Question… Do I have to season Crypto earnings from a legit exchange? Aka Coinbase etc…
@indira193012 сағат бұрын
I am in the process in closing on a house. Should i buy down the rate for a fixed 30 years. Or should i just buy it down for one year ? Or should i just try and refinace later? 😅
@melanieabbondandolo4812 күн бұрын
Curious closed on a house in december with only 15% down. Is it possible to refinance if rates drop towards the end of the year or does it require 20% equity to refinance?
@rockyp192 күн бұрын
You can refinance , but rates won’t drop much in next few days. Unless you meant end of 2025? Use this formula when it makes sense to refinance, 125k / loan amount. If the rate moves that much, it makes sense to refi. Also calculate break even price based on how much your fees etc are to refinance.
@melanieabbondandolo4812 күн бұрын
I did mean at the end of 2025 for refinance. Thanks for the info
@ethanarmbruster65662 күн бұрын
@@melanieabbondandolo481 you need 97 LTV to do a rate and term refi. 80 LTV for a cash out refi.