When should you invest in Liquid funds?

What are Liquid Mutual Funds?
When should you invest in Liquid funds?
If you have cash lying in your bank account and you know that you are going to need this cash in the next 90 days, instead of leaving it in the bank account and generating 2-3% returns, you can consider investing in liquid funds that can give you 4-5% returns.
Infact Liquid funds give slightly better returns than short term fixed deposits.
Liquid funds have no lock in period so you can withdraw any time.
Also there is no exit load as long as you keep the money for at least 7 days
And when you withdraw the money, you will get the money back within 1 workday
Liquid Funds are mutual funds which invest in short term loans (up to 91 days). These loans are given to Govt or very reputed companies so the default rate is close to 0.
Best time to invest in Liquid Funds is when REPO rate is increasing which is what is exactly happening right now.
If you have any questions drop them in comments, like this video and subscribe to my channel.

[@torahulj]

Please watch this video for best Liquid Funds in 2023 kzbin.info/www/bejne/rJbNf4ttbMqtmdk

[@Chandhappan77]

Post the link

[@hanumantharaovasireddy848]

Ok

[@mumtazkhan2426]

Which are the best liquid funds.

[@shreekantsheshagiri9400]

Why cannot you post a video url as a link ?

[@oki484]

I think you are one of the best and no nonsense influencers in the you tube. Keep it up.

[@Excel_Balaji]

When ever I saw you video im learning new things.... I started take notes😅❤

[@jayprakashchandrawanshi8445]

❤❤❤ best knowledgeable videos and you are also

[@JishnuChatterjee]

Awesome 👍🏻

[@kumarreddy9623]

Useful info

[@vijayalakshmi4631]

Example of liquid fund in equity markets

[@sahilpole7836]

Agree with all the facts except one - TCS is never an borrower in the capital markets, it’s a cash surplus company & is an investor.

[@whatsappstatuslovers4205]

Can give process how to buy liquid fund

[@diptendudas6016]

Best liquid fund to invest

[@user-xk6fd8dx7e]

Zero responsibility and accountability. You recommended Delta Corp around 190, now it's at 140. Can you post a video on what to do next. 😭 Posting not to criticise but i'm very concerned of my invested money.

[@9353pete]

How is tax treated for Liquid fund investment? Can you pls share some insights

[@ganeshshanbhag9068]

Liquid funds have 30% tax , better to use arbitrage funds for short term

[@karthikrajar7676]

Arbtriage have higher expense ratio and has exit load for 1 month, Taxes are generally implicated according to tax slabs..

[@rohitrawat7912]

Is saving account's interest tax free?

[@rohitg4615]

Nothing is tax free in India... Even your bank interest is taxed.

[@sameerk_28]

They're taxed according to your tax bracket.

[@sanjaynatekar8186]

IDFC First bank pays 7% on SB acc

[@d.balasubramaniyandurairaj8473]

Please suggest few high return liquid funds

[@vivekguduri4346]

Does liquid mutual funds subjected to market risk or the rate is fixed?

[@prasadmurugan1616]

Hello sir, very good information sir, I need one clarification sir, investing in gold etf is good when compared to investing in liquid bees sir

[@rahuljagatap7854]

Auto sweep is best option for this situation

[@kamalakarsharma7590]

Pls always mention hidden charges like brokerage deductions and any...else no use..pls don't show only frontend..

[@AryanSingh2512.]

Usually they have 0.15 - 0.20 % Expense Ratio

[@vathirajan]

Taxable at income tax taxable rates.

[@Seafarerrahulvlog]

What i choosed? Liquid funds which have less expense ratio

[@jinenderthakur8116]

As liquid funds are type of debt mutual fund with nav so when market is on fall more units accumulation very much confusing whrn to invest in them

[@yadav7314]

Needs complete details of liquid funds Sir

[@prashantchoudhary-db9wp]

Which one is best for investing

[@bhaskarv2142]

Please give more details

[@wjames092]

sir what about Expence ratio??? what should be the maximum Expence ratio that should be avoided?

[@biswajeetdebnath2434]

Example of liquid fund

[@harryy5171]

In case of nippon liquid bees, why invested value is decreasing after few days?

[@user-bp7wo5oo8t]

Give me more details about liquid funds

[@TheAkhildogra]

This is not practically possible. I have invested 50k in Mirae Asset Liquid fund on 21-Feb & today on 21-May, my return is 1.86% only.

[@sujayeendrakulkarni7613]

Sir could you please suggest liquid funds to invest

[@vineeshp6]

If 'd have to park my money in mutual funds for 8-10 months. Which is the safest mutual fund

[@mummanasubramanya4941]

How about STCG taxes? Will they be applicable?

[@BAP5779]

Can we keep some amount for emergency in liquid funds, Is it good idea to do so.

[@AmitGupta-ok2wq]

Rahul please suggest best liquid fund for 90-180 days

[@harrygarg4538]

Instead put money in larger and midcap with zero exit load after one weeek

[@VikashSingh-ev3gi]

how to buy liquid funds and which are the best liquid funds

[@Sonu51590]

Could you please tel the list of liquid funds

[@rainetravels1410]

Banks do not give 2-3% interest 🙄 That's Treasury Direct accounts

[@Broke.To.Billion]

But in india they do ..i was shocked when I reached the UK and knew their interest rate 0._ lol

[@ManipurCryptoMinining]

what about overnight fund

[@ameyapathak2008]

Rahul bhai ..why have you not made any video on LIQUID BEES ETF from Nippon...I was searching your video on this topic..😅 but later came to know that u haven't made any of it😅

[@mezhshaikh8786]

Sir ,I m new to mutual funds, I need to invest 1000 a month as a saving,but it should be safe,I thought of investing in hdfcliquid fund,how is it ??? Please guide me

[@amitparanjape6950]

Which liquid fund should I opt for as of today ?

[@alverzenongkhlaw5688]

But sir there's tax to barao too...check tax charges of am not mistaken..Hope I'm being right..

[@vinodkumar-mh4vb]

Pleaze suggestvsome good liquid funds pls

[@intradaytipsbyrahul]

I have coin app,can you please the best liquid fund to keep money for atleast 60 to 90 days

[@user-nm2jp8xg7l]

I redeemed a liquid fund but it was credited only after 2 working days. Groww told they will handle liquid fund also like other funds

[@devanshshrivastava8005]

Now saving accounts also give 5-6%

[@chrisgod20060]

Hi, how much is the tax if liquid funds are withdrawn after 1 year?

[@jasvindersingh5840]

Sir emergency fund ko liquid fund me rkh skta ha

[@ajinkyapeshattiwar2436]

Is it compulsory to sell liquid fund after 91 days?

[@palashvijay809]

I hava emergency fund of 6 months can I park the entire money in liquid fund

[@anuragmk3402]

If i want to invest in more than 6 months in liquid fund. What shall I do

[@arghyapathak2497]

If I will make a LinkedIn fd with the money ?

[@jeganmuthu6962]

Can you pls share top 3 liquid funds

[@torahulj]

Released a video recently on my channel :)

[@kumarm6617]

Security?

[@user-cw5lu6xv5g]

Vry high taxes on liquid funds

[@enjoy7754]

Sir, I have one question. If I invested in a liquid fund but because of some reason I withdral the fund. There have any penalty.

[@jj1322]

No

[@qualitytimepass3926]

How to invest online in liquid fund Abhishek Goel

[@srinivasansm]

What about tax for our getting 6 or 7 % with in a year

[@vathirajan]

Don't get carried away by his words. Completely misleading. Liquid fund give les than 1% for 30days and 2to3% for 6m.

[@_s.i.d_]

You are getting carried away my friend. He obviously means per annum rates. He said you get 2-3% on savings bank which is per annum rate. So obviously for liquid funds also he will talk about per annum rate.

[@vathirajan]

Buddy, if you look at the video, he talks about 90 days period.

[@AryanSingh2512.]

Depends on funds to funds. Most of lock-in period is 7-10 days. If plan to invest for a month then there will be no lock-in.

[@someothername9462]

​@@vathirajan1% for 30 days translates to 12% per annum. Isn't that far better than an FD?

[@vathirajan]

You can directly check the returns of liquid funds by yourself, it will be 4 to 6% per annum. If liquid funds are going to give 12% per annum beating the inflation, then everyone will park there as 12% is pretty descent amount.

[@jpzona90]

How to access these funds, please.

[@torahulj]

I will upload a video on best Liquid Funds soon.

[@reddyeswarm]

Idfc first band and indusind bank are giving7%

[@sudhiradke2254]

Which liquid funds

[@gobinathsubramaniam6541]

Any fund is available now

[@akanshamanav8138]

I don't get why should we invest when repo rates are high

[@degreerising]

what is tax liability

[@pradeepjavali7136]

What r the tax on this funds

[@ketanredekar6839]

How to buy liquid funds

[@DeepakGS-fp4dz]

1, what will happen,if we didn't redeem after 91 days 2, my father is under 0% tax bracket, So i keep all my money under his demat account, So how much tax we need to pay for the interest we earned through liquid fund for a year, Please help me to understand the above, Thanks in advance 😃 Good Day🌞

[@anjaliR02]

What about tax on liquid funds?

[@lejiabraham4127]

Why not talk about the tax part ? If you are 30percent slab tax on interest is 30 percent.

[@SonuSingh-co9ls]

Do we chance of loosing our money

[@trnswamy]

What about tax?

[@gmailgmail9627]

Non sense the returns are not guaranteed.

[@_s.i.d_]

Not guaranteed but still certain level of surety as liquid funds have negligible to low risk and mostly have securities in them linked to repo rates

[@somnathbanerjee6975]

How to put money in liquid funds

[@winkyLion]

what are liquid funds? is a debt funds?

[@siddharthsingh7292]

Do we hav to withdraw exactly after 90 days or can we keep it for a longer duration also ?

[@kushalsharma3718]

You can keep it whatever time you wanna stay in..just after 7 days mostly no exit load penalty..so yeah whatever time deem for your investment

[@siddharthsingh7292]

@@kushalsharma3718 thank u

[@chiragmayekar8179]

What returns we get if we withdraw money in 15days?

[@shrikantbmali]

Check exit load, usually, nothing if you keep the money invested for more that 7 days.

[@ayeshahatalkar6715]

What about tax on liquid funds

[@AbhiDSRK]

For 90days 1.2% return 😂😂😂

[@johnsonjoseph1287]

Tell me some liquid funds

[@supriyaalmeida]

Please name liquid fund

[@Vj45459]

Not anymore, fd is better

[@nikhilk1522]

What is the taxation of liquid fund? are these tax free at the time of maturity?

[@_s.i.d_]

Slab rate till 3 years, 20% if held more than that

[@ravis5191]

Can you create on video to know which are best . S.Ravi

[@jaggibainsjatt8091]

Sir plz hindi m smja diya karo

[@torahulj]

Main bahut confuse hoon...kyonki bahut logo ko hindi shayad nahi aati...let me do a poll to check how many prefer hindi...

[@torchlight8352]

No hindi pls we r from chennai we prefer english .south sidr have tamil telugu kanada malayalam and many more u lose all of them if u do in hindi

[@premkumarkin8930]

Fake

[@madaraunchiha69]

Sir could you suggest some good liquid funds, and what is the risk in them

[@dhirajpandey6018]

Please mention about tax also, please give complete info, the resulting return percentage will reduce to 3 percent if you lie in 30%tax slab

[@murliisrani3369]

How to invest in liquid funds ?