Don't let your Salary CTC fool you! | In-Hand vs CTC! | Ankur Warikoo Hindi

This video comes with notes, check here: bit.ly/3vGTiry
Join me as I demystify the contents of your salary slip, shedding light on terms like CTC (Cost to Company) and how it's calculated. We'll delve into the differences between CTC and your actual take-home salary, helping you grasp the full picture of your earnings.
Throughout the video, we’ll explore the various components of your CTC, from basic salary to allowances, bonuses, and more. By the end, you'll have a comprehensive understanding of what comprises your salary package and how each element contributes to your overall compensation.
#SalaryBreakdown #CTC #warikoo
------------------------------------------------------------------------------------------------------------------------------
Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
SIP in Stocks with FREE* Demat A/c on INDmoney: indmoney.onelink.me/RmHC/x3g6...
My Money Apps: bit.ly/3Zg56eR
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻‍💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋 Daily Blog: ankurwarikoo.com/blog/

[@warikoo]

Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

[@sumanta3151]

I order by Amazon now no discount??

[@rakeshfulzele1112]

Qàqa1qawwaqawaqqaaaaaaaaaaaawwaa11q

[@subhomandi4968]

Sir, 1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu????? Which is better and why???

[@sumanta3151]

MONEY EPIC just read But it is only for age 20 year

[@TheMalikTube]

कितना अच्छा लगता है बिना Add चले वीडीयो प्ले हो जाती है 😊😊

[@foreverqueena1998]

💯❤❤

[@prateekpandey5917]

Hmm

[@RiseofMasculine]

I lost my Job in 2023 and Started this KZbin channel to move forward in life. Hope I will Make it and Wish me good luck brothers ❤️

[@nyb_ok]

How old are you?

[@naqshsharma6686]

Bakwas band kar

[@bepositivebehappy-ep4hc]

All the best

[@abhsin1597]

Pagl bnana bnd kr

[@rishiraj1616]

2023 se abhi tak bas 3 videos? Serious ho ja ab!

[@sunakshisanwal]

This topic is so useful & right on time for me. Becuz I'll be finishing my college in few months & have been placed for my first job. And I couldn't even understand these terms & their differences, CTC, HRA, etc 😂. Tysm!

[@clashdevil2925]

Congrats bro, I am not doing jobs but you can expect your in-hand salary to be roughly about 20-35% less then ctc, I too got an offer for a job (I applied for fun and got an offer letter) which gave me CTC of 3.5 lpa but I was only getting 25k in hand.

[@IIT-B20]

@@clashdevil2925 bro 25k per month or per annum?

[@clashdevil2925]

@@IIT-B20 per month ofcourse

[@Quick_Vibe_Boost]

The best thing about this channel. All the knowledge without Ad. ❤❤

[@-After-Life-]

easily one of your best videos so far ❤

[@jayadevtn1987]

This is good video after a while. Thanks ankur.

[@jaisharma8463]

Plz Don't use background music, it irritates

[@sahilislam6222]

Now everyone will notice and feel irritated 🤣

[@ab93123]

Such a great video! I worked for Amazon for a small while, and it's vesting schedule at that time was 5% - 15% - 40% - 40%. Brutal!

[@moneypreacher]

Learning about money, wealth and finance is the only education we need.

[@aniketdhane7571]

Fantastic video, covered good points, Thanks Ankur !!

[@csanvi]

Bohot badhiya video banayi ho Sir, although I had a fair idea about this topic, it should be an eye opener to thousands! Stay well.

[@phirojshaikh5720]

Eye opening video for noobs. Thanks for uploading such informative content.. Gr8

[@warikoo]

My pleasure

[@sumitnihalani6100]

Love the way you act in between and eye opener video for all

[@jsrishti]

Thank you for this video sir. It was much needed for college students ✨

[@nid274]

thanks Ankur...this was a shocking surprise

[@AmitSingh-xc9qe]

Thank you Sir. For explaining CTC in easier way

[@aquibayub7401]

Very uselful information sir thanks for making this video it helps a lot 😊

[@upscinjaipur1556]

Great person Knowledgeable content ❤

[@arunbehl7]

Nice video after a long long time

[@4ToxicGaming]

Intro was awesome ❤❤

[@abhisanaVlogs]

Very important information brother today cleared the concept of CTC and in-hand ..

[@jitendralakhwani3303]

Dear Sir, Thank you for explanation.

[@VijjuXingh]

While i was the 1st one to order When you were live That time i had ordered it

[@durgakumar6313]

Thank you sir aap bahut se samjhate hai bahut acha lgta hai

[@ankitmalik3400]

Sir pls make some videos on government employees. How they should make money management

[@Shubham_Toshniwal]

Please make a more detailed video on EOS. I want to learn more about it!

[@MVEC_CMRaghavaRakshith]

Thank you so much ankur❤

[@deveshfinancialadvisor5242]

Thank for information ❤

[@venkateshkrishnan784]

Rightly said, information is necessary to make decisions

[@Quizwow66]

Aapka content writing course Hindi language English mai hai ager muse Hindi language buy Karna hai

[@kushluthra624]

Would love to be on money matter series if it’s still ongoing.

[@sluggER96]

Great explanation sir! Just what I was looking for today. I am interested to know more in-depth about company CTC like how to save tax and all.

[@hmmmmm892]

That's why CA's exist

[@NeelamYadav-dr1jr]

The initiation of this video is 😂 nice.

[@durgaprasadmoharana9300]

Hi, Ankur! Please make a video on investment for Govt. Employees.

[@dec0yofficial457]

Very very informative video.

[@sumanta3151]

Sir you are 100 percentae true..

[@ms_0308]

Your videos is awesome

[@Vinayp-mw5li]

00:02 Understanding the difference between CTC and in-hand salary 02:30 CTC is the company's number, not your number. 04:48 Understanding HRA calculation for maximizing In-Hand Salary 07:03 Understanding special allowance and its tax implications 09:08 Understanding the true value of CTC 11:29 CTC includes hidden expenses affecting your in-hand salary. 14:05 CTC may not reflect actual in-hand salary 16:22 Exercising stock options can lead to tax implications 18:39 Understanding the risks of exercising stock options at a funding or liquidation stage 21:07 New book 'Make Epic Money' offers comprehensive money advice for young adults. Crafted by Merlin AI.

[@Jpd1890]

Thank you sir for this video

[@sarthakmehta6122]

Thank you Sir ❤

[@Jyotipanditcoach]

thank you ankur sir😃

[@abhijeetpaul9855]

Wow! It gave me lotttts of knowledge Ankur sir... I had the wrong thought that ctc means in hand salary ... You have cleared in very simple way... Thank you so much sir ❤

[@sarthakmehta6122]

Please make a detailed video on tax benefits schemes and nps

[@ratan9010]

Even i didn't knew this after qualifying ca inter n filing hundreds of it returns also😅 Thanks ankur😊 Theoretical knowledge is not enough to survive in this world

[@shaukat779]

Sir, direct tax, gst on purchases with taxed income, and multi level gst from Distributors to dealers to retailers, final price of goods to consumers after adding gst at different level. Please make video on this

[@sijusamuel2974]

One of the most important and big component after certain level is "Variable Pay" , 😁

[@kateliyadivyesh9903]

Indeed video from you

[@gaminglawyer5132]

Pls make video on investing in sip

[@sarthakmehta6122]

Please make a detailed video on tax Sir..

[@engineerhoon8657]

Mai Amazon me hu…shi bol rhe h Ankur 😂

[@akdutta1977]

Hello Ankur... Thank a lot for this video.. Can you make one video on " How to calculate PENSION amount you will get after retirement "... Thanks in advance..

[@theresponsibleuser90]

The Government and Capitalists are beating normal people from both sides 😢 That's why i don't believe in anyone 100%ly even in Ankur warikko sir although he is a good person 😊

[@Englishwithbiswanath3m]

Sir, as you said on the podcast, will we be able to do lumsum investment during SIP in the same Mf?

[@yadavg8514]

Sir Is Policy bazar trustable to invest in?please reply

[@arunn_kumar]

Please make video on RSUs wrt Indian taxation pls 🙏

[@archismanchatterjee6445]

Sir please make a video on PPF vs SGB with an Excel sheet. Please please please sir .

[@MMWINNER]

Gem video

[@ramansharma8702]

Useful videos but HRA is dicey subject landlord does not give pan number.

[@shiladityachakraborty4372]

Hello.. Can you explain the difference between ESOPs and RSUs..?

[@De5truct0r_YT]

Why trade or hold when you can start using Eledator? Copy trading make it easier

[@63_desert]

pls make a video on tax sir

[@WanTonRangyaVlogs]

Sir Network marketing ka bare me ky khayal hai .... Network marketing krna chahiye ya nhi krna chahiye..qki meine resently Network marketing join Kia h

[@user-qx2dd8qe4u]

Sir ji apki video useful hai, but please don't use background music.

[@vijayyespogu1597]

Share information related to filing income tax returns..

[@DirectInformations]

I really appreciate sir. You opened my eyes about CTC . I'm a final year student , many companies came in my campus for placement and showings 7 to 8 LPA CTC😅

[@warikoo]

All the best

[@SameerShaikh-ye4hk]

Which college

[@lovishbhardwaj127]

But still better than Govt Jobs which pay only hand to mouth of 85k in hand in metro cities whereas corporate can pay you even 2,3,4,5 lakh per month

[@Rokey7849]

Can you make a video on gpf please.

[@subhomandi4968]

Sir, 1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu????? Which is better and why???

[@mohiniagrawal4439]

Just to add that medical allowance is taxable now

[@muhazahmed5836]

My consultancy is deducting some amount from my salary in the name of employer fund (not employee fund). Is this allowed? How can I ask if wrong?

[@vimleshbhagat2587]

Ky government employee share market aur crypto me investment kar sakta hai ya nahi... its legal or illegal?

[@mukeshshukla7980]

Sir army salary balo ko kaha invest karna chaiye krupya margdarshan kare

[@gauravsharma9501]

Sir, If we opt new Tax regime, then also we need to submit allowances bills at the end of the year. Please confirm on this. As per my understanding in our old tax regime we need to sumit the allowances bill.

[@dgr8oneme]

Not required with the new tax regime, because you will not claim any deduction

[@knnihar0478]

That was useful

[@I_am_sangita_28]

I do run a food cart. Give me some tips to grow my money.

[@x_man007]

How EPFO pension is calculated?

[@abhisheksen8907]

Waise what you benefit of making video on it jab solituon hi nah ho

[@ishitachatterjee25]

Will the company will pay the HRA amount in case I don't pay rent for living? What is the procedure for that?

[@Uii479]

सही बात है

[@VijjuXingh]

Sir still Make Epic money is not delivered to me

[@meghanavaitla7610]

Can we consider our parents as landlords for HRA?

[@AnantArolkar-xi3cb]

I work in educational field (private engg college operated under charitable trust). After covid started delaying salary, no yearly increments, epf not paid regularly, (my share in epf is 1800 rs and college pays around 550 rs), no arrears given. What can be done? Do I have choice to opt put of epf? To get 550rs from college I lost gain on my 1800rs...is it logical?

[@x_man007]

What if you paid 20% tax 4 lac but ESOP price crash to 0 next year🙏

[@amitchavan8211]

I graduated from IIT Madras in 2014. I work in Panbahar pan masala company as a SDE, my CTC is 1.2 crores but I get only 3.5 lakhs per month. It feels like a scam. I am currently working for them only because of the excellent work life balance and on site postings to Portugal.

[@AnkurWarikoo00]

Whas'app

[@AnkurWarikoo00]

+143

[@AnkurWarikoo00]

231

[@AnkurWarikoo00]

603

[@AnkurWarikoo00]

64

[@subrataray5561]

Medical Allowance is fully taxable

[@syedfaizan2467]

Now HR's don't ask for CTC, they ask what is your current monthly salary

[@tommyshelby8726]

I'm working in so called MNC named EXL, They give me salary hike of 500rs as per my 2 year previous experience on joining time. My CTC is 2Lac and basic pay is 14000 but they cut 1 side pf from my basic pay and 1 side of pd from my CTC. I got 12 thousand In hand and the shift timings is 9 hrs with 1hr break in it but they force you to do over time for 3hr extra and they pay 70rs per hour. In trapped here

[@casomaygarg7197]

As a CA , Ankur is giving wrong knowledge for HRA calculations

[@ZeeshanKhan00786KHAN]

Sahi kya h phr ?

[@dgr8oneme]

With new atax regime all the salary is 100% taxable (except standard deduction). So it's much better to have high basic salary than high allowance. Because remember your PF and Gratuity is calculated on the basic salary, not allowance

[@sumanta3151]

How to convert ESOP TO STOCK?

[@gaminglawyer5132]

Big fan

[@R_16_C]

😂😂

[@AnshumanPratik]

Not option but Ownership

[@darshanpatil700]

APR video banvo sir

[@niveyshak]

Sir, Nearbuy kya karta thah ?

[@sonawanetushar3781]

Disability deduction can you plz tell about that

[@victordutta798]

Now, if my CTC is 100, my in hand is 130 (I work with Amazon)

[@SumitJ-go6qb]

HRA first option is incorrectly conveyed, it is calculated as (Actual rent paid-10%of basic), not 10%of basic. 5:24

[@shwethanayak]

Yes this is what I wanted to say. Also PAN of landlord is not necessary if the actual rent is Upto 1 lakh

[@SumitJ-go6qb]

@@shwethanayak Correct.

[@sushantramakrishnan5554]

@@shwethanayak correct, and he is getting this wrong for the second time. He made similar video few years ago which had the same error. There also people had pointed out but unfortunately he has not rectified it.

[@abhisheksen8907]

Usa m bhi same hal sir kya ?

[@pankajthapaliya2336]

My company is deducting both side PF from my CTC only. Should I raise a question?

[@shwethanayak]

CTC is total amount what they are spending on you. So the PF employer contribute will be included in CTC. It’s as expected

[@umersayyed8301]

Soo how to say our hr to not cut gratuity fund 😅

[@PunitRaj]

remove the annoying BGM or dont use any