This Could Be THE WORST TIME EVER TO MOVE TO FLORIDA

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Right now in mid 2024 could be one of the worst times in history to move to Florida, especially if you are looking to buy a home. Inventory across the state is spiking, many homes are reducing prices by large amounts and still not seeing offers and buying now could potentially put you in a bad financial situation. But the good news is that there is hope for being a Florida buyer in the future with so many deals coming online and so many sellers desperate there will surely be better opportunity over the next few years.
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DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s KZbin channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, KZbin, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

[@MichaelBordenaro]

65% PAY CUT HAPPENING NOW! AS ENERGY BILLS SPIKE kzbin.info/www/bejne/b6qcnZp4mLmEd7s

[@Blue-hf7xt]

interesting, there are some channels where they can't pin a comment.

[@scoopaway9176]

@@MichaelBordenaro bro California is way worse than Florida. Good luck hopefully you don't say the wrong thing in that state. No literally they put people in jail for hate speech 🗨

[@scoopaway9176]

@@MichaelBordenaro also my mom lived there and I use to work in Cali make 150k in the day. Still a 💩 city Cali

[@bsha7752]

1:07

[@surfboard396]

@@MichaelBordenaro How the hell can somebody take a 65% pay cut and sustain the lifestyle they are living? I’ve seen no evidence of a company cutting salaries by that much.

[@Riggsnic_co]

I’m in Ohio and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighborhoods. Then you’ve got Better, average sized homes in nicer neighborhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.

[@JacquelinePerrira]

Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

[@Jamessmith-12]

True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.

[@kevinmarten]

This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?

[@Jamessmith-12]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@kevinmarten]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@darnellcapriccioso]

Housing prices likely won’t drop significantly until supply increases. The U.S. is short millions of housing units and isn’t building fast enough. Demand remains high, and even a small dip in prices attracts many buyers. I’m looking to buy affordable houses in August and maybe invest in stocks. When’s the best time to invest in stocks? Some say it’s profitable, but others warn it’s risky. Any advice?

[@tatianastarcic]

Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.

[@richardhudson1243]

Having an investment advisor is the best way to go about the stock market right now. I used to depend on KZbin videos but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

[@ChadRoberts-x6i]

Could you recommend your advisor? I'd appreciate some help.

[@richardhudson1243]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Annette Marie Holt for few years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@EmilyMoore-n7n]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@VeniceHew83]

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio...

[@AgataRadizikowska]

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

[@HelenaTichmann59]

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

[@HunterZ64]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@HelenaTichmann59]

NICOLE ANASTASIA PLUMLEE' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up. .

[@HunterZ64]

I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@Elizabethwells-q7f]

It is difficult to make exact projections for the housing market as it is still unclear how quickly or to what degree the Federal Reserve will reduce inflation and borrowing costs without having a substantial negative impact on demand from consumers for anything from houses to cars.

[@Thompson-e7h]

If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone wants to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

[@Olivia-z5c]

The new mortgage rates are crazy, add to that the recession and the fact that mortgage rules are getting more difficult, and home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. For now, get your money (as much as you can) out of the housing market and get into the financial markets or gold. If you are at a cross roads or need honest advice on the best moves to take now, it is best to seek an independent advisor who knows about the financial markets.

[@Jasonshelton-]

I will be happy getting assistance and glad to get the help of one, but just how can one spot a reputable one?

[@Olivia-z5c]

'Jessica Lee Horst' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@berniceburgos-]

Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her.

[@Jaysun11B]

Yes. For the love of god please stop moving to Florida. We’re full.

[@Morgamera]

And don’t come to Texas either. We too are full.

[@frankcorrea8691]

Same thing with texas, newcomers are trying to change our culture here keep your new jersey and new york attitudes up north ,viva tejas , land of the original tejanos!!😮

[@lindylou3519]

It’s happening all over the south.

[@DavidTallia]

@@Morgamera - How's the migrant situation coming through El Paso?

[@tj2791]

No one wants to move to Florida or Texas!😂

[@timballenger1416]

Born and raised in Florida. High crime rate, alien abductions are daily, leprosy is on the rise, pythons are everywhere, gators, snakes and bugs. Don't move here.

[@MagicM1KE420]

Alien abductions?? Leprosy?? 🤣🤣🤣What you smoking my guy😅

[@theone4929]

​@@MagicM1KE420 😎 dude, get that medical marijuana card in Florida 👍 and I'm talking Acapulco Gold quality product 🤘 Florida does it right 🙂

[@FloridaGirl-]

🤣🤣🤣

[@MagicM1KE420]

@@theone4929 🤣🤣🤣

[@annjames1837]

😂

[@duancoviero9759]

There is no housing shortage, there is a shortage of "Affordable housing"

[@Alexandra-ek6bb]

I respect a man who honors his wife. :)

[@frankcorrea8691]

@@Alexandra-ek6bb nowadays there is no respect for marriage, so much infidelity going on ,here you can tell who comes out of hotel 69!

[@user-wn7fr7wi2t]

You probably wish someone would respect you too.😮

[@thomasryan2679]

My friend is 96 pounds and in very poor health. He just lost his brother and mother. His tenants weren't paying rent to begin with, but he just learned they stole his deceased mother's jewelry. He shot at both of them, just hit the female. He's a veteran who's never been arrested in his life and is now facing two attempted murder charges. I doubt he can survive in jail. Unless you know what you're doing, skip renting to others.

[@Resmith18SR]

Not a good situation.😮

[@frankcorrea8691]

Can't trust anyone nowadays, not even your own relatives husband or wives, lots of infidelity around, no one is contrnt!😮

[@eFlashg]

🙏

[@Tugela60]

What were the tenants doing in his house? Sounds sus to me. Sounds like he just went and shot them. Of course he is going to face attempted murder charges, you can't go around shooting people just because you have a dispute with them. That is illegal.

[@civilianrightwing]

Emotional people don't use their brains and get trapped by scammers. I think these tenants scammed their landlord and will stay rent-free while landlord Withers away in jail. The only way you can survive in this world is to out scam the scammers.🤔🤠😎

[@rillesttalk]

A big shout-out to the leaf blower in the background! 🌬️☘️🍂

[@kenitsanoutragecandia3939]

Yup, in Fl. we have a tile saw guy, chipping hammer guy, hedge trimmer guy, pnuematic roof nailer guy, pressure cleaner guy, and always a leaf blower guy. Sfla. is the noise polllution capitol of the world. Small airports everywhere. Must mow every week half the year, Tree trimmer guy, and all the loud import exahust on junk cars. The list goes on.

[@chuckdvorak6268]

He brought that guy from Miami for effect!

[@natenathan2478]

Cali just banned gas powered leaf blowers, smoke em if you got em.

[@RailfanNetwork]

I guess there's two kinds of abject poverty: 1. Generational 2. Florida Condo Ownership

[@brendagates4833]

Our property will be generational were staying put my great grandkids can have their parents own their own

[@brendagates4833]

You never never really own a condo

[@randymanchester6993]

@@brendagates4833 Or a house..

[@Kuulei265]

Oh Lord!! That’s funny!! You win today. We have to find a sense of humor about all this madness.

[@kernzilla]

this is pretty funny actually

[@rickhiggins6521]

You two look like a happy couple. It is the best thing you can have in life. I have had a happy marriage for 60 years. Cherish it.

[@davidmontgomery5047]

This is especially True if You've Survived a Horrible Marriage to an Insane Person .

[@dmark6699]

I can remember people would move to Florida because cost of living was cheaper.

[@rfink222]

The high humidity, heat, hurricanes, and flat landscape is enough to keep me away.

[@karlnordinger5968]

and leaf blowers

[@redsnapper9410]

Thank you for not coming here!

[@frankcorrea8691]

@@rfink222 tske away the beaches in flooring it would be flat like Kansas, not very rye appesling!

[@tjlarson6519]

We ALL live on fixed incomes, not just those over 65.

[@MrSteeDoo]

Yeah mine is fixed until my next raise.

[@DIVISIONINCISION]

Not true. Those who lived below their means can still splurge. What is with this "We" talk?

[@debbiec6216]

@@DIVISIONINCISION With the economy, everyone including those who lives below their means , better save too.

[@DIVISIONINCISION]

@@debbiec6216 That is what living below your means, means, Deborah. "Saving".

[@kagg.1381]

Florida does not gives raises. Not even it’s government. No COLAS. No step raises. There has been a big decline in regular workers getting paid raises due to money suckers sucking up over $300,000 per year as a small town police chief, the highest paid in the state. He can’t stop one crime in his tiny district. Volusia County Sheriff needs to get involved, DAB police chief loves knives but not guns. There are eat more knife crimes in DAB.

[@MavRick69]

I dreamed of moving to Florida for years. I’ve been woken up and now it seems like it was a nightmare. Absolutely Bonkers.

[@Resmith18SR]

You really dodged a bullet. I grew up in Florida and it's a real shit show.

[@Blue-hf7xt]

Congrats you listened to your angels. I almost bought a house, weeks to closing. It had to be divine intervention

[@edmundmcgrath213]

@@Blue-hf7xt Nope just common sense

[@bmx672]

Florida is amazing! We moved from Illinois and will NEVER go back!

[@Marcuswelby-nx2te]

We don't care

[@fredk9999]

North Miami Beach: These factors affect rents, too, because homeowners pass through cost increases in the form of rent increases.

[@Sailor_Samara]

That's very true as it's been happening to my family each year since 2021

[@mram6311]

All your videos are common sense financial realities, but people, like my neighbor here in San Jose, will still vote for people that will continue those policies. Insanity.

[@larkatmic]

Same here in Burbank. It’s become a mind disease. Gets worse every year. Blind leading the blind.

[@sabine51000]

I've lived in Orlando but now in Henderson NV lake las Vegas. Love Vegas , no storms or bugs! Taxes and insurance reasonable.

[@tatianastarcic]

Stability is a result of our economy's struggles with uncertainty, housing issues, foreclosures, global volatility, and the pandemic's consequences. To restore stability and promote growth, all sectors must respond quickly to concerns about growing inflation, slow growth, and trade disruptions.

[@sharonwinson-m8g]

Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.

[@nicolasbenson009]

Having an investment advisor is currently the best way to approach the stock market. I was going alone, but it wasn't working. I've been working with an advisor for a while now, and last year, I achieved over 85% capital growth minus dividends

[@TinaJames222]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@nicolasbenson009]

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.

[@Vincent-j8u]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@Juliet875]

LOL I live here in Florida. Yeah, inventory is crazy and so is the Insurance, etc... Big mess here right now. Hi Lisi! Thank You Michael and Happy Thursday!

[@Lisithedogwalker]

Hi my dear Juliet! Thank you for always being here!!!🩷🌷😘🙏

[@DIVISIONINCISION]

I don't understand buying in Florida. Unless you're talking about North Florida, there's just no value in real estate there. Overpriced.

[@billredding2000]

Some people don't care about "value" -- buying a property/house isn't an "investment" for them, so none of that matters. They move to other states (like FL) for other reasons.

[@picklerix6162]

@@DIVISIONINCISION - Florida real estate to rich Kalifornians.

[@kagg.1381]

Kaliifornia relocation specialists who are real estate agents

[@endofsociety]

Yeah especially along the coastal regions. Way overpopulated, insurance is too high, and traffic is terrible all year round now. It's no longer seasonal traffic. Worse when schools are open. Took me an hr yesterday to get from north fort myers to Lehigh acres at 7am.

[@blackworldtraveler3711]

I bought a very nice 2006 built $560k condo dream home for $240k cash after 2008 housing crash for my second home. I don’t work and water taxi,Uber,walking,bike,shuttle,neighbors,grocery delivery,Amazon,etc. so don’t need a car there. Can’t complain. Still a waiting list to live here.

[@masterofceremony3728]

Mike tell them to stay where they're at 😂we don't need anymore traffic

[@FloridaGirl-]

FOR REAL! And all the Northerners aren’t down here yet. Though I have noticed more traffic last couple weeks here in SW FL. UGH!!!!

[@nmb5588]

Michael... Leaf blower and construction, no problem. You're lucky there have been no crazy dogs coming after you. LOL

[@Lisithedogwalker]

😂😂😂😂😂I would be able to stop them 😜😅

[@lisapolanski9379]

What about Louisiana? You can get houses there for $100,000 - $300,000 in places like Lafayette. Same with Mississippi and seniors don't pay property taxes.

[@MbisonBalrog]

But then need job or have loads of savings.

[@hvaball150]

Seniors can afford property taxes other places. Whom pays for the stuff the seniors taxes would have paid for? Non-seniors? Or do they just get nothing?

[@Orlando_Steve]

Yes! People should move to Lousiana. NOT FLORIDA!

[@DIVISIONINCISION]

Louisiana is the the only state where real estate depreciated YOY since the pandemic. People don't want to move there and real estate reflects that. Mississippi? Why would anyone move there? Both of those states have horrible standard of living and poor healthcare services.

[@DariusMcDonis]

​@@DIVISIONINCISIONshhhhhh, people don't know that.

[@johngarceau541]

Carefully watching Florida real estate

[@hvaball150]

So where will it be in 10 years?

[@JohnnyLightningV10]

​@hvaball150 I think you might want to ask where US will be in 10 years 😂

[@unaldurmaz250]

Same here man but I might rent instead

[@steven4315]

In ten years you will probably be underwater, on your mortgage, not climate change.

[@justinlowry6522]

Pretty much the entire Southeast. Carolinas, and Florida especially.

[@ToadsandTurbines]

Sorry to hear about Florida. I have a brother in the NE part. Unfortunately my TX will likely soon have the same problems as CA and FL.

[@nicolasgirard2808]

And you won't be able to blame Democrats for it

[@JBoy340a]

@@nicolasgirard2808 Most of the issues are not a function of politics. It is number of people wanting/expecting services.

[@ToadsandTurbines]

@@JBoy340a You are absolutely right although eastern Texas is quickly turning blue.

[@johnnymidas5879]

GREETINGS MICHAEL AND LISSI 🌴🌄🌴

[@Lisithedogwalker]

Hiii Johnnyyyy!!!🤗☺️

[@debbiec6216]

@@Lisithedogwalker Hello Lisi and Michael !!!!

[@Lisithedogwalker]

@@debbiec6216 Hi Debbie!!!🥰🤗🩷😘

[@Acc0rd79]

Don't you worry, we just got home from Kentucky and we are moving up there. Florida has turned to hell the last 4 years. We are going broke trying to pay our bills. Home insurance is insane, car insurance is costing me right at 1k per month now! Traffic is at a standstill for miles every day in Kissimmee taking you an hour to get to work in Orlando or wherever. My wife is a doctor and they are paying her MORE to go up there than they do in Orlando. It costs half the price to live up there, people are friendly and there is zero traffic. They may get 1 or 2 snows a year up there so there is no reason to stay here anymore. I was born and raised in Florida and even my wife is like let's go!!! More money in our pockets each money and much friendlier people and zero traffic. She is actually excited and will start at the end of the year. Do not move to Florida unless you are balling or want to be broke trying to afford the basic stuff. It's turned into a disaster.

[@jerimahjohnson8698]

Sir I'm leaving Navarre and moving back to my land in Ohio next week.

[@kernzilla]

you're not wrong. i seriously do not understand how folks can live a happy lifestyle living in/near Kissimmee. Exponential traffic, the rudest of tourists, cannot get a good meal/service in that area ... it's a whole different world here in St Pete compared to there, not sure how people do it, I couldn't!

[@lk29392]

My wife is also a doctor and we did something similar 3 years ago. We lived in Houston, which I'm from and will always have a special place in my heart, but admittedly it is a hot, humid, ugly traffic infested city of insane urban sprawl, prone to flooding and hurricanes that has become surprisingly expensive to live in. I work remote and the wife got a job up in Richmond, VA, which is a mid sized city with plenty of decent enough amenities - the James river, hiking, minor league baseball, etc... there is little to no traffic there and you are a 1.5-2 hour drive from Virginia Beach and Shenandoah National Park. You can also easily drive up and down the east coast to NC, SC, FL, or the north east cities like DC, Philly, NY, and Boston to visit and then GTHO of them. Get more real seasons here but not snow more than a couple times per year. Humidity is not nearly as bad as in the south. It's a really underrated place to live.

[@christophergaudreau9265]

​@@jerimahjohnson8698 me too been in Tampa from Cleveland Ohio 1992. . . . Going back OHIO very Soon 😊

[@timboc105]

BINGO

[@jayson657]

Florida is awful. It does a good job luring you in because it looks cheap on the surface but they lower the boom once you get here. They well reassess your house a year after you buy and double to triple your property taxes. Your auto insurance will double the minute you move here because of all the uninsured motorists they do absolutely nothing about. Your homeowner insurance will double at each renewal to cover all the sleazy roofing contractors scamming them. Then they drop your policy once your roof is 10 years old until you get it replaced.The state lets Auto dealers charge $999+ dealer fees just for the displeasure of doing business with them. HVAC contractors rip every one off. Its a grifter state filled with a bunch of transients.

[@karlnordinger5968]

More than 50% of Miami Dade county residents are foreign born , sick of hearing about Cuba , Venezuela , Russia & Ukraine on the beach and every place else , they still speak English at the VA hospital though - didn't used to be this way [ lived in South Fla since 1952 ] .

[@CryptoGuy67]

I can hardly believe the cost of insurance in Florida. Wow! It really jumps the total ownership cost.

[@MichaelBordenaro]

Insane

[@fu9793]

Always a treat to see Lisi in the vid. Thank you again for all this great info Michael. I’m in debted to for all this free knowledge. Bless you guys🙏🏽🙏🏽❤️❤️

[@Lisithedogwalker]

Thank you sooooo much for being here!🙏🤗☺️

[@bonniemartenez5294]

I really do not know how anyone can afford to move today. They must make a great income. Otherwise, stay where you are. 🤷‍♀️

[@hvaball150]

Yes, they do.

[@als7594]

If they don't help people stay in their homes, the prices will crash, and so will the real estate tax base.

[@hvaball150]

And thus govt officials are motivated to subsidize living.... And will.

[@MarcusAurelius33036]

I’m in the upper keys in an x flood zone. Citizens told me I had to buy flood insurance even though my house has never flooded in the 65 years it has existed. I own free and clear and in 2018 I redid all my windows with hurricane glass. I dropped my Citizens policy altogether because the deductible was going to jump from $17.5 k to $25k and premium was going to go up $1.5K to $7.5K + I was also told I would have to kick in another $2.5K surcharge assessment due to all the damage Ian did causing a drain in Citizens payout cash pool.

[@thomasryan2679]

Good luck sir.

[@francismarion6400]

Is your house Finished Floor Elevation 14' above sea level?

[@DIVISIONINCISION]

If you live in the keys, your whole area is a flood zone, genius. It only takes one time to ruin your investment. Can't help stupid people.

[@1969bones69]

Citizens is doing this with requiring flood insurance to all it's policy holders, regardless of flood zoning. You aren't alone in this regard. If you canceled and went with a private insurance company, then Citizens got what they wanted, if not then they get your money. Win / Win either way for them.

[@Viti50]

That’s ballsy bro

[@tomvayne7578]

I left Florida in 2007 after living there for 50 years. The best decision I have made in my life.

[@seascape35]

Where did you move to, if you are willing to share?

[@FraaaaaankRizzo]

@@seascape35 It would be wise for this person not to disclose this. Many might follow and mess that place up too.

[@living4christ]

A long time ago a guy could get a job at GM right out of high school with good pay and retirement. Technology has destroyed the good way of living. I don't see how this can go on for ever without a breaking point.

[@FloridaGirl-]

That is true. And most manufacturing has left the US. It’s an issue.

[@kernzilla]

ummm. tech has exponentially improved quality of life/making a great living, and made life more safe for skilled labor. perhaps more importantly, folks are realizing they do not have to be miserable their entire lives standing on a production line literally doing the same thing for decades. while some people find comfort in monotony, it's certainly not for everyone, and the workforce data shows this.

[@FraaaaaankRizzo]

@@kernzillaThere are too many people everywhere overwhelming the available jobs.

[@kernzilla]

​@@FraaaaaankRizzo competitive job market is nothing new though, esp for highly-coveted roles. plenty of mundane jobs out there most anyone can get, and would say the last 18mo i've seen more 'help wanted' signs than before. if we're continuing off-topic here though: if there are 'too many people everywhere' then ProLife should be more supported yea? doesn't add up m8

[@FraaaaaankRizzo]

@@kernzilla It’s magnitude of the competitive job market. It has always been a competitive job market but….the combination of automation PLUS increased populations directly impacts the magnitude. Magnitude is increasing by automation AND increased population.

[@dp.7616]

High rises on Myrtle Beach condos are only 130k but the HOA is 1590 $....holy sheeeite!

[@danefrye4504]

Lived in Myrtle for over three decades and seen a lot of bubbles this one is no different; Myrtle used to be great now it's become like any other shitty city.

[@dp.7616]

@@danefrye4504 sounds about right

[@borlanderobertson5666]

You guys look great. Tha Ca weather must be treating you well ❤❤

[@Lisithedogwalker]

Thank you!☺️🙏 Gotta love this weather!😎

[@marcjohnson8594]

Low humidity ​@@Lisithedogwalker

[@Lisithedogwalker]

@@marcjohnson8594Yes😉

[@teliciabenson7935]

I came to say this.

[@teliciabenson7935]

I came to say this.

[@BV-Auto]

Already ahead of ya Michael. Im staying put in Kentucky where the cost of living is LOW.

[@robinholbrook8296]

Same here! Love the mountains of Kentucky.

[@tubenachos]

I'm considering 🤔 KY or TN to retire

[@googleuser868]

Red River Gorge is one of my favorite places to hike but I think I will stay put in my Indiana cheap seat. LoL

[@robinholbrook8296]

@@tubenachos I am retired in SE Kentucky. Love the mountains.

[@johnb6084]

​@@tubenachos Yep. I've been looking at both plus WV.

[@michaelbarton4138]

I’m an environmental engineer and work out of Orlando was born and lived in Florida my whole life and let me tell you how frustrating it is knowing I cannot even afford most homes in the Orlando area and I make 75K a year before taxes. Not even areas like Bithlo or Christmas are that affordable anymore. They’re selling mobile homes for 250K and up. It makes me sad because I love Florida and provide potable water services and sanitary sewer designs to areas all around central Florida but cannot even afford to live here. Anyways sorry about sounding negative just really frustrated. I have been watching your channel for a while and love your channel and all your information you share with your audience. From one Michael B. to another keep up the great stuff!

[@dampergoldenrod4156]

The most worthless people are the ones making the most money

[@TravelTechie415]

why does Florida tap water have a funky toilet smell?

[@randymanchester6993]

@@TravelTechie415 Boil or Brita..or both!

[@Horatio1886build]

Yea your not the only one that noticed that. Or is it sulfur rotten egg smell. Would not drink it but I don't even like bathing in it when i visit down there at a little " camp" I I stay at.

[@MichaelBordenaro]

Sorry to hear about that Michael. So frustrating and so not fair. I hope things will turn around and everything will get better soon.🙏

[@michaelmcintoshatky]

Florida is a state I would never move to visit absolutely yes I love Florida but live there no thank you

[@Resmith18SR]

The weather and the high cost of living and the crime are all horrible.😂

[@michaelmcintoshatky]

@@Resmith18SR that is why I like it but for just days maybe a week at a time have you noticed all the. Most popular cities to live in have been destroyed by crime( especially poor ol San Francisco lol it just seems like the politicians are purposefully trying to drive people out of those cities 🤔

[@seekrengr751]

Don't forget income taxes when comparing Kali to Florida - Kali has some of the highest in the nation, FL still has none.

[@commonsense6967]

That's for sure. My daughter and her family live in L. A. and taxes are confiscatory.

[@MichaelBrown-ny3et]

Nice dress Lizzy. Yes I said it.

[@Lisithedogwalker]

Well, thank you so much Michael!🙏🩷☺️

[@loribruno6389]

Hey Michael, it's cooling down here, it's only 89 as opposed to 109. Fall chill...

[@ralph95]

So basically it's FU if you worked your ass off all your life. While these bastards get free money or programs!!!!!!!!!!!!!!

[@JakeKumar]

Hey Lizzy❗️❤️ Great to see you join Michael on a video again❗️

[@Lisithedogwalker]

Hi there Jake! It was a great being here!🤗🤍 Thank you for watching!🙏😎

[@fredk9999]

Welcome back, Lisy (Lizy). Getting your walks in on a beautiful day. Greeting from North Miami Beach

[@debbiec6216]

Lisi

[@Lisithedogwalker]

Thank youuuuu!!!☺️🤍🙏

[@Lisithedogwalker]

@@debbiec6216🙏🩷

[@timr31908]

I wouldn't move to Florida even if the homes were free... Way too many people... And there's a lot of things bad about Florida.😮

[@Orlando_Steve]

Bless you sir.

[@mikemorgan8646]

Not even free? Where is your paradise?

[@that9blife465]

Your out of your Fking mind.

[@peterkiviat9969]

How horrible it would be, to leave a 3000 ft forty year old home in Tenafly and give up that 66k real estate tax bill, state income tax, NY and NYC Income tax, and have all that extra money

[@mikemorgan8646]

@@peterkiviat9969 so, move to Tenafly?

[@KevinGrimstadYT]

Seeing plates from Maryland, Jersey, New York, North Carolina is such a odd ball for me here being a FL Baby. Born and raised here in Orlando, central Florida. As a 23 year old in project management, I can see the truth in a lot of things and watching your videos has definitely helped me grow alot more educated on our economic system etc etc. thanks for another great video! 💯 can’t wait for the next!

[@LJ-jq8og]

EXCELLENT ADVICE ! I plan on renting and learning the "hoods" and then wait for the big drop !

[@marysaltlife1427]

Yes! That's the way to do it! My dream. Happy for you.

[@capitalismftw]

You might be waiting 10 years

[@LJ-jq8og]

@@capitalismftw Possible but unlikely... Also I can afford whatver happens... I like the agile nimble benefits of being a renter... IF I fall in love with a place that may acclerate things...

[@syriecejones]

@@capitalismftw exactly. That’s thought process too. I can attest that things are gonna get harder not easy. So do what makes you happy in the moment and ride the waves as they come.

[@SuntoryPop927]

Everything will be fine in Florida. People like to talk a lot of trash about Florida but just wait till it gets cold. Insurance rates are coming down. Property tax rates are adjusting lower with lower prices from the peak. The condo crisis is way overblown. Most condo buildings have already been inspected and have passed. Inventory is actually dropping in many markets. Hurricane Ian is now a distant memory for everyone except those on fort Myers beach. SWFL has already adjusted down from the peak. Relax it’s all fine.

[@DIVISIONINCISION]

Too many weather events there and flooding. It's not fine with all that inventory sitting on the market. I've spent time in West Palm Beach. It's nice, but not at those prices.

[@Acc0rd79]

Uhh my car insurance in FL went from 577 a month to 924 a month living in Kissimmee. It's definitely not going down at all. It's a nightmare here in Kissimmee.

[@jayson657]

What are you smoking? Our home and auto just went up substantially again. This is one of the most ridiculous states in the country behind California.

[@SuntoryPop927]

@@jayson657 it’s that way EVERYWHERE. Not just FL.

[@DIVISIONINCISION]

@@Acc0rd79 Worse, yet, there are plenty of new condos being built in Kissimmee. This was back in Feb, they are probably on the market now. Overcrowding.

[@Orlando_Steve]

It's a bad time to rent in Florida TOO. Job situation sucks. Rents are coming down a little but not much. And WE ARE FULL! DO NOT COME HERE!

[@hawaiingirlbeth]

Rent isn't coming down on the Panhandle. Franklin/Wakulla county areas. Definitely don't have the jobs here for the high cost of living.

[@DIVISIONINCISION]

I was in Orlando back in February on vacation. It was fine, however the infrastructure can't handle the traffic. All these small two lane roads back-up to the main intersections all over in Kissimmee. They are building more condos there, also. It's not sustainable.

[@tizzx4945]

Yeah you don't have state income taxes in Florida! But the insurance rates............man oh man!

[@hvaball150]

It's almost like other things adjust to take your paycheck. What a concept...?

[@nitroneonicman]

If you choose to pay for insurance. In Florida you can opt out of insurance, which is not a choice you have with taxes.

[@dondgc2298]

@@nitroneonicmannot if you have a mortgage.

[@nitroneonicman]

@@dondgc2298 That's your banks choice, not the state. Also doesn't change my point, at least you have options, something you don't have in a high tax state.

[@dondgc2298]

@@nitroneonicman no bank is going to lend money on an asset that isn’t insured.

[@josephcollins7393]

Yes please stay out of Florida we’re full

[@Orlando_Steve]

Yes! He doesn't need to tell renters to come here! We don't need anymore of those!

[@josephcollins7393]

@@Orlando_Steve exactly

[@JNoMooreNumbers]

Too expensive, hot, termites, giant flying roaches, sinkhole, hurricanes. I'll take the way cheaper cost of living, lots of fresherwater lakes and rare tornadoes. It only floods in the concrete jungles so good there. I can go about anywhere and there's another lake. The politics there are better. I give you that. Winter here is a break from bugs, yardwork, gardens are done. Relaxing by the woodstove which heats the whole house.

[@josephcollins7393]

@@JNoMooreNumbers where are you from

[@DIVISIONINCISION]

@@JNoMooreNumbers You're in New Hampshire or Delaware. Too many democratic policies up there. It's also too cold in the winter. Most people don't want either of those things.

[@johnsmith-vk6sf]

Mrs Bordenaro is back...Yeeeehaaa! Michael you lucky dog..

[@frankcorrea8691]

@@johnsmith-vk6sf are you a cheater?

[@allyjack8437]

My parents owned property from West palm to Englewood. Nice in winter but summers were for me. Let's not forget about the NOSEEUMS. They are such a joy as you stand in your grass.😂

[@FloridaGirl-]

And they are out!! I keep a can of REPEL MAX on the window sill. A couple squirts of that and it’s fine. Don’t go out without it this time of year when working in my yard!!

[@brucelyonholt2001]

Hey there Lizzie.... It's good to see you beside your husband !! I surely enjoy hearing what he has to say.. Bruce

[@b-villeboy2704]

Love seeing Lizzy & good points about Florida.

[@mikeifyouplease]

Michael, what I don't understand is that Florida has been a state of extremely hot temperatures and what used to be a regular hurricane season. I never understood why people would risk living there. And building skyscraper condo-buildings that faced daily salt sprays from the ocean. always made me question the logic. What am I not getting right here? 🤔🤨😕

[@ZXX984]

Mortgage free home, we’re staying put. Low flooding potential. Quiet area. Reasonable taxes and insurance costs. Auto was less but not by a lot when we lived in NY. If insurance costs booms, we’ll have some thinking to do. We are retired and on fixed incomes. Reside in Sebastian. Nice seeing you Lisi. You miss the dogs? Hope to see you on a walk again.

[@stephengeorge3507]

Were on our third 100.000 $,assessment, its getting crazy,and we only have twenty units in my bld,thats split twenty ways,FORGETABOUTIT

[@rodneywalden5358]

Reventure Consulting has done a good job keeping us up to date on Florida in your absence, but we still miss you.😢.

[@FrankRizzo557]

I posted this before. Citizens just jacked my rates up enough so the insurer who took over the policy would accept it. Citizens jacked it up by like 10-15% and then xxxxx company jacked it up another 20%. For a total of 30% to 35% percent increase.

[@DIVISIONINCISION]

You can leave Florida. Choices.

[@dondgc2298]

@@DIVISIONINCISIONpeople have jobs and connections. It’s ridiculously simplistic to say “you can leave.”

[@daribryan7062]

Same here. smh

[@DIVISIONINCISION]

@@dondgc2298 If those jobs and connections aren't helping your income grow, you may need to move somewhere else. Survival is ridiculously simplistic.

[@dondgc2298]

@@DIVISIONINCISION no your expectations of what life is like for other people are simplistic.

[@ericclark133]

Condos should have depreciation included in their valuation. It should be a legal requirement for owners. If you own a house, you are responsible for interior and exterior. But with a condo, the exterior - and some of the interior - is shared responsibility. So you get a tragedy of the commons situation - as no one wants to set fees to accumulate sufficient funds to take care of major maintenance items. That would likely be $500 per month. Now, when you make major improvements (like roof replacement) you can add to the valuation, ie, wipe away some depreciation. But the reality is that people who bought new condos and sell them decades later obtain gains that are much greater than they should - as the new owners hold the bag when the bill for the deferred maintenance comes up (this is what happened to my mother-in-law, who abandoned her nearly four -decade old unit when the massive bill came due, and this was in the opposite side of the country from Florida). Even with this requirement, it’s still a decent starter option. People will build some equity, so they can eventually buy a detached house.

[@novola1972]

Thank you for being impartial. I really appreciate the content where I don’t feel being used. Happy to watch all the time

[@Chirita008]

A big shout out to Lizzy! Good to see you again. I couldn't tell if you were wearing a top or a dress, either way it was absolutely beautiful!! The colors were gorgeous! Hope you're enjoying your stay in CA. 🥰

[@RandomCryptoHodler]

12:41 When they start walking by my house.

[@dondgc2298]

You’re famous!

[@RandomCryptoHodler]

​@@dondgc2298 actually my Mazda and front lawn is famous. I do need to trim the bushes off the sidewalk. Looking like a slob out here.

[@TheFlyingHaggis]

Suzie ❤ A wife who understands what being a wife means.....Loving a man who understands life ☺ ❤

[@muddywater64]

With all do respect Michael, Your wife is stunning, just say'in

[@wintechcorp.5468]

Sorry to say... but we prefer when you do the videos by yourself, which has been your standard format. Unless of course you are interviewing someone, or presenting data along with someone else.

[@frankcorrea8691]

@@muddywater64 looking but no touchie!

[@reneeemigree9004]

Thanks for vid Michael and the deleting personal data program online, you’ve just mentioned. ✔️

[@fracturedfairytales979]

Always great, honest content. So rare!🙏🏼

[@silkenflare6989]

Thank you for all your valuable information. It's good to see your wife Lizzy with you.

[@christophergaudreau9265]

Beautiful dress Lizzy you look "Fantabulous" today. Great video today on Florida Michael . . . Blessings to you both 😊

[@MichaelBordenaro]

Thank you so much!

[@Lisithedogwalker]

Hiiii Christopher!!! Thank you for your kind comment and for being here with us!🙏🩷🤗

[@stephtraveler7378]

Some areas of SW Fl have a compounding issue. A daily death rate that is highest in the nation. (morbid but its a fact of life that people grow old and die...) And the other reasons the housing market is declining. The carnage has a long way to go before it bottoms out. Anyone listing right now, needs to discount and take what they can get as its going to be a blood bath in the coming months.

[@PlasmaBurns]

Most of the homes that are "priced to sell" are in areas where property taxes make them unaffordable even at the much lowered price. Doing searches by property taxes is pretty revealing.

[@capitalismftw]

Not really, its relative to the value

[@dondgc2298]

Taxes and homeowners insurance.

[@FrankRizzo557]

You forgot the HOA fees.

[@M.J.Lyman1776]

@@capitalismftw yes really...... Tax assessors can be subjective and arbitrary.

[@kisnhug6694]

You have to have money if you live in Florida. Property taxes, car insurance prices of homes, and if you have damage from wind or rain storms. You have to rebuild, and that costs money. People might look poor, but they are far from that❤

[@frankm2385]

Have your uncle buy one of those water bladders that go around your home. It prevents most floods.

[@victorkral723]

Always fun having you guys visit California. Enjoying the Show.

[@Lisithedogwalker]

❤❤❤❤❤❤

[@JP-uy9kq]

Planning on Leaving Florida in the near future, wishme luck.

[@debbiec6216]

Have you a solid plan before moving !!! Have enough for everything $$$ , etccc. Since you know everything cost a lot of $$$$$.

[@xtominater]

Visiting Florida over the summer the humidity was so bad my car was coming unglued! Door panels and emblems were falling off, air conditioning vents were dripping water, car radio was going on the fritz from wet connections? I was constantly wet couldn’t dry off and the mosquitos were eating me alive! So, all you Floridians saying don’t come here it’s full etc, you can have it lol

[@ILLUMINATOR49]

Lucky guy with happy wife is the prize 👍🖖

[@tj2791]

He needs to get a job.

[@Lisithedogwalker]

Thank you! I am very lucky as well!☺️ Love my babe! Thank you for supporting his channel!🙏

[@frankcorrea8691]

@@ILLUMINATOR49 marriage is a liability, just saying!

[@amrutaukarande9126]

Thank you 😊

[@rasterraster1728]

In jacksonville, it seems like 1 outta every 5 houses are for sale.

[@hvaball150]

4591 homes for sale. Another 1400 condos/townhomes. 214,163 owner occupied houses. So pretty close to 1 in 5, right?

[@rotart12arx3]

@@hvaball150 1 in 6 would be 35500 for sale, it is only a bit less than 3% of the units for sale.

[@hvaball150]

@@rotart12arx3 I'll help you out. It is 1 in 35. Not 1 in 5. No where close to 1 in 5. Seems or feels ain't "reals".

[@rotart12arx3]

@@hvaball150 I never said it was 1 in 5. The first post said it was. I was just posting the numbers that would have to be on the market for 1 in 5. It is about 3 percent of the total homes for sale compared to the total units. So yes 1 in 35 is in the ball park, but not 1 in 5.

[@davidhilton1066]

I wish my state had an in-state residency requirement of 5 years before being allowed to buy real estate. All the unwanted jerks from up north are moving down and driving the prices up so high that families that have lived here for generations can no longer afford to buy a house.

[@jimmyhoffa7935]

VOTE TRUMP & that free money for illegals will STOP😊 If you want higher taxes, higher prices & a collapsing economy then go right ahead & vote for UNQUALIFIED HARRIS😅

[@MetalrecordsOnline]

Left Florida for North Carolina..Best thing I ever did.. (jobs, climate, standard of living, beaches, mountians,etc.....)

[@Kate-fn8rj]

Which area of NC?

[@reCallanan1979]

Hi Lizzy, so nice to see you with Michael back-to-back, were you wearing a Eric Javits straw hat yesterday? You wore it so well! Wishing you guys a beautiful weekend. God 🙌

[@Lisithedogwalker]

Hiiii there!!! Thank you so much!🩷 It was a fun back-to-back!☺️😎 Actually no, I got that hat for $25 at a Miami Beach souvenir store.🤭 It was on sale and just perfect bc I wanted one with UPF 50+ protection.😉

[@MrSuavena]

Watching your video in 2X speed while you walk, is a workout. Question how do you deal with the glare ( sun ☀️)?

[@helena3631]

With no visor is insane

[@Reflect50]

What a beautiful couple !!! Thanks for there great info. I appreciate it very much

[@marias9221]

Hi Lisi and Michael! Hope you’re enjoying your vacation! ❤

[@Lisithedogwalker]

Hi Mariaaaa!🤗 We are loving it!🩷😘

[@stanhankins3175]

I am not moving to Florida.

[@DariusMcDonis]

I'm not moving to Bolivia

[@legendaryangel1991]

Thank you for all this valuable information

[@Ethan_Martin90]

Question.. who's got money to buy anything right now? Let alone buy a home. People can't afford food

[@MrSteeDoo]

Me. I have no problem paying my bills. I don't keep track of when payday is.

[@Tamrushka]

Me too …

[@redtiger7268]

Here is how stupid insurance is; When I was 16 my grandfather let me borrow one of his cars to go to work (trying to earn enough to buy my own at the time) A guy ran a light and hit me. It was all on camera. Wawanesa filed the claim and had the other guy's insurance cover the costs to fix the car. I than got a letter saying that I had a lifetime ban for not being named on the policy even though his policy clearly said he could loan the car out and only people that lived with him needed to be named. I am 38 now and priced out new insurance last year through a broker for quotes. He asked me why I was an banned from Wawanesa and I just laughed.

[@ralphholiman7401]

You would almost have to be insane to buy a condo in Florida right now.

[@hvaball150]

Only a multi story. Percent of a percent of homes.

[@ralphholiman7401]

@@hvaball150 , I used to live in south Florida. Most condos are multi-story.

[@DIVISIONINCISION]

@@hvaball150 All of them are multi-story. Have you been to Florida?

[@hvaball150]

@@ralphholiman7401 2 million Floridians live in condos subject to these new inspections. 23 million people live in Florida. That is the best I can give you. Maybe 4 million people live in condos and townhomes. A percent of homes are condos, and a percent of those condos are 3 plus stories. There are over 27,000 condo associations in Florida. How many are multi story? Maybe 1000?

[@kapes13]

Hi Michael, our Florida home insurance is being assumed by Slide insurance this year as part of their 15K, hope they will be good. My State Farm broker could not stop the transfer this time, and he had kept us with Citizens for 10 years, but cannot any longer. Sure hope they can be on the up and up, our rate is very low and we are one of the lucky folks grandfathered into this nonsense of real estate. We have had flood insurance for quite some time, since we are so close to Tampa Bay and storm surge. We also have wind mitigation discounts on our storm shutters and roof straps so we feel our home is pretty hurricane proof. Luckily also we have avoided the flooding from this year's rainy season storms, it's a wild one! Take care great channel.

[@MM-ig2zq]

Floridians put up your American flag, Trump flag, Confederate flag and play southern rock in your back yard. Guaranteed nobody will move next to you from NY or CA.

[@FloridaGirl-]

😂

[@timboc105]

BAM..I've been doing that for years 😁

[@Bradimoose]

There's a recent story in St. Pete where a lady just moved to Shore Acres, bought a $8000 flood policy from NFIP and flooded from tropical storm Debby. Claim was denied because the prior owner flooded and didn't fix anything after receiving the claim check. All the appliances were just cleaned up I guess because she submitted the claim with the same serial numbers as prior damaged appliances.