Don't let your Salary CTC fool you! | In-Hand vs CTC! | Ankur Warikoo Hindi

[@warikoo]

Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

[@sumanta3151]

I order by Amazon now no discount??

[@rakeshfulzele1112]

Qàqa1qawwaqawaqqaaaaaaaaaaaawwaa11q

[@subhomandi4968]

Sir, 1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu????? Which is better and why???

[@sumanta3151]

MONEY EPIC just read But it is only for age 20 year

[@TheMalikTube]

कितना अच्छा लगता है बिना Add चले वीडीयो प्ले हो जाती है 😊😊

[@foreverqueena1998]

💯❤❤

[@PRATEEKPANDEY-G]

Hmm

[@RiseofMasculine]

I lost my Job in 2023 and Started this KZbin channel to move forward in life. Hope I will Make it and Wish me good luck brothers ❤️

[@nyb_ok]

How old are you?

[@naqshsharma6686]

Bakwas band kar

[@bepositivebehappy-ep4hc]

All the best

[@abhsin1597]

Pagl bnana bnd kr

[@rishiraj1616]

2023 se abhi tak bas 3 videos? Serious ho ja ab!

[@Quick_Vibe_Boost]

The best thing about this channel. All the knowledge without Ad. ❤❤

[@jaisharma8463]

Plz Don't use background music, it irritates

[@sahilislam6222]

Now everyone will notice and feel irritated 🤣

[@ab93123]

Such a great video! I worked for Amazon for a small while, and it's vesting schedule at that time was 5% - 15% - 40% - 40%. Brutal!

[@moneypreacher]

Learning about money, wealth and finance is the only education we need.

[@sunakshisanwal]

This topic is so useful & right on time for me. Becuz I'll be finishing my college in few months & have been placed for my first job. And I couldn't even understand these terms & their differences, CTC, HRA, etc 😂. Tysm!

[@clashdevil2925]

Congrats bro, I am not doing jobs but you can expect your in-hand salary to be roughly about 20-35% less then ctc, I too got an offer for a job (I applied for fun and got an offer letter) which gave me CTC of 3.5 lpa but I was only getting 25k in hand.

[@IIT-B20]

@@clashdevil2925 bro 25k per month or per annum?

[@clashdevil2925]

@@IIT-B20 per month ofcourse

[@padhai2535]

​@@clashdevil2925 tab shi to hai 3.5 lpa me 25k per month 1 year=3lpa mil jayega bas .5lpa pe conditions hai

[@clashdevil2925]

@@padhai2535 yea man

[@-After-Life-]

easily one of your best videos so far ❤

[@sijusamuel2974]

One of the most important and big component after certain level is "Variable Pay" , 😁

[@phirojshaikh5720]

Eye opening video for noobs. Thanks for uploading such informative content.. Gr8

[@warikoo]

My pleasure

[@ankitmalik3400]

Sir pls make some videos on government employees. How they should make money management

[@Vinayp-mw5li]

00:02 Understanding the difference between CTC and in-hand salary 02:30 CTC is the company's number, not your number. 04:48 Understanding HRA calculation for maximizing In-Hand Salary 07:03 Understanding special allowance and its tax implications 09:08 Understanding the true value of CTC 11:29 CTC includes hidden expenses affecting your in-hand salary. 14:05 CTC may not reflect actual in-hand salary 16:22 Exercising stock options can lead to tax implications 18:39 Understanding the risks of exercising stock options at a funding or liquidation stage 21:07 New book 'Make Epic Money' offers comprehensive money advice for young adults. Crafted by Merlin AI.

[@jayadevtn1987]

This is good video after a while. Thanks ankur.

[@csanvi]

Bohot badhiya video banayi ho Sir, although I had a fair idea about this topic, it should be an eye opener to thousands! Stay well.

[@nid274]

thanks Ankur...this was a shocking surprise

[@kushluthra624]

Would love to be on money matter series if it’s still ongoing.

[@engineerhoon8657]

Mai Amazon me hu…shi bol rhe h Ankur 😂

[@VijjuXingh]

While i was the 1st one to order When you were live That time i had ordered it

[@Shubham_Toshniwal]

Please make a more detailed video on EOS. I want to learn more about it!

[@ratan9010]

Even i didn't knew this after qualifying ca inter n filing hundreds of it returns also😅 Thanks ankur😊 Theoretical knowledge is not enough to survive in this world

[@jsrishti]

Thank you for this video sir. It was much needed for college students ✨

[@theresponsibleuser90]

The Government and Capitalists are beating normal people from both sides 😢 That's why i don't believe in anyone 100%ly even in Ankur warikko sir although he is a good person 😊

[@abhijeetpaul9855]

Wow! It gave me lotttts of knowledge Ankur sir... I had the wrong thought that ctc means in hand salary ... You have cleared in very simple way... Thank you so much sir ❤

[@sumitnihalani6100]

Love the way you act in between and eye opener video for all

[@amitchavan8211]

I graduated from IIT Madras in 2014. I work in Panbahar pan masala company as a SDE, my CTC is 1.2 crores but I get only 3.5 lakhs per month. It feels like a scam. I am currently working for them only because of the excellent work life balance and on site postings to Portugal.

[@AnkurWarikoo00]

Whas'app

[@AnkurWarikoo00]

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[@abhisanaVlogs]

Very important information brother today cleared the concept of CTC and in-hand ..

[@durgaprasadmoharana9300]

Hi, Ankur! Please make a video on investment for Govt. Employees.

[@AmitSingh-xc9qe]

Thank you Sir. For explaining CTC in easier way

[@sluggER96]

Great explanation sir! Just what I was looking for today. I am interested to know more in-depth about company CTC like how to save tax and all.

[@hmmmmm892]

That's why CA's exist

[@prathamesh1242]

Thanks a lot ankur for sharing these details and valuable insights 🙏

[@manit_mishra]

Thank you so much sir. Bohut hi achhe se clear hogye sabhi concepts.

[@DirectInformations]

I really appreciate sir. You opened my eyes about CTC . I'm a final year student , many companies came in my campus for placement and showings 7 to 8 LPA CTC😅

[@warikoo]

All the best

[@SameerShaikh-ye4hk]

Which college

[@lovishbhardwaj127]

But still better than Govt Jobs which pay only hand to mouth of 85k in hand in metro cities whereas corporate can pay you even 2,3,4,5 lakh per month

[@AjayKumar-hr7sg]

​@@lovishbhardwaj127 7-8 lakh ke package ma kon se 2,3,4 lakh mil jaayege

[@aniketdhane7571]

Fantastic video, covered good points, Thanks Ankur !!

[@durgakumar6313]

Thank you sir aap bahut se samjhate hai bahut acha lgta hai

[@syedfaizan2467]

Now HR's don't ask for CTC, they ask what is your current monthly salary

[@ajaysharmadharmani9300]

This is a really a nice informaiton about the ESOP's. Now come to know the dark realities of these ones about the CTC. Thanks.

[@ramansharma8702]

Useful videos but HRA is dicey subject landlord does not give pan number.

[@4ToxicGaming]

Intro was awesome ❤❤

[@akdutta1977]

Hello Ankur... Thank a lot for this video.. Can you make one video on " How to calculate PENSION amount you will get after retirement "... Thanks in advance..

[@upscinjaipur1556]

Great person Knowledgeable content ❤

[@NeelamYadav-dr1jr]

The initiation of this video is 😂 nice.

[@user-qx2dd8qe4u]

Sir ji apki video useful hai, but please don't use background music.

[@MrFreak19]

Very uselful information sir thanks for making this video it helps a lot 😊

[@arunbehl7]

Nice video after a long long time

[@jithethunder]

Best part of video : ab meri ctc "pagal caror" ho chuki hai.

[@De5truct0r_YT]

Why trade or hold when you can start using Eledator? Copy trading make it easier

[@sarthakmehta6122]

Please make a detailed video on tax benefits schemes and nps

[@venkateshkrishnan784]

Rightly said, information is necessary to make decisions

[@Quizwow66]

Aapka content writing course Hindi language English mai hai ager muse Hindi language buy Karna hai

[@shaukat779]

Sir, direct tax, gst on purchases with taxed income, and multi level gst from Distributors to dealers to retailers, final price of goods to consumers after adding gst at different level. Please make video on this

[@mohiniagrawal4439]

Just to add that medical allowance is taxable now

[@archismanchatterjee6445]

Sir please make a video on PPF vs SGB with an Excel sheet. Please please please sir .

[@sarthakmehta6122]

Please make a detailed video on tax Sir..

[@jitendralakhwani3303]

Dear Sir, Thank you for explanation.

[@sumanta3151]

Sir you are 100 percentae true..

[@dec0yofficial457]

Very very informative video.

[@gaminglawyer5132]

Pls make video on investing in sip

[@deveshfinancialadvisor5242]

Thank for information ❤

[@victordutta798]

Now, if my CTC is 100, my in hand is 130 (I work with Amazon)

[@sarthakmehta6122]

Thank you Sir ❤

[@arunn_kumar]

Please make video on RSUs wrt Indian taxation pls 🙏

[@Jpd1890]

Thank you sir for this video

[@waimreja8754]

50 lakh investment 10k sip After 10 years 18 cr how is possible explain 👈🙏

[@AnkurWarikoo00]

Whas'app

[@AnkurWarikoo00]

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[@SumitJ-go6qb]

HRA first option is incorrectly conveyed, it is calculated as (Actual rent paid-10%of basic), not 10%of basic. 5:24

[@shwethanayak]

Yes this is what I wanted to say. Also PAN of landlord is not necessary if the actual rent is Upto 1 lakh

[@SumitJ-go6qb]

@@shwethanayak Correct.

[@sushantramakrishnan5554]

@@shwethanayak correct, and he is getting this wrong for the second time. He made similar video few years ago which had the same error. There also people had pointed out but unfortunately he has not rectified it.

[@shiladityachakraborty4372]

Hello.. Can you explain the difference between ESOPs and RSUs..?

[@ms_0308]

Your videos is awesome

[@vijayyespogu1597]

Share information related to filing income tax returns..

[@MVEC_CMRaghavaRakshith]

Thank you so much ankur❤

[@lovishbhardwaj127]

But still better than Govt Jobs which pay only hand to mouth of 85k in hand in metro cities whereas corporate can pay you even 2,3,4,5 lakh per month

[@POWEROFSCUBE]

How

[@lovishbhardwaj127]

@@POWEROFSCUBE today corporates are paying 2-3 lakh per month in-hand and even more in some instances whereas govt employees are getting only 90k in hand which is less and even this amount is paid to officer level jobs

[@POWEROFSCUBE]

@@lovishbhardwaj127 thx aap kisme ho

[@POWEROFSCUBE]

@@lovishbhardwaj127 aap kis company mai hai

[@kateliyadivyesh9903]

Indeed video from you

[@NeelimaBhargava-l4n]

Pehley salary to tax jitni miley.. phir tax bachaney ka sochengey

[@WanTonRangyaVlogs]

Sir Network marketing ka bare me ky khayal hai .... Network marketing krna chahiye ya nhi krna chahiye..qki meine resently Network marketing join Kia h

[@rikdas6209]

Sir Maine aapki recent reel dekhi hai Jahan per aapane bataya ki 60 sal ki umra mein 10 karod rupaye kamane ke liye at the age of 30 i should be invested ₹14,000 per month but sir where i invest my money? I don't know anything about investing( Mutual funds, Share market, Puplic provide funds, Gold market etc). So my entirely request to you please upload another rell there you must told that how and where we invest our money at the age of 30 to 60 to get ₹10cr when i will retired.

[@AnkurWarikoo00]

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[@63_desert]

pls make a video on tax sir

[@chandreshwaripoojari2571]

Company jo 12 rs dal raha hai vo CTC se hi jata hai na..🤔

[@Jyotipanditcoach]

thank you ankur sir😃

[@dgr8oneme]

With new atax regime all the salary is 100% taxable (except standard deduction). So it's much better to have high basic salary than high allowance. Because remember your PF and Gratuity is calculated on the basic salary, not allowance

[@MMWINNER]

Gem video

[@tommyshelby8726]

I'm working in so called MNC named EXL, They give me salary hike of 500rs as per my 2 year previous experience on joining time. My CTC is 2Lac and basic pay is 14000 but they cut 1 side pf from my basic pay and 1 side of pd from my CTC. I got 12 thousand In hand and the shift timings is 9 hrs with 1hr break in it but they force you to do over time for 3hr extra and they pay 70rs per hour. In trapped here

[@Tom68546]

Can you make a video on gpf please.

[@subhomandi4968]

Sir, 1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu????? Which is better and why???

[@subrataray5561]

Medical Allowance is fully taxable

[@yolandaRamirezcernas]

Why aren't you talking about investing in Eledator when even real experienced traders are doing it?

[@yadavg8514]

Sir Is Policy bazar trustable to invest in?please reply

[@mukeshshukla7980]

Sir army salary balo ko kaha invest karna chaiye krupya margdarshan kare

[@Mastertheblaster2]

In case I will be working on company for 2 years , then how could I escape from gratuity deduction!

[@AnshumanPratik]

Not option but Ownership

[@gaminglawyer5132]

Big fan

[@casomaygarg7197]

As a CA , Ankur is giving wrong knowledge for HRA calculations

[@ZeeshanKhan00786KHAN]

Sahi kya h phr ?

[@yt_bharat]

Bata bhai phir

[@shipra1305]

Just because they become famous, they start giving their gyaan on everything. And the sad part is that people believe them because they do not know what is right.

[@Mixed_Couple_28]

I do run a food cart. Give me some tips to grow my money.

[@knnihar0478]

That was useful

[@Uii479]

सही बात है

[@vimleshbhagat2587]

Ky government employee share market aur crypto me investment kar sakta hai ya nahi... its legal or illegal?

[@satyam1529]

Humari company ne to pura chuna lagakar deti hai salary.

[@faizansiddiqui753]

Can anyone explain what is flexi pay in salary breakdown?

[@x_man007]

How EPFO pension is calculated?

[@darshanpatil700]

APR video banvo sir

[@muhazahmed5836]

My consultancy is deducting some amount from my salary in the name of employer fund (not employee fund). Is this allowed? How can I ask if wrong?

[@x_man007]

What if you paid 20% tax 4 lac but ESOP price crash to 0 next year🙏

[@wandereronwheels8101]

My CTC is 56700 per month still watching 😂