Vince Rapisura 302: BTID: Term insurance with Pag-IBIG MP2 instead of VUL

#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.
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Pag-IBIG MP2:
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[@BrunoLuke]

Been watching, listening, and paying attention to all of predictions and forecasts since early Covid. He hasn't disappointed yet 👌

[@MarcusFred-wn3iv]

Well said! I am also here to learn how to invest after listening to a lady on tv talk about the importance of investing and how she made 7 figures in 3 months, somehow the video taught me nothing and left me even more confused, I'm a newbie and I'm open to ideas on how to invest for retirement

[@BrunoLuke]

@@MarcusFred-wn3iv lookup MARTHA ALONSO HARA , this is her name online, she's the real investment prodigy since the crash and has helped me recover my loses

[@MarcusFred-wn3iv]

@@BrunoLuke Despite the economic crisis and the rate of unemployment now is the best time to invest

[@BrunoLuke]

@@MarcusFred-wn3iv Investment now will be wise but the truth is investing on your own will be high risk. I think it will be best to get a professional👌

[@MarcusFred-wn3iv]

@@BrunoLuke Thank you, Going through her profile on her webpage out of curiosity, and surprisingly she seems proficient. I appreciate this.

[@mybohol4638]

Wow...sayo ko lang fully naintindihan ang comparison ng BTID at VUL. Thank you sooo much for the concise and fun explanation. God bless and stay safe

[@gaylest]

Finally found a wise and slight risk averse guru. I am not really comfortable with others kasi feeling nila lahat ng investment mo willing kang mawala.

[@LocusSix]

Nako…. Jan ka nagkakamali. 😅

[@beverlyarrieta757]

Sir Vince ito po talaga yung confirmation na hinahanap ko... Thank you po for sharing this info. na hindi sinasabi ng mga agent... Sugar coating ginagawa nila especially sa pag highlight ng investment na sa company din naman pupunta in the long run... Sayang yung panahon na ikaw sana naka gamit ng pera mo to invest...

[@whaquinba2012]

Meron din akong vul, 4 years na yung nabbayaran ko, up until 7 years un. marami na rin nagddiscourage sakin sa vul pero ndi ko sya ihihinto for long term purposes. cguro depende sa financial goals ng tao. I think mas ok na may vul with health insurance, term, mp2 and emergency fund para sa peace of mind. Tamang disiplina sa paghandle ng pera. Magfocus na lang talaga paghanap pa ng additional source of income or side hustles.

[@joeprado2009]

Thank you Sir Vince, very informative.

[@justjanine]

This is the best explanation I found about BTID comparison from VUL. Love it!

[@bettinabermido899]

I just cancelled my appointment with a VUL agent today after watching this and some of your videos 😅 thank you po

[@jonathanlalin5063]

Galing mo SIR! very honest straightforward about the disadvantages of buying VUL insurance and the advantages of buying term insurancec and invest the difference. BTID. Baka magalit sayo Yung mga FA kc sinabi mo Yung truth about VUL. Sana noon ko pa to nakita Para hindi nako nahirapan ano kukunin ko. Thanks po.

[@bryday311]

Maraming salamat sir vince sa lifetime financial education ❤

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@aa-uj7dh]

Hi sir I respect your videos and find it really informative. I have VUL and I do BTID as well and there also advantages of VUL such as more protection benefits in my policy and sir not all FAs only explain the advantages. My good friend is an FA and he told me the risk of my policy and the charges involved before getting one which I understood very well. Please don't make it look like all FAs are just doing it for the commissions. There are also FAs there that are doing honest work. Thanks!

[@joeyfernandez86]

Agree to this. It's not only the commission. It's the partnership between FA and Client. This is a long term goal.

[@pralineramirez951]

Sir thank you so much for the info. Straightforward and what I really needed to make a decision.

[@lorelynrequelman21]

Salamat Sir Vince, buti n lng sa MP2 aq, God bless po

[@armidasaria6109]

Usually ang purpose ng mga nag iinvest sa VUL is long term investment,yung pagtanda ay may nakalaan na retirement money.Pero hindi nga dinidiscuss ng mga nag alok ng VUL is yung pag bumagsak ang ekonomiya.sabihin 5 years lng bawi ka na.Mas mabuti nga sa MP2.secure tayo dun

[@programmeronkeys7463]

Finally! Thanks!!! May ipapakita na ako sa mga nagtatanong sakin about BTID :) #GoodbyeVUL

[@graciapretty3910]

Thank u now ko Lang napanood ang iyong KZbin..kumuha AKO Ng life insurance pero wala pa akong anak and mag 9 yrs na AKO nagbabayad. Tapos kumuha din Kami Ng asawa ko Ng healthy insurance which I think needed talaga and soon I'll take Ur advise for MP2

[@donnbautista5192]

Grabe thank you talaga sir. Mas nalinawan ako sa explanation mo

[@joelmundacruz7008]

Good am Sir Vince R, thank you so much sa vlogs mo. Marami akong natutunan dito. Sana, marami ka pang maipapamahaging kaalaman na maaari naming malaman at matutunan regarding sa best investment. More power and GodBless Sir Vince.

[@joueyambray3474]

Mag Invest ako ng Term Insurance Business😅 Thank you for promoting sir Vince

[@NadzSamson]

Thank you for helping Filipinos in the true sense of HELPING :)

[@estrellagascon2109]

Thanks sir naliwanagan ako,

[@jascasimiro]

Thank you for the idea. Number 1 reason ko talaga why I don't get life insurance pa is because wala naman akong dependents. So I don't see the need. Gusto ko rin yung idea na di na kukuha ng life insurance after mag-21 ng bunsong anak. :) So di ka naman pala talaga mapapamahal sa term insurance basta alam mo yung years kung kailan ka mag-aavail :)

[@rjs1407]

salamat sir vince. madami ako natutunan lalo na sa Life Insurance at VUL. God bless po.

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@rjs1407]

@@SirVinceRapisura sir, subscribed na ako sa inyo :-)

[@judithpancho2737]

thank you sir Vince. Very informative lalo na sa meron VUL.buti nalang hindi pa ako kumuha ng insurance na may kasamang investment.

[@markfrancononoabdul3313]

kumusta po experience nyo sa VUL

[@aishamaevelez4944]

May MP2 po ako at sun flexi link Per nag dodoubt na po ako na ituloy. Takot po akong mag sisi if e terminate ko yung sun flexilink ko . wanna Change my SUN FLEXILINK TO BTID .

[@jonas230ph]

maraming po salamat sa info po God bless

[@juvybalanquit7324]

Sir more power. Ask kulang anung maganda sakin pasok. Gusto ko ung term insurance plus critical illnes non smoker ako. Hope for ur immidiate response

[@cyrotv4144]

Very informative. Thank you Sir.

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@marielc7811]

Sir good evening, pwde pa ba ma terminate yung acct ko s VUL? At mababawi ba ung mga nahulog sa insurance company ? Ano po ba mas better.. Please give me sum advice po

[@MRRight-zf1ru]

Thanks Sir Vinz, Buti napanood ko mga videos mo. Naka 2 hulog na ako sa VUL life insurance and investment din po. Di ko na ituloy charge to experience na lang po. 5k pa naman monthly ko. Sa MP2 na lang ako mag invest. Thank you so much❤️

[@rocellandres5206]

Paano nyo po pina cancel/terminate ung policy? Sayang ang ilang months na nahulog ko. Pero buti na lang napanood ko ito.

[@goniehabana4097]

thanks sir vince..

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@mariamartin5449]

Thanks sir vince

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@narlyndolor6254]

Ang gnda ng explain mo Sir....

[@SirVinceRapisura]

Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@triciamarietumanda9243]

Thank you so much Sir Vince, i'm about to have my VUL from my former college classmates buti nalang napanuod ko ito. Inincourage ko pa bf ko kumuha din hehe. Mag Mp2 nalang kami at may HMO nanam kami kasi employed kami.

[@dolce.luna08]

Kuha po Kayo separate health insurance na critical illness or minsan may term with critical illness. Para sure po tayo Kasi di enough HMO kapag nagkasakit ng critical illness.

[@monalatorza8757]

Thank you

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@PatriciaEspiritu]

Same kami ni Wendy. Thankful ako na narecommend ito sa akin na mapanood ko. 🥰💛 Thank you, sir.

[@SirVinceRapisura]

Yey! Salamat po. Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@PatriciaEspiritu]

@@SirVinceRapisura super thanks, confirmation rin po ito sa akin kasi last year ko po naiisip na igive up VUL ko since ang laking chunk sa income ko yung monthly. I've messaged my FA agad-agad regarding withdrawal of my fund value. Will watch more of videos para sa susunod kong steps.

[@Fyou32185]

Thank u ng sobrang dami sir vince.. matagal ko ng gusto malaman ano ang down side ung mga inooffer na insurance na puro positive binibigay.. shinare ko po toh sa fb ko.. para mamulat din ang iba sa pro and cons.. salamat ulit sir sa pag educate saamin. kung pwd k lang toh ilike ng 100x eh

[@SirVinceRapisura]

Salamat.

[@baguiobase4713]

I think dipende sa need ng tao. If investment ang need get mp2 if insurance to protect the family ang need get insurance. If you can really invest the diference get term. In short depende sa need

[@angelilamamaril2534]

Bravo! Sa mga agent insurances priority nila un makkuha nila pera puro kwento palabok. Mabuti nlng may kua vince ang pinas na magppaliwanag NG maayos about insurances.

[@andreamagistrado4874]

Thanks for ur video informative..

[@SirVinceRapisura]

Welcome po. Subscribe po kayo sa channel ko at i-share ang mga videos para maraming matuto. TIA!

[@angelbret5672]

Hi Mr. Vince, have you heard about Kaiser and Pacific Cross? What is your takeaways po? Can you share a good insurance with life and health insurance covered? What term insurance can you recommend? Thank you for your answer 😊

[@devavenueph]

Wow! Thank you so much sir!! I was going to buy sana ung life insurance but got more insights here.

[@SirVinceRapisura]

Yey!

[@jomarcruz7633]

@@SirVinceRapisura sir san po ako pwede mag apply ng term insurance po

[@joueyambray3474]

Term Insurance business is the best malaking kitaan. Im sure yon ang business ni sir Vince 😁

[@ceceliacaete3503]

Very informative....tnx sir Vince

[@donoyo5950]

AGREE!

[@azilana0618]

Sir. Anong insurance po ang may 50% commission rate?

[@amealbeus4768]

Hi Sir ask ko lang ano po health insurance mo puede ko kunin?

[@MarilSlade]

Sir Vince, mas maganda ba yearly ang BTID or meron din siya renewable every 5years?

[@candicemiller153]

Dahil dito sa video na to sir Vince Napa subscribe ako sobrang linaw po Ng paliwanag po ninyo nakakatuwa kasi Hindi katulad sa ibang financial guru puro mayayaman Lang ang inientertain halos pag nag comment po ako sa ibang financial guru hindi ako pinapansin kasi Hindi ako gaping ibang bansa bias sila pero po sa inyo nakakatuwa kasi lahat Ng aspeto Ng Tao basta gustong mag invest kinakausap nio po :)

[@SirVinceRapisura]

Baka naman di lang nakita comment mo tsaka masyado madaming comments di na nila kya sagutin.

[@candicemiller153]

@@SirVinceRapisura Baka nga po pero kahit ilang beses po akong magcomment wala pong reply ung financial guru parang Hindi niya po talaga pinapansin pag ung comment maliit na halaga Lang ang inquiry

[@candicemiller153]

@People Over Money sige po follow kO po kau

[@Paaaaaks]

Sir Vince. Okay lang ba mag kuha ng BTID kahit married ? Anong suggested insurance, Life or Health po ? or bali kunin nalang ang Health at Life then invest the difference to MP2?

[@ma.shirleyrelente693]

Concern ko lang po, marami po gusto kumuha ng insurance for their health concern, pag wala na sila work, pero gusto nila kumuha while working at meron pa sila pang bayad... wala po ba insurance na me kasama or for health lang / hospitalization/check up

[@lorqdama4297]

Hi Sir, PG member ka n ng Pag ibig MP2 , automatic b yan n ngkaroon ka n ng BTID or I need to enroll, but the only thing I can't sign in to my MP2 s pag ibig.

[@msyenka3541]

San po pwede bumili ng term insurance ? Sa insurance company rin po ba ?

[@chernobylpublico]

How much is the initial registration for SEDPI?

[@benjiebanez]

Thank you sir

[@SirVinceRapisura]

Share niyo po videos natin para magkasama tayo sa pagpapalaganap ng financial literacy sa Pilipinas.

[@tessbambao2575]

Hi vince what if i got a vul from a bank. Nag deposit ako ng lump sum but earning a monthly credited interest to my account with life insurance

[@rosecarig2120]

Sir,ask ko lang po kung pwd bang mag apply ng MP1 at the age of 45.thank you

[@irenegranil666]

sir kumuha po ako ng life insurance na Sun Life.and paying 4000 a month for 10 yrs. im 55 yrs old this april

[@petertrinidad2251]

VUL makes you pay for something that will give you savings and investments. You have the option of paying for 5, 7, 10 or 15 years and you are covered din up to 100 years old. Kapag term insurance e lahat ng hulog mo e punta lang sa protection, and as you age lumalaki ang yearly payments mo, pero ang VUL e fixed amount lang for 15 years ang hulog mo. VUL also gives you the discipline to save monthly kaya mas malaki ang chance na maka accumulate ka for your retirement. You have the gift of time to compound your investment. Pero sa term Insurance you don’t get that discipline to save monthly kc purely protection lang. And hindi po siya subjected to estate tax. For me I recommenced VUL.

[@jonjoylab1841]

Sorry disagree ako stopped my VUL kasi antagal ko syang babayaran at nag compute hindi talaga makaconpensate mg binabayad ko monthly.. Kaya lumipat ako sa MP2 at happy ako sa income since 2014 ako member.. At continue pa rin yong COL (stock market) ko maintaining 5 companies na. Maganda magbigay ng dividends

[@jennifertan2730]

BS , yng VUL na kinuha ko sa Allianz one time payment of 500k . 8years na negative pa rin ang ROI. Market value 300k na lng.

[@jonjoylab1841]

@@jennifertan2730 sad sayang.. Kung sa MP2 yabln malaki na dividends mo. .. No choice but patulugin mo na sa kanila hanggat kelan mo kaya antayin.. Baka nag start ka noon super taas at ang maganda ang market.. Bakit 1 time kasi. Good luck sana makabawi ka

[@galy1495]

Hi Sir Vince, I appreciate your content. Can you please advise me where can I get a term insurance that is same to your illustration? Thanks in advance :)

[@SirVinceRapisura]

Lahat ng insurance comapnies may term insurance.

[@sirjerald]

Sir vince what is the best product or company for health insurance?

[@bettyedosma6426]

Hi po meron po akong axa insurance 6 yrs kuna po tong binabayarsn pero 10 yrs to pay din siya ano po dapat kung gawin sir

[@nolanobligado4760]

Sir panu po pg tapos na ng mbayad ng VUL.? Pde po iwithdraw ung amount ng VUL pra i invest? Pa advice po

[@msyenka3541]

Anu po magandang term insurance po? Ang pwede nmin kunin po

[@DaddyDaveTV]

Hello sir Vince, sana ma notice mo po ito. Maaari mo ba madiscuss or mareplyan nalang dito kung ang KAISER ng IMG (international marketing group) na 3in1 life insurance+Healthcare+Investment - - - - same lang din ba ito na parang VUL??? Kkuha dn sana kc ako sana nitong kaiser. Thanks po.

[@SirVinceRapisura]

Basta insurancr may halong investment di ko bet. Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/

[@maeeb1065]

You mean sir may age limit ang dependent sa term life insurance?

[@glenezbuna541]

Hi sir vince! Pls discuss in your content the Gold Jewelry as investments or savings. Maganda po ba talaga to? Pede ba itong maging investment ko for my child's education?

[@SirVinceRapisura]

vincerapisura.com/magandang-investment-ba-ang-alahas/

[@joanamaenagas914]

Omg 😱 Thank you so much po . Sobrang eye opener nito sakin. I'm about to buy VUL policy from my workmate . I thought it'll be the best birthday gift to myself for my 21st bday but after watching your video Hindi pala (it's a prank!) . We've been talking about it for more than 3months now di lang matuloy tuloy dahil sa busy sched. To be honest it was very enticing and I'm about to sign up for this a couple of days from now without knowing the disadvantage. He already set a sched for us to sign me up haha 😂 pero I changed my mind now . More power po! God bless

[@renerianavarro]

There are different kind of VUL po. One his talking is protection focus na VUL🙂

[@petertrinidad2251]

Term insurance is increasing po ang yearly payment, ang VUL po ay fixed amount for like 5, 7, 10, or 15 years pero covered po kayo up to 100 years old. If I were you po the best is VUL.

[@janriomorada6637]

@@petertrinidad2251 Korek.

[@janriomorada6637]

@@petertrinidad2251 I have VUL 10 yrs to pay 18k Per YEAR Sunlife covered ako till 88 with accendental and disability. Hindi ko alam kung bakit pinagdaramot nya yung commission ng agent eh wala naman silang sahod at advisor ko yun till mamatay ako. And lalaki nmn yung pera mo in time, impossible maging negative yan. Madami ding types ng Fund dun ka sa low risk if ayaw mo ng high risk with high income.

[@marklennmanota4573]

Ang proposal sakin ng FA sa Sunlife for a term insurance is 250 pesos lang madadagdag per annum amd the following years plus 300 then 350 and so on. So, okay lang din kasi mababa pa rin.

[@jeramiegabriel5127]

Sir how about kaiser ok kaya yun.. Naka 3 yrs na ako sa vul at 100k+ palang dn ang fund value nya. 4,556 dn ang monthly nya

[@julietlibang192]

what term insurance can you recommend?

[@jocelynbergado205]

Hi..pwede po b kumuha life ins.kahit may sakit n .hypertension/ashma?46y/o.

[@SirVinceRapisura]

Depende po sa insurance.

[@eduardomagdakay4221]

Hello po sir vince.. ngayon lng po kasi aq naliliwanagan s mga investment.... meron po kasi aq kinuhang insurance dati s pinas almost 4 years npo sya pero nung nagcheck po aq ang fund value po nya is nasa 70k plang and then 34k lng makukuha kpag iterminate q... 10yrs maturity po ituloy qp po b sya or cancel qn then invest nlng s mp2

[@janriomorada6637]

Will MP2 can covered my death, accidental death and disability?

[@happyeverydayeverydayokay3407]

Saan po ba sir nakakabili ng mga term insurance lang ? Nakakakuha ako dati ng pru life vul inistop ko na sya last year. Mas gusto ko na ng term insurance at mp2

[@Aihcom]

Good day sir vince Im happy habang nag sesearch po ako ng Life insurance anu dapat ko kukunin ,I saw your video Slamat po sa advice nyo Anu po kayang health or life insurance ang dapat ko kunin?

[@joemardelarosa3080]

Sir Pano mag transfer Ng Vul to pag big MP2 ? Thanks

[@endaime26_52]

Okay ba si sir vince sa img partners like kaiser? And their version of btid which is manila banker's most18?

[@SirVinceRapisura]

Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/

[@yayaneri]

Life Insurance is good if you are a sole breadwinner, married and has dependents. MP2 and term insurance is good also.

[@SirVinceRapisura]

Korek!

[@janicearmiza5444]

Sir Vince paano po yun nakapag bukas n po ako ng VUL sa BPI? Critical illness po ung insurance... investment and insurance daw po un...

[@lukasloh2509]

If you’re looking for a long term investment (more than 10years), continue nu na lang po. Pero kun for short term lang po kau, meaning plano nung iwidhtraw after 5years, think twice po of ull continue...

[@debodar.u.414]

Good day Sir Vince ask ko lang kung affordable po ba ang mag invest sa Co-ops at ok lang po ba na nasa malayong province ang isang cooperative?

[@SirVinceRapisura]

Depende po sa financial goal ninyo yan. Kapag gumagawa ng financial decisions, laging balikan ang iyong financial goals. Your investment must match financial goals. Ito kasi ang magiging basehan kung (1) ano ang term na pipiliin; (2) kailan ang frequency ng payout; (3) magkano ang target returns na kakailanganin etc. Here are some reading guidr for you; 1. First step in investing: vincerapisura.com/ang-first-step-sa-pag-iinvest/ 2. Natutulog ba pera mo?: vincerapisura.com/natutulog-ba-ang-pera-mo/ 3. Investing mindset: vincerapisura.com › tama-inv...Web resultsTama ba ang “invest what you can afford to lose” investing strategy? - Vince Rapisura 4. Financial goals: vincerapisura.com/paano-gumawa-financial-goals-plan-investment-ofw/ 5. Financial plan: vincerapisura.com/paano-gumawa-ng-financial-plan/ Watch this: m.kzbin.info/www/bejne/rZDRmoN9bptprqs Salamat

[@janetpangilinan7499]

Until what age po pwede icover ng term insurance? Sa VUL po kc 10yrs to pay pero covered nman ung life insurance until age of 88.

[@lukasloh2509]

Ang term insurance po sa pagkaintindi ko k Sir Vince is as long as u pay, it covers u. But as you get older, the contribution gets higher. So if within a year, walang nangyari sau, start ka uli another year.

[@nerissadetorres4224]

Hi sir vince saan po maganda bumili ng term insurance pls recommend a nice one, I'm watching from israel

[@SirVinceRapisura]

Lahat ng insurance company, meron yan.

[@nerissadetorres4224]

@@SirVinceRapisura thanks

[@marilynbuenaventura3623]

Sir Vince, paano mo mamakuha ng BTID?

[@imeeeatsallergy]

Hi sir vince ,. anong pong masasabi nyo sa KAISER 3+1 health care, Life insurance and investment ng IMG (international marketing group) same po ba eto ng VUL for 7 years to pay montly payment 5,882 ? plan ko po i withdraw ang KAISER ko po .. thanks po

[@angelesaliangan3799]

Kaiser is different from VUL po :)

[@edensolano9540]

Hi sir napanood ko sa fb about ogie diaz. Tlgang nakakapanlumo kc 3 policy yung nakuha nmen. Mag mp2 na lang kmi para sa second baby nmen.

[@mylenemilante1948]

Hi sir! May I just ask if I can still have my mother as my dependent if I'll be getting a life insurance? She's now 60 yrs old

[@petertrinidad2251]

Yes mam Mylene, pwede po, mag assign din po kayo ng secondary beneficiary in case something happen to the primary dependent or beneficiary( wag naman po sana) congratulations on getting your protection and investment.

[@joevinozam4261]

Sir vince ok lang ba hndi preprehas ang investment sa mp2 for ex, 1k frst mon. 2k 2nd mon, 1500 3rd month and so on.? Ask lng po. Thanks

[@milesaquino4185]

Ok lng po yan na iba iba..

[@SirVinceRapisura]

Yes

[@jabinlao9334]

Np-subscribe ako agad agad😁 thank you sir for very informative topic,, Ang dmi ko ng pinanood about vul and btid pero ito lng naintindihan ko😁 very timely kc I'm planning to get insurance and you are right most of the FA or agent they push VUL.😤

[@julieannmarturillas6396]

Hi what is the best term insurance company?

[@AM-rh2dr]

Familiar po kayo sa AFPSLAI and PSSLAI? May compounding interest ito for uniformed personnel. Parang MP2 rin pero pwede mo iwithdraw anytime. May I know your thoughts about this? Parang maganda kasi gawin investment magtuloy tuloy lang ng hulog

[@lora1253]

For personnel na Taga afp,pnp at bfp lang po yan.

[@irenegranil666]

I started paying january of 2018. what is the best thing to do? itigil na o continue na lang? two yrs na akong nakabayad

[@lenyr7905]

STOP NA HABANG MAAGA

[@donnalizaderegla5357]

Sir vince about climbs insurance ofw po ako from Israel pwede po ba ako maka avail ng term life insurance

[@percyabang2305]

Hi ma’am, we have BTID for 18 years (MOST 18). Kindly message me in my fb account, thanks

[@jayrbullsky1467]

sir vince bka meron po kayo term insurance na pwede marecommend. yung pwede po sa mother ko 65yrs old

[@SirVinceRapisura]

CLIMBS po

[@markamable6758]

Sir nguluhan kc ako ung dependents kung kkuha po ako term ngyon ang mgging dependent ko is parents ko po kc im just 25 Then kapg ngkaroon na ko sriling pamilya then pinapalitan ko nang beneficiary ung insurance ko like anak ko po so hangang 21 yrs old lng po sya pde ko pong mging dependent?

[@ninasantiagomendoza3897]

I think when he said "dependent", ito ung naka depende pa sayo sa income mo. The assumption is pag 21 na anak mo dapat kumikita na sya and if kahit mawala ka, kung wla na term insurance, maka survive sila. I may be wrong but I think that was he meant when he said "dependent" on that part of the video.

[@sarahortiz5236]

sir vince ano po name ng investment nyo? sa Ph**** salamat! im planning to remove vul and check term insurance.

[@SirVinceRapisura]

Madami po

[@sarahortiz5236]

@@SirVinceRapisura sir one hint hahaha

[@khimgurotv4074]

Sir pag pinull out po namin ang aming vul, makukuha po ba namin ng buo ang hinulog namin?

[@SirVinceRapisura]

Hindi po.

[@kapitanaskitchen6806]

hello Sir Vince, can you give me some advice about IMG and Kaiser health insurance. good or bad? or anu ang stand mo po. thank you very informative.

[@SirVinceRapisura]

Basta insurance with investment, hindi po pabor sa inyo yon. Ito po baka makatulong 1. Mga babasahin tungkol sa VUL - vincerapisura.com/reading-not-get-vul/ 2. Paano gawin ang BTID - vincerapisura.com/epektibong-paggawa-ng-btid-upang-masulit-ang-pinaghirapang-pera-sa-insurance-investment/ 3. Paano ititgil ang VUL - vincerapisura.com/anong-gagawin-ko-kung-may-vul-na-ako-paano-ko-ito-ititigil/ Panoorin po mga ito: 4. Better options to VUL: kzbin.info/www/bejne/fGWnY5asZ6epa6M 5. Sample BTID: kzbin.info/www/bejne/Zpupn6B_mNpqZsU

[@donitamariesandoval89]

Hello sir vince. Do you siggest na kmusta aq ng insurance? Single po ako 27 years old. And wala po akong plan mag asawa. Ok lang ba dependents q is ung parents ko 57 years old and ung single na sister ko 25 years old?

[@SirVinceRapisura]

Dependent mo ba talaga sila?

[@alexandersebastian2080]

Hi sir vince anu pa po term insurance na ma I recommend mo bukod sa CLIMB

[@SirVinceRapisura]

Lhat po ng insurance company may term insurance.

[@percyabang2305]

MOST18 po ng Manila Bankers Life

[@rowenaumangay8886]

Sir,Paanu po mag envest sa cooperative. Thanks

[@SirVinceRapisura]

Pumunta sa Google, itype ang Vince Rapisura karugtong ng tanong o keyword na hinahanap mo. Lalabas ang mga blogs and videos tungkol dito. Halimbawa, may tanong ka tungkol sa Pag-IBIG MP2, itype ang -> Vince Rapisura Pag-IBIG MP2.