唔計唔知原來一個月嘅洗費係咁多 • 今集有禮物送俾觀眾 20/4/2024

#家庭開支 #英國生活
一路以嚟我哋都冇好認真咁計我哋每個月嘅支出係幾多💰，今集我哋就會將我哋嘅家庭支出大供開🤑🤑
如果想得到我哋嘅禮物🎁就要睇哂全條片，然後將答案寫於留言，當然仲要CLS啦，YM會幾日後隨機揀出幸運兒🎉🎉
💡KZbin新出咗Super Thanks功能，如果大家喜歡我哋嘅頻道，想對我哋作出支持嘅話，都可以試吓使用呢個新功能，不論多或少都會對我哋有一定嘅鼓勵🫶🏻作用🥹🥹
大家睇完記得俾comment、like同share出去❕未subscribe既就快快subscribe支持我哋🥰
#BNOVISA #UK #生活
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TopCashback新會員 £7.50回贈：www.topcashbac...

[@joulohuiuk]

其實我哋呢條數真係最基本俾大家做個參考，超市嚟講waitrose同Aldi 都有分別啦已經，要計嘅話仲有每月嘅supplement呀，icloud呀，Google storage呀，income tax呀，剪頭髮呀(下刪千字）真係仲有好多，希望大家多多包涵！

[@shirleyzxy]

仲有車的service, MOT都要計埋落去😅

[@hongsumlaw6616]

謝謝你分享

[@dovemc6452]

很清楚列出基本使費. ❤但其實要在車，手電，家電加多20％作為日後維修，replacement 的費用，另外衣物，鞋襪，毛巾也應加上一年amount budget, 所以如果只是賺千六磅一個月, 即使不用交租，應該剛好just meet the ends 收支平衡。 可以要考慮開源，兩個人一份full time 和一份part time才不用touch 老本！

[@janicec3082]

多謝你哋詳細分享🙏🏻

[@poonmartin1520]

車保真係好平，3年ncb 都係要收我7百幾鎊。 35鎊3個人手提電，我自己先用vodafone 5G sim 20鎊加lebara 15+9 鎊 ，total 44鎊包曬上網同電話費

[@lmchan4664]

多谢分享！❤

[@sammisin4920]

謝謝分享😊

[@thomaschung4807]

Very useful information for new comer

[@lisali8244]

一家人一個月用35磅 Thx for sharing too! 😇

[@nardiniave7943]

£35 for 3✌️多謝分享👏

[@aunty4cat]

£35 多謝分享 🙏🏻 你哋車保真係好平 👍🏻

[@elvinawong6376]

多謝分享！😊

[@cannisho8067]

去一轉西超2x鎊真是好抵，我地起碼4x鎊，未計買無謂嘢同花園野

[@yuetluk1801]

其實仲有啲濕濕碎碎嘅必要支出 例如車係每年做檢查有維修費 看醫生要自費買藥 牙醫定期洗牙 小朋友的校服 可能要再詳細go through 一吓 給預備嚟英國嘅家庭較全面的預算

[@joulohuiuk]

係呀，所以呢個係最基本洗費

[@timchu4384]

35 pounds for the three of you! Thanks for sharing! 😀

[@user-vt1hx2we3f]

2位好，如果數字確實，真係好平🎉

[@cttgreenmus]

多謝分享！一家三口每個月電話上網支出£35

[@amychung3973]

一家三口日常食的使費£450/月，真是很平！我們也是三人，卻要700，真的要檢討一下！😊😊

[@jasonpoon7856]

我都要檢討吓＇ 我2人要約£600以上

[@shirleyzxy]

可能地區差價，我哋一家三口要￡700-800/月，birmingham

[@chrislee1996]

自從無續Costco membership，每個月至少使少100鎊。

[@joulohuiuk]

每次去Costco 都大出血😂

[@contykwong3138]

£35 －個月，多謝分享😊

[@chisum02ma-yu3pk]

感謝走佬爸&YM分享家庭每月支出資訊😀😀🤝🤝下次見。

[@ivanngai1811]

一家人35/month, 感謝分享

[@user-ej7zh7fd3v]

£35/ month for whole family.🎉😊

[@samkong2741]

似乎曼城的日常開支相比美國北加州要相宜頗多，這裡地稅+房屋保險+汽車保險(2部日本車)每月已經約$1400了。

[@tonychan4200]

Hi, I like to know you don’t need the home rebuild and damage insurance in UK? This is the cost when the home was damaged by flooding or lightning strike damaged needed to rebuild?

[@joulohuiuk]

Ours is Unlimited Buildings Cover which covers the structure of our home against damage by specified causes, such as fire, theft and flood.

[@Honghong-qo1ht]

很好話題.支持

[@Honghong-qo1ht]

35磅.支持你們話題!

[@kpckm]

一家3個人一個月35磅,謝謝分享

[@fukeungchan2280]

YM and family likes information

[@user-hy7xc2dn3s]

香港養兩架車車位月費已經過萬，同等呎數好啲嘅香港樓，管理費隋時四五千，呢道已經平過香港好多

[@bernardshum2719]

英國屋唔洗俾管理費係因為間屋由外到內，花園樹木剪草種花圍欄保養保安系統通渠漏水執狗屎趕狐狸全部要自己來。如果你乜都俾錢叫人搞，樣樣都係錢。

[@user-cg8yo6dd7s]

加油😊

[@chanarche4991]

£30 Thx for sharing

[@winkylo8676]

電話費係£35 3個人。多謝分享！

[@kanchan7313]

£35 多謝分享🙏

[@yungzi620]

£35每月，感謝分享

[@jackybaba]

£35/month. Thanks!🙏

[@enidtam9312]

£35, thank you!

[@ipsam1558]

頭一、兩都買吓當地衣服，會用多啲錢，依家就買少好多嘢，上咗年紀又無出嚟做嘢，又唔使咁多應酬，所以使💰都少D🤭

[@chankk2949]

最大支出是租金, 凍熱水支出！

[@kwoksiulin7743]

你們車保險好平👍

[@thl991]

哇 今朝咁啱想搵下移英洗費嘅片 估唔到真係今日出🥹

[@elvinawong6376]

走佬爸可否搵一集講吓英國就業呀？我哋出年到埗🙏

[@hongsumlaw6616]

最好就揾朋友租好間屋，咁就平好多了。

[@hongsumlaw6616]

揾工都是見人見志，文化高揾工不難

[@user-de2bq9mv1m]

👍👍👍👍

[@user-ux3hg6ve9n]

£35. Thanks

[@chanjackie6033]

Thanks and support

[@stepstep2893]

£35 for 3 ppls 多謝分享，我一家兩口都差唔多要12xx鎊，我要再慳啲啦😅

[@janjantai3498]

£35 for three

[@HongKongeruk2024]

冇養車冇寵物在Bristol，我哋一家四口兩個仔，一個月850-900磅左右

[@joulohuiuk]

都好平👍

[@cherriewong8519]

每月£35，多謝分享！

[@dennistse7876]

£35 Thanks for sharing

[@fanny3969]

用得少唔係因為慳係因為冇咗好多娛樂，慳咗好多娛樂費同埋服裝費，因為香港我哋會經常同朋友食飯飲茶買衫返工😅

[@ca1200]

真係平過加拿大好多好多，住過三個城市，一家三口支出都遠超你地，計埋租最少都cad$ 6500

[@ellieszeto5530]

£35 for the monthly mobile fee

[@JTHB1111]

£35 Thanks 香港人加油💛

[@judykam5893]

一家人每月電話上網費用是£35

[@hanswhlo9970]

£35, thanks

[@changlingmah2317]

👍

[@kin9225]

Very interesting , I think you’ve left out one very important expense out of your budget, it’s not that expensive but very important, do you have house building insurance, depending on policy, but it should be around £200 a year. Also your two French bulldogs are very expensive to have pet insurance which would have cost you at least £50 each a month for basic cover!

[@joulohuiuk]

We have home insurance which covers the building itself and pet insurance isn’t a must as long as we can afford all the medical expenses why we need the insurance?!

[@kin9225]

@@joulohuiuk yes that’s true, pet insurance isn’t always needed, I know many owners do not have one.

[@gesa9556]

2人手提電話£31

[@chanszehanphoebe7628]

TV Licence ?

[@joulohuiuk]

唔記得咗😂除返每個月都係十幾£左右

[@creamyskippypeanutbutter]

£35 一個月❤

[@cinziawong3517]

£35 per month

[@brandonwong3453]

£35 😊 感謝分享😀 我都係3個人, 電話上網費都係差唔多😁😁😁

[@ericlai2199]

35磅thanks

[@JSSultana-dt7hi]

£35 for 3 persons😊

[@ipanson4898]

水費好平噃😮

[@chiyan8954]

你們的估算曾實在太保守，例如一年去一次國外或長途旅行，汽車或家居維修，平時所儲的錢已經可能不夠啦 ，或者有很多unexpected expenses😢

[@joulohuiuk]

我哋列出嘅只係最基本嘅洗費俾大家參考

[@jenlee2894]

你們的車保、家居保真平得驚人，想問是邊間保險公司？ 走佬爸入油非常抵，£35 入滿行到500 miles. 我的車是Hybrid 都是好慳油，但£35 是入3/4 左右，行400 miles

[@joulohuiuk]

用money supermarket揀最平，要年年轉

[@vickikamoi]

£35 thx !

[@jasonpoon7856]

Hi. 電話上網費£35。 唔知點解我屋企開支好貴😅

[@littlemeborahae]

我地得兩仔乸生活 無系屋企洗車 無須要洗花園 沖涼唔超過8分鐘 無洗碗機 洗碗唔系長開水喉 一星期洗衫 3 次 我每月水費 要 £33 你地好平水費。

[@wongtakaka8296]

£35 所有人/mth 好鐘意你地夠真 夠貼地 唔做作 集集都追

[@erictamkw]

一家人￡35每個月

[@user-om6kk3de9f]

💪

[@metaso2362]

£35 for 3😂, 想請教一下乜嘢車咁慳油啊？電話Lebara 台好平，頭半年£0.99/月，可以試吓

[@joulohuiuk]

Yaris Cross

[@carmencheung6436]

每月£35 for 3個人

[@fanny3969]

好奇想問吓你哋早餐唔使食麵包飲咖啡奶茶同埋牛奶嗎？HKTVmall你哋都買好多嘢㗎喎，有冇計返落去除返每個月用？我哋兩個晚餐三碟餸兩個人，你哋三個人兩碟餸真係好慳😂👍👍

[@joulohuiuk]

早餐咪計落超市度，都係袋裝麵包果啲，HKTVMALL 果啲唔係恒常又唔係必須嘅😅

[@fanny3969]

走路爸我都覺得你好犀利，返工煮飯做家務，你對屋企人嘅愛我睇得出，祝你一切順利

[@sonnyling9735]

你好😂😂😂❤

[@wanson1526]

一家人£35一個月😊

[@shadowan1024]

TV license 計左未?

[@joulohuiuk]

未，唔記得咗😅除返每個月都係十幾£

[@beckytsang3619]

$35 Becky from Toronto

[@elzalor5818]

internet 44, mobile 35 pounds per month

[@garylui9239]

有小朋友點樣兩個番工？

[@joulohuiuk]

YM works from home

[@claudiaho6300]

£35@month for whole family

[@chankk2949]

£39.99 共三人data SIM card , no Wi-Fi at home

[@Honghong-qo1ht]

35磅!😊

[@hoiincheang1070]

£12xx真係好基本，這只是生存，完全沒有其他精神上嘅追求😮，例如外出旅行，邁開腳步，放眼外面世界。 1。細路興趣活動費？（細路無論邊度生活，培養細路興趣非常重要（最少要一樣）。 2。完全沒有與朋友聯誼？ 3。完全沒有添衣？

[@joulohuiuk]

我諗你冇睇清楚我哋條片

[@gloriawong520]

£35/month

[@amberc1647]

£35 👍

[@wendywong459]

請問使唔使供養父母。

[@joulohuiuk]

留意pinned comment

[@user-ku8fh1je1d]

£35 每月

[@concon517]

請問你哋電話用邊個供應商？

[@joulohuiuk]

走佬爸用voxi YM用smarty (要referral link可pm🤭)

[@concon517]

謝謝回覆！我哋用緊giffgaff同lebara !

[@alexycy]

£35

[@pandaleo]

£35 😊

[@anneanne6609]

Council tax 咁貴 😳

[@cherryyeung8840]

Do you need to pay council tax ?

[@joulohuiuk]

Yes we did mention that

[@user-rk5ng2nw9n]

你哋嘅home insurance contents and building total 1 年£84？

[@joulohuiuk]

Building cover only

[@user-rk5ng2nw9n]

@@joulohuiuk 冇考慮過買contents but without specifying special items?

[@joulohuiuk]

@@user-rk5ng2nw9n 冇😅

[@user-rk5ng2nw9n]

@@joulohuiuk 😅very brave but risky!

[@chisum02ma-yu3pk]

走佬爸&YM😀😀🖐🖐大家早晨

[@mabelchan1562]

一家三口電話月費£35 去少啲Costco係會慳到💰

[@user-yh3ir6hj9h]

一家人 £35 一個月。Thanks

[@user-rk5ng2nw9n]

£45

[@JackJack-gt2rq]

三個人電話費每月£35鎊

[@chanjoe4793]

車保平，唔可以分享車保用邊一間？

[@joulohuiuk]

用money supermarket揀最平，要年年轉

[@frankwong6063]

15:09 真野唔好講出黎🤣🤣🤣🤣🤣