Vikhyath , you have done wonderful job. The so called Dattatreya is an idiot . Pl lodge a complaint against him. Ignore his words. Do not take it to heart.Those words will go back to him.Now great help is coming and you have played a very helpful role. May God bless you. Please help her to open a bank account and also tell her not to speak to unknown persons and also not give any personal details or otp to anyone