This Is So Weird

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[@BrianW211]

If Frankie wanted to take out a life insurance policy on her father, she could do that instead of paying for his policy. If she pays for _his_ policy, then he retains control over who is named as a beneficiary. Imagine she pays for her father's life insurance for 10 years, then he changes the beneficiary to a lady-friend right before he passes away.

[@cisium1184]

Agreed. It kinda sounds like Dad doesn't understand how life insurance works.

[@davinasquirrel7672]

That is what I thought of too.

[@TonyCox1351]

Or just say no thank you. Life insurance is not a good investment, if it was that would mean the insurance company is losing money. But they know that probabilistically you’ll spend more on premiums then you’ll receive in payouts

[@starrystarrynight6281]

I know that I watch too many crime shows, but if something “unusual” happened to Dad the police might take a look at you.

[@TonyLambshanks]

Or maybe a secret closet dude from out of left field.

[@JoeyNYSDnomad]

We love making fun of this generation but the parents are the strange ones.

[@beck943]

Why not notice the strangeness in both?

[@pickapointsports550]

B nb nb

[@TheAussie1970]

"Sure Dad. Need the brakes adjusted on your car?"

[@markkunath8440]

😂😂😂

[@indiaandrews6996]

My dad did the same thing. He isn’t a saver. He is very selfish. He resented the money coming out of his pocket when he could spend the money on himself.

[@markw9841]

Life insurance is more important when kids are still dependent.

[@cisium1184]

I hope Dad isn't broke because he's been sinking all his money into whole life insurance.

[@katemiller7874]

Or you want to leave a legacy. Or have a wife

[@bobmcdoggish9659]

This is just plain wrong for a parent to do to their children.

[@briankowald6465]

Odd request. If he ever suspiciously dies, she will be #1 suspect

[@mikepaulus4766]

Buying death futures in your dad. 😂

[@TonyCox1351]

Puts on dad 🚀🌕

[@willelliott5052]

Part of financial peace is being self-insured with no need for a life insurance policy.

[@buckybarnes3803]

Damn I was just about to ask my daughter to pay for my mortgage

[@cutenobi]

lol.

[@cynthiaborden4209]

Lol

[@sct4040]

Only if you transfer the title. 😢

[@David-wo9un]

Good call; love the way Dave handled it!

[@briankowald6465]

Hi premium for a 65 year old. Put the money somewhere else

[@BrianW211]

I'm betting he already has sunk cost into a whole-life policy and he either can't or doesn't want to continue paying the premiums himself.

[@sct4040]

How much money are we talking about?

[@solomongrundy9735]

I'm single and 50, no life insurance. No reason.

[@katemiller7874]

True

[@UsernameUnkwn21]

If you have no children , nieces or nephews or family members u want to bless when u leave this world.. no sense but maybe 1 way there will be ❤

[@costco_pizza]

And what will your family do in the event of something happening to you? How will they be taken care of?

[@karil6461]

​@@costco_pizza creamation is under 1K

[@judykeown]

No need as no kids

[@dinospumoni8860]

You buy life insurance for yourself to help provide and take care of of your loved ones, not have them pay for it because you get no benefit. Your benefit is sleeping better at night knowing if you die they are going to be ok without you.

[@radfoo72]

That's hilarious and sounds like a strategy my own father would employ if I were on speaking terms with him😂 The whole point of a parent/spouse purchasing a life insurance policy is so that in the event of their passing, their loved ones aren't left empty handed and can also have something to put towards funeral/burial costs.

[@sunsetatshabooms4558]

Dave should have told her to take the money she was going to spend on ins, & invest it

[@lot2196]

He did.

[@Akrna47]

Did you watch the video? That's what he said lol

[@davinasquirrel7672]

Yes he did tell her that. You did not watch the whole video I guess?

[@JoeRNNE1]

I wouldn't do it. First, there is a slim chance that the caller could die before her dad. Second, her dad could always change the beneficiary designation without her knowing. At 24, this caller should be focused on paying off any debts she has, and then saving for her future. Whatever money she would spend monthly on this would be better used for other purposes.

[@alittlepieceofearth]

You might have explained to this young person the purpose of life insurance so that she understands the principle behind it. You get life insurance to replace your income so that in the event of your death, your loved ones aren't left scrambling to pay the bills. You get life insurance so that if you die your spouse will be able to raise your children without having to worry about having to replace your income. Her dad is retirement age and she is an adult. Assuming that he and his wife have retirement funds, and there are no children left living at home, then he probably doesn't need life insurance.

[@peaceonearthgoodwilltoall4743]

@alittlepieceofearth, Your comment is absolutely spot on and very well explained. I wish this caller and maximum viewers read it. You are so right, most people look at insurance as a form of investment which it is NOT. And as you explained, it is only a provision in the event of a sudden exigency as in premature death or serious accident resulting in inability to continue earning one's livelihood.

[@beck943]

And that's exactly what I gathered from his talking about the debt free scream widow whose young husband had just taken out an insurance policy.

[@katemiller7874]

The spouse may not have the funds. You don’t want to leave your spouse homeless.

[@rosamoreno4794]

Some parents are so F’ing weird, like some of us say how did they even raise us. How?!?

[@Tashas_Travels]

And who will pay for your life insurance 😮, if you're paying his? Why do people have kids ? Do they think children are their future "ATMs"??? 🤔

[@Bamapride1985]

If dad doesn't have life insurance to cover his own final wishes, then she doesn't need to feel bad to go the cheapest route with just a cheap cremation and no service bc of the lack of funds

[@cesaravegah3787]

Or as the guy on the funeral bussines of the Simpsons said "You can leave his corpse for the wolves"

[@AvalonMisty]

Good idea. That's exactly what I am having at Affordable Cremation. Currently: $895. *I want my family to have as much of my money as possible.

[@bandobandit353]

What you’re describing sounds like a funeral policy and not life insurance

[@KiLLED5639]

My mother tried to do the exact same thing to me except she tried to be sneaky about it and thought I wouldn't realize it. I was 25 at the time. smh.

[@Thurgor_Supreme]

Dave explained it perfectly. The fact that life insurance companies haven't gone bankrupt automatically means it's a bad investment. They've calculated the odds to be against you. Plus it's also weird that you're essentially gambling with a loved one's life

[@ruthiemuqatach5942]

OMG my uncle made the same offer to me! I declined obviously, partly because I didn't have that kind of money, and partly because I didn't want to hope for (or financially need) his death.

[@janhatcher6991]

unbelievable! You tell him no, and you tell him to pay his own life insurance. I have never heard of anybody asking their children that. He is a crazy man.

[@JakeStewart1343]

This is something my father would do 🙄

[@ConnieKelsey]

How much money and is she the ONLY beneficiary?

[@kenyattaknox5163]

Her dad sounds like he’s always trying to circumvent responsibilities which comes off as trifling and imbecilic 🙃

[@rbraxton00]

We have a policy on our parents, but they also have one. I am not sure it’s a problem us paying.

[@jorgealvarado7946]

Most people wouldn’t fully understand it because of how it was presented. A friend of mine did that for her mom. After two years of paying on it, the mom died and they were able to use the insurance money to cover funeral expenses and pay off whatever was left. Instead of it being an unexpected event and becoming more of a financial burden.

[@TonyCox1351]

@@jorgealvarado7946statistically, your friend would have been better off just saving the money on premiums and using it toward her funeral. Yes in her case the mom died within 2 years, so for that rare case it worked out. But you never hear the story of the ten other people who paid into insurance for years and then the term expired and they got nothing.

[@iddddaduncan]

What if you pass before your dad?

[@Jaycv-dq3rg]

I Pay my grandpa term life insurance policy and I am the one who get paid at his passing

[@greggpurviance7252]

Weird too

[@TonyCox1351]

Probably not a wise investment mathematically speaking but hopefully he got the term a long time ago so the premiums aren’t too bad

[@thehungrywolf69]

WTF 🤦‍♂️. SMH. What father asks this of his daughter⁉️ 🥴🤨

[@imveryhungry112]

I think dad is trying to help. Obviously this won't benefit him because the money only comes if he passes away. He might think he's going to die early and sees this as a way to make his kid rich.

[@bodaciousmos]

no the insurance will not insurce a 60 somethign for a cheap rate . he just find it unfair to pay for something he doesn't profit from . he doesn't want to waste his money . In France you have a system where you paying rent for an older person and then get the appartment after the person dies one lawyer died 20 years earlier and his wife had to keep paying because the one become one of the oldest lady in france . he can get 100 who knows what medicine can do so she pays more than she gets

[@TonyCox1351]

@@bodaciousmosthis is what a lot of people are missing. a new life insurance policy on a 60 year old is hundreds of dollars per month.

[@stevenporter863]

That is just stupid. With that logic the DMV should pay your car insurance and the mortgage lender should pay your homeowners insurance bill.

[@RickTheClipper]

Makes sense, but what if dad changes the beneficiary

[@lionheart93]

U don’t give them access to add or change anything. Ur paying for it

[@csx6910]

@@lionheart93 You can't stop them from doing it. _You_ can not insure someone else because then you have a vested interest in their demise. He could absolutely change the beneficiary.

[@miketheyunggod2534]

Ok Dave. 🙄.

[@jorgealvarado7946]

@@csx6910 If she’s the policy owner, then she would have to sign off on the change as well. Policy ownership exists for various reasons (think of a business insuring an important employee or a dad insuring their month old baby)

[@Observer100-cn7gv]

Then let him.

[@joelmartinez2278]

Dad's not right or wrong

[@TonyCox1351]

He’s wrong in the sense that this doesn’t really make sense. But he’s not morally wrong by any means

[@jeremyolsen2891]

Life insurance when someone depends on your income. Disability insurance if you depend on your income.

[@mathematician1234]

I think 10-year level term life insurance for $500,000 on a healthy male 65 year old in SC is about $200 per month. That's $2,400 per year. Frankie could put that under the mattress for 10 years and have $24,000. In the market, she could have double that.

[@dougholdem2898]

"NO" or "NO THANK YOU" either will work

[@mattbarratt5328]

This makes me think the parents may have a really poor pension and can't afford it, or dad and mom are planning to rinse through any inheritance in their retirement they could have left for their kids and the life insurance will replace that. Nothing really wrong with that (although if that's the case can't they buy a policy themselves for their children?) but they need to be open and upfront with it all.

[@grayandgray]

the only strategy is in estate planning. Life insurance to be able to end up with family cottage or whatever assets one might not want to be sold to cover costs. If dad doesn't have any obligations that end up with the kid in death, if they even care about them, no insurance. Still, I remember the old saying, no one left behind ever complained there's too much insurance, IF you're not paying for it.

[@SpicyKimchi-]

If it’s FOR the kids, then shouldn’t it be UP TO THE KIDS?

[@Fe26man]

My parents took out life insurance policies on my brother and myself. I have one on myself and one on my kiddo! You just never know… so it’s not a lost thing in my family to do this. One of my coworkers, in their 30’s, has a 102 great grandparent who has a policy on her and every child and grand child (which is funny to think about) I don’t think this is strange!

[@Fe26man]

The great grandparent is 102 years old, I forgot the years old part above!

[@lianghou7000]

I get why people think it’s weird. But if it’s the conclusion he dad came to when he rest of the family is asking him to take out life insurance when he opposes it, I can see the logic. Not so much saddling her with the bill, but it’s equally taxing for him so a way to express his refusal indirectly

[@garylaneperdue9040]

There were not enough questions asked to determine if it is a good or bad investment. If payments were to be paid by the daughter, I would only pay if ownership was changed to the payer.

[@tugboatsvideoemporium6476]

lol this is something my father asked me to do. NO THANKS

[@annmurphy5507]

Frankie, your dad is a MANIPULATOR!!! He’s only thinking of HIMSELF and not your best interest!!! Make sure he no longer has the psychological edge over you as in he’s the parent and you are the child and you have to do whatever he says.

[@UncleDavesKitchen]

Maybe dad knows something he's not sharing.

[@Big-Government-Is-The-Problem]

you might be projecting your own issues here mate... he just doesnt want to pay for it, life insurance is by definition for the people left behind, if he didnt care he wouldnt have ever brought up the subject of life insurance. not having it doesnt benefit him, and he paying for it doesnt benefit him. its not like he was asking "hey i didnt plan for retirement properly, can you give me $3000 a month to live on?"

[@UncleDavesKitchen]

@@Big-Government-Is-The-Problem No. I was a nurse for decades, and a Hospice nurse for 17 years. People did take out life insurance policies as they got older to provide for their families or had the children pay for them themselves. Of course Hospice patients didn't usually live long enough to qualify for the insurance, but this was common practice to see with our patients.

[@Big-Government-Is-The-Problem]

@@UncleDavesKitchen i was replying to the OP, not you, i think we are in agreement, he is doing this for his family, not himself, it benefits him in no way.

[@triciah8598]

What parent would ask this?

[@EsiriE]

Dave is soo funny 😂

[@greggpurviance7252]

No

[@SweetPetunia897]

We pay for my MIL’s life insurance so that it will pay off her mortgage and cover funeral expenses. We pay $100 a month though and that’s only half the payment which seems like a lot to me, but I don’t know any of the policy details. My husband and his brother worked it all out with his mom a few years ago that they would pay her insurance and I really don’t know what started the conversation or any of the details.

[@flea4061]

Man, depending on the amount, terms and who benefits, that might be a good idea.

[@joeriveracomedy]

I do it. No whining. Just doing.

[@russlea6383]

Did his life insurance agent suggest this to continue his commissions?

[@lisajane4330]

The nerve of him 😂. My Grandparents are all in there mid ninties, he could be the same. And if there are any other siblings etc it'll all be split up anyway.

[@MisterNightfish]

"Is he ill?" Physically, no. Mentally? ... Uh... yea, about that...

[@rooster5755]

dont know why this is so weird?as long as your the beneficiary,all is good and fine...ive seen and heard of it done many times in my area.ill agree that the caller is way to young to take this on..if she was 40-50 then i can see it being more plausable

[@TonyCox1351]

It’s weird because it’s a bad investment. Insurance on old people is very expensive, because old people die a lot. The insurance company will calculate a premium where they will most likely make money and you will most likely lose money. That’s how they make a profit. Unless she is financially dependent on him, she is better off simply investing on her own.

[@andybungert]

simply yikes

[@mikemcconeghy4658]

According to my doctor, I should have died before my grandparents. No way I'm the beneficiary on any payouts.

[@mikeshaw4610]

He is getting insurance for the wrong reason and person. It is for income replacement for his spouse and/or others who are dependent on his income. If/once he retires he does not even need health insurance.

[@maureenhargrave3568]

When he dies, wouldn’t the money go to the wife and not the daughter?

[@lorik475]

Depends on who is named as the beneficiary.

[@KufLMAO]

It goes to whoever he wants

[@andreanease4215]

I get the negative comments, but this is probably what the parents are thinking (right or wrong): the bought this policy, not only in the case of emergency if a spouse passed, but that the kids could inherit it after their death if everything went right. They paid the premiums their whole life, but are just a few years short of payments of getting a large lump sum passed down to their kids. If someone doesn’t pay those premiums for the next few years, they wasted their money and on top of that their kids get nothing. Maybe it was a bad plan, but I can see the logic.

[@JustinBeller]

Dad should have life insurance just out of respect for his wife (Mom). I doesn't have to be a huge policy. Just enough, or maybe a little more, to bury him pay off the house if they still have a mortgage. Make sure Mom doesn't have to move in with the daughter because the house was foreclosed on. Life insurance isn't there to make someone else rich or serve as an investment. It's there to take care of others that may depend on you in the event you die. Bet you anything Dad is buying a whole life policy with her as the beneficiary and that's why he wants his daughter to pay for it. He's getting it because he was told it is a "good investment".

[@amberwaterbury8232]

No. No. No.

[@tylersanders2388]

Life insurance is good from the point when you have a baby up until you have enough money in retirement to get by. Basically age 25 to 45 or 55. Otherwise, meh

[@jdubruyn]

ROFL🤣 I'm sorry Raise the premium and treat him like a king. Honor your father and mother🙏

[@Lon1001]

It makes more sense to pay for and be the beneficiary of someone else's policy than on your own life insurance. Similar to how many employers have a policy on their employees (that most employees aren't even aware exist). I guess you can gamble on anything.

[@rnish2958]

Dad wants to take a loan out on the insurance?

[@FancyRPGCanada]

Once my kid is in their career I’ll cancel my life insurance. I also get good life insurance through work and that ends when I’m 60 unless I want to pay extra 😂

[@TonyCox1351]

Yeah I set my term life insurance to expire when my kids are about 20. At that point I should have a big enough retirement nest egg that they can pull from and they’ll be on their way to their own career

[@TheJonOrtiz]

It’s actually not that weird and pretty simple. If you want an inheritance pay for the life insurance policy and if you do not want to pay for it, then you’re inheritance may be small.

[@user-rw8zj1td9v]

Yeah, but if you have kids you should love them enough to want to provide for them lol. Yikes

[@user-mf4gz3sp1q]

...it actually very much is and not simple at all...

[@themusiccorner9939]

I don't see a problem, I have a policy on my Mother that I pay a d am the only beneficiary. Dave saids he doesn't have one because he's a Millionaire! But, the rest of us sure do....

[@anthonyjames4319]

Actually the dude might be onto something…

[@KufLMAO]

I mean, it KINDA makes sense

[@queen.kristal8395]

Since he is 65 with medical issues he may not get a lot of money because his life expectancy is lower

[@csx6910]

Just walk away.The guy is a joke.

[@aaronmurphy8796]

Why do you need to play the call for your dad. Just say no like Dave said and move on. There’s nothing specifically wrong with playing the call it just irks me how everyone feels they need to explain things to people. Your an adult just be an adult . “Thanks for the idea, no”

[@earthring]

Yeah. It’s weird. But logic wise, I can see it. Because the daughter will be the beneficiary of his life insurance. She will ultimately get the money that she put in.

[@TopShot501st]

Why though? The premiums will be so high she probably won't make back her money. Why not just invest that $ in yourself rather than banking on your dad dying in the short term.

[@pnwflipper2089]

She won’t get the $ if he ever changes the beneficiary, which he could do without her ever knowing

[@kochubobby]

1:53 :)

[@brianna56ism]

Life insurance is a waste of money. You are better off just saving whatever the payments would be.

[@jodylarson4697]

You can't save enough to match the value of the policy. Say the premium is $25/mo. for a $100K policy and it won't change. To reach $100K even with compounding would take 70 years. Even if the premium is $55/mo., you'd need to save for almost 50 years. This is how insurance works on everything---cars, homes, etc.

[@UncleDavesKitchen]

I only watch when Dave's on. The others are nice but they don't have the experience to make financial recommendations that Dave does. Watch who you choose as your teacher.

[@WolverineIncognito]

The others are too nice! I love when Dave tears into people, like this call.

[@JB-ku7kv]

The other idiots are just puppets and coattail riders.

[@Kris-sc9oc]

Agreed. They don’t come close to the quality of Dave

[@cutenobi]

I agree. Dave has the wisdom and scared straight advice.

[@Jawrathful]

I don't mind Rachel and George together. I can do without the other personalities. But you're right on the experience part.

[@jasonleatherwood2172]

Im 38 i have .5 million each on me and wife it cost 80$ per month so thats would be a good investment lol

[@jasonleatherwood2172]

Now on a 65 year old man that peobably be 1000$ a month

[@emmybrown4031]

*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*

[@antonybella3289]

Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

[@angelabrooks8189]

Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Andrew Louis Stella, has been an amazing experience.

[@elvismozie4697]

Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦‍♀️of myself because of low finance but I still believe in God

[@sofiaogarcia2119]

I'm favoured, $60K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Louis Stella 😊🎉

[@liciaramos320]

Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?

[@KimJimCastro]

Thanks to you Dave. Following your recommendation, I started researching into Abby Joseph Cohen Services. Thankfully it was a little over a year ago now, I started an lnvestment with Abby's Services and that allowed me to be on much MUCH more stable ground in the face of global financial upheaval. So thank you, your channel, and your employees. For what it's worth, it made a difference for me and my little family.

[@Merissabade]

Same here, I got to know about Abby Joseph Cohen Services from Dave in 2021. Since then I've paid off 160,000 USD of debt. Now I'm working on building an emergency fund. I didn't even have a savings account three years ago.

[@CaressaWillian]

I know this FA, Abby Joseph Cohen Services but only by her reputation of being a former employee at Goldman Sachs; even though she's now involved in managing portfolios and providing investmnt guidance to clients. I have been trying to get in contact since I watched her interview on WSJ last month

[@PoshanMind]

❤❤

[@Merissabade]

​@@CaressaWillian Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@CaressaWillian]

​@@Merissabade Thank you for this tip. I just looked the name up, wrote to her through her webpage and booked a session..

[@gammayin3245]

EW!!!

[@joanlovelace7338]

😅👏😅👏

[@miketheyunggod2534]

Dave said the best time to buy life insurance is two days before you die in a car wreck. What?

[@pstanton2445]

Sorry. Wrong answer, guys. 1) How much are the payments? 2) Can the daughter afford the payments? 3) Is it whole life or term insurance? Some states won't let a person have term insurance after 70. 4) Yes, it's nuts. But do YOU want to hear about it for the next 30 years? I wouldn't. If she can afford the payments, she, the parents and their attorney should meet. Have the attorney draw up an agreement that she will make the payments in exchange for being the sole beneficiary. Include alternates for what-ifs. What if she dies before Dad (it happens: aneurysm, traffic accident, leukemia) who makes the payments, and becomes the new beneficiary? What if she has kids by then. Can her "issue" make the payments, and become the beneficiary/beneficiaries? Plus, by getting it all in writing now, no one can claim he was senile, or mislead later, (and someone will) because I'm sure the attorney will pay attention to that. Dad should also have a thorough physical and psych exam before meeting with the attorney. If he's 65 he's on Medicare, but might still have co-pays. HE should pay those and the attorney fee. The daughter may find that if it's going to cost him $$, he may just drop the whole thing. "But, Dad! I'm just trying to help you!" is your new catch-phrase. Personally, I think Dad's already gone over the edge. He really should be checked. Financial delusions are a big part of dementia.

[@SpecialK711]

I believe she would first need to prove evidence of insurable interest, aka be financially impacted by his death in order to do that, but honestly, if he truly loves & cares for her, he should pay it himself. Premiums for a life policy (if he's truly insurable) are relatively minor in comparison to other investments he'd have to "earn" for her inheritance, imo.

[@RandomVids519]

In other news alec baldwin is innocent!!!

[@MrTmenzo]

Nope he must pay!!!

[@LittleMopeHead]

Who? At first glance I thought it was the Hollywood star Alec

[@RandomVids519]

@@LittleMopeHead the x and c are close together you know what i mean geeze

[@rory644]

Ken got so pissed when Dave cut him off 😂 Dave’s so rude to Ken on the show

[@user-sj5yw6fo6h]

Lately i got interested in crypto but has no idea how to go about it. Can anyone Help with a reliable tra-der?

[@user-dh6hy8iw6j]

I think all you need is an expert assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment without any extra fees attached,

[@user-dh6hy8iw6j]

Elizabeth michelle is highly adept at t'rading and making significant pro'fits, in my opinion, is excellent.

[@IkemefunaEmmanuel-np1yn]

Yeah that's right I think the best way is to = invest with a professional, at least it saves the trauma of too much losses.

[@user-dh6hy8iw6j]

Ms Elizabeth michelle Is My personal t'rader..

[@IkemefunaEmmanuel-np1yn]

To be honest I invested as low as $10,000 because I was skeptical initially.Recieving my profit weekly without any attached fees gave me more confidence to reinvest

[@lionheart93]

Life insurance won’t make u broke. It’ll help u

[@TopShot501st]

Life insurance isn't an investment vehicle.

[@aolvaar8792]

@@TopShot501st You paid on a policy for years and Now you are terminal You ask the daughter to pay the $180/mo for the $150K payout

[@evosmith12]

I intuitively used common core math before it was a thing. Math was always my strong suit. It might not be right for everyone else, but learning new perspectives is what school is all about. What a clown, clowning on new ways of education.

[@Buggu3]

Her dad has a point😂

[@matyasfegyver2898]

Freak dad

[@Merissabade]

Thanks to you Dave. Following your recommendation, I started researching into Abby Joseph Cohen Services. Thankfully it was a little over a year ago now, I started an lnvestment with Abby's Services and that allowed me to be on much MUCH more stable ground in the face of global financial upheaval. So thank you, your channel, and your employees. For what it's worth, it made a difference for me and my little family.