Рет қаралды 8
Thinking about buying a house? 🏡 It’s 10 PM on a Friday, the kids are in bed, and you're online exploring loan options. Many sites will ask for your income and debt details to give you an idea of how much you can qualify for. While it’s a good start to ease your curiosity, it's not an accurate pre-approval.
There are different levels of pre-approval:
Online Portals: Quick and easy, but not verified.
Bank or Broker Pre-Approval: They ask questions and might offer a desktop underwritten pre-approval.
Underwritten Pre-Approval: The best and strongest option. A lender's underwriter reviews all your financials, promising the loan amount once you find the right house.
Getting an underwritten pre-approval means your finances are thoroughly checked, making you a strong buyer in the competitive market. Happy house hunting! 🏡✨
#HomeBuying #PreApproval #RealEstateTips #HouseHunting #DreamHome #pre-approval #homebuying #buyers #buying #realestate