Time Value of Money Finance - TVM Formulas & Calculations - Annuities, Present Value, Future Value

[@Subjectmoney]

If you learned something from my video please like the video and subscribe to my channel. I truly appreciate your support!

[@RiAirgead]

Great vid but you need a better mic

[@lokeshganta1663]

Great teaching, very useful. Thank you and JESUS bless you

[@Subjectmoney]

Thanks for watching

[@simplynkule]

This video has just saved me. I had given up going to the exam. Thank you so much everything is well explained. 🙏

[@bulelanimkazana1212]

i was lost but now u helped me and am ready for my test...u 100% more better than my professor

[@ninotesorero353]

This is one of the best tvm lesson I've ever watched. I was able to know the difference between Ordinary Annuity and Annuity due... Thank you so much

[@dieterkpexor9338]

One of the best TVM lectures I have come across. You break it down so simple. God Bless You

[@yositasunintaboon4455]

I was so confused about the difference between ordinary annuity and annuity due! This is very helpful! Thank you so much for sharing.

[@ahmadshahbarekzai5725]

Thanks so much ! I've a test on this next week and it was a good bit confusing for me, but now it is so much clearer

[@borderlinegeek8449]

I have mid-semester Monday and I was seriously doubting getting a pass, but now, I definitely feel more than ready. Thank you so much. Continue the great work.

[@lovelyjanesalvador4982]

at first I was confused on what are the difference ordinary and annuity due. By this video the much easier way to understand opened on my mind! thankyou so much sir!!

[@tendamutende7481]

thank you so much you have explain in details and more clear the entire chapter 4 and 5 for me. well done and you are not helping me only but the entire generation in difficulties with corporate finance course.

[@jalilsadat4430]

Thank you so much for the great illustration of time value of money

[@JAYBSMOOV23]

Was watching this to prepare for a finance course at my University (FIN3403 for any UCF students out there). I now feel very prepared for this course, and much more confident about passing with a great grade than before. Thank you for this video!

[@Saolin247]

This video is very helpful, simple and clear explanations. I had a bit of struggle with calculating annuities or differntiating them but now I am confident with my understanding and applying the correct formulars. Thank you

[@amnatariq3662]

Thankyou so much you helped me understand everything otherwise i was s confused. God bless you.

[@muhammadtaimur6663]

For the very first time i am cleared to make diffrences between ordinary and due annuity

[@benyamina8174]

Thank you very much. The way you explained it is better than any professors I have ever met. Thanks

[@kbinyourface]

Thank you so much!! You helped me so much to understand all of this for my personal finance class!!!

[@lakpayonjan5823]

13:23, it sould be pmt =1000 not fv=1000, because you will receive it 1000 on monthly basis . then fv will be 12252.80. if i am not wrong

[@kennedysan1045]

For the general ordinary annuity formula, do you know why it is to the power of 5? When only 4 of the payments are accruing interest? I cannot get my head around it.

[@ajeetyadav1093]

Thank you so....this single video made my all concepts clear..... Thanks!

[@nrjrj6142]

I would like to say thank you for your great explanation. Even I missed the class but I still can understand this topics.

[@noah7007]

Thank you so much.. you are a star!

[@elijahmyers4331]

Interest rate wouldnt be exactly the equation initial investment × (1 + (int rate × # of periods) because every period increases the increment. For his example, after 1 increment of time, $100 at 10% int rate would be $110. But now, he's getting interest on $110 INSTEAD of his $100. Therefore, his next increment at 10% is $11 more, so he'd be at $121. Then, he would get $12.10 for his next increment, so he'd have $133.10, then 13.31%, so $150.81, then his total (after 5 increments) of $173.55, NOT $150.

[@elijahmyers4331]

....I just got to the second part lol

[@malianamalkan9749]

Thank you for the great work. You make it easy to understand the basic concept. I will definitely share this video to my 18 year-old daughter. By the way, in your last page of presentation, in your last sentence, I think it should have been written $1000 per month instead of per year.

[@LaizerMabuza-j3d]

Well explained, thank you

[@misturabello2262]

It was helpful and useful, thanks. will watch it over and over till i get it finally. Thank you

[@nirmalbhatia9186]

Thanks for your time. It definitely made my life easy in understanding the basics.

[@BenaalbaVEVO]

this was rilly good ..i have a retake paper on 5th jan 2022 .. wish me luck

[@justelokossou2553]

Great video...Thanks so much

[@elmiraoganyan3903]

THANK YOU!!!!

[@Subjectmoney]

Thanks for watching

[@iloveroblox.11]

thank you, I feel so smart now

[@abdulqayyum-ek3bn]

Explained in very understandable and simplified way... great work! 👍

[@srenyvas1]

Very good explanation and easy to understand. Keep doing with some more vidoes

[@donaldkimutai2129]

very helpful, thank you '

[@mahammeer954]

Thank You Soo Much Sir

[@JB-zq5tp]

Wow... nailed it.

[@debrataggart1687]

Excellent presentation. Very helpful. Thank you.

[@leedarcy5344]

Excellent video. Thank you kindly

[@AwesomeVanilla]

Thank you very much! You explain this very well and it is very helpful.

[@Mark-jy9dz]

Great work 💯 I like your explanations..

[@trezzia]

thank you, i am enlightened

[@sandeepsahni360]

Thank you so much sir for such a wonderful lecture .God bless you. Keep going on.

[@htoolay6581]

Thanks, this is really helpful! It is very clear.

[@roselily9036]

Thanks so much ! I've a test on this next week and it was a good bit confusing for me, but now it is so much clearer !

[@eMeLeGe1007]

i have it tomorrow and my teacher is a piece of shit when it comes to explaining wish me luck since its a 2 day exam literally

[@ahinsaj.g3897]

thank you very much sir

[@alvirafisher4479]

Easy to follow.. Great explaining. Thank you!

[@johnq3543]

Very helpful, thank you.

[@bettyrobinson2756]

Excellent Job! Thank you.

[@airasweet3345]

sgt membantu thank 😘

[@2005cronic]

I keep ending up with a wrong result on the perpetuity paid monthly. I calculate PV = 1000 / (0.05/12). My result is PV = 240000. What am I doing wrong?

[@zakiasultan1959]

just approximation made by your calculator

[@nomnom6136]

tnx a ton....... this vedio has really helped me to get a good clarity on the concept.

[@tMuch]

Thank you.. You simplified it for me.

[@karanjajosephinewangari5462]

Thank you so much. This was very clear to me. I hope you do more videos.

[@AdamuBig21]

YOU ARE THE BEST, simply

[@TomsBumanis]

Great video. Thank you!

[@biofan234]

thank you for this explanation this was helpful

[@Jovyjenn]

Thank you a lot, I was enlightened by everything. This videos very helpful ❤️

[@estevado]

Great help, thank you!

[@hammerhead19able]

That was very helpful. Thank you.

[@jasonjoseph5713]

Typo Error in your perpetuity slide example numerical. Very good video

[@KarlaLopez-pc1wt]

Thank you. It was very helpful.

[@jeremypickup9400]

Great video

[@federicoalbojer9105]

Your very good at explaining, everything was crystal clear. Well Done and thanks.

[@mariamalbatanoni4431]

Thank you so much

[@neemamoses7147]

Thanks a lot sir be blessed

[@divyeshvora2714]

Mate, You are awesome. Thank you :)

[@M1337hu]

This video is great but the constant ads every minute is terrible. GFY

[@mischaelsanhoboa8739]

thank you so much,It really helped me

[@deonwhiteside4337]

Thanks for Breaking this down Barney style!!

[@NjokiEthe]

Bless your hearts 💚

[@lilithmaralyan8724]

I didn't understand, if the FV for an annuity due is calculated with t=1--->5, why PV is calculated with t=0--->4 can you explain, pls? thanks in advance

[@majokchanuong9835]

thanks a lot. at least have understood everything in this video

[@deandrebryant8114]

You da GOAT ✊🏽

[@SkiwiGaming]

The last problem was wrong. its actually $240,000 for the present value of a perpetuity. As: $1000/(0.05/12) = $240,000 Just a heads up!!

[@ramanoojsunchurrun3583]

very helpful

[@Wolvofficial]

excellent educational video thank you

[@nafizfaruk19]

Thanks a lot! This helped me understand the concepts for my Finance course!

[@sudhanshunain4690]

I didnt understand the last perpetuity part , why did we divide by rate instead of 1 + r ??

[@cmmts]

This is an amazing concise explanation of Time Value of Money. Thank you so much!

[@finda201]

In simple interest what does the 1 symbolise ?…. This is mentioned at the beginning when explaining simple interest ?

[@mariatorres1190]

Thanks!

[@Blu5078]

Dear Sir, I will be taking finance management next term, and I am grateful to have come across your channel. New Subscriber.😁😁😁😁

[@kondwanibanda4367]

good explanation indeed

[@rohinirsharma]

Reallly helpful

[@Zohirul-Jewel]

Present value formula is initial investment/interest rate raised to the power of the number of years invested.

[@hezronmhagama3722]

It was really confusing before....but it is well understood

[@thomasarop7271]

It's helpful guys thank for initially thought

[@kateshaw2292]

Great video - I was really struggling to understand this but you explained it so well.

[@vidakwakye]

This was quite confusing to me before, but you've made it very easy for me to understand. Thank you👍🏾

[@towkirahmedshawon9810]

Thank You Sir

[@InternationalCoBa]

I think there is a mistake at 21:18 , you say "we receive 1000/month and you write 1000/year" witch could be confusing

[@joannwosu]

great tutorial

[@seriouslycat6056]

Good video, however it would be better to put text explanations at top for viewers using cell phone and pause to review. The bottom of screen bocks text when paused

[@YelizAch]

Great ⭐️⭐️⭐️

[@globalfinanceschool654]

What is Time Value of Money and more importantly, how does it affect your personal finance? The time value of money (TVM) is an important concept to investors because a dollar on hand today is worth more than a dollar promised in the future; the dollar on hand today can be used to invest and earn interest or capital gains. Read More Here: www.globalfinanceschool.com/blog-post/time-value-money

[@tendaizvikomboreroparaffin3925]

helpful staff

[@soumyam6881]

Thank you, Can I download this video. I am not able to do so now.

[@tala1325]

thank you so much! this helped me a lot!

[@spectrenm1863]

Thank you