வீட்டுக் கடனை அடைக்கமிகச் சிறந்த வழி இதுதான் ..! | Home Loan Prepayment Benefits | Nanayam Vikatan

[@rajeswarij2664]

விவரம் தெரியாமல் வீடு கட்டும் ஆசையில் மக்கள் வங்கி லோன் எடுத்து மகிழ்ச்சியை தொலைக்கிறார்கள்.தெளிவான விளக்கம் ஸார்.

[@santhisezhian8875]

ரொம்ப நன்றி 🙏 சார்..இதை வங்கிக்காரங்களே சொல்ல மாட்டார்கள்.... நடுத்தர மக்களின் சராசரி கனவு வீடு மட்டுமே.... ஆனால் நீங்கள் சொன்ன விபரம் கேட்டு விட்டு தலை சுற்றுகிறது..... நீங்கள் சொன்ன மாதிரி எப்படியோ நமது வாயைக் கட்டி வயித்தக் கட்டி கொஞ்சம் கொஞ்சமாக கடனை அடைக்க வேண்டும்.....வட்டி குறைத்து...,, விளக்கத்திற்கு மிக்க நன்றி 🙏 சார்

[@varnaraaga1458]

Sir, Good that u liked it. At personal front, I chant daily 108 times " NO DEBT TILL DEATH". Debt free, Stress Free.

[@n.vijayakumar7158]

Sir, Glad that u liked it. BEST WISHES

[@priyaalfreda6105]

Thank you very much sir 🙏🙏🙏 give me the information

[@priyaalfreda6105]

Thank you so much sir 🙏🙏🙏 give me the information

[@shanmugasundaram2044]

சார் வணக்கம்.மிகப்பெரிய செய்தி அல்ல மிகப்பெரிய உதவி செய்துள்ளீர்கள். மிக்க நன்றி.ஏனெனில் நான் ஒரு விவசாயக் குடும்பத்தில் பிறந்தவன். இதையே கண்டிப்பாக செயல்படுத்துவேன்.

[@kalyanasundaram1481]

Thanks sir

[@vijayalakshmiviji5520]

மிக மிக நன்றி, மிக சரியா மிக தெளிவான தகவல். நீங்க சொன்ன இத்தனை விளக்கம் இதுவரை வீட்டு லோன் வாங்கின பலருக்கும் தெரியாது. மிகவும் பயனுள்ள தகவல் மிக்க நன்றி 🙏

[@malaipandiyan9277]

ரொம்ப தெளிவாக சொன்னாங்க நன்றி அய்யா 🙏🙏🙏🤝🤝

[@varnaraaga1458]

Thank u sir. Glad that u liked it. BEST WISHES

[@dhanalakshmiradhakrishnan7791]

thampi.unka.vilakam.rompavum.nampikai.kutukuthu.iam.56.years.unka.vediyu.parthututhan.ipo.vedu.kanavu neraivakampokuthu.thankspa

[@n.vijayakumar7158]

Thank you sir

[@brightcastings4908]

அருமையான விளக்கம் sir ….. விழிப்படையை செய்தைமைக்கு மிக்க நன்றி !! 🙏

[@arunraja9002]

மிக தெளிவான விளக்கம். நன்றிகள் பல🙏🙏🙏🙏

[@n.vijayakumar7158]

Glad that u liked it Best wishes

[@Mkchannel7354]

நல்ல உபயோகமானா பதிவு. 👍👍👍

[@ranjitkrish9564]

கோடான கோடி நன்றி சார்

[@n.vijayakumar7158]

Glad that u liked it. BEST WISHES

[@jayamurugan9730]

சமனியனுக்கும் புரிந்து கொள்ள அழகாக சொன்னிர்கள் நன்றி நன்றி நன்றி

[@manimaranc5740]

அருமையான தகவல் சார் இப்போதுதான் எனக்கு புரிகிறது மிக்க நன்றிகள் சார்

[@manimaranc5740]

Ok sir

[@spplittletwinsstars]

Yes very true.. 13 th month emi ku 2.50 lacks pay panunom.. 50 months reduce aachu

[@mugilanjayaraj8214]

மிகவும் சிறப்பாக இருந்தது

[@n.vijayakumar7158]

Glad that u liked it. Thank you

[@balutalkies1183]

Superb idea for middle class people 👏

[@n.vijayakumar7158]

Thank you. Glad that u liked it

[@susivideos447]

அற்புதமான விளக்கம், நன்றி வணக்கம் ஐயா.

[@n.vijayakumar7158]

Glad that u liked it. Thank you

[@masmas1671]

சூப்பர் சார் செம Explain

[@n.vijayakumar7158]

Thank u sir

[@gunarajamanikam4825]

நன்றி அருமை sir

[@mahar3290]

Tq so much for your suggestion Sir. 3 yrs completed.. This year I will pay atleast 5% of loan amount....

[@varnaraaga1458]

Great. Glad that u liked it. BEST WISHES

[@mahar3290]

Tq Sir 🙏

[@anbuvalaioli6527]

அருமையான யோசனை சார்....

[@regabanumarimuthu3499]

Thank you very much Sir . We are in the first 5 years . Lucky to watch this video. And will try to complete atleast 10% of the loan Sir.

[@mshanthi4953]

Me tooo

[@QualityGuru]

Very useful video for all ..home loan payers....!...Very detailed explanation.....!

[@n.vijayakumar7158]

Glad that u liked it. Thank you

[@Thayumanavansivanatha2904]

மீண்டும்இந்தபதிவைபுதுமையாக மக்களுக்கு புரிதலாகதந்து உதவுங்கள் உண்மைபலருக்கு உதவும்

[@sririthanyatextiles616]

நல்ல பதிவு , நன்றி வணக்கம்

[@vijayakumarpandari7095]

நல்ல தகவல் ஐயா

[@n.vijayakumar7158]

thank u. Glad that u liked it. BEST WISHES

[@ramusamyable]

ரொம்ப useful information sir,என்னோட suggestion சொல்ல, please don't purchase any house or flat with 100% loan,atleast save 20% value of your total cost then you shall be closed your as soon as possible, then நிங்கள் Gold வச்ச irundingina please sell the gold and Thus added your savings

[@chitran169]

தகவலுக்கு நன்றி ஐயா.

[@shanmugamgovindasamy612]

Best Explanation especially for Home loan Buyers.

[@ibrahimsharif9635]

Romba thanks,niraya therinjikna

[@n.vijayakumar7158]

Glad that you liked it. Best Wishes

[@ananthapriyakananthapriyak521]

Arumaiyana pathivu sir tq so much sir

[@mgkgopi5494]

அருமையான தகவல்

[@sudhagiri1738]

Very clear and useful information. Sir. As a Bank Loan customer this is very useful information to us.

[@karthikvlog8212]

மிகவும் பயனுள்ள தகவல் ஐயா 🙏🏻

[@n.vijayakumar7158]

Sir, Glad that u liked it. BEST wishes

[@vigneshharan9769]

Useful information. Expecting more like this

[@n.vijayakumar7158]

Glad that u liked it. thank u

[@sanjaigandhim4975]

Vedio nice sir thankyou

[@n.vijayakumar7158]

@@sanjaigandhim4975 thank you. Glad that u liked it

[@pragashprahash]

Very true explanation thanks sir. 🎉

[@shreeguganscbse835]

SUPER EXPLINATION

[@n.vijayakumar7158]

Thanks. Glad that u liked it

[@amudaamary5143]

Super message Sir..👍 thank-you very much for the information.. could you please share a video about PM fund given for the home loan.. and if we receive it from government.. with in how much time we can close our housing loan.. please share a message about this Sir..

[@vinoththeking]

perfectly correct concept 👍...i already known

[@padmagreesankrishnan7654]

அருமை அருமை.நண்பரே.

[@boomirajan792]

சூப்பர் ஐடியா சார்

[@n.vijayakumar7158]

Glad that u liked it

[@dr.gunasekarannithiyananth7942]

Really Nice suggestions sir. Thank you

[@n.vijayakumar7158]

Glad that u liked it. thank u

[@paulkanaga5357]

Sir, this is an excellent video. You have very clearly explained everything in detail. You looks like a very knowledgeable in this subject. Please continue to post more of this type of money saving videos. Again thank you sir.

[@n.vijayakumar7158]

Glad that u liked it. Thank you sir

[@kannata6363]

மிக்க நன்றி சார்

[@gopalakrishnanvenkadasalam4668]

very good idea best idea well done sir

[@n.vijayakumar7158]

Thank u sir.

[@boominathansamikannu6852]

Thank you for information...Very Good

[@n.vijayakumar7158]

Glad that you liked it. Best wishes

[@prabavathinatarajan6642]

WOW. Nice one. .The content is complicated though. But you make it to simple and easy to understand with examples

[@n.vijayakumar7158]

Glad you liked it. Thank u

[@jayanthikeshav797]

Excellent explanation .

[@k.kuppusamysathyanarayan919]

Beautiful explanation sir.

[@ramarlakshmanan1326]

மிக்க நன்றி சார் 🙏

[@ranjithamnataraj5827]

Thank you sir for your advice and guidance. N for the information

[@rajkumar-mz8gf]

Congratulations vijay

[@jayaramanm4752]

Very good explanation sir Best wishes.

[@n.vijayakumar7158]

Thank you sir. Glad that u liked it

[@moulishpraparkar2689]

Crisp and clear 🔥

[@n.vijayakumar7158]

Thank you sir

[@ramakrishnannagaraj5675]

Hai🙂🙋Sir🙂👍Tq. Very kind for your very valuable kind information suggested to us. Appreciated you. Sir👏👏👏👏👏👏🙂👍

[@n.vijayakumar7158]

Glad that you liked it. Thank you

[@G_B_R]

Very nice video. This will help everyone plan to repay at the earlier stage rather than waiting at the end.

[@n.vijayakumar7158]

Glad that u liked the same. Thank you

[@jakdhanyak7231]

You shared the necessary info. Hats off to your helping heart.

[@bhuvaneswariv8415]

Super sir...thank you for your valuable information.....it is very use ful video🤝

[@-UST-GAJENDHRANT]

Thanks for throwing light on the very needed one.

[@ramakrishnannagaraj5675]

🙋🙂🙏 I Tq. Very kind of you. Sir. For your very great valued imp. Informations on any loan on EMI schemes. 🙏🙂👍

[@indrajitk9927]

Excellent calculations bro

[@n.vijayakumar7158]

thank u. Glad that u like it

[@mohamedismail1745]

Vera level explanation

[@nakshatra8209]

Much need information. Tks a lot sir. Sir you explained so clearly.

[@n.vijayakumar7158]

Glad that u liked it. Thank u

[@saravananp-jq5fh]

Nice video ... very good information ..

[@n.vijayakumar7158]

Glad that u liked it. Thank u

[@karthickarumugam2737]

Thank U ...much needed information 👍

[@n.vijayakumar7158]

Glad that u liked it. Thank you

[@senthilrajsenthil6295]

Thanks sir, very nice explanation Thanks sir

[@fazaludeenalisha238]

Good information sir thank you

[@n.vijayakumar7158]

Glad that u liked it. Thank u

[@parkavikavi6487]

Thank you so much sir ... For your useful information 🙏🙏🙏

[@n.vijayakumar7158]

Glad that u liked it. Best wishes

[@rockyRajeshIndhu]

Very Useful Information Sir 😀

[@saravananr9370]

Very useful Sr..

[@n.vijayakumar7158]

Glad that u found it useful

[@SampathKumar-yz2ic]

Good explanation. This will awaken many people to plan accordingly. Many will benefit from this message

[@n.vijayakumar7158]

Thank you sir.

[@saitamil5326]

Fantastic sir super suggestion

[@backiarajgovindaraj5486]

Very useful information sir. Can you please tell me for personal loan also

[@gokulnathr4942]

Sir, thanks for sharing valuable information. The much earlier we do maximum prepayment, the lesser will be the interest and EMI count right?

[@n.vijayakumar7158]

Yes sir, Absolutely. BEST WISHES

[@venugopaldurairajan4185]

One thing missed to add. Not everyone can pay 10% lumpsum amount as one time. Some banks like hdfc allow part payment only 3 times of the EMI. So i transferred to sbi which allowed any amount for prepayment without charges. So i started repaying the 10 % in small bits for every month.

[@hemkumar8342]

Sir. I've deceided to take 40lakh home loan for 30 years monthly emi approx 30800. Can I pay partial payment like 1 lakh for every year? Is this good idea. I need your suggestion sir. Kindly assist me.

[@venugopaldurairajan4185]

@@hemkumar8342 yes. Partial repayments are accepted in home loans without any extra charges. Please verify with the bank on how to do.

[@karthiknanthaa]

This is wrong info. I have a HDFC home loan. I paid almost 70% of the loan as part payment last month.

[@venugopaldurairajan4185]

@@karthiknanthaa think you misunderstood. For hdfc they accept part payment, min of 3 times of emi. If the emi is 25 k, they will accept part payment min of 75k which 25*3. However with sbi, we can make part payment even for 10 rs.

[@balamuruganramayah9658]

Good point but try don't pay extra money into your housing as additional payments. Use the extra fund for saving which you will gives you better compound interest and use that compound interest to clear your housing loan.

[@sivam6908]

Super idia thank s

[@riyasudeenbahuddin580]

Super speech sir

[@n.vijayakumar7158]

Sir, Glad that u liked it. Thank u

[@fernandez4287]

You saved many ppl

[@SabariRajan-y4p]

Irukkum balance kadan thogail ovvoru varudamum 10% preclose seiialama? Appadi seithal namakku enna benifit? Tax benifit enral enna?

[@alaparaigalofpattiandperan609]

Romba nandri sir

[@balaayan5384]

Super sir thanku

[@narayanraju2183]

Very good sir👏👏👏

[@user-aalaporan]

மிக்க நன்றி

[@Ramkumar-lg9er]

Thank you sir very useful...

[@n.vijayakumar7158]

Glad that u liked it. Thank you

[@swaduocutetwins1827]

pl explain the formula for calculating EMI _.principal +int. I.e.less deduction in principal vs more deduction in int. How & why? for example: If 10000 is monthly EMI why it is 2000 ppl + 8000 int.

[@tsrinivasan271]

Sir very useful. But in all bank they don't accept per paying. Sir tell us which bank is better home loan and also tell us about house laps loan too.

[@Shreebors7122]

SBI .... U can pay anytime... Any amount

[@suganthibai7634]

GOOD MORNING SIR, Sir naan SBI bank la veedu kaddu vathargu 20 lacks lone edupathargu plane panni erugen sir , ethai patti enaku oru ideya sollungga sir pls

[@kumardinesh4031]

Good information sir...

[@n.vijayakumar7158]

Glad that u liked it. BEST wishes

[@tinythinktalk]

Very informative and useful video. Thanks for sharing your expertise.

[@n.vijayakumar7158]

Glad that u liked it. Thank you

[@karthicks4955]

Principle amount kuraiyuma

[@revahirhama]

Kindly share any website to follow u sir...

[@SathishKumar-rf5vb]

Useful tips

[@n.vijayakumar7158]

Glad that u liked it. Thank u

[@buelarohini9841]

Excellent explanation sir a very good eye opening for all .sir if the home loan is 3000000 within fie years how can we repay give the exact calculations. My friend got it for 163 EMI. 9.25/- interest.

[@boopathivss1162]

Sir PM scheme la katta home loan kedaikuma

[@motivationfromindian4264]

Super sir , really useful for me

[@n.vijayakumar7158]

Glad that u liked it

[@natarajanbalamurugan1519]

Sir enna ku oru santhagam sir. Nega solara mari 10% emi katara but katana thu kaparam emi inrest athigam achi na enna agu sir.

[@balagangopu7770]

Deivamae

[@savithirisathya5163]

வணக்கம்.🙏 சார்,அருமையான பதிவு சார் .நானும் ஒரு வீடு கட்டணும் எப்படி லோன் வாங்கி கடன்.கட்ட முடியுமான்னு ஒரு பயம் இருந்துச்சு.நீங்க போட்ட பதிவு நிச்சயமா சின்னதா ஒரு வீடு 10 லட்சத்தில் கட்ட முடிந்தாலே போதுங்க

[@n.vijayakumar7158]

Glad that u liked it. Best wishes.

[@kannanmani1979]

ஐயா நான் 20 இலட்சம் Home Loan வாங்கியுள்ளேன் மூன்று ஆண்டு ஆக விட்டது. மாதம் 20 ஆயிரம் Emi Pay பண்றான். இப்போது நான் எனது loan Close பண்ண விரும்பிகிறேன் நான் Bank யில் வைவர் கேட்டேன் ஆனால் Bank வைவர் option இல்லை என்று கூறுகிறார்கள். தயவுசெய்து எனக்கு விளக்கம் தருமாறு கேட்டுகொள்கிறேன்

[@babgally12]

Helpful info, I would like to ask you one question if anyone answers it will be beneficial. I also have a House loan, I went to the bank and asked if I wanted to make a partial payment and I wanted to reduce the tenure, Unfortunately, the HDFC Home loan bank said, they can't do it until the current interest rate goes equal the interest rate initially when I bought the house loan. It was 8.70. I know there is no such rule, but why are these HDFC bank people saying this and fooling us. After that, I still do not proceed with the part payment, and still waiting. Kindly advise, if anyone has any suggestions, please let me know. If anyone else has faced a similar experience, please share it here.