Home Loan Insurance & Protection Plan का असली सच

[@AssetYogi]

Instead of home loan insurance, it is better to buy Term Insurance: bit.ly/term-life-insurance-compare

[@aniketdumbre1472]

Yes Sir, But one thing is more important that, after borrower's death there is No guarantee that Term Insurance will settle claim 100% where as in HLPP you will get 100% claim settlement. Don't you think this is the most important point which also need to highlight. I understand in HLPP you will get only outstanding amount, But at least you will get that amount guaranteed. Please share your thoughts. Also clear me if i have some misconception.

[@abhishekmisra733]

Outstanding video sir, literally isse achi samaz sewa koi ho hi nahi skti

[@TarunKumar-lg2ny]

Bhai aapne bahot achhe se samjhaya.. thank you for that. There is question I haven't found any good video on that not only yours but no where. Under construction property ke builder ke baare me throughout knowledge kaise milega? Builder kaisa hai? Reputation kaisa hai, property delivery ontime karta hai ya nahi? Yahi sab.

[@AssetYogi]

Thanks a lot Tarun

[@ashishdalmia7]

Sirji your concept was 100% perfect but you failed to highlight the difference of claim settlement between term and hlpp because that's the key role if the Money doesn't come on time will customer family will be able to get the property back ...every cheaper thing can't be a tool for all problems

[@IrshadIlyas786]

That’s a good point, what is your take on this based on your research?

[@sumanta3151]

Term insurance company takes more settlement time and sometimes not pay also

[@R.B.D667]

समय बहुत कंफ्यूज था लेकिन आपका वीडियो देख कर मेरी कंफ्यूजन दूर हो गई thanx sir

[@AssetYogi]

Keep learning :)

[@tusharkadam671]

You are really a complete solution of all financial doubts. 🙏🙏thank you.

[@veerarodrigues7073]

Very useful video. We are just planning to go for a home loan. Got to see your many related videos at the right time. Thank you Brother and God bless you.

[@AssetYogi]

Glad to hear that

[@viveksjain]

Great information Mukul. All my questions answered in 15 minutes. I am so glad to find this channel. Thank you.

[@AssetYogi]

Glad to hear that Vivek 😊

[@vidrohi5902]

मेरा joint home loan है मुझे क्या better रहेगा HLPP या TERM PLAN? ?

[@sumeetjaokar131]

Best Video for 1st time home buyers. Thanks a ton

[@kuhikarashwin8203]

Dil se kahu aapke videos bahut hi achi information milti hai.

[@AssetYogi]

Dhanywaad :)

[@subhashsoni9817]

Sir aapne bahut hi shandar jankari diye aapka bahut bahut dhanyawad

[@Vanimamidi7582]

Very useful...Though I am a telugu speaking person,I clearly understood the content..Your presentation with examples is excellent...

[@e2origamikala469]

Bahot hi useful jankari 😊

[@SunilKumar-dr9pi]

किसका टर्म इंसुरेंस लेने अच्छा हैं सर प्लिज़ adavice

[@dharamsingh5728]

Hello sir.. मैं अभी होम लोन लेने वाला हूं वह भी एलआईसी से और मेरा सैलेरी अकाउंट एसबीआई में है तो क्या मैं एसबीआई से टर्म इंश्योरेंस पहले ही करा सकता हूं? या फिर एलआईसी से ही टर्म इंश्योरेंस करा लूं?

[@hirendrauikey8]

This Information is viable for every loan borrower

[@dakshpatil5397]

Excellent Sir .... Thank you..Best information ... Maine abhi Just Home loan ke liye application kiya he....Mujhe insurance ke bare me details me pata nahi tha.....But Abhi sure ho gaya .. insurance lena he ya..nahi... Once Again ... Thank you sir...👍🙏

[@deepakkkkk4683]

Thanx sir g.. Apki video se bhut jankari mili..mere ko bhi home loan lena h ..bank bhi tyar h.par ek bat samaj ni a rhi ki jaise home loan insurance h vo deth ke bad hi claims karta h ja koi major injuries ho jaye ja job chut jaye usko bhi cover karta h.plz sir JRUR reply kre

[@susmitasahoo7674]

Very good information. Helped me to decide what to choose.

[@ankita_kole]

The way u explain jst superb

[@AssetYogi]

Thanks Ankita

[@prakashkushwaha6616]

I have taken first home loan recently from sbi 1600000 i want to know that pradhaan mantri aawaas youjana is automatically applicable in my loan amount or i have to apply separately (if separately then how to apply)

[@1Shaaz1]

Love your work and content. Can you make a video on whether to invest in Real estate (buy home) or invest in Mutual Funds.

[@UdaySingh-uz7dl]

Thanks Mukul ji aapne mere 23.5 lakhs k loan par 76846 rupaye bacha liye....now I am going to buy term insurance instead of HL insurance.🙏🙏🙏🙏🙏Asset Yogi

[@gazalafirdouse8802]

Good explanation sr sr if we are alive till the loan tenure we will get the benefit of these policies

[@KushalGupta]

Really appreciate the way you explained this and compared home loan insurance with Term insurance. Ultimate.

[@AssetYogi]

Thanks 😊

[@anandkurade8356]

Hello Mukul, Can we take two term insurance. If someone taken term insurance few years before taking home loan and as per your this video wanted to go with new term insurance. Thanks Anand

[@veturisaikishore6542]

Great knowledge sir, mai tho aap say bahut sikray sir thank you very much for sharing your knowledge

[@womanskitchen]

Very much clear explanation

[@AssetYogi]

Glad it was helpful!

[@svrkrao8648]

Nice explanation bhai..... Keep on making more videos on such issues. People got vexed up with false news of agents outside.

[@praveenas7072]

Thank you for the information Sir, very useful.

[@nitinkumarchopade]

Hello Sir, Could you suggest me which Term plan should I buy?

[@sunderrao4620]

Thanks for the information, sir i am going to take home loan from hdfc now still in progress can I cancel the the loan procedure

[@harshshukla3651]

Hi, Please suggest- Whether to include one time insurance premium in home loan amount and emi or pay it seperately (if i have available funds) also whether i should go for reducing coverage or fixed?

[@krisshnakumar5082]

Super Explanation ..Thanks for making video

[@AssetYogi]

I hope this will be helpful Krisshna :)

[@nuniabharat]

सर, मेरी उम्र46 है मुझे 28 लाख और 23 साल तक के होम लोन कवर के लिए कौनसा प्लान लेना चाहिए, सुझाव दें

[@mytechgurupro7534]

Your thought are very clear and helped me lot to know more about HLPP. Amazing!!!

[@AMANDEEPKAPOOR]

Thanks for the information...... V help ful for people taking home lone........ Bank executive put pressure to take insurance

[@AssetYogi]

Glad to know that it's helpful.

[@dhabalevinod]

I have taken home loan and my wife is co-applicants with me. I have gone through policy bazaar I can one take term plan for both me and wife. Pls guide on this. Also should I take family health insurance along with term plan

[@nitinmoon825]

I did the same thing while availing home loan....Thanks for valuable inputs...

[@AssetYogi]

Keep learning Nitin

[@vaibhavkuchankar]

@@AssetYogi सर, मेरे पप्पा ने 2016 मे 8 लाख का लोन 15 साल के लिए लिया gruh finance से तब उनकी age 60 थी तो उन्होंने 1 लाख का इन्शुरन्स लोन कर दिया. तो अब वो लोन मै बंद करना चाहता हु तो वो बोल रहे की, इन्शुरन्स लोन का भी आउटस्टैंडिंग भरना पड़ेगा.

[@TheIndianDreamer]

Sir I like your videos a lot. Very informative. Which software or hardware do you use to write on the screen? Please guide me. Thanks.

[@paresh.vishpute]

Which one better when the borrowers get disability? Mean source of income was 0?

[@handsomeguy_gcopa]

Very informative video Must watch 👌👌👌

[@AssetYogi]

Thanks a lot

[@subratsatapathy5619]

Thank you sir for the knowledge

[@AssetYogi]

Always welcome

[@siddharthsingh9253]

Is it good idea to buy HLPP along with Term Insurance.

[@sarwar22bn]

Very nice deciphering of the all the Financial codes... One request to you please make a video on "term insurance". covering all point including fraud by bank.n point to consider

[@ishwarimarne9220]

Hi sir.. please suggest good term plan ...im 28years old

[@VIVEKKUMAR-ih4gd]

सर मेरे पास पहले से ही एक टर्म इंश्योरेंस है लेकिन अब मैं यदि होम लोन लेने जाऊंगा तो होम लोन वाले भी इंश्योरेंस के लिए पुश करेंगे तो क्या उसे टाइम में दोबारा टर्म इंश्योरेंस ले सकते हैं. यदि बैंक वाले जिद कर रहा

[@mdVicky-br3vl]

Good knowledge bhai Bahut accha laga aap ka video

[@gorkshanathpatil8987]

Very helpful. Thanks sir.

[@AssetYogi]

Most welcome

[@vijaybhasme9727]

I have taken home loan from ICICI bank which included HLPP. Que.1) Recently I have taken Term insurance of 1cr. In this case, do I have right to withdraw my HLPP from ICICI Bank? And Que.2) If I would have done prepayment of home loan within 5 years (whereas my loan tenure is 15 yrs), in this case shall I get back remaining 10 years premium of HLPP? Thanks for your support & Cooperation in advance. Awaiting for your reply.

[@DaakuDaddyOfficial]

I have the same question. Did you get the answers

[@vijaybhasme9727]

@@DaakuDaddyOfficial Not yet

[@DaakuDaddyOfficial]

Okii @

[@johnsultimatum]

very good explanation for a layman to understand! thanks!

[@AssetYogi]

Thank you for appreciation 😊

[@vikrampanchal5298]

Sir my name is vikram panchal I am 48 year old I was thinking to buy a term insurance Please suggest me which company is best for term insurance

[@vikaswakpanjar6985]

Society se lone uthana hai. To uske bareme thoda bata do sir. Yes I know every society has there own plans, but a small talk about it is needed. I am your big fan. You are fanatics.

[@Jraut76]

Can we buy both???

[@imamshaikh7086]

Mind blowing. Great. Superb. Thanks a lot.

[@AssetYogi]

Keep learning

[@TitanGamerOfficial786]

Hello brother big fan of u Seriously ur brilliant, thanks

[@AssetYogi]

Thanks 😊

[@lekhrammeena7299]

Nice Explained ,Very helpful video thanks Sir

[@AssetYogi]

Glad to hear that Lekhram

[@HamzaShaikh027]

You're explanation is always awesome 😎

[@AssetYogi]

Thank you so much

[@satyanaraynpalatasingh4437]

Hi sir, I already have term life insurance. And now planning to take a flat with home loan. So I need to take another term insurance or what???

[@keshavranjan9643]

Bahut accha samjhaya Apne

[@abhaykulkarni7145]

Sir ji bahoot badhiya thanks ji

[@AssetYogi]

Keep learning :)

[@murarikumar-iv4fx]

Sir I have taken home loan from SBI but branch make two insurance one SBI life & Rinraksha by force sir can I close my both isurrance

[@jaleshwarprasad7136]

I have a home loan for Rs 2300000/- with India bulls housing finance Ltd and property insurance with icici Lombard and home loan insurance with hdfc life. I hv already taken a term insurance for 3000000/- with Max life I want to transfer loan to sbi. I want to whether it is mandatory to take property insurance and home loan insurance again? Whether old insurance cover my transfers loan amount. Whether mode of premium is available monthly, quarterly, or yearly voluntary for home loan insurance? Finally what I have to do in case of loan transfer case and not to want to take again insurance since term insurance is already with me.

[@rupakkeshav5201]

Kya sare banks insurance covered deti h at the time of issued loan amount?? Agr na deti h to kya hm uske khilaf koi action le skte h?

[@kalyanmishra6650]

Sir I claimed for my critical illness to ICICI Lombard for Secure Mind policy,taken with my property,but I have repaid my loan , will I I get the claim? Or the financer ? Please Answer 🙏🙏

[@abhishekshende3157]

Sir I have a home loan insurance should I repay the insurance part first it's about 2.5l @9% or should I focus on main home loan which is at 8.3%

[@rahulraina56]

very informative video and content. thanks Asset Yogi bhai

[@AssetYogi]

Thanks and welcome

[@21centuryopportunityjourne50]

Jordar sir.. Best information..... Sir. Thank you...

[@AssetYogi]

Keep learning :)

[@TechieJourneyIndia]

Very informative video. Thanks for sharing.

[@SafarnamaOnWheels]

Amazingly explained sir. Definitely a big thumbs up for your hard work👍👍 Must watch for ones taking home loan.

[@AssetYogi]

Thanks a ton

[@amanbadshah8688]

hello sir, please tell me from which company I take Home Loan Protection Plan, which company is best for Home loan protection. pls tell me in brief . thank you sir

[@heerasingh3958]

It's depends on where you are applying for home loan . If you are applying in HDFC bank then they will give you HDFC home insurance plan. If ICICI then ICICI plan, Tata capital then Tata AIG. Bajaj finance then BAJAJ Allianz and the so one. But in term plan it's your choice to take which is best for you.

[@ismailshaikh407]

Excellent information and presentation, thanks a lot for details comparison between Home Loan Insurance or Term Insurance Plan

[@56navin]

the best part of your information is regarding free insurance period, where applicant does not home loan liability policy but is forced upon him and under duress of circumstances pays premium he can surrender the policy within 15-30 days

[@AssetYogi]

Yes. That is applicable to all policies. But banks may apply some cancellation charges. It is always better to avoid at the first place.

[@learnenglishonlineofficial1722]

Bilkul mandatory hai loan insurance, Haan bank jiss insurance company sey judaa rahta hai wahan Wey force nahi kar saktey kee ussee insurance company sey insurance lein, kissi bhee aur insurance company sey bhee insurance Kara saktey hain, par chotey sey chota loan kaa insurance mandatory hai according to rbi guidelines 2013.

[@naikabashinde]

होम लोन इन्शुरन्स का दो साल प्रीमियम भरने के बाद मैने अब टर्म इन्शुरन्स लिया है। क्या मैं अब होम लोन इन्शुरन्स पॉलिसी को अभी बंद करा सकता हूं? Please reply

[@vikas.kotkar]

Very well explained.Crisp and clear.

[@AssetYogi]

Thanks for appreciation Vikas

[@Dr.AP.shorts]

really helpful for me. thanks

[@AssetYogi]

Most welcome Akashh

[@Aashvi_Saini]

Great Job 👍, Really appreciate your way of explanation...U've got one more subscription today 🙏

[@Rakesh_infomative]

Thanks for amazing information sir

[@AssetYogi]

Most welcome

[@dipak268]

very useful explanation

[@AssetYogi]

Thanks for liking

[@rohineeprajapati6846]

Thanks so much for the detailed briefing!! Too good👍🏻👍🏻

[@tapendulayek6574]

Very informative video Thank you sir...

[@gauravahirwar7456]

Mera sbi se13Lac ka home Loan hai loan lete samay home loan insurance nahi Kara paya lagbhag 14 mah se loan pay kar raha hoon kya ab HL ka insurance ho jayega krapya yah bhi batane ka kast kare Ki kaun SA insurance karana uchit aur Labh dayee hoga.

[@Sandeep07108]

Bilkul sir aap bahut hi achhi information de rahe he. So thank you.

[@AssetYogi]

Thank you for appreciation Sandeep 😊

[@sandeshabhale7420]

@@AssetYogi sir make a video on prant Pradhan Yojana benefits

[@narendramotewar1186]

अगर ऐसी परिस्थिती आती है कि होम लोन insurance और term insurance दोनों को acquired किया हुआ गया है , तो ऐसी situation में क्या दोनों के फायदे एक साथ मिल सकेंगे?

[@viralsharma3799]

Sir hum term insurance 3rd party se lay sakte hain

[@kiranmalkar4413]

Very Knowledgeable video,

[@AssetYogi]

Thank you for appreciation 😊

[@sunilsharma35]

Hi Mukul, like your most of the video

[@kmustafa2967]

does my existing term insurance cover new homeloan?

[@sunilkanunje6722]

this video very help full for joint loan applicants thank you sir

[@AssetYogi]

Good to hear that Sunil

[@health_talk_hindi]

Maine 20 laks joint home loan liya hai muze home loan insurance karana hai but o dono ko alag alag premium lagega aise bol rahe hai nahi to dono ko karana hai to half half cover hoga 10 laks wife ka aur mera 10 laks ka to ye karane se better term insurance hai ya ye HL insurance alag alag lene ka fayada hoga ?. Ap to bole joint cases pe dono ko cover karata hai.... Ple reply me

[@sachinsawant5852]

Sir term insurance kaha se Leni hai same bank se le sakte hai kya?

[@mahensahu]

U give always best knowledge..... Thank you so much sir

[@devidrajjangam5401]

Thank you so much Sir..It helped me a lot

[@AssetYogi]

Glad to hear that

[@yogiparesh]

Very nice. You explain very well.

[@PappuSingh-rb7un]

Nice sir, great awareness video

[@AssetYogi]

Thanks :)

[@chandrabhushansingh5561]

Sir can we have both term insurance and home loan insurance. I have both but not sure it is correct or not could you please guide me.

[@surajjadhav8123]

Nicely explained and really it will help for many peoples

[@AssetYogi]

Thanks 😊

[@daiviktiwari7453]

still some points left 1. If loan amount is 40 lakh for 20 years and total 20 year premium is 1 lakh then they will charge 8.5% interest every year on 1 lakh 2. Why it is not deducted on yearly basis like simple term insurance

[@homeplan3532]

Sir mujhe ye bataye ki agar mene ek plot khardne ke liye loan liya hai lakin bank insurance bhi kardiya to sir insurance Lena zaroori hai ya nahi kunki bank wale insurance complesery batate hai Kya ye zaroori hai Lena agar nahi Lena hai to Kya karna chahiye