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The BIGGEST Reason you have ZERO Savings! | Digital Money Matrix | Ankur Warikoo Hindi

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warikoo

warikoo

Күн бұрын

Пікірлер: 1 100
@warikoo
@warikoo 10 күн бұрын
My new book Build An Epic Career is out now! Discover 15 career tools, avoid common mistakes, and build the mindset for career success. Grab your copy here: www.BuildEpicCareer.com/ My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@akshitmishra1026
@akshitmishra1026 8 күн бұрын
Sir I ordered it on 6th Jan, it will be my first book ever.
@nakircoffee
@nakircoffee 8 күн бұрын
Sir I love all videos or ek baat money matter mai do baar msg Kia hu lekin koi reply nahi please sir 😍😍😍😍😍❤️❤️❤️❤️
@Rohit12852
@Rohit12852 8 күн бұрын
Sir main ne 10 ko hi order kr diya .. main ne aap ka 3 book padah rakha hu😊 .. Thankyou sir for changing me! ❤
@SangameshMetri-h4j
@SangameshMetri-h4j 8 күн бұрын
Sir 22:18 this time though is inspired to me save in future,thank you so much sir.
@swapnilnaik0017
@swapnilnaik0017 8 күн бұрын
Sip or smart sip
@chandreshs80
@chandreshs80 6 күн бұрын
Just stop using UPI and start using cash. Taking cash out of your pocket gives a lot of pain. Also, when you touch your cash in pocket it will become more valuable. Rs 1000 has a high value in hand than through UPI
@ShowkatKhan-e9g
@ShowkatKhan-e9g Күн бұрын
Exactly, i lost thousands to scammers few months ago, but i did not feel the pain as much as i would've if i paid them in cash. I was like ok i had some prenotion sense that these are scammers and i will lose some to these guys, so अब पछताए होत क्या जब चिड़ियां चुग गई खेत then i may had regret it for few hours thats it because these were just numbers on my phone screen not my hard earned physical cash.
@ravijr4275
@ravijr4275 Күн бұрын
100% true,cash is king🙂
@mokshsharma9576
@mokshsharma9576 7 күн бұрын
Its all about SELF-CONTROL💪🏻💯
@romsnsama23
@romsnsama23 6 күн бұрын
Nope its easy to follow aswell if u got strong willpower i follow it...​@@Divyanshuraj18
@sstudio36
@sstudio36 4 күн бұрын
​@@Divyanshuraj18 control ek din me nahi ata regular practice se ata hai.
@Telugu_Vlogs_Off
@Telugu_Vlogs_Off 4 күн бұрын
when u have excess money its almost impossible
@Valinat_Y-A-D-A-V
@Valinat_Y-A-D-A-V 2 күн бұрын
Ya bro U are absolutely right 👍
@Arun-Kumar-0000
@Arun-Kumar-0000 8 күн бұрын
अपनी पूरी खर्च में इंसान 70% खर्च दूसरे को देख कर और दूसरे को दिखाने के लिए करते हैं 😂 30% खर्च ही सिर्फ जरूरत के लिए खर्च होते हैं 😂 जो लोग सहमत हो इस बात से 👍👍 करिए 👍
@Dave_en
@Dave_en 7 күн бұрын
Depend karta hai income aur cost of living pe. Kis jagah rehta hai ye bhi important hai. Baaki paisa invest karte rehna chahiye warna ya toh kharch ho jayega ya phir inflation khaa jayega. Dusra rule ye hai ki kisi ko udhaar mat dena kyunki wo paisa koi kaam nhi aaya aur na bhi invest hua, aur naa hi dost se interest maang sakte ho. Mehnat ka paisa gutter me gaya
@ravirajhembrom5721
@ravirajhembrom5721 7 күн бұрын
Shi. Bat
@piyagupta9807
@piyagupta9807 6 күн бұрын
I agree
@walkingnews666
@walkingnews666 5 күн бұрын
Bro your channel is 90% ads
@ShowkatKhan-e9g
@ShowkatKhan-e9g Күн бұрын
Sahi baat jese ki insan to ek tent mein bhi bina tension k reh le lekin duniya ko dikhane k liye mahal banana to padega na.
@adi1046
@adi1046 8 күн бұрын
WHAT?!!!! 1 crore yearly income and 5 crore Debt?!!!! How can people be so frivolous with money despite coming from a place where their parents were earning 11k/month. Oh, it just saddens me.
@LifeAfterMBA
@LifeAfterMBA 8 күн бұрын
They are just lying... especially it's a "SHE" She is definitely lying - it's normal nowadays. I can say "I earn 22 crores per year and still have a personal loan of 31 crores, bro! Believe me!" 🦖
@Kim_Jong_Un-o4y
@Kim_Jong_Un-o4y 8 күн бұрын
Bhai, when you earn 1 cr, you'll want to buy a BMW, Range rover, etc.
@msdadsfsx
@msdadsfsx 8 күн бұрын
Same here, spending almost 20k on subscriptions
@pauleditzs
@pauleditzs 8 күн бұрын
It all for the fake luxury
@mohitmorya
@mohitmorya 7 күн бұрын
😂
@ItsVishal
@ItsVishal 8 күн бұрын
In 2024, I checked my Zomato spending through an extension and found that I spent around 24,000. Comparing it to 2023, where I spent about 13,000, I realized my spending nearly doubled in 2024. By 2025, I had uninstalled both Zomato and Swiggy and now prefer cooking at home when I'm hungry. The discounted food coupons actually encourage people to spend more than necessary!
@RAY1530
@RAY1530 2 күн бұрын
😂
@Caterpillar261
@Caterpillar261 2 күн бұрын
Great decision.
@cruciferlucifer
@cruciferlucifer 11 сағат бұрын
Same story ...following same home cooking..🎉
@harshitkaushik5105
@harshitkaushik5105 8 күн бұрын
Definitely among the top 5 videos of this Chanell.
@godakartik8110
@godakartik8110 6 күн бұрын
Top 5 of all financial advice videos for people of our generation. So eye opening. The monthly total of my upi and the individual transactions seem so unrelated. 200, 500, 150 and then monthly total in x,000/-
@hnath127
@hnath127 8 күн бұрын
What a video sir!! I've turn 18 last year in September. I've opened an UPI account few days ago. After seeing this video I'll be very careful with my money. Thank you sir a lot. You've indirectly save my money 😅.
@kaptansingh8050
@kaptansingh8050 8 күн бұрын
Save money right sir
@dipeshkunwar4398
@dipeshkunwar4398 8 күн бұрын
Just remember you will be called greedy amongst your friend circle
@hnath127
@hnath127 7 күн бұрын
@ Do you even know the meaning of greedy ?? 🤣 I said I'll save money not ask for my friends money, 🤣
@tinakelath8276
@tinakelath8276 7 күн бұрын
What about senior citizens who get no pension too. Do update us. Thank you
@shrishpotdar343
@shrishpotdar343 5 күн бұрын
​@@hnath127 wo stingy bol na chahta hoga, me bhi recently upi ka user bana hu kuch 2-3 mahine pehle. Aap apne kharche catalogue karke rakho, acche se ek khata book ya kisi note taking app me likh lo, mera isse kharcha bhot minimise hue hai
@tulsidaspadma6042
@tulsidaspadma6042 4 күн бұрын
आपने बिलकुल सही टॉपिक पर विडियो बनाया 👍साल 2000 से पहले सामान्य व्यक्ति को कोई लोन नहीं मिलता था ऊसको अगर कोई चीज खरिदनी है तो हर महीने एक एक पैसा जोड़ कर ऊतने पैसे जमा होने के बाद शान से ऊस दूकान पर जा कर जो चीज खरिदना है वो खरिद लेता था और वो भी कैश में💪😎
@thechampbadboysaint2313
@thechampbadboysaint2313 4 күн бұрын
One of d best video frm this channel.....much required for all of us...atleast to the new generation.... I hv seen one very common things in millenials now a days...those people are in their 40s and mostly well earned and with good savings but they are stuck in these two common thoughts .... 1.we only lives once,we are already 37 years old...and if we dnt enjoy the life now , than wht we will do with the luxury life on retirement ? 2. We have to make the balance ...we have saved enough for children and hv to save more for other important things. Kindly make one video on this...when a person who have good savings and earning well ...but very much confused in this balance of two things .
@themboys304
@themboys304 8 күн бұрын
Be conscious of your spending. Things will change for the better. I used to spend 70k a month. Now my expenses are 11k.
@dipeshkunwar4398
@dipeshkunwar4398 8 күн бұрын
I wish I could earn like you
@gulnarbhiwandiwala232
@gulnarbhiwandiwala232 5 күн бұрын
How Can u plzzz explain
@themboys304
@themboys304 5 күн бұрын
@@gulnarbhiwandiwala232 Absolutely, I used to spend thinking that credit was my own extra money. But I had less in my bank account than my spending on credit card. So I had to rely on next month's salary. Now I spend based on how much money I have in my account and current month's salary. Instead of thinking I can delay my payments with credit card now I delay buying things that I don't really need and by doing that next month I realise that most of the things are not needed and it was just a momentary desire. Hope that helps you understand, what I am trying to convey.
@sufeemohammad4370
@sufeemohammad4370 5 күн бұрын
I too spend huge amount every month, please explain how you controlled your expenses.
@PracheeKorday
@PracheeKorday 5 күн бұрын
​@@sufeemohammad4370write down every rupee u spend in this month. Study the expenses at the end of the month. Then next month u will know if that expense can be avoided if it's unnecessary.
@TheNaturalAngle
@TheNaturalAngle 7 күн бұрын
From past 4 months, I am using an app (money manager) where I am writing down each and every expenses. rs ka ho ya 10 ka ya 5000, sab likha hua hai. and it is very helpful in narrowing down faltu ka kharcha.
@sainitraderinvestor1510
@sainitraderinvestor1510 6 күн бұрын
Mere pass Day to day application 😊 I track my all debit even as low as rs 10
@govindayan
@govindayan 3 күн бұрын
Tracking on Wallet by Budgetbakers more than 6 years.
@chasing_real_moments
@chasing_real_moments 3 күн бұрын
i am also using this app from 4 years and it helps me alott for tracking and manging my expenses. Now i can see my yearly expenses of 4 years. People must use these apps too.
@prashanthks2111
@prashanthks2111 2 күн бұрын
Even I'm using the same app Where I'm tracking all income and expenses Even 1Rs transactions I'm aware where I'm spending
@AdityaSingh-iv9wz
@AdityaSingh-iv9wz 2 күн бұрын
Mai bhi use krta bhai
@pradiptonath2441
@pradiptonath2441 8 күн бұрын
sir aap bohot atche se life style ko shamajte hay or bohat atche se samjhate vi hay ..... aj apke video dekh ke mene vi calculate kia me 3000 monthly tuition karke mera besic need pura karta hu, me collage me parta hu but mera 90% small amount like 30,40,20,50 aise hay and last me mere hat me kuch nehi bachta hay....and up ki video dekh k aj samaj geya ki kaise kharach karna chiyea ... thank you sir .. love you very much .
@therajjhaaa
@therajjhaaa 8 күн бұрын
same case but I earn 3800rs and want to save for my laptop for my music Production abhi sem 1 me hoon Struggling with knowing not to fall into these traps
@topviralvideo1.0
@topviralvideo1.0 7 күн бұрын
same situeation bro😎
@Shivam-lf8ru
@Shivam-lf8ru 6 күн бұрын
Khao pio aur khush raho. Kamaye the kharch karne ke liye hi na😂 Aise kamane se kya fayda jisme thora snacks kha kiya usko bhi calculate kare Increase your salary rather than decrease your wants.
@SinghMS143
@SinghMS143 7 күн бұрын
Sir by god's grace iam very lucky,, mai inn sab cheezo sai durr hi rehta hu, mere sbi expenses calulative and important hai, and har month savings mai pehle hi debit kr leta hu jaisa hi salary aati hai,, iam 32 years old, apni mehnat sai mene study ki bcos father nhi hai mere, marrige kri,, chota sa ghar bnaya,,, iam very thankful to you sir,, apse bhut kuch seekha aor apni life mai usko implement v kiya,, thanks alot Sir!
@malikkhandev
@malikkhandev 6 күн бұрын
This small but impactful story made my day
@RAHULPANDEY-lg9lx
@RAHULPANDEY-lg9lx 2 күн бұрын
Very good approach
@BhimraoKamble-q6e
@BhimraoKamble-q6e 4 күн бұрын
I’ve read many books about money, but Zarnivex Money takes the crown. Its unique
@govindayan
@govindayan 3 күн бұрын
Can't Google about it. Will you share a link?
@ravichandar5426
@ravichandar5426 2 күн бұрын
Ye stupid bots ab India mein bhi aa gaye!
@aman29754
@aman29754 8 күн бұрын
1.I track each and every transaction in the app when I do the transaction from last 5 yrs. 2.I use Rupay upi always to get cashback rather than using cash. 3. I am 29 now but till now I haven't purchase any online streaming platform. 4. I haven't purchase anything in EMI (other than my recent home purchase). I purchase every item in cash or bank transfer. 5. Recently bought a house by giving 60% down payment and 40% loan and will be closing the loan in 4-5 years.
@mrsmayu6058
@mrsmayu6058 7 күн бұрын
I blocked my credit card a month ago, and I can surely say it gave me another kind of mental peace.✌️
@thejaisingh8423
@thejaisingh8423 6 күн бұрын
Berojgar hokar bhi pura video dekh liya😂😅
@learn-beyond-Academy
@learn-beyond-Academy 5 күн бұрын
Same
@shirsendugain9807
@shirsendugain9807 5 күн бұрын
😅
@adityax-2-zero
@adityax-2-zero 4 күн бұрын
Bhai attention span badhega 😂
@KamalSingh-el7xn
@KamalSingh-el7xn Күн бұрын
Kyu berozgar log kharch nhi krte?
@ankitsangal
@ankitsangal Күн бұрын
Sahi hai brother paise lootane ke jagah inko bachane ka kuch to idea aayega samajh mein...
@farrahrqrj
@farrahrqrj 8 күн бұрын
बड़ा धन्यवाद XAI39E और SUI का जिक्र करने के लिए। ये दोनों मुझे भविष्य लगते हैं। मैं इन्हें मजबूती से पकड़ रहा हूँ।
@Mr.Atypical
@Mr.Atypical 6 күн бұрын
I see all these ads. Many times tempted but comes from a family who were earning just 10000 a month 5 years ago. So understands value of every single rupee. Due to this attitude felt left from society many times as people just ready to give any price asked for anything. This Spending culture is just increasing day by day.
@krutikashah3850
@krutikashah3850 5 күн бұрын
Don't worry, think of quality of life. Save/invest for future and buy only needed. One day they will feel jealous.
@shivani_mingwal
@shivani_mingwal 8 күн бұрын
Its not about money only, its about mind and mental health, when a person is empty or sad/stress from inside, they try to find instant quick fix according to psychology hence binge eating, shopping and the apps have made it even so convenient.
@swarupbhc
@swarupbhc 8 күн бұрын
Very needed video it was, suffering from the same issue, earning 80k per month, but cannot servive after 15 days of getting my salary.
@chiragmistry7050
@chiragmistry7050 8 күн бұрын
Hi video seems very informative.. I have cracked my day, week and month how to not spend to any my money .. I am contusions making money. And investing without spending on any zero return worth of spending.. It's not that I don't spend money. But I have STOPED buying any unnecessary products. Best thing... avoid buying things which will not give you any pleasure after purchasing.. My monthly salary is 3 lacks and my spending is less than 75000 (including monthly rental of 20000. I dont do online shopping. I dont order any food online. I dont buy any OTT platform. I dont have any loan I dont want to buy any home I spend my Saturday and Sunday within my garden and avoid watching any nonsense webseries. Or reels I save most of my money and invested in Stocks and Mutual funds.. I enjoy to spend money on family small holiday or min vacation which hardly cost me 2 lac or 3 lac.. which is very small compared to my savings. I dont believe in buying car or buying a house. I dont believe in buying branded shirts or t-shirts. It doesn't mean I wear street selling cloths. I believe in healthy and simple lifestyle. Just stay simple..
@rt7484
@rt7484 8 күн бұрын
What is your job
@ValleyWanderer
@ValleyWanderer 8 күн бұрын
fakeeeri pro max 😅
@aashish1849
@aashish1849 7 күн бұрын
Going very well my brother. I aspire to be like you. But i would rather have a car because i don't live in a metro city and the transport system here is not very reliable and convenient
@TarotRider-t2m
@TarotRider-t2m 4 күн бұрын
What is wrong with buying a house, nowadays no one gets married if they don't have a home.
@km41271
@km41271 6 күн бұрын
You are the best Mr Warikoo..you can save educated middle & upper middle class of India
@ashishsharma4853
@ashishsharma4853 8 күн бұрын
पैसा बचाना भी एक कला है
@govindayan
@govindayan 3 күн бұрын
Strongly believe in this 🙏 You need more brain to spend than to earn.
@Quicksilver_007
@Quicksilver_007 2 күн бұрын
I have huge respect for those people who are good with finance. Earlier i used to call those people miser who would not spend with open hands and would always want to skimp on everything but i now realise why it is so important. I earn 45k per month and i dnt have any responsibility towards my house but still i can't save anything
@mathematicsmind8648
@mathematicsmind8648 8 күн бұрын
2005 se main earning start kia, tuition se... tab se aj 15/01/25 tak each and every expenditure main record Kia mere diary mein.. 11 diary ho gaya, March 2024 se 12 th start hua... Kharcha karne mein mjhe koi prob nehi hain, lekin woh kaha ho raha hain ye agar nehi pata chala to mein so bhi nehi sakta hoon... Mere diary mein sabka record hain... e.g. agar kisi ko road pe 2 rs bhi dia, to wo bhi note karta hoon, ye example islie dia ke mere pas amount matter nhi karta mjhe sir janna hain mein kaha pe kharach Kia... Hard earn money hain mera, wo to ura dé nhi sakta na....
@NCR_Talks
@NCR_Talks 8 күн бұрын
M bhi bhai 2 saal se hr chiz note krta hu best trikaa h ye
@therajjhaaa
@therajjhaaa 8 күн бұрын
Thanks to both of you now I'll also do the same ❤
@prakashvyas
@prakashvyas 8 күн бұрын
Same 1 sal se mai maintain kr rha hu
@aabidahmalik
@aabidahmalik 7 күн бұрын
Lekin 12 dairy agar 200 ka ek b rakh de to 2400 plus pens agar bas 12 he rakh de 10 ka to 120 , ....sab se pehle ye 2500 apne 12th dairy kai jod lo aur gir time ka calculation ko bas aap he kar sakte ho ... Transactions ko analysis kar k bachat karna achi baat hai lekin har cheez ko record kar k apna dimaag din raat isi mai rakhna b acha nahi haina.... zyada se zyada 1 hazar rupees extra kharcha karoge na lekin psychologist isi baat k liye minimum 5000 lega....choice is yours...thanks 🙏
@Dave_en
@Dave_en 7 күн бұрын
Simple sa Funda hai ki ek alag account rakho kharch ke liye, investment ka alag aur salary ka alag. Phir chahe Kitna bhi kharch karo kabhi derail nhi hoge. Kuchh diary maintain karne ki jarurat nhi aur har financial year me tax aur saving ka planning karna jaruri hai.
@sachinbk1347
@sachinbk1347 8 күн бұрын
Funny how this video came out today. Just 2 days back, i went through all my transactions on UPI coz i do all my transactions using UPI. I literally don't use cash. I took the data out for the last 8 months, put everything on excel. This has given me a clear idea on what my expenses are and where am I spending the money. I have figured out a couple of areas where i can absolutely control my spending and i will be using this to invest in mutual funds. I have started to become more responsible with my money thanks to this channel. Thank you Ankur sir.
@blacklegg
@blacklegg 7 күн бұрын
UPI money, despite definitely being easier to spend also have this advantage of having a record. its exactly like a credit card using it wisely will save you big time but reckless spending will be just as bad. as an 18 year old student i also keep 80% of my pocket money in bank just so that i can analyse the statement at the end of the month
@Tanay_007
@Tanay_007 5 күн бұрын
This is a masterclass. Absolutely masterclass. Never think in such a way.... Hats off to @warikoo Sir... So practical and smart analysis...
@roshanray8623
@roshanray8623 8 күн бұрын
I guess the people who would have watched this video in full,must be in same trap or facing the same issues ...including myself ....hope this video can help us all to really get out of this trap...thanks Ankur bhai....for considering this as really a big issue ,else most people could not even realise what is happening with them...
@aashish1849
@aashish1849 7 күн бұрын
I watched the video in full. But thankfully, not trapped in this system. I like to educate myself on what mistakes not to make🫡
@pawan-tr
@pawan-tr 6 күн бұрын
I have watched full video but, i have always kept my eyes on spending...and I am not in trap of it. Some people force me to do unwanted expenditure but I am not doing that inspite of some criticism
@Newsattechindustry
@Newsattechindustry 7 күн бұрын
I never Order food from outside, I Never Buy unnecessary Things, I do Have Subscriptions Like Google One but, I can Manage all of that. My Monthly Income is ₹1,90,000 and My Monthly expenses is ₹50,000 as of now. I Know it is a Lot but, My Vegetables and More things which are important. It will be nearly 12,000 INR, but My wife and Children spend more than that. Control yourself and you will save Money
@azabgazab8800
@azabgazab8800 7 күн бұрын
Mai bhi bahut soch samjh kr kharch krta hu but aapne pay later vala jo point btaya use mai use kr leta hu but usme bhi 👀 rkhunga Thankyou sir
@micokecrafts
@micokecrafts 5 күн бұрын
I learnt something amazing from this video. ★ How small-small transactions drain our hard earned money. ★Kharcho ko "hamare kaam ke ghanto" se compare karna.
@vishalvernekar80
@vishalvernekar80 7 күн бұрын
So true, every thing on my screen is a direct or an indirect ad and the cooling period is zero, no friction in the process to a purchase
@swarali9565
@swarali9565 4 күн бұрын
My favorite person, such an amazing person, Mentor, Entrepreneur and whom I respect the most ❤🙏🏻🙌
@Manoj19958
@Manoj19958 8 күн бұрын
There is a epic solution to avoid unnecessary shopping by turning off the notification of shopping,food delivery apps ...... It's helping me a lot..
@iamaindian
@iamaindian 4 күн бұрын
Same here... मेरे पापा की सैलरी 8000 थी 2005 में । पूरी फैमिली को चलाते हम दो भाई एक बहन मां पापा दादी । हम सभी भाई बहन पढ़ते थे । अब मां को पेंशन है 15000, और भाई की सैलरी 55000, मेरी सैलरी 68000 ये सब के साथ हम तंगी में जी रहे है मैं पर्सनल खर्च के लिए लोन तक ले लिया हु किसी बड़े काम के लिए नहीं ओनली पर्सनल खर्च । 😢😢 पता नहीं पापा कैसे इतना कुछ करते थे और हम सब को खुश रखते थे 😢😢
@NoName-rs8pg
@NoName-rs8pg 8 күн бұрын
This video truly opened my eyes and I'll try my best to live a minimalist life without falling into the Digital matrix
@sachindesai1176
@sachindesai1176 7 күн бұрын
10:44 The most important point in this whole video.
@tanyaexo2638
@tanyaexo2638 8 күн бұрын
Not only we are spending more, basic things have also become so expensive: education, housing, food, etc.
@KunalKumar-mo7qv
@KunalKumar-mo7qv 7 күн бұрын
11:39 this line❤ Epic!!
@reverb9370
@reverb9370 8 күн бұрын
Well gotta feel proud of myself that I am over thinker and an introvert that these quality of introspecting is in built atleast in the part of online/ offline shopping and going out 😅😅😅 have to think alot before going out or purchasing
@harshadt3171
@harshadt3171 8 күн бұрын
Big Thumbs up 👍 sir ji.. The very first thing I have done starting of this year is Noting down my expenses in BOOK... I am taking my money spendings seriously.. I am sure by this year end I am able to save huge amount - Says one rs save is one rs earn 😊😊
@gurkiratkaler2929
@gurkiratkaler2929 6 күн бұрын
one thing which i did was to buy a youtube premium subscription to avoid ads ,
@pratibhatr4802
@pratibhatr4802 7 күн бұрын
Yr video reminded me of memories each 90s kid has, no mobile ....nly tv....
@thepurplepagg
@thepurplepagg 8 күн бұрын
This video should be watched by every single individual 🙌
@Adityaraj-ke2lx
@Adityaraj-ke2lx 8 күн бұрын
Paisa bachane se better hai Paise se paise banane pe focus karna ❤
@bedroom9702
@bedroom9702 8 күн бұрын
I'm not spending that much but you change my mind thanks Dear its really helpful video.
@shreyameshram
@shreyameshram 4 күн бұрын
I’m addicted to your content
@Indiaclean
@Indiaclean 8 күн бұрын
Maine ek loan liya thaa 66% par, or late payment hone par loan amount double shala zindagi barbaad..😢
@akashtomar3
@akashtomar3 6 күн бұрын
You have changed how I see money! My much appreciation & respect! Thanks for creating such content 🎉
@kunalnn017
@kunalnn017 8 күн бұрын
I was listening to this video and At one point initially i just felt Ankur sir switched to SRK mode and wo speech ekdum 70min wali speech ban gaye 😅. But truly a great observation sir!❤
@mohitjain2192
@mohitjain2192 8 күн бұрын
Worst thing is enabling Rupay credit card over UPI.
@Lufimusicindia
@Lufimusicindia 8 күн бұрын
Right ❤
@yashuneerkaje9019
@yashuneerkaje9019 8 күн бұрын
I also enabled it last year. Now disabled it from this year and blocked the credit cards😅
@knowerindia7605
@knowerindia7605 8 күн бұрын
I also stuck in
@ankits9791
@ankits9791 8 күн бұрын
True
@vipinpg
@vipinpg 8 күн бұрын
Depends on spending. Enabling upi credit saved me 5000 per month.
@mibinmammen7383
@mibinmammen7383 8 күн бұрын
I personally think it's about carefully using UPI and being wise. It happened to me recently and i decided to budget each of my UPI transactions in the overall
@infostudios5206
@infostudios5206 6 күн бұрын
i just luv this person...he's simply incredible .....awesome personality sir 😃🥰
@pareshnaik5570
@pareshnaik5570 6 күн бұрын
I had understood the side effect of credit card long back in 2007…Bought on my first job and given up within next 3 months…But paid its due for almost a year till 2008….As my salary was 10k per month and I had spend almost 25k in it in 3 months…From that day I had made very clear will bought any product when I have sufficient amount in my account
@adityapancholi4708
@adityapancholi4708 7 күн бұрын
Already safe from this but still watched this. This is real problem but difficult to realize. It is very easy to be happy without many of our wants, once you know the trap.
@deveshsharma997
@deveshsharma997 8 күн бұрын
Truly agreed sir. Thats why i have customized my fone not to show relevant ads what i searched and that does not show me again on any app screen on Ads page. Totally not buying before judging as per need etc...
@mbhurjee
@mbhurjee 3 күн бұрын
You have hit the right topic and explained it so well. An eyeopener for everyone. Thank you so much for posting this eyeopener video.
@madhurimacreates
@madhurimacreates 7 күн бұрын
I loved the motion graphics where the man was walking up the ladder and the devil sitting on top. What a great visualisation. Great work please share it with your design team also sir :) Love from Madhurima.
@jagtarbrar6896
@jagtarbrar6896 7 күн бұрын
Hlo
@anandkommu-o8t
@anandkommu-o8t 5 күн бұрын
Hi Ankur, great video. I work in Southern India and many don’t speak Hindi. I understand that you have given subtitles. But if you can make English version that would be great. I shared it with my younger colleagues but not sure how many would watch and understand. Great work and much needed to all of us..
@bhushanshelar9746
@bhushanshelar9746 8 күн бұрын
Sir aap ke wajah muze realise hone laga hai 😢 thank you sir
@NeelChourasia
@NeelChourasia 6 күн бұрын
Ye system ek changul hai... khaskar un logo k liye...jinka apne dilodimag pr koi control nhi...aware nhi ...apke is vdo ko dekh kuch logo k pairo se jameen khisak jygi agr wo Sach me dekh aur sun rahe hain apko to .. ... warna wo is daldal me dhste hi chale jynge...
@ShoaibHPatel
@ShoaibHPatel 6 күн бұрын
Sabse Khatarnaak UPI hi hai aur isse jada Khatarnaak Credit Card On UPI hai.. sab chote chote kharche karte karte jab end me pata chalta hai ke ye bahoot jada ho gaye hai.. main reason batata hu ke Credit Card Jo upi ka hota hai uske Credit Limit bahoot jada hoti hai jab Kuch chota kharcha hone ke sms aata hai tab usme Balance show hota hai me jo bahoot jada dikhta hai par hamare mind ko feel hota hai ki ye to apna hi paisa hai but real me wo loan hai .. short loan .. end me jab Monthly Statement Generate hota hai tab pata chalta hai ki ye bahoot ho gaya hai.. usse bada joke Still hum ye Repeat karte hai har mahine
@ChildrenfunnOfficial
@ChildrenfunnOfficial 5 күн бұрын
Right bro
@TheSourDivine
@TheSourDivine 5 күн бұрын
Been using credit cards for more than 7 years and I have cross-checked and verified every single entry of every statement.. It's always freakin' exhausting.. It's a monthly headache that comes with using a credit card ..
@ishani1499
@ishani1499 4 күн бұрын
Sir don't know how and wht u r doing ?bcs everytime whn we tell.about our poor condition they judge us but u r the gem sir ..we feel relax
@mahipdeva3543
@mahipdeva3543 8 күн бұрын
Regards Warikoo Sir! A very thoughtful and a very informative video! I have replaced all my binges on OTTs and random YT videos during my meals and breaks with your videos, it helps and makes me feel as if I have made a good use of the leisure I have! Much respect, thankyou!
@thehealthytipss
@thehealthytipss 10 сағат бұрын
❤Ankur sir, I love that you don't run ads on your video so we can see your videos without any interruptions and distraction. Sir, it's my request that, can you enable ads in limited forms (e.g. 1 or 2 ads/ video) for earning and this money will totally go to help to more poor children who are unable to study, I know sir you are already doing this and I SALUTE you. Please! sir think once.
@FFKUNAL5449W
@FFKUNAL5449W 7 күн бұрын
Thanks for this. I think I manage everything best but jow I realize how I'm wrong. Thank you❤❤❤
@TravelWaliDosti
@TravelWaliDosti 8 күн бұрын
Mai Bhi SRCC Se he 😊and main ye tracking system ko apne college time se karta aa raha hu😊😊😊 pahley paper pe leekhta tha ...ab phone...and really it's working ❤
@myunusedbrain
@myunusedbrain 8 күн бұрын
Warikoo Sir, Awesome Content, I am a student I don't have that much money but I can relate what you said in the video, Will surely look after this when I start earning.
@yogeshtumedwar9043
@yogeshtumedwar9043 5 күн бұрын
2:43 bhai kya bat kehdi hai😊 Muje yad hai hamare ghar me pehla smartphone samsung j2 Aya tha back in 2017. I was excited like tremendous. But recently I bought another phone and many other electronic gadgets but they couldn't give me that excitement again 😢. I think more exposure to the technology and easyness kills the excitement
@LEEEOOO15
@LEEEOOO15 8 күн бұрын
I stopped all pay latter opinions in apps and made a policy that believe in cash only. If I need to buy anything I don't make any upi, I take my debit card, withdraw cash and pay by cash. No online payment just pay through cash only.
@chancan1186
@chancan1186 6 күн бұрын
Excellent.... accidentally watched your video. What a content.....eye opener for many people including me. Thank you very much sir 🙏. I have decided to change myself.
@MMxCrypto
@MMxCrypto 8 күн бұрын
Binance infinity ETH bug right now I just made a video to show that"
@TTSArmysinfluence-rk9mw
@TTSArmysinfluence-rk9mw 7 күн бұрын
One phone buy 3rd hand 2018.. No Status. No Style. No online Shopping.. No Food order. & Last 2025 i won everything... So Money save... Don't waste.... ❤❤ Money make future....
@wulldock
@wulldock 8 күн бұрын
Damnnn Great! This one was soooo good! What a perspective of the connection between time and money! Insanely Educational! Thank you very much!
@sajaltarofdar2484
@sajaltarofdar2484 6 күн бұрын
Thank you. It felt like a meditation session. Now it's time to grab a notebook and a pen to reflect on the things that I have learnt.
@umangdani743
@umangdani743 8 күн бұрын
Biggest reason for no savings is the Mobile & all the apps we are using for food, shopping, online payment. Nowadays it's so easy to buy anything on one click & credit card so we don't even realise how much money we are spending
@nsm-j8s
@nsm-j8s 3 күн бұрын
इस साल का सबसे महत्वपूर्ण वीडियो है । वास्तविकता पर आधारित
@ashishnahar123
@ashishnahar123 7 күн бұрын
One of the best video Ankur w - u have made this so so relatable Thanks for explaining so easily
@kritikarawat738
@kritikarawat738 6 күн бұрын
I am so very greatful to you Ankur for giving us such a beautiful perspective w.r.t. our finances. This video has really changed my point of view.
@syeduzairshah
@syeduzairshah 6 күн бұрын
I entirely agree with you warikoo sir, and I have subscribed your channel earlier for which I am feeling proud on myself
@anilsharma4304
@anilsharma4304 7 күн бұрын
Sir apke video dekhkar bahut motivation milata hai aesa lagata hai ki koi bada bhai samajha raha hai really sir you are doing great job for secure our lives
@dr.kallolchakraborty
@dr.kallolchakraborty 7 күн бұрын
This video is a masterpiece, the most impactful. I just watched the best KZbin video ever.
@nskg600
@nskg600 2 күн бұрын
पैसा खर्च करना और बचाना दोनों ही एक 'कला' है
@priyankamisar2013
@priyankamisar2013 6 күн бұрын
Main roj yahi sochti rahti thi ki papa ne tab kese handle kiya sab aur mujhse kya galat ho raha hai........and ans aaj mila😊
@dumcharaz8538
@dumcharaz8538 2 күн бұрын
Mai 39 year Dr hu. Mai badi mushkil se 1.25 lakh kamata hu. Mera monthly expenditure 70,000/- rs monthly. Mai sab use karta hu Bachoo ki school fees, D Mart, shopping, UPI, SIP, Insurance, Dominos, KFC, hoteling, travelling, Mess, gym, car n bike petrol, servicing, mobile, etc. Magar itna hoke mere pass monthly saving hoti h pata nahi logo ko loan kyu uthana padta h. Foreign trip b ho chuki h. Shayad mai personal shopping nahi karta hu. Sirf mai koi shopping apne liye nahi karta hu wahi meri savings h
@nishantshrivastava8525
@nishantshrivastava8525 8 күн бұрын
We can relate to it strongly. Though I am very keen on the basic financial rules as I read and hear a lot, still find myself not very affluent with my investing.
@tanmoymukherjee1089
@tanmoymukherjee1089 5 күн бұрын
One of the most important video in this present era I have ever seen till now. Carry on Sir...❤❤
@jyotsnabpxs
@jyotsnabpxs 8 күн бұрын
सलाह देने के लिए धन्यवाद! पिछले हफ्ते 50% मुनाफा हुआ। अब XAI39E, ETH और SOL पर सोच रहा हूँ। क्या आप क्या सोचते हैं?
@Chikul-e1u
@Chikul-e1u 8 күн бұрын
🛑🛑🛑 BOT SPOTTED FRAUD ALERT 🔴🔴🔴🔴🔴🔴
@wajidnas
@wajidnas 3 күн бұрын
Hats off❤ wariko sir💯🔥 you are 100% RIGHT evergthing is tracked and click became easy
@anishsarkar6436
@anishsarkar6436 8 күн бұрын
You are a living legend sir... Your each and every words are so much relatable... Thank you sir for posting such videos... ❤❤ Waiting for next video regarding money matters....
@karanranaofficial
@karanranaofficial 2 күн бұрын
Much needed by youth… And the ending “The system wants you to feel less/incomplete.”❤
@Nothing-rn1ie
@Nothing-rn1ie 7 күн бұрын
Sir I am from Bihar district lakhisarai i have so much as a student but I spent at whole my month approximately 300-400(this is my highest spend hai, ye mera hr month nhi hota and kisi kisi month hota h). Ab ye pta nhi aaplog kahan spend krte ho itna sara paisa sb Hmari Rani radha rani ki kripa se chal rha hai... M
@heartndsul4160
@heartndsul4160 20 сағат бұрын
I am also from Bihar (Munger district) . 😊😊
@Star_Baaz
@Star_Baaz 19 сағат бұрын
Same 😊
@Fairy2021
@Fairy2021 8 күн бұрын
It's more imp to manage and analyse ur money rather than just earning more.
@dolphinkids6303
@dolphinkids6303 7 күн бұрын
So skillfully you have highlighted the most common trap that we are in, in this digital world
@shreepaddivekar
@shreepaddivekar 6 күн бұрын
Aap se hi sikha hai sir pichle 1 sal se sab kuch likh ke rkhta aara hu mujhe yesa nhi lagta ab ki mene kuch dmm nhi kiya hai aab Mera bhi home loan hai aapse bohot kuch dikh rha hu ahe bhi sikhta rahunga ❤️❤️🙌🙌
@alonewalker1032
@alonewalker1032 7 күн бұрын
I live in a village. If I want, I can survive for several days without spending even ₹1, but my biggest expenses are cigarettes(4K/month) and OTT subscription (almost 500r)
@hredyakj3191
@hredyakj3191 2 күн бұрын
Your biggest expense is going to be medical bills soon
@deepak8720
@deepak8720 8 күн бұрын
What a wonderful video. Lots of things to learn from it. Thanks Ankur ji. I don't spend much nor do I use expensive materialistic things but I was using UPI for all expenses. I was under the assumption that I barely spend 10000/- per month on needs. I wanted to track my expenses and installed an app called Axio. After 3 months of tracking, I realized that I was spending double the amount. my expenses were hovering between 15-20 thousand per month. It was an eye opener for me. I am comfortable spending 20 thousand which is within my allocation under needs. I was able to make some changes for more effective spending by introducing a Credit Card by which I know exactly the maximum amount I want to spend and also get some cashback on that card. In all this video resonated with me. And I will incorporate the points you shared. Thanks again. 🙂
@Civatris
@Civatris 6 күн бұрын
23:40 best part start
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