What are the Fixed Income Investment Options For Accumulating Retirement Corpus?

[@sanjaychatterji8630]

Has your view of debt funds changed after the new taxation rules? Do you have an updated Video on this topic. Thanks for all your guidance

[@poulamib]

Please make an updated video given the debt fund taxation now

[@pranaykapur8751]

Thanks for the video..please make a similar video on fixed income investment options post retirement

[@pattufreefincal]

Will do

[@silviamammen8924]

@@pattufreefincal sir any update on this? Fixed income investment post retirement

[@malanmalan01]

All your videos holds abundance of information sir..Thank you so much for posting all these videos for public consumption..All of us,viewers owe you a lot sir🙏🏿🙏🏿🙏🏿🙏🏿🙏🏿🙏🏿

[@pattufreefincal]

Thank you

[@SimonJoy]

Sir, can you please explain how do you track goal based investments. Do I need to invest seperately for each goal and maintain the equity to debt ratio. Or I can invest as a common pool for all goals.

[@pattufreefincal]

You can do both. See my audit video and articles

[@SambathikaChinthakal]

What about using Hybrid Conservative Funds for fixed income option ? (Using an SWP)

[@ridersam5420]

Sir kindly guide on cumulative fixed deposits , can we count it as a safe compounding investment , do every banks have C.fd & non C.fd ?

[@karthikavijaya88]

Sir can only few liquid funds like hdfc, icici can alone be held as fixed investment option?

[@piyushbarman2541]

Hello pattu sir..need to know about post office monthly income. Is it better than fd's. Like monthly income can be used to invest in Sip and ppf based on asset allocation of 40 equity and 60 debt for long term

[@divancentre1739]

Pattu Sir. Thank you for your videos. It immensely helps illiterate persons like me. You have mentioned about 2 ways of re-- balancing portfolio. 1) Transfer Equity to Debt according to target allocation % and vice versa 2) Put more money in that class which has not performed well to maintain the allocation %. My query is for 2nd one. Would it not mean that we are missing on the gains earned in one class. I mean booking of profit? If for example we get stellar gains in Equity in one year, instead of transferring the gain from equity to debt, if we re balance by adding more funds in debt, it will sure meet the target allocation but we are also missing gains? Hope I make sense. Sorry for being dumb. Thanks Jeet

[@akalawfirmlawyers1309]

Can we rely on post office FDs ?

[@pattufreefincal]

If you do not mind the tax yes

[@akalawfirmlawyers1309]

@@pattufreefincal thanks you

[@htssekhar765]

Sir what is fixed index annuity

[@vix025]

How safe is fd in post office ?

[@AnkyDwngan]

pattu sir Can debt funds like franklin savings and a few liquid funds alone (no NPS, PPF) be a part of ones fixed investment ? since liquidity is the issue with PPFs

[@pattufreefincal]

Yes

[@ankurbamne7155]

Dear Prof. I had a query, how does reducing interest rates affect arbitrage funds? Do the potential returns reduce only due to reducing yield on debt part of the portfolio? Or is there any other reason. Thanks in advance.

[@pattufreefincal]

No rates but market information flow. It could. I am not worried as tax arbitrage is my focus

[@ankurbamne7155]

@@pattufreefincal what are your thoughts on arbitrage funds to be used as fixed income funds as it has more favorable equity like taxation. Thanks

[@msanthoshplus]

Hi Sir Why Corporate bond is not considered here. Am using icici corporate bond fund. Is it okay to continue ?

[@Jyyo]

Any corporate bond contains an intrinsic risk

[@justcurious9169]

But sir these small banks which comes with 5 lack sum insurance. We should also don't consider them??

[@kmbala555]

Nope, in long term Tax will eat your interest in FD

[@samarjitsarkar7073]

Pattu great explanation

[@SankHar4]

Pattu let me kottu