Ultimate Guide For Health Insurance 2024 | Best Health Insurance Plans

[@namaskarprasad]

Spam-free Health Insurance - ditto.sh/8754vr

[@akhil2408782]

the policy you are recommended are given by ditto. they serve these company policy only. that's why your best policy are these.

[@ArTruthLight]

Sir plz make video for PSU STOCKS

[@LargerThanLife6162]

kzbin.info/www/bejne/fYfTmoFsm75lZpofeature=shared

[@manatsandhupb88]

Hi

[@nationwants2see]

Sab paisa le ke banaya hua hai... Yeh log apne hi subscribers ko ullu banata hai... Kalidasa story yaad aane lagta hai inko dekh ke ...😂😂😂

[@shubhneha1025]

Thank you so much sir m bht confuse thi health insurance ko lekr apne jis trha se explain kiya shi h

[@himanshujain9933]

1. Co-payment 2. Room Rent Restrictions 3. Waiting Period 4. Pre and Post Hospitalization Charges 5. Cashless 6. Coverage of Alternative Treatment 7. No Claim Bonus 8. Restoration Benefit 9. Price

[@maheshpathade6918]

Prasad sir, very good explanation about health insurance. It is necessary in today's time. But most of the people prefer cashless policies. But since the patients are treated according to the insurance plan, many times there are practices where unnecessary testing and treatment are overcharged. So Reimbursement Policy can also be an option.

[@RozgarSuchna]

Sir do you want to buy helth insurance?

[@dhireshparab5190]

One of my friends father has taken insurance from care...being in a small city his medical treatment was done on non network hospital..when they went for claim they straight away rejected the claim giving ko reason and claiming fraud claim...now going to court is another harassment they will go through...always remember go for cashless facility at network hospital...failing to do so your claim can be rejected

[@bhaumikbarot992]

Always buy Health insurance from reputed company like HDFC / ADITYA BIRLA even though their premium is high

[@mineshkapadia9023]

With cashless they don't approve intimation on time. In my case, I didn't approve till discharged. Then processed for reimbursement and I faced a lot of issues with the claim process. Worst company

[@shaikNaveed23]

Now Irdai brings rule, Approval.status should be informed to patient with in 1hr after admit into hospital

[@sanjaykumar6599]

Sir should I buy HDFC ergo​@@mineshkapadia9023

[@onceajordan]

​@@shaikNaveed23 yes

[@tien3271]

1. No co pay 2.room rent restrictions ❌ 3. Waiting period less 4. 30-60 days pre and post 5. Cashless 6. Alternative treatment 7. No claim bonus 8. Restoration benefit 9. Price

[@cyberabad7]

Thank you re baba

[@shivshankarwannale9134]

Thank you Prasad. Best video for health insurance

[@rupendra119]

प्रसाद सर तुम्ही कोणत्या company ची आणि किती Amount ची Policy घेतली आहे ते पण सांगा…..

[@ravisinghshare]

1. HDFC Ergo- Optima Secure 2. Care Supreme 3. Aditya Birla- Activ One Max

[@in5minutes585]

care insurance is worst

[@amanrana1150]

Why? ​@@in5minutes585

[@hiteshjindal1804]

@@in5minutes585why, i am looking to port my parents health insurance to care supreme

[@poonamsharma-wd9tc]

Health care worst

[@Vinaygupta-qu3yz]

Care bakwaas hai ​@@in5minutes585

[@instyle2352]

Company 1.Claim settlement ratio 2.hospital network 3.produat portfolio 4.track record & feedback 5.service

[@sagarpancholi2897]

video starts 2:30

[@Santosh06251]

Big TQ

[@xsachinjainx]

Thank You Prasad, Aaj hi aapko video dekha aur aaj hi maine Care Supreme le liya. Thanks For Video!

[@hotelsamleswari]

Kese he policy

[@xsachinjainx]

@hotelsamleswari acchi hai, Care Health Insurance

[@rajatram01]

Navi is good and my experience is good with them and their process is just seamless

[@mayanksaini11]

Badhiya hai. Sab clear ho gaya

[@luckygarg9315]

claim settlement ratio se jyada jaruri ha yah pta krna kitne amount ka claim kiya gya or kitna amount ka claim settle kiya, uska ratio kya ha. High claim settlement ratio k liye sabhi chhote claim pass kar dete ha and bade claim rok liye jate ha toh numbers ki jagah par by amount kitna claim settle hua yah dekhna jaruri ha

[@Vickky_sharma]

Claim settlement ratio is imp. Agar claim settlement hoga tbhi to amount milega Settlement hi nhi hoga to amount kese milega ....

[@luckygarg9315]

@@Vickky_sharma bhai m yah bol ra iske saath amount wala bhi dekhna chahiye because most of the time yah chhote claim paas kar dete ha koi bada hota ha toh usse rok lete ha. abhi tera claim settlement ratio 99% ha ho sakta ha by amount dekhe toh yah 85 to 90% hi ho, reason yah ha ki bade claim paas nhi kare chhote chhote sabhi claim pass kr diye to maintain claim settlement ratio

[@lrsreddy1709]

You are right claim settlement ratio is gimmick. They will settle lesser amount than claimed amount and show it as settled And also most companies settle lesser claims like 10, 20 thousands and decline bigger amounts.

[@PriyaTomar-2001]

See if you have written surity for claim that is different thing sbse badi bt h claim guarantee certificate hota h I am health advisor so I know ki kitna claim nd kese pass hota hai

[@harshitrastogi866]

@@luckygarg9315kaise dekhe ye amount wala concept

[@nayankalita92]

What about TATA AIG health insurance? Please comment your opinion....

[@MrKrishna1220]

At 0:04 , it is also because india has minial medical facilities or unorganised medical services.

[@dr.syedaamirsuhail6476]

Very informative and easily understandable. Thank you for the video

[@rahulpaul1521]

My self gourgopal I am from care health insurance as a agency manager .hamara calm settelement hai 100 persent .

[@huzaifadhorajiwala734]

THANK YOU SO MUCH

[@agarwaludit511]

Care Supreme ne mere father k treatment ka sara paisa reimbursement karwa diya ❤

[@birdieroom]

I see my requirements are completed in Star health insurance at the comments on the KZbin say it is a bakwas policy then for which company I should go

[@ChetanSidana]

How good is Tata Aig Medicare premier? Does that include Modern Treatment?

[@ravikantvasave1898]

Sir मैने तो आपका video देख कर ही future ganerali health insurance liya है तीन साल पहले उसका क्या sir 😢😢

[@manishsinghtomar1041]

Thankyou Prasad ❤ you are hero❤

[@manishamaan1087]

To the point and very well explained.

[@sunnysingh-qw8uj]

Awesome sir 😎 thanks 🙏 for this video.

[@curioussaroj3983]

Simple concise and best video

[@RameshKumar-vw3uq]

Nicely Explained with Good guidance

[@mayureshghodke1759]

Thank You very much😊🙏🏻

[@shailendravikramsingh5734]

Great video with wonderful insights.

[@bickylakra2405]

Current time best health insurance company Icici Lombard and HDFC ergo

[@rohitkumarsahu9931]

Bhai avi new data nikla he IRDIA ka, Icici Lombard ka sabse bekar record he claim settlement ka chek karlo...

[@amanrayat7215]

@@rohitkumarsahu9931or hdfc ka bhi

[@rajesh4514]

Nice information sir. Thanks.

[@MilanSahana]

Every renewal i have to mention ongoing medicine and ongoing treatment to the insurance company?

[@karthiktiruvanallur7377]

Thank you This was very helpful ❤

[@igsm123]

Do not disclose first to hospital that you have health insurance

[@abhinayambatkar2072]

Why

[@PRIYANSHUGAUTAM-km7iq]

​@@abhinayambatkar2072Because then they will keep you for much longer time to make more money since you have health insurance so they will extract extra money from the company.

[@ankits9791]

Bhai to upfront money kaha se laoge

[@RahulRay-kr4dc]

These PR are done by Health insurance company. Don't fall for it. More time you give to insurance company more time they have to reject it. It better to get cashless within an hour after admission. So that Health insurance company has to clear your case within 1 hour. If they reject it you will be better prepared to fight against them. Else during reimbursement they will tell you these things in span of 5-6 month and by that time you will be not in position to fight. They say if you disclose u have insurance they will do unnecessary procedure on you. Unnecessary procedure which is not required is better understand by these company who are experienced in these field. Don't try to become expert in this. Also keep an close eye on doctor who is seeing your patients case. So that he will not get courage to do unnecessary procedure on ur patients.

[@JerryM365]

Why?

[@riyazmir1943]

Can we add on or top up coverage as per inflation adjusted in already existing care supreme pack

[@subhobiswas482]

Dr agar aj main health insurance start kiya hoon toh 1 mahine bad agar main bimar ho jayoun toh kya main uska use kar sakta hoon

[@praveenrajaram3939]

Thanks for this video

[@firefoxclub]

Most of the time what happened few hospitals are blacklisted (well knowned) .and also they don't directly specify that hospital by insurance company . They only give claim of 60% - 40% for that hospital . In hospitalized time we don't go see for blacklisted list . And go for well knowned hospital at time of settlement everything get messed up. Happened with my father

[@amanrayat7215]

Appke hisab sey konsa badiya rehga health insurance ?

[@manjunathapapanna8405]

Earlier i took star health for 5+ years and my family underwent some surgery. But star covered only 75% and i had to pay balance 1lack. They don't pay for medical bills which includes gloves, tubes, pads, etc... Which ran into rs 25k. After this i ported to Niva bupa reassure for last 3 years but my coverage doubled due to no claim bonus. Ihv to see their service if hospitalized.

[@sangeetapaul5842]

Most of the companies says they are cover comsumables, that are gloves, syringe, Masks etc, which are one time use. But there is a hidden condition which called DME. Durable medical equipment like all of the machines patients needed, hospital bed, wheelchairs,oxygen etc etc. They dont cover which is payable from our pockets . I also wants to know which comapny cover all of this.????

[@sharadnadkarni6490]

Comprehensive Health Insurance (Star Health) also provides N.M.E. coverage, but for that one must have a Policy of min. 10 Lakhs or above only. No DME covered. But Proposer can have Accidental Death and Disability coverage of equivalent Sum Insured and it's Lumpsum payable.

[@kartikpadmanabhan9719]

Thank you. Pls also do a continuation episode covering top ups. Super topups and CI covers.

[@abhisheksingh-zb2vt]

Great video. Thanks for sharing

[@shreyansbarthwal541]

which is the best approach if there are 4 member in your house. 2 adults around 30 and 2 senior citizen around 65 .... should we choose separate policy or combined and with 4 ppl thr is possibility of multiple claims ...

[@PrasanthN-b2g]

I think separate is best I am also looking

[@videoshuffleproduction]

Pls reply if you get to know the best one policy. I'm also looking for.

[@dpksur-dkar1179]

Nice info and point wise explained health insurance policies... It can help a new health insurance policy buyer a lot.

[@RozgarSuchna]

Sir Do you want to buy helth insurance?

[@Aadig143]

I wanna know from u guys, which platform is better,Ditto or policy bazar? I can't trust influencer because they are making money by advertising it. Please help me to choose better on the basis of ur experience.

[@vamnuuu]

Policy bazar

[@Aadig143]

@@vamnuuu some people were complaining about it.

[@tushargaikwad6857]

Ditto

[@gauravgangavane9615]

No online. Find some good health insurance consultant. One who is more experienced.

[@vivekjindal96]

Aditya Birla

[@listenbeautiful9512]

Hi Love ur great efforts.

[@RjBV122]

Care is worst. Never take any policy them. They will simply reject your claim. My Son was hospitalised and they rejected claim.

[@PriyaTomar-2001]

Bcz you don't have claim guarantee on written note

[@ShubhamPatil-kr7ux]

​@@PriyaTomar-2001 what is that mean? Which document has this line

[@vinaybhat7670]

Agar Middle class he tho.... Ayushman card + BPL card banalo....3 lakh tak ka health insurance dega centre government..👍🏻 bhaad me jaye ye health insurance companies ..

[@sanyalsingh72]

Kabhi government hospital ki haalat ja ke dekhi hai..???

[@mindtree1907]

​@@sanyalsingh72private ne c chlta hai card

[@mr.p.k.296]

Private hospital me bhi ilaj ho jata h​@@sanyalsingh72

[@shyamgajra7621]

Private ke same halat bohot loot te h Dr ko bhagwan bolte h par 70% Dr lootne ka kam karte h​@@sanyalsingh72

[@shyamgajra7621]

​@@sanyalsingh72KEM hospital and seven hills jake dekho better h vo bohot

[@sarangmahajani7177]

2 days ago only I bought care supreme plan and I am so happy to know that Prasad sirs top 3 plan include care supreme insurance plan 😍❤️

[@sangeetapaul5842]

App pls bolege isme DME ka koi option hai ki nahi??.durable medical equipment main koi co pay lata h ki nahi???

[@Riopixie]

Theoretically on paper care supreme is good, but they won't approve cashless treatment very frequently. I have seen patients on the ventilator but care is saying to treat on OPD basis. I also have care, but I am going to change this year

[@Antman210]

Then which is better?​@@Riopixie

[@PriyaTomar-2001]

​@@Antman210sir I am health advisor my name is Priya if you required health insurance I will suggest you best plan bcz apko kisi ne kuch bhi suggest krdiya that does not mean ki woh policy apki requirement ko full fill krega apki kya requirement hai uske according aap plan lo apne budget ke according

[@paragsonone2701]

​Which is good company? I'm not asking plan name​@@PriyaTomar-2001

[@amitharishchandre2007]

🙏 Dhanyawad 🙏

[@Dhurv29]

care health insurance na le mene lia tha papa ko sugar bhi nhi tha bp bhi nhi iske baad care k agents hospital k logo se mile hue hote Dr boldega Inka bp sugar pehele se tha jisse Clem nhi milega

[@bijoylaha7245]

Private sector steel companies. Colour companies Chemicals companies staff mediclaim under

[@hrusikeshtanty8776]

Very useful and good content

[@aniketrajakaniketrajak2372]

Wah bhai health insurance pahle matlab ye jaruri hai ki aap vinar jarur honge agar ham roj sarir ko subah do ghate de de to hame jarurat hi nahi hai vimaar hone ki to fir insurance kyon karaen

[@akshaypawar9197]

good to hear you promoting ditto. They deserve more publicity

[@itsak1126]

I’m just an employee of ICICI bank i bet if you are ICICI account hold ICICI health plan are much better that other’s company ❤

[@Iamniyas17]

It’s a group plan. Company can close it anytime and your waiting period seniority and all won’t be counted or carry forwarded to another insurer. Not to forget there is no porting.

[@rohitkumarsahu9931]

Icici lombard is the worst ever plan...

[@niteshgupta9088]

After 60yrs u ill automatically out of plan

[@tslvlog1511]

sahi baat boli​@@rohitkumarsahu9931

[@108Techtrader]

Good explanation 😊👍🏻

[@namaskarprasad]

Thank you 🙂

[@bijoylaha7245]

All State department all pubile transport staff mediclaim insurance under

[@bijoylaha7245]

All state fair station staff mediclaim insurance under

[@thedecadecalled90s64]

Govt should cover the whole population under esic, by making 7.5% of individuals tax contribution towards esic.

[@RA-gv3ys]

Good suggestion. But bhai direct tax dete hi kitne log hai..!😅

[@thedecadecalled90s64]

@RA-gv3ys lena padega income tax return mandatory kr k

[@RA-gv3ys]

@@thedecadecalled90s64 bhai abhi hi itna rote hai log it slabs ko lekar. To ye hona to impossible hai. Aur India ki population itni zyada hai ki western countries ke jaise sabko govt cover bhi nhi kr sakti. Better solution could be to make the government hospitals more popular among the public by inoroving the infrastructure, hygiene and facilities. Plus government control on the rate of certain critical medicines and surgical procedures.

[@thedecadecalled90s64]

@RA-gv3ys no incentive for the government as Healthcare is not directly linked to votes.

[@RA-gv3ys]

@@thedecadecalled90s64 true... AND that won't until the voters change. Aaj logo ko development se zyada dharm aur jati aur ab freebies dekhke vote karna hai, upar se ambedkar ko kisne kya bol diya, Pak ko kya bola uski zyada padi hai to kya kiya ja sakta hai!!!

[@suryanarayananimushakavi8475]

what is your advise about renewal of health insurance for Senior Citizen

[@RozgarSuchna]

Sir do you want to buy helth insurance

[@utkalbiker8327]

Thank you sir ❤

[@tusharchakraborty9480]

Sir, ACKO General Insurance kaisa hai?

[@PinkiKumari__34]

What about niva bupa pls make a video on it ...

[@namanjain3201]

Medical inflation stress work culture diet Claim amt settlement,network hospital,track record feedback,services,product portfolio Co payment,room rent restriction,waiting period,pre & post hospitalisation,cashless,no claim bonus,restoration benefit Top 3 hdfc care aditya birla

[@murugandevara1982]

Thank You Very Much

[@mishra19902]

Does optima secure cover cancer related treatment?

[@karanpurwar1479]

NO

[@mishra19902]

@karanpurwar1479 but it mentions specific cancer disease.

[@karanpurwar1479]

If at the time of taking the policy, policyholder has cancer,it will not be covered. If healthly policyholder takes the policy,it covers after 2yrs

[@mishra19902]

@karanpurwar1479 yah, that was my query only, related to future as it mentions cancer of specified severity, I got confused whether it covers or not.

[@Kamar_Shaikh]

Policy lene ke bad 10 month me colitis ki problem ho gai hai to kya ye mediclaim me cover hoga

[@rahmanibadur8631]

Sir health insurance tha lekin 45 dsys se medical under review hai kiya kar

[@bijoylaha7245]

Every 6th month medical report have to submit

[@devr3860]

How is tata aig medicare premier plan ,

[@NilanjanRoney]

Please review TATA AIG MEDICLAIM

[@bijoylaha7245]

India health instruments productstion 4 time high Indian mediclaim policy

[@phantasticphysics7665]

Good Video Sir 😊 TY.. Maine 4 saal pehle DIGIT se ak basic (5L SI) Health Insurance Arogya Sanjeevani purchase kiya tha.. har saal SI 5% increase ho rahi thi as no claim cumulative bonus Par wo jyada se jyada 7.5 L tak hi hota phir saturate ho jaata and that plan had other limitations too like, capping and no restoration etc.. toh main last year se hi porting ka soch raha tha. Isbaar jab maine research kiya toh jaana ye DIGIT waalon ka currently mere city me ak bhi Hospital k sath CASHLESS tie-up nhi hain jo ki 4 saal pehle even 2 saal pehle Tak bhi 13-14 Hospital Cashless dikha raha tha. They didn't even intimated me about this. Ab bataiye, is it a good practice?! Main bohot dissapoint hua and yesterday hi DUSRE COMPANY me PORTING karaya 😓.. Even that company is in your priority list also ye dekh k khushi ho rahi hain.

[@gauravshukla4329]

Which company you ported to ?

[@Sujaybarma]

Just do the digit digit scam company hai.... Doctor bolega patient ko hospital care lagega... Digit agent sir ye care ghr pe hi ho jata... Claim nhi hoga... So never ever buy digit.

[@phantasticphysics7665]

@@gauravshukla4329 CARE

[@phantasticphysics7665]

@@Sujaybarma 😓

[@thefunzone_1y]

​@@Sujaybarma hai

[@MrBest_Videos]

Best health insurance policy is with iffco tokio general insurance. Minimum premium and maximum discount.

[@NishuBarnwal-o5y]

Aditaya birla active one 3years ke plan me maternity ka kitna benefit milta hai or ,kitne dino me reimbursement complete ho jata hai...

[@bhaumikbarot992]

Maternity not covered

[@shailendrakushwaha2479]

Thankyou sir, i was looking for this video

[@To_Orion]

What about Acko Health Insurance. They do offer good benefits along with zero waiting period.

[@PriyaTomar-2001]

It is not a good plan

[@akashrokade12]

Bhau mi 1 hour adi ditto sobt call ghetla nd mi ithe vegl expect karat hoto, ekdm word to word same ahe je mla ditto chya agent ne sangitla plans pn companies pn

[@Dobigmoneyupsclearning]

Sir kindly read it 🙏..Sir ek q hai ki for example jitne mujhe ka health insurance Lena hai like 15 lakhs ka to fir es paise ko lumpsum ya monthly sip kyo na Karlu...jisme return bhi acha hoga, multiple options ki koi headache nahi ki kon sa choose kare na kare...or jitne acha health insurance utna uska premium..or jab jarurat lage to nikal lo ...I know ki exit load dena padega ...to mere sochna hai ki esse acha ki sip karlo vobhi lumpsum....plz espe kuch batayega...plz....Ho sakta mai galat socha raha hu...tabhi mai aapse advice maang raha hu

[@bhaumikbarot992]

SIP is subjected to market risk. Go for Health Insurance from reputed company with higher base sum insured from the young age Coverage should be at least 15 lakh irrespective of gimmick like BONUS

[@Dobigmoneyupsclearning]

@@bhaumikbarot992 okay bro..

[@PriyaTomar-2001]

@dobigmoneyupsclearning hii I am health advisor according to me I will health insurance is very important for life

[@sayyedliyakatali8969]

SIR MIDAL CLASS FAMILY KE LIYE AFFORDABLE PREMIUM WALI POLICY PER EK VIDEO COVER KIJIYE PLEASE BHOT LOG AISE HAI JINKI INCOME HI KAM HAI WO LYA KARE PLEASE VIDEO COVER KIJIYE 🎉🎉🎉🎉

[@PriyaTomar-2001]

Hii sir I am health advisor Priya tomar . Apke liye affordable kitna hota hai aap woh phle dekhiye uske according multiple policy hai jo ki monthly basis pr bhi plan facility deri hai aaj ke time mai or policy mai sb feature and benefits milega

[@sayyedliyakatali8969]

@@PriyaTomar-2001 THANK YOU MAM

[@viroomalashwani7629]

Policy port nhi ho pa rahi stent laga ho to🙏 pl kuch bataye

[@ShubhamKumar-re4zv]

Kya directly super top up plan le sakte hain Bina base plan ke?

[@prakashtharwanimfinvestments]

Ni

[@ShubhamKumar-re4zv]

@@prakashtharwanimfinvestments send the document link where it's written?

[@NitinHooda-cb2mk]

No

[@NitinHooda-cb2mk]

I am manager in Health Insurance contact for best advise

[@thrishulramoju1913]

TATA AIG medicare premier?

[@farooqsheikh7212]

Care nivabupa star are top.,

[@saurabh1203]

NOT ultimate guide. Many parameters are missing like claim rejection ratio, claim settlement amount, etc. For proper details, you can check LLA's video on health insurance.

[@dailyandyreels7]

Sir one thing you missed what about the age restriction? certain Insurance policy have age restriction such as till 65 age max we can cover post that it will be become invalid or they will not cover those age person.

[@AnujKumar30409]

Acko health insurance kesa hai ?

[@ArTruthLight]

Sir plz make video for PSU STOCKS

[@jkanonymous6628]

Manipal Cigna Sarva plan with Zero waiting period..

[@rahulnolakha4784]

Hello sir, I have to port my mother's health policy from National Insurance to some other good and her age is 69, what to do? If porting is not possible then can I change current agent as he is not capable to settle down the claim

[@PriyaTomar-2001]

See hii I am health advisor you can port the policy may I know the renewal date of the policy then I will suggest the better plan accordingly

[@rahulnolakha4784]

@PriyaTomar-2001 30 Nov 2024

[@rahulnolakha4784]

Can I change my current agent?

[@PriyaTomar-2001]

@@rahulnolakha4784 you can change the policy

[@dr.delseynireeksha6554]

Why

[@VedKolambkar]

Acko?

[@Joshiji77]

Policy claim ke time jo dikkat hoti hai wo bhi batao..policy bechne wale ke target pura hone par foreign trips dete hai..policy bechne mein bahut commission hota hai..😂

[@mohammedasif4710]

ICICI Lombard Is the best and genuine company

[@niteshgupta9088]

60 sal bd hata dega

[@bijoylaha7245]

Police department mediclaim insurance under

[@pankajmathuria8373]

Good job

[@adxgreen2307]

Any health plan for NRI ?

[@bhagwetipoddar2179]

Why have you not covered MANIPAL CIGNA?

[@riteshverma2789]

Sir health insurance me surgery hoti h ky