Health insurance for yourself | Ankur Warikoo Hindi Video- Choosing the best Health Insurance Policy

[@warikoo]

The Complete Guide to Buying Insurance is in association with PolicyBazaar.com as my knowledge partner. To download the notes for this video, please click - bit.ly/3shxSv1 To browse through Term life insurance plans on PolicyBazaar, please click - bit.ly/3wJiY20 To browse through health insurance plans on PolicyBazaar, please click bit.ly/3dgKQmH

[@secretboy6341]

Sir kya health insurance 60yrs ka baad bhi rahta ha ki terminate ho jata ha

[@Kunj1710]

Not convinced with your point about ki parents ka issuance alag hona chahie 'cause premium me only 8k difference

[@aditya_kanu]

Can I start at 19 and then add people whenever necessary

[@johnnmarshal8231]

Sir, I guess you should also aware people about top-up insurance plan That means let's suppose "X" can bare the expenses of hospitalisation up to "RS 180000" but if the bill is more from this he wants a health insurance so he can go for a top-up health-insurance that means if his insurance is for upto "RS 2000000" so the insurance will look after him for the expenses "1.8L to 20L" this will make the cost of health insurance premium go down to almost nothing.Bcz health insurance companies charge on the low amount settlements.

[@johnnmarshal8231]

@@Kunj1710Bhai premium me 8000 ka difference mtlb (8000*12months=RS 108000)

[@Nir_Akar]

I first press the like button and then continue watching, because I know that ankur Sir's Videos are always amazing

[@SarcasticAssertive]

Thank god, i got this done in 2008 and it is helping me immensely…. New India Life Assurance company is a good choice as per me.

[@zameerfouzan]

i am yet to check, but do they cover existing illness? (for parents)

[@Garg478]

Hey Ankur, you know, you give me all these tips and knowledge and I go tell them to my father but somehow he knows it all. I'm waiting for the day when you teach something new to my father. 😋

[@ashwintantri]

Baap baap hota hai😎😉

[@Garg478]

@@ashwintantri hahaha true that

[@Garg478]

@ROBUST sadly no!

[@VikramSingh-ds3ij]

Baap ko seekhao achi baat h bt pehle khud to seekha

[@Garg478]

@@VikramSingh-ds3ij Yea dude. He teaches us so much. I just made a comment that I wish one day I get to learn something so new which even my dad gets to learn from his experiences.

[@NYHPEXPLORATIONS]

Sir aap world ke best teacher ho.. Aap Bahot hee achhe tarike se sab cheeze explain karte ho...

[@sangeethagannavarapu8285]

Thankyou Ankur for educating every one on the important topics. My family is one of them who lost all savings and investments due to unplanned extended hospitalization. It is also important to keep in mind certain things which helps while claiming the benefits. Example knowing the policy window is very important as some times one may need extended hospitalization or more amount is required than actual cover. If the hospitalization spans to policies year windows, both years sum assured can be claimed in the single hospitalization with cashless in that case. AND Also if any one has more than one policy , they can see which policy window is ending soon will be renewed so that claim that first. Choosing higher room rent than allowed amount might increase the over all bill on pro ratio not just the room rent.

[@Aakash.Bhardwaj]

Thanks ankur sir for such information. You have saved many people by made us understand about cashless claims information. One agent asked me to go with XYZ company and as I was aware that first I should check that is that company covers me with cashless claims then I found that, that company has only limited hospitals list. So I rejected that offer and told that agent to not recommend such company where a customer might face issues in future. Thanks for making us so knowledgeable sir. I truly respect your efforts 👌

[@aks214ash]

what does cashless claim means? is that like we don't have to pay anything, the bill will go directly to insurance company?

[@sonivvk]

If you're from tier-2 or tier-3 cities, checking their network hospitals is also an important consideration.

[@prashantkhade8492]

One thing that is missing in this video is "No room rent limit". Make sure you click on that while checking policies.

[@architafiberart]

Ankur is teaching and sharing knowledge on important things that I wish were a part of the education curriculum in institutions. Great information 👍🏻

[@user-bq3jy6gp1o]

♥️FEEDBACK APPRECIATED kindly reach out to the what’sapp line above for consultation and investment purposes

[@mr.unknowngaming7156]

Thanks so much, I just bought Health insurance for my parents today with the help of policy bazaar agent, the experience was so smooth and the agent who helped us was so professional and nice to talk to. You encouraged me to think about buying an insurance for my parents which I may not have thought of otherwise, at least for some time. Cheers and you continue doing this amazing work!

[@vsuser9667]

Hi Ankur, You are truly a mentor to me..thanks for amazing videos on all the important topics ..your videos are so clear n precise and it has made me more aware on personal finance. Also you are so humble. Thanks for sharing .😇😇😇 I m constantly learning from you and hope that I too spread more knowledge n positivity like you do.😁

[@vikramvaishnav22]

Hi Ankur, Great work. Just one correction Now Corporate plan can be converted into an Individual plan at the time of leaving the company with the same benefits which are provided by the Corporate plan.

[@kumarsaurabh3799]

Great piece of information.

[@rajalakshmip751]

In a health insurance, you could also consider super top-up policy a.k.a. high deductible policy.........in case you have any doubts you could watch a video made by Sandeep Maheshwari "Before you invest......watch this video", truly worth watching it. By the way how many of you know Sandeep Maheshwari!

[@rtek6531]

Thank you very very much sir You always give a hope to regain my interest and confidence in studies and life I am 28 but i have lost interest in studies, forgotten all knowledge, don't know what to do, no job, fear or losing everything, distracted, failed so many time in CA final exam(attempting finals since 2016), no confidence. I was a very good student before my finals, focused What should i do to get back my confidence and interest?

[@LEARNINGTECHNVLOG]

Bro you can start a youtube channel on the base of your own knowledge.

[@archieb1196]

Find out the reason of losing interest so that it will be easy to eradicate or tackle with

[@abhilasha5428]

A big Thank you! For making my life so much easier ! ❤️

[@funkyjuggler]

Hi. I think the cover of about 5 lakh u are suggesting is too less for a person. Insurance needs to kick in when a person lands up in Icu and a week's stay in ICU would definitely cost you 10 lakh atleast. Being a doctor I would always want to have cover when u really need it. I have seen people go mad and fighting with doctors once their cover finishes and there is possibility of longer stay. So I would really suggest atleast a cover of 10-15 lakh for a middle income group if you really wanna feel secure or else keep emergency fund ready if the cost increases.

[@prashantkhade8492]

Exactly. Upto 5 lakhs people maybe manage by their own by asking to their friends and families. The main importance of health insurance is when someone gets big diseases like Cancer, Covid, Heart issues, transplant.

[@madhumitachaudhary6270]

You have become my mentor :) Thanks for all the wonderful content

[@saurabhkatiyar7670]

Thanks Ankur Ji for sharing valuable information

[@loveself4948]

As u mentioned I have realized only when my father was hospitalized for surgery. I have paid a whopping amount as hospital bills. It's never late though, I have immediately brought health care insurance for the whole family. In India, we don't have education/discussions on these issues.

[@varshavaghani9167]

Which one did you buy

[@loveself4948]

@@varshavaghani9167 hdfc ergo

[@swapnachavan5746]

What an amazing detailing regarding the subject. Thank you so much Ankur. I get the answers for all my questions through your video. 😊. All the very best.

[@sumaiyaahmad5153]

Just planning to buy a health insurance n ur video showed up 😄

[@bhabaninayak2568]

Sir One thing I disagree with u that Coverage must be on the basis of Future not present and it's must be 15 to 20 lakhs minimum for age upto 45 years

[@pavandixit3157]

That's a Great and Authentic Information U had given , Thank you sir for bringing this Awareness for before buying insurance.

[@goyalpankaj237]

Really good inputs on health insurance. You should also talk about group health insurance policies (e.g. HDFC Bank Customers) where premiums are much lesser than retail plans.

[@kumarsaurabh3799]

Can you tell me how I can go for HDFC bank Customers.

[@itsmanasK]

Hey could you pls explain in detail about this?

[@vishwajeetjha56]

Good friends, good books, and a sleepy conscience: this is the ideal life. 👍🏿👍🏿👍🏿

[@riath7495]

Thanks a bunch for this, I needed this as I was inquiring about the insurances. 🙏👍👍

[@antitoxin4731]

Me 2 👍

[@prathamsharmaa27]

Thanks for this great video sir 😊 It really help a lot

[@nonexistenty4152]

Excellent guide video sir Thank you so much really. ☺️ I TRULY appreciate this effort. I learnt so much from it.

[@pankajhind4323]

Sar ji namaskar 🙏💐 Thank you for suggestion you.... sir ji Nice information.

[@NilASH77]

Sir, i was also thinking abt to stop my health insurance, coz I also have corporate plan....thanks a lot for ur guidance.

[@vishwajeetjha56]

The love of money is the root of all evil." The lack of money is the root of all evil. Robert Kiyosaki 👍🏿👍🏿👍🏿

[@utsabbanerjee7577]

Was waiting for this video like forever, told the same to Policybazar folks as well and they got offended :P :P

[@sharadrawat3738]

Sir you explain from binging tò till last in detail that help us thanks for giding us in deatail

[@legendspolitics8550]

Super deductable policy or highly deductable policy ke baare me btaye sir kha se buy Kiya ja sakta

[@atulkhatri29]

Sandeep Maheshwari wala video dekha hai lagta hai :)

[@sachinambre9451]

@@atulkhatri29 😀

[@chhotulal1049]

🤣🤣🤣

[@akshaymogha6194]

If you really wanna buy a highly deductable health insurance then I will strongly recommend to MAX Bupa, I recently purchased this insurance, no other company are giving these benefits. I'm 25 yrs old, My plan is 5L deductable and 1cr sum insured and premium is just ₹2339/- per annum. It is very cheap and worth it. No other company are giving same features on this premium... I strongly recommend....

[@siddharthnahata757]

@@akshaymogha6194 what is highly deductable health insurance??

[@priyasharma-ui2dk]

Wonderful information sir... acc to tym we all really need to know this. My question is like ese kon kon se criteria h jis basis par hamko health insurance benefit nai milta...??? We have insurance nd everything is fine but when it comes to claim kuch na kuch reason bolkar company claim nai dete... so kya points h jo always we should check.

[@albertishu9066]

Thank you for this comprehensive video ... this was very important for everyone ❤️

[@kajalverma1972]

Thank you for uploading this video's 🙏

[@techieplex]

One more point when switching company and if your partner is pregnant and not have other insurance check with other company insurance terms because most will not cover delivery in case of new joiners.

[@vishwajeetjha56]

Outside of a dog, a book is man's best friend. Inside of a dog it's too dark to read. 👍🏿👍🏿👍🏿👍🏿

[@shankarnsangeet1588]

Your explanations are simple and genuine to take decisions......pl keep it up & continue such services in your videos.

[@user-bq3jy6gp1o]

♥️FEEDBACK APPRECIATED kindly reach out to the what’sapp line above for consultation and investment purposes

[@debashritmishra2493]

I feel the video theory was excellent. But could you make a video detailing what all to look for while browsing policy bazar. Essentially what you did in the last part(browsing through policy bazar) just in a more elaborate and structured manner. Excellent video as always.

[@SuperAmit1122]

Hi Ankur , In which catagory wellness treatment be identified . Say these days we need some wellness treatment for 5-6 days for Ayurvedic med. Will it come under ayush ?

[@anirudhkanaujia]

Ankur, could you please try creating a video on job change, salary negotiations, and what to look for in offer letters? just a thought.. :) Thanks.

[@vinson1234567]

Good video. Any Life and Health insurance which would be applicable for NRI's also?

[@4991rajat]

Two questions: 1) benefits and loss in buying separate and combined health insurance in form of risk cover and premium for me and my wife 2) what if policy is covering me from last 3 years and and after marriage within 1 year wife gets pregnent will it be covered in insurance and(she was added 1 year before pregnancy) And very thank you for your guidance

[@akshaypawar8754]

If your plan covers pregnancy exp n waiting period for pregnancy is 12 months then u will get benifit of it.

[@devendermehta6671]

You spoke flawlessly asusual. My question is that My job is transferable and I have to move after 4-5 years from one state to another. So could you please suggest one or two companies which provides maximum no of cashless hospitals.

[@Cmlr132011]

I´ve been confused all the video due to the hinglish xd. But overall, nice information, very useful.

[@Pradeepkumar-fw9nk]

One video i had watches and these were the key takeaway and checklist in health insurance. Health Insurance:No room rent cap, if it's there than other charges should not be linked to that. pre & post hospitlization: Daycare Coverage Waiting Period: 1. Floter or individual 2. Private or Government 3. Base cover+ super topup 4. Room rent 5. Sub-limit 6. Copay 7. Zonal vs Pan India 8. Pre & Post Hospitalizarion 9. Daycare Coverage 10. Cosmetic treatment 11. Waiting Period 12. No Claim Bonus 13.Cashless Hospital 14. Ambulance Charges 15. Free Health Checkup

[@architamotadoo3853]

So knowledgeable, thank you!

[@someinterestingfacts2023]

Hi Ankur, could you please make a different playlist separately for this series? First video has part 1, but I couldn't find the other parts.

[@anjankumarmj01]

Please help me know whether I need to go for a top up plan on my existing insurance for my parents. For example: I have a floater policy of cover 5 lakh for my parents, premium 20k per year. Do I need to opt for top up from the different/same insurance provider which covers the extra expense if any after 5 lakh by paying little extra on my existing emi. What's your opinion on this? A video on this will be much helpful. And thanks a lot for making such educational videos.

[@anuragmathur1619]

@Ankur Finally the wait is over.... Ankur I'm pwd person with cerebal palsy, can tell how I can take care my suitation all though this is not an active issue and more treatment is required for now. But how do I include my current suitation with any health insurance plan.

[@ashrithags3757]

Hi Ankush I really love the content of you videos. Can you also explain what life insurance, health insurance, term insurance?

[@avanishsrivastava7672]

Sir, Maternity waiting time ko pls detail me btaye.

[@MobiFlames]

What is the process of claim ?? If X happens.

[@NoOne-dv3gh]

This video is actually an additional information to health insurance video by Mandeep (labour law advisor)

[@Pandyatapan]

How to filter or find lifetime renewal policy? As I can't find any. Any suggestions or thoughts please elaborate. Thank you

[@utkarshrathore8895]

I will help in this

[@sm8740]

Very succinctly explained. Can you please explain about financial planning and having a good baby plan, child plan? Also if recently pregnant, then good baby health plan or child plan?

[@tanmayraj93]

Hye Ankur ,1 video on super-top up (high deductible) policy also .It has a lot of grey areas.

[@sandipkarmakar2720]

I have some questions. 1st:- if some have any medical illnesses in it's young age, then how they manage or buy a perfect health insurance for them. 2nd:- Right now if anyone is unmarried and after few years he/ she gets married, then how do they add their spouses? I mean what's the process to add them??

[@shwetadesai9672]

I was waiting for this 🤩🤩🤩

[@curiouspreetam]

What are your crypto holdings and how long will you hold them?

[@punyashlok123]

Should I buy 2 different policies for my mother and father or only 1 which includes both my father and mother

[@pratikdoshi463]

One important point is portability of insurance. need some info on that

[@VishalSingh-fn3us]

Sir kya policy bazzar me hospital ka chart dikhaega ki kin sa hospital me allow hai?

[@arpitsrivastava6847]

Sir, why HDFC ergo is not on Policy bazaar? It is the market leader with most network of cashless hospitals...

[@meghnasahay777]

Thankyou sir. I'm highly grateful to you for such amazing videos and for enlightening us free of cost😁 more power to you @warikoo

[@user-bq3jy6gp1o]

FEEDBACK APPRECIATED👆 kindly reach out to the what’sapp line above for consultation and investment purposes♥️

[@neenabansal8059]

Most informative and perfect guide to buy health insurance 👏🙏👍

[@persistent-s]

Sir please suggest which one to buy??Please recommend🤔🙏🏻

[@shubhankarpradhan2325]

Hi according to you what all parameters should we consider additionally, if lets say the young person is having a chronic disease from a young age itself, like in my case i have type 2 diabetes from the age of 13 and i just started my corporate life this month itself. Any suggestions would be very helpful. Also i love your videos they are literally terrific in terms of content.

[@shrikant1068]

Existing illness waiting period should be least since you have type 2 disease...I have type 1 since 17 Btw....let me know if you found something great

[@shubhankarpradhan2325]

@@shrikant1068 surely will, thank you my friend !

[@utkarshrathore8895]

Pre existing disease waiting period is 1 year, if your age is between 18 to 40

[@shubhankarpradhan2325]

@@utkarshrathore8895 I don't think so, pre existing illness insurance plans mostly start without any waiting period and immediately cover you but the down side is you'll have to bear the high premium for the insurance

[@utkarshrathore8895]

@@shubhankarpradhan2325 shubhankar ji, I am already working in Star Health insurance , that's why I am telling this accordingly,

[@WolfofIndia-v6j]

Bajaj health is covering wellness benefits also it means we'll cover any little illness medical expenses if you fall it. You don't have to be hospitalized for it.

[@nkshrivastava4538]

Should we go for online plan or through an agent? Does it make difference in premium for the same cover and same company?

[@2xReturns-FOOTBALL]

Duh!

[@aditya-garg]

Amazing video but disagree wit first point, the premium solely depends on age and is independent of holding longer insurance from past.

[@kd-mc4yp]

Claim dispute mai policybazar b kuch krega ya ni only insurance cmpny

[@LaughLoveLifestyle]

Ins co. Only

[@shetkarabhijeete0762]

Nothing from Policy bazar.

[@rforaju]

Thanks for this amazing knowledge Ankur

[@RahulPatel-tz9qe]

suppose i have a corporate health insurance plan and after few year i leave the company. so, in this case, can i buy my new personal health insurance by extending my existing co-plan?

[@sakshamchoudhary8942]

Hi Ankur, wanted to know more on super top up plans in health insurance for extra cover? I was looking for that in your video but did not find

[@utkarshrathore8895]

I will help you in that

[@saumasaha7431]

Sir can you make a video on this topic ELSS, PPF, and NPS

[@charanjeevsingh1324]

Many thanks for elaborating & sharing.

[@LalluRam-to2dp]

Sir, make the video on the how to buy an annuity from the insurance company ?

[@karthikeyanb6897]

Your video is very good..! If you can make it in English. It will be useful for everyone. Who doesn't know hindi.. :)

[@santoshchoudhury852]

Is it good to take super topup above the corporate plan for self plan and parents plan? please tell how to take super topup plan above corporate plan or please make a separate video on that.

[@anuragvr7773]

Very well explained. I have one query should we go for family floater or individual for each member.

[@TheTomorrow1]

you should buy for family floter plan if you under age 30 years

[@anuragvr7773]

@@TheTomorrow1I am above 45 & spouse ear 40, still you recommend family floater

[@bhupendrakmr95]

@@anuragvr7773 yes

[@aditya99x]

What is mean by surgical procedure? What it includes?

[@abhijeetwarik5527]

Is it good to buy Health insurance provide by bank? I'm opting for Kotak Health Premier plan

[@gary02503]

Please tell about how to select top up. And super top plans.. Policy bazaar shows very less plans for aged people

[@nehaprabhu]

What about top up by companies ? They let us add 3-10lakhs at a lesser premium which is family floater again.

[@amitgkolge]

How ayush alternate medicine is claimed if insurance provider is providing it

[@ramnaslai2980]

Nice video...I have a question, if I buy family plan me, wife and child than health check up is applicable to everyone or not , assuming that free health check up is allowed in as per my insurance policy.

[@abhiekka5805]

Sir 8 to 10 years k liye share portfolio pe video banaye sir..

[@abhi0234]

Sorry but I think you should cover perpetual health insurance also like ICICI Health saver which have fixed premiums till 75 yrs of age and certain portion of your premium goes towards investment. There is one LIC plan also with the same features..

[@yashaggarwal6791]

Sir, please Make a video on nbfc and their products .

[@sylviafernandes5240]

Policy Bazar does not have HDFC Ergo empaneled with them

[@Horne_Baka]

Iif no claim bonuses are a thing, should we take a 1cr plan when we first buy a medical policy?

[@Spiceitup3M]

once i saw ur video about navi health... which is better? navi health or policy bazaar for health insurance?

[@aditya_kanu]

Kya 10L ka cover hai toh ek baar 2L use hua toh next time kitna claim kar sakte hai

[@gjadeja]

Hi, thanks for the informative video....Have a health insurance since 15 years (i am 40)....is it better to have a group floater insurance or individual insurance for each family member?? Also does insurance premium increase after you cross 40??

[@Viralmlive]

Ankur sir.. want to buy health insurance...which one is best.... And its also called mediclaim?

[@aditya_samudra]

Try to go for restoration benefits over top-up policy