TOP 10 Health insurance Questions answered | SIP is better than Insurance?

Buy Health Insurance and Get up to 25% Discount 👇
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Can we use SIP instead of Insurance?
Will the premium price increase year on year?
Can I add dependants later? and many more important questions about health insurance is covered in this video.
TOP 10 Questions answered | SIP is better than Insurance? | Monthly vs Yearly Premiums | Corporate Policy vs Individual Policy
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#sip #healthinsurance #medicalinsurance #health
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[@finance.boosan]

Buy Health Insurance and Get up to 25% Discount 👇 tinyurl.com/2fz9ku45

[@reshmamenon5730]

Bro, i havefew doubts..how can i connect with you.

[@fashiona-zcorner8681]

We are providing all types of insurance. Tell me your question

[@ngk_gokul5823]

bro but policy buzzar la family ku podrapo brother choose panna mudilayae ena pandrathu please reply

[@k.s.kumar619]

இங்கு நிரையபேருக்கு மாதம் 30,000 வருமானம் தான் இருக்கு அப்படி இருக்கும் போது மாதம் 2000 பாலிசி எடுத்தவர்கள் மொத்தமாக வருடம் ஒரு முறை 24,000 கட்டுவது இயலாத விடயம் அவர்கள் மாதா மாதம் பாலிசி கட்டுவதே அவர்களுக்கு சிறந்ததாக இருக்கும்

[@rajanbabu7424]

1. Online la Tamil helpliners கிடைக்கிறது ரொம்ப late ஆகுது 2. Online discount only for 1st year. After that's we have to pay full premium (no discount) 3. Online la vara telecaller also have some targets to achieve to get new policy holder. . 4. Once we got policy from online it's very difficulty to get connected with our telecallers. These are the issues at online process. If there any solution fot that bro..

[@marshmallow4519]

Avan promotion paniturukan bro do your own dicision

[@mylaics914]

Excellent one. A lot if Insurance related questions are answered. You articulated it well. Very informative. Thanks. 👍

[@purushothamanjvp5351]

Lovely bro , u cleared all my doubts about Health insurance in single video ❤

[@user-jf9ke8wn8e]

Policy bazar uhm biased thaan. I chose star insurance, my surrounding agent suggesting one policy, policy bazar suggesting other star policy and finally star insurance company employee suggesting other policy. I have compare three policies from star now

[@HaripriyaS-sz6ik]

Yes....

[@ManojKumar-le9rh]

Yes

[@prabhakaran1399]

Hi, I'm also planning to take star health insurance from a relative. Can you suggest me the best policy?

[@ManojKumar-le9rh]

@@prabhakaran1399 Star Health Assure will be good in common. And again if you have any specific requirement on aged people or people with PED there are other options.

[@sakthis6059]

Care Health taken yesterday

[@ramaks7]

Worthy information Bro. Keep rocking

[@aviksan1230]

Super bro i got all questions in mind answers

[@mathishankar2613]

சார் உங்களுடைய அருமையான விளக்கங்களுக்கு மிக நன்றி சார்

[@kumaranns4549]

Nice Info bro, Thanks !

[@DhanaLakshmi-ni1it]

Please, make a vedio on which health insurance company is best, by comparing all health insurance policy.

[@vikram_sekar]

How does it differ to buy from online aggregators like policy bazaar vs directly buying from the company website? Sometimes, the rate & benefits are better on the direct website.

[@vigneshpalanivel4973]

Thanks addressing questions

[@raj105980]

Super bro Well explained 🎉

[@gopiblogge]

Tq for your information sir ❤

[@sivanesan717]

Hi, Would you suggest the NRIs to take insurance in India or the resident country?

[@maharaja8692]

Ippo yenaku 27 age aguthu. Naa health insurance eduthutu foreign poitu anga yedhachum yenaku aachuna cover aguma.

[@umapathyps9458]

All informations are useful to know about health insurance. Thank you so much.

[@Aadhithyan01]

How to become an entrepreneur in tamilnadu from scratch oruu video poduunga brother ❤

[@vimalrajayyaru2081]

I am planning to two Chinese stocks BABA and BYD. Is is right time to invest in Chinese markets since the index touched 10 year low?

[@ramanathansriram2115]

I had a bad experience with the policy bazaar. 2022 la policy bazaar la insurance eduthurunthen. Agent um nalla help pannaru everything went well. Aana 2023 la renew panrathukku one month munndaiye avnanga call pannite irunthanunga. 2023 la enakku marriage aagiduchu so nalla policy choose pana konjam wait pannen. But agents eppa pathalum call panni romba torture pannitanga. Neenga renewal pannunga naanga call panna matom nu open ah ve sollitanga. Office time la atleast 5 times a day ahvathu call pannanga. Romba erichal aagi kadaisila ivanunga thollaye venam nu direct ah site la poi policy pottuten

[@peepee.poopoo]

There's no such thing as monthly payment for health insurance, technically they'll charge annualy and convert it into monthly emi only if you have a credit card and they charge interest for it too. No cost emi is not avaiable for all plans. And Niva Bhupa looks good on paper with all fancy features but in reality their icr value is too low, i heard many people complaining that they're rejecting or only partially paying most of their claims

[@k.s.kumar619]

ஏதோ ஒரு வியாதி நமக்கு இருந்து அது தெரியாமல் பாலிசி எடுததுக்கு பிறகு அது நமக்கு தெரிய வருகிறது அப்போது என்ன செய்ய வேண்டும்?

[@N_S_T_Y_]

Checked everywhere that one cannot take health insurance post critical illness is diagnosed. Though a patient is ready waiting period, insurance providers are not willing to provide one. True this

[@harijothi4677]

Nandri sir Nandri sir It is very usefull sir

[@satheeskumar.m3016]

Bro. I have a doubt that at present I'm a bachelor . Am I able to select family floater plan so that I could add my partner into the plan in future? Or I have to select a individual plan?

[@arunkumarrajendran8736]

Portable - 1. I heard there is a option of portability when we leave from corporate. I mean, we can able to port from corporate policy to individual but with same insurer for a year then we can switch to other insurers after a year. 2. As you said, companies will definitely keep on increase the premium every year or in some interval basis but what are the benefits we will be getting as we entered 10years back. I mean, what are the benefits we will be getting entering early or late.

[@narendhar1989]

1st point is True, portability is available. 2.only option ypu claim tax benefits.. On the flipside as he said don't expect any cash benefits from the policy..it is health insurance and it only serves the purpose.. 😊

[@nethajiamarnath6900]

​@@narendhar1989if low salary person there is no needed of tax benefits

[@viveksubramani7738]

Hi, Could you please share some insights about Nifty 500 value 50 Index fund?

[@dhanasekaran1667]

Question: in policy bazaar insurance for my kid who is less than 5 years , it is not allowing to take individual insurance for kid?? It is asking to include parent? Is it not possible to take individual health insurance for kid ?

[@cloudninemachining8490]

Hello Bro your videos are very informative. I wanted to know if critical illness cover & accident rider required while buying Term Insurance

[@gopinathashokan6487]

Hi Boosan.. My parents age 62&56, could you please suggest the health insurance policy for them. They dont have any existing illness sugar, BP.. etc.,

[@madhanelakkiya9593]

Hi Bro, Do I need to submit any medical documents if I use Policy Bazaar? If possible help to show how to get insurance from policy bazaar, your video’s are always awesome big thx.

[@sivamani9519]

Quant flexi fund ?? Is better to start invest now

[@dealsaholic]

5lakh fd la potu athula vara return vachi premium katulam bro.. best

[@vishnur284]

Make more videos about individual stock analysis 🎈

[@alphahalogaming3123]

Example I used all insured money so will I still pay the premium

[@vedhamoorthisundaram1549]

Super boosan

[@mohansabi112]

Hi bro I have a doubt, Naa every month SIP pannitu varen, September la naa abroad poren en studies kaga ippo epdi naa en SIP aa continue pandradhu anga poiye epdi investment aa start pandradhu, idha pathi oru video poda mudiyuma bro.

[@kiranraj7928]

Good job bro

[@sathyanarayanan0511]

Hi bro, Can we port our corporate policy to individual policy if we resign from current company?

[@TamilSelvan-ph5ky]

Can we change monthly premium to yearly premium later after taking insurance bro?

[@abiabi8251]

Hi bro, if I redeem 1 lakh exactly after one year from sip date and reinvest the same in same mutual fund, will my compounding affected?

[@Mohamed12309]

Bro Trading pathi poduga?

[@senthilnathan2413]

If we are unhappy with health insurance provider(TPA), Is there insurance portability? How to take health insurance directly from New India Assurance? (Bypassing TPA)?

[@durairaman5734]

Hi ji..Nan oru LIC policy 3 yearsah kattitu varan..ipo enaku athu periya return tharathonu thonuthu..atha exit pannitu MF , stocks , gold la podalama..or ithu sammanthama ethavathu video pannirukingala ?

[@pambaiudukai]

Bro i have a quest.. i have health issues nan policy yedukalama.. yenaku irukura health isues treatment ku use aguma.. waiting periad ilama. or kamiya?

[@a.ram007krish]

Hi bro I'm planning to invest SIP but which sector is good for currently, and let me know which platform i can use it ? Neepon india or else any other??? Waiting for your valuable response

[@zodiac200]

Overnight fund na ena bro konjam details sollunga pla

[@thamaraikannan4957]

Hi Boosan, can you detail about diff b/w migration & portability in upcoming videos? Take an example that current policy waiting period for Specific disease is 3 years. Assume that now i have compleyted 2 years from the Policy start date. Now In End of Secod year(or) before Start of third year, I am seeking to change the my existing Policy into the policy which is having 2 years waiting period for specific disease. If I want to opt for the Policy with Same insurer(Migration) Or Different insurer(Portability) with Policy containing 2 years of waiting period, In that case whether I am eligible for to Migrate/Portable my policy that I want? Bcoz in this scenario I have completed 2 years waiting period for specific disease in my 1st policy. As per 2nd Policy, I have completed the 2 years waiting period. So in that case I can get the hospital treatment in starting of the third year itself for those specific diseases inspite of waiting entire 3 years of completion in my 1st policy. Am I make sense here?, Seeking your opinion

[@alphinksamuel2674]

My sister had benign brain tumour and surgery done for one side and other side now kept as conservative If now i started a family floater plan or some other plan will they cover insulrance claim if surgery needed in the future. Plzzz reply

[@unfinished_hope]

Husband or wife oruthar policy edutha pothuma bro ila rendu perum edukurathu better ah??

[@lavanyakrishnan3832]

Is it wise to avoid taking separate health insurance plan if i take critical/terminal illness rider in my term insurance plan?

[@rightdairunthaboomikuilana8566]

Bro sip 1year matum tha show panuthu next long term ku extend aguma na grow user

[@jesudhasjames]

Ayushman Bharat health card useful ah?? Please tell about it

[@allamtune5008]

Sema explain

[@suganthin2655]

Quant psu equity mutual fund nfo la open pani irukanga.. is it best to invest as nfo...

[@sathish.1998]

bro oru doubt. enaku ippo entha problem illa symptoms ethuvum illa. irunthaalum pre existing illness provide panrathuku munnadi full body checkup maathiri ethuvum pannanuma?

[@CoolGirl-oi3zx]

Hi sir, my name is banu..I wanted to put health insurance for my dad and mom both are 60plus.. if I look for insurance only for them for 10 Lakh premium is very high,, if I put insurance for myself, my hubby, my dad and my mom.. for 4 people the insurance premium amount is less.. which one shall I pick? I have corporate insurance for myself and my hubby.. but if the premium is less I can take for 4 people.. pls advise

[@arunkumar-zo6yr]

Zerodha minor account how to create & rules terms and conditions sollunga

[@CyberPsychGaming]

I have a question, when I search in Policy bazaar for 4 of my family members, it shows no policy available. (Dad, mom, self and wife). It first made 2 groups (parents as separate group) and showed policies but when I made all 4 in one group no policies are shown. Why is that? Is it never possible to include all such 4 members in one policy?

[@ananthuargn197]

Sir I am now eligible for corporate policy upto 3 lakhs.. Now i want to take individual policy for my family which is one better top up policy or regular policy. Top up policy has lower premium from 3 lakh to 10 lakh but regular policy costs more Which one is good.. Pls reply..

[@sathyakamalnathan4573]

As per IRDA Health Insurance: Policyholders Can Opt For Cashless Claims At All Hospitals From Jan. 25

[@CyberPsychGaming]

Can you please share link for this news, I need it. can't find it while googling, or I am googling wrong

[@mohasaru2368]

Hi bro, I have corporate insurance its 5lac coverage plan. Now i want to claim for maternity.its limit is 50k.i ask hospital what expense for maternity says 40k hospital partner says 70k.i want difference amount is 30k why they charge this much of amount.

[@prabhumaruthappan936]

Nice explanation 😊

[@krishnakumarsridarane4430]

Policy start panna aprom drinking and smoking habits vandha, how will they consider it?

[@indhumathi8363]

Sir max life insurance la 1 lakh 3 years pay panna 39k something every year return varudhun oru scheme soldranga adha pathi solunga sir

[@suryakannan5679]

Health insurance epdi monthly monthly pay pandrathu... Policybazarla check panna oneyear premium morthama katta soldranga🙁please any one about me

[@prabup7987]

Policy bazar um oru agent thana bro..corporate agent. Avanga ena free service ah panranga. Apram epdi 25% discount varum..Slide difference irukalam premium. Apram namma reach panra place la irukura agents help panna mattanga aana yaro oru online random people help pannuvanga nu epdi solringa😅

[@pjai8759]

Promotion ya ithu ivaruku kasu. Finally ellam business

[@vikkivlogs1375]

Today I am buying hdfc egro next year can I change to start or Tata aig? Will it impact any ?

[@janagiraman232]

Check and choose port option in your plan

[@KrishnaTalkies]

I am doing SiP in Angelone.,but not sure it’s direct or another one as you said so how to find that boosan bro?

[@finance.boosan]

Next to the name of the fund, we can observe whether it is a direct or regular plan. Or you can check the fund details online and verify using the expense ratio.

[@jameersyedali3575]

Bro NRIs indiala health insurance and term insurance etuka mutiuma?

[@abuimran6722]

Bro policy bazaar neegala policy compare Pani Nala policy solenga bro

[@CyberPsychGaming]

Additional question. When using filters in policy bazaar, there is one category "portability". There are 2 options - 1) Buy new plan, 2 ) Port existing plan. Which one should I choose if I am taking policy for the first time in my life and I want to port it in future if I want.

[@dinesharivalagan8064]

You should choose Portability option 😊

[@CyberPsychGaming]

@@dinesharivalagan8064 okay bro, thank you

[@anthre7300]

Can you suggest me with Metarnity coverage plan...

[@anujk7086]

Bro both husband wife having separate corporate policy, in that case can we utilise both the policy ? For example: Husband having 5L and wife having 6L policy which means can we claim 11L ? Please confirm...

[@maryamirtharaj1813]

Cm insurance is there sir for kneel replacement sir at age 50sir

[@mister_1234]

bro paytm pathi podunga PAYTM banned solrangaa Does it affect PAYTM money ?? becoz i have some mutual fund holding in paytm money(broker)

[@seshadrips6436]

Bro Acko Health Insurance pathi sollunga..

[@youtubepremiumramesh3870]

Market la acko features lam nalla than iruku, premium low than. But insurance lam oru long term relationship maari. Suppose future la acko company bankruptcy file pana, namaku than risk. So even premium high ah irundhalum, oru solid aana insurance companies like HDFC, maxlife maari long term sustain aagra maari company la podanum

[@ramarpappa6432]

Ipo online la apply panromna namaku illness ilanu epati prove panrathu bro? Suppose illness irunthu na ilanu select panna epati kandu pidipaga

[@youtubepremiumramesh3870]

Next time neenga claim pannum podhu, indha disease policy podum podhu irundhu iruku, but declare panala nu reason solli claim eh reject paniduvanga. Suppose neenga proper ah declare panala na, insurance companies yepdiyachum data va eduthu, claim eh reject pana paapanga. So better declare everything.

[@dhawoodd]

Hi, PB agent suggesting Niva Bupa for me. He said it’s better than star. Anyone have any idea about Niva Bupa, ? TiA

[@NagagovNagagov]

Policy eduthadhukku aprm 4 years aprm drinking.. Smoking .. Idhala disses vandha claim aguma...

[@umarjawhar8]

Online websites um particular insurance ku biased ah dhan irupanga

[@arkeerthi27]

Why is he selling policybazaar like this?

[@MrBubalan]

Bro.. My wife delivery expenses(Rs.131000 )I have claimed 20k used for my personal policy.. right now i'm Uae.. I don't use my Corporate insurance..still maternity claim available for 4.5 lakhs.. In my corporate insurance.My total bill is 131000 in India.. How to claim my balance amount. Pls advise

[@user-gu9bp2cz2r]

You missed, Qns. Why don't I go for a MF investment rather than health insurance, since return may cover medical expenses??

[@finance.boosan]

8:45

[@mahendranganeshan5494]

Namma insurance company lose aieruchuna enna panrathu sir

[@balajiravi3721]

தனியார் நிறுவனத்தில் வேலை செய்கிறேன் நிறுவனத்தில் 100 க்கு 75%(100000) மட்டுமே தருகிறார்கள் ஒரு லட்சம் ரூபாய் மேல் 90% பெற்று கொள்ள முடியும் நான் என்ன செய்ய வேண்டும் ?

[@gavasgavas9176]

Bro, stock and mutual fund da 1year குல்ல sell பண்ணுனா income tax ஆ அவங்களே புடிசுப்பங்களா? இல்ல தனியா நாமதான் file பண்ணனுமா bro?

[@pradeepadeva885]

Brother enaku oru doubt Newuh 5yrs ku 5 lac cover aagura health insurance joint pani within one year la na sick aita enoda hospital selavu above 3 lacs means the insurance 3lac pay panuma or na one year ku pay pana amount matum tha kudupangala

[@finance.boosan]

The insurance company will pay the full ₹3 lakh, provided there’s no waiting period in the policy for the illness you’re admitted for. Typically, there are three types of waiting periods: 1. General Waiting Period: Usually around the first 30 days since the policy is taken, during which nothing is covered. 2. Disease-Specific Waiting Period: For specific diseases like cataracts, there is usually a 2-year waiting period before coverage begins. 3. Pre-Existing Condition Waiting Period: For any pre-existing conditions, there is a specific waiting period before they are covered.

[@b.sivakumar4328]

Ipo intha month start pandre apd na odane oru health expenses varuthu na evalo days apr,m cover panika mudium nu iruka

[@aruns3747]

Ama bro Athuku peru waiting period nu solluvanga ,....basic ah 60 days to 90 days apram Vara illness ku cover agum..... Time of Period based on you insurance company

[@pollathavanmani7938]

Bro top-up pathi sollunga bro atha romba kolapama iruku

[@sunilnsl5123]

Bro oru health insurance eppdi choose pannanum ennalam pakkanum solluvigala

[@finance.boosan]

Health Insurance Guide : How to choose a Medical Insurance? kzbin.info/www/bejne/pmG1qpmPo7iWkMU

[@darmarajpud]

Then why government hospital is there?

[@balamurugan8890]

Sir please tell online la health insurance yadutha medical checkup ku varuvaingala...ella na ethu future la reject panna reason erukkuma

[@youtubepremiumramesh3870]

Nowadays, most of the companies la health checkup pandrathu ila (if your age is less than 40). Neenga declare pandratha vachu than premium calculate panuvanga. But idhu nalla iruku nu nenaika vena, bcz health checkup panna Irukara disease lam therinjidum so claim reject pana mudiyathu, suppose namba manual ah enter pana, namba sila thappu panuvom atha vachu reject panidalam and its a good thing for insurance companies.

[@balamurugan8890]

Sir eppa parents ku yadukkanum na.. insurance company la eruinthe pre disease check panna varuingala ella namma check pannitu form fill panna va

[@kumaran609]

Bro saw your mf portfolio video.. Have a below doubt pls clarify. How do you paying your SIP in different dates with different amount in a month? I have a plan to invest 10k.. can I have divide it into 4 and pay sip on my own dates?

[@shanthie5429]

If 2 or 3 yrs combined payout means,can we show same bil in evry tax year?

[@finance.boosan]

Yes, but We should divide the amount for the years paid and show it as proof - we can't show the whole amount 3 times

[@ragavimanoharan2319]

Namake theriyama pre existing irunthu policy eduthirndha cover aaguma??

[@youtubepremiumramesh3870]

Pre existing diseases(PED) ku waiting period iruku, like 4yrs. So andha initial 4yrs (varies based on insurance company and disease) PED ku claim pana mudiyathu

[@pjai8759]

Solrathu sarithan ana polizy bazaar muttu kuduka venam ....😂😂 ..ithu promotion nu mention pannittu polame

[@Sankarm018]

Bro hope you will see this comment and clear my doubt. My father is now 56 years old if i take family health insurance plan for my family till what age his medical insurance is valid

[@finance.boosan]

If bought before age 65, typically there will be no age limit capping on how long one can continue; however, to buy a new insurance policy, with most insurance providers the age should be under 65.

[@N_S_T_Y_]

@@finance.boosanalso insurance are not provided if one has existing critical illness.

[@vikramraja6294]

Bro one doubt IT stocks PE ratio above 25 to 30 irukke evlo iruntha Good stocks. Pls advise

[@NeelsHigh]

Compare sector PE

[@vikramraja6294]

@@NeelsHigh ok Sir. Thank you