This is Why I'm Keeping the Amex Platinum

[@superflee12]

Some of the more lowkey benefits of the Walmart+ is that you get free tire repairs in the tire center and also free roadside hazard and warranty on any new tires you purchase at Walmart. May not be that big of deal if you don't drive but if you drive often, this does come in handy. I was pleasantly surprised by the benefit when I had a flat tire repair due to a nail.

[@ChaseYokoyama]

That is a nice tip to have. I was not aware of that. Thank you!

[@SledgeIncTeam]

3yrs and I still have the Platinum. CLEAR helped me get thru a crowded MSP in 4mins a couple weeks ago

[@ChaseYokoyama]

CLEAR FTW 💪🏽 Thanks Sledge

[@tt-designs124]

I currently have the Amex Delta Platinum and I am thinking about either adding or upgrading in December of this upcoming year. The perks I like about this card is Lounge access (I travel internationally 2-3 times per year and the cost of eating and drinking in the airport more than pays for itself with lounge access), Clear, Walmart + (a quick run breakdown and I believe I save approximately $125 a year in fuel just with the .10 off a gallon), Resy credit (I currently utilize a $10 a month gift card), Uber, possibly adding my 15 year old daughter, ect.

[@CallMeLani]

I've only had mine for like a month, but I'm seeing the power of this card already.

[@metalheadami123]

Hi I just got approved. Can you tell me a little about how you saw the power of the card so fast? Thanks I appreciate it

[@ChaseYokoyama]

Damn already?! 😱 thats great to hear Lani. Hopefully you'll keep loving it year after year

[@mariaterezaterra1867]

@@metalheadami123 I travel for work and flight out of ATL but I live 1:30 from there. This means Im always early to my flight and to be able to hangout at the centurion louuge is the best thing I could ever ask for!! Im also enjoying walmart plus for groceries delivery and the upgrades when I rent cars. For someone traveling 2weeks/month, this is a no brainer in my opinion.

[@consumerdebtchitchat]

​​@@mariaterezaterra1867 I qualify for the card. They've been begging me to get it. If I traveled a lot I would get the card for the lounge room. But for an annual trip to Oregon I just can't justify it 😂. But in your case with business-related travel, which I assume is reimbursed, I would do it too ❤

[@MusicalAspie]

I'm going to be using the Saks credit soon. I found some shorts I like that are on sale 😄

[@ChaseYokoyama]

sheeesh thats perfect! 🩳

[@MikeMaye]

I've had mine for a few years now and I still love it. Great vid my guy 💥

[@ChaseYokoyama]

Same here Mike 💪🏽 Thank you as always braddah man 🤙🏽

[@cameroncourtney9083]

I only use the Walmart + benefit for 10c off at Murphy gas. That's it, but it's something.

[@CesarJoel]

The best premium travel card in the game!🫵 Great video and information Chase👍

[@ChaseYokoyama]

Agreed!! Thank you Cesar 🤙🏽

[@Thecreditcardconnection]

What’s going on Papi?! This video was awesome!! I love the breakdown and the details! Excellent as always! The benefits are definitely worth it! I’m also on Team Clear! lol. Thanks again! ❤️

[@ChaseYokoyama]

Thank you Papi Joe! 🙏🏽 And Global Entry is so clutch as well

[@billsonsin7547]

One of the best cards is the Citi Costco Visa card. Costco members only but no extra fee for the card. Its a CASH BACK card. 4% on gas station purchase (except grocery store gas), 3% back on ALL dining charges and Costco travel. 2% back on all other Costco purchases. 1% on everything else. Reward is paid annually in February.

[@ChaseYokoyama]

ya for Costco members this is a card to consider

[@JonsCreditAndTravel]

Great video Chase. My Platinum card is going to get a workout this year. I do place value on lounge access as that where Im usually getting a drink or some food before flying. I do not eat before anymore due to trying to time my arrival to the airport a few years ago and missing a flight due to an accident on the highway to the airport. So yeah....lounge food it is :) Great breakdown of how you value every perk of the card.

[@ChaseYokoyama]

That's a good point Jon. 😬 it definitely can be stressful trying to time my arrival at the airport 😅

[@DJOctober]

I gotta run through the charge card family, starting with the green, so I can eventually get the platinum, only to cancel it after a year and instead grab the Chales Schwab. My goal will eventually be that after I’ve done all Amex offers, is to keep the CS Platinum on the personal side and the BBP on the business side. Chase ended up being a better overall option for points for me, so I’m moving my dining spend over to Chase (my highest category monthly) after I’m Done with welcome offers! Love your content. - Ivan

[@YumDex]

You can only get one Amex platinum offer now. If you have redeemed the vanilla, you will NOT be elegible for the Schwab and/or Morgan Stanley offer. This was done semi-recently. I went directly for Schwab.

[@ChaseYokoyama]

ya now you can only get 1 Plat personal SUB 🙁. Thank you so much Ivan 🤙🏽. Chase points are always nice to have.

[@WaterYourSoil]

Me neither. Good video, Chase.

[@ChaseYokoyama]

Thank you boss man 🙏🏽

[@mariaterezaterra1867]

I love my lounge access flying out from ATL and having to travel 1:30 to the airport. Im always early for my flights just in case

[@ChaseYokoyama]

Ya thats smart. its probably a bad habit of mine to keep showing up right before my flight

[@sinfullsloth95]

I live in Atlanta and fly out of ATL whenever I fly. I have the CSR and I feel like I’m missing out by not having the Platinum. Is it that much of a game changer at ATL?

[@MattWelterOfficial]

The Platty is definitely the definition of a Card that you have to take a really hands-on approach with, but if you do that, there's significant opportunity for positive value. For me, I have a Centurion Lounge in SEA, would maximize at least $600+ in Credits and would be able to downgrade my Hilton Surpass due to Gold Status on the Platinum so it'd definitely be worth it. Great video Chase!

[@Andrew-pv8oz]

That SeaTac waiting line for centurion is doo doo

[@ChaseYokoyama]

U got it matt 👏🏽 having a centurion lounge at your home airport definitely can be a plus

[@bt3299]

Thumbs up, Good interview you just had with Sledge

[@ChaseYokoyama]

Thank you! Sledge is the man 💪🏽

[@CitizenZero1]

My wife and I use Walmart+ to order groceries all the time. It’s cheaper than the Albertsons near our house.

[@theeyeplaylists]

Great tips as always Chase

[@ChaseYokoyama]

I appreciate that very much 🥹

[@funny2thag]

Two things, the 5x directly with airlines is better than other cards who offer 5x through their travel portal. When making changes, it’s far better to have booked directly. Second, being financially responsible I do not give a value for the lounge access and this card still gives more much much more value than the AF. With that being said, I could not imagine airport experiences without the lounges I’m able to visit every time I fly.

[@ChaseYokoyama]

yes yes yes! 👏🏽 Being able to book directly is amazing. It's always better to have the option to visit a lounge

[@JuanGarcia-hr1wf]

Nice personal perspective on Amex platinum

[@ChaseYokoyama]

Appreciate it! 🙏🏽

[@rkla887]

I use the equinox credit on a $300/yr digital membership. I use it as my gym while traveling plus there’s some great workout options in there

[@ChaseYokoyama]

thats a great way of utilizing it 👏🏽

[@gotmgaming4]

Just a heads up Honolulu does have clear now at the Hawaiian airlines terminal

[@ChaseYokoyama]

I did use that the last 2 times I've been home. I wanna see it at every terminal soon.

[@christiandiaz]

I've still able to get into Delta Skyclub with just a basic economy ticket at SFO this year.

[@ChaseYokoyama]

whaaat seriously? maybe you got a nice smile or something. I got turned away when I tried it last year

[@mistuhxsleepie45]

Had it since 09. Af went from 450 to 550 and now 695. I am actually thinking about canceling it next year. But having walmart+ to be able to get gas at sam's is a plus

[@ChaseYokoyama]

ya it's gotten more and more expense. Cancel it if it aint bringing you positive value

[@BoywithLoveeee]

Recently used the hotel credit at one of the most expensive hotels in Korea (The Shilla Hotel) which I wouldn’t probably stay without the benefits. I would say it was worthy, I saw many affluent people and people in higher class plus the hotel was very gorgeous and stunning. Their amenities were top of the class, hotel workers were professional and good looking, hotel buffet was extensive and comforting plus the early check in and late check out did really made the experience beyond my expectations. When I came back to the US I did my global entry interview and I used my card to pay for it. Those two benefits alone I think almost paid off the annual fee. Hotel $200+$100 plus the breakfast buffet normally cost $50 per person and the global entry $100.

[@ChaseYokoyama]

sheeeesh congrats on using those benefits. That hotel sounds crazy 🤯 I love my Global Entry access too. its so clutch.

[@BoywithLoveeee]

@@ChaseYokoyama I think the $200 hotel credit works better abroad. And yes it was a really good experience, made me realize how poor I am lol. I felt like part of that 10 percent of the society lol. I will probably have to talk to Amex for the retention next year. My next goal is to get that business class with ANA from Honolulu to Tokyo.

[@JazzyMarineVet]

The $695AF and $195 Auth-user AF posted on my plat yesterday $900 Tried to get a retention bonus and was told to pound sand. Moving to CSR for $595/$75 auth-user AF. BUT it has $300 travel credit, lounge, priority pass and 60K bonus. Even spending $9K monthly on personal card, they were not interested in retention bonus. Oh well

[@ChaseYokoyama]

no retention bonus is crazy 😱

[@Xavier_ID.]

I think for my situation, the Platty will be just for the SUB. Right now the Venture X gives me what I need. Maybe this changes in the future but great video!

[@ChaseYokoyama]

self awareness is key Xavier 👍🏽 thank you for always showing love

[@elliottnixon-wq6sp]

Walmart is location dependent. Where I live, Amazon absolutely sucks but because there’s a Walmart nearby, the shipping and delivery infrastructure is much better. I’ve saved more than the AF of the platinum just from buying walmart.

[@ChaseYokoyama]

that makes sense. There isn't a Walmart nearby me.

[@sjwadvocate]

In my experience, hotels booked through the portal are not more expensive

[@ChaseYokoyama]

ya typically that is held true

[@caribdude8151]

Happy 5/24 Day Chase! 😁

[@ChaseYokoyama]

🥳

[@joselozano189]

Im claiming my yearly bonus for points and canceling immediately after

[@moneyinyour30s]

Love my Amex Plat!

[@ChaseYokoyama]

same!

[@chihoolee]

Thank you! If my wife has the card, can I use it to book a FHR stay for myself to use the credit?

[@ChaseYokoyama]

Your wife would have to be traveling on the itinerary booked. Usually you show your amex card at check in and sometimes ID as well. I'll be honest that it varies from hotel to hotel. i've heard of stories where someone would use a friends FHR benefits without actually being there. But i believe those are not likely at all.

[@mcomeslast]

I would like the audible credit back. Considering turning my platinum into a gold.

[@ChaseYokoyama]

ya it sucks that they removed it so fast 🤦🏽‍♀️

[@TheTubeMeister]

I have the American Express Gold. Love it.

[@ChaseYokoyama]

as long as you keep using them credits or spend lots on dining / groceries 🫶🏽

[@metalheadami123]

Does the hotel credit combine with the gold card hotel credit

[@ChaseYokoyama]

are you referring to the Amex Gold Hotel Collection benefit? Those would be on the same on either card so it doesnt matter which one you use. You also get those hotel collection benefits / credits on every eligible stay. There is no strict limit to how many times you can use it

[@Ehtizan-Editor-001]

Hey Chase, I just watched your video and I must say that it was really informative and well-made. I was wondering if I could help you edit your videos and repurpose your long videos into highly engaging shorts? I can also make high CTR thumbnails for your channel

[@stant2687]

Platinum must book thru portal

[@ChaseYokoyama]

for the hotel multiplier, yes

[@notasleanstillasmean3593]

Good info. The music is annoying.

[@ChaseYokoyama]

sorry, I should maybe just remove it altogether. Other people have said it was too loud on other videos.🗒️ i will remove it from videos going forward.

[@notasleanstillasmean3593]

@@ChaseYokoyama appreciate the info in video. Off topic, I decided to go with BILT because of the ability to pay rent and get points. I appreciate the info you provide for card illiterate people like myself. 😁

[@sumthinsumthin523]

I have received 150k sign up bonus offer from platinum and 100k sign up bonus offer from gold. Can I cancel these cards after I get the sign up bonus points?

[@ChaseYokoyama]

The best time is to cancel it 12 months after approval. Wait until the second annual fee hits and then cancel it and you will get that 2nd annual fee refunded.

[@sumthinsumthin523]

@@ChaseYokoyamaok thank you! 🙏

[@giftyarthur5881]

How did you do that?

[@sumthinsumthin523]

@@giftyarthur5881 did you mean how I got the offers from both? They just randomly sent me the offers by mails. I applied both and got approved by both. I’ll see if I can get all points. I applied for a gold a few weeks after a platinum ( should have done it in reverse).

[@LukesPointsandMiles]

Order Legos for Christmas or School Supplies with the Walmart+!!!!!

[@ChaseYokoyama]

low key i might buy some Legos for myself

[@rosgyallay9529]

The Venture X is way better in my opinion. 2X for everything and the Cap One travel portal doesn't;t have price inflation. Cap One lounges are starting to spring up too. Amex too much of a coupon book.

[@billwright2176]

I look at and dont have interest. The credits are a turn off. I pass.

[@ChaseYokoyama]

thats fine too. at least u know that before spending the $700

[@hardlife507]

Doesn't feel very premium for all the "coupons" you have to use to get your money worth.

[@blm0462]

Fo sho

[@ChaseYokoyama]

100% its not for everyone. However, it can make sense especially if you receive more value than what you pay for

[@TheZombaslaya]

I wanted to get this card, but I'm firmly in pop up jail so no plat for me.

[@ChaseYokoyama]

boooo Amex needs to get their stuff together

[@Kylo_Ren_2033]

If you often book hotel directly, then the Green Card makes sense for you.

[@ChaseYokoyama]

You right 👏🏽 the green card is underrated

[@TorisGarage]

i so want to get this card but i’m waiting cause i’ve been trying to find the 150k SUB

[@ChaseYokoyama]

ive only seen it on the biz platinum right now

[@RobertGarcia-w9j]

Cool story bro

[@ChaseYokoyama]

lmao thank you

[@AlexP-e1c]

Schwab gives me an annual $1000 appreciation bonus just to have it so I guess I'll keep it.

[@ChaseYokoyama]

$1,000 retention offer?! 🤯

[@AlexP-e1c]

@@ChaseYokoyama Schwab Appreciation Bonus You can receive: (1) a $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 and less than $1,000,000; (2) a $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000 and less than $10,000,000; or (3) a $1,000 Card statement credit if your qualifying Schwab holdings are equal to or greater than $10,000,000, in each case when measured following Card account approval and annually thereafter. Terms and limitations apply.

[@SoFloGal12]

Wow, how do you get that?

[@shoniimu]

i need it

[@ChaseYokoyama]

u better get it since u travel so much

[@bethearl8686]

Their Trip Cancellation/Interruption insurance SCREWED ME!!! I charged a $14,000 Alaska cruise from Vancouver to Anchorage. We got covid halfway through. They denied our claim because the it was not a ROUND TRIP CRUISE. We made the mistake of not booking our airfare back to Vancouver on the same card.

[@ChaseYokoyama]

ahhhh im sorry to hear that. Most of these card insurances have all this fine print that add all these restrictions

[@whothou]

refferals be op

[@ChaseYokoyama]

they help for sure

[@Andrew-pv8oz]

WHY CANT I QUIT YOU -chase

[@ChaseYokoyama]

😂

[@ItsMeCJ]

First!

[@ChaseYokoyama]

🥇

[@danielmarquez2598]

1st!!

[@ChaseYokoyama]

I think CJ got it right before 🥈

[@blm0462]

Coupon book credit cards are a joke

[@ChaseYokoyama]

depends if you can use them or not