

[@USCCAOfficial]

That is simply false. Alan Colie is covered and always has been covered through his USCCA membership benefits.

[@USCCAOfficial]

There is some additional information near the end of this article about the case: bit.ly/4286fX6

[@BurrowsNE]

How is it that Mr. Colie’s attorney,(which he chose through USCCA), didn’t know anything about USCCA and also assumed he wasn’t covered under the policy?

[@static34622]

The question i want answered is "Why was Alan Colie represented by a public defender if he had coverage?"

[@technicaldifficulties2522]

Valid question..

[@lemmdus2119]

I agree, why wasn’t he represented by a USCCA lawyer?

[@lemmdus2119]

From other KZbin channels it sounds like the public defender told Alan that USCCA was only for civil defense not criminal, so either he’s stupid or he lied.

[@Akyuz1000]

They didn't answer this question?! Which is the one I want answered too. but they did by not answering.

[@rodvan-zeller6360]

@@lrh411 He is ignoring my questions, take a look.

[@ARMAMERICA]

So why was Alan Colie represented by a public defense attorney? USCCA offers unlimited defense. I hope that doesn’t mean that you get a public defender Mr.Colie did.

[@USCCAOfficial]

We understand your desire to learn more about this case, but it’s important to note that we do not comment further on open investigations out of respect for our members’ privacy and the confidential nature of these situations.

[@fleatactical7390]

@@Tkz9000 Exactly the same questions I have, and those are questions that should be able to be answered. They presumably have nothing to do with the inner workings of the case regarding his guilty or innocence.

[@remnever2]

Can’t comment on a ongoing case when asked the hard question but is perfectly willing to speak on his chosen talking points on the same exact case in the video. Amazing PR work guys 👍

[@MustangGT50bmg]

@@Tkz9000 indeed, I know 4 friends canceled their uscca membership due to these cases. I was planning to buy USCCA policy but dont trust any of these companies.

[@davezemba9109]

Why would a person buy insurance from USCCA and have access to unlimited representation. And pick a public pretender?

[@PopBubbleWrappable]

You never explained why Allan had a public defender in the first place, because that's not what us members expect.

[@USCCAOfficial]

Tim Schmidt spoke to Mr. Colie and learned Mr. Colie chose the Loudoun County public defender that was assigned to him because he liked him and he thought he could help him. As a USCCA member, you get to choose the lawyer that you want.

[@TrustKnowWun]

@@USCCAOfficial "public defender that was assigned to him." PD assignment is done by the courts for folks who cannot afford an attorney; therefore, a PD WOULD NOT BE assigned to someone who has an attorney (which your company was supposed to supply). "IF YOU CANNOT AFFORD AN ATTORNEY, ONE WILL BE APPOINTED TO YOU" (assigned by the courts). So why did your company not assign an attorney? You're still not answering the question.

[@mosulmedic7048]

​@@USCCAOfficialThis isn't true. Your own site lists that USCCA selects legal representation for you . Keep digging that hole 🤣

[@six6foot]

kzbin.info/www/bejne/pZmrop9tpLuSidUsi=pSdtZVypv9V1S9It

[@six6foot]

@@mosulmedic7048see the video below and dig your own hole.

[@moustache6622]

Summary = USCCA CEO tells a bunch of lies, half-truth, and provides a whole lotta spin in his failed attempt at damage control

[@TheDarkWallChris]

Can you substantiate that he is lying and if so where? As somebody who is considering concealed carry insurance it would be helpful as your response isn't really compelling as it stands.

[@moustache6622]

@@TheDarkWallChris There's a few blog articles with the details and a couple YT videos that cover the topic as well... sharing those links gets my comments deleted so you'll have to find'em on your own.

[@gloryland59]

If my chosen uscca attorney has their policy, I assume it's good,not perfect, like any policy.

[@jeffsatterthwaite3167]

The facts are the facts. You dropped a client with a strong case. Remove the cooperation clause from your contract.

[@USCCAOfficial]

Which case are you referring to, Jeff?

[@farlesbarkley1022]

They didn’t drop anyone? I know there is false info out there claiming this but, if you watch the video or call them you will see Alan was not dropped

[@USCCAOfficial]

@@farlesbarkley1022 Correct! Coverage in the Alan Colie case is not and was never denied. The insurance company, Universal Fire and Casualty Insurance Company (UFCIC) has been and continues to be in contact with Mr. Colie. Mr Colie is currently represented by an attorney whose fees are being paid for thanks to his USCCA Member benefits, and who is seeking an appeal.

[@farlesbarkley1022]

@@MitchellJones-yy5lz How could it be back peddling? Doesn't back peddling mean you say something and then you try to take it back? Did USCCA say anything and then take it back? I have never seen uscca indicate anything other than Alan Colie not being denied, and they are now saying he was never denied. I do wonder why he had a public defender, but, I guess, remember that public defenders can be very good, and, well, IDK what else. But if he wasn't denied, he wasn't denied. I hear he's being released on time served now so if there is major stuff going on maybe we'll hear it from him

[@Fredparreira78]

@@USCCAOfficial was Mr. Colie represented by a public defender in his first trial, yes or no?

[@foxdie6932]

The fact they speak openly about a former client…tells me all I need to know. How’s it feel to blow up your business on KZbin ??

[@joelt00b]

Im a data guy and in order to have some sense of trust it would be nice to have aggregate data showing # policy holders by state, # claims accepted (separated by criminal/civil), # denied claims, # acquitted, # convicted, # appeals, etc.. that one could use to verify USCCAs claims independently. You can't people to simply trust your word. Data is crucial

[@nicolasgregoris32]

Are any other organizations providing data? No? That’s what I thought.

[@fuzfire]

That does not mean we the ones who are paying these premiums should nor have said data. It would calm a lot of fears.

[@cotythomas2454]

I’d like to see this as well just to help me know I’m making the best decision for my family and my self. If AOR is lying or even USCCA I’d like to see historical data.

[@aliceakosota797]

You reminded me of an Ex but one problem isn't said data easily falsifiable? Transparency or lack thereof was the other issue about USCCA

[@no_step_on_snek9796]

I'm a data guy too, engineer by trade. I'd like to see some raw data to analyze myself. Not to say it couldn't be cherry picked, but it's at least something.

[@patricksps6166]

I called and canceled my and my wife's policy at this point you truly cannot trust uscca I suggest if your a member do the same

[@nickrobarchek2509]

Remember the contract says they won’t cover you if you’re charged with a crime… Uour own “insurence provider” will presume your guilty befor your even convicted.

[@pacojerte_ati]

Why not just sit down and have a debate with Attorneys on Retainer?

[@MarcVictorAttorneyForFreedom]

We'd be happy to debate!

[@david-fw5wt]

I'd sure love to see that debate on video.

[@MrTheone821]

@@MarcVictorAttorneyForFreedom standing on business I’m going sign up with y’all !

[@chasecash1363]

​@@MarcVictorAttorneyForFreedom bros standing ten toes deep on business

[@this1aintinuse]

If Karine Jean-Pierre ever quits, you'd be the perfect replacement.

[@morganml3983]

USCCA vs AOR: AOR represents everyone regardless of guilt and USCCA is strictly coverage for "law abiding citizens" that used a weapon in self defense.

[@2A.venger]

Lol AOR has no track record. Why do you think there is no big firearm companies, Instructors, influencers or any major 2A advocates going anywhere near AOR? AOR won't be around in 5 years. I'd take that to the bank.

[@JamesDatWork]

@@2A.venger LOL back .... the attorneys have been practicing law for decades .... just because 'AOR' is new, doesn't mean they haven't been experienced 2A lawyers for years. Think !

[@timothykelly2605]

@@2A.vengerthey’ve been around for 30 years. Dont see why they won’t last another 5

[@MarcVictorAttorneyForFreedom]

We've been representing people since 1997. We'll be here in 5 years. No worries. @@2A.venger

[@rolandm2764]

LOL ok big brain@@2A.venger

[@rwcolvin4229]

I have been a USCCA for years. In my April 2024 issue of the USCCA magazine there was an article about plea bargains after a self defense action. While the article clearly stated the benefits of a plea bargain under certain circumstances, there was no mention of the fact that the insurance coverage provided with membership immediately terminates upon accepting a plea. This is a fact and is deceptive to us members.

[@jumpman2680]

Your contract literally says there’s… “no insurance for Any criminal act by any insured including any injury or damage caused by or during any criminal act of any insured”.

[@Brocephus1776]

This video smells of damage control

[@JohnCrumpNews]

Only question I have in regards to Alan Colle is why he had to use a public defender? Did you offer him an attorney? I understand you are providing one for appeal, but what happened during the original trial?

[@USCCAOfficial]

We completely understand your concern and interest in that information, John. We do not comment further on open investigations out of respect for our members’ privacy and the confidential nature of these situations.

[@JohnCrumpNews]

​@@USCCAOfficial I understand why you can't talk about the case so let me just ask this. Looking over the court records Mr. Colle did contact USCCA after the shooting, but ended up with a public defender instead of an attorney paid for by USCCA. As a journalist I am trying to get the the truth and accept you can not give specific details. So let me phrase the questions this way. Did USCCA or any third party affiliated with USCCA decide not to provide the attorney for Colle's initial trial? Did Mr. Colle decide not to take USCCA's help? You don't have to give me a reason, but I think it is reasonable to answer that question since it would not affect the appeal, but would clear up a lot.

[@TradeDrifter]

@@JohnCrumpNews I think a lot of people would like to know this answer.

[@JinkxSoldga]

This question must be answered.

[@ertonyrn]

*crickets*

[@lanceford9667]

What a joke. Just another insurance company selling fear

[@MrSabram07]

" the few rare occasions" 😂lol

[@Blake_the_Drake]

Interesting. So why did USCCA not pay for a private expert witness instead of asking for court funds to pay for it?

[@ASpookyBean]

I’m currently a member of USCCA but I just watched a video called “The Truth About The USCCA Self-Defense Liability Policy (2023) - Attorney Marc J. Victor” and now I’m considering switching over. The biggest point that he made was that they are a law firm and now an insurance company like USCCA so they don’t have the same limitations.

[@USCCAOfficial]

Thank you for being in the USCCA Family! There are various options out there and we understand looking into all of your options. What is most important to you in a membership like this?

[@usagrunt2484]

You're speaking in half truths. Both the client and AOR have the ability to drop coverage at any time. HOWEVER, once you make the call for Self Defense services, They cannot drop coverage. I actually just went through this yesterday. I did have U.S. Law Shield until yesterday.

[@MitchSnider]

@@OpenCourse556 That is not correct. Either party CAN cancel at any time. But AOR can NOT cancel an action covered by the contract. Victor makes that VERY clear. It would be a breach of contract.

[@MitchSnider]

@@OpenCourse556 But he still has to cover you for the covered incident so who cares? Unlike USCCA which will leave you like Alan Colie

[@MitchSnider]

@@OpenCourse556 My job? You are assuming something and you know that saying about assumptions. I have 35 years as a Deputy Sheriff I can do my own research and was a member of USCCA since 2017 until a month ago. I can tell when something doesn't smell right from half answers and can do my own research. I just think everyone else should do a little research too. Double speak does not work out to needing a Public Defender. That math just does not work. Oh, and just for the record, what did Victor lie about again? You know that the Prosecutors in the Colie case tried to use the fact that USCCA would not cover him for self defense against him in the case? kzbin.info/www/bejne/hJaxgal_g5ysedE

[@RK-de5wg]

How can you deny coverage to a person who had a not guilty verdict? A friend wants to know, especially me since I am a USCCA member!

[@USCCAOfficial]

Coverage in the Alan Colie case has not been denied. There was never a denial of Mr. Colie’s claim, or denial that he acted in self-defense. The insurance company, Universal Fire and Casualty Insurance Company (UFCIC) is now and continues to be in contact with Mr. Colie. Mr Colie is currently represented by an attorney whose fees are being paid for thanks to his USCCA Member benefits, and who is seeking an appeal.

[@factsnotfeelingssendit5961]

Was considering joining USCCA but after a slew of negative from firearm channels it raises suspicion. Question is did you have Mr Colies back from the beginning or is this damage control from the rapid loss of membership?

[@stevenfeil7079]

Some pretty ignorant comments on this question... pathetic examples of humanity.

[@ForensicEngineer_SS]

​@@USCCAOfficialBeing a Subject Matter Expert (SME) for the last 21 yrs. I can tell you having a good and competent lawyer is a necessity, not having a public defender represent you at trial that may not be as good as Mr. Colie's public defender happened to be in this matter. So, as an Elite USCCA member I ask you, why was Mr. Colie not provided the resources to hire a good and competent attorney when he contacted USCCA at the very beginning of the case before the trial stage, and it was not until after the judgement had been rendered that he was found guilty of the lesser charge of discharging a firearm within an occupied building that now UFCIC wants to assist financially towards his defense? I do not know the details of the case but having a SME assist in explaining that in Virginia a sign indicating no firearm allowed has to be brought to the attention of the CCW holder and the owner then has to be trespassed could have assisted the jury in understanding the nuance of Mr. Colie’s case (especially since he was just picking up food as a Door Dash driver and temporarily being in the Dulles Mall) that could have rendered a Verdict in his favor with the lesser charge. Only with the proper financial resources can such a defense be presented to the jury and looking only at the information you have provided; it appears as if that assistance from USCCA was not provided at the outset. I want to be clear I am not asking about the case because it is ongoing, but I am asking a simple question, did Mr. Colie receive the financial resources promised from USCCA/UFCIC when he contacted USCCA for assistance at the very beginning not the end of his trial? That information has no bearing on the Colie case currently being appealed and should be answered without qualification. If that is not the case, please let me know.

[@stanthebamafan]

@@USCCAOfficialthen explain why he had to go to trial with a public defender

[@kevinogles4770]

Mr.Carpetbagger... Pure and simple.

[@baileychasteen8466]

As a current platinum member, I have a concern that a shaky camera angle and a political prosecutor that throws semi relevant charges at me, to see what sticks, will be enough to get me dropped and my bank account drained from recoupment. All while sitting in a cell somewhere. As a paying member, I feel concerned about this.

[@thomasshelby1922]

Yeah you were buying the peace of mind that comes with believing you are protected. The odds you will ever actually need it are slim which is the business model. You are no longer getting that peace of mind so what are you paying for?

[@mastersergeant8672]

Me too.

[@marcusd3212]

They are an insurance company. All they want is your money then when you make a claims they drop you! My friend got dropped by uscca because he was being sued from a home owner that said he didn't have permission to carry at his house. My friend was there for a graduation party, a homeless man entered said party with a machete waving it around and threatening others. My buddy presented his firearm on the homeless man and told others to call 911. He was able to keep that guy from possibly hurting others. But yet he gets sued and then dropped by uscca. Not one shot was fired!

[@BlazeNv]

After doing my research i have concluded that USCCA is a waste of money. Glad I cancelled.

[@USCCAOfficial]

Why would you say that?

[@USCCAOfficial]

There was never a denial of Mr. Colie's claim, or a denial that he acted in self-defense. Alan Colie is covered and always has been covered through his USCCA membership benefits. Mr. Colie did not share with us why he chose a public defender. We do not know why he made this decision.

[@BuilderCannon]

Uscca wont cover you for self defense

[@phxlt1994]

This makes me worried as a USCCA member.

[@Bfraz00]

If you’re a member, save this video.

[@Bfraz00]

@@richardle7469 why you even follow this channel then 🤣

[@plusnew8306]

Why should it be saved? Will it be taken down?

[@farlesbarkley1022]

@@richardle7469why would you leave? Please watch the video

[@Bfraz00]

@@plusnew8306 in case someone should need it as evidence

[@MaynardFreek]

Scare tactics to convince you to spend money

[@CRB_98]

Why did he sit in jail for 8 months if his coverage wasn’t dropped? Uscca is supposed to help with bail

[@Itsmarbae]

This right here doesn’t sit easy with me

[@USCCAOfficial]

There is some additional information near the end of this article about the case: bit.ly/4286fX6

[@miamivibes4150]

Fraudsters are always trying to convince you that they are not SCAMMING! lmao

[@huntermccoy7641]

Any criminal charge is not covered. not conviction. Just charge.

[@jdaniel11405822]

I love how he blatantly called the "coverage" insurance yet their lackeys insist it's NOT insurance.

[@samzach2057]

Wow, this sounds like a used car salesman talking. No thank you, USCCA. I will not be renewing my coverage!!!

[@guitarguru4492]

No, you guy's don't follow through. I'm out.

[@MrFooqair]

I tried to apply years ago and your site said "WA State does not allow carry insurance. I put in a request at WA . gov and they said there is no such law. I found 2 other companies that insure WA residents. After watching, I don't know how many videos of people complaining about USCCA, the consensus was you refuse to cover WA residents because they're considered too expensive. 67k views and only 4k likes? How many down votes do you have??

[@CitationZac]

Thank god I dropped this company. Backpedaling fraudsters. You are collecting money at a rapid rate and paying out zilch. There are laws applied to insurance companies to keep from doing things you are actively doing. Health insurance companies would be indicted if they performed like your organization. Shame on you. Do us all a favor and stop taking money from uninformed people. I love the part where you publicly trash a client and call them guilty BEFORE their trial had even concluded.

[@Nonyabusiness911]

There is an attorney here on the KZbin that shows a case where your company dropped a guy who was cleared and not charged. It’s very confusing. He used the free provided attorney

[@forensicwow1639]

That attorney isn’t free and USCCA is paying his legal defenses.

[@LEP021085]

⁠@@forensicwow1639if we are talking about the same person, he had a public defender, and not a private attorney, which begs the question, was he a member of USCCA, and if he was, why was he using a public defender?

[@forensicwow1639]

@@LEP021085 Could be because there wasn’t a private attorney available in the area or willing to take on the case.

[@forensicwow1639]

@@LEP021085 So in my area under the USCCA attorney network there is only 1 Lawyer in my area, his main practice is Accident & Injury, Bankruptcy & Debt, Bankruptcy, medical malpractice, and car accident injuries. Now if I'm forced to defend myself, I'm going to need a criminal defense attorney, it says he practice criminal defense, but it doesn't seem like a strong lawyer I'd want. There is no other lawyers besides him, so my options are, take him, or take the public defender? I'd probably rather take the public defender.

[@LEP021085]

@@forensicwow1639 possibly, it they can get an attorney from a different state to do pro hoc vice. They couldn’t find a single lawyer with the high profile case such as that? I find that doubtful. Maybe it had something to do with insurance side and not USCCA possibly dropping coverage or that was understood or misunderstood with the defendant.

[@lcarter194]

DO NOT GET IT WHEN DID THEY PAY. LIES . BAD PEOPLE

[@philipbriney4430]

Have you actualluy defended anyone? I do not trust insurance agencies they all screw you.

[@Hugo-Hernandez]

“Alan Colie had coverage the whole time”but had a public defender. Talking about a lying coward 😂😂

[@lionsoflambs]

If you don't drop members? Then why did you drop the shooter who defended himself In the mall against the media influencer. He was found innocent, so what's your excuse?

[@forensicwow1639]

They didn’t drop him they covered him.

[@MolonLabe_1776]

Seriously, did you even listen to the video?

[@USCCAOfficial]

The USCCA would like to reassure you that coverage in the Alan Colie case has not been denied.

[@barkriverbravo1]

This end customer will not use USCCA

[@brianj123458]

Ive been a USCCA member for about 10 years and after watching some of the stories where USCCA did not cover some of the cases it has me pretty worried that im not covered. I dont have USCCA for training im here to get out of jail and get an attorney if i have to defend me or my family. Im really thinking about changing over to AOR unless something changes in USCCA policy insurance claim, AOR is cheaper and cover for everything

[@USCCAOfficial]

Thank you for being in the USCCA Family! After watching this, what concerns do you still have, brian?

[@batboy555]

​@@USCCAOfficialild like to know even if i did something illegal with the firearm would uscca defend me? Illegal can be determined by insurance companies.

[@mortykatz2236]

Brian be very careful I was a member of Legal shield and sold the service as well. Well my wife and I got scammed by way fair after canceling an order- we asked legal shield to intervene and they jerked us around- well 4 years later we are still fighting it. I watched the AOR video and they said they also have the right to not accept cases and don’t cover misdemeanor charges- every other insurance plan for defense does the same thing- go research them. Use the USCCA training so you can avoid even a claim and keep your mouth shut if you are in a situation. Btw I’m an insurance agent for 41 years you should see what the Health insurance companies and life insurance companies and Casualty companies try to do with claims. As I said the best fight that you mean he’s the one you’re not

[@joset356]

Yup I switched earlier this years after hearing about all the stories earlier. Ya I don’t really need the training but I do need to be covered no matter what when defending myself. Plus I live in California so I’m sure any self defense is considered a crime

[@USCCAOfficial]

@@joset356 It's important to note that an individual will not be dropped simply because they are charged with a crime. We fully understand that being charged with a crime is an inevitable outcome of a self-defense incident and took this into consideration when structuring the membership.

[@JohnCrumpNews]

@USCCAOfficial I understand why you can't talk about the case so let me just ask this. Looking over the court records Mr. Colle did contact USCCA after the shooting, but ended up with a public defender instead of an attorney paid for by USCCA. As a journalist I am trying to get the the truth and accept you can not give specific details. So let me phrase the questions this way. Did USCCA or any third party affiliated with USCCA decide not to provide the attorney for Colle's initial trial? Did Mr. Colle decide not to take USCCA's help? You don't have to give me a reason, but I think it is reasonable to answer that question since it would not affect the appeal, but would clear up a lot.

[@USCCAOfficial]

I sent you a DM on instagram John!

[@JohnCrumpNews]

I will take yes or no answers

[@joshmonus]

​@@JohnCrumpNews They completely dodged your question publicly John. That tells me all I need to know.

[@physh101mp]

By far a great rehearsal of a speech. People drop USCCA before they drop you when you need them.

[@HorsemanX72]

If they were lying, why did you "update" (change) your policy to correct the very things they called you out on? This video did not age well.

Like you are right now I'm switching

[@juansoto4654]

All talk. Go through contract and explain why there is so many loop holes USCCAcan use to get out of paying for services

[@triplecreekfarm2007]

It doesn’t give existing and potential members the “warm fuzzies” when you refuse to explain why he was represented by a public defender rather than a USCCA attorney. I couldn’t care less about the p-ing contest that’s going on between USCCA and its competitors. I want to know how I avoid the same fate as this guy - sitting in lockup while I’m “covered”. …losing confidence in your organization…

[@zordonking4945]

I see the lies in your eyes.

[@VladPutinsDad]

i dropped my coverage and have told all my friends to as well. this video tells me everything i need to know.

[@kyleharris3]

Is this damage control?... We've all seen and heard real people stories who were denied coverage.

[@USCCAOfficial]

Kayls Giles committed a heavily pre-planned and recorded attack on her estranged spouse. It shouldn’t be surprising to anyone that this was not covered as self-defense. It shouldn’t be surprising to anyone that this assault case was not covered as self-defense. Contrary to what you may be hearing from competitors, coverage in the Alan Colie case is not and was never denied. The insurance company, Universal Fire and Casualty Insurance Company (UFCIC) has been and continues to be in contact with Mr. Colie. Mr Colie is currently represented by an attorney whose fees are being paid for thanks to his USCCA Member benefits, and who is seeking an appeal.

[@BiggHoss]

@@USCCAOfficial So googling self defense laws count as pre-planned?

[@tonysslime7633]

​@@USCCAOfficialyou're not a judge and jury. You're a for profit company.

[@djphly]

USCCA can you please explain how someone could be completely covered and be represented by a public defender at the same time? I don't want to wait until I've been found guilty to receive quality representation.

[@Country78155]

If the attorney you chose was a public defender, that is on you! In USCCA you have the option to choose your attorney, and Mr. Colie chose his attorney, not USCCA. Research the backstory, and the truth becomes very clear.

[@nammoses7800]

@@Country78155 exactly. Do we live in the twilight zone or something or have people always been this emotional and stupid?

[@MegaBassfunk]

Commercials are very nice… But read the contract !

[@josetormos8235]

This gentleman… is full of it.

[@dfhh4795]

Uscca is dropping folks...

[@2A_Chicano_Califas]

I Know B.S. When Somone Is Dishing It Out.. Street Education & Education Trumps Your Knowledge

[@joelfranson8397]

Scammers 👎

[@BiggHoss]

Keep in mind everyone USCCA is a insurance company at the end of the day. Just like your auto/home insurance. They will look for any reason not to cover you.

[@2A.venger]

USCCA is not an insurance company

[@BiggHoss]

@@2A.venger Oh, so they don't offer "self-defense liability insurance" with a membership? Interesting.

[@2A.venger]

@@BiggHoss you seem to be confused which makes sense considering you bought everything Heavy Duty Dummy served you. USCCA is a member platform that gives you training for self defense. With that, they, being USCCA, purchased an Insurance policy and members are added on to it. Kind like if you bought health insurance and added your kids to it. Does that make you insurance? No it doesn't. See how easy that is?

[@pmh1nic]

I think the issue is whether you would be cover if convicted or being dropped based on a technicality. If you lose your self-defense case are the expenses for that case still covered? The other question is if you happen to be in a place where you weren’t allowed to carry (unknowingly in some restricted area) or had a 12 round mag where you’re only allowed 10 would you still be covered?

[@USCCAOfficial]

Coverage ends with a conviction, which is defined in the policy as the final non-appealable entry by a court of an adjudication, judgment, order or ruling finding a party guilty of a crime. However, this does not include the “insured’s” “conviction” for a violation of a concealed carry or similar law. "Gun-free zones" by themselves are not an exclusion in the policy. If the weapon was possessed per FEDERAL LAW and all other terms and conditions of the policy were met, there would likely be coverage.

[@historyandhorseplaying7374]

​@USCCAOfficial as Andrew Branca pointed out, on what planet is a conviction "unappealable"? You can appeal anything.

[@Country78155]

That really depends on the defendants statements at the time of, or shortly after the arrest. It is made very clear in CHL/LTC courses around the country, the responsibility of knowing when, where and how you can carry rest on the carrier. The ancient saying, "Ignorance is not a defense of the law!" shows precedence here. Much like many choose to carry without any sort of personal or professional training. And when the SHTF, they are slow, inaccurate and very dangerous. If I am travelling outside of my normal zone of residence (anywhere outside of Texas) I study the local laws to make sure I am not in violation. If I am not sure of the law, I will message attorneys with the entities I am a member of for clarification. If that does not satisfy my need, I avoid areas I am unsure of, or make the conscious decision to leave my firearm secured offsite until the required visit is completed. If you are traveling into a state with mag restrictions, you should have known that before you crossed state lines.

[@gentlemansbusa2985]

Yall are about as good as the nra any more...

[@kevinlouislouis5109]

So researching the laws and how to properly defend yourself in case of great bodily harm = premeditated murder. Also, YOU want us to research the law and prepare ourselves to defend ourselves from great bodily harm. Got it, thanks

[@bobcratchet3736]

Sounds like just buying the gun = premeditated murder.

[@MitchSnider]

WHY did Alan Colie have to be represented by a public defender?????

simple question USCCA stop CYA

[@ericcamacho2726]

Glad I looked you guys up before making a decision. Shady tactics in your policies and clauses. I do not know who I will go with but it sure won't be someone with a CEO like this.

[@AlphaFrybread]

Trash save your money

[@woodsail40]

Sir! Put your entire contract on your website and ensure all the small print is readable!

[@USCCAOfficial]

The entire policy is the same font size and accessible on our website. For your convenience, you can find it here: www.deltadefense.com/public/self-defense-liability-policy.pdf

[@tsmith4338]

@@USCCAOfficial Hmmm, providing a contract from 13 years ago... that's not troubling at all. (dripping sarcasm intended)

[@leskobrandon4666]

Based on the comments, this blew up in the face of USCCA.

[@ibe310]

if you can't afford a lawyer/attorney one will be appointed for you"

[@jeffhreid]

This is worthless “insurance “ ! Having an attorney is a reasonable expectation regardless of what you’re charged with or how the trial turns out.

[@MAPMinorAttractedPurge]

Kali looked up laws about self defense. Yeah this is something everyone should look up and understand.

[@rl8750]

what a joke this guy is.

[@MitchSnider]

Why are you LYING to us? I am a USCCA member since 2017 until it expires next month. I am not renewing and went with Attorneys on Retainer. AOR claims that the prosecutors in the Colie case made a court filing to show the jury that Colie made a call to USCCA after the shooting and that he was denied coverage to use against him in the trial. The judge denied because the filing missed a deadline. But there is Colie, with a Public Defender. Did Colie make the call to USCCA? Why was he stuck with a Public Defender then? What good is the insurance if it is denied?

[@USCCAOfficial]

What are we lying about, Mitch?

[@TheRealHusk]

I have never liked this guy, since I saw his face years ago.

[@hotblume]

I think I'm canceling my membership after hearing this story

[@terrycoxusa]

As a family, we were members with USCCA. One of our family was arrested for 'brandishing a firearm". I contacted USCCA, which referred us to a lawyer. Long story short, they were able to get the charges dismissed and our family member has a clean record. Excellent service and representation, and I highly recommend USCCA. It also puts out a first rate magazine.

[@USCCAOfficial]

Thank you for being in the USCCA Family. We're sorry to hear about that happening to your family member but grateful that everything was taken care of. We appreciate your support!

[@TheTfraze]

You said were, are you not members now, and why not?

[@mortykatz2236]

@@TheTfraze from my reading they are members still

[@TheTfraze]

@@mortykatz2236 they said we were members. Wouldn't they say we are members if they are current members?

[@mortykatz2236]

@@TheTfraze grammar issues

[@crazy4dariver]

You guys screwed me personally. I am California CCW and Federal LEOSA. You will be blocked henceforth.

[@Playahateroftheyear]

I switched over to AOR myself after recent events and revelations in regard to USCCA. There's too much on the line for me to gamble whether or not my insurance company, who by the way is more expensive than AOR, does or does not like my case. AOR is up front and open about their coverage. I might not get a magazine each month anymore, but I have more peace of mind when I holster up for the day. Glad I never put that sticker on my truck.

[@USCCAOfficial]

There was never a denial of Mr. Colie’s claim, or denial that he acted in self-defense. Alan Colie is covered and always has been covered through his USCCA membership benefits. Tim Schmidt spoke to Mr. Colie and learned Mr. Colie chose the Loudoun County public defender that was assigned to him because he liked him and he thought he could help him. As a USCCA member, you get to choose the lawyer that you want.

[@jakeelder4695]

Time for the budlight treatment maybe sprinkle in some tractor supply. 😂

[@WETHEPEOPLEUSMC]

I literally called you last week specifically on this matter because of a claim made by the KZbin channel "Heavy Duty Country". While discussing this matter with a woman from the contact department I was told that after all appeals that a convicted person can make and are still found guilty, Delta Defense would require that all cost for Defense would be paid back. I greatly appreciate this video, and maybe I'm either misunderstanding you or the woman I talked to. Could you please respond to which is true? I'm still covered with you and wish to continue. However, if I'm obligated to pay everything back because of a conviction, then I'm wasting my money! Please clarify.

[@USCCAOfficial]

The USCCA’s insurer has defended thousands of members, paid millions in coverage, and has never recovered any of the legal fees paid on behalf of members.

[@WETHEPEOPLEUSMC]

@@USCCAOfficial thank you for clarification.

[@USCCAOfficial]

@@WETHEPEOPLEUSMC Happy to help!

[@smathers21]

​@@USCCAOfficialis this because the members were never asked by you or the insurance company to pay back the fees OR because they are judgment proof and can't afford to pay back what you claim they owe?

[@Erickindle-dq3jd]

Wow. Obviously a fake convo. Poster asked a ? Got a non answer, then thanked the non answer.

[@BrandonJ131]

USCCA about to loose a ton of "members" here is California with SB2. Yes it is pending lawsuit, but unfortunately for us CCW holders here in Commiefornia, we will have to live with SB2 until the supreme court rules on it. Back and Forth with USCCA reps and they all dance around the questions. "Will you cover me if I were to defend myself in a so-called California sensitive location?"

[@williamfoster2681]

overzealous district attorneys charge people who use firearms in self-defense all the time. What use is the coverage if an out-of-control DA charges someone in that instance? You still haven't explained why Colie had a public defender and refuse to comment. While I can respect privacy and issues with commenting on ongoing cases, understand that without comment, all we have to go on is the facts... which don't look good for USCCA.

[@cliffordschaffer5289]

Two simple questions: 1) How much money did you collect last year? 2) How much did you pay out in claims?

[@USCCAOfficial]

Exact numbers are private company information, but over the years thousands of USCCA Members have acted legally in self-defense and tens of millions of dollars have been paid out on their behalf by the insurance company to defend them.

[@cliffordschaffer5289]

@@USCCAOfficial Exact numbers would tell the story of whether that claim is even remotely believable. Exact numbers would give the Loss Ratio which would tell you whether their service was even remotely worth the costs. I read the news about people being prosecuted for legal self-defense. I don't see any way that the costs could be even remotely close to the amount of money collected based on your publicly stated membership. Why should anyone believe your claims?

[@BurrowsNE]

@@USCCAOfficial How many "thousands" and "tens of millions" are we talking about? By those vague numbers, the average member was paid out about $2,000.

[@cliffordschaffer5289]

@@BurrowsNE According to their advertised membership numbers and assuming minimum payments for membership, they collect something over $500 million per year. The Loss Ratio is a number all insurance companies live by. Loss Ratio is Claims Paid divided by Premiums Collected. A typical Loss Ratio for legitimate insurance companies is about 67%. That is, for every dollar of premium collected, the company expects to pay out about 67 cents in claims. Based on their advertised membership and costs of membership they should be paying out at least $350 million PER YEAR in claims. That is far more than "tens of millions" over many years. By this time, they should be bragging about paying BILLIONS in claims. A quick look at the news will show that there are not enough self-defense claims per year that $350 million per year in payouts would even be possible. As one example, California had four shootings by concealed carry holders in 2023. NONE of them resulted in a criminal prosecution. I showed their policy to a friend who was an insurance consultant to major corporations for decades. He laughed out loud when he read it. The number of claims they would have would be so tiny that I doubt they even have a real claims department. If anyone had a claim then they would find out what the policy really says.

[@BiggHoss]

Just look at their office, it'll tell you everything you need to know.

[@user-anc123]

How this organization is still in business is beyond me

[@leighaskew1348]

Was a member since 2016, cancelled my coverage today after watching Tim’s video. Very disappointed that you allowed a member to use a public defender then danced around the issue and are only now providing help with his appeal.

[@nammoses7800]

That's the members choice you do know that right?

[@ultrafuel2559]

Vague BS. I'm dropping you guys.

[@rodleypumpkins4174]

Honestly you guys lost my membership awhile ago I’ve seen you guys deny a few cases just like any other insurance company. My money goes elsewhere. ✌🏻

[@ginovalentino8527]

😂😂😂😂😂 uscca was a joke I had them over 2 years and that was a joke... Dont waste your money on them

[@drewdog2534]

The dude had a clean shoot and sat in jail. You've lost my confidence.

[@TheOtherVenkman]

You thought it was a clean shoot? Maybe you shouldn't be carrying.

[@drewdog2534]

@@TheOtherVenkman he was found not guilty. A jury of his peers thought it was a clean shoot in a threatening situation. You're stupid.

[@oriontackett7643]

​@TheOtherVenkman you can't be that stupid considering he was acquitted

[@LGB-FJB]

Any company that partners with Tim Kennedy is not one I want to be involved with.

[@corbindallasmultipass]

why?

[@LGB-FJB]

@@corbindallasmultipass Tim Kennedy loves gun control.

[@endziel9065]

Tim you've been called out and are avoiding critical questions. Which means your being deceptive. I am cancelling my membership immediately and what I recommend is having a 2A attorney on retainer would be the best for anyone in a self defense situation. You have a lot of good stuff within your company but the so called insurance part is BS. God bless

[@johnjohnson798]

Your company should be ashamed for making him have a crappy public defender after paying you for coverage.

[@nammoses7800]

Nobody makes you pick a public defender.

[@D20034]

Use attorneys on retainer not these USCCA fools

[@linvesel]

1. “Lies and deception” he says. He would not concede that the average person perceives the situation in its simplest form and it does not look good. 2. All successful insurers use logic to sell, then when time comes to cover the client they Deny, Deflect and Delay. 3. The point of this video can be summarized “no comment on the situation, but you must believe me, because every concerned voice is a liar.” …I mean, come on dude… you can do better than that.

[@jonred6870]

So this aged like milk...

[@SICKIX]

Did Colie have a public defender, yes or no? You're answer or non answer will decide if i cancel after 10 years. Choose your words carefully and i don't want to hear, you can't comment. The initial case is over and is a matter of public record.

[@commonsay4191]

Those few, rare occasions are important. They're precedence and set expectations. I will avoid USCCA for this reason and others. Have a good day!!!!!1👍♥👍♥👍♥👍♥

[@escott3829]

You Guys JUST CAN'T Get Your Story Straight Can Ya? Why Would Ya Have Updates, If Ya Had Straight Answers When Asked.....

[@charlesl5226]

If there was other services allowed to cover me in my area I would have USCCA. Let’s put it this way, there has been way to many people that are customers like the most recent individual in your monthly magazine, who have spent any amount of time in jail. We pay you so that doesn’t happen. Not one day and certainly not over a year. And probably the biggest reason why I will leave as soon as I can find a better program is Tim Kennedy. Flat out his service aside, that man literally stand for and believes in two different things depending on who he is talking with and who is paying the bill. USCCA: all about 2A and our rights. Some podcast or behind closed doors: only people like him should have “weapons of war”. Not the type of people I want representing a company I use for my legal protection or my families. Same reason why I won’t buy, or use anything 5.11.

[@simplejackthemack5896]

Never enter a contract where one party stands to win by breaking it.

[@jski718]

How does USCCA win by breaking the contract?

[@thedukemasonshow2477]

​@jski718 they don't have to pay for your lawyer etc. I don't know if they're dirty or not but insurance companies usually try to screw you over