TOP 5 PART TIME JOBS THAT WILL MAKE YOU A MILLIONAIRE!

[@Andrew--S]

I worked at a Lowe's assembly plant. The turnover rate was around 80%. Benefits & money doesn't matter when a job crushes your soul.

[@Finchersfarmstead]

So true my husband loves his job no matter how crushing it us to me n his children

[@tonydobek8908]

If what is a Lowe's assembly plant?

[@Andrew--S]

@@tonydobek8908 They make the doors that Lowe's sells in the store

[@tonydobek8908]

Thank you! I learned something new today!

[@financeabcs]

That is very true. But the point is that if the job comes with a 401K with a generous match your investments could become an important income source for you while still earning minimum wage.

[@TourPace]

My FIL worked for Home Depot for 30 years and bought all the stock he was allowed to. It split many times over the years. He also had excellent affordable benefits. Even though he never made more than $20/hr, he retired with a huge retirement fund.

[@Mike-gu6ku]

The people who join the pyramid scheme early get all the benefits. The music is about to stop.

[@RT-yz9fp]

If you are willing to sacrifice normal life for a couple of years, then team trucking is a great option. My husband and I are doing it. Our first year, we saved $65K. After that was a steady $80K per year in savings alone. It’s the best way I know to amass a huge amount of money in the shortest space of time.

[@amyshea7351]

How did you do it?!

[@YeshuaKingMessiah]

N truckers complain they don’t make enough 🤦‍♀️

[@jaydel3]

I would be a truck driver but I have bad spatial awareness and sleepy all the time. Might kill someone. Darn

[@missysoaps7509]

Wow

[@kathybloom2979]

Are you talking about big-rig trucks or something more like delivery/Fed Ex type?

[@margietucker1719]

Yes, I like the bonuses from Lowes. We get it quarterly. I sometimes forget about it---and then I will notice a really big unexpected amount in my paycheck. AND when covid started---they started giving us a generous covid bonus as well. Even part-time workers such as myself, get paid vacation time every year. And then the 10% discount too. The 401K is also very good. I've been there 9 years now, and am quite satisfied with my job there. It enabled me to get completely out of debt--and also grow a healthy emergency fund.

[@carylhalfwassen8555]

It is so refreshing to read something from an employee that is positive and appreciative of employment opportunities.

[@carmenwheatley7316]

If you don’t mind me asking how many hours a week? Are you on an type of schedule or is it different times of the day that you are scheduled to work. I want something part time when I retire, but want a set schedule like 5 pm to close. I don’t really want to be working different times of the day. It’s just easier to stay on schedule if you go in at the same time every day.

[@a.medi.5098]

This is so great to hear, Ms. Margie. All the best to you!

[@gabrielsyt]

Great work!

[@mariacastillo3090]

That’s wonderful!!!

[@toughtimes6596]

I worked 2 jobs most of my life. Early 50s now and I am retired. I do freelance for extra money. I own my home and vehicles. I have no debt. I spend more on my 6 dogs than I do myself by far and I am extremely happy. I do what I want, when I want and its great!

[@jackiebower5616]

How do you freelance?

[@toughtimes6596]

@@jackiebower5616 Sites like Fiverr. Lots of gig work (small jobs like taking pics) apps too. You take jobs you want and have time to do. Rat Race Rebellion is a newsletter with real work at home jobs too and some provide equipment too.

[@toughtimes6596]

@@jackiebower5616 Google them and you will see bunches of them. A good app for gig work is Field Agent. Amazon has one but pay is small tbh. There are also apps for setting appointments and research for people who do not have time.

[@shelly8686]

@ Tough Times ... Smart cookie!

[@Tammym44]

Curious as to when you got started saving to retire early? Its a goal of mine🙂

[@DomesticGangsta]

My nephew started at Lowes when he was 18. I immediately stepped in and helped him choose benefits. He's been there for 5 years now, makes a good salary AND gets great deals. (I got a new sink regularly $500 for $49!)

[@a.medi.5098]

This is great! Thank you for sharing!

[@anna_reads862]

I work at Starbucks! It started out as my pandemic job and now that I've gotten a better job offer in my field, I'm sticking with it 10-15 hrs per week for all of the reasons you mentioned. I am actually watching this video at Starbucks now (don't worry - I'm not on the clock😉). They will also gift you company stock after two years! EDIT: every employee also gets 20 free therapy sessions a year through Lyra and a free Spotify subscription.

[@funsizedi88]

How do u like working there part time? I was considering working part time at wawa or lowes/home depot as they have some decent perks as well.

[@anna_reads862]

@@funsizedi88 it's not bad. Good perks if you like coffee and their products. I work with great, fun people. I will say there is a steep learning curve when it comes to making the drinks and everything but once it clicks it's fine. A lot of great customers whom I know by name and genuinely like seeing. But I've also encountered more awful, entitled, and demanding customers at Starbucks than at any other retail job. And tips are lower than what Prepper Princess put in her video (I don't even get a dollar in tips an hour most weeks) but that is also just at my store. Yours may be different! Overall, the benefits outweigh all the bad stuff.

[@anna_reads862]

@@sharons11157 yes

[@gunnikr]

@@sharons11157 They only had drive up so barely any contact.

[@senoritajacobo1768]

I worked at starbies while I was in college.... I low key want to apply again. But mommy duties call 🥰

[@debbie2917]

Yes! I feel like I just had a zoom meeting, with my favorite CEO. I know all that took some time to put together. Love your Enthusiasm!👍

[@sanguinelynx]

I wish they taught this in schools rather than the current extra curricular nonsense we see. This would help young people get a good head start.

[@waxhawcreek1717]

The government does not want you to be independent.

[@hondusspa]

Public school won’t teach you how to game the system.

[@sherryllynnjones7077]

💯

[@Annalorraine67]

Amen. So true

[@anniemae3858]

Research who made up school in the first place! They want you to be a robot employee... So its not meant for you to know unless you take the time to look yourself...

[@Janelegant]

I'm 42 and a nurse. I am worth 7 figures but am kicking myself that I never understood the benefits of these companies...the more I learn the more I would have done things a bit differently. Thank you for sharing! :)

[@hcwoolfgmailcom]

Just in case you didn't know, for every year that you wait after 62 your payment increases by 8%. Check that out on when to retire on other KZbins. Good luck!

[@Ashleyandwade2014]

Godbless u for being a nurse

[@growthandknowledge]

This blows my mind. I was a director at a nursing home and had terrible terrible benefits. Worked my a** to no avail. Spent $300 a month on tolls just to get there. Ended up quiting due to health. The job was literally sucking the life out of me. Went back into another healthcare job, no benefits. Thanks for the info! Very informative and helpful.

[@dianerose7631]

Companies don’t care if you want benefits. Never mention benefits or vacation on an interview. All that matters is what you bring to your bosses dinner table

[@trishr7689]

Girl- your hair looks great like this! So cute.

[@Teresa-ch3og]

This also sounds great for seniors. I've been trying to figure out how I can retire at 65 but not take my social security until full retirement age at 67. A part time job like this would allow me to draw on my 401k from my present full time job and still contribute to the 401k at the part time job for the future in later retirement.

[@tammihinkley8428]

I worked at Domino's for 4 years p/t to pay for my kids to go to school. Yep, for about 16 hours a week I earned 18000 a year with tips.

[@MichaelCTruth]

Awesome

[@maryallen1017]

You should go into High Schools and offer them an hour of your time to speak to the kids. I'm sure their parents & the teachers do not know all you just revealed. It truly is fascinating. Great Video. Thank You!

[@financeabcs]

That is a great idea!! Just ask the kids to subscribe to the KZbin channel!!

[@melissamelissa2973]

You would be teaching our kids something that’s schools don’t teach because they want us to be in poverty!! Thank so much

[@chuckcpass]

Target is also not too bad. I worked there as a seasonal employee, you get a 10% team member discount and then another 20 or 30% discount on healthy foods (ex- lettuce, apples, Good and Gather products). After working there fir 1000 hours you qualify for the 401k plan where they match you 100% up to 5% of your salary. They start you at $15/hr as that is the company minimum wage. I think you have to be full time to qualify for medical benefits but if you are looking for a solid second job, it’s pretty good.

[@charylrocco3924]

I worked at Starbucks in my 50’s. Became a shift supervisor. Had aspiration of becoming a manager. They boast about “benefits” with part time hours. What would you consider part time hours? 20-35 hrs/wk? I ended up quitting when my store manager hired too many college students and gave us all 5-10 hrs per week. Maybe a college student living at home could survive on that, but I could not. While working there, I injured my back lifting the heavy rubber mats to wash. I loved my younger coworkers but would never recommend this job for anyone but college students.

[@Teacheronwheels]

Im an immigrant, I was a single mother and everyone I met in the US told me I could not be a millonaire. You and me Baby! We proved them wrong. Dead wrong. I love your channel, your energy, your straight talk. I follow every single one of your videos. Let’s create the crystal ceiling crasher group. Lift women!

[@grafite9238]

I've always heard stories of school janitors being millionaires. Heck i could be one too, in ten years

[@marilynpeppers1356]

@@grafite9238 …check out Osceola McCarty!!!

[@notefromjan]

Crazy proud of you! You inspire me! ♥️

[@saramonson990]

I heard a report on the radio when I was a kid, (we're going back many, many years), a man who worked a standard job that you would not think he could thrive on, saved most of his earnings and passed away with millions in the bank that he'd left to his nieces/nephews. He ate a can of chili every night for dinner & heated it by letting it sit on the stove top over the pilot light.

[@JuicyJuice1313]

@@saramonson990 That's kind of sad. I mean, to me...is that a point of life? I guess to each its own.

[@kurtdiegel7430]

The biggest thing that will get you towards your goal of being an everyday millionaire is to be out of debt first and live below your means. I follow Dave Ramsey and his "baby steps" and that is the way to do it.

[@martinvotruba117]

Kurt, Dave isn't bad and I DID use his steps to get out of debt. I would urge you to check out The Money Guy Show here on KZbin for your next step. My only regret is I didn't find them sooner and suck with Dave's plan longer than I should have.

[@Ihitthings2]

I have a friend that works at Costco. Her store starts everyone as a seasonal employee, September & October are the months they hire. Everyone starts part-time. If you're lucky, you keep your job after new year's day.

[@FedUpWithFatigue]

Wow, I had no idea those companies offer benefits like that. Would you consider doing some videos on how you choose stocks, mutual funds and other investments? Yes, I know there are investment gurus who teach this stuff but I’d love to see how a layperson like yourself does it.

[@carylhalfwassen8555]

Read book by John Bogle, founder or CEO of Vanguard Mutual Funds.

[@melander41]

+1 for Simple Path to Wealth, it's all there and trust me it works!

[@lisaryherd4593]

Yes, I would definitely like to see something like this!!!

[@kennethhall7248]

You should run for congress that's how you become a millionaire.

[@iloveyouamberappel]

Be on congress, not run

[@situated4]

It’s working wonders for AOC. Bartender to instant multi-millionaire, not including the back-room payouts. Noice.

[@ThePantherproof]

You really want to spend a million running for a job that pays $175k plus perks?

[@jazzcat1056]

So true.

[@callalily5432]

@@situated4 Matt Gaetz....

[@naomisherred166]

I just wanted to say hi and a big thank you from the UK. Thanks to you I have reduced my debt by about £10,000 in last year and I am getting there. Hopefully debt free by end of year or so. Main thank you though is for changing my mindset about frivolous spending which as a disabled person I realised I was shopping to try and make myself feel better - you're the best! 😊😊

[@shannoncoleman1672]

My dad use to tell me benefits mean alot when it comes to jobs .

[@Tamar-sz8ox]

Your dad is right , professionally I took a lower salary job but it has great benefit package and pension / 401k

[@demultiplexdfunc177]

Should we as a society strive to make these benefits standard? I say yes.

[@Tamar-sz8ox]

@@demultiplexdfunc177 my parents generation , and back in 60s, 70s, 80s and 90s , benefit packages came with the majority of jobs . And pensions were the norm !

[@demultiplexdfunc177]

@@Tamar-sz8ox The majority of jobs today still have benefits. However, I must admit that it is more complicated because benefit spans the spectrum of none at all to marginal to good. In addition, we are seeing more jobs with little to no benefits such as gig economy and self employed. There is lots to be said but I need to cook dinner..

[@Shazzyhtown]

He is correct. If you have a high paying, but the health insurance is expensive and 401k match is inadequate then you are not actually better off. A lot of people don't know this.

[@carolwasson1570]

This is awesome! I am 57 and a divorce cost me 50% of my 401k balance. I have an interview this evening for a part time gig working on Sundays at the home football games for my NFL team. This can lead to other opportunities at this stadium including the rodeo, college playoffs etc. If they don’t have a 401k plan, I am taking what I make and increase my government job version of 401k to increase to the amount I am making. I feel pretty strongly that I need to make a side income to prepare for retirement considering inflation .

[@financeabcs]

The good news is you can replace the 50% of the 401K within 7 years if you invest in the S&P 500 index!! Leave the money in your former employer 401K plan and keep investing in the index.. You can also put money into an IRA if your new employers don't have 401Ks

[@acrobizer1238]

@@financeabcsAssuming this individual does not make the same mistake twice.

[@financeabcs]

@@acrobizer1238 Yes 🙌. Timing the market is a terrible mistake!! As is marrying the wrong partner!! Lol 😂

[@EdenEye6]

I work for costco in Canada. We get paid $4 extra per hour on Sundays. I’m at top wage and get paid $28/hr with 4 weeks paid vacation currently (5 years after my next anniversary). We do get bonuses twice a year that end up being like a double pay check. 80% prescription. $300 every 2 years for glasses. I do have a RRSP and RPP. It’s a great employer but forget getting regular hours. Look forward to irregularity in your shifts and days off. It’s impossible and depressing when you have children because childcare providers don’t think people work anything other than 9-5 Monday to Friday. This job has given me so much and has taken so much from me. I am both very grateful and so angry. I am stuck. I can never find a place that pays be better - but staying I will never have a normal life and my kids and I will miss out on so much. 😞

[@1is7ener65]

I feel for you. my husband is in retail and he has to work Xmas day, Boxing Day, all holidays , weekends and multiple evenings to 11pm in a week. Retail work is super difficult with children. He is the grumpiest sob because of his job lol. He is also at the top of his pay and feels trapped too.

[@silvursprings]

The bigger question is WHY do you need $28 an hour to sustain your family. Seems incredibly imbalanced as far as pay and your happiness. I'm fascinated with the way people spend money and how much they make versus their lifestyle. Interesting.

[@aliveprosperous3411]

I like that Prepper is saying what to do part time!

[@silvursprings]

@@aliveprosperous3411 It's interesting to see the lengths people will go to in order to amass large sums of money...and then they just look at their bank statements in awe. Weird. Frugality and living within means is always smart and doesn't require as many sacrifices as most think. As they say, the one that dies with the biggest bank account still dies.

[@MJScoutArchMar]

I would most definitely find something else. I use to work a second shift job thinking that it's all I could find. I never saw my wife much less other family members or friends. I found something else and worked my way up. Literally started at the bottom and now I am the boss. Working a job that is miserable is the worst feeling. Even if you take a different job with less pay you will be so much happier.

[@luloops]

I am a 33 year part time employee at Costco. I am blessed. Was thinking of retiring at 59 and a half but I think I will stick around til 62. The demo people are not Costco employees btw. They do get paid 15 an hour if I am not mistaken but no benefits. That is a good way to get your foot in the door at Costco. We have several Costco employees that worked as demo people and got in at Costco including one of our managers.

[@DearestDawn]

Costco is a dead-end job in California for unskilled employees

[@luloops]

@@DearestDawn That's Commifornia where the cost of living is ridiculous. I work with people who have degrees myself being one of them. Most us where I live either can't find a job that will match our "skills" or we stay at Costco because we make more money there not including the 5 week vacations, personal days,, 2 bonuses a year, medical, dental etc. I work 25 hours a week so I can pursue my online vintage fashion business as well. JellY?

[@kristiecox7350]

My hubby works for Costco! Holy cow, I didn’t realize we could have the benefits look like this. He does get a couple bonuses a year. And do have a pretty good pension plan and benefits. I think I’m going to have to look at this better. 😳 If you want in at Costco, fill out on-line around October. They hire for Christmas part-time and keep the good workers. Of course we do have the busiest Costco there is so I’m sure it’s different at others.

[@davisholman8149]

I shop at the busiest Costco in the state of Arizona. They are ALWAYS busy.🌵😎

[@DearestDawn]

Costco is a dead end job, especially in California where the low wages won't qualify to buy a home in a safe neighborhood.

[@marissaalonzo7997]

Working for a pizza place kept me alive in college. I tell all young people to work at food establishments as part-time jobs when they are out on their own the first time. I also worked part-time at Home Depot which was the highest paying part-time job back then. That was the best scenario for me outside of the corporate world or during any breaks in employment while job hunting or extra time on my hands during Christmas.

[@Melissa0774]

The people who give out the samples at Costco don't actually work there. They're employed by a separate outside company. My cousin used to do it before the pandemic. He didn't make that much. It's just a little side gig where you do it once in a while, whenever they have shifts available and make whatever you make. I think it's like $50 a day or something, but they don't get that many shifts.

[@oliviaarnold9629]

I will forever appreciate this channel "Prepped Princess". You've helped my family a lot,since the pandemic till now your advices and lessons are inspirational and helpful to us. My husband and I have been able to be minimal, conscious in spending,saving and lnve,sting wisely. We have able to earn on a weekly basis and it helps the family a lot. You're such a blessing to this generation. We all love♥️😊. I'm so happy to join you today too

[@danyloyegor6311]

She is more than a blessing to us. She has changed a lot of families and teenagers for good. We all love you ♥️

[@danyloyegor6311]

Since my female colleague introduced me to this channel, I've never missed a content and I'm happy and I'm proud of myself because I've learnt and taught my kids a lot. I'm happy for you dear keep it up👍

[@penelopechloe6017]

Very happy for you dear keep it up we all know this channel help people a lot and gives us positive decision. Every individual will like to gain this

[@oliviaarnold9629]

@Russell Matthews I can share some that helped me 1. Plan towards it 2. Be frugal an minimal on spending (Don't buy what you don't need) 3. Save money wisely towards retirement 4. Save to (lnvest),it's a proven way to get richer. Very important to financial success

[@oliviaarnold9629]

@Russell Matthews There's a lot of lnve,sting options(401k,real estate,stocks, cry,pto,airbnb,ETFS) but my best advice is get the services of a professional who will lead you into a successful and profitable one

[@mark7994]

These ideas are really smart. I never thought of just taking a PT job to take advantage of the benefits. Great vidoe, thanks!

[@jeanettemarie6456]

Great video! I was checking to see the date on this to see if it was current and noticed it was filmed today. Cool! Your fur baby is so cute. 💓

[@mariannedwyer8402]

Walmart will put you through college for $1 a day. They have 25 degrees that are in IT and retail management and such. But it’s amazing!

[@wordeeone4996]

Wow!

[@lovemesomepoptarts6787]

Wow, I'm gonna have to rethink working at Walmart and put aside that I dont like people, lol!

[@mariannedwyer8402]

@@lovemesomepoptarts6787 ha ha! It's about 25 different degrees, but they are all very marketable and would probably result in a first job at Walmart. Then you could move on. It is mostly technology, management, supply chain. They offer optometry and pharmacy. You only have to work part time to qualify and do need to work there the entirety of obtaining the degree.

[@mariannedwyer8402]

@Super Woman no kidding, right?😂😂

[@gonefishing3644]

For someone who owns outright where they live and what they drive (or lives rent-free with a parent and rides a bike to work) and lives very frugally, a part-time job may be all that is needed to pay taxes, health insurance, utility bills and buy the basic necessities. Home cooked meals do not have to cost much. Thrift shop clothing does not have to cost much. Using a parent's washing machine and kitchen is free. Yes, a part-time job may be all that is needed for the frugal person who does not want to pay a lot of income taxes.

[@carols8090]

And your future is what?????

[@gonefishing3644]

@@carols8090 What do you mean?

[@lindasunderlin6936]

She means that the person who works part-time only will never invest at least 15% of their gross income. Thus, will never know the power of compounding interest earnings in an S&P index following ETF fund, that has exciting annualized 10% rate over 30-40 years!

[@ernieroberts56]

You should work enough not to sponge off parents or anyone.

[@gonefishing3644]

​@@ellenm2873 You are making some erroneous assumptions about me. I own outright where I live and what I drive and have not needed to work for anyone for years because I live off my investments.

[@alittlepieceofearth]

Hold up, I worked for Domino's. I don't recall being offered any of these things. Maybe these perks are for managers. As for insurance, when I have worked for any lower wage jobs that offer insurance, it is usually crap insurance that the company likely offers because they are making money on it. I always found it more beneficial to carry my own medical insurance. I paid less for it and it was better insurance.

[@theycallmethebreeze144]

Former Starbucks partner here. Confirmed, 30% discount when you are off. Also, note that to receive any of the healthcare benefits, you have to work an average of 20 hours per week per quarter. This was the whole reason I worked there when I was married. I got great benefits for my family and was also able to be home for my kids. Do not recommend SB as a main job, but highly recommend for a part time opportunity! Watch that caffeine overconsumption though! It’s seriously a health concern among SB employees!

[@wahinepaddler4]

I often find myself wanting to work at SB just to learn something new..I don't drink coffee so it would be fun to learn and not drink myself silly 🤣😂

[@kaiwryn]

Don't forget that you can use your vacation time toward that 20 hours!! Work there long enough and they will let you accrue vacation time pretty fast! Toward the end of my employment at Starbucks I was earning about 1 hour of vacation time every 20 hours so really I only "needed" to work 19 hours a week. Of course, they don't schedule like that, so some weeks I worked more than that and other weeks I would just trade my shift to a coworker who wanted hours and use my vacation time to make up any shortfall.

[@YeshuaKingMessiah]

The massive sugar content is a biggest concern High insulin is a killer

[@Lucky4991]

Sidenote: You look really pretty when you curl your hair!

[@myheartisinthemountains2660]

Was going to say the same. 😊

[@rosierock8100]

Ditto!

[@SkySpiral8]

Yeah, it's the volume of it in front too I think

[@thehomeplatespecial597]

Plus the shirt is perfect for her figure.

[@robstephens]

A Backdoor Roth 401K is available in some retirement plans. Few people are aware of this option. It allows you to contribute an extra $38,500 (in 2021) above the base amount. You will have to check with your 401K plan administer in order to determine if you have this option.

[@NoSecondSeason]

Prepper Princess, I'm totally with you on most things🙌 but I'll tell you a story, that made me change my habits, and it has saved me even more money. Several years ago a vegan friend of mine casually said 'if you eat factory farmed animal products you are not an animal lover, you might be a cat or dog lover but you're not an animal lover'. I was a bit miffed at this statement, which wasn't said in a nasty way. I thought that's not true, it took several years to mull over, and I decided that in fact yes this was true. I have since gone mostly plant based, sometimes I fall off the wagon, perhaps have a pizza with cheese once a year! But why I'm telling you this is that not buying these products has saved me a fortune and my conscience is clear!

[@smartypants1980]

Is funny how Starbucks employess can speak a secret language. Like theres not just Coffee theres a entire Dictionary just about coffee that a barrsta has to know. Their job is to serve out Caffeine but I treat them like thy are a rocket scientist. A Starbucks qualifaction should count as a Masters Degree. Thats just me walking in a Starbucks and suddenly feeling not experienced enough just to be a Customer

[@arlenegeorge2379]

True when my daughter orders her Cafe it sounds complicated.but I don't drink their Cafe its to overpriced !

[@smartypants1980]

@@arlenegeorge2379 I dont drink coffee, I stick to a Can of Coke. Denis Leary is my favorite thing about coffee. In college Star bucks was the thing to do here for a class break but I never had the money nore drank coffee so Id not go with my friends to get coffee. Ive only been in Star Bucks 3 times and all three times just amazed by what the staff had to know. I was learning Machine Elements, that has very hard Math, and feel the Starbucks staff were way smarter than me.

[@amyhudson1016]

Starbucks is not real coffee people. It is grubby.

[@jurneyschatz519]

I work at Home Depot, part time employees do not get health insurance. Full time employees can purchase health insurance through Home Depot but Home Depot does not help pay for it so it’s very expensive. Home Depot employees do not get any discounts at all

[@hilariecalijo4643]

Home Depot does not (unfortunately) give 10% off to employees, however Lowe’s does. I worked for both company’s. This is such great information! Thank you so much!

[@JB43186]

How rough was that type of work on your back?

[@davidpierce9949]

I worked at lowes. Overnight stocker. I hated it but stuck it out for a year. To this day I cant stand being in a Lowes.

[@davidpierce9949]

@@JB43186 it generally isn't too bad on your back but some of the things u do could potentially jack your back up.

[@hilariecalijo4643]

@@JB43186 it wasn’t easy! Lol.

[@hilariecalijo4643]

@@davidpierce9949 I agree, very bad experience, honestly Home Depot was much better, but it was also tough

[@jenniferknowles2023]

Unfortunately in my rural town we have no Starbucks, no Domino's Pizza, any fast food places or chain stores whatsoever. I am almost 48, I have no medical insurance and just had my shift at our local food co-op cut. I have under $8,000 in my retirement fund. Physically my joints are shot, I am in pain all the time, so finding a job I can do is hard. I have over $2,000 in medical bills I can't pay. My husband makes just enough money that I cannot get any help at all. It is a very scary place to be in.

[@lauriekline8655]

Informative and accurate presentation. And back in the day UPS was an awesome part time job because it gave medical benefits and a pension but as you stated pensions are going extinct.

[@oralpowers7932]

The majority of benefits only apply to people with at least 5 years with the company. Most companies require a year of full time service before they cover anything. And things like stock options are usually only available once a year. So you could be waiting a year and a half before they let you in the plan. Costco in Canada would give university students full time benefits for their summer hours. So 4 years of university and 4 years of summer work and you would be eligible for 4 years of seniority but only if you continued working at Costco. Most jobs are 90 days or less in duration, once summer or christmas is over your done. These companies also contract out everything they possibly can. And find another job before you leave because it will be very difficult to find another job without any references and they don't give any. It's better to be a new immigrant the government will provide unemployment benefits, free training and or apprenticeship, housing plus a good job with benefits. Many corporations need more diversity, charities are also helping out to make life more then equitable.

[@dreamleaf6784]

Sounds like you should move out of America Jr.

[@sandracarter3774]

I am retired at 69 and I am calling Domino's now.

[@jaylenbrownfan2112]

I'll be there in 15 minute's!

[@ramonazteca252]

look. at 69, you probably don't want to work at dominos, unless you just like interacting with people. you are not gonna increase your wealth by a million dollars. cut your expenses and love your life. that's my advice. i retired at 49. i'm 67. i live within my means and have never looked back.

[@succulentqueen7737]

That's great! The good thing about being retired is you can try out different things. No harm done if it doesn't work out. You might even make really good tips at your age.

[@financeabcs]

Haha that's funny! I hope. No offense...

[@ja60123]

Buy the stock at the employee discount, hold for the shortest time required, sell and roll the funds into a Total market index fund

[@anniesshenanigans3815]

wow this is by far the best information I have heard about part time jobs!! I have hunted for info about part time jobs with benefits and the information is hard to find. I shared with my FB group.

[@lesliebrannon3689]

I wish I had known you in my twenties, ha, ha. Good news is that it's never too late. We live below our means and continue to use more of your tips and advice. We really are a consumer nation, and that's been the most challenging change, but also the most rewarding.

[@lk1869]

I am in Canada, worked for RH and used my matched RRSP plan to buy my home as a first time home buyer. Not maxing out employer benefits is money left behind.

[@heftycow9399]

What is RH?

[@lk1869]

@@heftycow9399 Restoration Hardware.

[@trishlucero]

My husband and daughters worked for Starbucks until October. They did receive a free menu item, not just a pastry, during your shift. They would bring their item of choice home and we would deconstruct to make other meals. It was amazing and helped us save 100’s of $ in groceries. We used the free pound of coffee each week for gifts. The company has changed, however most benefits remain.

[@amydecker6207]

Your smile has returned! So glad to see this.

[@diversekayaker]

Wow...that was so informative! Another gem from PP!

[@jawary8474]

I really admire you… it’s really obvious you respect service workers. I have met so many wealthy women treat service workers like trash.

[@shikha5246]

Costco seems tempting. I don’t even have a membership there though. So far I have saturdays/Sundays off at my current job so if they’re willing to have me on weekends maybe, idk yet

[@kimnied7023]

I love your videos. You speak a language I understand and don't feel like less of a human because I'm not already rich! I love how real you are. God bless!

[@cindygu2175]

Thank you for your time to share all this good information!

[@ChunkyMunky1184]

The stock discount is for all employees and you can invest up to 15% of your paycheck at Domino's. :)

[@MissouriPrepper64052]

Holy cow I want to work at Starbucks just for all the perks that they give OMG and I am a coffee snob just like you that would be amazing a pound of coffee per week to take home as well plus all the drinks I could have all the soy caramel lattes and a pastry each day oh my God prepper princess I’d never be home

[@PrepperPrincess]

My problem too

[@jaysterling26]

@@jimbrown3419 There's a reason that coffee chain doesn't exist in Australia.

[@ThatPlacefkaNebraskaBugeater]

No more debating the question in my head--going to apply for a second job at Home Depot right now. I didn't even consider the possibility of employee discounts. That alone is enough insensitive for me. The rest is frosting, & I'm gonna enjoy every morsel of it. Thank you.

[@a.medi.5098]

That's great! I hope it goes well.

[@tomj528]

Those are great benefits! We always preferred to work overtime at our main jobs as the pay was so much better at time and a half. I would also point out that by putting more than what's needed to get the 401k match creates quite a "tax pickle" later in life and that you're better off just getting the match and investing elsewhere such as a Roth IRA or taxable investments where the income can be tax free. Additionally, I've never understood the idealization of pensions. They never covered more than half of all workers and the income is taxed as regular income. To add insult to injury, after age 72, when Required Minimum Distributions come calling, this will push you up into the next tax bracket making this "expensive" money indeed as well as increasing your medicare premiums AND making 85% of your social security taxable...not too mention losing you the 0% Long Term Capital Gains/Qualified Dividends rate. I know many seniors with pension income that this is happening to and they're paying a ridiculous amount of income tax and many wish they had saved in different vehicles.

[@33Jenesis]

I have been thinking about this, too. I am in my 50’s and can retire now getting $40k a year pretax pension plus over 1mil in tax deferred account. I am planning to take 20k out of that acct annually after retirement and invest it somewhere else or just put into a savings acct. I am not waiting until 72 to get it out.

[@tomj528]

@@33Jenesis That's a good plan for your situation and you've figured out that you don't have to spend the distribution, you may want to look at instead converting that money to a Roth IRA where the money and it's earnings are free from taxes and RMDs forever.

[@33Jenesis]

@@tomj528 that’s a terrific idea! Forgot about Roth IRA (i do have one at Fidelity but not contributing in the past 5 years). I can put $20/30k annually into Roth and get it diversified.

[@tomj528]

@@33Jenesis For 2021 the contribution limits for the Roth IRA are $6,000 and $7000 if you're over 50. Of course, you can convert as much as you like but it will increase your taxable income. Interestingly enough, you can use the form 8880 retirement saver's credit as a shield to usher your money into your Roth completely tax free if you can make the numbers work. I craft our 1040 each and every year. For 2020 I converted almost an entire year's worth of current spending, all new contributions went to our Roth IRAs and we socked another 6 months of spending away in taxable accounts as well, all without a penny of federal or state income tax. It amazing what you can do simply by studying the tax forms and publications and applying a little logic.

[@33Jenesis]

@@tomj528 My taxable income is $60k a year. I keep it between $50 to $60k a year for about 10 years (saving $20k after tax income annually to buy a place with cash this year). The tax amt on $60k is acceptable. I will look up the form to see how I can move $ from defined retirement savings into Roth. I can live on $20k a year because I have no debt and have company medical/dental (in retirement).

[@piercrab7595]

My daughter works part time as pharmacy technician at Costco. They match 50% to 401k up to $500 for part time employees. The thannksgiving turkey she got was 20 lbs butterball fresh turkey last year.

[@PC4USE1]

Amazing info-I am too old to benefit from the pt time job/millionaire deal(retired0 but if there was a thing like You tube and a channel like Prepper Princess when i was 25, I would be on easy street now. I do ok,though The Home Depot set up is almost like a Federal job' benefits (less the stock options).

[@archeewaters]

1) Starbucks 2) Dominos 3) Lowes 4) Home Depot 5) Costco

[@waterisgold]

Thank you princess prepper I greatly appreciate your Channel💕💕💕💕💕 keep up the good work

[@dianeschuloff3836]

This is for a FULL TIME 40 hr week SECOND JOB.Leaves you with a 40 hr week first job to live on,that is 16 hrs perday, then a few hrs to sleep eat bathe,WHEN do you live? No one is promised forever,I think this is too extreme.

[@sherylskord4041]

Lowes gives 10 percent discount to any veteran or active duty military . Just ask for it! They will sign you up.

[@financeabcs]

Thank you for the tip!!

[@anonymousperson2877]

Hi I work for Starbucks and they also give out free shares of stocks to all their employees that has worked in the company for two years or more. They also have stock purchasing programs were employees can purchase Starbucks stock at a 5% discount up to 15% of your pay. Their stocks also pay out dividends every quarterly year as well.

[@smackiefaves]

Thank you so much for this video. I applied for Home Depot as there is one five minutes from my home. I got hired and look forward to taking advantage of the benefits and not bringing home any money, as I will be implementing your advice.

[@wyndella7212]

I don't believe in buying stocks because I think the dollar is going to collapse. I have cashed out my stock and bought gold n silver. Lowe's stock is the same as my government job I had.

[@victoriacrain7146]

Great video. So much info. Thanks for all the legwork. My husband is a fireman and has a rotating shift. I’d love to hear about at-home options!

[@brettcarter5954]

1. Starbucks 2. Domino's 3. Lowe's 4. Home Depot 5. Costco

[@southernboyprepper3252]

This is how its done. I would not change it. Worked for me as well. No worries. Great video.

[@financeabcs]

Good to hear!!

[@mommab7936]

A lot of people don't know this, but when I was going through fertility treatments, women were taking jobs at Starbucks because their health insurance is incredible and pays for IVF and IUI and the medication!

[@wildflower7321]

Wow

[@yvairguy]

Just found your channel. The gardening in the desert video the comments section is turned off. Doubt you’ll see this but I live in the desert near Joshua Tree and built an Aquaponics system. Super water efficient and year round yields if you plant and rotate what you are growing also have fish to harvest.

[@Opalvet]

@Jeff Jones I’m here in Arizona desert also tried my hand at hydroponic... failed. Any tips? Got to my channel , I’m new to desert life farming 👋

[@emilystevens7837]

Jeff Jones I wish you would start a KZbin channel, sounds like you could teach a lot of important and helpful tips for being self sustainable.

[@brendacruze4119]

Oh my gosh. Your sweet puppy is so adorable, sending Rocky tons of hugs 🤗 his way. Love your videos and this one especially because at 44 yrs old, I am just beginning my life and the most important things in my life are my health, job and money and most important a roof over my head! This things mean the world to me. Thank you so much@PepperPrincess for your amazing videos. God bless the precious babies you were with especially the two adorable little princesses. Dixie and Savannah. Have a lovely night. Brenda

[@Grizzlybear1994]

I’ve been substitute teaching as my side gig. Our town pays 110.00 per day for a 7 hour day and we get an hour long lunch.

[@Ihitthings2]

Substitute teachering is not talked about enough. Depending on where you live, you can make decent per diem $$

[@financeabcs]

Teaching is a very much underappreciated essential job!! However the job comes with non cash gratification

[@bizlady7566]

That per diem looks good except when there are holidays, and no pay during the summer. I do not recommend subbing as your only income. The job is stressful and working a second job while subbing will wear one out.

[@missy67]

"If you work at Costco and you leave I'm going to slap you" LOL! Love my Costco! My husband, who has an extensive retail background, including store director, has applied several times to our local store for a part time job and has never gotten an interview. Must be a good store, employees stay long term. Good video!

[@ReadEphesians612]

As Usual: - well prepared - very informative - excellent presentation 🙂 Thank you very much young lady!

[@jupiterscorner5423]

My goal is financial freedom and to cut my spending down and to get to the root of my spending. I took a remote inside sales job working at home and base pay is 12.00 hourly with benefits.

[@seriouslyjoking2]

The day that I married, I lived on less. Hubby deducted $$$ for his 401K. By next year, it will be a million. By the time he retires, we may have 1.5 to 2 mil. And people have called me stupid. I am laughing at them. They worked hard and spent beyond their means.

[@cynthiahumphrey1718]

Great info and Rocky cracks me up. Always love seeing him.

[@obetwokenobi458]

Costco, apply for the early morning shift in the Bakery, or push carts. That's how you start, then you move up as far as I know it is promote from within.

[@connieconlon4444]

This is one of the best videos I have seen on how to maximize your earning potential. All doable and not pie in the sky. Thank you.

[@CupcakeCottage]

The IRS says you have to claim your tips.

[@PrepperPrincess]

Right….

[@damonclark5742]

The IRS needs to take a big bite of a "Go To Hell" sandwich.

[@iStorm-my5fp]

Do you know your tax money goes to abortions?

[@blarkin777]

That's why I always tip with cash and not on my card.

[@gpav6630]

@@iStorm-my5fp Hyde amendment EXCLUDES abortion from health services provided by federal government except in cases of rape, incest and if mother’s life is in danger. Also how does abortion apply to the subject of this video? Are you as concerned about the life of children AFTER they are born?

[@missindependentmyway2015]

I worked at Costco I quit They run new employees like reality show contestants Required to run at all times Even if carry costco sized bag of dog food Outside 119 degrees 7 hrs push heavy carts then into freezer stock ice cream caught pneumonia People who have been there very relaxed and they make the new people do all the work - sorry it was incredibly physically demanding and needed foot surgery from all the standing

[@jmr9735]

My dad works at Costco in retirement. He's helped a couple people get in, and one of them still works there. As for the bonuses - I don't think the everyday employee gets bonuses like that. I think it's mostly management. I could be wrong, but I don't remember my dad talking about a bonus, and we're really open about money in our family.

[@juliecastagnaro2868]

I don’t visit Starbucks because they support Planned Parenthood.

[@sirfultonbishop]

Thanks for the great info! I always thought kids should be taught money management early on as part of the curriculum. Some could be millionaires by the time they graduate high school.

[@financeabcs]

You are absolutely correct!! Kids should learn about money sooner.

[@queeniepop2058]

It's an absolute crime that it's not taught. It could really boost the economy not to mention improve the work ethic in our young people. They NEED motivation!

[@financeabcs]

@@queeniepop2058 I am asking the school where my children go to develop some sort of financial education course. They already have the “lemonade stand” club and the “investment” club..

[@WhatDadIsUpTo]

You don't need a million dollars to retire. Just be 100% debt free when you retire and pay cash for everything going forward. Don't buy anything until you can pay for it in full in cash. If you have zero debt, your social security will be plenty. I'm not hypothesusing. I did just this ten years ago.

[@brownville13615]

I won’t even shop at Starbucks, so working there is a big, fat NO. They’re too political and anti- blue.

[@patriciasimmon6854]

Thanks Prepper Princess. Don’t think I could do PT @ Starbucks, but definitely would consider HD or Costco. 💕from Ky.

[@jazzcat1056]

Do you have work from home ideas like drop shipping, eBay, Shopify, or stuff like that. Some of us don’t have that extra time due to children.

[@jazzcat1056]

@@frugaldutchmom1359 thanks. That’s great info to know. Much appreciated

[@caroflower]

VIPkid and similar can work well for a work from home

[@benoodles]

Send them to school/free daycare.

[@M-hc9xm]

Remote jobs take the same amount of time. There is a perception that they don't, but with small kids, you can't get zero sleep which is what would be required. To make decent money at data entry takes dedicated time at the keyboard which you can't do while caring for young kids.

[@karad8]

Thank you so much for this video!! What a great topic. You’re the best Prepper Princess

[@andreas6029]

The miracle of dollar cost averaging and compound interest.

[@mijuajua4820]

I love that give awesome advice without the same ole’ info! “Go to college”,blah, blah...college is not for everyone!

[@stormygirl7241]

Thanks for the information, especially on Costco! Sure wish more companies could help folks.

[@timm9271]

Fantastic and great information Prepper Princess. You are an inspiration. Ramsey needs you on his team!

[@kimb884]

I read your ebook today. Loved it! Congratulations on writing it.

[@financeabcs]

I read it too. It's great!!