Vince Rapisura 234: Anong dapat meron ka na financially when you turn 40

#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.
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[@Chisyo8]

my passive income (rental) started when i was 35...an amount of around 38k pesos. But binigay ko un sa mother ko as her mnthly expenses. Today, at the age of 63,and retired, my mother (now at 89 yo) still received that amount, My passive income (dividends, leasing and pension) worth 85k pesos is enough for my family.... the secret is to save , invest and be generous to your parents. I believe sa kasabihang, ang pagtulong sa family ng kusangloob ay babalik sayo 10 times.or more. In my case, my mother was the architect of all my investments in properties that generated more than 25 times in each of my investments...all in properties.

[@kayemcalimoso1614]

Before mag 40, kaylangan may sufficient passive income, no consumer debt and simple but convenient lifestyle. Thank you ulit sir

[@backofficeacct1904]

when u heard an honest word to someone its too good to ur ears: very very proud bayot its makes me laugh loud atleast u mek me smile bonga!

[@nenserrano-batad6419]

Hi Sir Vince.. i am so blessed napunta ako dito sa page mo . Sobrang dami ko pong natutunan. Siguradong magagamit ko po ito sa pag plan ng life ko when it comes to financial. God bless you po more.. sana marami ka pang matulungan Sir, hope mag succeed ako at tama ang mga magiging desisyon ko. Muli salamat po.

[@mashiela7189]

Almost 34, thank you Sir Vince, the best ka

[@louiejavier253]

Very informative sir Vince, thnx sa payo, ofw aq,9 year help sa family,,,duon invest ko,,,di pla dapat,buti nlng naging wise din aq nkakuha aq ng house,now Pena rent ko,at least may ron pla aq passive income din,

[@leslieang4419]

Im ofw sir vince .so informative..always watching your videos

[@JoelCasal-rt4ki]

Sir Vince Rapisura matagal na akong Follower nyu since Pandemic 2020 -- 2021 Hanggang ngayon masugod parin akong nagsubaybay sa programa nyo. Until now Wala akong Passive income , patuloy parin akong nagtatrabaho. So Ang inaasahan kopo ay Ang salary kensenas , isang Private Security Po ako

[@cooltartli4739]

Thank you sir vince dapat talaga laging handa lalo na sa financial aspects.more power sir

[@SirVinceRapisura]

Agree. Laging handa dapat.

[@momshienurse8263]

Sir vince , ang swerte naman ninyu parehu , at such a young age you already established your goals , Galing 🙏👍

[@SirVinceRapisura]

Yes. Pagod at dasal puhunan.

[@susancanimo1071]

Napakaganda NG ginagawa MO brod Vince ripasula

[@jozellesarmiento1443]

So nice of you to share your knowledge. More power!

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@kophervidz4846]

this is very informative, sobrang nakaka enlighten, thank you, worth to share.. ganoon pala iyon, dapat pala ang residential should not be more than our 3yrs total salary.

[@merlitapasahol9484]

ò

[@liezelsol5058]

I like you so much sir vince super true ka sa srili! Love from ofw in Singapore 🥰

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@chloee2309]

20 yrs old pa po ako sir vince😊. Dahil po sa tita ko nakilala kita sir 😁 Thank you so much po for putting efforts and financial ideas for us🙏❤️ Love your content 😍

[@lyrahgracebarot5563]

Thanks for this video sir vince. More learnings! Watching from Dumaguete City. April 20, 2021😊

[@susievala]

Salamat po sa video na ito. New subscriber. This is exactly my goal before turning 40. Will be starting MP2 muna. 🙂

[@SirVinceRapisura]

Yey! Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@Shogunatesensui]

18 palang ako pero sobrang alalang alala na ako sa future ko like how to become financial intelligent, how to become rich and successful, i also start my graham business lately and it's kinda challenging and also fun coz i earned money.

[@thetropicalhyggelife3703]

Thank u give me a lot to ponder and act upon

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@angietorino8046]

Hello sir vince...u are such a blessing to everyone..we learned a lot from u. May God bless u more..at sna marami pa po kayong matulungan..ive been watched almost of ur videos..isa po kayong napagaling na financial adviser..keep it up..God bless😇😇

[@ma.kathrinazapanta3814]

Thank you. Following you from now on.

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@darylperez7230]

SUBSCRIBED! Dami ko po natutunan! I am truning 40 next year at ang dami realization na sinayang ko pala pero its not too late pa naman Thanks sir Vince!

[@SirVinceRapisura]

Yey! Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@vangietan9188]

Thanks much po, Sir Vince.

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@miamore2125]

yes. thanks sir Vince.

[@cinathytv6955]

Thanks for sharing sir,I'll watching from Taiwan

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@samalegre6988]

Thank you sir.

[@ramon3509]

God bless sir vince.🙏

[@mariaisabelguilatco8681]

Worth watching ❤️

[@leannecaymo4043]

Im still 23 years old so this content is really a gem for me. Really good for future reference. Thank you so much lods youre so funny! Di ko namalayan na 1hr na pala un. 🤣🤩

[@mariaconcepcionsantiago1945]

Thank you.

[@charinaperida7735]

Thank you Sir.

[@katherinerogacion2466]

Maraming salamat sir Vince. Hahabulin ko po yung goal na passive income. Nagpa-member na po ako sa Tagum Cooperative bilang part ng retirement plan ko. Buti natapos na rin ang pagpapagamot namin sa nanay namin sa cancer nya. Focus naman ako sa retirement ko. I still have 22 years left para mapaghandaan ito. More power po sa inyo! God bless.

[@SirVinceRapisura]

Yey!

[@bojiam4818]

Very timely topic as I turned 41 this year. In your 40's, I feel I am in a middle age dilemma. Minsan iniisip mo, is it too late for me, will I save enough for retirement? Next day naman, aanhin ko lahat ng pera naipon ko, kung 'di ko naman maeenjoy? I try to always balance work and life. No one in their deathbed wished they spent more time working.

[@lucesalvan4961]

Same here, ba stress ako bigla

[@SirVinceRapisura]

Korek, basta balanse at masaya pa din. Choice mo pa din naman in the end.

[@zhoulius5693]

masuswertre ang mga kabataan ngayon dahil sa mga social media naging aware sila tungkol sa mga bagay na dapat paghandaan katulad ng mga good investment para sa future. Ka-bayot Vince, bakit hindi mo kwento ang tungkol sa pagkaroon ng personal private pension at huwag maging kontento sa SSS pension dahil napakaliit lang nito para mabuhay ka ng maginhawa pag ikaw ay magreretire pagdating ng panahon. Sir Vince, kung may alam kang mga pension plans na legit bakit hindi mo i-share sa iyong mga subscribers. Naalala ko kasi dati yong kaboardmate kong seaman, kumuha ng pension plan at kung tama ako mga 5 years lang yata binayaran niya kaya may SSS na siya may ibang pension pa pagdating ng araw.

[@theNurseSings]

Hi sir Vince, i hope you can upload your talks for podcasts as well. It's very rewarding to listen from you.

[@SirVinceRapisura]

Ginagawa na po

[@gildaaragon5720]

@@SirVinceRapisurapaupahan at coop.

[@InspiredTVvlog]

Thanks for sharing

[@vincentserrano8551]

Thanks. Was able to take down notes. ☺️

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@lydiasameen3886]

Thanks Sir Vince for your vlog. I found it so educational. You open my eyes on the proper management of an income. I am a mother of three children and they are on their thirties. All of them have good monthly income. I will discuss to them what I have learned from your teaching. I really appreciate your efforts of sharing viewers your knowledge regarding the correct use of our money. God bless you. Keep up with your good work.

[@ruelgean5292]

sir vince pwedi na ako lump sum 18 taon ko pa lg member na ako ng sss hanggang ngayon bali sa november 36 year ako naghuhulog sir sa sss ok naba ako mag file kahit next year 2023 november mag file na ako sir pagod narin isa akong janitor sir sana ma sagot mo ako sir salamat si more power god bless

[@rafaelespocia4178]

Informative topic learned a lot

[@wendykatemendiola2695]

27 years old and I enjoy watching you Sir Vince. Super dami kong natututuhan sa mga videos mo.

[@Survivor100]

Thanks

[@emiliabanagale5247]

Thank u po

[@umalipamela]

Very very proud bayot! Love it 😍

[@SirVinceRapisura]

Hahaha. Wagi!

[@simplymeeh2509]

12:33 early morning still watching😊 and I subscribed just now from Australia.

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@mylajoypotot9776]

@@SirVinceRapisura thank you sir for sharing 24 yrs of age . 👍🏻🔔 Galing mo po ♥️😇

[@dvdctv]

Ang galing nito ni sir na speaker

[@almaparagas1117]

thanks sir vince s mga advice mo

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@irmavalenzuela2869]

Lagi po ako nanood nang video ninyo lalo na po sss topic

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@marvincaloma9394]

Ok po sir Vince, pagsisikapan kopo na magkaron Ng MGA passive income 😅😊😊

[@jestv8271]

Thanks sir Vince for this I'm

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@momshienurse8263]

Hi Sir Vince thank you for sharing this content , I really need this , I'm already 47 , and I'm really hooked to prepare for my retirement ,

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@susancanimo1071]

Brod Vince rapisura

[@msmonatv9280]

Very good topic

[@ronadexplorer1362]

Thank you sir Vinz for this very informative video 👍🏻👍🏻 New subscriber here 😊

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@almaebeatrice7866]

Hi Vince! very informative ang iyong mga vlogs. Thanks a lot! new follower here! :)

[@lorilieshikino21]

Ikaw n aqng Lodi amping olwez

[@imietayupon687]

hi sir vince.. watching live fron riyadh ksa.

[@SirVinceRapisura]

Hello.

[@unajenleonareu8722]

Thumbs up sir vince

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@lovemusic-xy9wb]

Im 28 and proud to be part of lgbt! Thank you Sir Vince

[@lovemusic-xy9wb]

My goal is atleast 200% of my monthly expenses. Planning to build my own apartments next year. My parents already owned multiple apartments.

[@SirVinceRapisura]

Taray!

[@celmonby]

This is highly recommended channel, dami ko po natutunan from you Sir Vince napanuod ko po yung the one with Atom po kayo about sa loan, investment and savings. Sa katunayan am so inspired kaya I have my MP2 savings na rin po Sir Vince inspired by your finance tips.

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@yolandasimbul3548]

vhello po sir vince watching frombataan ang ganda topic nausapan

[@noemisemon4174]

Im 34, and your video made me realize things. Hope maging successful ako sa inuumpisahan ko. Need ko talaga humabol 😅

[@SirVinceRapisura]

Claim natin yan! Ano ba yung inuumpisahan mo? Baka makatulong ako. :-)

[@noemisemon4174]

@@SirVinceRapisura coffee business po 😊

[@marvhenzxx]

Very helpful video sir Vince. I'm 32 turning 33 in a couple of months and my target is to have at least 50% of my household active income as our passive income by 45. Currently I'm at 0%. Your video is an eye opener for me and I wished I had your mindset when I was 25 =P My wife and I are already talking about savings and investments, dividends and stocks, etc.. So Thank you for your video!

[@SirVinceRapisura]

Advancrd HBD!

[@marvhenzxx]

@@SirVinceRapisura Thank you sir!

[@AmycoralVlogger]

Thanks po

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@amircorpuz7215]

Sir Vince, napakadakila mo sa iyong advocacy laban sa utang at turuan ang mga taong magipon at mag invest. Punong puno ng kaalaman ang mga blog mo. Mabuhay ka!

[@cslmelchora9983]

Hi sir I'm 55 yrs old watching from planas pampanga

[@SirVinceRapisura]

Hello po

[@jasminelargo7281]

Watching from Singapore

[@SirVinceRapisura]

Hello po. i hope you are learning and enjoying our videos. Share niyo na din baka may family and friends kayong interested.

[@ninamariekatigbak5476]

pinanuod ko to ng 12:30 midnight nagpapaantok ako bigla nawala antok ko nakakagising pala itong topic na ito hahahaha...

[@VivianB2022]

Thank you sir vince, been thinking about your rental property. Pero may mga liabilities pa ako.

[@SirVinceRapisura]

Unahin muna ang mga liabilities. :-)

[@FerdinandGPajes]

Nice info Po, thanks

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@mavelalmedilla951]

Maraming salamat po sir

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@lilibethponce5645]

I'm already 45 years old when i was 39 i start investinv in mutual funds but the market is down no earning that's why i'm looking for other kind of investment to earn possive income to be able retire early at age 55

[@silvinasoldero3816]

Hi sir lagi akong nanonood ng vlog mo salamat sa kaalaman

[@SirVinceRapisura]

Hello po. i hope you are learning and enjoying our videos. Share niyo na din baka may family and friends kayong interested.

[@silvinasoldero3816]

Sir 61 years old na po ako may naipon ako tama b na ibili ko sya ng property

[@croixgutierrez4484]

sir Vince sana you can also do a segment regarding fixing credit score in the Philippines

[@SirVinceRapisura]

Meron na po. Pumunta sa Google, itype ang Vince Rapisura karugtong ng tanong o keyword na hinahanap mo. Lalabas ang mga blogs and videos tungkol dito. Halimbawa, may tanong ka tungkol sa Pag-IBIG MP2, itype ang -> Vince Rapisura Pag-IBIG MP2. in your case, isulat sa Google Seaech bar ang -> Vince Rapisura credit score

[@ivandaddyvlogs3768]

11:59..did lasik surgery..best thing that happned to me!!!😀

[@SirVinceRapisura]

Gusto ko nga din e.

[@mariamaria-ek8dt]

Sir Vince, very inspiring ka talaga. marami ka matutulungan sa mga ginagwa mong videos. 46 na ako pero napakarami ko natututunan sa iyo and I love the way you speak. very humble. salamat madami ka napa realize sa akin sa edad ko na ito. ❤❤☺💋

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@sonnyboy9413]

gratz sir vince dumadami na views and subs ah dati onti lang kmi eh hehe keep it up

[@marlblessed8273]

Salamat po Sir Vince sana po mgkaroon ako ng ipon.

[@SirVinceRapisura]

Unti-untihin po. Start with savings.

[@kevinrocamora268]

I love your vlog

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@havanachin9902]

Wow..nice topic kahit s upload lng..kasi few months n lng at mag 40 n rrin ako but stil work lng ng work walang business walang house at walang ipon...but im here in hongkong..kaya sana mahimasmasan ako after nito video mo...hahahaha...haaayyyy...buhay..

[@SirVinceRapisura]

Good luck!

[@cjlexusvideos8396]

Nice tips

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@Mikodoinog416]

hi sir Vince thank u for good info...sana ma meet kita oli sa work ko..in Dubai Airport lounge....very professional po kayo magsalita..Im Ana from Dubai..ofw.

[@SirVinceRapisura]

Hahaha. Kaya nga, kaso pandemic. Miss no na rin mag-travel.

[@user-cp1cd8we1g]

Basta pinanood kita tyak na may matutunan ako. Pakiramdam ko tuloy ang talino ko na... salamat s yo.. keep making more videos like these😊

[@SirVinceRapisura]

Anaarap basahin! Muaks!

[@domingodeocareza2549]

I'm here your new subscriber Sir.

[@PatflixnChill]

Thanks sir vince for teaching us about financial management. =)

[@SirVinceRapisura]

My pleasure!

[@rolandocebrero7921]

Hello sir ur very inspired po kayo thank u po sa mga advice nyo sir my i ask po kng paanu maki join dun sa rental nyo sa sampaloc

[@marcusang3681]

Gd mrng sir vince,im watching in iloilo city, thank you for your very informative channel,,,👍👏👏👍

[@bosdy1309]

Exactly, what im doing now!

[@SirVinceRapisura]

Good!

[@AmycoralVlogger]

May natutunan nmn ako

[@SirVinceRapisura]

Yey!

[@maycailingtanovlogs4215]

Watching from dubai 39 years old

[@SirVinceRapisura]

Hello po. i hope you are learning and enjoying our videos. Share niyo na din baka may family and friends kayong interested.

[@noralacaden6262]

Good morning sir God bless you always👍❤ new subscrber

[@SirVinceRapisura]

Salamat. Gbu2.

[@blaufairy4407]

Just turned 36 yrs.old this month. So far, may more than 1 yr. of emergency fund and started investing sa Philequity fund just this month lang din. It was actually my fiance who influenced me to start investing kasi siya meron ako wala😅. No plans din of having kids.

[@SirVinceRapisura]

Nice! Try niyo din social investments. Ang SEDPI po ay group of social enterprises na itinatag ko noong 2004. We promote social investments through joint ventures. To register as a social investor, message us on Vince Rapisura page using this link: m.me/vincerapisura. Type “REGISTER”, click send, then follow the instructions. Thanks!

[@alikap.1618]

@@SirVinceRapisura ano po yung SEDPI?

[@hana790]

I'm 24 this year but I watch this to learn

[@SirVinceRapisura]

Nice. Sana masunod mo agad. :-)

[@hana790]

Nasusunod ko po sana yung pasive income at rental kaya Lang yung mga kuya at ate ko yung hndi maasahan dito kasi ako abroad ngayn kya sila yung naasahan ko don' sa pinas. nagiipon para sa sarili Kong bahay at kapital pangnigosyo paguwi. mahirap na pong magtiwala kahit kamaganak mo lalo na sa usaping pera

[@Herbert0182]

Okay naman po yung condo rental property ko sir, pero mataas down ko like 80% then 20% lang bank loan, kaya yung rental ko sir okay naman. And hindi po nawawalan ng nagrerent so far. Positive cashflow naman sir :-)

[@SirVinceRapisura]

Yes, ok pag ganun.

[@La_Muerte917]

mas importante ata ngayon panahon ng Pandemia ay humihinga ka pa. nagpapatunay lng na di matutumbasan ng kahit anung yaman sa mundo ang kalusugan. kaya nga Health is Wealth. coz poor Health is a very costly price to pay. trust more in the Almighty, than anything that perishes together with this World.

[@SirVinceRapisura]

True, health is wealth.

[@candicemiller153]

Sobrang nakakatuwa kasi sir Vince my katulad po ninyo na gustong tumulong sa amin na maliliit Lang ung Kita share kO Lang po ung family kO lahat sila Hindi sila naniniwala sa investing ang pinapaniwalaan po nila ung mga anak nila magbabayad Ng utang nila which is nakakalungkot kasi iniisip nila Kami magbabayad Ng utang nila naun po 28 yrs old na po ako naghahabol po ako na makapag invest Inaabangan kO lagi ang mga videos nio sir Vince dahil gustong gusto kO po talagang matuto

[@SirVinceRapisura]

Yey! Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@candicemiller153]

@@SirVinceRapisura opo sir nakapag subscribe na po ako at pini-pm kO ung link Ng videos nio sa family kO nakakalungkot Lang kasi Sabi nila Hindi Naman daw ako dapat naniniwala SA mga investment na Yan dapat unahin bayaran ung mga utang nila haixt ayaw kO pong magbayad Ng pagkarami Rami nilang utang sila Naman ang umutang nun eh ako po ang nahihirapan kasi pag nakita Kong nangailangan sila ung buong savings kO nagagamit kO pang bayad SA mga pagkakautang nila :c Sir gusto kO po talagang makaahon sa buhay ayaw kO Ng ganito Lang ang hirap sumalo sa utang Ng magulang :c

[@tessrnwannagoplaces1995]

I have a lot in Fairview 108 sqm. I want to build a rental house. It used to be a house, my brother was living there. Kaso na sira na ang bahay. So my plan is to build a rental home. I do have 2 lots sa probensya din. The lot already have gained double the price. I also bought a 3 bedroom condo. I want to rent it, kasi di pa naman ako retired. 10 years pa I’ll be grinding :). My plan even though I’m retired is to stay active. I’m planning on buying foreclosed property and resale them. I know it’s a big investment but lets see :). I have a home in the US my property gained is already $30k in one year. But the market is up or down. But a home isn’t a cash flow but liability, with equity of 20k.

[@SirVinceRapisura]

Yung sister ko nurse sa America. She actively invests here in the Philippines on rental priperties. Di hamak na mas maganda kaysa kung diyan sa US. Mababa pa USD ngayon so mas maraminh nabibiling dollars pag minukuha niya rental income.

[@tessrnwannagoplaces1995]

Vince Rapisura Nurse din ako. Dito super mahal ng property. Sa Pinas tumataas na rin ang property’s diyan. So ipunan ko muna and uuwi uli next year, to plan my pre retirement investment. Para kahit retire ka na meron pa rin income. Although I’ll have money for my 401K and Social Security, eh baka pag retire ko wala akong Makuha. Kasi ipinamigay na ni Trump dahil sa Covid-19. Anyway, thank you for all your wisdom and insights. More blessings to you, for empowering us.

[@neiltristanyabut]

#pride indeed #ally

[@zephyr619]

5:45 start of video

[@jjlc3456]

Ako po meron passive income sa rental , n interest plus un pension ko dun sa insurance pina pa compound ko lang siya pati dividends n may active income din. Addict po sa pg iipon simula bata pa

[@SirVinceRapisura]

Nice on yhe rent!

[@juvelynborinaga5899]

@@SirVinceRapisura nn

[@markcruz7778]

Opinion lng. I think it's wrong to say na negative investment is not Ok. Investment is still an investment. Sa example mong condo rental, though negative return, imagine mo hindi full ang binabayad mo for the mortgage so eventually kung fully paid na, you will enjoy the full rental income... and eventually kung titirahan mo naman, hindi ka na uupa for your retirement home, so I think it should still be considered as a good investment, though not a "passive income". Medyo confusing lang yung concept.

[@meanncristobal5651]

Can i have more details about this joint venture iam a ofw here in US. Thanks And God bless you more