IC38 IRDA 2025 LIFE HEALTH GENERAL INSURANCE AGENT EXAM CUSTOMER CARE GRIEVANCE REDRESSAL MECHANISM

[@msgunjansharma7802]

Thank you so much 💓 I passed exam with 45marks just because of your videos!!! Really thankful 😊😊

[@VenusAcademy]

Thank you so much... Well done.. This speaks about the credibility of Venus Academy. Wish you all the best.

[@ajimachoudhury7761]

Congratulation, apne kounse year mai exam diya didi muje b pass hona hai muje ap plz help kariye na irda ka apne kounse chapter pada or kounse zyada question aate hai plz

[@ajimachoudhury7761]

@@VenusAcademy sir 2021 mai exam dena chati hu april ya may month mai online questions kounse ayenge nai pata muje koi b idea nai hai insurance ka

[@ajimachoudhury7761]

@@VenusAcademy sir abhi ka 2021 ka syallabus ka question ayega ya 2018,ya 2019, ya 2020 mai se b ayega sir

[@VenusAcademy]

​@@ajimachoudhury7761 Dear Ajima ji, This IC38 exam is conducted everyday in 2 shifts. And the question paper follows the New syllabus of IC38 But there is no 2018, 19 or 20 like papers. So, please follow these chapters as per the syllabus... A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: ---------------- I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU ------- II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II kzbin.info/www/bejne/gKTWkqOId7FshtU e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance kzbin.info/www/bejne/sKW6mGhnnLdkoLc f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 kzbin.info/www/bejne/pKfbeoBveN1-atk g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy kzbin.info/www/bejne/npy1m4mtl9h-m80 III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c Wish you all the best..

[@kshirodrabag.bag55]

A good help for the candidates

[@VenusAcademy]

Thank you Yadav ji.

[@jayarajk7626]

Tq lot to teach us very well.

[@VenusAcademy]

Dear Friends IC 38 IRDAI Insurance Agent Exam is of 3 types A. LIFE INSURANCE Agent Exam B. NON LIFE (GENERAL/MOTOR) INSURANCE Agent Exam C. HEALTH INSURANCE Agent Exam As per new syllabus of these 3 types I have given links to each type of exam please follow them as per the syllabus. ALL THE BEST “Explore the Box to THINK OUTSIDE THE BOX” ___________________________________________________________________ A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II kzbin.info/www/bejne/gKTWkqOId7FshtU e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance kzbin.info/www/bejne/sKW6mGhnnLdkoLc f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 kzbin.info/www/bejne/pKfbeoBveN1-atk g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy (video under preparation) III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c ___________________________________________________________________ B. GENERAL (MOTOR/NON LIFE) INSURANCE Agent Exam IC 38 IRDAI New Syllabus: Total 16 chapters divided into Three Sections Section-I: Common chapters (5 chapters) Section-II: Health Insurance (5 chapters) Section-III: General Insurance (6 chapters) as below I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU II. Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c III. Section - III: GENERAL INSURANCE (6 chapters - videos under preparation....................) Chapter - 11: Principles of Insurance Chapter - 12: Documentation Chapter - 13: Theory and Practice of Premium Rating Chapter - 14: Personal and Retail Insurance Chapter - 15: Commercial Insurance Chapter - 16: Claims Procedure ___________________________________________________________________ C. HEALTH INSURANCE (STAND ALONE) Agent Exam IC 38 IRDAI New Syllabus: Total 10 chapters divided into TWO Sections Section-I: Common chapters (5 chapters) Section-II: Health Insurance (5 chapters) as below I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU II. Section - II: HEALTH INSURANCE (5 chapters) d. Chapter - 6: Introduction to Health Insurance Chapter - 7: Insurance Documentation Chapter-8: Health Insurance Products Chapter-9: Health Insurance Underwriting Chapter-10: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c

[@vijuvlogs-db2kv]

Thank you sir

[@VenusAcademy]

Thank you 🙏 wish you all the best.

[@shuklamozoomdar3472]

Thank u sir I have passed the exam only for ur important video's

[@VenusAcademy]

Congrats Shukla ji, wish you all the best.

[@100amitsaha]

Very Good Video.. Thanks a Lot. .

[@VenusAcademy]

Thank you Amit ji.

[@Kalaivani-ik7nu]

😊😊😊😊😊

[@karthikrcu]

Nise explanation thanks sir

[@VenusAcademy]

Thank you Sir.

[@raksharaksha1813]

Thanks sir

[@VenusAcademy]

Thank you very much Raksha ji,

[@ratnakavali]

Thanku...I just passed my exam only by watching few videos of urs

[@VenusAcademy]

Thank you.

[@ajimachoudhury7761]

@@VenusAcademy gd evening sir, i need help , apki har video dekhti hu bohaut awesome hai sir , i m preparing irda mock test , sir muje koi b idea nai hai lekin muje pass hona hai sir.

[@ajimachoudhury7761]

Congratulation , apne kounse year mai irda exam diya muje b pass hona hai par muje koi idea nai hai plz help

[@VenusAcademy]

@@ajimachoudhury7761 Dear Ajima ji, Please follow this guide book of IC38 available at Amazon online stores...In this book you will complete details as per the new syllabus and you will get FREE links to practice all these mock tests online for FREE in your phone or computer... www.amazon.in/IC38-Insurance-Agent-Revised-Syllabus-ebook/dp/B082F4P2S2/ref=sr_1_1?dchild=1&keywords=ic38+venu+chary&qid=1616248412&s=digital-text&sr=1-1 wish you all the best..

[@ajimachoudhury7761]

@@VenusAcademy thank you sir , sir jo syllabus mai hai wahi sab questions ayenge irda exam mai

[@parvativemu5776]

Thank you sir

[@VenusAcademy]

All the best madam.

[@subasrisubasri3976]

Thank you so much sir ....tdy enaku exam pass panita tq....

[@VenusAcademy]

Thank you madam, wish you all the best.

[@vinaychamp5654]

Hope we get more practice test link as you provided in google form. #IC38

[@prasadfitnes3540]

Thnq I am pass👍

[@debabrataghosh2129]

🙏

[@VenusAcademy]

Dear Ghosh ji, Thank you for your compliments For important question answers you can follow this guide book of IC38 available at Amazon online stores: Hindi medium: C38 - IRDA Life Insurance Agent Exam Guide in Hindi: Revised New Syllabus 2021www.amazon.com//dp/B082F4P2S2/ref English medium:The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam: New Syllabus 2020 - 2021www.amazon.com//dp/B07T2QD4VH/ref In these books you will get all important question answers and FREE links to practice these mock tests in your phone or computer. However, if you want to follow videos then, Please follow these videos of IC38 as per the new syllabus: A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: ---------------- I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU ------- II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II kzbin.info/www/bejne/gKTWkqOId7FshtU e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance kzbin.info/www/bejne/sKW6mGhnnLdkoLc f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 kzbin.info/www/bejne/pKfbeoBveN1-atk g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy kzbin.info/www/bejne/npy1m4mtl9h-m80 III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c

[@debabrataghosh2129]

@@VenusAcademy 😀🙏 Thank you so much. I prefer your videos. Beautifully explained, easy to understand, and sweet to listen. Thank you for the 8 KZbin video links that covers all the 21 chapters of IC-38. I believe, anybody taking the Exam in English can easily Pass by attentively watching/listening the 8 KZbin videos.

[@VenusAcademy]

@@debabrataghosh2129Thank you Ghosh ji, wish you all the best...

[@pushpalata6896]

Plz explain the question carefully nd each options too ,so that we can understand it ....a

[@VenusAcademy]

Dear Pushpalata ji, You can follow this book of "The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam" from Notion Press available online stores. Special Discount of 42% (use code: VENUSACADEMY) Rs. 162/- only on notionpress.com/read/the-ultimate-guide-to-ic38-irdai-life-insurance-agent-exam Author Name: M V Chary Smith Ph D | Format: Paperback from Notion Press (MRP Rs. 279/- after 42% discount Rs. 162/- only) Please follow these 3 steps to use discount coupon code (VENUSACADEMY) and get about 42% discount. Step 1: open Google → enter → The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam → click on Notion press The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam → BUY NOW → use your g-mail id and password → SIGN UP → Step 2: click on Proceed to Buy (1 Book) → Enter your Postal Address →click on Deliver to this address → Enter coupon code → VENUSACADEMY (all capital letters, no space) → Apply → Step 3: Rs 162 + delivery charges Rs 50 = Rs 212/- → click on Proceed to Buy (1 Book) → contact details enter your phone number → click on Proceed → Pay Now → Booking is complete → check BELL Button for status (usually it takes 3 to 7 working days). This book is for the IC38 Life Insurance Agent’s Exam. It can be used as a self-study book and as classroom study material. This book is also useful for IC38 - Health Insurance and IC38 - General Insurance Agent’s Exam.This book is divided into three parts: The first part explains what is IC38 and how to register for online exam.Next part contains 5 points to follow, when you are writing the exam, do’s and don’ts during IC38 online Exam.Finally, the third part contains three sections of IC38 Life Insurance Chapters divided into three sections of Section I: COMMON CHAPTERS 01 Introduction to Insurance 02 Core Elements of Insurance 03 Principles of Insurance 04 Features of Insurance Contracts 05 Underwriting and Rating 06 Claims Processing 07 Documentation 08 Customer Service 09 Grievance Redressal Mechanism 10 Regulatory Aspects for Insurance Agents Section II: LIFE INSURANCE 01 What Life Insurance Involves 02 Financial Planning 03 Life Insurance Products: Traditional 04 Life insurance products: Non-Traditional 05 Applications of Life Insurance 06 Pricing and Valuation in Life Insurance 07 Life Insurance Documentation 08 Life Insurance Underwriting 09 Life Insurance Claims Section II: HEALTH INSURANCE 01 Introduction to Health Insurance 02 Health Insurance Documentation 03 Health Insurance Products 04 Health Insurance Underwriting 05 Health Insurance Claims Links are given to practice all the practice tests in your mobile phone/computer.

[@ramanathankumarappan4029]

Thanks a lot

[@dst9195official]

Thanku sir

[@HardWorker2025]

THANK YOU

[@ramyaraj1859]

Tq sir

[@narasimharaopvl7056]

Sir general insurance exam bit papers in Telugu language are available sir

[@VenusAcademy]

Dear Narsimharao ji, Presently we do not have IC38 in Telugu, however for your reference few bits: Q 1. కింది వాటిలో భారతదేశంలోని బీమా పరిశ్రమకు నియంత్రణా సంస్థ ఏది? I. ఇన్సూరెన్స్ అథారిటీ ఆఫ్ ఇండియా II. ఇన్సూరెన్స్ రెగ్యులేటరీ అండ్ డెవలప్‌మెంట్ అథారిటీ ఆఫ్ ఇండియా III. లైఫ్ ఇన్సూరెన్స్ కార్పొరేషన్ ఆఫ్ ఇండియా IV. జనరల్ ఇన్సూరెన్స్ కార్పొరేషన్ ఆఫ్ ఇండియా Q2. కింది వాటిలో ఏది రిస్క్ యొక్క ద్వితీయ భారం? I. వ్యాపార అంతరాయ ఖర్చు II. వస్తువుల దెబ్బతిన్న ఖర్చు III. భవిష్యత్తులో సంభావ్య నష్టాలను తీర్చడానికి ఒక నిబంధనగా నిల్వలను పక్కన పెట్టడం IV. గుండెపోటు కారణంగా ఆసుపత్రి ఖర్చులు Q3. కింది వాటిలో రిస్క్ ట్రాన్స్‌ఫర్ పద్ధతి ఏది? I. బ్యాంక్ ఫిక్స్‌డ్ డిపాజిట్ II. భీమా III. ఈక్విటీ షేర్లు IV. రియల్ ఎస్టేట్ Q4. కింది వాటిలో దేనికి బీమా అవసరం? I. కుటుంబం యొక్క ఏకైక రొట్టె విజేత అకాల మరణం చెందవచ్చు II. ఒక వ్యక్తి తన వాలెట్‌ను పోగొట్టుకోవచ్చు III. స్టాక్ ధరలు భారీగా తగ్గవచ్చు IV. సహజ దుస్తులు మరియు కన్నీటి కారణంగా ఇల్లు విలువను కోల్పోవచ్చు Q5. కింది వాటిలో ఏ బీమా పథకాలను ప్రభుత్వం స్పాన్సర్ చేస్తుంది భారతదేశమా? I. ప్రధానమంత్రి జన్ ఆరోగ్య యోజన - ఆయుష్మాన్ భారత్ II. పీఎం ఫసల్ బీమా యోజన III. ప్రధానమంత్రి సురక్ష బీమా యోజన IV. పైన ఉన్నవన్నీ Answers: సమాధానం 1 - సరైన ఎంపిక II. సమాధానం 2 - సరైన ఎంపిక III. సమాధానం 3 - సరైన ఎంపిక II. సమాధానం 4 - సరైన ఎంపిక I. సమాధానం 5 - సరైన ఎంపిక IV. Please buy this book in 3 simple steps: notionpress.com/read/the-ultimate-guide-to-ic38-irdai-life-insurance-agent-exam of IC38 IRDAI Insurance Agent Exam: "The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam" Author Name: M V Chary Smith Ph D Step 1: click on buy now, it will ask you to sign up -- sign up using your gmail id and pass word. Step 2: fill your book delivery address. Step 3: Pay the amount You will receive this book within 5 working days. This book is for the IC38 Life Insurance Agent’s Exam. It can be used as a self-study book and as classroom study material. This book is also useful for IC38 - Health Insurance and IC38 - General Insurance Agent’s Exam.This book is divided into three parts: The first part explains what is IC38 and how to register for online exam.Next part contains 5 points to follow, when you are writing the exam, do’s and don’ts during IC38 online Exam.Finally, the third part contains three sections of IC38 Life Insurance Chapters divided into three sections of Section I: COMMON CHAPTERS 01 Introduction to Insurance 02 Core Elements of Insurance 03 Principles of Insurance 04 Features of Insurance Contracts 05 Underwriting and Rating 06 Claims Processing 07 Documentation 08 Customer Service 09 Grievance Redressal Mechanism 10 Regulatory Aspects for Insurance Agents Section II: LIFE INSURANCE 01 What Life Insurance Involves 02 Financial Planning 03 Life Insurance Products: Traditional 04 Life insurance products: Non-Traditional 05 Applications of Life Insurance 06 Pricing and Valuation in Life Insurance 07 Life Insurance Documentation 08 Life Insurance Underwriting 09 Life Insurance Claims Section II: HEALTH INSURANCE 01 Introduction to Health Insurance 02 Health Insurance Documentation 03 Health Insurance Products 04 Health Insurance Underwriting 05 Health Insurance Claims Links are given to practice all the practice tests in your mobile phone/computer.

[@doracraft1329]

Tq sir... I just pass IRDA exam

[@VenusAcademy]

Very Good, All the Best.. to know about all LIC policies : kzbin.info/www/bejne/oniZp4Seibd1sMk

[@bmpmministries5010]

How many days it takes to get the results

[@vrajju]

very good sir

[@nagkrishna8311]

Today I pass exam 14.08.2023 secured 19/50 only one day review

[@VenusAcademy]

Congratulations 👏 wish you all the best

[@meetmanjit1877]

thkuuu sir mera exam 24 ko hai I hope I will pass

[@VenusAcademy]

All the best.

[@VikashKumar-fd7uy]

Plz, Hindi me boliye.

[@VenusAcademy]

@@VikashKumar-fd7uy Dear Friend, If you preparing IC 38 in Hindi medium then try practice these question answers in Hindi... QUE. 1. समूह स्वास्थ्य बीमा पॉलिसी के जोखिम के निर्धारण के लिए, निम्नलिखित में से कौन सी जानकारी सबसे अधिक अहम होती है? A 1. समूह जीवनशैली B 2. कर्मचारी C 3. समूह की आयु D 4. समूह का चिकित्सीय इतिहास QUE. 2. बैनकेश्योरेंस क्या है? A 1. बैंक को बीमा पॉलिसी देना। B 2. बैंक के जरिए बीमा पॉलिसी बेचना। C 3. बैंक द्वारा पॉलिसी की गारंटी देना। D 4. उपरोक्त में कोई नहीं। QUE. 3. जीवन बीमा में जोखिम को................ के आधार पर निर्धारित किया जाता है। A 1. भविष्य के आंकड़े B 2. पूर्व के आंकड़े C 3. सांख्यिकी आंकड़े D 4. गणितीय आंकड़े QUE. 4. श्रीमान कुणाल कार रेस में भाग लिया करता है। बीमा पॉलिसी लेने के दौरान, उसने इस जानकारी का खुलासा किया। इसे किस प्रकार के जोखिम के रूप में देखा जाएगा? A 1. शारीरिक खतरा B 2. जालसाज प्रस्तुती C 3. नैतिक खतरा D 4. संकट QUE. 5. निम्न में से कौन एक नैतिक खतरा का उदाहरण है? A 1. हृदय रोग का एक पारिवारिक इतिहास B 2. किसी रासायनिक कारखाने में काम करने वाला व्यक्ति। C 3. शराब का सेवन करने वाला व्यक्ति। D 4. प्राथमिक स्कूल में पढ़ाने वाला एक शिक्षक। QUE. 6. राम एक पटाखा कारखाने में काम करता है। वह अपने घर में पटाखे को भंडारित करता है। वह किस प्रकार का जोखिम वहन करता है? A 1. अनिश्चित B 2. निश्चित C 3. वित्तीय D 4. मूलभूत QUE. 7. श्री शैलेश के पास 30 वर्षों की पॉलिसी मियाद वाली एक एंडाउमेंट पॉलिसी है; जिसमें उसने 8 वर्षों तक भुगतान किया। बीमाकृत राशि 8,00,000/- तथा एकत्र बोनस Rs.60,000/- है, तब चुकता मूल्य क्या होगा? A 1. 213333 B 2. 229333 C 3. 273333 D 4. 293333 QUE. 8. नेट प्रीमियम किसके बराबर होती है.... A 1. प्रीमियम तथा ब्याज की प्राप्ति B 2. जोखिम प्रीमियम तथा ब्याज की आमदनी C 3. प्रीमियम से ब्याज की आमदनी का घटाव D 4. जोखिम प्रीमियम से ब्याज की आमदनी का घटाव QUE. 9. दुर्घटना में होने वाली मृत्यु लाभ आरोही के लिए प्रीमियम किससे अधिक नहीं होना चाहिए? A 1. मूल पॉलिसी (बेस पॉलिसी प्रीमियम) का 15 प्रतिशत B 2. मूल पॉलिसी प्रीमियम (बेस पॉलिसी प्रीमियम) का 25 प्रतिशत C 3. मूल पॉलिसी प्रीमियम (बेस पॉलिसी प्रीमियम) का 30 प्रतिशत D 4. मूल पॉलिसी प्रीमियम (बेस पॉलिसी प्रीमियम) का 40 प्रतिशत QUE. 10. अत्यंत उत्तम विश्वास का सिद्धांत _____ के लिए लागू नहीं होता। A 1. सामान जानकारी के तथ्यों B 2. कानून के तथ्य C 3. ऐसे तथ्य जो भौतिक न हो। D 4. उपरोक्त में सभी। CORRECT ANSWER 1 3. समूह की आयु 2 2. बैंक के जरिए बीमा पॉलिसी बेचना। 3 2. पूर्व के आंकड़े 4 1. शारीरिक खतरा 5 3. शराब का सेवन करने वाला व्यक्ति। 6 3. वित्तीय 7 3. 273333 8 3. प्रीमियम से ब्याज की आमदनी का घटाव 9 3. मूल पॉलिसी प्रीमियम (बेस पॉलिसी प्रीमियम) का 30 प्रतिशत 10 4. उपरोक्त में सभी।

[@mayurpawar8953]

Sir mene kuch padhai nahi kiya sir passs kese hoga me...

[@VenusAcademy]

All the best Pawar ji,

[@kamalkant3706]

sir mera 2nd bar exam h plz help me explain and guiadelines

[@VenusAcademy]

Dear Kamal, It is very important to prepare well and practice this exam online. You can buy a book from Venus Academy (Author: Dr M V Chary) available at Amazon online stores. In this book you will get online practice mock test links and guidance like what to do and what not to do during a exam in a book, you can buy this book (e-book) from Amazon and practice all the 8 mock tests in your mobile phone or computer so that you will pass very easily.. 1. IC38 guide in English medium: www.amazon.in/dp/B07T2QD4VH/ 2. IC38 guide in Hindi medium: www.amazon.in/dp/B082F4P2S2/

[@Fayiz_world]

Sir pls make malayalam also. I need urgent. Thanks

[@meetmanjit1877]

Thkuuu sir i pass examm 👏👏👐

[@VenusAcademy]

Congrats.

[@rahulsharma4916]

Is it for IC38 COMPOSITE AGENT ALSO??

[@vishwanathrao5698]

REquest to make a moke test presentation for the benefit of General Insurance

[@VenusAcademy]

Yes sir, very soon you will get videos on General Insurance.

[@rajatseth4051]

Sir irdai me surveyor ki job kaise milegi? Please tell me

[@RajKumar-ne7di]

2

[@VenusAcademy]

Wish you all the best.

[@MadhuMadhu-qc4nk]

Sir kannada medium li vedios elva?

[@VenusAcademy]

Dear Madhu ji, Presently I am working on IC38 in Hindi medium, if time permits then I will make videos in Kannada medium also. Wish you all the best.

[@purnimapramanik9817]

Sir , what is the syllabus for SBI life insurance exam ? how will I prepare ? Plss suggest me sir ..

[@VenusAcademy]

SBI life insurance exam is IC 38 which is same as LIC life insurance exam and at same place. So please follow all the videos of IC 38 by venus academy.

[@purnimapramanik9817]

Thanku so much sir for your valuable information

[@vishalisingh8872]

hloo sir.... agr hmm test pass kr de to usk baad hmari job lg jati h ?

[@VenusAcademy]

Dear Vishali ji, After passing this IC38 Life insurance agent exam you can start working as Insurance Agent.

[@vishalisingh8872]

@@VenusAcademy okkk sir thnku....sir kya ap mujhe ye bta skte ho ki is baaar test kb h june ko bola h bt date nhi btai h ...kya ap bta skte h isk bare kuch

[@VenusAcademy]

@@vishalisingh8872 Dear Singh ji, Please confirm the availability of dates from your nearest test center.

[@vishalisingh8872]

@@VenusAcademy okk sir thanku...

[@VenusAcademy]

@@vishalisingh8872 Wish you all the best.

[@sagarnath6128]

sir tomorrow is my exam can i pass by watching your given videos

[@VenusAcademy]

Dear Sagar Nath, It is advisable to follow all these videos of IC38 made as per the New syllabus of Life Insurance Agent Exam:- LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: ---------------- I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU ------- II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II kzbin.info/www/bejne/gKTWkqOId7FshtU e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance kzbin.info/www/bejne/sKW6mGhnnLdkoLc f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 kzbin.info/www/bejne/pKfbeoBveN1-atk g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy kzbin.info/www/bejne/npy1m4mtl9h-m80 III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c Wish you All the Best.

[@pokuripriyanka5867]

@@VenusAcademy thank u very much sir for our syllabus, I have exam on 30th of july pls help me to pass the exam

[@VenusAcademy]

@@pokuripriyanka5867 Dear Priyanka ji, You can prepare by watching these videos of IC38 as per new syllabus: A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II kzbin.info/www/bejne/gKTWkqOId7FshtU e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance kzbin.info/www/bejne/sKW6mGhnnLdkoLc f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 kzbin.info/www/bejne/pKfbeoBveN1-atk g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy (video under preparation) III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c However, if you want to practice all these mock tests in you phone/computer then please refer a guide book available at Amazon online stores:www.amazon.in/Ultimate-Guide-IC38-Insurance-Syllabus-ebook/dp/B07T2QD4VH/ref=sr_1_6?dchild=1&keywords=ic38+venu+chary&qid=1626967977&s=digital-text&sr=1-6 in this book you will FREE links to practice all these exams and you can view your score also. wish you all the best.

[@ashoknavi3460]

Pls provide in Kannada language.

[@VenusAcademy]

I will try to make.

[@chumdemoovung1678]

Salary kitna hai sbi ko

[@VenusAcademy]

SBI life insurance agent will get commission and it will depends on the business and there is no limit but not as salary.

[@chumdemoovung1678]

I am giving the exam tomorrow..any suggestions from your side about SBI life advisor exam

[@chumdemoovung1678]

Sir .in case if we don't find any customer will they allowed me to work

[@VenusAcademy]

@@chumdemoovung1678 Wish you all the best

[@VenusAcademy]

@@chumdemoovung1678 Yes, don't worry you will get customers.

[@psm-1111]

Kya yahi questions ayega IC 38 exam Mai?

[@VenusAcademy]

Yes Sir, You will get same questions and in the same model of question paper. Dear Friends, recently Venus Academy published a book on IC38 Life Insurance Agent Exam / www.amazon.com/Ultimate-Guide-IC38-Insurance-Syllabus-ebook/dp/B07T2QD4VH/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=1564032646&sr=1-1 (The Ultimate Guide to IC38 - IRDAI Life Insurance Agent Exam: New Syllabus: M V Chary Smith Ph D: 9781074642334: Amazon.com: Books) (ISBN-10: 1074642333; ISBN-13: 978-1074642334). This book is worth to buy for 4 reasons: It is the only book written as per the New Syllabus. It is the only book which has FREE Online Practice Test links. It is the only book which is written in a concise form. It is the only book which is available in E-book form (you can get the book immediately) just for only Rs: 150/-. Dr. M Venu Chary Ph D. Senior Life Insurance Advisor [phone]. LIC of India.

[@kamalkant3706]

30 ko h sir

[@VenusAcademy]

Dear Kamal, You can buy this book to pass IC38: 1. IC38 guide in English medium: www.amazon.in/dp/B07T2QD4VH/ 2. IC38 guide in Hindi medium: www.amazon.in/dp/B082F4P2S2/

[@shortfilmhindismruteejoshi1480]

Me sirf 1 mark ki vajah see fail hui

[@VenusAcademy]

Dear Madam, Don't worry, better luck next time. It is hard to pass in first attempt, that is why I always ask the students to prepare well as per new syllabus and chapter wise of IC 38......follow these links A. LIFE INSURANCE IC 38 IRDAI Agent Exam New Syllabus: Total 21 chapters divided into 3 sections:- Section-I: Common chapters (5 chapters) Section-II: Life insurance (11 chapters) Section-III: Health Insurance (5 chapters) as below: I. Section- I : COMMON CHAPTERS (5 chapters) a. Chapter - 1: Introduction to Insurance kzbin.info/www/bejne/mpypgneMfZaCY8k b. Chapter - 2 Customer Service Chapter - 3: Grievance Redressal Mechanism kzbin.info/www/bejne/b3apfmV8ZdJ1bpI c. Chapter - 4: Regulatory aspects of Insurance Agents Chapter - 5: Legal Principle of an Insurance Contract kzbin.info/www/bejne/ppjZlK16nph9fcU II. Section - II: LIFE INSURANCE (11 chapters) d. Chapter - 6: What Life Insurance Involves Chapter- 7: Financial Planning Chapter - 8: Life Insurance Products - I Chapter - 9: Life Insurance Products - II kzbin.info/www/bejne/gKTWkqOId7FshtU e. Chapter 10: Applications of Life Insurance Chapter 11: Pricing and Valuation in Life Insurance kzbin.info/www/bejne/sKW6mGhnnLdkoLc f. Chapter 12: Documentation - Proposal Stage Chapter 13: Documentation - Policy Condition 1 Chapter 14: Documentation - Policy Condition 2 kzbin.info/www/bejne/pKfbeoBveN1-atk g. Chapter 15: Underwriting Chapter 16: Payments under a Life Insurance Policy (video under preparation) III. Section - III: HEALTH INSURANCE (5 chapters) h. Chapter - 17: Introduction to Health Insurance Chapter - 18: Insurance Documentation Chapter-19: Health Insurance Products Chapter-20: Health Insurance Underwriting Chapter-21: Health Insurance Claims kzbin.info/www/bejne/Y2XHiGBqgcath7c

[@jatinbagri2406]

Me also

[@tanveerlone9862]

Madam bs 2 sa fail hua

[@dst9195official]

Sir good explain Telugu paper tell me sir my request

[@VenusAcademy]

Dear Santhosh, It is easy to write IC 38 in English rather than in Telugu or any other regional languages. However, for your preparation I am giving some question answers in Telugu. QUE. 1. బీమా చేసిన వ్యక్తి ఐదు సంవత్సరాల్లో రెండు అడ్వాన్స్ చెల్లింపులను, మెచ్యూరిటీ సమయంలో బీమా చేసిన మొత్తం పొందినట్లయితే, ఆ పాలసీ ఎటువంటి పాలసీ? A 1. మనీ బ్యాక్‌ పాలసీ B 2. కన్వర్టబుల్‌ పథకం C 3. టర్మ్ పథకం D 4. ఎండోమెంట్‌ పాలసీ QUE. 2. ఉచిత బంధించే కాలం (ప్రీ లాక్‌ పీరియడ్‌) ఎన్ని రోజుల పాటు ఉంటుంది? A 1. 15 రోజులు B 2. 30 రోజులు C 3. 45 రోజులు D 4. 60 రోజులు QUE. 3. బీమా వ్యాపారం అనేది దేనితో జతచేయబడినది.. A 1. ఆస్థుల యొక్క భౌతిక విలువలు B 2. ఆస్థుల యొక్క ఆర్థిక విలువ C 3. ఆస్తుల యొక్క భౌతిక విలువ D 4. ఆస్థుల యొక్క మార్కెట్‌ విలువ QUE. 4. బీమా అనే కార్యకలాపం... ఆధారంగా పనిచేస్తుంది. A 1. రిస్క్ బదిలీ B 2. రిస్క్ ను పరిహరించడం C 3. రిస్క్ కలిగి ఉండటం D 4. పైన పేర్కొన్నవన్నీ QUE. 5. రిస్క్ ను కలిగి ఉండటంలో, ఈ దిగువ వాటిలో ఏది సాధ్యం అవుతుంది? A 1. పాలసీ యొక్క యజమాన్యహక్కును కలిగి ఉండటం B 2. జీవితానికి ఎన్నో రిస్క్ లుంటాయి కనుక సాధ్యం కాదు C 3. పాలసీదారునికి రిస్క్ బదిలీ చేసే సంభావ్యత D 4. పునర్బీమా చేయడం ద్వారా సాధ్యం QUE. 6. ఈ దిగువ పేర్కొన్న రిస్క్ లతో అనుసంధానమైన ఘటనలు, వ్యక్తుల నియంత్రణలో లేనివి మరియు లాభాలు పొందే సంభావ్యత కూడా లేనివి: A 1. స్వచ్ఛమైన రిస్క్ B 2. నిర్ధిష్ట రిస్క్ C 3. ఆర్థిక రిస్క్ D 4. బీమాభిలాష రిస్క్ QUE. 7. శైలేష్‌కు 30 సంవత్సరాల కాలవ్యవధి కలిగిన ఎండోమెంట్‌ పాలసీ ఉన్నది, ఎనిమిది సంవత్సరాల పాటు అతడు చెల్లింపులు జరిపాడు. బీమా చేసిన మొత్తం రూ.8,00,000 మరియు అతడు రూ.60,000 బోనస్‌ పొందాడు. అయితే చెల్లింపు విలువ ఎంత? A 1. 213333 B 2. 22933 C 3. 273333 D 4. 293333 QUE. 8. ఖాతాదారుడు పాలసీయొక్క ప్రీమియంను చెల్లించడం నిలిపివేసినట్లయితే, పాలసీని పునరుద్ధరించడం కోసం అవసరమైన రెండు ముఖ్యమైన విషయాలు ఏమిటి? A 1. రీ ఇన్స్టాల్‌మెంట్‌(పున:స్థాపన)పీజు మరియు మంచి ఆరోగ్యం కలిగి ఉన్నట్లుగా రుజువు B 2. ప్రీమియం చెక్‌ మరియు ఆరోగ్య డిక్లరేషన్‌ C 3. కేవలం ఆరోగ్య సర్టిఫికేట్‌ D 4. బకాయిలతో కూడిన ప్రీమియం చెక్‌లు QUE. 9. స్థూల ప్రీమియం అనేది... కు సమానం A 1. ప్రీమియంప్లస్‌ పొందిన వడ్డీ B 2. రిస్క్ ప్రీమియం ప్లస్‌ పొందిన వడ్డీ C 3. ప్రీమియంమైనస్‌ పొందిన వడ్డీ D 4. రిస్క్ ప్రీమియం మైనస్‌ పొందిన వడ్డీ QUE. 10. ఒక పాలసీ యొక్క వార్షిక ప్రీమియం 32000 మరియు త్రైమాసిక ప్రీమియంలో 4 శాతం లోడింగ్‌ ఉన్నట్లయితే, అప్పుడు ఎంత మొత్తం చెల్లించాలి? A 1. 8000 B 2. 8320 C 3. 9456 D 4. 9240 1 1. మనీ బ్యాక్‌ పాలసీ 2 1. 15 రోజులు 3 2. ఆస్థుల యొక్క ఆర్థిక విలువ 4 1. రిస్క్ బదిలీ 5 2. జీవితానికి ఎన్నో రిస్క్ లుంటాయి కనుక సాధ్యం కాదు 6 1. స్వచ్ఛమైన రిస్క్ 7 3. 273333 8 1. రీ ఇన్స్టాల్‌మెంట్‌(పున:స్థాపన)పీజు మరియు మంచి ఆరోగ్యం కలిగి ఉన్నట్లుగా రుజువు 9 3. ప్రీమియంమైనస్‌ పొందిన వడ్డీ 10 2. 8320 If you want to practice more question answers please write to me I will forward the question paper which you have to do online (it is a paid service).

[@yogeshrayal7648]

Hindi mei upload kijeye

[@VenusAcademy]

Dear Yogesh, It is easy to write IC 38 in English rather than in Hindi or any other regional languages. However, for your preparation I am giving some question answers in Hindi. प्रश्न 1 जोभखम पूटलग के ज़भरए भकये जाने वाले जोभखम ट्ांसफर को _______ कहर्ते हैं। I. बिर्त II. भनवेश III. बीमा IV. जोभखम घटाना प्रश्न 2 जोभखम घटने के अवसरों को कम करने संबंर्धी उपायों को __________ कहर्ते हैं। I. जोभखम अपने पास रखना (भरटेंशन) II. हाभन रोकथाम (भप्रवेशन) III. जोभखम ट्ांसफर IV. जोभखम से बिाव प्रश्न 3 बीमाकर्ता (इंश्योरर) को जोभखम ट्ांसफर करने पर यह________संिव हो जार्ता है। I. हमारा अपनी संपभर्तयों के प्रभर्त लापरवाह होना। II. हाभन की स्स्थभर्त में बीमा से र्धन प्राप्र्त करना। III. हमारी संपभर्तयों में भनभहर्त संिाभवर्त जोभखमों को अनदेखा करना। IV. शांभर्तपूववक अपने कारोबार को और अभर्धक प्रिावी बनाने की योजना करना। प्रश्न 4 आर्धुभनक बीमा कारोबार की शुरुआर्त ____________से हुई थी। I. बॉटमरी II. लॉयड्स III. रोड्स IV. मल्होत्रा सभमभर्त प्रश्न 5 बीमा के संदिव में जोभखम अपने पास रखना ऐसी पभरस्स्थभर्त की ओर संकेर्त करर्ता है जहााँ I. हाभन या नुकसान की संिावना नहीं है II. हाभन उत्पन्न करने वाली घटना का कोई मूल्य नहीं है III. संपभत्त को बीमा की सुरक्षा प्राप्र्त है IV. व्यभि स्वयं ही जोभखम एवं उसके प्रिाव को झेलने का भनणवय लेर्ता है। प्रश्न 6 भनम्पनभलभखर्त में से क़ौन सा कथन सही है? I. बीमा आस्स्र्त की सुरक्षा करर्ता है II. बीमा हाभन की रोकथाम करर्ता है III. बीमा हाभन की संिावना को कम करर्ता है IV. संपभर्त की हाभन होने पर बीमा िुगर्तान करर्ता है प्रश्न 7 400 घरों में से प्रत्येक का मूल्य रु. 20,000/-, औसर्तन 4 घरों में प्रभर्त वषव आग लग जार्ती है भजससे कुल रु 80,000/- की हाभन होर्ती है। इस हाभन की क्षभर्तपूर्थर्त के भलए प्रत्येक घर के माभलक को वार्थषक रूप से भकर्तना अंशदान करना होगा? I. रु. 100/- II. रु. 200/- III. रु. 80/- IV. रु. 400/- प्रश्न 8 भनम्पनभलभखर्त में से क़ौन सा कथन सही है ? I. बीमा कुछ लोगों की हाभन को बहुर्त लोगों द्वारा आपस में बांटने की भवभर्ध है। II. बीमा एक व्यभि के जोभखम भकसी अन्य व्यभि के पास अंर्तभरर्त करने की भवभर्ध है। III. बीमा बहुर्त लोगों की हाभन को कुछ लोगों द्वारा आपस में बांटने की भवभर्ध है। IV. बीमा कुछ व्यभियों के लाि को कई व्यभियों में अंर्तभरर्त करने की भवभर्ध है। प्रश्न 9 बीमाकर्ता जोभखम स्वीकरण से पूवव संपभर्त के सवेक्षण एवं भनरीक्षण की व्यवस्था क्यों करर्ते हैं? I. मूल्यांकन के प्रयोजन हेर्तु जोभखम आकलन के भलए। II. यह जानने के भलए भक बीभमर्त ने संपभर्त की खरीदी कैसे की है। III. यह जानने के भलए भक क्या अन्य बीमाकर्ताओं ने िी संपभर्त का भनरीक्षण भकया है। IV. यह जानने के भलए भक क्या पडोस की संपभर्त को िी बीभमर्त भकया जा सकर्ता है। प्रश्न 10 भनम्पनभलभखर्त में से क़ौन सा भवकल्प बीमा प्रभिया को पूणव रूप से समझार्ता है। I. कई लोगों की हाभन को कुछ द्वारा आपस में बांट लेना II. कुछ लोगों की हाभन को कई लोगों द्वारा आपस में बांट लेना III. एक व्यभि द्वारा कुछ लोगों की हाभन को बांट लेना IV. अनुदान के ज़भरए हाभन की साझेदारी उत्तर 1 सही भवकल्प III है। जोभखम पुटलग के ज़भरए जोभखम अंर्तरण को बीमा कहर्ते हैं। उत्तर 2 सही भवकल्प II है। जोभखम घटने के अवसरों को कम करने संबंर्धीउपायों को हाभन की रोकथाम कहर्ते हैं। उत्तर 3 सही भवकल्प IV है। बीमाकर्ता के समक्ष जोभखम के अंर्तरण से शांभर्तपूववक कारोबार को और अभर्धक प्रिावी बनाने की योजना बनाई जा सकर्ती है। उत्तर 4 सही भवकल्प II है। आर्धुभनक बीमा कारोबार की शुरुआर्त लॉयड्स से हुई थी। उत्तर 5 सही भवकल्प IV है। बीमा के संदिव में हाभन की रोकथाम, ऐसी स्स्थभर्त की ओर संकेर्त करर्ता है जहााँ व्यभि स्वयं ही जोभखम और उसके प्रिाव को वहन करने का भनणवय लेर्ता है। उत्तर 6 सही भवकल्प IV है। आस्स्र्त के नष्ट होने पर बीमा द्वारा िुगर्तान भकया जार्ता है। उत्तर 7 सही भवकल्प II है। रु. 200/- प्रभर्त घर की दर से हाभन को कवर भकया जा सकर्ता है। उत्तर 8 सही भवकल्प I है। बीमा कुछ व्यभियों की हाभन को कई व्यभियों द्वारा आपस में बांटने की भवभर्ध है। उत्तर 9 सही भवकल्प I है। जोभखम स्वीकरण से पूवव, बीमाकर्ता मूल्यांकन प्रयोजन के भलए जोभखम के आकलन हेर्तु संपभर्त के सवेक्षण और भनरीक्षण की व्यवस्था करर्ते हैं। उत्तर 10 सही भवकल्प II है। बीमा एक ऐसी प्रभिया है भजसके र्तहर्त, कुछ लोगों, भजन्हें दुिाग्यवश हाभन का सामना करना पडर्ता है, की हाभन को ऐसे लोगों के बीि आपस में बांटा जार्ता है, भजनके समक्ष िी समान अप्रत्याभशर्त घटनाओं/पभरस्स्थभर्तयों की संिावना हो।

[@sadhanapaulchowdhury8853]

Thanks Sir

[@VenusAcademy]

Thank you... wish you all the best.

[@rakhikanithi905]

Tq sir