For PPF it’s 1.5 lacs@. 7.1 % interest now It’s floating rate and changes as per RBI rules Good video
@ArthiPrem2 жыл бұрын
Thanks for the information
@ranibaskaran54242 жыл бұрын
Thankyou for your video.I got information at a correct time.
@ArthiPrem2 жыл бұрын
Thank You !!!
@anusha97202 жыл бұрын
Nice video! Regarding gold coin there are no making charges. if NRIs want to buy gold for investment purpose we can buy gold coins and later convert it to jewelry. Also now a days digital gold is an option and SGB as a investment is very good option .
@ArthiPrem2 жыл бұрын
Yes sister … thanks for your inputs
@pintu16032 жыл бұрын
Essential topic for all Indian NRI’s Very detailed explanation 👌
@ArthiPrem2 жыл бұрын
Thank You so much !!!
@mohansai37077 ай бұрын
மிக்க நன்றி சகோதரரே 🎉🎉🎉❤❤❤
@ArthiPrem7 ай бұрын
நன்றி சகோதரா 🙏🙏
@TimmyNDaisy2 жыл бұрын
Love Arthi's innocent questioning style. Awesome pair!!
@ArthiPrem2 жыл бұрын
Thank u so much ☺️☺️
@RajagopalSankaranarayanan2 жыл бұрын
Thanks for making the video @arthiprem pls continue doing great work for the Indian community 🙏🙏🙏🙌🙌🙌 bro next video how Indians can invest in US 🙏
@ArthiPrem2 жыл бұрын
Thank u so much raja (Is it ok to call Raja 😊) bro ...Will do it 👍👍👍
@RajagopalSankaranarayanan2 жыл бұрын
@@ArthiPrem yes bro by all means .. thank you so much 🙏🙏🙏
@RajagopalSankaranarayanan2 жыл бұрын
“Koodiyum paaka vaikum theru koodiyum paaka vaukum” cha enna dialogue pa 😎👌😄😂
@ArthiPrem2 жыл бұрын
😂😂
@ranibaskaran54242 жыл бұрын
Super. Informative video pr
@ArthiPrem2 жыл бұрын
Thanks a lot
@gowrijaimaharaj6512 жыл бұрын
Informative video from u both..keep going 👍
@ArthiPrem2 жыл бұрын
Thank u so much 🙏🙏
@dharanivasudevan2 жыл бұрын
Recently see ur vedios.. u r doing such a good job.. thanks to both of u💐
@danielrayer5435 Жыл бұрын
Thankyou guys ...your videos are great and useful...I subscribed
@ArthiPrem Жыл бұрын
Thank you so much
@harikumark98132 жыл бұрын
For US tax residents, investing in mutual funds outside the US is not a good idea. Mutual funds are considered Passive Foreign Investment Companies(PFIC) and are taxed at a very high rate unless you take a QEF(Qualified Electing Fund) election.
@ArthiPrem2 жыл бұрын
Thanks bro for the inputs It could be the reason why very very few fund houses offering mutual fund for us and Canada residents
@SenthilKumar-sn5yl2 жыл бұрын
There is a risk in 1st option FD, it is a sweet water. you missed Postal Savings.
@ArthiPrem2 жыл бұрын
NRI can't invest directly through post office schemes, but u can do jointly with the residents ..www.immihelp.com/can-nris-invest-in-post-office-schemes/
@nalininadarajan33272 жыл бұрын
Great information Arthi Prem, appreciate for sharing this 👍
@ArthiPrem2 жыл бұрын
Thank u so much sister ☺️
@jaimaharaj5442 жыл бұрын
Thanks AP, useful information
@ArthiPrem2 жыл бұрын
Thanks Jai bro !!!
@rambaskaran1729 Жыл бұрын
Great Avise! Thanks!
@kandathapesuvom89952 жыл бұрын
Useful video nanba..
@ArthiPrem2 жыл бұрын
Nandri nanba 🙏🙏
@subrahmanyamvenkataraman81202 жыл бұрын
Soverign Gold Bond is a safe investment too..
@coolguy9142 жыл бұрын
FD in my view doesn’t give any returns when equated with Inflation. Better to go for other options.
@ArthiPrem2 жыл бұрын
Hi bro It depends someone may consider this is the safest way to get 7-8% profit
@coolguy9142 жыл бұрын
@@ArthiPrem practically what happens is with current 7.8% Inflation, and FD rate is around on average 6%. So its like who puts in FD will loose around 1% to 2% every year. Only thing us we don’t do much research. I think its good to have something in FD for emergency fund.. otherwise as investment, its not a good asset class. Its just my opinion and not anyway a financial advice
@ArthiPrem2 жыл бұрын
Thanks for your views bro
@shanthi31522 жыл бұрын
low risk = low return. Assured returned gives peace of mind. Shares n stocks may yield high returns but risk more. So it depends on people what they want.
@dhilipkumar68172 жыл бұрын
🎊
@saradhachellapandian91732 жыл бұрын
You both do much information videos. Could you please talk on SSN delay for L2S individuals?
@ArthiPrem2 жыл бұрын
Sure Thank You !!!
@manshurahmed50052 жыл бұрын
Good Information AP..!!! Can you pl tell What is the road blocker for NrI’s to buy agri land ? If so what is the possible alternative option to buy so…
@jjeeva6537Ай бұрын
Brother one doubt nan Saudi lla erukan gold vanga vaydum 21 or 22caret vanga vayduma please tell me
@ArthiPremАй бұрын
Sorry brother Didn’t get your question properly You can buy a 22 Ct gold But have to pay the customs if exceed the exemption Please watch this video You will get some ideas kzbin.info/www/bejne/pmK9q4uVptGtrNksi=sUNE7EI83EGRuAm3
@francetamil8337 ай бұрын
Super
@ArthiPrem7 ай бұрын
Thanks
@hariharasudhangovindhan5304 Жыл бұрын
Hi good information. But I had some different doubt related to NRI. If suppose spouse living in foreign countries with husband. But not earning anything. In this case still the spouse also considered NRI? Can you explain little bit details.
@ArthiPrem Жыл бұрын
Yes she is considering as a NRI Because NRI status is defined as Non Resident Indian is a person who is not a resident of India. An individual is deemed to be a resident, if (A) Individual has resided in India in that year for 182 days or more or (B) Having within the 4 years preceding that year been in India for 365 days or more and is in India for 60 days or more in that year.
@Quirkythrills902 жыл бұрын
Thanks Arthi and Prem! If someone starts investing in india and later decides to permanently move to the US ( or vice versa) due to life events, how do you think we could pivot? How do we safely move investments into and out of US?
@ushaananth35782 жыл бұрын
Best is to keep as dollars in NRE acct for which you get a nominal rate of interest in any bank I think it’s 2 % By this your money is safe NRI can’t invest in RBI bonds
@99technology Жыл бұрын
NRIs can buy agricultural lands in India if they have not renounced their Indian citizenship and passport.
@ArthiPrem Жыл бұрын
Yes they can but they req permission from RBI
@victorvino743 Жыл бұрын
Please make a video for mutual fund nri reportable income Tax return .2023
@indumathy26102 жыл бұрын
Gold Soverign bond issued by RBI is one of the best options. PPF- 15 yrs locked in period and you can take loan also. After 15 yrs you can extend for 5 more years locked in period with or without contribution.currently yearly contribution is 1.5L but there is a discussion going on to increase it to 3L. Will these accounts be considered for FBAR filing? Or only savings account amount?
@anusha97202 жыл бұрын
How to buy SGB ? How do you know when the govt is releasing the SGB? Whenever I see I have crossed the timeline. They release only for 4 days right?
@FireBlade-kf5qi2 ай бұрын
Gold bond nasama pochu
@manivlogertn955 ай бұрын
Hlo..brother... I have one dought nri can invest in ( ppf ) i mean public provident funds ?
@sivakumar62059 ай бұрын
I am working in business visa valid for 3 month, and staying around 1 year after renewing it. This means NRI?
@GrowwithBarath4 ай бұрын
You spend above 182 days outside the India - NRI status
@TECHTAMILPLEX4 ай бұрын
Bro im in qatar, im using angel one , using saving account linked, investment panuran ethu nala any issues varuma
@GrowwithBarath4 ай бұрын
Bro NRE and NRO account convert pannitingalaaa
@mohamedarif7799 Жыл бұрын
10 லட்சம் இருக்கும் நிலையில் Bank திவால் ஆனால் savings account கு அதிகாபாச்சமாக 5லட்சம் returns தருவார்கள், அதே போல் தான் NRE Account'குமா? ❓️
@prabaasokan51062 жыл бұрын
Bro, Is New Jersey good state to live for Indians? Unga kitta video poda request pannirundheney :)
@ArthiPrem2 жыл бұрын
bro... there is a plenty of request for Florida and New Jersey ... But NJ is one of the best state more indian community and good education only downside is harsh winter..
@usahappyvideos Жыл бұрын
Welcome to NJ, it's a little India in USA
@Userv6662 жыл бұрын
What about crypto investment bro? Do we need to register as NRI or we can continue the same Indian account.
@mukundann5576 Жыл бұрын
NRO, OCI eligibility. Retuened india in Septr 2022 eligibility?
@nalininadarajan33272 жыл бұрын
Would you please share details on the possible investment options in USA.
@ArthiPrem2 жыл бұрын
Definitely sister 🙌🙌
@nalininadarajan33272 жыл бұрын
@@ArthiPrem Thanks 🙏
@deepakkrishnamurthy987511 ай бұрын
AP, is Georgia good state to live for Indians?
@ArthiPrem11 ай бұрын
Hi bro We gave discussed about Atlanta, Georgia briefly in this video kzbin.info/www/bejne/lXmcp6WAiLZ6gZosi=hbHditykMLc5V_hT
@Muhfa Жыл бұрын
AP: WORKING OR BUSINESS IN ABROAD BUT GOING INDIA ONCE IN 3 OR 4 MONTHS. IS IT CONSIDER NRI OR NOT ?
@ranibaskaran54242 жыл бұрын
Content அ ரு மை
@ArthiPrem2 жыл бұрын
🙏🙏 Thank You !!!
@Jkvcbbgjbgvnn6 ай бұрын
Vgoodsupr ❤
@tru89898 ай бұрын
Good
@muhammadafif54542 жыл бұрын
Hi bro and sister Naan savings account le groww app open panninen ippo nro va maatthina groww ve athe account le use panna mudiyuma
@narayanr63852 жыл бұрын
I thought people converted to US citizenship can't buy the agricultural land. Even NRIs can't buy agri land?
@ArthiPrem2 жыл бұрын
NRI can buy the agricultural land with the special approval from RBI.
@narayanr63852 жыл бұрын
@@ArthiPrem good to know, thank you
@sakthivel9942 ай бұрын
@@ArthiPrem My wife lives in Canada (NRI) I have agricultural land so may I gift the land to my wife?
@ArthiPrem2 ай бұрын
Hi bro, Yes you can gift to her if you are an indian resident Please check with attorneys too
@sakthivel9942 ай бұрын
@@ArthiPrem The land is still on my mom’s name. Actually she has to give me straight away because I sent money to mom to buy it. Now I became Canadian citizen. So is there a chance, my mom can gift me right now.
@athimulambalaji48032 жыл бұрын
தம்பி உங்கள் பதிவிற்க்கு நன்றி. நீங்கள் குறிப்பிட்டவைகள் சரியா தவறா என்பது வேறு விடயம். காரணம் நமது அரசியல் வியாதிகள் 75ஆண்டாக ஒரு ஆணியும் பிடுங்கவில்லை. அதனால் நாம் மரியாதை காரணமாக நிறைய இழந்துவிட்டோம். மொழி உரிமை உட்பட. ஆனால் பலருக்கும் இந்த மாதிரியெல்லாம் சிந்திக்கலாம் என்ற எண்ணம் விதைத்திருக்கிறீர்கள். சம்பளத்தில் 20% சேமிப்பும்,20% அவசர உபயோகத்திறக்கும் வைத்து விட்டு இருக்கும் இடத்தில் அவசிய தேவைக்கு பெரிய சுமையில்லாமல் தங்க ஒரு வாங்குங்கள். இந்தியாவில் மக்கள் விடுதலை உங்களை போன்ற இளைஞர்கள் அரசியலுக்கு வந்தால் மட்டுமே சாத்தியம். அல்லது சட்டசபை… பாராளுமன்றம் கூடும் போது பூமி பிளந்து அவர்களை ஆசையாக எடுத்துக்கொண்டால் நானும் சாமி இருக்கிறது என்று நம்புவேன்.
@kandasamyjegadeesan510 Жыл бұрын
Arthi&prem Could you share BEST INVESTMENT SCHAMES AVAILABLE In USA for Indians having H1B and living in USA
@ArthiPrem Жыл бұрын
Hi bro Please check this video We have already uploaded in this topic kzbin.info/www/bejne/maiap3iNabyIjJo
@chinnarasupchinnarasup9678 Жыл бұрын
தமிழ் சொன்னதுக்கு எல்லாருக்கும் புரியும், வாழ்த்துகள்
@padmanathanramasamy83542 жыл бұрын
Hi Do we need to pay tax for the interest rate which we get on FD on NRE account? If there is no tax required, Do we need to file our tax returns by every year?
@ArthiPrem2 жыл бұрын
Hi Yes no need to pay tax in india Whereas should submit the returns in usa
@krishnavenu8863 ай бұрын
Ppf , nris are not eligible
@ArthiPrem3 ай бұрын
True NRI can contribute the existing PPF account Only opening new account is not eligible
@krishnavenu886Ай бұрын
If they declare that they are nris , bank will close ppf account
@vinayagamshanmugam71402 жыл бұрын
Coins only gst 3% No கூலி no சேதாரம்
@ArthiPrem2 жыл бұрын
Cool, thanks for the information !!!
@Freehjgg3 ай бұрын
I'm uk citizen can i invest mutual fund in India
@aravindsamson6184 Жыл бұрын
NRI can't invest in government bonds
@SiddikRocks2 жыл бұрын
NRI can buy agricultural Land India..
@ArthiPrem2 жыл бұрын
Yes need the permission from RBI
@SiddikRocks2 жыл бұрын
Maybe you are applicable for non India (not an Indian citizen) but as a NRI you can buy agricultural land with POA alone.. no need. RBI approval..
@athimulambalaji48032 жыл бұрын
@@SiddikRocks POA உங்கள் பெயரில் சொத்து வாங்க விற்க பயண்படுத்தலாம். ஆனால் விவசாய நிலத்திற்க்கு பொருந்தாது