Top Up Loan - Explained

[@AssetYogi]

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[@ganeshsawant2148]

गुरु जी आपके समझाने का तरीका सहज सरल लाजवाब👌🏽 हैं। आपका मैं फैन ह्यो गया हूँ। आप बहोत बड़ी सेवा कर रहे हैं। कृपया आप आगे भी इसे जारी रखे. आपका दिल से धन्यवाद

[@AssetYogi]

Dhanywaad Ganesh ji:)

[@umi167]

Your method is teaching is so easy that anyone non finance background persons can to understand 👍🙏

[@AssetYogi]

Thank you 😊

[@harshvardhanchavan550]

Sir aapki all videos best hai.

[@dnyaneshwarrajguru6918]

Sir your video is very helpful for me.. Thank you so much sir.. 🙏

[@AssetYogi]

Keep watching

[@nikhilrandhave3951]

Mukul you are great man..... Thanks

[@praveenpahal007]

Mukul Sir your all videos are very informative, but request you to please share a video about loan, shall we take loan or not.

[@learningarmy88]

Sir your way of teaching is simply awesome, where you start from zero to be hero. Will you able to make video on processing of commerical document where we check the CIBIl of borrower and prepare financials as per the banking norms and later check current ratio ,debt to equity ratio ,debt service coverage ratio and interest coverage ratio. I seen your videos on CIBIL and ratios as well. I would like to know what are red signals or negative signal which as a processing officer should be kept in mind while analysing the CIBIL report . Some banks prepare financials based on their own judgement.for example my bank take gold and jewellery as fixed assets instead of long term investments. I

[@avinashkhopade4708]

Another great video! Thanks for making such informational and helpful videos.

[@AssetYogi]

Glad it was helpful!

[@avinashkhopade4708]

@@AssetYogi Your content and presentation are of great quality. Thnx.

[@freeclips9825]

Thank you very much sir.. Proud to have u here..

[@AssetYogi]

Thank you for appreciation Vikash 😊

[@mrmajnustar882]

Womo

[@capradiptakumarnaik4568]

Very clever information sir, thanks

[@AssetYogi]

You are welcome

[@santoshthorave8859]

Sir very helpful video banate ho aap thanks

[@AssetYogi]

Jankar khushi huyi ki mere videos helpful hain 😊

[@yashgala5741]

Thank you sir awesome explanation of the each and every topic sir your financial knowledge was awesome

[@varinderwadhwa7235]

Top up loan loan agains property me bhi hai kya

[@gideonjake6475]

Sorry to be off topic but does anybody know of a method to log back into an Instagram account..? I stupidly forgot my account password. I would appreciate any tricks you can offer me!

[@pratikpatil2335]

Good informative 👍👌

[@AssetYogi]

Thanks for liking

[@paravej]

Very nice sir.... Your content help me a lot....

[@tilakghosh640]

Please confirm me sir top up loan emi is calculated on present cibil score or the present homeloan interest .?

[@rajansharma9755]

Very well explained. 👏👏👏

[@AssetYogi]

Thanks R.K

[@sd__inside1720]

​@@AssetYogi Top up loan pa bhi insurance lana hota ha ?

[@devnarayandewangan6126]

I have an existing home loan on my current property which is almost paid but i haven't closed the loan yet. As my current loan is from SBI maxgain having OD account, i can withdraw my parked amount in that account for any other purpose. I have recently booked a new property for which i will need to arrange around 50% of money as i have some savings to pay rest 50%. Is it wise to close the current home load and get a new home loan for the new property or do you suggest to get a top up loan from my existing home loan to arrange for 50% money? Which option is better?

[@amitkumarsavita8842]

what are exact TAX benefits on Home loan Topup ( if taken or Home purpose) ??

[@prathameshpotnis1071]

Very well explained But share investment kiya to kon dekhega.. Plz tell

[@nareshmaru1547]

Thanks sir bahut accha explain kiya thanks again

[@sheetaldiwakar1762]

thank you so much sir well explained .... 😇😇

[@AssetYogi]

Keep watching

[@jigarprajapati8276]

To get a top up loan for home renovation for the purpose of children's education, require any documents or only reason is valid?

[@iliyasahmedritti9403]

Hi sir aap bohot ache se samjate hain. Kya top up loan ko bhi precessing fee hoti hai?

[@abhishekmithun4475]

Please also make a video on Credit card balance transfer Vs personal loan top vs any other way to resolve high payment due on Credit card !!

[@AssetYogi]

I've noted the topic suggestion for future videos.

[@rahul4545]

Bhut Acha video thank u

[@AssetYogi]

Keep supporting Rahul :)

[@samja2521]

Processing fee Kispe lagna chahiye, top-up pe ya pure loan pe

[@dhananjaytlkhd]

Thank you sir very helpful video for me

[@nileshpardeshi4871]

Good information Sir

[@AssetYogi]

Thanks

[@sayyadsayyadmohiddin2488]

Thank you very much bhai

[@AssetYogi]

Welcome

[@yashvardhansingh5681]

Thank you so much sir. For such a valuable info. 🙏🙏🙏

[@AssetYogi]

I hope this will be useful Yashvardhan :)

[@mrmajnustar882]

Pikinav thi

[@sachinrajendran8580]

Brilliant explanation. Thank you sir and God Bless You

[@EverythingTrainer]

Nice information... thanks

[@AssetYogi]

Hope it's helpful :)

[@mayursharma2506]

Intrest rate conversion benefit

[@vijayjain9174]

Sir transfer mein fir se nayi calculation suru hone ka koi dar/fhay ..!?

[@rakesh834]

Pehle home loan liya . phir top up bhi karaya . ab hdfc se sbi me home loan shift karna thik rahega kya ?

[@gauridhuruv3318]

Kindly make video on personal loan Balance Transfer

[@afsanashaikh5558]

Sir aap bhot best explain krte ho keep going on 👌

[@AssetYogi]

Thanks for appreciation

[@neerajgandhi4405]

Sir pl loan k top up plan ko lena chahiye k nahi

[@VishalPatel-1309]

Sir, bank transfer karvana privet bank me acha rahega ya public bank me..

[@sushilkumarsharma8423]

Sar aapki video bahut acchi lagi main bhi top up loan Lena chahta hun ismein kya-kya kharcha aaega kya ismein login fees Lagti Hai

[@Shahndj]

Hello Sir, first of all I would like to Thank you for this amazing video. I have taken a SBI home loan almost 4 years ago and I am paying EMI regularly. I had to stop the construction work due to Covid. Recently I have started the work and 85 to 90% work is done. Due to inflation I need more funds, in this case can I apply for SBI top up loan? or do I have to complete the ongoing construction work 100% first.

[@AssetYogi]

Contact your Bank Please

[@subhash28783]

Incom lavel jaruri he kya

[@opporealme4737]

Thanks very thanks

[@AssetYogi]

Hope it's helpful 😊

[@sunilvrm19]

15 lac ke loan me ,Meri emi abhi 16000 hai aur 8 saal bad 10000 principal aur 6000 interest ja raha hai. Ab agar 5 lac ka topup leta hu to interest kaise decide hoga outstanding 8 lac hai abhi

[@himankjain8698]

Hi sir, very informative videos. I am sure you must be using some excel sheets with formulas in it for better financial management and time saving. If you have such sheet can you share the same.

[@AssetYogi]

I have already shared some excel calculators. You can download from here - assetyogi.com/calculator/

[@devahire7906]

Thank you very much

[@AssetYogi]

Hope it's helpful 😊

[@udaimanglani2824]

Thank you.

[@AssetYogi]

You're welcome!

[@manishvarade4980]

Kya topup loan ka bhi homE loan prootection insurance hota he

[@AssetYogi]

Banks Bundle it together for safety

[@mahendrarajput5402]

Very nice lecture sir

[@AssetYogi]

Thank you Mahendra 😊

[@shobhitgarg5707]

Very informative

[@AssetYogi]

Keep supporting Shobhit :)

[@geethasudhir3894]

Thanks a lot , sir 🙏🙏🙏 From Bengaluru.

[@AssetYogi]

Keep learning 😊

[@MSwarsi1707]

Home loan Mai ITR files show Karna hoga sir ji please reply me sir

[@tarasankarguha3723]

Sir SBI me top up loan hay, suka annual interests amount kayse check kare ?

[@AssetYogi]

Ask SBI for the details of the loan with amortization schedule.

[@sureshbhagore8094]

what strategy we can apply to buy property without down payment or no money?

[@AssetYogi]

You can raise downpayment amount from other sources for eg. another loan like loan against other property or personal loan etc. But you will also be exposing yourself to high leverage risk.

[@dattatangadkar003]

bhai ye margin money kya hota hai .... ispe ek video bansod or please reply I'm waiting

[@Ajay260176200806]

Superb. Very useful information for a common man

[@AssetYogi]

Thank you so much 😊

[@kunnudev7250]

Sirji plz provide videos for different types of transactions and vouchering in cbs system

[@Khanak8119_Shivansh]

Meri loan axis me he to muje topup aur transfer dono ki jarur he to best bank suggest kare Sai

[@healthwithwealth18]

when i take topup loan my bank give me insurance for top up loan for five years but loan tenure is 15 years?? what to do should i insured my loan or not??

[@vickybhardwaj9011]

Sir icici insta save Salary Account key benefits ki video bana do es ki video koi nahi bana raha ,or sir icici salary account k sath free credit card Miley ga ja nahi or limit kitni hogi. (Fd insta account vs icici insta salary account konsa best hai)

[@siddharthchandnani263]

Sir,very valuable information. thankyou.

[@AssetYogi]

Keep learning Siddharth :)

[@NeerajSingh-dn2jl]

Sir ek video aap home loan insurance par banye ki home loan insurance cover vs term plan is best?

[@AssetYogi]

Term plan is best. But yes I will make a video on home loan insurance for sure.

[@imranakhan9282]

Sir existing personal loan ka top up krane ka kya mtlb h

[@naveenms3298]

Can it use be used to invest in stocks

[@ashwanipatkar3673]

Sir namaskar topup lone kitne bar le sakte hai pls info

[@NAVINKUMAR31291]

sir, kaya me apane cc a/c ko intrest rate jada hone par bhi dosare bank me apana cc a/c transfer kar sekta hun kaya please suggest

[@rehmatali5649]

Top up lone property purchase ke le sakte he

[@sardarkhan2351]

Property value registry wali mani jayegi ya market value

[@sumitsaxena4048]

सर जो current home लोन चल रहा है। top up लोन भी उतने ही tenure तक मिलेगा। या उससे जायदा का भी मिल सकता है मेने 10 साल का होम लोन लिया था अब 7 साल रह गए है। Top Up लोन अगर में 15 साल का लेना चाहु तो मिल सकता है क्या या नही सर जी बताए

[@sunnymehra1874]

Tope up loan ek bar close karne k bad dobara mil sakta he kya

[@rashmichaitanya42]

Sir top up bank tavi deti hai jub home ki registry ho gai ho.

[@jaibalajienterprisesdiva494]

sir ji hdfc bank se top up loan lene k bad pahile wala home loan close kar sakte hai kya please comment

[@subhash28783]

It return & record pe nahi milega kya

[@venkateshgopula490]

Thank you so much for alternative loan source 🙏

[@nikitatirky3402]

Hlo mera ek question h ki jese mere ek parsanal loan chal Raha but kisi wajah se me top up loan Lena chahti hu to kya mujh wo loan mil skta h aur kitne time ka tenure hoga aur kitne intrest rate par milega jitna me parsonal loan par currently de rahu utna ya badh k

[@monil.joshi4]

What should be ideal tenure for top up loan

[@yogeshkasar1439]

Sir if personal loan is 13% but it is reducing intrest rate in that case what is beneficial home loan top up or personal loan...?

[@AssetYogi]

Reducing interest rate is much better than fixed rate. Personal loan interest >home loan interest.

[@markozraturi]

Sir High security pasaword SMS nhi araha ....wht i do...already registerd mob num in bank

[@PanditKeshri]

Thank you Sir.

[@AssetYogi]

Hope it's helpful

[@arunkumarbagali4136]

Namaste sir, I take loan against property loan. Can I take top up on loan against property?

[@AssetYogi]

Yes you can

[@Rjharsh1]

sir mene hdfc se mortgage loan liya hai 2015 me abhi muje topup karvana hai to kya me karva sakta hu?

[@AssetYogi]

Yes, you need to contact loan branch

[@nirmalchauhan2511]

If possible can you please make video on title clear of a property

[@sharmishthachatterjee9908]

Sir, can I take a top-up loan , the same time I am taking the home loan ? The person from whom I am buying the property is charging a lumpsum extra amount which is above the cost of property, which I do not have at present !!!! My current savings will be used in registration as this is a 2nd hand property.

[@AssetYogi]

Yes, if you have sufficient limit, it is possible. You can speak to your bank.

[@mukeshmali5498]

Sir isme interest rate kese badta hai please cleary fy🙏

[@AssetYogi]

Watch this video: kzbin.info/www/bejne/iH3VpXiqeb2Jnac

[@life-is-awesom]

sir agr kisi ke pas salary slip ni hai or na hi wo ITR BHRTA HAI TO PHIR USKO 5 LAKH TAK KA LOAN KESE MILEGA

[@msastrology87]

Topup loan pe jo intrest rate hota hai wo only topup amount pe lagta hai ya fir hamare pahle wale loan pe bhi wo hi lag jata hai

[@AnythingEverythingwithRM]

if I am taking top up loan for home improvement do i need to submit any specific documents or else how it will be identified that my purpose is home improvement, buying car or etc.

[@AssetYogi]

No you don't have to submit any proofs to the bank.

[@alishaantil316]

Hi, Since you are looking for home improvement loan, you can apply for a personal loan. To know more about the procedure, documentation required and eligibility criteria, you can view over here: www.bajajfinserv.in/personal-loan-for-home-improvement

[@Rahulbajaj561]

@@AssetYogi then how'd they come to know whether I've used the loan for share trading or not if i dont have to submit any proof?

[@vishaldhavle1522]

Thanks for clearing such a useful concept

[@pulling1906]

Hi vishal it’s depends your eligibility pls number of rank enquires for eny help 8860899773 kabir from bajaj

[@harshitsingh8004]

Sir kya car ka top up loan foreclosure karke NOC le sakte hai?

[@rameshdevrameshdev7604]

Top up loan,can I use for other property .now my income is double the previous. thank you sir, good effort.

[@dips2805]

It can be used for any purpose.

[@EnglisMatters]

Mera home loan k sath personal loan bhi hai ... bt personal loam 3 year k liye hai .. kya mein personal loan home loan topup mein convert kr sakta hu ...

[@AssetYogi]

Bilkul kar sakte hain.

[@manasaryan3803]

Good info

[@AssetYogi]

Keep learning :)

[@azizsarkar3692]

Very good

[@AssetYogi]

I hope this will be helpful :)

[@aharijitesh4971]

Sir mera prosanal loan chal rha he jiski 2 emi let pay ki mene to mere cibil me let payment show ho rhe he pr ab mene last 6 emi time se hi pay ki he or mere loan liye hue 15 month ho gye he to ab muje top up loan mil skta he kya

[@palashchanda4166]

Foreclosure possible for Top-up Loan?

[@123TheStoryTeller]

Sir ye top-up interest fixed rehta hai ya floating?

[@rajusardar1519]

Sir mera ek personal loan hai. Kaise o bala loan ka opur topup korenga.. Plzzz. Or kitna emi ka bath topup melaga.

[@dips_1]

Sir top up loan ka emi alag se hota hai kya aur home loan ka emi alag hota hai kya bank vale tho ase bol diya hai seperately emi hai karke home loan aur topup loan home loan add ho ke nhi atha emi

[@NaveenKumar8190]

sir, agar hme home loan clear karke closs karwate h to kya topup loan bhi clear karna hota h kya?