WARNING! Watch Out For This BEFORE The Next Natural Disaster

[@meloniemurillo2885]

Baby Pharaoh is talking so good. He is absolutely adorable.

[@ourbrownfarmhouse]

Isn’t he! It’s so surprising sometimes the things he says or tries to say ❤️

[@caroleshay9153]

Seeing Pharaoh reminds me of my grandson that I took care of for my daughter as she was a long-haul truck driver. It was fun to be able to pay close attention to see how he visually analyzed his toy truck/car wheels worked. He was so eager to learn his alphabet by the time he was 2 years old.

[@shelleysimmons2804]

Egypt is such a huge helper. She is becoming a farmer and young lady.

[@SusanNaylor-c1r]

Egypt is so awesome. She's always helping and does it with a smile on her sweet little face.

[@nashondamangrum8579]

I totally agree with you about insurance and health insurance for sure

[@ladonnaparks4864]

I pray for your family Neco. Its such a hard thing to deal with when your farm has been hit. You have put in so much work for your family and farm

[@lindahipp8329]

It's bad when you pay for something then when you have to use it, you find out it's not what it should be. Glad all of y'all and your animals are safe. GOD bless y'all.

[@Valerie20224]

The Denman Homestead in Texas is still waiting on the insurance about the tree on the roof since May. I’m so sorry you are going through this but just know you are not the only one. Blessings nobody was hurt.🙏🏼✝️🙏🏼

[@carolbryant1855]

Insurance companies are special to put it mildly. Egypt is trooper! She's such a big help with chores and her siblings.😊 Love how the animals seem at peace. Still hoping your peacocks will come home soon.❤

[@godsjewelsgems1782]

I totally understand your perspective on insurance! It’s disgusting🤪. Niko I know this can be very discouraging, however let me try to encourage you. You have wisdom on hands on in repairing what’s damaged. You have discernment to know the difference on SCAMS and you have a very Blessed family that is hands on helpful! I still see GOD’S Grace with Our Brown Farmhouse👏🏼🙏🏼. The children are so Precious and they are being trained in the way that they should go, so when they become old they will not depart from it. Your children are getting lessons that money can’t buy! Continually Praying for You All🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼

[@ritamulloy3522]

I didn’t know that emus liked to wallow 🤷‍♀️🥰❤️

[@lindamaskus5142]

​@ritamulloy3522 Cog Hill farm has 2 emus, and they love nothing better than getting into the pond.

[@Bambirita]

100 percent correct!

[@trudyeagan8160]

Y’all are such good parents and you’re giving your babies the very best kind of life.

[@carolynfrances2986]

You are 100% correct!!!

[@marycubbison4257]

Egypt you are an amazing little lady❤❤ sorry you guys are going through this 😢

[@carolbaughman2412]

AMEN!! AMEN!!

[@bekahvakil7442]

Thanks for speaking the truth on insurance. I love sweet Nana and all your family. Would love more from Nana. The world needs more Nana's like her.

[@ritamulloy3522]

I admire your family’s ability to work hard together and get things done. Love you guys! ❤❤❤❤❤

[@joycecharley2866]

You are absolutely right. Insurance is a waste of money. 💖💖💖

[@jeanhood6104]

We learned the hard way about insurance after Katrina. We were able to move to North Texas no wind or flood insurance!

[@kimsmith1475]

I agree 100% on scam insurance. I have issues with my house and insurance won’t cover anything. Since the house is financed I have to have it.

[@leann4925]

I agree with you 100% as I was screwed by AAA on my roof. There inspector whispered to the agent something and left real quick. They only gave me money to paint the ceiling of the up stairs. My neighbors roofer came went up there took pictures and there was a hole in the roof. So what I got for painting the ceiling I had to have the roof repaired but the roof still need replaced. It has gone through many hurricanes as well as hail storms. They are so dishonest and why I agree with you. Good luck to you. The bad part about me is I live on social security so there is only so much I can do. I live in Texas and there not keeping up with what the insurance companies are doing to the taxpayers. Y'all take care.

[@shirleysmith4345]

So sorry you’re going through this all these people that are having problems. It’s so sad that this country doesn’t take care what it does, but y’all are alive. Those beautiful children are still here. The house is pretty much intact and I love your programs. I can’t wait to see the next one. Good luck on the new baby and I hope it can’t wait to find out what it name is.❤️❤️❤️prayers for all

[@oldmanjohnsonsfarm9715]

You all have the most beautiful and sweet children...the way I have smiled during this video!

[@judeecole9885]

I totally agree with you when it comes to Insurance!!!!! I love your family Egypt such a big help❤❤❤

[@magaHurricane]

I love this channel!! Its always so beautiful and the music is great and you are all so funny and wonderful!! Thank you for sharing yourselves with us!!!

[@-LoveGrandma]

Omgoodness I am so proud of Egypt helping with Leroy in the rain and wind! I know how she hates storms and she was so very brave to go out and help protect Leroy. ❤

[@AZJH8374]

Great job filming & narrating mom!!❤❤

[@graceortiz9494]

Continue to pray for you and the family. Hope you can get things back to normal soon.❤

[@leonandvirginiaclark9506]

Pharaoh made me smile waving and saying bye! Such a sweetheart!❤

[@cathystoterau8007]

So sorry you and many others are having this problem. 🙏❤️🇺🇸. If things keep going the way they are… noone will own a home and you will still have to pay for it and take care of it. 🏡 😢

[@venus4388]

Love seeing the family❣️ Nana is great at videoing. Glad the power is back on after too long. Look at your battle buddy helper Egypt. Lucky you didn’t have to hire someone to fix the water pump. Hi Pharaoh 💙 Speaking very clearly 😉 Hope Natalie is doing well.

[@LastingHope]

You are such a good Dad ❤

[@ourbrownfarmhouse]

Wow! Thank you so much, that means so much to me ❤️❤️

[@edierice5233]

That's no lie about insurance!!! Sort of a cross between a Ponsy scheme and a pyramid scheme! It was funny and heart warming that they moved Leroy into a shelter! That's a BIG move!!!

[@retabates3799]

This is why I had to give up my car because I could not afford to pay for insurance and upkeep on the car. It is a good thing those guys came along to help you in Harbor fraight. God bless y'all and until next time take care now.

[@Linnie-mm3gt]

😂Awhhh, I Love Seeing Yaw'lls Video's, Altho I'm Sad For Your Damage...😢... I Thank "GOD", He Protected Your Complete Homestead Family & Fur Babies... Your Children Are Wonderful In Helping Out Daddy On The Land and with Their Precious Little Brother... I Love Them All, So Much...🎉 I'm Excited For The New Little Baby Girl To Be Born... May "GOD", Protect Natalie & Her Journey Through It All, In "JESUS", name... Amen... 🙏🙏🙏...

[@Barbara-g7f]

I know what you mean,I lost. Everything when hurricane Sandy hit NY when I found out that it. Was anact of God and I got nothing Fema helped out some 53yrs of paying ins it stinks my prayers are with you❤️❤️❤️❤️🙏🙏🙏

[@trudyeagan8160]

I am 100% with you. I’ve been forced to pay for homeowners insurance for years knowing that they would not give me a penny back. And it’s true for all insurance. PLUS in some cases we’ve lost so much, such as in health care.

[@ediekudlik1943]

Egypt is such a great helper love your farm great video from Canada 🇨🇦

[@darlenedinger9660]

Praying for y’all still❤

[@AngelaWhelan-l3w]

Keep your chin up Nico, I know you like everything to be right I'm sure you will get everything sorted and it will all be like a bad dream. 🥰🤩

[@BhamMaam]

I tell you what. Egypt is going to very prepared for adulthood. I wish I could have learned half as much as she had when I was her age.

[@ourbrownfarmhouse]

❤️❤️

[@eleanordyer9917]

I totally agree with you, each of the children have an amazing opportunity to grow into amazing people. Love to you Nico and Natalie and Nana and Uncle Jay.

[@Sunjoy1]

Exactly...that's why we paid off our home and dropped our insurance after 40+ yrs of paying in...our Florida insurance went from $ 1,500 to 4,500 in 4 yrs!!! And we have a modest home of 150k...And we have NEVER used it...of course we will pay for liability.. Sorry for your damages after Milton... We were fortunate this time...God bless... BTW we lost our beloved Harbor freight to flooding 😭

[@ourbrownfarmhouse]

❤️❤️ Glad y’all made it through the hurricanes. God bless 🙏🏾

[@leonandvirginiaclark9506]

Egypt, you are an awesome battle buddy! Love your rain boots!😊

[@leonandvirginiaclark9506]

Yes, big Thank You to the linemen!

[@thereseburton1414]

Egypt, you helping your dad is great. The education of life and what it takes to maintain a farm with your family is essential to your children Niko I loved the # and that humor. Thanks for sharing what must have been hard. Hope Natalie is taking care of herself and that baby.

[@ireneromero5326]

I agree and its terrible what they do.

[@cathypeck890]

Good luck getting everything back in order. My prayers go with you.❤

[@-LoveGrandma]

SJ will learn. Y’all are great parents. Look at how well Egypt is turning out! Just repeat the process ❤ Pharaoh is adorable! He is beginning to say a lot it sounds like.

[@chipper841]

Burning mentally just from reading your headline let alone details! Right there with you!👍👍

[@serenitysealed485]

Stay safe I agree with your stand on insurance companies . I am sorry that the hardware store tried ripping you off, but so glad that other customers were able to help you figure out what you need. You snd your family are doing sweet and talented. I live how you interact with your children. Praying for each of you. Msy you encounter only Minor hiccups in dealing with your insurance company.

[@DanaSchmidt-rl2ej]

I totally agree with you. I’ve paid house insurance for over 20 years and had a branch blow off a tree and damage my shingles which created a small leak in my mud room. The insurance adjuster said it was normal wear and tear of my shingles. Big lie. No payment.

[@cathystoterau8007]

That is not right…. Sorry you have that happen but it’s getting worse all the time. 🙏🇺🇸

[@phyllismills7472]

Time for the consumers to do something.

[@julievanschyndel550]

The clip with LeRoy was hilarious, I loved how the feed bucket was rigged up. Sahara was funny doing storm clean up, it looked like she was dancing with the rake and dancing as she took the moss off the fence. Egypt you are the GREATEST big sister and such a wonderful helper. The insurance industry frustrates me also.

[@gracefarm394]

Thank you for the update, may God provide the means to get the repairs done. That pig is some pig walking on a leash 😊❤😊

[@GayleCase]

Stay strong! Love your family…

[@malindawimberly2796]

Another thing I hate about having a disaster the prices jump on supplies and if you plan to have some to repair their prices are higher.

[@ourbrownfarmhouse]

That is so true!!

[@lovetheeagles0]

Love your family!!

[@lotteleymoore-daigle9623]

Yep You are so right

[@annjustus]

You are absolutely right about insurance. Insurance of any kind, home, auto or health is ALL A SCAM. They figure you have to have it so they can charge anything they want and pay out whatever they want.

[@marywhite6798]

Egypt is a very special girl.

[@maryjohnston4296]

I had a similar experience when my trailer was hit by Hurricane Isabel, then a tornado came about 3 weeks later. I got a fraction of what I needed. I had hurricane straps on my trailer, and shed. My shed was destroyed by the tornado 3 weeks later - I could not replace it due to the cost.

[@NancyBagnall]

Great information Niko.

[@carolbaughman2412]

You Preached the Truth about Insurance!! We feel So Blessed except for moss limbs a few curl tin we was good Out till Monday on Electric. Man what a mess to clean up. got the yard done but still need the back done in time.. What a Great Helper and NANA was so sweet filming the Hog wow Nicko he did good going to the barn.. Thanks for the Video Love to Mama..

[@christinecasaccia2994]

Insurance companies are a pain. Your kids are so cute ❤

[@megslittlehouseinthecountry]

I haven't had any bad experiences with my insurance company when I have had to make a claim, but then my agent is a friend and made sure things went through. 🤔💖😉🙏

[@billanddar3]

I understand your frustrations. I have watched all the billions of dollars of damage and wondered how any insurance company could survive, then, my next thought was, how could you proved it if your house and everything in it was swept away? Praying for everyone. Yes, land is cheaper in other states,but only you can decide what is right for your family. There are pros and cons to every situation.

[@-LoveGrandma]

I agree with you about the insurance!

[@patshipp9195]

TOO TRUE ABOUT INSURANCE!!! 💖💖🙏🙏🙏🙏🙏🙏💖💖👍👍

[@debbeasher-k4764]

Good video. Great job on the farm!❤😂🎉

[@mpeters4134]

I so agree with you, insurance sucks you pay so much for it and they try everything they can to not pay out.

[@phyllismills7472]

Total agree.

[@rethacharette7830]

You are so right Nico. Insurance is a scam. I have never collected off insurance so where did all that money I have spent go through. Egypt you are such a great helper. I am so glad you met someone in the store that what you should buy instead what the salesman was trying to sell you. I don't like stores that take advantage of people. My dad use to get so mad when that would happen. Good luck on the repairs. God Bless.

[@bethisherwood737]

100% AGREE on insurance being a scam!

[@patsyguthrie8520]

Glad you didn't have any more damage than you had baby Pharaoh is going up so fast

[@PD-eh5dd]

I agree 100%

[@bettyrush3651]

That’s a neat little pump💕🙏

[@ourbrownfarmhouse]

I was having such a hard time keeping the water out of the hole so that I could work on the pipe. When I saw that pump at Lowes my eyes lit up with excitement 😅❤️

[@lorifoster7998]

We are just getting our tile roof replaced after hurricane Ian from two years ago! We were denied as they said we did not have enough damage and was less than 8000. The tile roof alone is 60,000 to replace as well as a lot of other damage. After a year my husband decided we needed a lawyer. They found out the insurance company did not have pictures of our house but another!! We ended up having to pay the lawyers 50,000 but I’m grateful we got them because we are getting 80,000 towards our repairs but how crazy is this. If you have a mortgage you have to have insurance from what I understand.

[@shirleymoore4885]

Your so right about insurances we pay all this money & for nothing this world is so upside down anymore I’m sorry you guys had damage & all the other people too and nothing is being done by insurances keep pressing them don’t give up and Egypt your such a big help with everything and I had to laugh when you guys had Leroy on a leash big ole boy but they did it great job everyone ❤

[@shelleysalas5777]

Be careful on your claims. We had a claim for our roof from a bad storm and guess what when our insurance was due to renew they tried not to renew it because of the claim. We had been with them for 34 years paying every month. Big business are just out to make money now days.

[@lorilore3516]

Buddy and Steph from the Denman homestead is still waiting for the claim to go through!

[@lindamaskus5142]

My mom had a bad car wreck in 1964, not her fault. Tire came off car meeting her and hit her. My father had a bad car wreck the following year (1965). She'd had state farm ins for nearly 40 years. After my father's wreck, state farm canceled them. They'd never had a claim in all those years. I hate ins companies!

[@deborrahdutra5599]

❤❤❤❤❤😊 great VIDEO 😊

[@margiebrown7436]

We were at ground zero for Ian and we had friends that totally lost their homes due to insurance… not so much the storm. They had some damage and couldn’t get it repaired because of the insurance. With all the rain in Florida… the damage from not being able to repair finished off their homes. 😞

[@janetpage8285]

I so agree with you!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[@debjohnson6332]

If you feel the insurance company is jerking you around, file a complaint with your state's insurance commissioner's office. They must investigate each claim. So sorry your family is having to deal with this on top of the damage.

[@barbarairvin1219]

❤ Living in southwest florida all of my adult life. I will be 80 in a few months. Every time you make a claim your insurance goes up. Every time you have a hurricane your insurance goes up even if you don't have a claim. So you are being punished even though you didn't have a claim. If i had all the money i put in my house i could build another beautiful home. I mean insurance money that i have paid over the years. It's a win-win for insurance companies. A lose lose for the consumer. You find out it's a catch-22. 😢 Sorry you have to deal with this. But we all love the brown family. ❤❤

[@JP-bv7bf]

I stoped paying earth quake insurance because my deductible was $90,000. That is crazy. I live on the west coast of canada and if you have a mortgage you must have insurance.

[@caroleshay9153]

Back in 1980, my son was born premature by 2 months. The hospital did speak with our insurance company confirming that we had insurance that would pay for my baby and me. When it came time for the insurance company to pay, they were refusing to pay. We were told that the insurance did not pay for “Well baby care”. I told them that my baby was NOT well. He was born with a hole in his heart. He was in NICU for 4 weeks. The insurance company sent a representative to our home to try to convince us to believe the lie about “Well Baby Care”. We did end up suing the Insurance Company. The end result was the hospital, doctors and insurance all had to agree to the payoff which ended up being $0.50 on the dollar of the remaining bill after what we had paid. We did get some money after the medical bills were paid.

[@christinastewart9830]

I'm so sorry that the insurance companies are like that. I will be prayin that there is some kinda break through that will help you and all that were affected by all the hurricanes. I have apartment insurance because I HAVE to have it. It's not like the old days where you could if you want to. Anyway, it's ridiculous! I was going on a tangent myself and then deleted it all. It was a soap box moment that would have put ya ta sleep. 😂 I do agree with you and I am glad you are getting started on your clean-up and fixin up around your house. I hope Elvis and Priscilla come back or you're able to catch them and bring them home. Their area was so pretty, and they were such a beautiful pair. You and Egypt make a pair! Dad and his side kick! 😊❤️ Egypt is somethin else! She is such a great helper!❤😊 Pharoah is gettin so big and listen to how well he speaks! 😱WOW! He is so clear. I just think he is just too sweet!🤗❤ Poor Sahara. She is just at that age. She's gonna be in more trouble than she's outta. She is too stinkin' cute! ❤🤗 I pray Natalie is doing ok and the little one too. Nana is such a trooper! Hope she doin fantastic! Always keeping you family and farm in my prayers. God bless.🙏🏼❤️

[@ladonnaparks4864]

My dad's barn roof went down in straight line wind and we had trouble with insurance. My dad was told the barn was insurance but when they arranged it so it didnt cover it. But as far as farm tou need to make sure the tin on top of that barn is insured. I tell you something else. My brother house burnt down in Mothers day 2024.. insurance agency us never detail with their policy.. they ended up eating alot of cost of their stuff . I had a best friend that had a house hurricane laura went thru and she just got it all straight. Her house was thru fema..

[@ritamulloy3522]

That is a racket for sure! Like most corporations

[@patriciabonitz5758]

You're right. My car was sideswiped in a parking lot and right away it was a hassle. We paid out of pocket expense of 200 dollar deductible even when my car was hit by somebody else. It's so wrong. Through State Farm our insurance went up to 500 dollars every six mouths even when we drive our car only to go food shopping seven miles one way. I am accident free and we had State Farm for over forty years. They told me it's because of the cost of parts. It didn't matter to them that our Subaru dealer got my parts for my car from their wrecked cars located on the dealership property. I have many more stories but this tells everything.

[@ourbrownfarmhouse]

Wow! So many have stories of how insurance has ripped them off. Sorry you went through that 🙏🏾

[@janiceowens5631]

And if you file a claim and get some money they will drop you because you are a high risk, and they will drop you

[@marilynstorey8813]

Growing up on the Texas Gulf Coast and going through hurricanes i have always seen this after every storm. FEMA was never there! Homeowners insurance paid out a minimum amount. Some insurance companies stopped writing insurance in Texas. I agree it's a scam!

[@NancyBagnall]

Egypt is great at the lawn mower. I bet in the future she would love driving a tractor. Just like Mrs. Coghill.

[@2bornot2b60]

Insurance is one of those things that damn if you do or damn if you do not. You are correct with homeowners, they want there money and you have to go through the act of God to get them to pay you for a claim. They have their buddies as adjustor, so it is a game they play.

[@kimsellers1470]

I have said for years now that we are all insurance poor. Being forced to pay for car insurance, health, home, dental, eye, and even life insurance is draining our bank accounts. Add the burdens of today's prices on everything and it's no wonder people are struggling.

[@dollgrant3600]

I’m sorry y’all are going through so much, Lord Jesus please send them a financial blessing. And also so Insurance doesn’t tell you that they don’t pay for or cover pipes in your concrete floors, we found out the hard way. It’s very true! Call your insurance company and ask them. They will tell you if you want your pipes covered in your foundation, you have to ask for it “What”. They never told us that & we never knew it. So to anyone that didn’t know, You might want to check with your insurance company before it’s too late. God Bless you all 🙏🏽

[@maryalicehuffstetler3026]

I agree with you. Insurance is a big scam.

[@hearourvoice5495]

8 years ago my house was robbed, when I contacted the ins co they paid me only for a separate policy I carried on jewelry. I had only insured 8 pieces that I wore. Anyway they paid that policy, but house ins since I didn’t save receipts wouldn’t cover anything. When I replaced a few items I couldn’t get jewelry insurance because I made a claim. So I went to a dif company and they said no because I filed a claim. I could wait 5 years and come back and be reevaluated and see if I was eligible. Welp forget having any jewelry more than sterling silver.

[@ourbrownfarmhouse]

Wow! That’s so disappointing but I am not shocked!

[@venus4388]

Hi Neco, Sorry, I feel for you. Insurance for everything ‼️ Never heard of Windstorm Insurance. Is it like what I’ve been offered of Earthquake Insurance living in California. We had Flood Insurance bc Mortgage company required it bc we were in a flood zone. Then, we didn’t need it anymore bc they rezoned our area. So part of my street needs flood and part doesn’t. .?? My head is spinning🤪

[@ginaslavik3301]

Same happen to my 20 year old grandson..hail broke all windows in his car,,he had to pay upfront then produce reciepts to get refunded wheres a kid get 1,500 for that,

[@mdolanot]

Corporate greed. Smart to ask those who do the work, what to get.

[@cathyreed6180]

Well to tell the truth insurance is not what it used to be back when I was young and I’m 60 years old now, State Farm was always good to us. With whatever mother nature did their house, they covered it whatever accident we had in our cars they covered it. Even health insurance is not what it used to be because when I was younger and with Blue Cross Blue Shield any test I needed was covered. I didn’t have to ask permission to have a test done and even when you do ask permission, they end up denying you the test.

[@verniebullock5844]

How can we make a donation to help with your storm damage?