वास्तव में CAR की EMI/किश्त नहीं देने पर क्या होगा ? Facing Recovery Agents

Namaste Doston, iss video mein apko bataunga ki agar aap car ki emi nahi dete hain to apke sath kya ho sakta hai. recovery agent gaadi ko kin parishitiyon me utha lete hain.
CIBIL SCORE :- CIBIL Transunion Score is a 3 digit number which represents your credit history. This score is calculated on the basis of your credit report which contains your credit history. The CIBIL score ranges between 300 and 900. High score implies a good credit history. So, closer the score to 900 better it is. If you have score closer to 300, there are high chances that your credit card application will be rejected.
Your Rights against Recovery Agents
1-Identity: You can ask the recover agents to show their identity cards issued by the bank or under the authority of the bank.
2-Privacy: You have a right to privacy. The recovery agent cannot discuss the debt to another person. So don’t panic if he threatens to tell neighbours or co-workers about your debt. If he does so, you can file a complaint against him with the bank.
3-Time: The recovery agent should contact you between 7am and 7pm. However, if your working hours or work shift does not permit this, you may be contacted beyond this time limit.
4-Calls: You can choose the place and time for receiving recovery calls. You can also request them to not call you at a particular place or time. For instance, if you don’t want to receive calls at work, specify the same to the agent or the bank. Keep in mind, they will respect your request only till they feel you are not avoiding them.
5-Decency: The recovery agent has to talk to you in a decent and civilized manner. No abusive language should be used. Also, the written communication sent by the banks should be easy to understand.
6-Investigation: If you file a complaint against a recovery agent, the bank needs to investigate the matter. This makes recovery agents accountable for their collection practice.
7-Inappropriate occasions: If there is a death in your family or any such event, you can tell the agent not to call you or make visits for a few days.
8-Records: Banks document the content of conversations between customers and agents along with the time and number of calls. Banks also need to keep all copies of communications sent to customers.
9-Disputes: If you face any dispute or differences regarding dues, seek assistance of the lender.
Instagram (Desi Driving School) :-
/ desidrivingschool
Instagram (Ravindra Deopa) :- / ravindradeopa
#CarLoanTips #LoanRepayment #LoanRecoveryAgents

[@pritysoftware8169]

This is applicable for general public. What about Nirav Modi or Vijay Malliya.... Ha ha ha ha ha ha ha

[@DDSravi]

🤣🤣😂😂😆

[@bibekchangmai7472]

kuch din baad is list mai narandra modi aru ambani ka naam aayaga..

[@peacefulmeditationmusic5411]

Most of the modi's very poor coz they dont have money thats why they harassed Indian Public

[@ashishparmar9536]

DESI DRIVING SCHOOL khado me jane pe steering vibrate hota he or bade khado me to puri steering shaft me jhatka or thurr type sound ata he stearing ke or pura suspension ka movement steering me mehsos hota he to kya ye normal he plz answer car celerio 1260km chali he 1 year ho gya he pehle bahut smooth chalti thi abhi problem aa rahi he or thoda rear suspension me or ride quality bahut khrab ho gyi he...90% driving khrab roads pe he...

[@SUDIPDAS-tn6uh]

@Avijit Paul I agree with u

[@bigbrotherhyd]

You understand middle class of Indians that's why you're very successful... Hope it will continue.

[@rakeshmahto2452]

Pehli bar is topic pe koi video dekhi h kafi informative thi. Thank u Ravi sir

[@gurindersingh6716]

Sir aapke bolne ka andaz bohot hi simple hai tabhi log aapko itna pasand karte hain. Keep up the good work ji 👍🙏😇

[@KhairulIslam-yk8kd]

Tik kaha sir Islam se doinobad

[@prasanthsanka]

Very detailed explanation....thanks for your valuable service.

[@hungrytechnology9177]

kisi channel pe aisa video nahi h.thanks for this video very useful knowledge .thanks Ravi ji

[@ayushawasthi4744]

Sir, Its my first comment to your video. Sir yesterday when i was searching about car facts, i saw your channel and i saw your first video and i love that video then i start watching your videos and yesterday i saw your 5 vlogs and your 34 videos in a day and all are awesome. I liked all your videos and also subscribed your channel. You are freeing time to give us more and more information about cars... Thanku sir.. & keep it up.

[@DeepakKumar-ec7du]

This was really useful information to me... I will never gonna take any loan from finance company

[@sagarjadhav1768]

ab tak ki sabse important video.......thank you sir......

[@GadgetMeta]

Thank you so much for the information!!

[@MANIAZ-li7cz]

HI RAVI SIR WHTSUP HOW YOU DOING HOPE GREAT SIR THANKS FOR THE INFORMATION VERY USEFUL VIDEO 👍 👍 👍

[@preranpjm1]

Wow.!!! Vijay Mallya got 7000 crores loan as he had a very good CIBIL score....

[@AshishUK]

Nice video, one request from your regular fan, please make a car towing video, how to drive while towing using another car. Thanks in advance.

[@muhammedabdullah9416]

Very informative sir. Thank you

[@saumyas.s9386]

Very informative sir thanks for giving information lot of love to desi driving school 😊😊😊❤❤❤❤❤

[@bepositivethinkswholelife9898]

🤗😁🙄😂🤣

[@johnkurian1244]

Very good information. Not many share this. Thank you.

[@radherasoi7197]

Great sharing 👍useful information for all borrowers.

[@dhyanvendrasingh9518]

Nice vedio headmaster ji

[@Advakshay88]

Nicely described ...... and Bank will do anything possible to do settlement before going to court... they don't like going to court so it's better if both parties agrees on a settlement amount before going to court....

[@AkhileshKumar-ys6kv]

Hamen mudra loan ke bare mein jankari chahie aur Lena bhi hai chhota mota

[@pandeyjii..]

Mere papa ki death ho gayi hai mai emi nahi bhar paa raha hu 1 saal ho Gaye gaadi ka emi bhare 1 saal aur baaaki hai gaadi papa ke name pe hai....gaadi mujhe chahiye kya karu kam amount Dena pade

[@speedbird109]

Hi Ravi Sir, So the day has finally arrived!! I m on leave today to take delivery of our new Radiant Red Honda Amaze V CVT from Solitaire Honda in Borivli East Mumbai

[@gps100177]

sir what about the blank cheque with the bank once the car is auctioned and still some payment is due and in case it is not due then what next? Do we get out blank cheque back?

[@oscarsoreng4124]

Thnx for ur effort may GOD BLESS you

[@rakesh_salve]

Hello Ravi, pls Suggest how to settle a quarrel that happens during city driving, where someone scratches our car or we touch someone else....how to settle the compensation on spot to avoid any issues...... normally such scene is very embarassing but is unavoidable....

[@manishmv]

Very great and informative video can you also make a video that explains what one can do with his vacant car which he does not use or Drive and it is just standing in front of home thank you

[@Ehcdy]

पहली बात तो कभी लोन ले ही ना और अगर लेना भी पड़े तो बैंक से ले प्राइवेट फाइनेंसर से कभी भी लोन ना ले बहुत बड़ा चूना लगाकर लूटते हैं

[@mirage2299]

hi bro​ thank you very much for your efforts. If possible please make the video about Driving the cars in other state. my car is HR 51 registered. i want to drive this car in chennai. can you please suggest what all are the things i have to follow while driving the other state cars

[@swarnendumunshi]

You cleared up all my doubts. Thank you 🙂

[@amardeepsingh2267]

Like you attitude easy to understand ... 👍

[@MN-pw5yv]

Very informative video...thank u Ravi Sir

[@anurag.s8450]

Sir how to buy these car from bank if we want to buy second hand . How we will come to know about these cars that they are on sale. And do bank negotiate for these types of cars

[@SumitKumar-ed2sq]

Very interesting video. Phichle mahine hi emi par maine bike liya. Useful video for me. Thanks sir

[@svijaymba]

NEXON OR AMAZE OR ASPIRE on SAFETY .. chassis, crumble zone, structure and other parameters point of view which one is to be choose. order wise . Based on your gut feel irrespective of NCAP.

[@livingwithhobby7861]

these rules are only for common people...not for Vijay Malia or Nirab Modi...

[@DDSravi]

Sahi baat

[@FoneMovies]

Bhai unhe to 2-4 gaadi aur laake dete hai

[@Hirak_JT]

aap kamyab bnke to dekhe.. aapke lie bhi apply choot rhegi...

[@StatusLover-rd3zm]

Because he was in london

[@prasenjit819]

Kya baat he bro, very good video.

[@atiyafirdose9106]

Hello sir car 24 ke bare me ek vido banaye yaha par sell aur buy kaise karte hain please sir

[@chandraprakashdansena566]

Thanks sir for this information ❤️

[@milindmali9421]

very informative ......thanks

[@adityamanohar2564]

Very nice and informative video as usual sir.....🤗

[@deepaktanwar8945]

Sir very good information , thank u sir

[@kodatilakshmikanth5353]

I have RC with hypotication , should i go to RTO with vehicle or without vehicle for removing itl

[@VishalSharma-ic7ye]

highly informative sir g..

[@moon9392]

Thank you SIR. Is information ke liye.

[@itspawty174]

Atulya explanation.... 😊

[@amanshakya8202]

Thanks for knowledge Sir 👍

[@balajibajgire214]

Very useful information Ravi bhai

[@ninjagame5096]

Very useful video ... Thanks sir

[@Bhartiya969]

From where we can buy those cars which was recovered by bank? Please reply as I have seen that you dont reply much

[@638venkatesh]

Good explained.you clear my doubt.thank u.

[@rohit11090]

Sir banks aisi cars ki auction kaha Karti hai.. please bataye

[@Kartikzone]

Nice video sir ji

[@allisworld95]

Very nice bahut bahut Shukriya bhai aapane Bahut Pyar Se Jo Baat samjhe samajh mein I thank you

[@tushars676]

RBI ne NPA ka definition 90 days se change karke 180 days kar diya hain, isse kya iffect hoga? Please guide. Kya ab bhi 3 emi bounce hone k baad bike utha le ja sakte hain?

[@harman6803]

nice information sir👍🏼

[@ssameer5565]

DON'T purchase anything by Lone's especially bajaj finance

[@pintuporte6564]

Correct bole bhai

[@vickybadwal9703]

Debt trap

[@mohddanish-qf8ru]

@Sayali Mogale take auto loan from hdfc bank

[@solidworksindia]

sir mein apne three wheelar ka re finence karwaya tha to uska paisa 28 nov 2018 ko mila liken wo 10 dec 2018 ko hi pehli EMI ka dimand kiya likin main 13-12-2018 ko paid kiya aur secend EMI 12-01-2019 ko hi kar diya likin feb-2019 ko unhone ECH activet kar diya hai likin mere account me balence nahi hone ke bajah se 270 rs fine bank ne kata aur 500 rs finence walo ne kya ye ligal hai ?

[@sanrale1]

Hello Ravi sir, car AC bich-bich me hi on off hota hai.. ye kyo ho raha hai.. kya ac gas khatam hui hai ya koi connection problem hua hai? please reply

[@anshumanthakur5995]

i have seen a lot of ur videos ,and liked them all ,nice work bro👌

[@DDSravi]

Thanks

[@bepositivethinkswholelife9898]

🚩

[@prashantkamble312]

please make a video how to drive automatic car, if possible?

[@shailendraupadhyay1228]

Sir bahut achhi information di aapne...... Main janna chahta tha iss baare me aur apne bina kahe bta diya.

[@IndianYakker]

ye banaya sabse mast video Ravi bhai , Really awesome info

[@sanjaytamangkalimpong9214]

Good guide sir so thankyou

[@Mayank_gw4jj]

great video sirji..

[@abhishek3396]

Does speed of fan effects on milage...??

[@Dreamer9.]

Thankyou bhaiya for important information ❤️❤️

[@foreverfriends5611]

Nice informative video...

[@anubhavrajput3676]

How we paid e. M. I online

[@ExploreTheUnimagined]

Sir ecosport titanium+ petrol MT book karwayi thi but ford baar baar vehicle me changes kar raha hai pehle usne passengers side seat belt reminder and speed sensing door locks add kiye to ₹5300 rs increases kiye to wo to samajh ata hai but abb 14 may ko fhir se r17 ki jagah r16 alloys and tyre change kar diya aur tyre pressure monitoring system bhi nikal diya but price koi kam ni kiya... Sir kya apko lagta hai ford ne ye sahi kiya☹️ Please comment on this Mujhe samajh ni aara ki abb me new model (after may) ka intazar karu ya koi (before may) model ki dimand karu Kahi mujhe new may varient me nuksan to ni ho jayega???

[@satyambhardwaj2806]

sir can u tell me is it good to buy honda accord 2007

[@Candleswithkk]

Nice video sir

[@bijitgogoi7608]

Thank you ravi.

[@techmicky2406]

Nice vdo... Valuable information

[@ajrg6848]

Sir it's a good knowledge.

[@carreviewsikar539]

Sir agar emi na da or gadi ko kaye per chopa da to bank vala ka kara or 2sal ko kisi alag city ma la jakar chalaya to bank vala ka karaga

[@user-pk4ed6fu8q]

Aditya Singh wah bhai kya sawal hai kya solution mang rahe ho

[@stockactivetrading2755]

Bhai mera bhi aaisa hi hal hai kya huaa fhir

[@namanjain1773]

Good to know information. Thank you so much for sharing.👏

[@tapandk4]

Bhai help me. My 4 days old ford freestyle titanium petrol that has driven 230 km only,,, is showing up problems. The break plates of front wheels are rusted and the back wheels have started rusting. Front right tyre is punctured along with an unusual mark of tear in it which I suspect might be a manufacturing defect. Plz help me. Is it possible for break plate to rust within 3 days of car purchase??????

[@shashiraghuvanshi1351]

sirji amaze ya nexon ya dzire? monthly running hai around 1200km... too model me suggest kariye ek

[@sarthaksinha365]

Very good topic sir.

[@vaibhavsarvaiya9082]

sir mere sath hua hai ye

[@Yuvi2204]

Sir aagr hm 5th ya 4th gear se gadi ki sidha reverse gear me lgae to kya hoga Rply me sir please

[@Alliswell-wn7yz]

Keep it up ravi bhai

[@Mataktibum]

Very informative video 👌

[@DDSravi]

+Mataktibum , थैंक्यू

[@anildagg1849]

Sir agar emi chal ri aur gadi bech de tab?

[@ishudhami]

Bhai mai gola ganpati sd csd ke through tiago xt purchase ki soach rha hu jo mujhe 5.60 ke aas paas on road aa rhi h..nd grand i10 magna 2019 6.10 ki.. kaun si lu?

[@TitanGamerOfficial786]

Thanks brother brilliant explanation

[@VIKASHKUMAR-le3bc]

Sir alto k10 cng 2020 discontinue ho gaya

[@plutovenus4101]

Hi...I have three-four doubts...which you didn't cover.. . would you please help us with that. 1- can recovery people can come to the house address after one emi default. By rule for a bank like HDFC when the recovery agent will come to the address .( Not for the possession of the car . I heard they start coming home much before that...) 2- I also read somewhere bank recovery people can't do harassment on the phone or frequently visiting home.. especially when it's only a month or two months default in years. If they do where to complaint about them. 3- is this comes under police jurisdiction? Thank you in advance

[@Parthchaudhary5111]

No they rarely come with three emi they come when 4-5 emi ...or they will catch you on road with app in phone And yes they dont misbehav ..but when you misbehav aur gaali galoch then they will come to his aukat And yes I am seizer.

[@chetansatiya7510]

@@Parthchaudhary5111solution- No number plet

[@Faadugamer0007]

​@@Parthchaudhary5111bhai ye btao tractor agar rakhna ho kiste jamaa naa krna ho to kaise krr sakte hai...thode loopholes btao.

[@rajafayyazalhassan7956]

Good. Informative video.Keep it up please.

[@amit.kumar1117]

Sr gadi ki denting painting kya showroom m krnhi chaye yah bhar se pls sr suggest kre

[@chandraprakash-ym9je]

Informative

[@rajatbaisoya7488]

.

[@pinaki2905]

Banks are much better than private Financial Institution. PSU banks are better option than PFIs. PFIs are basically moneylender in institutional clothing.

[@jagdishkumardoriwalconstru1019]

Bhai ,, gadi finance copany le jaye to manager settelment nahi kare to kya hum consumer form me jaa skate h kya..

[@niranjanpatel3198]

thank you bhai aap bahat badhia sugetition dia.

[@meenakshimitra5435]

Haan Bhai Bharat Mata Ki Jai! YeH video dekhkr to bus ab sasti he gadi leni padegi... Aankhen khula gayi. :)

[@DDSravi]

Haha, thanks...

[@jasminesingh808]

ISKE TOH IMPRESSIONS DEKH KR DARR LG RAHA...

[@ranjeetsingh-bm2lb]

Sir mai 60% lon de chuke h or fanes wale se mae pit ho gya h to hmm ky kre plzz bta ap

[@sushiljoshi223]

Sir aapka Samjhane Ka Tarika bahut Achcha hai aapko hi Dekh Kar Main Bhi Tata tigor kharidi Hai

[@raghabsahu8331]

Informative video but jo cheque diya hai wo account pehele se hi band ho tho?

[@gauravsinghcnc]

Raghab Sahu check pahle hi stop krwa de to

[@Shantismarttech]

Hallo Sir,Job Admi ka death ho Gaya he ta Kiya ho sak ta he.Ya fir Bank Kiya karega ?

[@Shantismarttech]

Please reply me to ur description.

[@DDSravi]

video aegi aaj iss par

[@Shantismarttech]

DESI DRIVING SCHOOL Ok Thanks...

[@monitorcomputer8813]

Village Level Report

[@prafulekka5513]

Showroom may Kitna down-payment karnay say Monthly Emi jam hoge Is baray Kuch ides day pleasss

[@VipinVipin-dc8zo]

Sir ak bt puchne h jase meina apni gadi bank ko serander kr di but muja wo serander wale same month m uski total over due parent krna pr gadi vapis mil skte h plzz reply