How to choose the RIGHT INSURANCE? Best Term Plan 2024 | Why is it IMPORTANT?

Get spam-free Term Insurance - bit.ly/3PL7gzI
Term Insurance is a type of life insurance policy that provides a lump sum payout to the beneficiaries in the event of the policyholder's death. Unlike other life insurance products such as endowment policies or ULIPs, term insurance focuses solely on providing financial protection without any investment returns. It's essentially a risk management tool that ensures your loved ones are financially secure in case of your untimely demise.
Why Term Insurance is Essential
Term insurance is a must-have for several reasons. It provides financial security to your loved ones in case of your untimely demise, ensuring they are protected from the burden of debts and expenses. Additionally, term insurance is affordable, offering substantial coverage at relatively low premiums. Moreover, it provides peace of mind, knowing that your family will be taken care of financially even when you're no longer there. In uncertain times, having term insurance is a prudent and responsible decision to safeguard your family's future.
One of the primary features of term insurance is its affordability. Premiums for term insurance policies are typically much lower compared to other types of life insurance, making it accessible to a broader range of individuals. Additionally, once you purchase a term insurance policy, your premiums remain fixed throughout the policy duration. This means you won't have to worry about unexpected increases in premium payments over time.
Another key advantage of term insurance is the guaranteed claim payouts. After a certain period, usually three years, the chances of claim rejection are minimal, provided the policyholder has paid all premiums as required. This reliability gives policyholders peace of mind knowing that their loved ones will receive the financial support they need when it matters most.
Term insurance also offers tax benefits, allowing policyholders to claim deductions under Section 80C of the Income Tax Act. Moreover, the death benefit paid out to the nominees is usually tax-free, further enhancing its attractiveness as a risk management tool.
While term insurance offers several benefits, it's essential to consider the duration of coverage carefully. Opting for coverage beyond a certain age, such as 60 or 65 years, may not be financially prudent, as the need for insurance decreases with age. In such cases, the premiums paid over an extended period may outweigh the benefits received.
Determining the ideal coverage amount can be challenging, but tools like Ditto's Cover Calculator can help individuals assess their needs accurately. By considering factors such as income, expenses, liabilities, and future financial goals, individuals can determine the optimal coverage amount to ensure their loved ones are adequately protected.
Additionally, life stage benefits offered by some insurers provide flexibility by allowing policyholders to adjust their coverage amount during significant life events such as marriage or the birth of children. This feature ensures that the policy remains relevant to the policyholder's changing circumstances over time.
In conclusion, term insurance offers an affordable and reliable way to protect your loved ones financially. By understanding its features and benefits and carefully assessing your needs, you can make informed decisions to secure your family's future.
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[@finance.boosan]

Get spam-free Term Insurance - bit.ly/3PL7gzI

[@vengadesangv5688]

Bro… how about TATA AIA term insurance? Is it good? You said HDFC, ICICI and Maxlife are the best.

[@RamC_007]

Bro, Plz do the comparison of Nifty 50 index vs Nifty total market index in your style. Many finfluencers promoting the Total market index is better than nifty 50 for long term. Is that true?

[@saravana2sp]

Max Life is best among others. I did many searches and finally put my Term in MaxLife. And now I'm authorised Life Advisor of Maxlife and making many people to take term plan. SP

[@ajin8111]

Lic is always best

[@martinarockiaraj]

Thanks brother. I got it. Your videos are very informative and very helpful for many common men like me. Keep up your good work. May God Bless you Abundantly.

[@jayraj4768]

Va thala ... Un videos vachi than I am educating other people of my age early 30s .. thanks and kudos to you

[@KGF_Daa]

If you are going to take term insurance worth of 2cr + then start with full annual payment for first year, so that chances of ur application rejection is less.. once ur application is rejected in any insurance company..it's like a black mark then it's very difficult to get insurance.. don't go with third party app.. if u know any agent that's better

[@SRMS1226]

Am paying monthly and purchased via policy bazzar. Seems good. No issues so far.

[@THILLAIRAJA24]

Thanks for the useful information bro.

[@parthibanr7318]

I am an Insurance advisor. Being a tech enthusiast I find it hard to communicate these to the youngsters now. Thank you for this video. Will be sharing these to the people definitely.

[@KrishnaKumar-fx5is]

Hi sir can we take term insurance without form 16?

[@balambhiga]

Sure sir. You can take it.

[@parthibanr7318]

@@KrishnaKumar-fx5is Yes we can.

[@rajasundaramrajaram4441]

Thank you, the best clarity. For first time most helpful advice. Thank again brother

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@jpinfotechprojects]

Useful and Informative.

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@vr1512]

Hey bro ,, following your channel for a some time ,the content and video posted was too good and showing a great impact & sharing some great knowledge for the importance investment. Thanks a lot ,,keep rocking 💯❤👍

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@kishore9060]

In Initial videos you recommended Policy bazaar and now ditto..?

[@karbioster]

Hi Bro. is this right time to make lumpsum investment in equity mutual funds? Time horizon 7 years.

[@yugapanchatsaram8640]

Keep educating brother 💯

[@Kv_vlogs0]

I'm hdfc life employee contact me for all kind of your doubts

[@mohamednazzim8188]

Hy boosan....I wanted to invest in Us market..so I invested in Navi nastaq 100 fund , but they temporarily stopped , so I started in motilal oswal nastaq 100 etf and also in mirae asset sp 500 top 50 ETF but this 2 ETF is overlapping at 50 percent of stocks but need to get US market exposure so even Bal 50 is the good exposure to get that so shall kep investing in both or shall I h investing in only one?

[@dhilipanraja9509]

Flexi cap and multi cap .... which one is best broo... ready to take risk?

[@K.Muthukumaran]

Really good information bro, thanks for making this video

[@Kv_vlogs0]

I'm hdfc life employee contact me for all kind of your doubts

[@raghulrajesh8309]

Bro i had invested just 1000 in 6 diffrent index fund like HDFC nifty 50, nippon large cap, axis small cap, motila nofty small cap, nippon small cap. Is this good or bad, just say that alone bro. If so i will stop

[@maniprathap4262]

Bro ditto or policy bazaar which is better to take insurance?

[@peerullahhussainy7610]

Liked 👍 keep up the good work 🎉

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@yourmurugesan]

very useful anna

[@neverbackdown643]

Mr .boosan brother wht do you think about it bees and pharma bees compared to nifty bees and bank bees

[@surendarsingh1221]

Hi bro.. Tata Nifty Realty fund pathi sollunga pls

[@ragumanragu2564]

👍👍👍👍👍thank you bro.

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@eswar.m5204]

Super bro

[@TECHTAMILPLEX]

Useful information

[@Kv_vlogs0]

I'm hdfc life employee contact me for all kind of your doubts

[@fahadmohamed]

Policy Bazaar promote panningale bro.. now confused which one to choose

[@dinesh.r]

Liquid etf na enna ji explain pannuga ji

[@jayakumark7902]

Brother institutional trading or block trading la discount la stock buy panni profit pannalamnu neraya WhatsApp groups iruku athu pannalama or scam ah please sollunga

[@s.bharathi5202]

Hello bro na groww app la money add pantian but stock buy panum Pothu antha money add panuvathu eapude

[@ckchells]

Navi US Total Stock Market FoF Direct Growth investment stopped. I was doing SIP in this MF for last two yesr, Today my ECS got rejected and it shows "The fund house has restricted SIP and one time invesetment ". Can you please explain in a video , so that we can acg accordingly. 1. can I cancel the sip and keep the amount as it is? 2. can I switch this to any other MF

[@AjithKumar-wx3lj]

Bro option pathi podunga

[@TheFuturisticPastTimeTraveller]

Great content bro! One question - I am an NRI and have LIC Jeevan Labh Policy. Should I still go for a term insurance? TIA.

[@santhosh.esam1005]

Bro na Kotak Life insurance la policy edukalama Anna soluinga Anna please 🙏

[@ananking774]

Bro, REIT's explain pannunga bro

[@martinarockiaraj]

Hi Brother, Thanks for your informative video. Please let me know which is better, Ditto or Policy Bazaar?

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@venkatesansundararajan80]

Super. Very useful to those who are not taking term insurance so far.

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@venkatesansundararajan80]

Sorry. My age is now 66 and I regret for not taking Term Insurance at my age of 50 . Is there any term insurance in your HDFC Life for the person whose age is now running 66 .

[@Kv_vlogs0]

@@venkatesansundararajan80 please tell me your dob sir, so i can check further

[@venkatesansundararajan80]

DOB is 27/03/1959 .

[@Kv_vlogs0]

@@venkatesansundararajan80 your eligible

[@raghunathr9509]

Why LIC is not in your list

[@nobicartoon5678]

Pgim retirement fund pathi konjam solunga bro

[@sivakumar-zo4ft]

Hell Boosan, I am following ur channel. Topics are good. My problem is I can't understand tamil much, if it's possible can u give subtitles in English for whatever u speak in tamil, which can be very helpful/ useful

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@lakadibaba]

why nationalised bank not giving term insurance....plz explain me

[@saraya8239]

Vanakkam bro superb your video good information bro but small request TATA AIA param rakshak pro solution pathi sollunga epdi nu army person ku pure term insurance illayam la apdiya bro and ulip plan epdinu video podunga pls reply pannunga bro

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@radhikavlogs2722]

Y no term insurance for 12th drop out

[@incognitotamizhan9679]

Hi, I am too hesitant to get into investing because there are alot of technical terms that are not of the common tongue, can ypu please elaborate some of the important terms in a vid

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@visugreat95]

i have a LIC insurance paying 1.35L P.A (i will pay for 15 years) i will get 65L after 25 years. which is similer to FD rate between 7 to 8% i am already doing MF and stock investment, dont have any FD related investments or savings(safe one). Thinking on what to do.. can i get a new team insurance and invest the remaining money or can i let LIC policy active. plz suggest frdz

[@SaravanaKumar-ot7pe]

Bro I trust TATA ... settlement ratio also very very minimal difference compared to other...so I go with TATA ...????

[@vigneshrajendran8206]

I am an tataaia employee..thanks for your trust in my company

[@raghunathr9509]

Bro y u r marketing for ditto

[@djdeepu1042]

Good content bro

[@shiburaj6949]

பாலிஜி பஜாரில் வாங்களமா?

[@naveenkumar-vq5pz]

you have suggested Max Life, HDFC and ICICI, what your view on Tata AIA?

[@D-SanthoshKumarR]

Tata is best bro

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@Guru360M]

Doubt: Boosan bro na sip 15years vekalam plan iruku but angel one la maximum 5years dha katudhu apdi 15years set panurathu bro konja solluga plz..

[@user-wk6cb2lk4z]

After 5 it will automtcly continue

[@lingaraj501]

What about demat account for insurance that is applicable for this term insurance as well?

[@ManithanBharathiSP]

No not required

[@rajs4240]

Hello, Bro. I just lately began to follow you. Excellent information and content. Just a quick query, bro. In 2015, I began investing in PPF from SBI Bank in Chennai. I relocated to Canada that same year and established myself. I also got Canadian citizenship. I would like to know if I can make contributions to the PPF Account. When my PPF matures in 2030, would there be any problems with withdrawing it? Kindly provide your opinions. Many thanks ahead of time

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@kajamass6139]

What about Raider sir, should I add or no need

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@cricket-for-you]

Flexi cap enna sollu bro please

[@KrishnaKumar-fx5is]

Hi boosan bro, can we take term insurance without form 16 ? Is bank statement enough to income proof? My CTC is 5.20 lakh

[@raghunathr9509]

Yes with six month salary slip you can Usually term insurance comes with Medical test so it's important you go to a company which test your health before giving policy So that they can't reject claim

[@RadhaKrishnan-zj3op]

Hi, good morning bro... I need one help... How many types of insurance?..... Explain details about each one... Finally which one is better to take ...... Thank you brother.....

[@Maduraponnutamil]

Aditya Birla Life Insurance Best

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@NITHISH2405]

Bro my grandfather age80 term insurance adukalama bro..

[@chithragopal6752]

Thank you

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@NaveenKumar-jr2sj]

Boosan bro pls help me with this question . I started sip in UTI nifty 50 my sip date is 5th of every month . IPO na every month 5th annaiku pay pannanuma illa before pay pannuma . Zerodha support la kaetadhuku 2 days before pannanumnu solranga appadi 2 days before pannalana next month kannakula dhaan add agumnu solranga pls clarify this issue bro. Waiting for reply pls reply bro

[@NaveenKumar-jr2sj]

Pls sip panravanga yaarvadhi sollunga pls

[@user-uv3oo7vk6b]

Bro currently I don't have any debt but what if I plan to take loan after 5 years on my home can I add my expected loan amount to insurance

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@g.jeganbebin6204]

Term insurance எடுக்கும் போது அல்லது எடுத்த பிறகு புகைப்பழக்கம் மற்றும் மது பழக்கம் இருந்தால் இறுதி காலங்களில் Term இன்சூரஸ் எப்படி செயல்படும்

[@vigneshrajendran8206]

More than 3yrs premium pay panni iruntha claim kidaikum...but smoking and drinking impression 6yrs varikum irukum

[@lakshmi-jh3rk]

Monthly 2000 sip podradhuku best mutual fund suggest pana mudiumah bro? One request

[@user-wk6cb2lk4z]

Nifty 50 coz its safe

[@dinezkum6412]

80d la cover ஆகுமா?

[@hasini9667]

தம்பி எனக்கு வயது 43. மூன்று வருடங்களுக்கு முன்னர் ஜவன் உமங் பாலிசி ரூ 1050000 (முதிர்வு) 20 வருடங்களுக்கு என மாதம் 4800 கட்டி வருகிறேன். இதை தொடரலாமா அல்லது term insurance தொடங்கலாமா எது சிறந்தது ஏன் என்றும் கூறுங்கள் தம்பி. நன்றி

[@karthikmohanraj1542]

Take out the amount and start term insurance with balance premium amount open sip through any good index fund

[@Viewsserielchannel]

Tamil

[@thebk345]

You paid 1152000 in 20 years but you will get only 1050000

[@madhav6831]

Please don't TAKE IT OUT... you will LOSE lot of money. Because at this age PREMIUM amount is way higher for TERM insurance. So, Pay the lic amount and try INVEST MORE in AGGRESSIVE EQUITY MUTUAL FUNDS consistently for the next 17 years. You will end up with a HUGE BAG OF MONEY after 17 year(insurance return + Investment returns). All the best

[@karthikganesan3702]

Bro zerodha account how to open pls post video

[@rajraina3243]

Hi bro. I'm investing in quant Elss tax saver fund in angel one app. How to get documents for income tax filing.??

[@imsdinesh]

Send email to quant mutual fund they will send documents

[@renga245]

Tell about SBI smart swadhan policy

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@mathankumar9123]

hi bro, nan HDFC oppurtunities fund ULIP potruken, 10years lockin period, is it good to continue or exit , advice pls

[@sooriyanarayananb4099]

Consider exit from ULIP and take pure term insurance policy.

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@livingstonmech4250]

Can you tell about automotive funds/index funds in that field....better a video about index funds available with respect to industry

[@finance.boosan]

I don’t think we have a separate index fund for the automobile sector at this point. However, there are sectoral funds available, such as the UTI Transport and Logistics Fund

[@livingstonmech4250]

@@finance.boosan icici prudential nifty auto etf....I seen one...may be in US is it available!?!.....sector wise fundhouse or 2to 3 sector combined fundhouse list videos will help much

[@Kv_vlogs0]

I'm hdfc life employee contact me for all kind of your doubts

[@kandasamygandhi5344]

Bro. What is the guarantee about these private companies over Govt's LIC ? Yes I see all private company based policies are good over LIC. Can you comment on this ?

[@parthibanr7318]

All private companies are registered under IRDA which is like RBI for banks. IRDA is guarantee for all these private insurance companies.

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@sridhartamilselvan]

Hi Boosan, I watched your previous Policy Bazaar video, and the Policy Bazaar representative mentioned ICICI Prudential Term Insurance and provided one link for term insurance (and the same link for health insurance from the CARE company). My question is 1. Is this a regular plan? 2. Are they agents? Are they doing this for commission? 3. Should I take the policy directly without their link?

[@swaminathan2554]

I suggest going with ditto..ditto don't spam you whereas policy bazaar do spams

[@sridhartamilselvan]

@@swaminathan2554 Thank you!

[@swaminathan2554]

@@senthilnathan5312 yes I have taken it for 50lkhs with ICICI prudential

[@senthilnathan5312]

@@sridhartamilselvan hai brother term plan yeduthingala?

[@sridhartamilselvan]

@@senthilnathan5312 yes. I have taken 1cr term policy with ICICI prudential and 50lakhs for my wife. We both are working in private sector so I have taken for both.

[@breakthestandardz]

Thanks bro but which term Insurance would be better bro. Max insurance or tata aia Or others bro. My age is 25 . Please suggest this broo

[@ragulm6072]

Tata aia

[@ragulm6072]

1 month before purchase pure term plan in tata aia

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@user-wf3ib9tz2m]

FIFO is missigng in ur course

[@loky4052]

Bro, Any analysis about tata AIA?

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@viswanathan1044]

Sir, maximum which age limit is best for coverage . Example up to age 60 or 80. Please advise

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@aparnaaddanki3202]

May i know if ULIP and term insurance are same or different? Pls clarify.

[@finance.boosan]

ULIP and Term Insurance are different products. ULIP is a market linked investment cum Insurance product. Term Insurance is a pure insurance product.

[@aparnaaddanki3202]

@@finance.boosan is it good to invest in ULIP? Pls make a video about it, if you have time . Started doing ULIP, but have come to know that it's not a good scheme to invest.

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@sviswanathan7421]

Hi bro Hdfc life vs LIC New Jeevan Amar Which one is best ?

[@ajin8111]

Jeevan amar is best without any exemption

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@jayachandrandhoni4928]

Bro actually u missed the big fish here. Compared to all private players LIC is the big player in insurance as per the market size. But yes the amount paying for term insurance will be higher compared to private companies. LIC was not recommended by Ditto why ? Is it because they didn't have any partnership between them because LIC Majorly depends on physical agents. But our old school thoughts always believe the LIC brand is better because we heard from childhood. Your thoughts on this?

[@swaminathan2554]

LIC cover until Age 60. Whereas private you can take until 99. Just an option. One can take maximum up to 70-75 years. Depends upon their financial current status for paying a premium. Of Course I would have opt LIC if they covered at least 70 age. Lic is good as well in my opinion. Also premium is high. If I take private insurance I can pay less premium than LIC and invest in some funds to get at least 12 percent return in index funds

[@jayachandrandhoni4928]

@@swaminathan2554 bro above age 60 term insurance is not good idea because you will be retired and your kids will be working as an assumption. The only thing is that the premium is higher in LIC than private companies. Is that the reason companies like Ditto and policybazzar or not promoting or because they don't have partnership with LIC is because of that ? That is one question I have

[@swaminathan2554]

@@jayachandrandhoni4928 I spoke to ditto yesterday. Looks, max / icici are their partnering with. And Tata is recently added into their bucket. I don't think they will partnership with LIC as if LIC won't pay policy commission to Ditto is what my understanding as it's run by Govt Of India whereas other private parties will pay the commission amount to Ditto to grow their business

[@finance.boosan]

Despite being a major player, LIC faces drawbacks such as outdated technology hindering online transactions, significantly higher premiums compared to private insurers, and limited personalized assistance online compared to offline channels.

[@aswinbalasubramanian5753]

​@@finance.boosan Thanks for your precise content. I contacted both policybazaar and ditto. But ditto is spam free as you said but in case of claims settlement or any redressal, which one is better, in this case policy bazaar seems to be have more options than ditto I feel. What's your take on that? And also ditto is having limited options

[@veenajkarthick6459]

Where to apply term insurance? Direct office or online? Which one best?

[@govindarajv5886]

Best apply to advisor

[@sooriyanarayananb4099]

If you apply in policy bazar the insurance company will reach you directly.

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@muneeskumar7942]

Brother enga veetla lic policy pootirkanga 3 months once 2080 pay pannanum .enaku term insurance Vera ithu veranu ippa than purinchu .ippa antha policy ah stop pannalama 3 times pay pannirkom antha amount thirumpa kidaikuma

[@senthilnathan5312]

No,minimum 3 years pay panna tha surrender panni amount vanga mudium

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@vignesh2492]

Term insurance and health insurance both are same or we have to take both? Clarity needed

[@finance.boosan]

Term insurance and health insurance serve different purposes. Term insurance provides financial protection to the family in the event of death, while health insurance covers medical expenses for illnesses and injuries. It's advisable to have both for proper financial coverage.

[@Arimakarnan]

​@@finance.boosan good explanation ❤

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@essakkiprabhakaran5899]

Anna term insurance poduradhuku 25000/- salary company account la irundhu namma account la credit aaganum apodhan poda mudiyum nu sonnanga. Na cooli vela paakuren. daily salary 600/- vaanguren. Na enna anna pannuradhu. Please answer me anna

[@parthibanr7318]

Hello brother... Entha insurance company la ungaluku apdi sonaga

[@essakkiprabhakaran5899]

@@parthibanr7318 policy bazaar max life

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@veenajkarthick6459]

I have so mnay doubts pls clear sir! My age 40 .. Obesity person.. Am i eligible for term insurance?

[@jayachandrandhoni4928]

You will be eligible but ur premium will be very high

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@heavenroyalmusic2523]

Bro yallam ok bro.... But yaa Annual income 3 lakh above erundha dhaa coverage 1cr varudhu bro ... Ella na 50 lakh dhaa coverage varudhu...Yannaku coverage 1.5cr vara pola plan dhaa correct ahh erukum... Yanna pandradhu theriyala bro sollu nga

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@santhosh.esam1005]

Kotak Life insurance worth ha bro compar to lic

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@abishekgm5093]

If i finished the term insurance plan upto 60yrs then the money will be given back to me or not

[@Selvakanthan10]

வராது

[@senthilnathan5312]

S you can get

[@senthilnathan5312]

Contact me sir na Guide pandren am a manager of Icici prudential

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@vancedyoutube5832]

Hi Anna, Ipo oru stock ex - ITC eavulo stock vanguna profit anna. Na 10 stocks tha anna vangi iruka. ( Pls reply anna)

[@vigneshhari3456]

Term insurance la claim eppadi panoradu,atuku enna documents thava nu soluka

[@raghunathr9509]

U can't claim Maturity Only death claim Basic kyc of nominee Death certificate of policy holder Tats all

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@paripari.s2558]

Hi pls anyone can tell Me that I took HDFC click 2 invest policy 25 k mnth for 5 years term for 10 years (from Policybazaar)is it good or bad 😢pls

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@paripari.s2558]

@@Kv_vlogs0 how could I contact you bro any number

[@newone6009]

Hii bro, Na Dubai la iruken,Inga irunthutu nri account open pannalama?

[@senthilnathan5312]

Yes pannalam

[@newone6009]

@@senthilnathan5312 enaku index fund la invest pannanum so which one best bro nre and nro?

[@Maduraponnutamil]

Aditya Birla Life Insurance

[@raghuld3885]

Pure Term life insurance need minimum three years ITR

[@Kv_vlogs0]

I'm hdfc life employee contact me for all kind of your doubts

[@jayasrie1343]

Sir pls talk about PPF

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@guru8147]

Mutual fund un realised gain.. appadina enna... it's our profit ?

[@finance.boosan]

Yes, profit that has not been sold by you yet

[@TamilMobileUser]

Bro ennaku age 30 ennaku oru nalla term plan solluinnga?

[@ajin8111]

Sure

[@Maduraponnutamil]

I'm a Insurance Advisor

[@Maduraponnutamil]

How can I help you bro

[@TamilMobileUser]

@@Maduraponnutamil plan solluinnga

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@NagarajCruze]

Claim vs amount settlement enna difference bro?

[@finance.boosan]

Claim settlement ratio represents the % of claims settled by an insurance company out of the total number of claims received. Amount settlement ratio, on the other hand, focuses on the total amount settled compared to the total amount of claims received, providing insight into the average payout per claim.

[@finance.boosan]

For example, if an insurance company receives 100 claims and settles 95 of them, its claim settlement ratio would be 95%. However, if the total amount of claims received is ₹1 crore, and the company settles ₹90 lakhs worth of claims, its amount settlement ratio would be 90%.

[@NagarajCruze]

@@finance.boosan got it. Thanks.

[@creativekids9010]

Gudmorning bro Your videos are very valuable to me..lam government of Tamil Nadu employee.can I invest USA Nasdaq 100 index mutual fund.thanku

[@Kv_vlogs0]

I'm hdfc life employee contact me

[@rajaduraim1159]

If insurance company closed what will happen?

[@parthibanr7318]

All insurance companies are registered under IRDA like RBI for banks so IRDA will take care of ur money

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@vinodm6372]

Why lic term insurance not included here?

[@darkevil5220]

Because high premium low coverage.. so waste

[@vinodm6372]

@@darkevil5220 I don't think the coverage is low.. infact chances of the claim being approved is High in lic..never trust these private companies

[@darkevil5220]

@@vinodm6372 I worked insurance sector .. I know which is better.. LIC agents are still fooling people for commission. I approached a lic agent for ROP term insurance He gave 2 policy for 1cr coverage such as jeevan amar 40k premium, jeevan Kiran 65k premium it is affordable for middle class peoples ?? Then I approached TATA srs vitality SA is 1.5cr upto 70th age premium is 20k , upto 90%th age 27k only premium then health checkup free 30% premium discount for if maintain good health.. in insurance govt or private is not matter service and claim settlement is matter.. if you given wrong data lic also reject your claim i am experienced about that same applicable for private players. You should read all terms and conditions is must .

[@darkevil5220]

​@@vinodm6372 bro , I am an ex-financial advisor now working in IT. Few months ago oru lic agent kita term insurance ku quote ketan 2 policy send pannaga ROP method one is jeevan amar premium is 35k one crore life cover ,2nd one jeevan Kiran 65k same one crore life cover upto 60age. . This premium is affordable to middle class ?? Then private players kita enquiry panan tata la srs vitality program 1.5crore life cover premium is 23k upto 75th year. Health checkup free every year then premium discount for good health maintenance.

[@ajin8111]

Lic is always best

[@manisankarr6194]

Hello Boosan, ditto also similar to policy bazzar right?

[@finance.boosan]

Yes, Both are insurance aggregator platform

[@manisankarr6194]

@@finance.boosan if insurance aggregator business goes wrong, what will happen with our insurance?

[@kish157]

Anna coverage yr 60 than irukanuma why not 30 or 40

[@Kv_vlogs0]

I'm hdfc life employee contact me for any doubts

[@vancedyoutube5832]

Hi Anna, Ipo oru stock ex - ITC eavulo stock vanguna profit anna. Na 10 stocks tha anna vangi iruka.

[@P.madeshwaran]

Bro SUD life insurance