Why your SAVINGS are DISAPPEARING?! | Ankur Warikoo Hindi

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warikoo

warikoo

Күн бұрын

Пікірлер: 729
@warikoo
@warikoo 3 ай бұрын
My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@incrediblemanii
@incrediblemanii 3 ай бұрын
Sir how to book a session with you ? I want to have my own startups , need your guidance to save more to open one !!
@Mylife2k24
@Mylife2k24 3 ай бұрын
I have a question? For lone amount 25 lacs Option 1. 20k emi for 25 years and 10k invented MF. for 10 year. after withdraw and pay all lone amount. Opposite 2. 30k emi for 10 year, And no invest. Which one batter?
@zebakhan5712
@zebakhan5712 3 ай бұрын
Sir, i have filled the form. I really need your guidence. I have lost my savings around 1 lakhs and currently have loan above 3 lakhs. I got trapped such suncrypto site. I have no one to share this thing. I really need to talk to you. You no need to select me if you don't want, but talk to me once. Please help me😢😢😢
@roshanrai731
@roshanrai731 3 ай бұрын
Amazing vedio just amazing 😍
@glowingsoul7034
@glowingsoul7034 3 ай бұрын
Responsibility h bahot h... Saving achchha kr leti hu... Lekin sb khrch ho jate h... Salary 20k aur khrcha 50k ... 😊 akele aayi hu akele jaungi... Sb kam ho rhe h... Apne shokh to nhi lekin family ki jaruratein puri kr leti hu 😊.
@adityahipparkar
@adityahipparkar 3 ай бұрын
The last statement: 'Ankur Warikoo signing off' with a hush sound gives hope that not in one day, but one day our financial condition will definitely become better than before ❤️😌
@warikoo
@warikoo 3 ай бұрын
:))))
@Nutannaik-c2r
@Nutannaik-c2r 3 ай бұрын
👍👍👍
@kiranwayal1155
@kiranwayal1155 3 ай бұрын
@sagarmaheshwari8430
@sagarmaheshwari8430 3 ай бұрын
BHAIYAAA/SIR LOVE FROM THE YEAR 2020 AND FROM VIDHYODAY ACADEMY INDORE❤🎉🎉 CA INTER AND CS EXECUTIVE ASPIRANT🎉😅 WILL MEET SOON!!!
@SahayRishab
@SahayRishab 3 ай бұрын
🫡🫡🫡🫡👏👏👏
@rajpoothariom
@rajpoothariom 3 ай бұрын
Your simplicity makes you differ from others. You connect with people as a family. What a human you are. Speech less i am. god bless you 🙏
@mugheesjalib
@mugheesjalib 3 ай бұрын
I am from Karachi, Pakistan ,and really admire you and a big fan of you and your videos ...learning a lot from you. Love your ascent and style of speaking. God bless you
@DevilGaming-to3fq
@DevilGaming-to3fq 3 ай бұрын
Brother same from khi🎉
@Redbullrb17
@Redbullrb17 3 ай бұрын
That's the reason why 1% are not talking about this topic only broke people does don't listen to these fake youtubers
@HelloTekina
@HelloTekina 3 ай бұрын
Chand Nawab KARACHIIIIIIIIIIIIIII
@bhautikgodhani1857
@bhautikgodhani1857 3 ай бұрын
@@HelloTekina andru ni mulk main eid manane ke liye..
@abhishekpandey681
@abhishekpandey681 3 ай бұрын
​@@bhautikgodhani1857cameraman yusuf ke sath chand nawab karaaaachi....
@DESTINYTOWORLD
@DESTINYTOWORLD 3 ай бұрын
What you said today has changed my whole mindset. I am so fond of luxuries ki yeh lunga woh lunga but ab lgta ha ki paisa nhi mann ki khushi aur satisfaction real wealth hota hain . Because of you only i started investing at 18 and its been more than 1 year . I am investing every month . Karzdaar hoon main aapka ki 19 saal ki iss age mein main sacchi wealth jaan chuka hoon❤❤
@redcube3804
@redcube3804 3 ай бұрын
Enjoy judicially. Don't compromise your wishes all the time. You can't buy Time, always remember. So spend, enjoy and save all together.
@suhas4424
@suhas4424 3 ай бұрын
me bhe bhaiya bohot acha lagta hai inko dekh kr
@pradeepshukla7654
@pradeepshukla7654 3 ай бұрын
Maza aagaya sir…bahot kuch sikha..thank you so much sir..we need more like u in our country
@sadiqpatel4969
@sadiqpatel4969 3 ай бұрын
Generally mein comment nahi karta hu. Lekin ye vidio dekh kar sun kar mein yahi kahuga. Jo bhi kaha aap ne dil se mann se bola jo mene bakhubi feel kiya. Very emotional but also true and Great,love to hear you. From Canada 😊
@damanpreetsinghpunjabi
@damanpreetsinghpunjabi 3 ай бұрын
85 lakh ka corpous 1.5 saal mein bnaane ke liye achi income bhi honi chahiye. but a very good advice for youngsters to stay in limits of your own.
@Atharvsrivast
@Atharvsrivast 3 ай бұрын
greatest video i had seen today though I am not in my 20s I m only 17 urs old but I understood all theconcepts ankur sir tells because of his easy and simple video thanku so much sir
@priyanshisewlani4912
@priyanshisewlani4912 3 ай бұрын
One year ago I was a materialistic person wanted big cars , bunglow etc etc after reading and learning so much i just have one goal in life travel and learning same as you said I will spend all of wealth in travel and experience.i don't understand why people build assets for their generations and not live and experience the life they have. just 19; really learning a lot from you
@dkbyte015
@dkbyte015 3 ай бұрын
Investment Guru...🙇Love from Odisha.❤
@ayushimalviya826
@ayushimalviya826 3 ай бұрын
I don't usually comment on youtube videos, but today I am writing this comment with tiny tears in my eyes and a big smile. I've grown up without a father figure in my life and sadly away from my mother too, i had all the freedom to choose and decide for myself but I've always felt an unsettling absence of an adviser or a guide. Throughout the course of this video I learnt and realized many things and lastly, felt really blessed to be listening to Ankur sir's valuable advice like it is coming from a father, brother or a guru. A part of me is touched, deeply grateful♥
@pharmaknowledge1320
@pharmaknowledge1320 Ай бұрын
Its very true line... Ki jab paisa hota hai to confidence aahi jata hai aur paisa na hoto confidence chala jata hai
@vickybadwal9703
@vickybadwal9703 14 күн бұрын
Have seen up and down in life I agree with it 101 percent
@ansaritauheed9587
@ansaritauheed9587 3 ай бұрын
This is a place for peace and positivity in a world of complaints. Thanks, Ankur, for teaching me valuable lessons.
@abhishekverma2764
@abhishekverma2764 3 ай бұрын
hello Ankur Sir 🙏 आपका मोटिवेशनल वीडियो और सच्ची घटना के कहानी से बहुत ज़्यादा ख़ुशी मिलती है,, और अपने आप को आगे कैसे बढ़ाने का शुरुआत होती है! धन्यवाद सर आप हम लोग के बीच बिल्कुल साधारण तरीक़े से आते है!
@shivanshsahu3777
@shivanshsahu3777 3 ай бұрын
Atut Prem Hai Aapse Gurudev ❤🙇🏿‍♂️
@komalbhoye2627
@komalbhoye2627 3 ай бұрын
Sir,aapka ye video baki sab se alag he…realistic!!! Thank you so much sir🙏
@Lucifer-p6
@Lucifer-p6 3 ай бұрын
This was the most Realistic financial Video I had ever seen ✨👍🏻
@thawaitprasanna204
@thawaitprasanna204 3 ай бұрын
The crux is All gyan is good but you need crores of money first and always earn more and more. Then only you can spend in travel and all. That is why Ankur is also non stop selling courses, books, and doing guest lectures. And also when talking about experiences, travelling in a BMW is also an experience than travelling in a swift. Living in a large spacious villa is also an experience than a small 2BHK. THE MAIN GYAN IS "EARN MORE AND SPEND MORE". Agree?
@PrashanthKuntrapakam-n5x
@PrashanthKuntrapakam-n5x 3 ай бұрын
Agree
@prakashkunwar1369
@prakashkunwar1369 3 ай бұрын
😂
@drkamalkaushik
@drkamalkaushik Ай бұрын
Agree dear. Everyone has his own priorities. We can't say who's right or wrong 👍
@chandaniberry9369
@chandaniberry9369 21 күн бұрын
Earn more, spend more and also save and invest more.
@somya9
@somya9 3 ай бұрын
Books 📚 are the plane, and the train, and the road. They are the destination, and the journey. They are home.”
@dimpisarma7272
@dimpisarma7272 3 ай бұрын
Great personality great finance advisor wid real example. I never n evr coment on youtube bt ur video frce me 2 write sumthng. Thnk u so much sir becz of ur video only learned so many things. God bls u n ur family❤
@mrinmoykhan_15
@mrinmoykhan_15 3 ай бұрын
Sir apka video maine 4yr pehle dekha tha lekin kal ek video dekha tha money matter episode ab to apka fan ban gya sir jee Pehle socha tha aap sirf author hai lekin aap to kuch aur ho. sir khush kaise rehna hai apse sobko sikhna hoga . God bless you sir❤
@TeachingCodes
@TeachingCodes 3 ай бұрын
Very well explained, What I got from this video is to not run towards showing off instead run towards having experiences that will make you better
@pandavlogs3496
@pandavlogs3496 3 ай бұрын
Sir i really changed and improve my financial conditions in age 24 watch your videos and again improve my knowledge thankyou so much sir your learns video
@sujithanthony5036
@sujithanthony5036 2 ай бұрын
You are the sincere term called “ wise guy “ . Wishing you well on your journey towards making people’s lives better. God Bless
@gabriel_shawel
@gabriel_shawel 15 күн бұрын
thank you for helping us… we need people like you
@Ana865
@Ana865 3 ай бұрын
Speech less, no words to describe what I feel, too simple and heart touching 🥰
@thanekar256
@thanekar256 3 ай бұрын
Sir mai apko jitna bhi thank u bolu wo kam hai. Ek din achanak apka ek vedio samne aaya. Last 1 month se mai aapke vedio dekh rahi hu. Aur bahut kuch sikh rahi hu. God bless u sir.🙏🙏
@mdabdulasif6319
@mdabdulasif6319 2 ай бұрын
Im following you from last 5 years ... Learn lot of things.. thought processes ..... Thank you so much .... Sir ❤
@RajdweepOfficial
@RajdweepOfficial 3 ай бұрын
Hello Ankur, I'm Rajdweep, a screenwriter. Love to see your videos but never commented anything. But man, this video makes me do so. It was an amazing journey of 18:48 minutes as It made me hopeful in some moments, emotional in some moments and finally it has brought a smile. It made my morning a better one. Your way of connecting to the people is itself is a learning course. I would love to try this in my writing too :) Keep doing this man. Much love 🤟
@CuttingEdgeSchool
@CuttingEdgeSchool 3 ай бұрын
Loved the new perspectives, the new storyboarding and background music!
@virendrakakatkar2676
@virendrakakatkar2676 3 ай бұрын
The best Ankur. Aapako milke thank you bolaneka man kar raha hai.
@anilrai995
@anilrai995 3 ай бұрын
aapne na jane kitno ki jindgi me badlab kar diye sir kam se kam humari sochne ki disha tik kar di paiso ko lakar .....thanks sir
@knowledgematters2857
@knowledgematters2857 3 ай бұрын
This is one of the best video for our generation !! thank you Mr Warikoo .
@avikshee3199
@avikshee3199 15 күн бұрын
You sound like RICH DAD... learned a lot about money management from you. Thanks!!👍
@fivefingersproductionsimra8964
@fivefingersproductionsimra8964 3 ай бұрын
Bahut dino bad ek acche insan se mulakat howi 🎉 thank you
@jikorox
@jikorox 3 ай бұрын
Kuchh Sunai Nahin pad raha hai Charon Taraf lag raha hai Jaise Bar Bar dekhta rahun is video ko Khosa ja raha hun is video Ko Dekhkar sir I really awesome excellent India ka savings Ka Love Guru hai aap….❤🎉
@avishekthakur2790
@avishekthakur2790 2 ай бұрын
Sir you are my inspiration thanks for sharing knowledge
@mr_sarks
@mr_sarks 3 ай бұрын
My goodness!!! Goosebumps on the last words 🥶 Thank you Sir ❤
@onkar6932
@onkar6932 3 ай бұрын
Whenever I watch your videos, I feel like getting much needed life lessons from older brother from another mother. Thanks from bottom of my heart Ankur.
@SuperKnair
@SuperKnair 3 ай бұрын
Can't agree more to this harsh but true fact of Life "Your level confidence, to a much greater extent does depend upon how secured you're financially" 😌
@thebookreviewer9324
@thebookreviewer9324 3 ай бұрын
Thank you Mr. Ankur Warikoo for giving us valuable insight about life and money...
@avishekm1985
@avishekm1985 3 ай бұрын
This is one of the best video about life and how to handle money Ankur. I am a regular viewer of your videos but I think this is one of the best amongst them. Really applaud your way of looking at life.
@farhanchougle10
@farhanchougle10 3 ай бұрын
One of the best video on social media Please also make an English version for global viewers
@zakwankhan7815
@zakwankhan7815 3 ай бұрын
Sir, your teachings are like lamps, that brighten the darkest path of a man.
@raunakjain9113
@raunakjain9113 3 ай бұрын
Sir, you are a real guru for middle class on how to build the relationship with money
@Samextraintrovert
@Samextraintrovert 3 ай бұрын
After watching the video, I felt like I was getting the best advice from an older brother who has overcome financial insecurity.
@rakeshgaming9457
@rakeshgaming9457 3 ай бұрын
Sir, i am following your videos 3 years, i am glad to say that i have learnt a lot from you, thank you sir for every thing.
@mohanlalprajapat7502
@mohanlalprajapat7502 3 ай бұрын
hats off to you sir, bina excel wala video.. ... you and your family are an inspiration for me and youth nowadays.
@ishaanahmad5267
@ishaanahmad5267 3 ай бұрын
One of the best videos by you@Ankur Warikoo😊..Powerful presentation, more like a motivational speaker. I am based in Muscat and an avid viewer of all your videos.
@HimanshuYadav-cr1zi
@HimanshuYadav-cr1zi 3 ай бұрын
Thanks Guru Ji❤❤
@ashoksapam
@ashoksapam 3 ай бұрын
You had me emotional in the end. Kuch toh log kahengae logon ka kaam hai kehna, but you are my guru❤
@AvishekParamanick-m9n
@AvishekParamanick-m9n 23 күн бұрын
Thank you sir for showing life in a different way and best wishes for you to take it in the right direction❤
@nikhil_sugandh
@nikhil_sugandh 3 ай бұрын
One of the finest videos I have ever seen .....ankur warikoo signing off!!!
@priyajha944
@priyajha944 3 ай бұрын
This is the best video I've watched in long time.
@karangowda979
@karangowda979 Ай бұрын
Thank you so much Ankur.....can't thank you enough for giving out this video...made me learn and unlearn many things
@sahilvohra1190
@sahilvohra1190 3 ай бұрын
There is no one fixed rule for everyone but it is beautifully articulated to keep the desires low and set a goal post for ourselves. If we fullfill our desires for ourselves not society it will give us more satisfaction but it can some time in the form of materialistic things also.
@akashj1987
@akashj1987 2 ай бұрын
I have seen your lot of videos but this is first time I felt like commenting. This is one of the best video which teaches not only about money but life. Thanks for posting this. ❤
@zahrashad
@zahrashad 3 ай бұрын
The value that you add with your simplistic yet profound thought process and your ability to put across these thoughts powerfully is beyond amazing. I love to be your student over and over again and would never want to graduate out of the Ankur University 😊 Loads and loads of love and respect to a great mentor.
@daelgaming2509
@daelgaming2509 3 ай бұрын
I wish ,I have listen to you before wasting my money in unnecessary desires
@albertbhabani1251
@albertbhabani1251 3 ай бұрын
Best knowledge for me 😊 love you ankur ji.. and I'm only 20 and I already know what to do and what not to do 😊😊
@Veduangels
@Veduangels 3 ай бұрын
Just one word Thank you God bless you
@SurajitDeySarkar-l4o
@SurajitDeySarkar-l4o 3 ай бұрын
Grateful for the lessons 🙏
@JamAliHaider-u2l
@JamAliHaider-u2l 3 ай бұрын
I am from pakistan and a big fan of yours. I wish pakistan had a wise and financial you-tuber like you.
@ankurkumar7835
@ankurkumar7835 3 ай бұрын
Great Story telling ❤
@FROYLANGRACIAS
@FROYLANGRACIAS 3 ай бұрын
One of the best videos I watched lately. Quite inspiring.
@shreeharshabn5367
@shreeharshabn5367 3 ай бұрын
I feel sad that 15yrs back Ankur didn't make KZbin videos. Unfortunately.. I didn't know that I should not buy a house at the age of 24. Unable to sell it. I am living in a rented property which is nearer to my office location but my own house is still yet to be sold. It's tough to hold & run both houses
@daelgaming2509
@daelgaming2509 3 ай бұрын
Exactly same I am thinking that
@nocturnalbeing8474
@nocturnalbeing8474 3 ай бұрын
If possible you can rent your house.
@shashank53
@shashank53 3 ай бұрын
Location of your own house
@shreeharshabn5367
@shreeharshabn5367 3 ай бұрын
@@shashank53 It's in Bangalore. In front of Chikkabanavara Railway station.
@crusiesmith4146
@crusiesmith4146 2 ай бұрын
​@@shreeharshabn5367 You should join a company....who will allow you to work from home. At what price did you purchased your flat in 2009 ?
@KalravChauhan
@KalravChauhan Ай бұрын
Salute to you sir. Your Video just has enhanced and sharpened my GOAL towards Life. Thank you for that where I need the most !
@KathanRaval-xq4bb
@KathanRaval-xq4bb 3 ай бұрын
This is what we need rn in our 20s thank uh for guiding in life and we appriciate your work!!!
@Yomkhan
@Yomkhan 3 ай бұрын
Example of treadmill is very nice ... It's easy to explain anyone
@debojitsaha8808
@debojitsaha8808 3 ай бұрын
Sir, aapse bahut kuchh sikhane Ko Mila hai! Dil se thank you ❤
@bhilaiculture
@bhilaiculture 3 ай бұрын
It's one of your best... For sure.. Itna badiya explain kara apne... I am on the path you are telling here since some time back now.... Icha to hai early retire ki... Work if you want to... Not if you have to... But for that you must have a capital.. Jo ban raha hai... It's nice to hear you Warikoo sir.
@devashishphadnis5855
@devashishphadnis5855 Ай бұрын
Ankur, I just realised, some people dont like what you say, because they don't truly understand what you are saying! Kudso to you ! thanks for this video!
@santanudutta2974
@santanudutta2974 Ай бұрын
Perfect elaboration, true thought.
@sudiptochatterjee8885
@sudiptochatterjee8885 3 ай бұрын
Excellent,this is not a video rather a life changing asset
@ManojGupta-i2z
@ManojGupta-i2z 3 ай бұрын
@ankur, could not have been a better timing (not the first time though). My friend bought a creta top model.. my finance excel file doesn't allow that.. thanx for explaining.. we all know but may be just wanted to hear someone we look upto
@warikoo
@warikoo 3 ай бұрын
Great 👍
@syedjunaidiqbal
@syedjunaidiqbal Ай бұрын
Ankur thank you for your wisdom
@siraqram8388
@siraqram8388 3 ай бұрын
Masst Neend Aya ....
@tamo3331
@tamo3331 3 ай бұрын
Loved to watch it without excel. Fun learning experience. Thanks to the WARICREW.
@148riha
@148riha 3 ай бұрын
ये तो लाईफ लेसन था❤ जो हे उसमे खुश रहो, ट्रॅव्हलिंग पर पैसे खर्च करो,दिखावा मत करो,लोन मत लो ,पैसे save करो❤💯🙌👏👍🏻
@parikshitkarke6774
@parikshitkarke6774 3 ай бұрын
Nice talk... I really thankful for guiding finance with bottom of your heart
@shami013
@shami013 3 ай бұрын
Ankur ji! Amazing content! You are transforming many lives with these.. Keep going and God bless you!
@vipulbhardwaj8659
@vipulbhardwaj8659 3 ай бұрын
Idk how I stumbled upon this video but my thoughts and principles of life aligning with this man is a big W.
@paras5024
@paras5024 Ай бұрын
I wish every person should implement these things, then this world will become more beautiful ❤
@rajdixit9201
@rajdixit9201 3 ай бұрын
One of your best videos I have seen till date 🎉🎉🎉🎉🎉🎉
@ngambavloger6964
@ngambavloger6964 3 ай бұрын
The best speech ever I had about life Thank you
@hrishikeshdongre8502
@hrishikeshdongre8502 2 ай бұрын
Sir food ke upar ek vdo banaiye ki hume kya khana chahiye kitana khana chahiye aur kaha se khana chahiye. Ye ek bahut important topic hy jispe bahut saare log confuse rhte including me
@arijitchakraborty5092
@arijitchakraborty5092 3 ай бұрын
You are so rich in knowledge. Love your video sir. You rich because of your extraordinary content also.
@sumanghosh4914
@sumanghosh4914 3 ай бұрын
Thanks @Ankur I'm already following these rules in my life but after viewing this I'll strictly follow might be I'll be a more better person than I'm today
@stacydoval8403
@stacydoval8403 3 ай бұрын
One of your best videos 🎥 . The content is very deep and the same time practical.
@sohomroy6606
@sohomroy6606 2 ай бұрын
As a shopaholic, I spend a lot of money to show off. Thank you, sir, for your wonderful video; it was a nice lesson for me. I have only one regret: I wish I had subscribed to the channel a few months before then so I could have learned a lot.
@SonalSharma-e4c
@SonalSharma-e4c 3 ай бұрын
Thanks sir to make this video and and iam so motivativated to my future life
@tabahmed9273
@tabahmed9273 3 ай бұрын
Great advice seriously. Everyone should follow your advice.
@sagargajjargujrat4074
@sagargajjargujrat4074 3 ай бұрын
Thank you.... Very nice information... To youth.....
@sohinihalder7318
@sohinihalder7318 3 ай бұрын
Love you man!!I am 20 years old ...I invest my money that I earn by giving tutions.also I am an engineering student...you have changed our point of view with money...I hate wasting money... hope I will get financial freedom asap!
@RahulSahu-hl4zp
@RahulSahu-hl4zp 3 ай бұрын
Thanks for sharing such wonderful knowledge. Really appreciate your simplicity and advice.
@bhavisharana2078
@bhavisharana2078 3 ай бұрын
Thank you to give us brief about what u feel with real life competition 😊
@anishsen2750
@anishsen2750 Ай бұрын
Just awesome info..true fact of our common man life ..some small and discipline changes make u a more happyer life from your inside .
@nitinmathur3319
@nitinmathur3319 3 ай бұрын
I really need such type of motivation..... thanks a lot from the bottom of my heart 💞
@jupjeetsingh4035
@jupjeetsingh4035 3 ай бұрын
Thank you sir for such a guidence 🙏♥️
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