ULIP (Unit Linked Insurance Plan) क्या है? - ULIP vs Mutual Funds

[@AssetYogi]

Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses. Compare & Buy 2 must have Insurance plans: 1. Term Life Insurance - bit.ly/term-life-insurance-compare 2. Health Insurance - bit.ly/health-insurance-plan-compare

[@bikramjitroy3197]

HI sir. I have been investing 5000 every month in max life ULIP. I have paid 12 premiums alreday till march 2023. What should I do? Should I surrender right now?

[@sonukumar-xj2tv]

सिर्फ़ के जगह ख़ाली का प्रयोग आप भी करते हैं सर 😅 । बहुत ही लाभदायक वीडियो

[@rushifixxer4372]

I'm studying MBA finance and tomorrow is my paper and their is short note of ULIP and i was not understanding the theory so I googled it and saw your video Awesome explanation sir. All my concept is clear plus gain additional knowledge and also shared your video with my friends thank you sir 🙏🏻Keep your good work Up

[@sagarraut7981]

Buddy 😅

[@ravindrab100]

I have Decided to help people people and their money..forget earning..I have a resource...but want to help people earn. All my questions are answered in your video. Thank you

[@Jaggudadaacts]

kzbin.info/www/bejne/mabUl4Wvrpaoibc आखिरी तक देखे ज्यादा से ज्यादा शेयर करे और खुद भी बचे धन्यवाद

[@ManasR]

Dear Mukul, I was looking for this video. Greatly explained as always! You are awesome! Thank you for all your analysis, sincere efforts and details! I can imagine the efforts that goes in preparing such content. Congratulations for 1M+ subscriber. You deserve it. I am sharing your channel with my friends to help them gaining valuable financial knowledge from your content. I feel I am late in watching your videos but a good start. I am in US and have busy schedule. Your videos are so great that I am waking up in the middle of night to find time to watch. So just wanted to let you know that your content is really really that good. It is worth investing every minute. I have only one request (If I may)...Kindly respond to viewer queries in the comments if you get a chance. Great job again! Keep it up!

[@panwardeepak79]

बहुत he acha वीडियो मुकुल जी😊😊🇮🇳🇮🇳👌🏻👌🏻🙏🙏,टर्म प्लान+म्यूच्यूअल फण्ड बेस्ट है,ULIP ठीक ni लगा मुझे🤔🤔🤔🤔

[@milesmore6397]

Simple and clear cut information Thanks asset yogi. Please suggest a best investment plan for a 25 year old person

[@sundersinghbhati6034]

Malik Sir, I have always found in your video that you have always give your best, always comes with healthy videos,so benifyyy to us, increase think lavel, We always wish to be with you.........

[@AssetYogi]

Thanks for appreciating Sunder. Keep supporting

[@ShivangiSharma-vp4ff]

Saw your videos on rbi monetary policy they were really good please upload more videos related to banking exams like basel norms, security markets etc.

[@bhaskerchaturvedi5319]

Seriously man , you just made my day , what a great explanation. Thanks for such a good content with great explanation too .

[@AssetYogi]

Thanks Bhasker

[@beautyofbaihar8690]

Policy bazaar se call aaya tha wahi ulip k liye accha hua aapki video dekh liya

[@dvaibhav1]

बहोत अच्छी जाणकारी मिली. धन्यवाद आपका..

[@AshishNeog]

I think one of the best KZbin channel in terms of gaining knowledge in Financial world....Thank you much sir for uploading these videos.....

[@AssetYogi]

Keep supporting 😊

[@ashishtalyan]

Switching बहुत बड़ा benefit है और capital gain नही है ये भी बहुत बड़ी बात है ।👍 ये तो पता ही नही था सुपर है ULIP

[@mksudhir1]

Sir you opened my eyes... I thought ULIP was a great investment option, but reality is completely different... Thanks a lot for making a clear and precise video☺️👍

[@AssetYogi]

Thanks for appreciation Sudhir :)

[@subhadeepraha8293]

@@AssetYogi kash me is vedio ko pehele dekhta Maine 6/7/20 ko Union STD pe invest kiea 1 lac invest Kar diea. Ab lag raha hai ei Maine kaya kr diea . Sir lockin period me nikal sak te hai kaya

[@ashishasawa8316]

@@subhadeepraha8293 Nope you can discontinue it by not paying future premium. But you will get your money post 5 years only, which will go in discontinue fund and you will get around 4% return but there will be charges of around .5%. Check your ULIP plan charges, if charges are less than ULIP is not as bad as you think, if you keep invested for 5 years, and based on your risk appetite, you can pick correct ratio of equity and debt and can make easily return of around 8-10%.

[@DevRaviEntertainments]

Cleared all my Confusions.

[@harshasomani2073]

Why people don't understand ulip is discipline form of investment unlike mutual funds. You redeem mutual funds for any emergency and hence you cannot create wealth as you keep on taking out ur investments once you know there is no lock in. Ulip is always a better investment if you see the habit it creates in you and talking about 2-3% less return, i would still prefer to go with it as atleast i m continuing my investments without any break. N in long term equity has always proven to give returns compared to short term.

[@halvincarris]

Isn't SIP also a form of discipline. You can do that in mutual funds and get better returns than ULIP.

[@visfotakvideos5202]

​@halvincarris He is talking about the discipline of not being able to take out money, not putting in the money. Hope this makes sense.

[@halvincarris]

@@visfotakvideos5202 No, it absolutely makes no sense. In MF there is an exit load too which prevents you from taking out money, in ELSS MFs there is a 3 year lock-in too. In addition to this people generally take out their money when they need it for an emergency which is obviously not possible in ULIPs. Now consider if one has lost their job or is hospitalized, do you think they should be focussed more on the "discipline" of investment or use their own money to pay the bills? This is where MFs clearly outshines ULIPs in addition to giving better returns and also giving the flexibility to tweak the SIP amount as per your income source and financial condition. Not being able to withdraw or use your own money is not called "discipline", its called stupidity.

[@visfotakvideos5202]

@@halvincarris I get what you you mean brother. On paper you are absolutely correct. But in reality Mutual funds are the first ones to be taken out even in non emergency situations. For example, it would have made more sense for me to take a loan and not touch my Mutual funds while we were looking to buy a new property (the math I did made it very clear). But what did I eventually do? I took money out of my Mutual funds, why? Here's the "dumb" justifications, 1) The rate of return calculation is always an assumption 2) The credit line I didn't use, I might use it in the future 3) I didn't want to take debt when I already had the money etc. As you can see, logically it made more sense to not take money out of Mutual funds, but we are humans and there are always other factors that sway our decisions. I also had a ulip, which I didn't even consider, you know why and thus the world "discipline" or should I say "forced discipline ". 😛

[@halvincarris]

@@visfotakvideos5202 I understand your point, and even you are using the word 'dumb' for your very own decision (I'm not trying to belittle you btw) but I think this is more of a mental conditioning we've seen in this country where we believe using existing money is better than taking loan - perhaps because loans have traditionally been very expensive. Whatever be the reason, I think financial understanding and education can help here rather than giving away our very own hard earned money in the name of charges/commissions to these greedy insurance companies who are quite literally just stealing away the returns. That's why I am advocating mutual funds because a mere 1-2% difference is phenomenal in the long run (like 20-30 years). I even suggest that people should always figure out their emergency needs before investments like setting up 6-8 months of money in FD etc. But you have to agree to the point that life these days is extremely uncertain and in genuine emergencies it's important that we at least have access to our money instead of running pillar to post to get a ULIP liquidated which btw is still dependent on the mercy of the insurance company.

[@meghasharma484]

Thank u so much.. I just went to invest in mutual funds and was convinced to go for ulip.. Luckily I waited to find out more

[@adityab10]

Feeling regret watched vdo very late sir... Already bought ulip SBI elite gold plan....Ur vdos are sanjeevani for newbies investor.... awesome vdo sir

[@anonymous-2172]

Don't worry

[@directvlogs5805]

Mind boggling explanation bro....very percisionly described.....tynkz

[@cashubhammehta4476]

Hi, watch our first video - Golden rule of insurance to do correct insurance planning

[@JunaidJk-zh6yf]

Best is ULIP + Term Plan.. as per your example you can go with 90k of term plan.. and ulip provides you 12 lacs.. that's all.

[@anandswaroop9761]

lekin bhai ULIP lena hi kyu h

[@ayuankit2309]

Thanks sir ... Apki ye video mere bahut kam ati h ..

[@nitinkumarnishad1285]

Got full information on ULIP😊😊😊

[@AssetYogi]

Great

[@Dharmeksoch]

Sir mai aapko correct krna chata hu ulip me v options hota hai aap Sum assured aapne premium ka 100 times le sakte ho yani ki aapka premium 1lak hai tho aapko 1 cr ka life cover mil jaiga

[@shreya26173]

Mukul sir, very comprehensive information

[@AssetYogi]

Thanks Ajay

[@pratikparab5365]

Sir , We can also make combi plan of ulip and term plan instead of MF and term plan In ulip plan for longer term give us healthy return's and special all returns are tax free under section 10(10D).

[@navneet2649]

But sir explained in the video that even post tax mutual fund will give 12-13% returns whereas ulip with tax benefits will ultimately give around 10% returns! So even after including tax benefits, ulip is useless!

[@rahulprasad8009]

@@navneet2649 Assume you invested (long term) and got 1Cr maturity amount then in MF the tax will be approx 10L and in ulip it is 0

[@RohitSharma-fe2bl]

Correct

[@umeshchandrasati]

Simple, clear, concise, to the point, with example... As always. Wonderful.... Keep rocking

[@AssetYogi]

Thanks Umesh! Hope this is useful :)

[@umeshchandrasati]

@@AssetYogi Yes indeed. In fact today only I tried to educate my boys on not to link their investments and insurance... But difficult to convince the heart....lol When I asked them why don't they expect a return on their bike insurance? Their simple answer was -"because the rules are such"... Lol

[@becharamiddleclass921]

@@AssetYogi Sir I want to know investment options other than 80C. because 80C allows only 1.5 lacs per annum. And i still have 2-3 lacs surplus... Please suggest the best possible options Or any of your video link will be quite helpful

[@leenaviie]

Such a brilliant explanation. Thank you.

[@AssetYogi]

You're very welcome!

[@amiteshtiwari2269]

Nice video all knowledge of life insurance in one video....

[@AssetYogi]

Keep learning.

[@mayank6990]

sir bahut ache se describe kiya. Thank you

[@AssetYogi]

Keep learning

[@thesolution3300]

Long term investers will always go for ULIP. Because of Tax saving under 80C and Also on maturity on 80D fully tax saving. Nearly equal returns . And also extra service is insurance. This plan is derived by companies to get more investers for long term. In return they give insurance to attract more customers. ULIP insurance facility is extra so no comparison with Term insurance.

[@AssetYogi]

ULIP is not good investment option. Its better to buy Term plan and invest, its much cheaper and rewarding

[@storiesforkids-e2w]

Very well explained. Thank you for your effort. Very helpful video.

[@deepak_s24ultra]

Aap ki sari video help full hoti hai Thank you for this video

[@AssetYogi]

Thanks for appreciating Deepak

[@parthshah2064]

@Assetyogi, if we take ULIP then what is the validity for insurance plan? Will it be till plan active or 85 years?

[@shivampanchal3323]

Great explanation.👏🏻👏🏻

[@AssetYogi]

Glad you liked it!

[@onimaahurria6880]

Sir agar ULIP ka NFO aata h, aur hum usme lump sum invest kar de One Time, to usme se kuch part insurance k liye jaega, aur baki market me lag jaega?? To wo hum market me sell nahi kar sakte kuch dim baad?? Wo block ho jaega? Jaise abhi TATA AIA ka NFO aya hua h.

[@naveenahuja1232]

Thank u sir very very gud suggestion🙏🙏⚘️⚘️

[@RAVIKUMAR-dy2ft]

Aap bahut achha explain karte hai sir ji, thank you

[@AssetYogi]

Keep learning Ravi

[@कृषिएकवरदान]

👍👍👍 बहुत अच्छी जानकारी

[@AssetYogi]

Thanks

[@dattatraybongirwar7675]

Sir aapka sugetion ekdam sahi hai thanks

[@redbell7145]

Very good video sir but not satisfied this compare because not big package salary and not file itr so how purchase 1 cr term insurance

[@bhaweshjan02]

Like the new format, great work.

[@AssetYogi]

Thank you Bhawesh

[@JunaidJk-zh6yf]

Jesa mutual fund ke sath Term plan lere hai.. wese hi ULIP k sath plus term plan bhi le skte hai.. Zyada fayda hoga.. as compare to mutual + term plan

[@skyadavk44]

Lekin sir term plan to itr file krne wala aur salaried person le skta h Lekin aaj bhi aadhe se jyada log is category me nhi h to wo kya kre

[@mohdkasif3591]

SIR ...aap 30 lac ka trem plan le skte h bina itr k bhi

[@rajangautam3577]

3L ki sallery walo ko 25 Lakh ka term plan mil jata hai , saral jeevan bima max life insurance

[@jitarth_k36]

Aap term plus ulip ka hybrid plan le sakte hai bina income proof

[@mohammedateequekhan9299]

Hello SiR G U have sufficient knowledge power But I Suggest u that Ulip plans us Good, Some Ulip Policy Very nice,For example i choose 40 time Sum Assured Annual Premium & U can Fund Switch By Online in 5.m under & no difficult understand so Ulip is Very Good Plan Thankyou.

[@ikofficial7013]

Sir jaise mai smoker hu maine dono term or ulip ko read kara us mai muje ulip best laga uska region yeh hai ki dono ki premium mai kuch jyada different nahi hai 2000 month ka different aaya hai for 10 year and vo bhi 50 lakh ke case mai

[@coolchant]

what are your views on bajaj Allianz goal assure and hdfc click2wealth

[@bittuvikram5280]

mai 10,000 monthly kammata hun to mere liye kon sa invest lena chahiye ulip/ mutual fund

[@alpesh729]

How is SBI Life Smart Wealth Builder Plan? Is it a good Investment Option.

[@Sgarpatel-x4m]

Agent ke liye good he Bakara banane ke liye

[@dinutarwadiya2382]

Nice video sir...BT ek topic he sir share market me share buy or sell krneke ke liye konsa application sahi he or easy he understanding ke liyebhi plss ispar bhi ek video banaiye detail me .tnq🙏

[@ravindersingh-jx8qq]

Plz explain and benefits of lic children money back plans

[@marutirout335]

Very beautiful information 🙏❤️

[@AssetYogi]

So nice of you

[@AgentDVR]

Sir, 1 esi video banaiye jisme pata chale ki 10 yr me itna pay kiya or 15 saal me jo mila to wo kitne % return aaya

[@dfordilare8062]

गुरुदेव को नमस्कार🙏🙏

[@subhankarguin5377]

Dear Yogi, I have a ulip plan in ICICI Prudential which I had taken from ICICI Bank and it's running 5years,can I switch the funds in another investment funds.

[@souveekroy4514]

how is the performance?

[@sahilagnihotri5128]

@@souveekroy4514 worst

[@souveekroy4514]

@@sahilagnihotri5128 mujhe to bahla fusla kar karwa diya 2 saal ka paisa v de chuka hu ab kya karu

[@sahilagnihotri5128]

@@souveekroy4514 talk to your relationship manager and ask him equity debt mein kitna kitna hai And always pay monthly not annually Iam sure they will help you

[@souveekroy4514]

@@sahilagnihotri5128 maine ICICI ka ulip liya h name h pru life time classic apka kaun sa h?

[@devdragony]

Dear yogi ji Rightly said by you about the basic problem in the structure of Ulip.. but there are some few points which make it better option compaired to MF 1) Best Option for your long term wealth creation.. As it has Benefit of 10(10)D.. For example - The invester planing for retirement corpus of 2-3 cr in teneur of about 30 years.. He will have to pay around 30% of the corpus which he will redeem from MF during his retirement.. 2) For the people having age of around 45 -60.. the cost of term plan is very high and for them the best option for insurance cover is Ulip.. 3) Now days ulips have even cumulative charges equal to or less than 1% (less than MF) all the charges taken are returned back to the invester during the matchurity.. one such product is ICICI's Signature Online ( having charges as low as 0.84%).. Please do full review of Ulips over MF and then guide the investors 🙏

[@paramveersingh7881]

Agree boss

[@mudassarwasta]

I find your comment interesting. It would be better if you clarify with an example. I mean, with figures. That makes it easier to understand. You can take a better performing MF+ term insurance and compare it with a better performing ULIP. It will help us actually.

[@ashishasawa8316]

To add to that, you can do portfolio re balancing easily, as most provide either 4 free switches, and some of them provide unlimited switches. That way when equity is doing well, you rebalance it to debt to increase fund and when not doing well you rebalance from debt. For same doing in MF you do have to pay taxes. Also 5 years lock-in works well for new investors, it helps to build discipline. There is few plans which gives option where if something happens to you they will keep paying the future premiums to grow the corpus, so could be good option for child education. I think MF and ULIP can co-exist in one portfolio. One can start with small monthly scheme of ULIP as low as 3k, so he don't have to stress out for 5 years payment, and most of ULIPs allows the topup.

[@umeshkumarsahani1981]

Sir, I bought Bajaj Allianz future gain unit linked endowment insurance plan for better return for 10 years, please suggest it is good or not, or you make a video for better clarity.

[@TheGirishkamath]

Sorry sir. But which company give term insurance of 1 crore sum assured with 10000/- premium. The range is from 15000- 40000

[@omprakashpal5097]

Depends on age and smoking habit.

[@VlogbyAJ15]

TATA AIA

[@vivekjaiswal2422]

@girish, for best options for term insurance search on Policy Bazar. But there will be one drawback, PB people will call u 10 times a day.

[@anjalichauhantanwar2569]

Hi garish anjali this side i am a manage in MAX life you can contact with me i will give you proper details and amount about term plan.

[@rahulkunder]

It all depends on your pay term. I have taken icici pru money back term plan till 75 years. My age is 35. My pay term is 10 years with monthly. Pm premium is 5821. Till 10 years I have to pay 5821 pm. Total premium 6.28 lac. If I survive till 65 I will get my premium back. Still life covered till 75.

[@babulla100]

Thanks sir for providing knowledge. I was totally unknown about ulip . Bt my icici agent done my policy under this ULIP. What to do now??? Please reply.

[@varunaggarwal425]

Same happened with me in ICICI ...

[@anushkarajwar4170]

Same with me SBI weath builder

[@mahendrathapa6580]

Vy good information!! But, I will also suggest the pension plan too with ULPP( unit linked pension plan) based... for long term horizon too...!! Vy beneficial as compare mutual fund..! Because, free switching facility in ULPP, and also tax free returns and consistent invested approached which help to reach... my knowledge d... Investors never Consistents invested in MF and never thoughts of Minds and circumstances in requirements..! Pension plan helps to more better.. If you wisely manage.

[@vjdas6]

currently tax free who knows in future need to pay tax

[@mayurpatel6926]

Mene TATA KA PERAM RAKSHAK ULIP PLAN LIYA HAI USME WITH GST PREMIUM 33000 Aati hai or Abhi retun only 6 Month ka 22% retun mil raha hai.. Premium bhi jada nahi hai or retun bhi Achha hai

[@tradingzenwithvikash]

Bhai aapko premium ka kitna percentage invested dikha rha. Mujhe 50% se v kam allocate kiya hai fund value me.

[@InderjeetSingh-xj6qi]

thanks brother..God bless 🙌

[@AssetYogi]

Always welcome

[@Arunkumar-mh1vp]

Waiting for this video, thank u sir...am a beginner n I want to start investing now, so how can I invest in mutual funds, in my city I couldn't get a fund manager so

[@neerajbute2094]

Term plans are costlier if applied for a person at the age of 50. So If a person wants to invest at the age of 50 and wants a term plan too, is ulip better than a separate term plan and mutual fund?

[@sachinkumar-xi9jq]

no.

[@abhishekbhojak1227]

Best vedio...... cleared all the doubts

[@AssetYogi]

Keep supporting Abhishek :)

[@ashiskd]

very good video..please make a video on income tax of short time capital gain and short time capital loss from stock market

[@narottambhardwaj5900]

Ulip is the best option for long term saving + save your all taxes(EEE). Mutual fund sort term saving scheme.. So there is no compression in both product. Mutual fund give you sort term returns 2-3 years time periods and there is No tax benefits. But Ulip give you Decent returns 5-10years times period with all Tax Benefits.. EEE tax benefits...80C..10(10D)

[@rahulsoni2429]

Definitely.. I gained more than 9% in hdfc diversified ( but annul charges le duba mere ko) and 80c me mere ko deduction mil gyee... Mere ko tax save karna tha.. Esse badiye koi plan nhi hai long term + tax savings.

[@rahulsinghrajput4148]

Please make video best investment plan. Investment kaha kara jaye. Please

[@ashwanichauhanz3045]

Most worthy and useful video for me ... cleared all doubts ...🙏🙏🙏you are really doing great job sir

[@AssetYogi]

Keep watching

[@manishabartwal8925]

Great video very useful sir👍

[@AssetYogi]

So nice of you

[@vvk3524]

Thank you so much sir...very very good video...all confusion are clear.....you taught very well....thanx again

[@ManishSharma-hm2ju]

Sir maxlife shiksha plus me invest Krna chiye ki nhi...?🎉

[@silentrides]

Pleas can you create a video on Term insurance whether to buy or not

[@AssetYogi]

Noted. You must buy.

[@pradeepkrmahato7234]

Koin sa fund Rakhein ? Equity Fund ya Debt fund main ? Reply Dejeyega Sir ? Agent ne Dhoka Dekhar Khol Diya tha ? Yearly Diposit Fifty thousand hai ; total 2 baar paisa jama kar Chuke hain total 1 Lakh Diposit huwa hai ?

[@AssetYogi]

Watch this series: kzbin.info/aero/PLSiDKpku4U_X-9y3MEB8tgKEjXFPQu73w

[@thememessquad4875]

Agr ap equity fund m jate hai to wha apko risk to hai lekin axe returns milte hai h .....ar jaisa ki pichle 5 salo ki bat kre to to plans m logo ko benifit hi mile h ...agr agr ap km risk chahte ho ar chahte ho ki ap ak amount apna invest krke chhod do ar apko normal returns mile to ap ...debt fund le skte ho

[@jayeshkadam8653]

Best knowledge sir thanks

[@AssetYogi]

Most welcome

[@RajtechHelpKnowledge95]

सर बच्चों के लिए कोई बेस्ट प्लान बताए lic रिलेटेड।

[@samaiyrakhan4843]

Sir sudlife wealth creator p video banaye

[@gauravk1987]

thank your for this very informative video.👌 Can you please advice if it's worth investing in ULIP for a new born child using single payment premium?

[@Raul2467Ganhar]

So well explained 🙌👏

[@avadhootjadhav553]

One qes. In Ulip - supposed u pay for 5 years monthly still your locking period is 5 yrs. From day 1. But in Elss - when you pay, from that day you have to wait 3 years. Now which one is better and how?

[@anonymous-2172]

Both

[@anandswaroop9761]

@@anonymous-2172 ELSS is much better than ULIP. after reaching 3 yr you can reedem free unit.

[@anonymous-2172]

@@anandswaroop9761 bruh it's investment and 3 years is Early atleast 5 year u should wait to get favourable Returns

[@jitendra1981jodhpur]

Five years from start means from DOC.

[@sanjayahuja24]

Excellent video! Sir, which software do you use to make your videos? I like the way you use the blackboard in your videos. Do you use Camtasia?

[@abhimsahu237]

hi sr term aur invesment liya hu tata aia ka primium 4000/- 12 sal tak kya sahi hai .. aur yek hdfc ka ulip plan chal rha hai 2500 primium 5 sal tak aage cuntinu kru ya taem ko alag kru plz sugges.......

[@osho2083]

Excellent explanation

[@AssetYogi]

Glad it was helpful!

[@shaileshjain9464]

टर्म लाइफ इंश्योरेंस और ट्रेडिशनल इंश्योरेंस प्लान मे भी अंतर ऐसे ही समझाइए

[@nridatascientist8554]

Hi Mukul, as a NRI, I am more inclined towards ULIP for 5L/year. I am looking long term tax free investment. I like mutual funds but scared as I have to pay tax on returns. Do you suggest any other investment options for NRIs for tax free Return. Not looking to save now under 80c but looking for tax free money on Maturity. MANY THANKS, your videos are really good and informative. Keep up the good work!

[@viveksscratch218]

Yes, this is generic case ULIP wants to catch. (Tax free returns in investment) Go for it but don't forget to diversify your investment. Don't put all eggs in one bucket.

[@sachinkumar-xi9jq]

yes..u can get

[@pawanchhikara9450]

Hi bro , i suggest you not to go with max as i am being punished for the same.

[@SinghJamwal]

​@@pawanchhikara9450 could you please share your experience with Max ulip plan?

[@tusharkute2863]

MF may shurity hai kay

[@ajaypathak6283]

Thank-you yogi ji

[@AssetYogi]

Most welcome Ajay

[@sikandarprajapati908]

Sir Ek LIC per bhi video bana dijiye LIC plan and investment and use Return

[@HindiOphthalmology]

Sir which is fastest of the 3 options to improve Credit Score? A. Use CC 1- 30% limit + make full payment after billing date but before due date; B. Use CC 1-30% limit + make max payment before billing date; C. Not use CC at all for a 0% credit utilization. But avoid cancelling card by infrequently using it. A, B or C?

[@aerostreamer9012]

Umesh Sharma A

[@ashish7516]

Option D, go with it

[@harishbarman857]

Thank you sir for kind information

[@valechakunal3593]

Hello sir I have questions is that in mutual funds the death benefit option is available or not like ulip because in my family my father is taken ulip policy and my father said ulip is best because of death benefit policy option is available in the ulip

[@vikrant7c]

Very good & informative video

[@AssetYogi]

Many many thanks

[@AshokKumar-2113]

Very good explanation

[@AssetYogi]

Keep learning 😊

[@tinkeshwarmiree2090]

Is SBI Life smart wealth builder a s ULIP scheme?

[@technosmartddasgs2549]

VALUABLE INFORMATION 👌 👌

[@sushantkunkekar2155]

Hdfc click 2 protect

[@Me.Wife.andLife]

Sir , do you provide financial planning service? I want to plan investment for retirement. Please let me know how I can connect with you if you provide these services

[@balaramasma]

Sir what will i do i have no knowledge about share market or mutual funds

[@prabhanjana8568]

Wow great information sir. Thank you very much

[@AssetYogi]

Hope it's helpful

[@deepanshukhera3946]

Gud evening sir One major problem from last one month My question is I have a one policy under LIC ulip plan ,plan no 193 Term period 20 years Date of starup-2008 Quarterly 3000 deposited so now the question is should I surrender the policy because daily value decreases because of corona virus or wait for a maturity period Pls reply

[@mangeshgaidhar8738]

keep continue plan. and dont worry ye acha plan hai.

[@rutujapathare9883]

But maturity amount is tax free in case of ULIP unlike any other mutual fund? Could you please comment on this?

[@AssetYogi]

Yes, but return is not equivalent to mutual fund

[@wetsokronu6428]

thank you ... I was very confused before ..

[@AssetYogi]

Hope it's helpful :)