I fully appreciate the pie chart edit and the time it will have taken
@ThatFinanceShow2 жыл бұрын
....a man that knows.
@gitanj52262 жыл бұрын
Thank you so much for the breakdown of what index funds are!!
@ThatFinanceShow2 жыл бұрын
So glad it helped! Thanks for watching
@kameronsunner1232 жыл бұрын
I’m currently 18 years old and looking to build long term wealth. My parents invested in a child trust fund when I was born and therefore I have money to invest. I plan to take the money out of my trust fund and put it into a stocks and shares ISA so I can start investing in index funds. I am just looking for some advice on whether this is a smart move and also some advice on shaping my portfolio at such a young age. Great video by the way!
@ThatFinanceShow2 жыл бұрын
The great thing is you have time on your side here so as long as you go in with good long term investing habits now, you can really build wealth over the years. Good luck, create a diversified portfolio and understand that investing comes with downs as well as ups.
@ItsDex6910 ай бұрын
Hey man, just wanted to see how everything’s going, I’ve been quite interested in investing since I was 17 but all my investments have been too volatile and now I’m searching to invest in more secure investments. I’m 20 now and was just wondering how well you’ve done?
@kameronsunner12310 ай бұрын
@@ItsDex69 I have two main ISAs that I invest into. A stocks and shares ISA with Vanguard and a Lifetime ISA with money box. Planning to use the Lifetime ISA for a first mortgage and that’s all there is to that ISA tbh. As for the S&S ISA, I have let myself down slightly with the consistency I was investing but I cannot fault the funds I’ve invested in whatsoever. I would recommend you open a stocks and shares account over anything else and try to have a portfolio consisting of index funds (use ETFs where index funds may be unavailable). Do some research on the best funds right now. Off the top of my head I’m invested in the FTSE100, S&P 500, A global bond index fund and another US Index fund. I have invested £9000 of my own money and have a return of around £1800. Hope this helps 👍🏽
@The_Unintelligent_Speculator Жыл бұрын
Own the World 🌎
@HayleyEich2 жыл бұрын
This was really good and very informative! I liked the editing and the music :)
@ThatFinanceShow2 жыл бұрын
Thank you so much Hayley!
@Redline.john19862 жыл бұрын
Nice video, But i wouldn't bother with VAGP its lost 1.6% in 5 years thats C###. I would go with Vusa personally For the long game. (5 years plus)
@ThatFinanceShow2 жыл бұрын
Thanks for watching Paul. Bond allocation tends to be more for tempering risk than performance, let's see what the next 5 years holds - could be very different.
@LoveLearningInDorset Жыл бұрын
Hi Tom, thank you for your de- mystification! ( is that a word?!) I started investing in Nutmeg platform, how does that compare to Vanguard, which often gets touted?
@ThatFinanceShow Жыл бұрын
No problem! Hope you found it useful. Nutmeg I think do more managed portfolios, like ‘robo advice’
@PrettyPennyClub2 жыл бұрын
I've got a few different ETFs, based on how I want to distribute my cash. Worked ok so far, but sure that can turn on a sixpence. Nice and diversified... see you at the finish line. I do enjoy your jokes. lol. Great video, mate. 😀
@ThatFinanceShow2 жыл бұрын
Thanks as always for watching David!
@tom76762 жыл бұрын
Just buy either VWRL or the Global All Cap. Simples
@MJ-uk6lu2 жыл бұрын
or VWCE
@ThatFinanceShow2 жыл бұрын
It can be this simple if you've got the risk appetite for it, yes.
@MJ-uk6lu2 жыл бұрын
@@ThatFinanceShow But that's essentially what Jack Bogle said is the most reasonable, simple and reliable type of investing. And it truly works over many years. Meanwhile, you could buy separate regional ETFs to recreate just that, but it would stink for you to have invested in Nikkei 225 and in MOEX, which went to zero.
@tom76762 жыл бұрын
@@ThatFinanceShow not much risk in better on the global economy to be higher in 30 plus years is there?
@williambaker427 Жыл бұрын
Or PRIW @ 0.05% TER Developed World Distributing or FWRG FTSE All World (incl. Emerging Markets) @ 0.15% Accumulation 🙂👍🏻
@kbonh222 жыл бұрын
One thing confusing me is when I search for these index funds like FTSE 100 for example, I'm getting 5 or 6 with the same name but different prices. Whats the difference?
@jonnewman8556 Жыл бұрын
Same here. Did you ever work it out?
@williambaker427 Жыл бұрын
Suggest reading Little Book of Commonsense Investing by John Bogle, Investing Dymistified by Lars Kroijer 👍🏻
@SteveDuts2 жыл бұрын
Another great informative video Tom, don’t hear many Mystic Meg references anymore, wonder if she ever actually won the lottery?
@ThatFinanceShow2 жыл бұрын
I don't know why she popped into my head I'm sure! If anyone could win the lottery, it should be her right?
@Nanocon111 ай бұрын
I can't wrap my head around any of this, it sounds like another language honestly.
@Magic-wo4sj2 ай бұрын
Same here
@n1ckthegr33k66 ай бұрын
That portfolio sounds a lot like my pour over recipe 4:6 🙃 306 in 3-3.5 mins
@declanmcardle Жыл бұрын
You could also say "whore's drawers" :-) I think it rhymes well too...
@ThatFinanceShow Жыл бұрын
😂
@dailyquotes44112 жыл бұрын
Love your channel! What’s the difference in an index fund and stocks and shares ISA
@cheeper4461 Жыл бұрын
You can buy an index fund with your money in your stocks and shares ISA. It’s just a type of investment. Instead of buying one stock, you buy one share of an index fund and invest in what the fund invests in.
@williambaker427 Жыл бұрын
Stocks & Shares ISA is the tax advantaged wrapper. Index mutual fund or index ETF is what you place within that wrapper 👍🏻
@user-ns5yn8ux2u11 ай бұрын
Is it better to stick with one index fund that is involved with over 4000 companies, or invest in a few different index funds?
@DRMSTU Жыл бұрын
Deftones Gore
@ThatFinanceShow Жыл бұрын
Good spot
@billmccreath99302 жыл бұрын
So Tom, are you actually talking to a real person when you look away and ask a question or do you have an imaginary friend? 😂