I asked DIGITAL NOMADS how they MAKE MONEY in Bali | Part 2

Today is the second episode of my interviews with digital nomads asking them how they make money in Bali.
In this video I met more people with even more different ways of making money online. A lot of people often think that Digital nomads don't work or either make money in suspicious ways. But there is a whole world of them so I thought of sharing some of the people I interviewed and what they do. I have met pretty interesting people with very creative income streams, here they are:
Chapters
0:00 Intro
0:24 Marija from Malta
2:52 Tiara from Java
05:40 Ghassan from Lebanon
08:32 Dena from Jakarta
10:45 Kyla from Philippines
12:55 My friend Marina from Brazil
15:55 Outro with my boyfriend Jesse
Digital Nomad Insurance I use: safetywing.com/?referenceID=t...
Check out my daily adventures on Instagram: / travelwithr. .
Check out my photography and print store here: www.etsy.com/shop/TravelwithR...
MUSIC I USED:
artlist.io/
Subtitles made by Claudia Lattanzi
@claudialattanzisubtitles
www.claudialattanzi.com/
MY SOCIAL MEDIA:
Instagram: / travelwithr. .
Tiktok: vm.tiktok.com/ZMRYdyjbS/
Website: www.travelwithrafa.com/
Subscribe to my channel so you can see my future travels and adventures!
#digitalnomad #digitalnomadlife #makemoneyonline #bali

[@travelwithrafa]

Digital nomad insurance I use: safetywing.com/?referenceID=travelwithrafa&Ambassador

[@helena20000]

Keep Up The Great Work 'Travel with Rafa'🤗

[@mic_keys]

Please do this! Make a video 1 year from now and set up a zoom call with everyone you spoke with. Just to see how everyone has grown and progressed, I would totally watch!!

[@alfredsteinacher1417]

Most of them go home, settle and think what a good time they had during their gap year(s).

[@travelwithrafa]

That’s a good idea thanks!

[@AdventuresWithGeg]

Absolutely! That video is needed!

[@curtismah1261]

They will be back at their parents house in the basement

[@helena20000]

👍

[@mosaicpaint3223]

finally someone doing it and asking them what they do instead of being vague about it

[@FreeAndRadical]

yup. and IMO this serious would be even 10x better if she pushed for even more detail out of them.

[@HogbergPhotography]

Its still extremely vague though..

[@Oleg_Ya]

My big respect for filippina-girl. She realized that she had an advantage (excellent English) but lived in a very poor country. She went to Dubai to realize herself, and everything worked out for her.

[@btgoros]

Bro called Phillipines a poor country 💀

[@joelwieland1767]

@@btgoros It is a poor country... Not everywhere and it's very beautiful but if you think it's not poor, you're wrong

[@Oleg_Ya]

@@btgoros I've been there and I'll go again. This is a country with magnificent nature and very kind and well-mannered people. But this is A VERY poor country. Especially some islands, such as Palawan - this is the most beautiful, but probably one of the poorest island.. Residential buildings - are makeshift bamboo huts without electricity, shops without refrigerators, all buildings without any glass windows. Very bad with quality food and a very low standard of living. But, nevertheless, there the most cheerful and open people I have seen in my life live there, and the best nature, I will definitely return there again.

[@joycechu5451]

At least not much homeless people unlike in the US who beg for change

[@1977-i1h]

She's the one who's obviously working for a legit company in the UAE. The other seems to be just some social media scammers.

[@GlobalGarageAus]

Thanks for making this video. The casual and open discussion is great.

[@hellofoto]

Here is an idea for another episode. Ask them how they get paid. What apps they use to get paid. Is it direct deposit and do they bank in Bali or use a bank in their home country? Also, these interviews are great and maybe you can do a set up where other nomads can sign up with you for an interview time slot. I’m sure many would love to share their story.

[@rebelsociety]

I’ve been living in Bali for close to a year now. I don’t actually work though, my parents are well off and send me money every month. We have a joint account so they just deposit the money and I withdraw it at an atm

[@DobbinValentina]

@@rebelsocietyhow much money do you get a month?

[@rebelsociety]

@@DobbinValentina $2000. Covers all my expenses

[@Oleg_Ya]

Strange question . What's the problem? Any mastercard and visa (except Russian banks) and bank`s apps work without problems anywhere, including in Bali. Withdrawal and exchanges of freelancing and other platforms, I think directly, or through PayPal and similar services to a bank card. For example the real problem - the West helps Putin to keep people in Russia - imposes sanctions against ordinary people, against those people who left the war for other countries, and the West turned off VISA, MasterCard, Paypal and all money transfer services that it could turn off. And now ordinary people who are against the regime cannot work for Western companies and survive abroad. Here's the problem. And your question is not a problem at all!

[@kars6026]

Woah man, $2000 you're living like a rich person there. I bet ur place cozy af

[@AdventuresWithGeg]

Thank you for putting these two videos together, Rafa! It's great reassurance for people to just start, get a momentum and keep going!

[@unrealenginedevplus]

Good to hear first person experiences and Rafaela, Credited goes to you to bring all of them in one platform. Useful for the viewers as well. Once can start the career as a digital nomad.

[@spo-tube]

Thanks for those interesting interviews! I think you forgot one important question: How do they see their future? Many interviewees make around 2-3 kUSD / month. You can have a pretty good life in Asia for this. But what are the perspectives? Are they dreaming to become rich? Thinking beyond today: What about health care? Are they ensured? Could they support a family? Or do they see this nomad life only as a temporary phase in their lives? Certainly I am envious and can imagine leading this life for a limited time. But it is also good to have a place called 'home' and rewarding to have a family and see kids growing up. What would be the balance looking back when you are old and have focused on being independent and to make money? Not implying anything. I am not sure.

[@travelwithrafa]

Thank you for the idea! I will make one with those questions sometime in the future. In my opinion/case most of these people are trying to grow their businesses so they can obviously have all of that. About health insurance -- nowadays there are many good options for digital nomads and everyone I know has it -- having this lifestyle doesn't mean that they don't think either save for their future but most of them are starting something and as most of them are young It's the time to do it. I will make a video about it tho. Thanks :)

[@spo-tube]

@@travelwithrafa Good to hear that the digital nomads in your circle do have health insurance! I just come every now and then across stories of foreigners in Thailand (where I lived and worked for 10 years) who turn to GoFundMe to pay their hospital bills. Those things are often underestimated. So I am curious to learn about the views about security, future plans, family, retirement funds and maybe plan B in case of failure. Thanks!

[@mcb00m]

Safetywings nomad health insurance

[@bagasssss]

It depends on what country are you from Because living on Bali is cheap and you can live there for 5-7 years and collect enough money to buy some property in your mother country

[@nld8951]

This is one of the main reasons people are staying in their comfort zone. They all want a steady paycheck on 1st, insurance, and health care. I was on both sides. What I can tell you is that now I am working in a company remotely but I am from home and I can't wait to feel alive again and go work from another place and meet new people. You will never achieve what you will get from this free lifestyle than staying in a safe place.

[@marinabergmann3050]

I love the video and I had so much fun taking part in it!!! :)

[@FreeAndRadical]

this is such an enlightening series. Thank you.

[@viper2220]

Thanks Rafa. Great capture of the nomad life over there. Would like to see more of these videos. Great work 👍

[@travelwithrafa]

Thank you so much! I will post more :)

[@dr_xplo]

Thanks for the video, it's great knowing people with the same frequency cause i also work on digital platform and do my work from anywhere

[@travelwithrafa]

Thats so nice! I’m glad you liked the video 😊🙌🏼

[@brunohg743]

You are a really good interviewer!!! Congrats!

[@vrindakhatore]

awesome job at keeping real! this is inspiring

[@dabdura17]

i get memory with your video the last years i was just there in tribal canggu bali a good place

[@albagomez3858]

Super nice to see what other people do and get inspired by other digital nomads. Love this interviews! tHANKS

[@c0t556]

I really like that you keep asking what they do precisely and really get to the bottom of it! I’ve always pictured digital nomads as very cool and chill people and I’m surprised to discover how pretentious they are when it comes to income, but if you think about it, it actually makes sense. 😅

[@lishr4536]

how were they pretentious? i'm surprised how open they were to share actually.. i thought quite the opposite of pretentious

[@MrAcewish]

As a Maltese, it's normal for us to comment when we see something related to Malta. So go Marija!!! I wish to do something like this not gonna lie

[@Angelina2920]

Nice interview !! I am also challengeing work online. Thanks for Shareing😊

[@PaulBrighton]

Really good insight, thanks

[@bfnew4440]

Like the lady from Malta, I think WFH wage earners will start to take "working remotely holidays" in mass. Makes me excited for the future

[@agusstnor4223]

I am a factory worker but can work remotely because I have a robot that does my job and I only control it remotely 😁

[@RoleyChiu]

I love your line of questions. Because most of these "nomads" are so mysterious with their set up, or, they are hiding their lack of success haha. Good content.

[@EsHbAnBaHaDuR]

Thanks Rafa, such a great initiative by you.

[@travelwithrafa]

Thanks!!

[@WahjoeGunawan]

Great video, giving me info about digital nomad. And as an additional idea for your next video, could you interview anyone who are doing blogging, vlogging, affiliate, dropshipping, developing their own digital products, ecourses, and membership. There are different kind of digital nomads than remote workers, remote teaching and freelancers. Just curious about their lifestyle and how they manage their creative ideas. They are more on creative side as entrepreneurs.

[@shady1661]

Great subtitle for Indonesia's citizens ❤

[@thefuturefocus]

great series!

[@leeleefu2137]

Please more of this ❤

[@GSino]

Both videos are very interesting 😊 I want to visit Bali ❤

[@Deh_acc]

Very interesting videos. Thanks

[@IanOmictin]

Good content! If i may ask, are using the insta 360 x3 with your videos? Are just using its built in microphone? Because i plan to do the same. Thank you!

[@timebroua]

nice video! enjoyed

[@Sharkhunter317]

Great video. What's the co-working space you're at? looks great!

[@missynataliasaputra]

More legit people with legit jobs in this Part 2 Interview - compared to the Part 1. Nice!

[@jeanne819]

Would love to see interviews with solo boomers who became digital nomads

[@sachinsoni77779]

Hi @travelwithrafa It's really insightful information! I'm intrigued to find out which specific location in Bali this is, where you encounter such fascinating people?

[@micazev]

that was very helpful :) tks

[@milesslaughter2662]

Subject was good I loved it but im sorry the sound was really bad and the camera angles was like we were on facetime together. Lots of potential with this series if you up the production quality! Keep up the hard work :)

[@pepeee548]

very interesting, wish i had all these ideas to work remote, so hard to open a business, no idea what to do. Now companies went all back to hybrid or full time office, covid over for remote

[@travelwithrafa]

You can do it as well!!

[@l.b.1952]

Fact is: most of them make less than with a day job, but as they live in Bali, they come a long way with 1000 dollars

[@imageitinerary]

everyone wants the dream. subscribed.

[@peralatanemas]

glad to know that indonesian have same opportunity with bule for earning money online :)

[@TaavP]

You should try to come to Algarve Region like Lagos, there is a pretty good nomad community there, and Sagres (small surf village)

[@livinginthealgarveportugal3357]

I live in Silves …I do KZbin 🌞🇵🇹

[@renaldi169]

Kota terindah di indonesia Jakarta-scbd mandiri pik Bogor-kebun raya bogor Bandung-kawah putih Lembang-tangkuban perahu Indramayu-pulau biawak Semarang-kota tua Dieng-wonosobo Yogyakarta-prambanan Magelang-borobudur Banyuwangi-kawah ijen Malang-bromo Bali-kelingking beach Ntt-pulau komodo Ntb-gunung rinjani Lombok-gili trawangan

[@akashkumar-mf9vr]

Would be interesting to see how software developers work there

[@domba767]

You must visit East Java and Borobudur Temple.....😊

[@szuwlandia]

Can you please show how the actual working place is looking + costs?

[@Jazzsmile1]

Hi! I am Kritsada from Sakaeo ,Thailand. I like your video so much. I hope you come to visit Sakaeo one day.

[@travelwithrafa]

Thank you!

[@tnpermaculture2130]

The first dude is dreaming, his diary isn't a monetization strategy. Life coach bros will be gone as soon as the money runs out. The dating coach with the chest tattoo is the only businessman in the bunch, and the only one qualified to be chilling at the pool during business hours. The German girl will get by fine until she gets ready to settle down. The Haitian dude is legit. The Irish kid sounds like he's day trading which means he is a gambler which works great...until it doesn't.

[@TheAirlock]

This place looks beautiful. Where in Bali is this?

[@marcoreimair]

Hey Rafa good content please work on user experience line video angle or most importantly with microphone 🙏🏼 Good Audio boost your content!!

[@JojoLannister]

Plz also make video about digital nomad’s love life and dating life 😊

[@travelwithrafa]

Great idea, will do sometime soon :)

[@user-sr1ii9oc8u]

Спасибо что поставили английские субтитры 👍

[@tonyinuk]

I suspect a lot of people stay there for a year or 2 before they run out of savings. I seen videos where people are saying that they get lazy in Bali, because food is prepared and delivered, their laundry is done for them, and their flats are cleaned. I would only go to Bali, if I knew I was going to make it. i.e. I had something that was working , now all I had to do was scale it up.

[@TheAirlock]

Sometimes avoiding risk is the riskiest strategy of all.

[@anthonywilsonjesudas2404]

Any suggestions for new and freshers who want start as a freelancer.

[@MikesGlitch]

Urghh, left us hanging 😂😂

[@maxbunnies]

Where is that place?

[@GollwiGollwi]

How do they do it with taxes, health insurance, pension?

[@SoftRockOriginals]

Tell you friend what she’s doing is illegal in Bali working in bali also all those supposedly digital nomads living that so called life making no money is also illegal. I’ve been living in Bali for 7 years and the govt has been ignoring this until this year These people are not paying any of the fees or taxes Bali is due and before they go online bragging about a phony life they should think twice

[@matthewdowling3866]

Really enjoyed watching your interviews, and I wonder if there is a wider angle here? What about older Digital Nomads? Not just those in their 20's, early 30's

[@rebelsociety]

No oldies allowed

[@matthewdowling3866]

​@@rebelsocietyYou'd better change your name then, to VanillaSociety

[@rebelsociety]

@matthewdowling3866 sorry bud but digital nomadism is a young man’s game. I’m sure you’re pension will support your travels tho.

[@mortaline]

@@rebelsociety why man`s?) In this video you can see more women actually lol

[@rebelsociety]

@@mortaline it’s a phrase “young man’s game” but yes, young men AND young women. No oldies allowed

[@MarinJapan]

Taxes taxes taxes. Ask about that please.

[@Fazak38]

I wasnt impressed by anyone and dont think any of them are actually digital nomads but just your average traveler, bs ing others as they go place to place. The digital money they want to roll out,that will be openly embraced by the young . Will kill this lifestyle real fast,and freedom to travel.

[@williambush673]

Black dude was bringing in numbers and was happy to share. Erbody else ain't got no money.

[@hjava]

Interesting

[@travelwithrafa]

Thanks a lot 😊🙌🏼

[@TravelSoulAnmol]

I am unable to find a remote work😢

[@f4llenstarr]

16:88 video cut a bit short mate

[@juainaar7642]

Digital nomads seem to be young 20-30 yr olds with incomes fluctuating. A large portion of their income wld go towards travelling. Iinteresting to see how long they can sustain this lifestyle as they do not appear to hv savings for retirement or possible medical expenses.😢

[@attilab317]

Freelancer incomes are always fluctuating. It’s just different then being a full time employee for a company. Has advantages and disadvantages. The more experienced they get, the more they will earn.

[@JayandSarah]

Possibly many digital nomads are just travelers fiddling around online for a few bucks. ?

[@Sofiaode18]

Sometimes you just gotta travel while you’re young, some people don’t subscribe to slaving away in your youth to save up for the unforeseen future. You could be extremely ill or die in accident and end up wondering why you didn’t just go on that trip you always wanted to. Let people define their own happiness.

[@DaniTrujillo]

I would be interested to know, where and how do these people pay their taxes? or do they just not pay any cause they don't live anywhere? like if you're an employee at a full-remote company, in which country do you pay taxes if you're always on the go?

[@katelynnkoi]

It depends on each person's individual situation, how long they stay in which country, what kind of service they offer, and if there's double taxation treaties between the country they pay taxes in and the country they are visiting. Most of the time digital nomads don't stay in one place long enough to have to pay taxes in the country they are visiting, hence "nomad" in the title.

[@elveheim]

Hi

[@Peggy-Roses]

I was waiting for the Tech girls like me but non 😂😂 I guess all nerdy like me is working in the cave curtains 🤣

[@cristianlamb5156]

Ask them if they pay their taxes in Indonesia since they are based in Bali!

[@reniperwira]

With this channel i can learning more my english❤

[@travelwithrafa]

I love that 🥰

[@oussamalouat8554]

guys I need a degree to get a remote job as a video creator?

[@Kiracuts]

I wonder what people do with their house/apartment back home. When I work abroad I'm basically paying rent twice, which makes it less financially attractive.

[@silverwolf2643]

Bold of you to assume that they actually rent at home 😂😂😂 if they were renting, those contracts are certainly over.

[@travelwithrafa]

Hey! Most digital nomads don't have an apartment back home and their expenses are all into the place they are at -- so no, you would not pay for 2 apartments -- most people carry around their belongings and obviously you start having less things or you leave things at family's house or rent a storage somewhere if you have too many things

[@Kiracuts]

That's the best way to do it for sure, but there are also many short term nomads like the girl you spoke to that does SEO for a company (2-6 months abroad). Many people like me, have an employer that requires them to spend at least some time back home. I can work max. 6 months per year abroad. Finding affordable housing in many countries is not easy and I can't go househunting everytime I need to come back. Definitely one of the biggest challanges for me to be a digital nomad and I imagine for many other people as well that want to start working from abroad. I will sublet my apartment for my next trip so I don't pay rent twice, but I never hear people speak about this challange. Everybody has their own way to be a digital nomad and would like to hear what others do. Great video's and thanks for the inspiration :D @@travelwithrafa

[@jessiesheldon-huffey1824]

For those of us that own a home, the plan is to rent out the property at "home" while abroad

[@chimaera_2330]

I´m planning to travel as of next year, and start working remotely from anywhere possible as a freelancer, quitting my corporate job. I already do work remotely but from home, without leaving my country, but since I have always been working a 9-5 for someone else, I´m kind of concerned. Especially when it comes to taxes - nobody really talks about that. Does anyone have any advise? I reside in Spain at the moment, and taxes are too high here for self-employed... I will also return here when I finish traveling.

[@zarkarkas]

Taxation is complex and depends on the countries and how you structure your finance vs your business. In Spain I guess is similar to Italy (where I am from) so if you are fiscal resident there, you pay taxes for your worldwide income. Fiscal residency is where you reside at least 183 days per year and/or where is the center of your life / business. So if you register your business in Spain, your clients are in Spain and your bank account is in Spain, even if you live outside all year you may still be considered fiscal resident there and tax agency will come ask you for money. Problem is that if you work from another country, tecnically speaking you should declare that income in that country too, and then, if there is some agreement between Spain and that country, you are not taxed twice, but still everything is more complex. As well, to work from that country you need a Visa that allows that, and not a Tourist visa / VoA. These people (foreigners) most probably just take a Tourist visa / VoA and don't declare anything in Indonesia, because is kind of a grey area and unless they stay there for too long (aka many months and more), nobody checks on them.

[@1nilu1]

@@zarkarkas these foreigners can get a visa for 2 months in Bali, then they have to exit the country for at least 24 hours and may return for another 2 months, they have to continue to do this for the entire time they stay in the country. Other visas, for example, a business visa costs over £1000

[@travelwithrafa]

Hey! Good luck with your traveling! Most people that are digital nomads pay taxes where their company is registered. Many digital nomads find places to open their business with lower taxes like Dubai, hong Kong and they find a way to open it there. I don't have many details because I also pay for my own country but I can ask some people about it or make a video on this subject :)

[@justhanan_official]

I pay taxes in my home country because register my business there. I visa agent in Bali told me, I can work from Indonesia online with a VOA as long my company is not from Indonesia. But only online. I can't meet people in Indonesia in real life for my business.

[@Lumaport]

What coworking is this?

[@andreasmueller8353]

Wound be curious where these folks pay taxes.

[@srgreg2294]

Tiara form Java: LIKE

[@gelson-oliveira]

Parabéns pelo seu conteúdo, Rafaela. Você é brasileira?

[@travelwithrafa]

Oi!! Brigada! Sou brasileira sim :)

[@gelson-oliveira]

@@travelwithrafa O sotaque levanta suspeita mas o nome entrega de vez kkkkkkkk' Que legal a maneira que você produz conteúdo, parabéns 👏🏻

[@EsHbAnBaHaDuR]

I question I have? How you get permission to visit these digital Nomad Co-Working places? Are they easily allow you to go in?

[@zxcvbnm5758]

Yes

[@russelldavies1423]

Having lived in Bali for 15 years and only speaking Indonesian at home with my family.I cannot see what exposure they get to the average local way of life.Having lived in Canggu before most of these kids left school , l happily live in Nth Bali now, Singaraja, not as some say..Nth Bali..you mean Ubud😂😂.. thats not even the center.Anyway, up here, l can go a week and not see a tourist...

[@Al-wf3ut]

You're gonna see a few more after leaving this comment.

[@russelldavies1423]

@@Al-wf3ut ...noooo

[@breezewebsdesignstudio]

This video is great for the new tourism task force who are now busting foreigners who are working illegally in Bali because they are doing it under a visa that isn't allowed. It's like cookies leading to the crime scene. Genius.

[@dariusdash9198]

You missed the opportunity to ask Kyla how much she earns a month

[@rocky509]

Digital Nomads only for young(starting from millennials) without family.I don't see old senior people(boomer) working.I think it's just temporary.

[@JayandSarah]

This is true. There are not many older digital nomads, and there aren't many who have done it for a long time. It's like van lifers... it sounds lovely, until you do it for a while - then it's not so lovely.

[@victorhenriquecollasanta4740]

e a rafa faz o que?

[@BollywoodBabuOfficial]

8:45 It's not webtree but Web3 🤣

[@vrz07]

this is no good if you have expenses in your home country buut most people are not making enough

[@brandoncbh]

No software engineers yet?

[@ScalperSpecltr]

Interesting..no traders there?? I thought at least one of them will be a trader..

[@markandrews6054]

None of these strike me as being genuine business people. None of them seem to have any idea about what it really means to bring value to the table for a business client. They're all obviously dreamers, wet behind the ears newbies who haven't really got a clue about what being in business is all about. I bet most of them are either living off of their parents still, or are in Bali on an extended vacation in this hostel pretending they're successful digital nomads when the completely opposite is true.

[@andreasmueller8353]

Nice accent!

[@travelwithrafa]

Thanks! I'm brazilian :)

[@zlovmusnuk]

Ye ye ye ye ye Count how many ye did you hear during the video

[@SpartanQwop]

I bet most of these "remote" jobs are not even work from anywhere, but the country that they are from. But they travel anyway.

[@Killajmj]

Real answer is Mummy daddy money

[@rebelsociety]

Yup that’s me. Just being honest. I’ve been living in Southeast Asia for close to a year now and my parents send me money every month. They’re quite well off though and don’t mind. Life is good 😅

[@Killajmj]

@@rebelsociety when will you grow up

[@rebelsociety]

@@Killajmj hmm maybe after I’ve finished travelling the world. So maybe another year or 2.

[@priyankpiyush]

​@@rebelsociety what's your age?

[@attilab317]

They are all working. But I guess you don’t care and prefer to be salty.

[@Bonglan23]

So after watching Rafa interviewing other digital nomads about their income is there anyone curious about hers?😂

[@vrz07]

2000 BEFORE TAX IS SHIT

[@cvachon7]

Most of these people are one economic downturn from being washed out.

[@digital.frenchy]

Very much doubt she's actually from Malta, lol

[@firerabbit2659]

Marina is illegally teaching in studios, unless she has a valid work permit.