We Saved 1000's £ On Renting | How We Bought Our First House In The UK🇬🇧

Hello guys welcome to another video where we are discussing How We Saved 1000's £ On Renting & How We Bought Our First House In The UK🇬🇧
This video is a must watch for all the first time buyers in the UK and for those who are currently renting an apartment in the UK and looking to buy their own house in UK.
Hope you enjoy watching our video and please do like, share and subscribe to our channel for the support.
Please subscribe to our channel : / humtuminengland
Liked this video? Please consider watching our other videos too
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• Our HOME TOUR In UK | ...
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• Couple Life In UK Vs I...
3. Christmas In London 2021
• Christmas In London 20...
4. Birmingham City University Campus Tour
• Birmingham City Univer...
5. Pros & Cons of Living In London
• LONDON Me Rehne K PROS...
6. Our Indian Kitchen Tour In UK
• Our Indian Kitchen Tou...
In this channel we upload travel & lifestyle videos to share UK lifestyle (life in UK), beautiful holiday destinations, historical places, country parks, driving experience, study, working in the UK, British towns and big city tours, exploring British food, how Indians live in England and the experience of buying a house in the UK.
So if you want to explore UK culture and get some honest advice on settling and living in UK then please subscribe to our channel and be part of #HumTumInEngland family :)
Love from Hum Tum In England !!
#HomeBuyingTips #HouseTourUKIndian #BuyHouseInUK
Keywords: Indian Couple In London, Indian Couple In England, Indian Vlogger UK, UK Hindi Vlogs,
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♫ Music credits: KZbin Audio Library/ Epidemic Sound
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Topics covered in our videos
Renting in UK
How to buy house in UK
How to buy house in UK from India
Punjabi buy house in UK
First time home buyer tips
How much downpayment to buy a house in UK
Cost of buying a home in London, England
UK house buying tips in hindi
Hidden cost of buying real estate
How to get a mortgage in UK
Renting a home vs renting an apartment
House tour in UK in hindi
Immigrants bought a house in UK
How to pay less for a house in UK
Top 10 cities in UK to find cheap houses
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[@abhinavinsearchofthelost]

Congratulations on your new home and enjoy your life in the UK. Love from Wiltshire.

[@edwardian90]

Gaurav & Avi, God bless you both sweet couple. You guys have really helped the subcontinent region residents coming into the UK.

[@tanzeelakhanam5319]

Thanks for sharing ur experience with us😊 learnt a lot from this video👍

[@sktrading_11]

literally the best channel and the cutest couple to gave advise to someone willing to move may god bless you gyuys

[@shivanandshilwant5827]

Very Important information sir pl give me your contact source l am from lndia My son recently joined at Birth in England as a Readologiest

[@Jayoti]

Great! Informative. Thank you guys...

[@rahultoggi4672]

Adapt to a lifestyle, be thrifty, set a budget, save money, and make investments to live within your means. I benefited from this as a six-figure income. With this strategy, my retirement savings have increased by almost $1 million.

[@rajashetti206]

Minimalism totally changed the way I spend money. I really question the value of anything I am buying and whether I want this item in my house. There are many questions I ask myself and so impulse spending doesn't happen anymore. I love living a minimal life where I either love or need everything I own.

[@hannahcholerton1253]

Our financial way of life absolutely needs to be blown up, but at the same time, people also need to be more responsible. I know for a fact that there's a lot of people that simply don't make enough money. I make roughly 100K a year and in California, rent prices alone eat up almost 3/4 of what I make. Throw in dependents, and other financial obligations and it's easy to end up in the negative.

[@auroojkhan7651]

I am not living paycheck to paycheck but am feeling the squeeze from higher food, utilities & gasoline. I looked at my budget constantly & finally realized that I was paying too much for cable, internet & home phone & cell phones. It is a pain to have to renegotiate yearly but really saves money. I have really been spending a lot less discretionary income & creating revenue for more interest, Luckily for me my coach Frost Hilda has been using every opportunity to ensure I benefit from each turn the market trend takes. Best be prepared for what the future will be bring..

[@andrescastillo2043]

I use to be like this when I was younger, now I'm way better with money. I'm just not impressed with a lot of material items anymore. Having a budget and having patience is something I had to practice overtime.

[@ahmadrajpoot8797]

how do I go about this aurooj? I want to try all my options

[@prachispalate]

Thanks for sharing your story. It will help a lot.

[@HumTumInEngland]

Thanks for watching the video ❤️ Hopefully we may have helped you in some way by sharing our Home Buying experience with you all. Please do put your doubts in the comment section so we can help you better 😊 For our channel’s support.. don’t forget to like and subscribe 🙏🏻 Thanks #HumTumInEngland

[@abhisaurabh09]

Information thodi kam he . Ghar aapne kitne ka liya . Kitne saal ka loan he . Emi kitne . Aur kya yha India ki trah 80c and 24b jse kuch exemption he . 5 saal baad apke ghar ki value on avg kitni percent jyada hogi . Aur 3 saal baad ab apko kaise lagte he ki ghar lena chye tha ki nahi .Tabhi to hum subscriber informed decision le paynge aur shayad ghar lene ka socha.

[@bhoovisaini8005]

You guys have explained this topic so nicely.....All the best to you guys ...it's such an achievement to buy a house in another country.

[@naukariknowledge7388]

Happy married couple life and congratulations for buying home.

[@SunitaKevlogs]

Namaste. aap ki videos dekhti rehti hun. soch rahi thi aap ko pehle dekha tha.is video se yaad aaya aap Sangwan family ke ghar gaye the to unke vlog mein dekha tha I think.

[@RakeshPatel-cr3ri]

I m first time buyer’s this video very useful thanks 🙏

[@shivanandshilwant5827]

Congratulations in spite of all difficulties you have your own home

[@zafariqbal8073]

Very informative... please keep it up...thank you..from Bangladesh

[@kanchanpandey3719]

Bahot pasand aayi video,main Milton Keynes me rahti hoon,aur hum bhi ghar lene ka sochh rahe hain,aur isi time pe aapki video aa gayi...Thank u Avi 😘😘😘

[@ashharvlog4897]

Thank you so much your videos help a lot and gives me a motivation to buy a house.

[@Assassin110]

Congratulations 👏🎉🎉👍 sir -madam stay blessed always! Have a peaceful life 🙏

[@senddev]

Great. Loved your presentation. Keep it up 😊

[@rupikabhasin1555]

Thanks for sharing!! 😊

[@Tt-nx2iw]

Congratulations 🎉🎉🎉 🇮🇳 best decision Even we are planning to buy our first 🏠🏡👍👍😇

[@vedantijadhao2827]

Very well explained and in detailed information.

[@HumTumInEngland]

thanks for watching

[@whatstime566]

MASHA ALLAH , SO CUTE COUPLE

[@hassanqureshi7477]

Nice thanks for information…appreciate that

[@Nishit_dwarka]

Thank you for sharing very good information

[@eunxiqx8878]

Much informative 👍 definitely it will be helpful for us too as we are planning to move in uk in next few years

[@rumaahmed5074]

So much informative.Thanks guys🙂 I have a request can you guys discuss which town would be better to buy a permanent house and why you guys choose lamington spa?

[@barakskitchennvlogs9121]

Superb information nd sharing with us

[@hassantech-travel]

Thank you. You both are too sweet.

[@ramaymd]

All the best guys

[@RakeshPatel-cr3ri]

Congratulations 🎉 for new 🏠

[@kunsha1]

Thank you guys for video! Could you suggest best Mortgage calculator also make how mortgage and rent makes the difference

[@darochsaab7112]

God Bless Uh guys😍❤

[@HumTumInEngland]

thanks a lot 😊

[@rinakaur7245]

Congrats on 100k subs

[@sn3051]

Did you buy off-plan? Heard that some new builds have issues. Which builder will you recommend?

[@naveedshahoffical5658]

Congratulations on your home

[@precioussyiem6791]

Good motivation for other couples.

[@b.mohammed9869]

Very informative video ,Thanks Gaurav and Avi Just a doubt can a student opt for house pls let me know thanks .Thanks for making video and clarify ,You guys are really amazing 🇬🇧🔥

[@harbalrajsingh8516]

Congratulations 🎉🎉

[@jeevanjoshi1070]

Did you complete probation period in the jobs? Normally banks don't pick your file unless your trial period is over in Europe.

[@rashmishrivastava9886]

Very wrell explained n very useful information

[@HumTumInEngland]

thanks for watching 😊

[@monabeniwal2073]

Very informative, god bless you both

[@anutrisha2294]

Congratulations 🎉

[@zsunay]

Thanks for this great video. When we say help to buy is applicable for your first house, I assume this refers to having your first house in the UK. Is this correct?

[@TheSankalpkumar]

God bless u lovely couple

[@HumTumInEngland]

thanks 😊

[@siyanpro777]

Very good information

[@anusimon2005]

Kindly let us know what were the extra cost involved,like for the solicitor etc! Thanks

[@muhammadismailcareertips3158]

good video tips

[@mounteverestfruits3441]

Thank you for this informative video. Did you buy a house within 6 months of your arrival in the UK. How did you manage to create your credit history so quickly? Thank you.

[@bhabukgadtaula9151]

Congratulations from Nepal.

[@shrenikshah2015]

Hi Gaurav and Avi, can you pls tell me how is Crawley for setting down for a couple of years..

[@Aliaftabvoice]

Amazing 😊

[@AmitGarg-ri1fu]

it would have been great if you would have shared exact cost ..

[@laveshnagria]

Hi Gaurav and Avi...I have been regularly following your videos since I was in India....and I must say I benefitted a lot when I moved here in Bournemouth recently...I actually made my packing list as per your video which you made on what to pack while traveling abroad...I haven't planned for buying a house but yes this video definitely will help in planning in case I make up my mind. Your information and advice are highly appreciated. You guys are awesome...best wishes...

[@HumTumInEngland]

Thanks 😊

[@rampurafreen2205]

Hi... I'm also moving to UK in next month,I heard that mixers are not available their.Is it true??

[@ayeshasultana3115]

@@rampurafreen2205 assalamualaikum Afreen...it's difficult to find India type mixer grinder,but you get blenders which is sufficient..but it's slow..I insist you get one..

[@sashbhah]

Thanks a lot for the video. Quite useful. We have very recently moved to London - what would be the earliest time we could buy a property given currently we are in the first year of the 3 year skilled visa?

[@HumTumInEngland]

Start doing research after 6 months of your arrival and check with some mortgage advisors about the options you have !!

[@sarina5352]

Don't buy property at the moment, take atleast a year to research and looking on various sites. Buying a home in London is like buying your own life 😂. Save money for atleast 2 to 3 years. If you already have a good deposit which is usually 5% of your property, it's around £20 to £30 for a property worth at least £320000. Don't rush into property especially if you are thinking of London. It's not just property but the other costs too. So get in touch with a good property dealer and then it will be easier. But not this year, around next year is a good time. By the way I live in London with my family. Good luck.

[@TheAyan111]

Congratulations! Are you on ILR now? After getting ILR, do you get preferential interest rate during mortgage?

[@affanzahid579]

We married 5 dec 2021 & We are planning to come to london with our 8 months daughter.

[@AshokSharma-ix7hy]

Heathrow to leamington spa ke liye evening 7 o clock arrival hone k baad kaise easy aaya ja sakta h, ya morning tk rest zone me rh kr aage journey start krni chahiye pl tell

[@USABESTMBA.COM-NEWS]

Nice video 📹 n house 🏡

[@sukhomoyb]

Hi Gaurav & Avi, I call you the lucky couple 👫, and I watch most of your videos. Anyway, coming to the point, "Us time hum visa pe the" - what does that mean? What kind of visa was that?

[@RakeshPatel-cr3ri]

Thanks 🙏

[@bashirauwal5825]

Congratulations 🎉 on your new home🏡. I just purchased cash for my first house three weeks ago. While watching this strange video, I feel very proud of myself and my accomplishments. I'm so delighted I made wise financial decisions that improved my life forever.

[@bashirauwal5825]

@Jacob Zate Thanks 💃💃😊

[@bashirauwal5825]

@Camila Santos I can mention some that were beneficial to me. 1. Make a plan for it. 2. Be frugal and spend as little as possible (don't buy things you don't need). 3. Put money aside for retirement (Roth IRA /401k). 4. Create an emergency fund 5. Save in order to invest. This is the most significant because it is a tried and true method of increasing one's wealth. Very essential in terms of financial success

[@bashirauwal5825]

There are numerous investment possibilities available, including real estate, exchange-traded funds (ETFs), stocks, and cryptocurrency, but my best recommendation is to have a professional guide you through the process.

[@bashirauwal5825]

@Camila Santos I highly suggest *Rachel Blanc's* services; she's an excellent specialist who has influenced my financial journey.

[@albertcharles4415]

Congratulations Bashir, you're brave and inspiring

[@nivyaeasudasan4872]

It would be more helpful if you could tell the price of your house & the fees incurred in each steps....also the names of mortgage advisors & services you used

[@avinashkorpe729]

Kya sweet VDO है made for each other CUte couple क्या mutual understanding है congrant 🌹🌹

[@youravgmalayalee1366]

It would've been nice if you added English captions to this video. Can anyone post translation of the important points?

[@jainikdoshi9491]

Can you also suggest what documents you need for buying a house

[@anubhavshrivastava1361]

Informative content with lifestyle vlogging, Can I purchase a house in a different city against which I am working right now?

[@sujeetnishad]

Very good information Gaurav and Avi, would you be able to share how much the bank is charging the interest in uk usually for home loan

[@HumTumInEngland]

usually depends on credit score, affordability and your visa status.. several factors but general rate could be 2-3% these days

[@sohelmodi1]

Interest rates in the UK are dependent on the Bank of England's base rate. As the base rate increases the rates will go up. Something which we are experiencing in the UK now.

[@spidyniks]

Why did you choose Leamington spa, I've been there for 2 years it's a very nice place for Indian community there.

[@rinakaur7245]

You should've done a longer fix when you remortgaged in 2021.

[@swarajgotra3292]

Can you make any video like how much earnings are good here And please make video about nin tax and about td tax . If I work more hour so I get less income bcz tht deduct more taxes

[@kavitabhal5167]

Very good cha h🤗🤗🤗🤗🤗

[@balbirlaur7280]

Very helpful video 👍

[@anuradhaarora6100]

Hi guys. M big fan of yours. I just wanr to ask that which University is better london metropolitan or Coventry for career point of view. My course is msc data Analytics

[@monjurujjal735]

From which bank did you take the mortgage loan?

[@yakeshmodi]

Inspiring !! What’s the profession of both of your? Pls share that

[@sukhnindersingh1776]

Veer ek ea gal dasoo jado study complete Jo jandi aa uk vich duara study ta ni karni pendi pr ja visa extend karvon lai please dasooo

[@-shortsforyou-]

Hi Gaurav and Avi Can you please guide me if dependent of student got tier 2 job in UK(Data Analyst or Consultant) , can we convert dependent visa into skill worker visa?

[@liveandletlive8687]

Those who have money they deserve to live in this present generation

[@Bishnahpigeonupdate]

God bless you

[@kailasavhad2985]

Thanks for sharing imp information Muje ek saval tha sir.. Kya Mai India me rahke UK me property kharid sakta hoon ?

[@user-qx2ol8rf2p]

Hi Gaurav and Avi U both are very sweet God bless you Aj Kal morgage ka Kya hisaab hai wahan aur kese easily home buy kr skte Hain please help 😒

[@Mk-ru9ed]

Can you tell me about red lite means blue moves making

[@inderrsiingh]

Koi aise video bano jisme ICT visa person got converted his visa to general tier 2

[@sukhnindersingh1776]

Please ek gal dasoo ki study complete hon too baad study dubara ta nahi karni pendi PR lai ja visa extend karvon lai i am graduated

[@mtalhaaziz7764]

Bro without mortgage, cash Dy kr home purchase kr skty direct ?

[@shabibraza]

On which visa category you guys were? I m on skilled worker visa but ppl are saying u can't get help to buy

[@mukund198526]

I had recently purchased the house after landing in the UK in 6 months, I paid 20%, there is no government scheme helped because i.e. only applicable for 1st-time buyer and the 1st time buyer major condition is that you will never own any house in the world 😞 but yeah it was great to have a house and paying the mortgage for our own house 🙂. one more thing wants to add if someone is with a family and willing to purchase the house then please consider your house which comes in the area near to grammar school because as per law you need to be in a nearby area (around 10 miles) of a grammar school for 2 years minimum to be eligible. One pro tip - if you go to the builder with the approval of your mortgage principal - they lose this option of giving their mortgage advisor because even mainstream banks like Barclays, HSBC, and many more also help first-time buyers.

[@HumTumInEngland]

thanks 😊 good to know 👍🏻

[@youtubervijayvjsweb]

Ohh , thanks

[@mukund198526]

@Rupinderjit Singh It all depends upon how much you are earning at the moment as well, since my wife and I both were having good salary according to the bank, so bank helped us and that too, we are on skilled worker visa for another 5 years because I am already paying around 2300 GBP per month in rent and also have car lease, so it helped me, I took the car in just 15 days after landing in the UK. Yes it was Halifax only for 1 year and then will switch to HSBC or Barclay as I have a premier account in both. So in nutshell it all depends upon your profile and there is one special tip that - choose some advisor who can help in searching manual entry of credit score rather from the system, although we both have good credit score there is another condition that you need to fulfill that your current location tenure, so just after 1 year HSBC is very easily able to give. There are some financial advisors who help only for tier 2 visa people, so google it you will find many more.

[@sandeshsalkade2500]

Hi Mukund, so if you already own a house anywhere in the world (I have one in India) then it means you are not eligible for this "Help to Buy" benefit from government, right? In that case, we need min 20% as deposit if we wish to buy house anywhere in the UK.

[@mukund198526]

@@sandeshsalkade2500 Yes so ideally you need 10% but if you have less than 1 year of stay and your salary is lesser than what the bank feels in that case yes you need to pay 20% of the deposit and additionally also you need to pay stamp duty as well since you are not qualified as a first-time buyer.

[@maliktemoor2701]

Monthly kintey installment app log paay kartey rahey???

[@nailaumar3658]

Masha Allah Beautiful couple Solicitor ki fees kia thi, plz let me know

[@minakshikumbhkar]

We too bought our first house in UK Without any govt help.

[@khaleefathullahrahil3379]

Hi very informative video, however few things were not clear to me, what you mean “hum visa pe the” app kaun se visa pe the?

[@HumTumInEngland]

We were on Tier 2 visa which is now called skilled worker visa

[@SagarinEngland]

Wow

[@Abhijeet08Singh]

You never told about the emi amount... Whether buying a home is beneficial than renting? Kitna cost aaya? Ye sab unanswered raha...

[@pankajkumar-jr8ju]

Hi Gaurav i am also moving to Leamington spa

[@tanvipanchal1281]

Hii, I love ur videos, can u make a detailed video on brp card, nin number, sim card, nhs and how to open bank account nd which bnak is good for students..??

[@badshah6967]

pls reply agar mein half payment de kar uk home lun mge wahan ki nationality mil sakti hai , agar mein visit visa par ao tou

[@saifuddinsiddiqui8196]

Is it possible to get mortgage loan on property i m currently on student visa, and I can make 25 % to 50 % down payment. Please guide which bank or mortgage adviser shall I contact. Or can a international person also get mortgage loan

[@SameerKhan-dc7nr]

Meri sis be uk h par unke paas be itna pessa nhi h plz help karna ese he unko btauo gi aap ka very good

[@nayeralwinkhokhar1664]

Hello brother and sister aap kaha rehaty haen Uk maen

[@nazninkagzi8396]

Hey.. I am from india but currently i am a student and i want to know how can i change my field after graduation because i am a civil engineer and currently i m doing my master in project management in construction but i want to build my career as a data analytis because now it is in demand. How it is possible? Can u suggest me?